IASbaba's Flagship Course: Integrated Learning Programme (ILP) - 2024 Read Details
TOPIC: General studies 2 and 3
- Government policies and interventions for development in various sectors and issues arising out of their design and implementation.
- Indian Economy and issues relating to planning, mobilization of resources, growth, development and employment.
- Inclusive growth and issues arising from it.
Introduction:
Pradhan Mantri Jan Dhan Yojana (PMJDY) seems to be delivering well on its financial inclusion objectives without placing undue burden on bank. The aggregate deposits in the PMJDY accounts have grown ten-fold from the first phase of the scheme in January 2015.
The PMJDY has delivered financial inclusion:
Going forward:
Conclusion:
The PMJDY is delivering on inclusion, but awareness among account holders must rise. Apart from awareness the banks need to avail most of
Connecting the dots: