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DAILY CURRENT AFFAIRS IAS | UPSC Prelims and Mains Exam – 6th December 2022

Archives (PRELIMS & MAINS Focus) Directorate of Revenue Intelligence’s (DRI) 65th Founding Day Open in new window Syllabus Prelims – Economy Context: Recently the Directorate of Revenue Intelligence (DRI), the apex anti-smuggling intelligence and investigation agency functioning under the aegis of the Central Board of Indirect Taxes and Customs (CBIC), celebrated its 65th Foundation Day at New Delhi. The Union Minister for Finance released the “Smuggling in India Report 2021-22” which analyses trends such as Smuggling of Gold, Narcotics Drugs and Psychotropic Substances, wildlife etc., Commercial Frauds and International enforcement operations & cooperation. About Directorate of Revenue Intelligence’s (DRI): The Directorate of Revenue Intelligence is the apex anti-smuggling agency of India, working under the Central Board of Indirect Taxes & Customs, Ministry of Finance, Government of India. It was constituted on 4th December, 1957. It is headquartered in New Delhi. The DRI has also been designated as the lead agency for Anti-Smuggling National Coordination Centre (SCord). It is tasked with detecting and curbing smuggling of contraband, including drug trafficking and illicit international trade in wildlife and environmentally sensitive items, as well as combating commercial frauds related to international trade and evasion of Customs duty. Source: PIB Dr. Rajendra Prasad Open in new window Syllabus Prelims – History/Personalities Context: Prime Minister of India pays tributes to Rajendra Prasad on his birth anniversary on 3rd December 2022. About Dr. Rajendra Prasad: Personal Life: Birth: He was born on 3rd December 1884 in the Siwan district of Bihar. Education: He joined the famed Calcutta Presidency College in 1902. After completing his Master’s degree in Economics from the University of Calcutta in 1907, he went on to study law at the Calcutta Law College and practised at the Calcutta High Court. He completed his Doctorate in Law from Allahabad University in 1937. In the early 1920s, he became the editor of a Hindi weekly Desh and an English biweekly, Searchlight. Indian National Movement: Prasad attended the 1906 Calcutta session of Indian National Congress. He joined the party in 1911 and later elected to the All India Congress Committee after which he met Mahatma Gandhi. He was highly impressed by Mahatma Gandhi and he supported Gandhi during the Satyagraha Movement against Indigo Planters in Champaran, Bihar. He later quit his lucrative career as a lawyer in 1920 and jumped into Freedom Struggle Movement and participated in the Non-Cooperation Movement. He led the Non-Cooperation Movement in Bihar holding meetings, touring state and making speeches. He urged people to boycott government schools, colleges, jobs. He started the National College in Patna in 1921 to promote Swadeshi asking people to boycott foreign goods. He set up the Quetta Central Relief Committee in Sindh and Punjab under his own presidency after 1935 Quetta Earthquake. Prasad was elected as the President of the Bombay Session of the Indian National Congress in October 1934. He was also elected as the President for second time in 1939 after Subhash Chandra Bose resigned from his post and third time President of INC in 1947 when J.B.Kripalani resigned from his post. Prasad was arrested several times during the national struggle and imprisoned by British authorities during the Salt Satyagraha of 1931 and the Quit India Movement of 1942. Contribution to Constitution Making: In 1946, Rajendra Prasad joined the Interim Government of India as the Minister of Food and Agriculture. As a firm believer in the maximization of agricultural production, he crafted the slogan “Grow More Food.” He was elected as a member of the Constituent Assembly from the Bihar Province where he served as the president of the Constituent Assembly from 1946 to 1950. On 24th January 1950, at the last session of the Constituent Assembly, Prasad was elected as the President of India and has the distinction of being the only President to have been re-elected for a second term. Committees of Constituent Assembly under the chairmanship of Dr. Prasad includes: Ad hoc Committee on the National flag Committee on the Rules of Procedure Finance and Staff Committee Steering Committee Literary Works: Satyagraha at Champaran (1922) India Divided (1946) Atmakatha (1946) his autobiography written during his 3 year prison term in Bankipur Jail Mahatma Gandhi and Bihar, Some Reminiscences (1949) Bapu Ke Kadmon Mein (1954) Since Independence (1960) Source:  The Hindu Previous Year Questions Q.1) Who among the following was associated as Secretary with Hindu Female School which later came to be known as Bethune Female School? (2022) Annie Besant Debandranath Tagore Ishwar Chandra Vidyasagar Sarojini Naidu Q.2) He wrote biographies of Mazzini, Garibaldi, Shivaji and Shrikrishna; stayed in America for some time; and was also elected to the Central Assembly. He was                  (2018) Aurobindo Ghosh Bipin Chandra Pal Lala Lajpat Rai Motilal Nehru Soil health Open in new window Syllabus Prelims –Environment In news: In 2014, the United Nations Food and Agricultural Organization (FAO) declared December 5 as ‘World Soil Day’. The day was chosen as it coincides with the birthday of Thailand’s king, HM King Bhumibol Adulyadej, who led the programme and made it happen. It aims to draw people’s attention to the importance of healthy soil for the environment and for life. Importance of soil: Provides plants nutrition to grow and foothold for their roots. It filters rainwater, recharges groundwater, regulates the discharge of excess rainwater, preventing flooding and it can store large amounts of organic carbon. Soil can help regulate emissions of carbon dioxide and other greenhouse gases. We build with soil — and on it — from mud brick houses to buildings, highways and more. It is a habitat for billions of organisms (including microorganisms) and about 25 per cent of the planet’s biodiversity. The soil microbes help break down organic matter and extract vital nutrients plants can use. Soil’s capacity to hold water varies according to the soil type (clay holds more water than sandy soil) and organic matter content. Each one per cent increase in soil organic matter helps the soil hold 20,000 gallons more water per acre. Healthy soils are the foundation of the food system. It is estimated that 95 per cent of our food is directly or indirectly produced on our soils. A healthy soil helps sustain life — plants, insects and microorganisms; withstand climate events like droughts, floods and erosion; and provide other ecosystem services. The microorganisms and larger organisms turn minerals into plant nutrients, which improve crop production. Healthy soil can help mitigate climate change by increasing its carbon content – soil removes about 25 per cent of global fossil fuel emissions from the atmosphere each year. Healthy soil has the right chemical composition of macro- and micro-nutrients such as nitrogen, phosphorus, potassium, calcium, magnesium, sulphur, iron, manganese and others, which plants get from the soil. Healthy soils store carbon and other greenhouse gases in soil organic matter (SOM). Globally, 10-14 per cent of total carbon emissions come from the intensive agricultural production system. Soil management is an essential element of regenerative agriculture, which helps regeneration. Intensive agriculture: It includes promotion of monocropping, regular and over-tillage and use of chemicals. Chemical fertilisers and pesticides reduce beneficial soil organisms, which are necessary for soil health, making it less productive, reducing its water retention capacity and making it more susceptible to erosion, according to estimates. A third of the world’s soils are degraded. In India, around 29.7 per cent land is degraded, according to the ISRO Atlas published in 2021. Soil erosion and land degradation pose a major threat to global food security and to the achievement of the United Nations-mandated Sustainable Development Goals, compromising the well-being of at least 3.2 billion people around the world. The loss of a few inches of topsoil has the potential to lower crop yields by 50 per cent and it can take hundreds of years to rebuild the soil. Soil carbon sequestration: Soil carbon sequestration is a process by which carbon dioxide is removed from the atmosphere and stored in soil, through processes like photosynthesis or the conversion of CO2 found in air pockets in soil into inorganic carbonates. This is possible with regenerative agriculture, which may result in more SOM in the soil. In fact, nearly 80 per cent (2,500 gigatonnes) of all carbon in terrestrial ecosystems is found in soil. The Intergovernmental Panel on Climate Change indicated that carbon sequestration will be a critical part of the strategy to fight global warming. Organic matter increase can help with carbon sequestration, while also improving the soil’s microbial population. This is possible through reversative agriculture (organic or natural farming) — a low-cost approach to reducing greenhouse gas emissions. Organic farming does not use chemicals, but it does increase organic matter content, microorganism population and plant availability of both micro- and macro-nutrients. With only about 60 years of topsoil remaining under current practices, regenerative agriculture is the solution. Farmers’ transition to adopt regenerative farming must include measures such as capacity building, incentives, seed and input availability as well as a mission-mode programme will have a long-term benefit for soil health and carbon sequestration Source: DownToEarth Previous Year Questions Q1.) With reference to the circumstances in Indian agriculture, the concept of “Conservation Agriculture” assume significance. Which of the following fall under the Conservation Agriculture? (2018) Avoiding monoculture practices Adopting minimum tillage Avoiding the cultivation of plantation crops Using crop residues to cover soil surface Adopting spatial and temporal crop sequencing/crop rotations Select the correct answer using the code given below: 1, 3 and 4 2, 3, 4 and 5 2, 4 and 5 1, 2, 3 and 5 Vikram S rocket Open in new window Syllabus Prelims – Science and Technology In news: On November 18, 2022, Hyderabad-based Skyroot Aerospace scripted history by becoming the first private Indian organisation to launch a rocket from Indian Space Research Organisation (ISRO)’s launchpad in Sriharikota. Vikram S rocket: It is a part of Mission Prarambh, which means the beginning. It is a sub-orbital rocket, which reached outer space and then splashed into the sea. Has payload capacity of up to 300 kilograms. Vikram-S used solid fuel-ammonium perchlorate, which is not completely green fuel. With Vikram-2, it is planned to use liquefied natural gas (LNG), which is greener compared with traditional kerosene fuel. Mechanisms of Vikram S: There are four spin thrusters, which will generate the rocket’s spin and stability so that it doesn’t deviate from the trajectory. Max-Q is the maximum stress on the rocket and is experienced during the lift-off. At around 23 seconds, the rocket achieves five times the speed of sound or Mach 5. ‘Apogee’ is the maximum point after which it descends, falls back and splashes down into the sea. It takes around two and a half minutes to reach the Apogee and another two and a half minutes to splash down. Technologies used: carbon composites: porous structure made of carbon and carbon fibre and four times lighter and has higher strength than steel. The lighter the rocket, the more payload we can use. 3D printing: reduces the cycle time by 90 per cent compared with traditional methods and allows to build complex shapes. Cycle time is the time required to manufacture a component. Cost-effectiveness Efficient technology Utilising existing govt infrastructure Operating out of India About Skyroot Aerospace: It is an Indian private aerospace manufacturer and commercial launch service provider headquartered in Hyderabad. Mandates: cutting-edge innovation and cost-effectiveness Next launch will be Vikram-1, an orbital vehicle that puts satellites into orbit. Vikram-2 will have a higher capacity than Vikram-1. Skyroot Aerospace focuses on reusability of rockets. Source: DTE Previous Year Questions Q.1) With reference to India’s satellite launch vehicles, consider the following statements: (2018) PSLVs launch the satellites useful for Earth resources monitoring whereas GSLVs are designed mainly to launch communication satellites. Satellites launched by PSLV appear to remain permanently fixed in the same position in the sky, as viewed from a particular location on Earth. GSLV Mk III is a four-staged launch vehicle with the first and third stages using solid rocket motors; and the second and fourth stages using liquid rocket engines. Which of the statements given above is/are correct? 1 only 2 and 3 1 and 2 3 only Mahaparinirvan Diwas Open in new window Syllabus Prelims – Current Affairs In News: Bharat Ratna Dr BR Ambedkar’s 67th Mahaparinirvan Diwas or death anniversary was celebrated. About BR Ambedkar:                               Dr Ambedkar was a jurist, economist, politician and a social reformer who campaigned against social discrimination of downtrodden, women and labourers. He was born in 1891 in Mhow Army Cantonment, Madhya Pradesh Known as The Father of the Indian Constitution He was conferred the Bharat Ratna posthumously in 1990. Education: He completed his matriculation in from Elphinstone High School. He completed his Post Graduation in Economics. He completed another doctorate from the London School of Economics – thesis “The problem of the rupee: Its origin and its solution”. He completed his Ph.D. degree in Economics from the University of Columbia. Contributions: In 1919, in his testimony before the Southborough Committee in preparation of the Government of India Act Ambedkar opined that there should be a separate electoral system for the Untouchables and other marginalized communities. In 1920, Ambedkar launched a newspaper called “Mooknayaka” (leader of the silent) with the assistance of Shahaji II, the Maharaja of Kolhapur In 1923, he set up the Bahishkrit Hitkarini Sabha (Outcastes Welfare Association) Ambedkar launched full-fledged movements for Dalit rights by 1927 and demanded public drinking water sources open to all and right for all castes to enter temples. In 1932, Ambedkar signed the Poona Pact. He participated in all three round table conferences in London and demanded separate electorate for untouchables. In 1936, Founded the Independent Labor Party and his party contested the 1937 elections to the Central Legislative Assembly. In 1942, founded Scheduled Castes Federation. In 1947 Dr. Ambedkar was appointed as the chairman of the constitution drafting committee. In 1950, founded the Bharatiya Bauddha Mahasabha. In 1956 Ambedkar organized a public ceremony to convert around five lakh of his supporters to Buddhism. By December 2nd, 1956 he completed his final manuscript, “The Buddha or Karl Marx” On 6 December 1956, he died at his home in Delhi. Books and periodicals: Bahishkrit Bharat(1927) Samatha(1929) Janata(1930) Mook Nayak (weekly) Annihilation of caste Philosophy of Hinduism Riddles in Hinduism What Congress and Gandhi have done to the Untouchables Who were the Shudras? The problem of rupee: its origin or solution (thesis) States and Minorities: What are Their Rights and how to Secure Them in the Constitution of Free India The Buddha and His Dhamma Buddha Or Karl Marx Ancient Indian Commerce: Commercial Relations of India in the Middle East (thesis) The Partition of India Federation Versus Freedom Thoughts on Pakistan Ranade, Gandhi and Jinnah Castes in India: Their Mechanism, Genesis and Development MUST READ Neo-buddhism Source: newsonair Previous Year Question Q1) Which of the following parties were established by Dr. B.R. Ambedkar? (2012)S The Peasants and Workers Party of India All India Scheduled Castes Federation The Independent Labour Party Select the correct answer using the codes given below: 1 and 2 only 2 and 3 only 1 and 3 only 1, 2 and 3 The Paris Club Open in new window Syllabus Prelims – Economy In News: Paris Club creditor nations are proposing a 10-year moratorium on Sri Lankan debt and another 15 years of debt restructuring as a formula to resolve the Sri Lankan debt crisis. Earlier this year, Sri Lanka had defaulted on its 51 billion dollar external debt in the midst of spiralling political and economic crisis. India has provided emergency aid to the tune of four billion dollars. The Paris club has also called upon the Global north and south to take a similar haircut in restructuring of Sri Lankan debt. The Paris Club: It is an informal group of official creditors from 22 wealthy countries who find sustainable solutions for challenges faced by debtor countries. It provides a platform for governments facing financial difficulties to reduce and renegotiate their debt repayments. Formed in 1956, it has signed more than 400 agreements to date, worth more than half a trillion dollars to about 100 countries. The “G20 Common Framework” is an initiative endorsed by the G20 together with the Paris Club. Other creditor nations are allowed to participate in negotiation meetings on a case-by-case basis, if they meet certain conditions. The members meet in Paris once a month except for February and August. Each meeting includes a one-day ‘Tour d’Horizon’, during which creditors talk about the external debt situation of debtor nations, or issues regarding how those countries are managing their debts. The Paris Club invites debtor nations to a meeting with its creditors after it has concluded an appropriate program with the IMF (International Monetary Fund) that shows that the country cannot meet its external debt obligations, and therefore requires a new payment arrangement with its foreign creditors. Representatives of the World Bank, the IMF and other international institutions, plus the relevant regional development bank, may also attend the meeting as observers. The debtor country’s representative is usually its Minister of Finance, who heads a team comprising officials from his or her ministry and the central bank. Source newsonair Previous Year Question Q.1) With reference to the “G20 Common Framework”, consider the following statements: (2022) It is an initiative endorsed by the G20 together with the Paris Club. It is an initiative to support Low Income Countries with unsustainable debt. Which of the statements given above is/are correct ? 1 only 2 only Both 1 and 2 Neither 1 nor 2 India Inequality Report 2022: Digital Divide by NGO Oxfam India Open in new window Syllabus Mains – GS 1 (Society) and GS 2 (Governance) Context: According to ‘India Inequality Report 2022: Digital Divide’ released by the NGO recently, Indian women are 15 per cent less likely to own a mobile phone and 33 per cent less likely to use mobile internet services than men. Highlights of the report: The report analyses the primary data from Centre for Monitoring Indian Economy’s (CMIE) household survey held from Jan 2018 to Dec 2021. Indian Women internet users: Indian women are 15 percent less likely to own a mobile phone and 33 percent less likely to use mobile internet services than men. Women constitute only one-third of internet users in India. India’s position globally: In Asia-Pacific, India fares the worst with the widest gender gap of 40.4 percent, says the study. Rural-urban digital divide: Despite registering a significant (digital) growth rate of 13 percent in a year, only 31 percent of the rural population uses the Internet compared to 67 percent of their urban counterparts, says the report. Caste-wise divide: In rural India, the tendency to use formal financial services is lowest for ST households, followed by SC households and OBC households. The likelihood of access to a computer is more for the General and OBC groups than for the SC and ST populations. The difference between the general category and ST is as high as seven to eight percent between 2018 and 2021. Religion-wise: Among all religions, Sikhs have the highest likelihood of having a computer followed by Christians, Hindus and lastly Muslims. Access to computer and internet for education: As per the National Service Scheme [NSS (2017-18)], only about 9 percent of the students who were enrolled in any course had access to a computer with internet and 25 percent of enrolled students had access to the internet through any kind of devices. The chances of having a computer are higher with higher levels of education as well as income. Among states, Maharashtra has the highest internet penetration, followed by Goa and Kerala, while Bihar has the lowest, followed by Chhattisgarh and Jharkhand, the report said Effect of pandemic and digital payments: The digital push driven by the pandemic resulted in India experiencing the largest number of real-time digital transactions in 2021 at 48.6 billion. However, the likelihood of a digital payment by the richest 60 percent is four times more than the poorest 40 percent in India. According to UN’s e-participation index (2022), which is a composite measure of three important dimensions of e-government, namely provision of online services, telecommunication connectivity and human capacity, India ranks 105 out of 193 nations. About Digital divide: Digital divide is a term that refers to the gap between demographics and regions that have access to modern information and communications technology, and those that don’t or have restricted access. This technology can include the telephone, television, personal computers and the Internet. Digital inequality is evident between communities living in urban areas and those living in rural settlements; between socioeconomic groups; between less economically developed countries and more economically developed countries; between the educated and uneducated population. Significance of Digital Divide: Political: In the age of social media, political empowerment and mobilization are difficult without digital connectivity. Health and Governance: Transparency and accountability are dependent on digital connectivity. The digital divide affects e-governance initiatives negatively. Social: Internet penetration is associated with greater social progress of a nation. Thus, digital divide in a way hinders the social progress of a country. Rural India is suffering from information poverty due to the digital divide. It only strengthens the vicious cycle of poverty, deprivation, and backwardness. Economic: The digital divide causes economic inequality between those who can afford the technology and those who don’t. Educational: The digital divide is also impacting the capacity of children to learn and develop. Without Internet access, students cannot build the required tech skills. Challenges associated with Digital divide in India: Population: It is a challenge for a developing country to serve a population of 1.30 billion uniformly. Every policy and project that is initiated should be implemented at a large scale keeping the future perspectives in mind. Geographical Diversity: Rural India is still deprived of the facilities of urban India because of its geographical location. It is poorly connected in terms of roads and infrastructural facilities. Illiteracy and Poverty: A large part of population is fighting for its daily basic needs. They do not bother about high speed devices and digitization. They are more worried about food and shelter. A large portion is illiterate and cannot operate digital devices. According to census 2011, literary rate in India is 74.04%. Lack of Infrastructure: Being a densely populated country, India needs well established infrastructure to deliver e-services. But still there are some rural disconnected regions which are not connected to Internet. Gender Divide: In India, there is huge discrimination among male and female. Only 65.46% of Indian women are literate and it is shocking that only 29 percent of Indian internet users are female. This creates a huge gender divide. Corruption: Corruption is a termite for government. At each tier of government structure, politicians and stakeholders try to draw illegal benefits for themselves. Most of the budget that is decided at higher level cannot reach the general public and a large part of it is lost due to mediators. Lack of Participation: It is observed that often the rural people are not very much attracted towards the web-based E-Governance services for various reasons. Many-a-times they are afraid of the technologies and at times they are even ignorant about the availability of technologies which can help in dealing with their problems. Government of India Initiatives to bridge the digital divide Digital India Initiative: To transform India into a digitally empowered society and knowledge economy. Vision Areas: Digital Infrastructure as a Core Utility to Every Citizen Governance and Services on Demand Digital Empowerment of Citizens Achievements: India today is home to more than 75 crore smartphones, 133 crore Aadhaar cards, more than 80 crore internet users, has 4G and is now accelerating towards 5G. Digital Payments India has emerged as the fastest-growing ecosystem for fintech innovations. India’s digital payments revolution is being appreciated globally. This was made possible due to innovative digital payment products like UPI and Aadhaar-Enabled Payment Systems (AEPS). When banks and ATMs were shut during Covid-19, AEPS-based micro-ATM at CSCs and post offices provided doorstep delivery of cash. The Jan-Dhan-Aadhaar-Mobile (JAM) trinity: It has ensured that the poorest receive every penny of their entitled benefits. Financial benefits worth nearly Rs 23 lakh crore have been transferred using DBT technology in the last eight years. Bharat Net: To provide high-speed broadband to all the villages, optical fibre has been laid in 1.83 lakh gram panchayats under Bharat Net. Education: PM e-VIDYA: Launched to enable multi-mode access to education. One class-One Channel: Dedicated TV channel per grade for each of the classes 1 to 12. E-PG Pathshala: An initiative of the Ministry of Human Resource Development to provide e-content for studies. Optical Fibre Network (NOF-N), a project aimed to ensure broadband connectivity to over two lakh (200,000) gram panchayats of India by 2016. Digital Mobile Library: In order to bridge the digital divide in a larger way the government of India, in collaboration with the Centre for Advanced Computing (C–DAC) based in Pune. Unnati, is a project of Hindustan Petroleum Corporation Limited (HPCL) which strives to bridge the digital divide in schools by giving the rural students with poor economic and social background access to computer education. Initiatives of State Government: Sourkaryan and E–Seva: Project of the government of Andhra Pradesh to provides the facility for a citizen to pay property taxes online. The Gyandoot Project: It is the first ever project in India for a rural information network in the Dhar district of Madhya Pradesh which has the highest percentage of tribes and dense forest. The project was designed to extend the benefits of information technology to people in rural areas by directly linking the government and villagers through information kiosks. Seva Sindhu: The Karnataka government launched a digital platform “Seva Sindhu” to address the issues of the common citizens in order to strengthen the ecosystem for government services. Wat Forward: Addressing the divide: Addressing the digital divide requires special, urgent and focused efforts of the government. A large investment needs to be made, year after year, in digital infrastructure. The establishment of a Broadband Infrastructure Fund with a large corpus from private, multilateral and government sources, including spectrum auction revenues, is a must. Digital Empowerment Foundation has a digital literacy and mentorship initiative that targets 100 tribal girls across five states to link them with 25 urban women known for their leadership skills or roles. The girls are provided with a smartphone and connectivity. The urban women connect with their mentees weekly via video calls to make them digitally literate. Many of these girls have now become entrepreneurs. India can set up a digitally integrated ecosystem in rural areas with a community wireless network and an information resource centre. This ecosystem can enable digital interventions to improve the quality of education. And in times like this pandemic, these centres can provide digital classrooms and online education. It will help in reaching out to students, irrespective of lockdown, curfew or any natural calamity. This outreach will not only serve as a learning platform but also as essential information-sharing and awareness generation. Internet infrastructural support and access to information continue to be crucial in supporting our underserved populations in these critical times. Panchayats have to be responsible to deliver information and services across 29 state subjects, were promised fibre optic lines under government’s programme. It is that policies as well as crises and emergency response should have a digital inclusion plank to mitigate the fallouts for vulnerable populations and ensure the availability of adequate safety nets. Digital divide is an emerging reality in India and heavy cost to access new technology will set the stage for digital divide i.e., digital discrimination. Digital illiteracy is on a constant rise in India. Until plethora of emerging issues due to digital gaps are not addressed timely, affordable and sustainable internet society will appear as sheer chimera. Source: Indian Express Deforestation in Amazon Basin Open in new window Syllabus Mains – GS 3 (Environment) Context: Recently, a report released by the Amazon Network of Georeferenced Socio-Environmental Information in collaboration with MapBiomas shows that the Amazon region has lost 10% of its native vegetation in almost four decades. The forest area lost is mostly tropical rainforest and is roughly the size of Texas. Key findings of the report: Widening Deforested area: From 1985 to 2021, the deforested area surged from 490,000 square kilometers to 1,250,000 square kilometers. Brazil accounted for 84% of all forest destruction in this period. Methodology: The deforestation numbers are calculated from an annual satellite monitoring. The satellite monitoring has been taking place in Bolivia, Peru, Ecuador, Colombia, Brazil, Venezuela, Suriname, Guyana and French Guiana since 1985. Brazil leads with highest loss: Brazil, which holds about two-thirds of the Amazon, also leads the destruction. In almost four decades, 19% of Brazil’s rainforest has been destroyed. Almost half of Brazil’s carbon emissions come from deforestation. The forest destruction is mainly due to cattle ranching expansion supported by the opening of roads. Impact on Carbon Emissions: At least some 75 billion metric tons of carbon are stored across the Amazon. If all that carbon ended up immediately in the atmosphere, that would be about seven times global annual emissions. About the Amazon Rainforests and Amazon basin: Amazon Rainforests These are the world’s largest tropical rainforests occupying the drainage basin of the Amazon River and its tributaries in northern South America. As of 2021, the Amazon had 74% of its area covered by tropical rainforests and 9% of other natural vegetation types. They are home to nearly a fifth of the world’s land species and over 45 million people. The rainforest of the Amazon is home to 400–500 indigenous Amerindian tribes. It is the source of 20% of the oxygen used by the planet. Tropical forests are closed-canopy forests growing within 28 degrees north or south of the equator. They are very wet places, receiving more than 200 cm rainfall per year, either seasonally or throughout the year. Temperatures are uniformly high – between 20°C and 35°C. The Amazon Basin The basin covers over 6 million square km, nearly twice the size of India. It is bounded by the Guiana Highlands to the north, the Andes Mountains to the west, the Brazilian central plateau to the south, and the Atlantic Ocean to the east. It comprises about 40% of Brazil’s total geographical area. The basin produces about 20% of the world’s flow of freshwater into the oceans. Significance of Amazon Rainforests in the basin countries: Source of rich biodiversity: The Amazon forests are highly biodiverse and a wide range of flora and fauna species can be found in the Amazon than in any other terrestrial ecosystem in the world. It is estimated to contain up to 30 percent of all species. Precipitation and climate control: The Amazon rainforest produces between 50 and 75 percent of the world’s precipitation through transpiration. Rainfall in the Western United States and Central America is influenced by moisture from the Amazon. The hydrological cycles that depend on the forests, the Amazon’s canopy cover plays an important role in regulating temperature and humidity and is intricately linked to regional climate patterns. Carbon sink potential and a natural air purifier: Massive amounts of carbon are sequestered by about 350 billion trees that make up the Amazon rainforest. Over 85 billion tonnes of carbon are stored in forests which is more than a third of the carbon stored by tropical forests worldwide. Local and regional benefits: Millions of people in the Amazon Basin depend on the services provided by the forest and activities such as logging, collection of non-timber forest products. Medicinal values and food security: The Amazon provides 70% of the plants that are effective against cancer cells. Eighty percent of the different types of food we consume worldwide have their roots in the Amazon rainforest. Concerns and threats to Amazon forests: Increased global temperatures coupled with El Niño Southern Oscillation (ENSO) have led to a significant impact on Latin American climate variability and experts predict that the rainforest will perish in just 100 years. Increased instances of forest fires, drought and unsustainable agriculture practices have led to massive loss of forest vegetation. Poaching, commercial fishing, bio-Piracy and Smuggling has led to decline in flora and fauna numbers rapidly. Many species have become extinct including Amazon River turtle “Paiche”. Developmental activities, industrial and mining activities in large forested areas have been responsible for at least 10% of the total deforested area. Clearing forests for Soy oil and Cattle ranching has led to a significant amount of vegetation loss — 1.5 acres are lost every second. Measures taken by the world at large: Germany and Norway: Germany and Norway had ceased the funds to programmes that aim to prevent deforestation of the Amazon rainforest. Both the countries had accused the Brazilian government of not taking the necessary steps to contain the forest fire. G7 Countries: The G7 countries have pledged to donate $20 million to aid the Amazon countries to fight the wildfire. These countries have also agreed to launch a long-term global initiative to protect the Amazon rainforest. This plan would involve the reduction of the deforestation rate and promotion of afforestation of the Amazon rainforest. Both France and Ireland have threatened to block the EU trade deal with Brazil and three other Latin American countries if President Bolsonaro doesn’t change his stance. The Brazilian president countered this threat by rejecting the G7 countries’ offer of $20 million assistance. However, despite these political tensions, many experts believe that funding from G7 is not sufficient to solve the immediate crisis. Way Forward: If tropical forests’ potential to operate as carbon sinks is to be preserved, fossil fuel emissions must be controlled, and temperature rises must be restricted. Zero deforestation policy by the Brazilian government’s administration is in the spotlight, and it is being urged to implement a zero-deforestation policy to change the situation. Brazil was among a number of nations who promised to end and reverse deforestation by 2030 during the COP26 climate summit. Limit greenhouse gas emission to protect the Amazon forests. LEAF (Lowering Emissions by Accelerating Forest Finance) Coalition was announced at the Leaders’ Summit on Climate, 2021. Emphasis on REDD+ initiatives which are climate change mitigation options in developing countries for conservation of forest carbon stock, sustainable management of forests and reducing emissions from deforestation and forest degradation. Create awareness among students and youths of the importance of trees to the Amazon ecosystem. The Amazon is on the verge of functional destruction; not just the Amazon rainforests, but other Southeast Asian forests have also turned into carbon sources in the last few years as a result of formation of plantations and fires. There is an imminent need to reverse the deforestation trends and save the planet which requires active participation of all stakeholders including governments, civil society, industries and corporations in a mission mode. Source:The Hindu Previous Year Questions Q.1) Consider the following statements: The Climate Group is an international non-profit organisation that drives climate action by building large networks and runs them. The International Energy Agency in partnership with the Climate Group launched a global initiative “EP100”. EP100 brings together leading companies committed to driving innovation in energy efficiency and increasing competitiveness while delivering on emission reduction goals. Some Indian companies are members of EP100. The International Energy Agency is the Secretariat to the “Under2 Coalition”. Which of the statements given above are correct? (2022) 1,2, 4 and 5 1,3 and 4 only 2,3 and 5 only 1,2, 3, 4 and 5 Q.2) In the context of India’s preparation for Climate-smart Agriculture, consider the following statements: The ‘Climate-Smart village’ approach in India is a part of a project led by climate change, Agriculture and food security (CCAFS), an international research programme. The project of CCAFS is carried out under Consultative Group on International Agricultural Research (CGIAR) headquartered in France. The International Crops Research Institute for the Semi-Arid Tropics (ICRISAT) in India is one of the CGIAR’S research centres. Which of the statements given above are correct? (2021) 1 and 2 only 2 and 3 only 1 and 3 only 1,2 and 3 Plastic Pollution Open in new window Syllabus Mains – GS3 Environment In news: A report by Delhi-based think-tank, Centre for Science and Environment (CSE) was released at a one-day National Conclave in New Delhi. It states that India only has itself to blame for having not been able to effectively implement policy to tackle plastic pollution. Context: In India with the unceasing growth of consumerism throughout the nation, plastic pollution is rising. The CPCB Report (2019-20) states that 3.4 million metric tonnes of plastic waste are generated in India annually. Although, almost 60 per cent of the total plastic waste generated in India gets recycled, most of this plastic is down-cycled. At this juncture, India needs robust and stringent waste management tools to substantially improve the situation. Current regulations: Plastic Waste Management Amendment Rules, 2021 prohibiting identified single use plastic items by 2022. Thickness of plastic carry bags increased from 50 to 75 microns from 30th September, 2021 and to 120 microns with effect from the 31st December, 2022. Guidelines for Extended Producer Responsibility given legal force Single-use plastics These include polystyrene, ear buds with plastic sticks, plastic sticks for balloons, plastic flags, candy sticks, ice-cream sticks, polystyrene or Thermocol for decoration, plates, cups, glasses, cutlery etc. Extended producer responsibility: Guidelines on Extended Producers Responsibility (EPR) on plastic packaging under Plastic Waste Management Rules, 2016 on producers, importers, brand owners and plastic waste processors 4 categories of plastic: rigid plastic packaging, flexible plastic packaging, multi-layered and plastic sheets. Challenges: Excessive amendments: The Plastic Life-Cycle noted that India, which released its current Plastic Waste Management Rules in 2016, has since amended it five times — in March 2018, August 2021, September 2021, February 2022 and July 2022. Misplaced welfare: Each of these amendments have been aimed at benefiting major producers, importers and brand owners. Legal loopholes: The 2016 Rules state that all non-recyclable multi-layered plastic (MLP) should be phased out in two years. The amendment introduced in March 2018 was aimed at stopping the phase out of MLPs. It said only those MLPs that were “non-recyclable or non-energy recoverable or with no alternate use” could be phased out. Industry orientation: The EPR has loopholes that benefit industry at the cost of the environment. The August 2021 amendment prohibited the production, sale and use of single-use plastic after July 1, 2022. But the February 2022 amendment exempted plastic packaging that accounts for 59 per cent of plastic waste in India from the single-use plastic ban. Lack of data: There was no information on the quantity of plastic material or waste a company generated. Not only was such data based on self-declaration, there was nothing available in the public domain to assess its accuracy. Lack of monitoring: Producers, Importers and Brand Owners (PIBO) were assigned a 25 per cent collection target for the plastic they put out on the market for 2021-22. But there has been no update on the performance of the companies by the Central Pollution Control Board (CPCB) for 2021-22. Governance issues: With an EPR target of 70 per cent, CPCB is struggling to even register all the PIBOs on its EPR portal. Lack of verification: There was no technology to verify the use of recycled content in plastic products. Thus any claim of use of recycled plastic cannot be verified This means that we have no option but to rely on the integrity, honesty and credibility of the organisation’s claim. Suggestions for future: The entire life cycle of plastic — from source to disposal — must be considered together as the root cause of the pollution. NITI Aayog and United Nations Development Programme (UNDP) India launched a handbook to promote sustainable management of plastic waste in the country. Recycling or re-processing different categories of plastic waste into secondary material. Incineration of plastic waste – however it is expensive and causes pollution if not done using the right equipment. Technical model for plastic waste recycling and management – This component based on an integrated and inclusive approach by involving different stakeholders and their social benefits Development of a baseline system of plastic waste management at the city level. Systematic approach for promoting recycling of plastic waste at the city level. Stakeholder identification and partnerships Development of regulatory need-gap analysis and proposals for the holistic management of plastic waste. Material Recovery Facility (MRF) for improved plastic waste management implementation Way forward: The recycling targets (under EPR) for PIBOs only start from 2024-25, which means that there is no mandate on recycling of the collected plastic waste till 2024-25. There is a need for more clarity on what will happen to the collected plastic waste — will it be stored, burnt or dumped? Plastic waste management needs to be equipped with processes and protocols which not only address dry waste management but also create a sustainable ecosystem for resource efficiency, environment compliances, basic amenities, health and safety and a socio-economic support system for key players such as waste pickers and recyclers. Baba’s Explainer – Healthcare as a right: Rajasthan Right to Health Bill Healthcare as a right: Rajasthan Right to Health Bill Syllabus GS-2: Welfare schemes for vulnerable sections of the population by the Centre and States and the performance of these schemes GS-2: Issues relating to development and management of Social Sector/Services relating to Health Context: In September 2022, the Rajasthan State government introduced the Rajasthan Right to Health Bill, 2022 in the state legislative assembly. It still being debated in the legislative assembly and has become a major part of public discourse among health care providers as well as different interest groups. Being the first such legislative action to have come from a state government, the decision carries with it both novelty and thus it becomes important to understand its legal dimensions, the short term and long term implications of its implementation. Read Complete Details on Healthcare as a right: Rajasthan Right to Health Bill Practice MCQs Daily Practice MCQs Q.1) He wrote States and Minorities: What are Their Rights and how to Secure Them in the Constitution of Free India and The problem of rupee: its origin or solution. He was Bipin Chandra Pal Lala Lajpat Rai B R Ambedkar Motilal Nehru Q.2) With reference to “Mission Prarambh”, consider the following statements: It is the first private rocket launch by Indian Space Research Organisation (ISRO) It is an orbital rocket with a payload capacity of up to 300 kilograms. Which of the following statements are correct? 1 only 2 only Both 1 and 2 Neither 1 nor 2 Q.3) Consider the following statements regarding Directorate of Revenue Intelligence (DRI): DRI is the apex anti-smuggling agency of India, working under the Central Board of Indirect Taxes & Customs, Ministry of Finance, Government of India. It is headquartered in Mumbai. Which of the above statements is/are correct? 1 only 2 only Both 1 and 2 Neither 1 nor 2 Comment the answers to the above questions in the comment section below!! ANSWERS FOR ’ 6th December 2022 – Daily Practice MCQs’ will be updated along with tomorrow’s Daily Current Affairs.st ANSWERS FOR 5th December – Daily Practice MCQs Answers- Daily Practice MCQs Q.1) – b Q.2) – d Q.3) – c table, td, th { border: 1px solid;} table {width: 100%; border-collapse: collapse; }

Daily Prelims CA Quiz

UPSC Quiz – 2022 : IASbaba’s Daily Current Affairs Quiz 6th December 2022

For Previous Daily Quiz (ARCHIVES) - CLICK HERE The Current Affairs questions are based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, which are very important sources for UPSC Prelims Exam. The questions are focused on both the concepts and facts. The topics covered here are generally different from what is being covered under ‘Daily Current Affairs/Daily News Analysis (DNA) and Daily Static Quiz’ to avoid duplication. The questions would be published from Monday to Saturday before 2 PM. One should not spend more than 10 minutes on this initiative. Gear up and Make the Best Use of this initiative. Do remember that, “the difference between Ordinary and EXTRA-Ordinary is PRACTICE!!” Important Note: Don't forget to post your marks in the comment section. Also, let us know if you enjoyed today's test :)After completing the 5 questions, click on 'View Questions' to check your score, time taken, and solutions.To take the Test Click Here

Baba’s Explainer

Baba's Explainer - Healthcare as a right: Rajasthan Right to Health Bill

  ARCHIVES Syllabus GS-2: Welfare schemes for vulnerable sections of the population by the Centre and States and the performance of these schemes GS-2: Issues relating to development and management of Social Sector/Services relating to Health Context: In September 2022, the Rajasthan State government introduced the Rajasthan Right to Health Bill, 2022 in the state legislative assembly. It still being debated in the legislative assembly and has become a major part of public discourse among health care providers as well as different interest groups. Being the first such legislative action to have come from a state government, the decision carries with it both novelty and thus it becomes important to understand its legal dimensions, the short term and long term implications of its implementation. Where can a right to health be located? Article 21 of the Constitution protects and upholds the right to life and liberty. Courts have often taken a progressive stance in expanding the scope of the right to life to include the right to health. In State of Punjab and Ors versus Mohinder Singh Chawla (1996), the Supreme Court proclaimed the right to life includes within its fold the right to health, and also pointed out the obligations of the government to provide health services. Courts have also taken recourse to the Directive Principles of State Policy to highlight the State’s obligations in promoting and protecting the health of its citizens, particularly through Articles 38, 41, 42 and 47 of the Constitution. Article 38 says that the state to secure a social order for the promotion of welfare of the people Article 41 says that the State shall make effective provision for securing the right to work, to education and to public assistance in cases of unemployment, old age, sickness and disablement, and in other cases of undeserved want. Article 42 says that the State shall make provision for securing just and humane conditions of work and for maternity relief Article 47 deals with the duty of the State to raise the level of nutrition and the standard of living and to improve public health In State of Punjab versus Ram Lubhaya Bagga (1998), the Supreme Court held that every right had a corresponding duty, and in this case the right to life in Article 21 attracted the State’s duty as mentioned in Article 47 in improving public health standards. In Pashchim Banga Khet Mazdoor Samity versus State of West Bengal (1996), the Supreme Court had further opined that in the interest of improving public health, it is the government’s responsibility to provide medical aid. Falling under Item 6 of the state list in the Seventh Schedule of the Constitution, the state governments have the duty to ensure the promotion of public health and provision of medical services. In bringing forth the right to health bill, the Rajasthan government has acted on its constitutional mandate by providing health care services to residents of the state, while upholding the values laid out in multiple Supreme Court judgments in the past What are the rights and duties prescribed in the Bill? The preamble of the Bill at the outset makes the intentions of the government clear -promoting health care without causing catastrophic out-of-pocket expenditure. In the twenty rights laid down for state residents in the Bill, we see principles of equity, justice and good conscience reflected, as were earlier perceived by the Supreme Court in the judgment referred to earlier. The Bill provides for free and affordable health check-ups, and surgery in both private and public hospitals. It makes it a matter of right for the residents to avail free services as laid down in various insurance schemes. While this goes a long way in codifying what had earlier been perceived as mere expectations, the state takes the burden of providing adequate medical services to the residents. The Bill goes one step further in in tackling another thorny issue of the right to medical information in medical establishments. The bill gives the residents the right to seek information regarding the diagnosis and treatmen At the same time, the Bill makes all such information confidential in nature. The Bill has also provided rights for health care providers such as exemption from liability in bona fideacts, a safe working environment, and access to protective gears. The Bill, in giving rights and duties to both sets of stakeholders, has sought to balance the counterclaims that could have made the implementation of a Right to Health Act problematic. While the residents have enough incentives and protection to seek medical care and information about the same, health care providers would not be at a disadvantage in doing their duty. If followed in other states, this balance of rights and duties can help in creating a robust health infrastructure and improving overall public health levels. What are the governmental obligations provided in the Bill? With rights come duties, and this is visible in the Bill. The government would be obligated to provide funds set up institutions Set up grievance redressal systems. The government has the responsibility to coordinate among different departments and offices for adequate and safe drinking water and sanitation. The Bill has set out the constitution of a state health authority and district health authorities to carry out functions such as formulating plans, assessing preparedness and developing systems for clinical, medical and social audits. The district health authority plays a greater role in the implementation of these plans. In creating this demarcation, the bill relies on the old logic of decentralisation where localised measures and strategies would be more cognisant of the problems and would be better able to provide solutions for the same. Why is the Bill’s bar on jurisdiction of civil courts controversial? The provision of this Bill that has received considerable backlash from the public is Clause 14, which disallows any civil court to have jurisdiction in matters where the appellate authority, as mentioned in the bill, has the power to decide matters. It has been argued that these appellate authorities would not have adequate resources or legal expertise to decide complicated matters, and such a blanket ban would go against the principles of justice. It also disallows the seeking of an injunction from any court against the actions carried out under the bill. This appears to be an arbitrary restriction on the right to go to court. In the absence of any scope for government intervention, it becomes extremely difficult to avoid the threat of executive overreach or arbitrariness. While the intent of the lawmakers might be in good faith to allow matters to be settled quickly without the costs and delays of the court process, it must not bar any recourse to judicial proceedings. What is the major takeaway from the Bill? While there is still an absence of clarity on certain aspects of the Bill that require clarifications based on rules and regulations to be released later, the overall mandate of the government seems clear as far as providing affordable medical care to all residents. Other than a few problematic provisions such as the bar on jurisdiction of court, the Bill appears to be an ideal starting point for making the right to health a more attainable and tangible fundamental right. Main Practice Question: Do you think it is the right time for government enact Right to Health? What challenges do your foresee while implementing it? Note: Write answer his question in the comment section. table{ border: 1px solid; } table tr, table td{ border: 1px solid; }

DAILY CURRENT AFFAIRS IAS | UPSC Prelims and Mains Exam – 5th December 2022

Archives (PRELIMS & MAINS Focus) Sylhet-Silchar festival Open in new window Syllabus Prelims – Art and Culture Context: The first festival celebrated the linguistic and cultural ties between the Barak Valley region of Assam and the Sylhet segment of Bangladesh recently. The festival coincides with the 75th year of India’s independence and the 50th anniversary of the liberation of Bangladesh from Pakistan. About Sylhet-Silchar festival: Organised by the India Foundation and has been supported by the Union Ministry of Culture and the Assam government in association with the Bangladesh India Friendship Society and India-Bangladesh Chamber of Commerce and Industry. The festival underlines the commonalities between India and Bangladesh, specifically the Sylheti variant of the Bengali language and the Sylheti culture. Significance: The aim of the festival is to revisit the common values and shared heritage of the twin cities and their people separated by international borders. The festival will showcase tribal culture, cuisine, literature, arts, and crafts. The festival will also bring together eminent people from public and social life, industrialists, artists, scholars, and practitioners from both sides to discuss and deliberate on issues of mutual growth and opportunity. In addition, the Festival will also provide a platform to explore multi-disciplinary trade opportunities in sectors such as healthcare, tourism, education, and digital infrastructure. Source: Indian Express Previous Year Question Q.1) Consider the following pairs: Tradition                                  State Chapchar Kut festival                 Mizoram Khongjom Parba ballad             Manipur Thang-Ta dance                           Sikkim Which of the pairs given above is/are correct? (2016) 1 only 1 and 2 3 only 2 and 3 Tanpura/Tambura Open in new window Syllabus Prelims – Art and Culture Context: Beleaguered tanpura makers get some support from the Indian Council for Cultural Relations. Traditional makers of classical Indian string instruments worry about the extinction of their art, with little interest among the younger generation, and most of their clientele now based abroad. About Tanpura/Tambura: The tanpura, also referred to as tambura and tanpuri, is a long-necked plucked string musical instrument, originating in India. It does not play melody, but rather supports and sustains the melody of another instrument or singer. A tanpura is not played in rhythm with the soloist or percussionist. Hindustani musicians favour the term tanpura whereas Carnatic musicians say tambura. Tanpuras are designed in two different styles: Miraj style: This is the favourite form of tanpura for Hindustani performers. Tanjore style: This is a south Indian style of tambura, used widely by Carnatic performers. About Indian Council for Cultural Relations: The Indian Council for Cultural Relations (ICCR), is an autonomous organisation of the Government of India. It is involved in India’s global cultural relations, through cultural exchange with other countries and their people. It was founded in 1950 by Maulana Abul Kalam Azad, the first Education Minister of independent India. Headquarter: New Delhi. The council also operates missions internationally, with established cultural centres in various countries. In addition to organising cultural festivals in India and overseas, the ICCR financially supports a number of cultural institutions across India, and sponsors individual performers in dance, music, photography, theatre, and the visual arts. It also administers the Jawaharlal Nehru Award for International Understanding, established in 1965, whose last award was in 2009. Source: The Hindu Bhopal Gas Tragedy Open in new window Syllabus Prelims – Governance and Environment Context: According to the Sambhavna Trust, the leakage of 27 tonnes of deadly methyl isocyanate (MIC) gas from the pesticide plant owned by Union Carbide Corporation in Bhopal 38 years ago is still wreaking havoc on the city. The latest is the spike in incidences of fungal infection among survivors. About Bhopal Gas Tragedy: In the early hours of December 3, 1984, methylisocyanate (MIC) gas leaked from a plant operated by Union Carbide India Limited (UCIL) at Bhopal (Madhya Pradesh). The gas drifted over the densely populated neighbourhoods around the plant, killing thousands of people immediately and creating a panic as tens of thousands of others attempted to flee Bhopal. The final death toll was estimated to be between 15,000 and 20,000. Some half a million survivors suffered respiratory problems, eye irritation or blindness, muscular dystrophy and other maladies resulting from exposure to the toxic gas. The study found out that babies born to women exposed to gas were significantly more likely to have “congenital malformations” than those born to women unexposed to gas. Congenital malformations can be defined as structural or functional anomalies that occur during intrauterine (within the uterus) life and can be identified prenatally, at birth, or sometimes may only be detected later in infancy. Government’s response to Bhopal Gas tragedy: The government passed the Bhopal Gas Leak Act in March 1985, which allowed it to act as the legal representative for victims. The Supreme Court of India also laid down guidelines for the money — the family of the dead were to be given Rs 100,000-300,000. In addition, fully or partially disabled were to get Rs 50,000-500,000 and those with a temporary injury, Rs 25,000-100,000. In June 2010, seven former employees of Union Carbide, who were all Indian nationals, were convicted of causing death by negligence and sentenced to two years of imprisonment. However, they were later released on bail. Fungal Infections: Ringworm disease, caused by a fungus called tinea, is on the rise. Red itchy patches occur in the groin, on the head or in different places of the body. The rash spreads if left untreated. Yeast infection candida albicans is also being reported to the Sambhavna Clinic by female survivors. About Methyl Isocyanate (MIC): Methyl isocyanate is a colourless highly flammable liquid that evaporates quickly when exposed to the air. It has a sharp, strong odour. It is used in the production of pesticides, polyurethane foam, and plastics. The chemical is highly reactive to heat. When exposed to water, the compounds in MIC react with each other causing a heat reaction. Immediate health effects include ulcers, photophobia, respiratory issues, anorexia, persistent abdominal pain, genetic issue, neuroses, impaired audio and visual memory, impaired reasoning ability, and a lot more. Long-term health effects include chronic conjunctivitis, decreased lung function, increased pregnancy loss, increased infant mortality, increased chromosomal abnormalities, impaired associate learning and more. Source:  DownToEarth Previous Year Question Q.1) Magnetite particles, suspected to cause neurodegenerative problems are generated as environmental pollutants from which of the following? (2021) Brakes of motor vehicles Engines of motor vehicles Microwave stoves within homes Power plants Telephone lines Select the correct answer using the code given below 1, 2, 3 and 5only 1, 2 and 4 only 3, 4 and 5 only 1, 2, 3, 4 and 5 National Financial Reporting Authority Open in new window Syllabus Prelims –Economy In news: The National Financial Reporting Authority (NFRA) has started inspections of five audit firms. The Conference on “Financial Reporting & Governance Framework – Building Trust” was organised by the Confederation of Indian Industry(CII) There is a need to revisit the existing short-term and vague ‘Going Concern’ accounting concept and replace it with long-term viability or Resilience Statements by the Management and Board. About NFRA: It is the country’s sole independent audit regulator. It was constituted in 2018 by the Government of India It was established under the Companies Act, 2013. It comes under Ministry of Corporate Affairs. Aim: To continuously improve the quality of all corporate financial reporting in India. Composition: Chairperson is a Chartered Accountant and a person of eminence having expertise in accountancy, auditing, finance or law (appointed by the Central Government) and a maximum of 15 members. Functions and Duties: Recommend accounting and auditing policies and standards to be adopted by companies for approval by the Central Government; Monitor and enforce compliance with accounting standards and auditing standards; Oversee the quality of service of the professions associated with ensuring compliance with such standards and suggest measures for improvement in the quality of service Powers: The NFRA has the same powers as the Civil Court. Debarring the member/firm from practice as a member of ICAI between 6 months to 10 years as may be decided. To investigate the matters of professional or other misconduct. Scope: Companies listed in India Unlisted Companies whose: Net worth ≥ Rs. 500 crore; or Paid up Capital ≥ Rs. 500 crore; or Annual turnover ≥ Rs. 1000 crore (As on 31st March of the preceding financial year); OR Companies whose securities are listed outside India Source: The Hindu Business Line Wassenaar arrangement Open in new window Syllabus Prelims – Current Affairs In news: India to assume chairmanship of Wassenaar arrangement on 1 Jan 2023 India has also assumed the presidency of the UNSC. Wassenaar arrangement: Established in 1996 It is a voluntary multilateral export control regime. Member states exchange information on various issues like transfer of conventional arms and dual-use goods and technologies. India became a member of the Arrangement in 2017. Aim: To promote “greater responsibility” and transparency among its members in exports of weapons and dual-use goods. Controlling the movement of technology, material or components to countries or entities which undermine international security and stability. To prevent “destabilizing accumulations” Procedure: Wassenaar members lack veto authority over other member’s proposed exports. Its predecessor was the Cold War-era Coordinating Committee for Multilateral Export Controls (COCOM), which was created to restrict exports to the former Soviet Union and Eastern bloc. The plenary comprising all 42 countries of the group, is the primary decision-making body and is chaired on a rotation basis annually. The decisions of the plenary are taken by consensus. Significance: India would be able to prevent arms diversion to terrorists or to sovereign nations supporting terrorism. India could play a significant role in democratising access to technologies and processes that can serve as crucial building blocks for the newly emerging defence and space manufacturing sectors in India. India is slowly emerging as a low-cost producer of several items in the WA’s control lists. Establishing the credibility of the country as a responsible stakeholder in the global non-proliferation architecture. Source: NewsOnAir Previous Year Questions Q.1) What is/are the consequence/consequences of a country becoming the member of the ‘Nuclear Suppliers Group’? (2018) It will have access to the latest and most efficient nuclear technologies. It automatically becomes a member of “The Treaty on the Non-Proliferation of Nuclear Weapons (NPT)”. Which of the statements given above is/are correct? 1 only 2 only Both 1 and 2 Neither 1 nor 2 Start-Ups Intellectual Property Protection Open in new window Syllabus Prelims – Current Affairs In News: Government has revised the scheme for facilitating Start-Ups Intellectual Property Protection (SIPP) to upgrade the professional charges of the facilitators. The facilitation fees increased by at least 100 percent. About the scheme: The scheme was launched in 2016 The revised scheme is applicable from 02 December 2022. The Scheme is implemented by the Controller General of Patents, Designs, and Trade Mark CGPDTM (under DPITT – MoCI). Aim: to protect and promote Intellectual Property Rights (IPR) of Startups. to encourage innovation and creativity to promote awareness and acquire of IPRs among the Start-Ups. To assist in protecting and commercializing IPRs by providing access to high-quality IP services and resources. Eligibility: Companies must be recognized as Start-Up by DPIIT under Start Up India Initiative. Period of existence should not exceed 10 years. Annual turnover Rs. 100 crore for any financial year since inception. Entity should be working towards development of a product, process, or service. Findings: Patent applications filed by Start-Ups have increased from 179 in 2016-17 to 1500 in 2021-22. Trade Mark applications filed by Start-Ups have increased from four in 2016-17 to eight thousand 649 in 2021-22. Source: NewsOnAir Tungareshwar Wildlife Sanctuary Open in new window Syllabus Prelims – Environment In News: Supreme Court exempted Maharashtra’s Tungareshwar Wildlife Sanctuary (TWS) from creation of a one-kilometre eco-sensitive zone (ESZ) around all Protected Areas in India. The bench is hearing applications filed in the TN Godavarman Thirumalpad case that has sought exemption from the order. We are all for the protection of the environment. But at the same time, we cannot halt development,” Justice Gavai said. About TWS:              It was declared a wildlife sanctuary in 2003. It is in the suburbs of Mumbai. Tungareshwar is a mountain plateau situated between Virar and Vasai. Spread over 85 sq.km, it forms a corridor between Sanjay Gandhi National Park (also known as Borivali National Park) and Tansa Wildlife Sanctuary. There are three different types of forests – Dry Deciduous, Moist Deciduous and Semi Evergreen. It is a popular picnic destination. The region is rich in biodiversity: Oriental dwarf kingfisher (a migrant bird known as the Jewel of the forest), the Leopard, Wild Boar, Barking Deer, Langur, Bonnet and Rhesus Macaque, and Black-naped Hare, as well as a multitude of birds, including the Crested Serpent-eagle, Jungle Owlet, White-eyed Buzzard, Oriental Honey-buzzard, Emerald Dove and Heart-spotted Woodpecker can be found here. Source Down to Earth Previous Year Question Q.1) Which one of the following protected areas is well-known for the conservation of a sub-species of the Indian swamp deer (Barasingha) that thrives well on hard ground and is exclusively graminivorous? (2020) Kanha National Park Manas National Park Mudumalai Wildlife Sanctuary Tal Chhaper Wildlife Sanctuary Q.2) Which of the following are the most likely places to find the musk deer in its natural habitat? (2020) Askot Wildlife Sanctuary Gangotri National Park Kishanpur Wildlife Sanctuary Manas National Park Select the correct answer using the code given below: 1 and 2 only 2 and 3 only 3 and 4 only 1 and 4 only Enabling resilient supply chains Open in new window Syllabus Mains – GS 2 (Governance) Context: The global supply chain dynamics was severely disrupted in the last two years of the pandemic couples with the geopolitical shocks of the Ukrainian crisis. Thus, there is an urgent need to make global supply chains more resilient to endure another ‘black swan’ event like the Covid-19 pandemic. About Supply Chains: A supply chain transforms raw materials and components into a finished product that’s delivered to a customer. It is made up of a complex network of organizations and activities, such as raw materials suppliers, manufacturers, distributors, retailers and the customer. Examples of supply chain activities can include designing, farming, manufacturing, packaging, or transporting. Significance of Global Supply Chain management: Higher Efficiency: Supply chain management uses various strategies to optimize the overall operations by improving the flow of products, materials, and information. It enhances the efficiency of businesses by accurately analyzing the demand and sales forecasting. Therefore, investing in SCM leads to the timely delivery of finished goods or services to the customers. Reduced Overall Operational Cost and risk assessment: Organizations are investing in effective supply chain management as it can minimize the expenditure by analyzing the real-time data to decrease the purchasing and production costs. Therefore, realizing the importance of supply chain management can allow the organization to keep a watchful eye on the operations to control costs and allocate resources. The supply chain tends to deploy predictive analysis which offers end-to-end visibility which detects the issue and mitigates the risk. Enhance Customer Experience: Supply chain management is important to effectively manage and execute the tasks to help businesses enhance customer experience. Prioritizing the customer’s wants is foremost essential as it is useful in customer retention and even establishes the strong reputation of the company. Manage Supply and Demand: Getting deep insights into the overall supply chain ecosystem enables organizations to predict demands better and adequately. Crafting innovative strategies has now become necessary for businesses to respond to the changing market trends. In the contemporary world, an overview of everything across your supply chains enables businesses to be agile and highly responsive. Embrace Technologies: New-age technological trends have the ability to enhance the functionality of supply chain management. Managing the overall operations using automation tools can be extremely beneficial to scaling your business. Undoubtedly, implementing the new-age technology can optimize the processes and provide your businesses with a competitive advantage. Technology plays a vital role to strengthen the overall functionality of supply chain management which allows businesses to scale. Business Agility: Supply chain management enables businesses to be more resilient and adaptive to opportunities. Supply chain agility tends to meet actual and unexpected demand changes as it implements new-age technologies like Internet of Things, Big Data, Artificial Intelligence in Logistics and so on. Therefore, understanding the importance of supply chain management can enable stronger cash flow and shipping optimization enabled with the right technology. Need for diversification of supply chains across countries and companies: Inflation in food and medicine has sparked unrest and tensions the world over. Ideas over identifying affordable, resilient, and sustainable supply chains started being discussed in regional forums such as the QUAD, G10, and even multilateral forums such as UNCTAD as soon as the pandemic began to recede. The resilience of supply chains was stressed during the pandemic as they were on the verge of collapse. Although, though there is a softening of prices and a relative redundancy in the logistics component of the supply chain today, there is still a worry among the shipping lines for sustaining operations and resilience in the logistics domain in the long term. Resilience is necessary for the logistics sector to supplement the global supply, especially when the world is just coming out of the pandemic’s impact. Now, there is a need to think about various strategies to bring about resilience in GSC, GVC, and the logistics continuum. Government of India’s Initiatives to boost strong GSC: The National Logistics Policy (NLP): Known as the Comprehensive Logistics Action Plan, the National Logistics Policy is an agenda to transform India’s logistics landscape by 2024. The policy comes at a time when the country is already witnessing major changes in infrastructure planning such as- PM Gatishakti National Master Plan (NMP): By adopting a ‘whole of the government approach’ more than 1,400 connectivity projects have been planned which include 2,00,000 km of National Highways, more than 65 ports, three National Waterways, over 100 airports, and helipads and increasing the capacity of the rail network in the next few years. The National Logistics Policy adopts a similar approach and the proposals include efficiency drivers such as digitisation for enhancing human resource development. The policy dedicates specific chapters to creating an efficient EXIM Logistics landscape. The NMP-NLP complementarity will provide a greater boost to the ongoing initiatives of the government. For instance, the government’s One District, One Product (ODOP) and District as Export Hubs (DEH) schemes have been a significant effort towards building regional value chains across districts and their primary focus has been on identifying, branding, and promoting products from each district for exporters through district-level management and production. While the PM GatiShakti NMP can provide the infrastructure for these districts, the NLP can help the exporters from the district in developing their regional supply chains. The introduction of new age technologies such as AI, Blockchain, Machine Learning, along with creation of a pool of skilled and knowledgeable workforce through the policy will enhance resilience. PM GatiShakti and the National Logistics Policy together have the potential to not only bring resilience to the global supply chain dynamics that India can be connected to but also make the supply chain more standardised, predictable, and cost-efficient. The combination will enable synergies between human resource and technology and increase the efficiency of logistics. Such a complementarity between the two will also de-risk global investments in setting up manufacturing bases within the country thus helping India leverage the China+ 1 strategy. Way Forward: The GSC will aid India’s manufacturing competitiveness and increase its global trade share. In this pursuit, there is a need to build infrastructure that boosts India’s export competitiveness. While India appears to be an appealing option for potential investors as both a market and a manufacturing base, it needs to accelerate progress in terms of ease of doing business and skill development. As India takes over the presidency of G20, opportunities open up for India to lead by example in bringing about the desired resilience through transformative policy interventions and state-of-the-art technology. Source: The Hindu Remittance to India Open in new window Syllabus Mains – GS 2 (Governance) Context: In its Migration and Development Brief, the World Bank has said India’s remittance will grow 12 per cent from 7.5 per cent last year, resulting in $100 billion flow as compared to $89.4 billion in 2021. It attributed the feat to the large share of Indian migrants earning relatively high salaries in the United States, United Kingdom and East Asia. About Remittance: The sum of worker’s remittances, compensation of employees, and migrants’ transfers as recorded in the IMF Balance of Payments. Workers remittances are current transfers by migrants who are considered residents in the source. Remittances are a vital source of household income for low- and middle-income countries. Key findings of the report: South Asia Led by strong performances in India and Nepal, the WB has predicted that this year will grow 3.5 percent to reach $163 billion in 2022. While India has gained 12 percent and Nepal 4 percent, other countries have reported an aggregate decline of 10 percent. The report also says that despite global challenges in 2022, remittances to low- and middle-income countries will grow by 5% to $626 billion. This is, however, a slowdown from the 6.7 percent gain of 2021, reflecting the impact of an amalgam of external global shocks (inflation, slowing demand) in destination and source countries alike, as well as domestic factors. Global remittance: The growth of remittance flows into South Asia in 2023 is expected to slow to 0.7 percent. The year will stand as a test for the resilience of remittances from white-collar South Asian migrants in high-income countries. Remittance flows in India, specifically, are predicted to decrease due to inflation and an economic slowdown in the United States. Decline in economic growth in the GCC coupled with a fall in oil prices will further pull remittance flows down to all South Asian countries, the report states. Reason for this rise: The large share of Indian migrants earning relatively high salaries in the United States, United Kingdom and East Asia. There’s been a gradual shift in destinations for Indian migrants. Migrants moved from largely low-skipped, informal employment in the Gulf Cooperation Council (GCC) countries to a dominant share of high-skilled jobs in high-income countries such as the United States, the United Kingdom, and East Asia (Singapore, Japan, Australia, New Zealand). A structural shift in qualifications helped them move into the highest-income-earner-category, especially in services. Higher education mapped onto high income levels with direct implications for remittance flows. During the Covid-19 pandemic, Indian migrants in high-income countries benefited from work-from-home and large fiscal stimulus packages. As the pandemic eased, the wage hikes and “record-high employment conditions” helped migrants send money home despite high global inflation. Despite Indian migrants in the Gulf Cooperation Council returning to India during the pandemic, price support policies kept inflation at bay and demand for labour increased with higher oil prices, which in turn increased remittances for Indian labourers. Depreciation of the Indian rupee to the US dollar — it fell 10 percent between January and September 2022 — proved to be advantageous for Indian migrants and increased remittance flows. In last two years, vaccinations and the resumption of travel helped migrants resume work, increasing remittance to the country. Significance of rise in remittances: Money sent home by migrants is one of the largest financial inflows to developing countries. Workers’ remittances are a significant part of international capital flows, especially with regard to labour-exporting countries. Remittances are a more stable and reliable form of foreign earnings in many developing countries in comparison to FDI or international aid. It helps in alleviating the Balance-Of-Payments (BOP) and the debt crisis of such countries. Remittances are a stabilising factor for national currencies of developing countries. Remittances are helping to meet families’ increased need for livelihood support. As COVID-19 still devastates families around the world, remittances continue to provide a critical lifeline for the poor and vulnerable. Way Forward: The World Bank is assisting member states in monitoring the flow of remittances through various channels, the costs and convenience of sending money, and regulations to protect financial integrity that affect remittance flows. Growing significance of remittances as a source of external financing for low- and middle-income countries, there is a need for better collection of data on remittances, in terms of frequency, and timely reporting. Supportive policy responses, together with national social protection systems, should continue to be inclusive of all communities, including migrants. According to the RBI surveys, the share of remittances meant to finance family maintenance varied between 49 – 61% of total remittances. Thus, the benefit provided by migrant workers in the form of remittances help manage India’s balance of payments to a considerable extent. Source: Indian Express Quad and 5G rollout Open in new window Syllabus Mains –GS 3 Science and Technology, GS 2 international relations In News: In 2022, Quad signed a New Memorandum of Cooperation on 5G Supplier Diversification and Open RAN, and reaffirmed their desire to “collaborate on the deployment of open and secure telecommunications technologies in the region.” Context: The advent of 5G provides the Quadrilateral Security Dialogue—or the Quad of the United States (US), Japan, Australia and India—a unique opportunity to demonstrate how democracies can engage in effective technology collaboration Maintaining momentum requires close coordination of resources and policies. No one country can build resilient, open, and secure telecommunications networks on its own, particularly as countries deploy 5G and think ahead to 6G. What is Quad: Known as the ‘Quadrilateral Security Dialogue’ (QSD) The Quad is an informal strategic forum comprising four nations, namely — USA, India, Australia and Japan. One of the primary objectives of the Quad is to work for a free, open, prosperous and inclusive Indo-Pacific region. The group met for the first time in 2007 Status of 5G rollout: Recognising the risks that companies like Huawei, which is connected to the Chinese Communist Party, pose to telecommunications networks, each member country of the Quad has taken steps to ensure secure and resilient access to 5G. India is deploying its first 5G services in select cities in October 2022 and is unlikely to include Huawei in its networks, given the Galwan Valley clash. Australia banned Huawei from its 5G rollout in 2018 Japan has accelerated its efforts to create ‘Open Radio Access Networks (Open RAN)’, which promote vendor diversification and competition for better solution Significance: To promote secure 5G rollout in the Indo-Pacific. To serve as a model for other democracies in other parts of the globe To “build trust, integrity, and resilience” into technology ecosystems by having suppliers, vendors, and distributors ensure strong safety and security-by-design processes To ensure a fair and open marketplace. Quad member countries must work together in four key areas: standard-setting security talent development vendor diversity Standard Setting: Global standards enable interoperability and facilitate trade. Allow international standard-setting costs to qualify as expenditures under R&D tax credits. Providing guidance on how to engage in standard-setting with sanctioned companies Coordinate and harmonise their respective policies on how industry can participate in standard-setting alongside sanctioned entities. Security: 5G networks are critical infrastructure and vulnerable to risks posed by untrustworthy vendors on 5G networks. Firstly, Virtualised (software-based) networks will be the norm in the next 10 years. Secondly, early attention to security issues for emerging telecommunications technologies will help ensure that there is sufficient focus on security in the runup to 5G rollouts. Focus on a unified zero-trust strategy for 5G networks, with special emphasis on Open RAN deployments. Partner with the EU to develop an Open RAN risk assessment and security framework Talent development: Quad Fellowship will support 100 students per year to pursue STEM-related graduate degrees in the United States. Australia has raised its permanent immigration cap by 35,000 for the current fiscal year. As jobs disperse across the country and remote work accelerated by the pandemic becomes permanent, it is time to seize talent in overlooked areas and communities. Recruitment in rural areas to address significant tech worker shortages that may stymie a growing start-up ecosystem. Vendor Diversity: With current 5G infrastructure, software, hardware, and antennae are all supplied by one company. Only three companies control 80% of world’s supply of wireless network-based stations: Huawei, Nokia, and Ericsson Due to risks of national security and opportunity for diversification, Quad countries can embrace Open RAN in following ways: Create a subject matter expert (SME) grant program Skill development Business growth Coordinate vendor diversification efforts Provide R&D incentives Develop a recruitment framework for telecommunications Incentivise 5G deployment in underserved areas Enhance public-private partnerships. Way forward: By working together, Quad countries can leverage their individual strengths to improve standard-setting engagement processes, bolster security, and create more opportunities for talent development and vendor diversification. Their alignment on Open RAN makes them key to operationalising discussions that other democratic nations are still hesitant to have. Quad countries will provide a secure, resilient, and open 5G network model to the Indo-Pacific. Source: Orfonline Baba’s Explainer – UPI and NPCI Regulation UPI and NPCI Regulation Syllabus GS-3: Indian Economy and issues relating to planning, mobilization, of resources, growth, development and employment. GS-3: Science & Technology Context: The National Payments Corporation of India (NPCI) has extended by two years the deadline to comply with its 30 per cent cap on the market share of platforms operating on the Unified Payments Interface (UPI). The UPI transaction value touched a new high of Rs 12.11 lakh crore in October 2022, clearing reflecting the India is witnessing retail payment revolution. India’s payment revolution comes from A clear vision – shifting the system from low volume, high value, and high cost to high volume, low value, low cost A clear strategy -regulated and unregulated private players innovating on top of public infrastructure (UPI) Trade-offs balanced by design -regulation vs innovation, privacy vs personalisation, and ease-of-use vs fraud prevention Read Complete Details on UPI and NPCI Regulation Practice MCQs Daily Practice MCQs Q.1) With reference to “National Financial Reporting Authority”, consider the following statements: It was formed in 2008 under the National Financial Reporting Authority Act. It is the sole audit regulator for listed and unlisted companies in India. It comes under Ministry of Commerce and Industry. Which of the statements given below is/are correct? 1 and 2 only 2 only 1 and 3 only 3 only Q.2) Recently in news, the “Wassenaar arrangement” is related to which of the following: To prohibit development, production, and transfer of biological weapons. To prevent the spread of nuclear weapons and its technologies. To establish accountability and compensation for loss and destruction. To facilitate exchange of information on transfer of conventional weapons. Q.3) Consider the following statements regarding Indian Council for Cultural Relations (ICCR): It was founded in 1950 by Maulana Abul Kalam Azad. It is headquartered in Hyderabad. In addition to organising cultural festivals in India and overseas, the ICCR financially supports a number of cultural institutions across India, and sponsors individual performers. Which of the statements given above is/are correct? 1 and 2 only 2 and 3 only 1 and 3 only 1 2 and 3 Comment the answers to the above questions in the comment section below!! ANSWERS FOR ’ 5th December 2022 – Daily Practice MCQs’ will be updated along with tomorrow’s Daily Current Affairs.st ANSWERS FOR 3rd December – Daily Practice MCQs Answers- Daily Practice MCQs Q.1) – d Q.2) – b Q.3) – a table, td, th { border: 1px solid;} table {width: 100%; border-collapse: collapse; }

Baba’s Explainer

Baba's Explainer - UPI and NPCI Regulation

  ARCHIVES Syllabus GS-3: Indian Economy and issues relating to planning, mobilization, of resources, growth, development and employment. GS-3: Science & Technology Context: The National Payments Corporation of India (NPCI) has extended by two years the deadline to comply with its 30 per cent cap on the market share of platforms operating on the Unified Payments Interface (UPI). The UPI transaction value touched a new high of Rs 12.11 lakh crore in October 2022, clearing reflecting the India is witnessing retail payment revolution. India’s payment revolution comes from A clear vision – shifting the system from low volume, high value, and high cost to high volume, low value, low cost A clear strategy -regulated and unregulated private players innovating on top of public infrastructure (UPI) Trade-offs balanced by design -regulation vs innovation, privacy vs personalisation, and ease-of-use vs fraud prevention What is UPI? Unified Payments Interface (UPI) is a common platform through which a person can transfer money from his bank account to any other bank account in the country instantly using nothing but his/her UPI ID. It was launched in 2016 as Mobile First digital payments platform It enables immediate money transfer through mobile device round the clock 24*7 and 365 days based on the Immediate Payment Service (IMPS) platform so as to make cashless payments faster, easier and smoother. UPI is completely interoperable and as such, it is unique in the world, where you have an interoperable system on the ‘send’ and ‘receive’ side It also caters to the “Peer to Peer” collect request which can be scheduled and paid as per requirement and convenience. Developed by: National Payments Corporation of India (NPCI) under the guidance from RBI. NPCI, an umbrella organisation for operating retail payments and settlement systems in India, is an initiative of Reserve Bank of India (RBI) and Indian Banks’ Association (IBA) under the provisions of the Payment and Settlement Systems Act, 2007. It is a “Not for Profit” Company under the provisions of Section 25 of Companies Act 1956 (now Section 8 of Companies Act 2013), with an intention to provide infrastructure to the entire Banking system in India for physical as well as electronic payment and settlement systems. According to the Reserve Bank of India’s Payment Vision 2025, UPI is expected to register an average annualised growth of 50 per cent How is it unique? Immediate money transfer through mobile device round the clock 24*7 and 365 days. Single mobile application for accessing different bank accounts. Single Click 2 Factor Authentication – Aligned with the Regulatory guidelines, yet provides for a very strong feature of seamless single click payment. Virtual address of the customer for Pull & Push provides for incremental security with the customer not required to enter the details such as Card no, Account number; IFSC etc. QR Code Best answer to Cash on Delivery hassle, running to an ATM or rendering exact amount. Utility Bill Payments, Over the Counter Payments, QR Code (Scan and Pay) based payments. Donations, Collections, Disbursements Scalable. Raising Complaint from Mobile App directly. The popularity of UPI is evident — from tiny roadside shops to large brands, many merchants accept UPI-based payments. The primary reasons for this penetration are: UPI accepts transactions as small as one rupee and for merchants, the absence of Merchant Discount Rate that they have to pay to their banks that acts as a significant incentive to accept UPI payments. The presence of high-speed internet in many parts of the country, technologies that power a smartphone, cloud computing and modern software engineering technologies that fulfil a transaction in a few seconds. What are the benefits of UPI to the Ecosystem participants? For Banks Single click Two Factor authentication Universal Application for transaction Leveraging existing infrastructure Safer, Secured and Innovative Payment basis Single/ Unique Identifier Enable seamless merchant transactions For Merchants Seamless fund collection from customers – single identifiers No risk of storing customer’s virtual address like in Cards Tap customers not having credit/debit cards Suitable for e-Com & m-Com transaction Resolves the Cash On Delivery collection problem For Customers Round the clock availability Single Application for accessing different bank accounts Use of Virtual ID is more secure, no credential sharing Single click authentication Raise Complaint from Mobile App directly Are BHIM and UPI the same? UPI is a platform whereas BHIM is a separate mobile wallet app like Paytm, PhonePe, etc. If a person has bank accounts with the different banks then the person will have to use different UPI apps and VPA (Virtual Payment Address). On the other hand, BHIM is a unified payment app based on UPI which can be synced to any of the UPI enabled bank accounts. The BHIM app is an upgraded version of existing bank UPI apps. The biggest advantage of BHIM apps over other payment apps is that transactions happen directly between bank accounts and no charges associated with the transfer. Unlike other payment apps, there is no need to recharge BHIM payment apps. There are no commission or hidden charges. What is the significance of UPI? Convenience to All stakeholders: It created interoperability between all sources and recipients of funds (consumers, businesses, fintechs, wallets, 140 member banks). It allows for instant settlement in fiat money – Convenience to consumers and merchants. Promotes Formalisation and Digital Banking: UPI has now become the most dominant way to pay in the offline and online place especially for retail payments, and has thus helped in driving the digital banking. Move towards less-cash Economy: UPI manages to materially reduce the need for the public to deal in cash. If the demand for paper currency diminishes, banks would save on the logistics costs involved in safely storing and transporting paper currency and regularly refilling their ATMs. Increasing tax revenue: With digitalization, the market’s black money can be diminished, increasing compliance and increasing tax revenue. Strengthen Banking Health: UPI’s use prompts bank account holders to hold larger balances in their savings accounts, providing banks with a low-cost source of funds. Blunted data monopolies – Big tech payment firms have strong autonomy but weak fiduciary responsibilities over customer data. UPI which is based on open framework thus enables any new startup to easily launch their payment solution. Soft Power: It enables India to emerge as frontrunner in fintech & payment solutions across world. In 2020, Google requested the U.S. Federal Reserve to develop a solution similar to India’s UPI citing the thoughtful planning, design and implementation behind it. What are the key Issues associated with UPI payment systems? Failure rates: Digital payments are currently characterised by high transaction failure rates due server outage issues. A Large Number of people left Behind: With options such as mobile wallets, payment apps and QR code readers available only on smartphones, feature phone users who make up roughly half of India’s mobile subscriber base have been left behind. Since most people lack digital literacy, they are still unable to use the UPI system. Concentration risk: Currently, three players — PhonePe (45%), Google Pay (35%), and Paytm (16%) — account for approximately 96 percent of monthly UPI volumes. The National Payments Corporation of India (NPCI) came up with a novel idea in March 2021 to save the unified payments interface (UPI) from concentration risk. The guidelines mandated each UPI third-party app to adhere to a 30 percent transaction volume cap by December 31, 2022, to avoid the concentration of UPI volumes in the hands of a few players. Why did NPCI extend its UPI market cap deadline? NPCI deadline of imposing cap has been postponed several times since. In a recently issued circular, it extended the deadline yet again until December 31, 2024. In 2021, the NPCI believed that WhatsApp Pay will take off, and will naturally balance out the app share. Sadly that never happened, and even after a year and a half it is struggling to make a dent whatsoever. PhonePe and GPay formally submitted the request to the NPCI on delaying the implementation because both were worried about the user experience in their app. Apparently, according to some media reports, MEITY and the RBI were not in favour of this either which helped the cause. UPI is still onboarding new users. The new users coming to UPI now are not very tech savvy hence putting them through this loop of trying multiple apps would have dented UPI’s popularity and ease of usage. Technology improvement at third party application providers (TPAP) is leading to lesser large scale outages allaying the fear of systematic risk. The NPCI doesn’t have enough teeth to rein in the TPAPs. They aren’t a regulator, but a mere service provider/switch or a facilitator. Credit cards on UPI has been allowed recently (only RuPay for now), and the next 12 months would be critical for its adoption, with hopes of Visa and Mastercard join the bandwagon. Any disincentive for the TPAPs at this stage would make this offering dead on arrival. There are over 40 million active credit card users online and bringing it on the UPI platform may bring in savvier users to these apps. If their first experience isn’t seamless then they are likely to switch back to using cards in its plastic form. UPI usage is still dominated by Top 30 million consumers, and forcing them to look for alternate app mid-month once their favourite app has capped out was illogical. What is the Impact of deadline extension on UPI platforms? The move comes as a shot in the arm for PhonePe and Google Pay, which collectively control more than 80 per cent of UPI’s market share. For platforms like Paytm and WhatsApp Pay, however, the extension could be seen as a natural loss. At PhonePe’s scale, to reduce its UPI market share to 30 per cent, the firm would be forced to deny UPI payment services to crores of Indians, and that would be totally detrimental to PhonePe and for overall digital payments growth in the economy. Extension of deadline also acknowledges that the burden is on other existing and new UPI players to invest more time, effort and money to increase their own UPI market share. What Next? While this has been deferred by two years, nothing much would change from the current scenario unless we see another dominating app, like WhatsApp, taking off in payments; the likelihood of that at the current stage looks very difficult. Also, it’s a very long period in the fast-changing fintech industry so we are not sure what future dynamics would be at play. The New Umbrella Entity (NUE), which was positioned as a UPI competitor, has been delayed by the RBI, but it may take birth during these three years. The NUE is an attempt by the RBI to create a new retail payment system for India comprising of but not limited to the ATMs, White Label PoS; Aadhaar-based payments, and remittance services. Main Practice Question: Why dis NPCI extend its deadline of imposing market cap restriction on UPI apps? What was the need for such a regulation in first place? Note: Write answer his question in the comment section. table{ border: 1px solid; } table tr, table td{ border: 1px solid; }

Daily Prelims CA Quiz

UPSC Quiz – 2022 : IASbaba’s Daily Current Affairs Quiz 5th December 2022

For Previous Daily Quiz (ARCHIVES) - CLICK HERE The Current Affairs questions are based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, which are very important sources for UPSC Prelims Exam. The questions are focused on both the concepts and facts. The topics covered here are generally different from what is being covered under ‘Daily Current Affairs/Daily News Analysis (DNA) and Daily Static Quiz’ to avoid duplication. The questions would be published from Monday to Saturday before 2 PM. One should not spend more than 10 minutes on this initiative. Gear up and Make the Best Use of this initiative. Do remember that, “the difference between Ordinary and EXTRA-Ordinary is PRACTICE!!” Important Note: Don't forget to post your marks in the comment section. Also, let us know if you enjoyed today's test :)After completing the 5 questions, click on 'View Questions' to check your score, time taken, and solutions.To take the Test Click Here

DAILY CURRENT AFFAIRS IAS | UPSC Prelims and Mains Exam – 3rd December 2022

Archives (PRELIMS & MAINS Focus) Flue Gas Desulphurisation Open in new window Syllabus Prelims – Environment Context: According to study conducted by Centre for Research on Energy and Clean Air (CREA), Seven years after the December 2015 emission standard notification for coal-based power stations, not one single power station in West Bengal has installed Flue Gas Desulphurisation (FGD) technology to reduce SO2 emissions. The emission standards were notified for the first time in December 2015 in India for coal-based power stations to limit emissions of sulphur dioxide (SO2), nitrogen oxides (NOx), and mercury (Hg), along with tightening particulate matter emissions standards and setting water consumption limits. Key findings of the report: None of the coal-based power stations in West Bengal installed SO2 control technology over the past seven years since the emission standard notification for coal-based power stations was published in December 2015. Private sector power generation units are the worst when it comes to retrofits to control SO2 emissions; not one of them has awarded the bids after seven years of emission norms being in force. The coal consumption for grid-connected power generation in West Bengal has increased from 44 MT in 2015 to 54 MT in 2021. About Flue Gas Desulphurisation (FGD): Flue-gas desulfurization(FGD) is a set of technologies used to remove Sulphur dioxide (SO2) from exhaust flue gases of fossil-fuel power plants and from the emissions of other Sulphur dioxide-emitting processes such as waste incineration. FGD systems may involve wet scrubbing or dry scrubbing. In wet FGD systems, flue gases are brought in contact with an absorbent, which can be either a liquid or a slurry of solid material. The Sulphur dioxide dissolves in or reacts with the absorbent and becomes trapped in it. In dry FGD systems, the absorbent is dry pulverized lime or limestone; once absorption occurs, the solid particles are removed by means of baghouse filters. About Sulphur dioxide: It is an inorganic compound, heavy, colourless, and poisonous gas. It is produced in large quantities in intermediate steps of sulphuric acid manufacture. It has a pungent, irritating odour, similar to the smell of a just-struck match. In nature, it occurs in volcanic gases and in a solution of some water warm springs. Usually, it is prepared industrially by the burning in air or oxygen of sulphur or such compounds of sulphur as iron pyrite or copper pyrite. In large quantities, sulphur dioxide is formed in the combustion of sulphur-containing fuels. It can combine in the atmosphere with water vapour to form sulphuric acid which is a major component of acid rain. Under moderate pressures at room temperatures, sulphur dioxide can be liquified and the liquid freezes at -73 degree Celsius and boils at -10 degree Celsius under atmospheric pressure. Sulphur Dioxide uses are: It is used in the preparation of sulphuric acid, sulphur trioxide, and sulphites. It is also used as a disinfectant. It is used in a refrigerant, a reducing agent, a bleach, and food preservation mainly in dried fruits. Sulphur Dioxide (SO2) and Air Pollution: SO2 emissions are a significant contributor to air pollution. High concentrations of SO2 in the air generally lead to the formation of other Sulfur Oxides (SOx). SOx can react with other compounds in the atmosphere to form small particles. These particles contribute to Particulate Matter (PM) pollution. Small particles may penetrate deeply into the lungs and in sufficient quantity can contribute to health problems. Air Pollution is a huge public health concern, with 91% of the world’s population living in areas where outdoor air pollution exceeds guideline limits by the World Health Organization (WHO) and as a result, 4.2 million people die prematurely every year. The greatest source of SO2 in the atmosphere is the burning of fossil fuels in power plants and other industrial facilities. Other sources include industrial processes such as extracting metal from ore, natural sources such as volcanoes, and locomotives, ships and other vehicles and heavy equipment that burn fuel with high sulphur content. Source: The Hindu Previous Year Questions Q.1) Consider the following statements: The Climate Group is an international non-profit organisation that drives climate action by building large networks and runs them. The International Energy Agency in partnership with the Climate Group launched a global initiative “EP100”. EP100 brings together leading companies committed to driving innovation in energy efficiency and increasing competitiveness while delivering on emission reduction goals. Some Indian companies are members of EP100. The International Energy Agency is the Secretariat to the “Under2 Coalition”. Which of the statements given above are correct? (2022) 1,2, 4 and 5 1,3 and 4 only 2,3 and 5 only 1,2, 3, 4 and 5 Q.2) Consider the following: Carbon monoxide Nitrogen oxide Ozone Sulphur dioxide Excess of which of the above in the environment is/are cause(s) of acid rain? (2022) 1, 2 and 3 2 and 4 only 4 only 1, 3 and 4 National Statistical Commission (NSC) Open in new window Syllabus Prelims – Governance Context: Recently the Government of India had appointed Rajeeva Laxman Karandikar, Professor Emeritus at Chennai Mathematical Institute (CMI), as the part-time chairperson of the National Statistical Commission (NSC) of India for a period of three years. About National Statistical Commission (NSC): The Government of India through a resolution dated 1st June, 2005 set up the National Statistical Commission (NSC). The setting up of the NSC followed the decision of the Cabinet to accept the recommendations of the Rangarajan Commission, which reviewed the Indian Statistical System in 2001. The NSC was constituted with effect from 12th July 2006 with a mandate to evolve policies, priorities and standards in statistical matters. The Commission has a part-time Chairperson, four part-time Members and an ex-officio Member. The Chief Statistician of India, the post created specifically as the Head of the National Statistical Office is the Secretary of the Commission. He/she is also the Secretary to the Government of India in the Ministry of Statistics and Programme Implementation. The commission has also been entrusted with the functions of the Governing Council of the National Sample Survey Office which include overseeing the conduct of National Sample Surveys (NSS) on various socioeconomic subjects through the NSSO and the State Directorate of Economics and Statistics. It is an autonomous organization works under Ministry of Statistics and Programme Implementation. Source:  The Hindu Coastal Red Sand Dunes/Erra Matti Dibbalu Open in new window Syllabus Prelims – Governance and Geography Context: Recently Scientists urged Andhra Pradesh govt. to protect glacial-period coastal red sand dunes of Vizag. This site needs to be protected to study the impact of climate change as Erra Matti Dibbalu have seen both the glacial and the warm periods. About Coastal Red Sand Dunes/Erra Matti Dibbalu: Formation of Erra Matti Dibbalu: Formed around 12,000 years ago due to sea-land interaction. Comprises a mixture of sand (40-50%), silt and clay (another 50%) with oxidation imparting the unique red colour. Significance of Erra Matti Dibbalu: They are geologically important as they represent the geological history of the late Quaternary period and carry the imprints of the fall of sea level and its subsequent rise, the impact of climate, monsoon and geological processes on the sediments. They are anthropologically and archeologically important as they possibly contain mesolithic and neolithic cultural materials as well. Recognition of Erra Matti Dibbalu: It was recognised as a national geo-heritage site in 2014 and as a protected site by the Andhra Pradesh Government in 2016. The Geological Survey of India (GSI) declares geo-heritage sites/ national geological monuments for protection and maintenance. Other Similar Place: The only other place in the country to have a similar stretch of red sand dunes is Tamil Nadu, which has the Teri dune complex. About Geological Survey of India: The Geological Survey of India (GSI) is a scientific agency of India. It was founded in 1851, is a Government of India Ministry of Mines organisation, one of the oldest of such organisations in the world and the second oldest survey in India after Survey of India (founded in 1767), for conducting geological surveys and studies of India. The main functions of the GSI relate to creation and updating of national geo-scientific information and mineral resource assessment. It is headquartered in Kolkata and has six regional offices located at Lucknow, Jaipur, Nagpur, Hyderabad, Shillong and Kolkata. Every state has a state unit. John McClelland for the first time used the term Geological Survey of India in his report in 1848. He designated himself as officiating Surveyor, Geological Survey till 1st April 1850. The Geological Survey of India (GSI) was set up in 1851 primarily to find coal deposits for the Railways. The arrival of Sir Thomas Oldham, Professor of Geology at Trinity College Dublin and the Chief of Irish Geological Survey at Calcutta on 4th March 1851, marked the beginning of the continuous period of the Geological Survey of India. 1951 M. S. Krishnan becomes the first Indian to be a Director of the Geological survey of India. Source:   The Hindu Previous Year Question Q.1) Gandikota canyon of South India was created by which one of the following rivers? (2022) Cauvery Manjira Pennar Tungabhadra Hornbill Festival Open in new window Syllabus Prelims: Culture Context: Hornbill Festival is an annual festival of Nagaland. The vibrant festival takes place mostly in the first week of December every year. The main venue of the Hornbill Festival, 2022 is Kohima, the capital of Nagaland. The festival organized by Nagaland Government is an annual tourism promotional event to showcase the state’s traditional and rich cultural heritage in all its ethnicity, diversity and grandeur. The objective is to encourage inter-tribal interaction and to promote cultural heritage of Nagaland. Highlights of the Hornbill Festival include witnessing the cultural performance of different tribes of Nagaland and Northeastern States, indigenous games, city tour, night carnival, art exhibition, photo-fest and many more. One of the major highlights of this festival is the Hornbill International Rock Festival where local and international rock bands perform. Hornbills: India is home to nine species of hornbills: three of them, the wreathed hornbill (Aceros undulatus), the brown hornbill (Anorrhinus austeni) and the Rufous-necked hornbill (Aceros nipalensis) great hornbill is the state bird of Arunachal Pradesh and Kerala. India also has Narcondam Hornbill, found only on the island of Narcondam. Hornbill festival celebrated in Nagaland is named after the bird – Hornbill which is the most revered and admired bird for the Nagas. Hornbills used to be hunted for their casques — upper beak — and feathers for headgear despite being cultural symbols of some ethnic communities in the northeast, specifically the Nyishi of Arunachal Pradesh. But a 20-year-old conservation programme entailing the use of fibreglass beaks reduced the threat to the birds to a large extent. Important Hornbill species: Great Hornbill: IUCN Red List: Near threatened. Largest of all hornbills in India. Found in a few forest areas in Western Ghats and the forests along Himalayas. Rufous-necked Hornbill: IUCN Red List: Vulnerable Has Northern-most extent, ranging from North-eastern India to Mahananda Wildlife Sanctuary in West Bengal. Narcondam Hornbill: IUCN Red List: Endangered Endemic to Indian island of Narcondam in Andamans. Smallest home range out of all species of Asian hornbills. Malabar Pied Hornbill: IUCN Red List: Near Threatened Common resident breeder in India and Sri Lanka. Habitat: Evergreen and moist deciduous forests often near human settlements. Note: Tsiiphie: Traditional Naga headgear Amula kaxa: Naga shawl In Pakke Tiger Reserve, flocks of up to 60 Great Hornbills have been seen roosting at a single site with more than 100 Wreathed Hornbills in the winter (non-breeding season). Lies in the foothills of the eastern Himalaya in the East Kameng district of Arunachal Pradesh. It is also known as Pakhui Tiger Reserve. Falls within the Eastern Himalaya Biodiversity Hotspot. Known for its amazing sightings of four resident hornbill species. India is home to nine species of hornbills. three of them, the wreathed hornbill (Aceros undulatus), the brown hornbill (Anorrhinus austeni) and the Rufous-necked hornbill (Aceros nipalensis)great hornbill is the state bird of Arunachal Pradesh and Kerala. It is ‘vulnerable’ under the IUCN Red list. Hornbill festival celebrated in Nagaland is named after the bird – Hornbill which is the most revered and admired bird for the Nagas. India plans to showcase Nagaland’s Hornbill Festival during its G20 presidency. About the size of a turkey, the southern ground hornbill is the largest species of hornbill on Earth. It can fly up to 18 miles an hour and has an impressive wingspan that reaches about four feet across. The bird is recognizable by its jet-black feathers, yellow eyes, and bright red throat. Source: PIB Horticulture Cluster Development Programme Open in new window Syllabus Prelims: Agriculture Context: The Cluster Development Programme has a great potential to transform the entire horticulture ecosystem by creating last-mile connectivity with the use of multimodal transport for efficient and timely evacuation and transportation of horticulture produce. Nodal Agency: The National Horticulture Board (NHB) Aim: To improve exports of targeted crops by about 20% and create cluster-specific brands to enhance the competitiveness of cluster crops. Objectives: To promote the Agriculture sector in the country and to increase the income of the farmers by giving them a reasonable price for their produce. Key Features: CDP will support integrated interventions to enhance the competitiveness of targeted clusters. The interventions have been classified into the following three verticals: Pre-production and Production Post-harvest Management and Value Addition Logistics, Marketing and Branding MoA&FW has identified 55 horticulture clusters. The geographical specialization of horticulture clusters will be leveraged. It will promote integrated and market-led development of pre-production, production, post-harvest, logistics, branding, and marketing activities. Implementation Framework: NHB shall provide financial assistance and supervise the overall implementation of the programme. A government/public sector entity, recommended by state/central government, shall be appointed as a Cluster Development Agency (CDA) for each identified cluster for the implementation of CDP. CDA will establish a Cluster Development Cell (CDC) with a dedicated team of officers within the CDA for smooth implementation of the programme. Significance: The CDP will benefit around 10 lakh farmers and related stakeholders along the value chain. The interest of the farmers should be paramount in the centre of any programme/scheme. The overall development of horticulture in the country would be focused with the help of the implementation of this Programme. Source: PIB Zombie Virus’ Open in new window Syllabus Prelims: Climate Change In News: European researchers have raised concerns of yet another pandemic after resurrecting a 48,500-year-old ‘zombie virus’ from a frozen lake in Russia. Climate change-induced thawing of the permanent frozen land (permafrost) in the Arctic could pose a new public health threat. About Zombie Virus: Zombie virus is the term given to a virus that is frozen in ice and therefore dormant. The virus emerged due to the thawing of permafrost as the global temperature is rising. It is a group of viruses which have been dormant for thousands of years. It is dubbed Pandoravirus yedoma after the mythological character Pandora which was 48,500 years old and has the potential to infect other organisms. It was discovered below the bottom of a lake in Yukechi Alas in Yakutia, Russia. Major cause of Zombie Virus: One-quarter of the Northern hemisphere is underlain by permanently frozen ground which is referred to as permafrost. Due to climate warming, irreversibly thawing permafrost is releasing organic matter frozen for up to a million years and most of which decomposes into carbon dioxide and methane which further enhances the greenhouse effect. Part of this organic matter also consists of revived cellular microbes (prokaryotes, unicellular eukaryotes) as well as viruses that remained dormant since prehistoric times. Potential threats: All of the zombie viruses have the potential to be infectious and hence pose a health danger. It is believed that pandemics like Covid-19 will become more common in the future as melting permafrost releases long-dormant viruses. Source: Down to Earth Women in Judiciary Open in new window Syllabus     Mains – GS 2 (Governance) Context: Recently for the third time in the history of the Supreme Court that a bench comprising only women judges was hearing cases. The first time the Supreme Court had an all-woman bench was in 2013 & the second occasion came in 2018. Women Judges in Supreme Court: The apex court had its first woman judge in 1989, when Justice M Fatima Beevi was appointed after her retirement as a judge of Kerala High Court. Since its inception, India has seen only 11 women judges in the Supreme Court and no women CJI for that matter. The apex court currently has only three women judges: Justices Kohli, B V Nagarathna, and Trivedi. Justice Nagarathna is set to go on to be the country’s first woman Chief Justice in 2027. Present Status of Women in Indian Judiciary: High Courts: In High Courts, women judges constitute 11.5%. Out of a total of 37 women candidates recommended by the Supreme Court Collegium for appointment as high court judges, only 17 have been appointed so far, while the rest of the names are pending with the central government. For the high courts, Collegium has recommended 192 candidates so far. Out of these, 37, that is 19 percent, were women. Subordinate Courts: About 30 percent are women judicial officers in the subordinate courts. Advocates: Of the 1.7 million advocates, only 15% are women. Bar Council: Only 2% of the elected representatives in the State Bar Councils are women. There is no woman member in the Bar Council of India. Reasons for Low Women Representatives in Judiciary: Patriarchy in Society: The primary reason for underrepresentation of women in judiciary is deeply ingrained patriarchy in society. Women often have to face hostile atmospheres within courtrooms. Harassment, lack of respect from members of the bar and bench, the silencing of their opinions, are some of the other traumatic experiences often recounted by many women lawyers. Opaque Collegium System Functioning: More women tend to enter the lower judiciary at the entry level because of the method of recruitment through an entrance examination. However, the higher judiciary has a collegium system, which has tended to be opaquer and, therefore, more likely to reflect bias. No Women Reservation: Many states have a reservation policy for women in the lower judiciary, which is missing in the High Courts and Supreme Court. States such as Assam, Andhra Pradesh, Telangana, Odisha and Rajasthan have benefited from such reservation as they now have 40-50% women judicial officers. Familial Responsibilities: Factors of age and family responsibilities also affect the elevation of women judges from the subordinate judicial services to the higher courts. Lack of Judicial Infrastructure: The lack of Judicial Infrastructure is another barrier to women in the profession. Small courtrooms which are crowded and cramped, absence of restrooms, and childcare facilities are all barriers. Not Enough Women in Litigation: Since lawyers elevated from the bar to the bench form a significant proportion of judges in the high courts and Supreme Court, it is worth noting that the number of women advocates is still low, reducing the pool from which women judges can be selected. Significance of Women’s participation in Judiciary: Need for diversification: Diversification brings positive institutional changes, and the judiciary needs to be more diverse. Balanced justice delivery system: The presence of women as judges and lawyers will substantially improve the justice delivery system. Balanced and empathetic approach: Improving the representation of women in the judiciary could go a long way towards a more balanced and empathetic approach in cases related to sexual violence. The issue of gender sensitization has been raised many times, especially in cases where male judges failed to show empathy for the female victims. Legitimacy: The judiciary will not be trusted if it is viewed as a bastion of elitism, exclusivity and privilege. Therefore, the presence of women is essential for the legitimacy of the judiciary. Suggestive measures to be adopted to include more women judges in the Judiciary: Suggestions by the previous Chief Justice of India N.V. Ramana: 50% representation: Previous CJI also voiced his support for 50% representation for women in judiciary. Legal Education: He has highlighted the need to increase gender diversity in legal education. There should be a fixed number of seats, reserved for women candidates, in all colleges and universities providing law courses. states such as Assam, Andhra Pradesh, Telangana, Odisha and Rajasthan have benefited from such reservation as they now have 40-50% women judicial officers. Availing basic facilities: He said the need for basic facilities, especially for women, need to be addressed immediately. Need of separate entity: He repeatedly pressed for the need to form a separate entity — National Judicial Infrastructure Corporation — to introduce inclusive designs for court complexes and create a more welcoming environment in them. Apart from these, the following points to be noted to increase women representation in the Judiciary: There is a need to maintain and promote Gender Diversity in Higher Judiciary with a fixed percentage of its members as women judges that will lead to the evolution of a gender-neutral judicial system of India. There is a need to bring about institutional, social and behavioural change among India’s populace by systematising and giving emphasis on inclusivity. Changing the long-established demographics of a court can make the institution more amenable to consider itself in a new light, and potentially lead to further modernization and reform. More in corporate than in decision making: Women are outnumbering men in law school classrooms and are increasingly joining the corporate sector, but their underrepresentation in such decision-making institutions is deplorable. Source:  Indian Express Previous Year Questions Q.1) Consider the following statements: Pursuant to the report of H.N. Sanyal Committee, the Contempt of Courts Act, 1971 was passed. The Constitution of India empowers the Supreme Court and the High Courts to punish for contempt of themselves. The Constitution of India defines Civil Contempt and Criminal Contempt. In India, the Parliament is vested with the powers to make laws on Contempt of Court. Which of the statements given above is/are correct? 1 and 2 only 1, 2 and 4 only 3 and 4 only 3 only Q.2) Consider the following statements: The- motion to impeach a Judge of the Supreme Court of India cannot be rejected by the Speaker of the Lok Sabha as per the Judges (Inquiry) Act, 1968. The Constitution of India defines and gives details of what Constitutes ‘incapacity and proved misbehaviour’ of the Judges of the Supreme Court of India. The details of the process of impeachment of the Judges of the Supreme Court of India are given in the Judges (Inquiry) Act, 1968. If the motion for the impeachment of a Judge is taken up for voting, the law requires the motion to be backed by each House of the Parliament and supported by a majority of total membership of that House and by not less than two-thirds of total members of that House present and voting. Which of the statements given above is/are correct? (2019) 1 and 2 3 only 3 and 4 only 1, 3 and 4 Cyber Attacks in India Open in new window Syllabus Mains – GS 3 (Security) Context: Recently, the premier medical institute in the country, the All India Institute of Medical Sciences New Delhi (AIIMS) was crippled by a major cyberattack. About Cyberattacks: Cyberattacks are unwelcome attempts to steal, expose, alter, disable or destroy information through unauthorized access to computer systems. Typically, such forms of attacks to keep networks from functioning after encrypting data, are carried out by ransomware-seeking entities and organisations are sent demands which are often negotiated and paid without informing law enforcement. Cyberterrorism: It is often defined as any premeditated, politically motivated attack against information systems, programs and data that threatens violence or results in violence. Reasons for increasing Cyber Attacks in India Increasing dependency on technology: As we grow faster, more and more systems are being shifted to virtual space to promote access and ease of use. However, the downside to this trend is the increased vulnerability of such systems to cyber-attacks. For e.g., there is a concern of widespread damage and huge loss if hackers are able to intrude into the nuclear, financial or energy systems of a country. Growing digital reliance in the post-COVID era has exposed digital disparities which must be bridged through capacity building. There’s a sophisticated use of cyberspace by terrorists to broaden their propaganda and incite hatred. Lack of robust law enforcement mechanisms: India’s approach to cyber security has so far been ad hoc and unsystematic. Despite a number of agencies, policies and initiatives, their implementation has been far from satisfactory. Adverse relations with China: China is considered one of the world leaders in information technology. Therefore, it is expected to have capabilities to disable or partially interrupt the information technology services in another country. Combined with the recent border standoff and violent incidents between the armies of the two countries, the adversity in relations is expected to spill over to attacking each other’s critical information infrastructure. Asymmetric and covert warfare: Unlike conventional warfare with loss of lives and eyeball to eyeball situations, cyber warfare is covert warfare with the scope of plausible deniability, i.e., the governments can deny their involvement even when they are caught. Similarly, even a small nation with advanced systems and skilled resources can launch an attack on a bigger power, without the fear of heavy losses. Therefore, cyber warfare has increasingly become the chosen space for conflict between nations. Lack of International Coordination: International cooperation and consensus is missing in this field. Low digital literacy among the general public and digital gaps amongst nations create an unsustainable environment in the cyber domain. It is often reported that people are duped easily by click-baiting them into clicking interesting content, which often has malware attached to itself. Suggestive measures to mitigate cyberattacks: Cyber readiness: That strategy will be a guiding document to motivate and monitor the preparedness of cyber readiness of institutes and also enhance capacity on many fronts including forensics, accurate attribution and cooperation. Budgetary preference: Significant budgets have to be allocated by various ministries to ensure that cyber security measures don’t remain the last priority. Need of the national cyber security strategy: This incident is a wake-up call for organisations across sectors to shore up cyber security measures, it is also important to push and announce the national cyber security strategy. Capacity enhancement: The capacity enhancement for the National Critical Information Infrastructure Centre (NCIIPC) and CERTIn has to be undertaken to address the emerging sophisticated nature of threats and attacks and sectoral CERTs have to be set up for many areas including health. International cooperation: International cooperation on countering cyber-attacks has to gain more teeth beyond the Group of Governmental Experts (GGE) meetings and the US-led Counter Ransomware Initiative (CRI) of 37 countries and the European Union. Major Government Initiatives for Cyber Security: CERT-In: It is an organisation of the Ministry of Electronics and Information Technology with the objective of securing Indian cyberspace. Cyber Surakshit Bharat Initiative: It is an initiative from the Ministry of Electronics and Information Technology (MeitY) that aims at creating a robust cybersecurity ecosystem in India. This program was in association with the National e-Governance Division (NeGD). National Critical Information Infrastructure Protection Centre: NCIIPC is a central government establishment, formed to protect critical information of our country, which has an enormous impact on national security, economic growth, or public healthcare. Indian Cyber Crime Coordination Centre (I4C): The MHA launched this I4C Indian Cyber Crime Coordination Centre program to combat cybercrime in the country, through a coordinated and efficient method. Cyber Swachhta Kendra (Botnet Cleaning and Malware Analysis Centre): It is an installation under the Ministry of Electronics and Information Technology (MeitY). Information Technology Act, 2000: IT Act of 2000 came into effect in India on 09 June 2000. IT Act states in its preamble that the purpose of the legislation is to provide legal recognition to electronic transactions. Way Forward: Human resource is crucial and there is an urgent need to create an informal Indian team of Cyber Warriors. The critical infrastructure managers should also be well trained in cyber warfare and well equipped with all the technologies for isolating viruses and attacks. There should be a reward for white hackers who can highlight their shortcomings. The managers and Common mass must be made aware. There is also a need to enhance the general awareness levels of the government installations as well as the general public to counter such threats. Separate wing under Army or Navy as Cyber Command on lines of US is required to establish along with a futuristic National Cyber-Security Policy which allocates adequate resources and addresses the concerns of the stakeholders. Similarly, there is a need for quicker up-gradation of the existing infrastructure as information technology is a fast-evolving field and there is a need to stay ahead of the competition. Source: Indian Express Practice MCQs Daily Practice MCQs Q.1) Consider the following: Sulphur Dioxide Nitrogen Dioxide Mercury Particulate matter Which of the above pollutants can be released by the coal based power plants? 1 2 and 3 only 2 3 and 4 only 1 3 and 4 only All of the above Q.2) Consider the following statements regarding National Statistical Commission (NSC): It is an autonomous organization works under Ministry of Statistics and Programme Implementation. It was established on the recommendations of the Raghu Ram Rajan Commission. The Commission has a part-time Chairperson, four part-time Members and an ex-officio Member. Which of the above are correct? 1 and 2 only 1 and 3 only 2 and 3 only 1 2 and 3 Q.3) Consider the following statements regarding Geological Survey of India: It was set up in 1851 primarily to find coal deposits for the Railways. It works under the Ministry of Earth Sciences It is headquartered in Delhi Which of the statements given above is/are correct? 1 only 2 and 3 only 2 only 1 and 3 only Comment the answers to the above questions in the comment section below!! ANSWERS FOR ’ 3rd December 2022 – Daily Practice MCQs’ will be updated along with tomorrow’s Daily Current Affairs.st ANSWERS FOR 2nd December – Daily Practice MCQs Answers- Daily Practice MCQs Q.1) – b Q.2) – d Q.3) – c table, td, th { border: 1px solid;} table {width: 100%; border-collapse: collapse; }

Daily Prelims CA Quiz

UPSC Quiz – 2022 : IASbaba’s Daily Current Affairs Quiz 3rd December 2022

For Previous Daily Quiz (ARCHIVES) - CLICK HERE The Current Affairs questions are based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, which are very important sources for UPSC Prelims Exam. The questions are focused on both the concepts and facts. The topics covered here are generally different from what is being covered under ‘Daily Current Affairs/Daily News Analysis (DNA) and Daily Static Quiz’ to avoid duplication. The questions would be published from Monday to Saturday before 2 PM. One should not spend more than 10 minutes on this initiative. Gear up and Make the Best Use of this initiative. Do remember that, “the difference between Ordinary and EXTRA-Ordinary is PRACTICE!!” Important Note: Don't forget to post your marks in the comment section. Also, let us know if you enjoyed today's test :)After completing the 5 questions, click on 'View Questions' to check your score, time taken, and solutions.To take the Test Click Here

Baba’s Explainer

Baba's Explainer - Karnataka- Maharashtra Border Dispute

  ARCHIVES Syllabus GS-1: Post-independence consolidation and reorganization within the country.  GS-2: Federalism & its challenges Context: The border town of Belagavi has been a part of Karnataka since boundaries were demarcated along linguistic lines under the States Reorganisation Act, 1956. But the inter-State border dispute between Karnataka and Maharashtra erupts every now and then. Recently, the decades-old dispute flared up again when Karnataka Chief Minister Basavaraj Bommai said that the Karnataka government was “seriously” laying claim to Jath taluk in Maharashtra, evoking a strong response. What is the Origin of the Karnataka-Maharashtra border dispute? Multi-lingual Population in border district: Belgaum, which was later renamed Belagavi, is located in the northern part of today’s Karnataka and shares a border with Maharashtra’s Kohlapur district. Belgavi district has both Kannada and Marathi speakers. Colonial Times: During the British Raj, the Belgaum region was part of the Bombay Presidency, which included Karnataka districts such as Vijayapura, Belagavi, Dharwad and Uttara-Kannada. 1881 Census data: As per 1881 census, Belgaum had 864,014 people of which 556,397 were Kannada-speaking (64.39%), while 225,008 were Marathi-speaking (26.04%). However, in 1948, the Belgaum Municipality that was dominated by Marathi speaking politicians requested the Centre that the district be incorporated into the proposed Maharashtra state. Post-Independence Reorganisation: The States Reorganisation Act of 1956 made Belgaum and 10 talukas of Bombay State a part of the then Mysore State (which was renamed Karnataka in 1973). While demarcating borders, the Reorganisation of States Commission sought to include talukas with a Kannada-speaking population of more than 50 per cent in Mysore. Objection Raised by Maharashtra: Maharashtra objected to this by claiming that that in 1956, Marathi-speakers outnumbered Kannada-speakers in those areas. It submitted a memorandum to the Ministry of Home Affairs, demanding 7,000 sq km that included 814 villages, and three urban settlements of Belagavi, Karwar and Nippani (all were part of Bombay Presidency in British Raj), to be added to Maharashtra. Demands by Karnataka: On the other hand, Karnataka has sought areas in Kolhapur, Sholapur and Sangli districts from Maharashtra, and Kasargod from Kerala to be included in its state. Has there been any talks to resolve the issue? Committee Formation: As the dispute was raging on, both states decided to resolve the matter through talks. In 1960, both states decided to set up a four-member committee with two members from each state, to study and submit a report. Offer to exchange of areas: During this process, Maharashtra offered to transfer 260 Kannada-speaking villages in return for its demand for 814 villages and three urban settlements.  Lack of Consensus: However, both states could not come to any consensus following the findings of the committee. In the years that followed, several talks were held between the two governments, which ended without a resolution Mahajan Commission: In 1966, at Maharashtra’s insistence, then Prime Minister Indira Gandhi established a one-man commission, the Mahajan Commission (Mehr Chand Mahajan, third Chief Justice of India) a few months before the 1967 general elections and its report was released after the elections. The Commission was also asked to look into Karnataka’s demand for integration of Kannada-speaking areas in Kasargod in Kerala. What did Mahajan Commission recommend? The commission rejected Maharashtra’s claim over Belagavi city while recommending the transfer of about 260 villages in the border to Maharashtra and about 250 villages in Maharashtra to Karnataka. The Mahajan Commission also upheld Mysore’s (Karnataka) claims for the areas in Kerala and recommended the transfer of the entire Kasargod taluk in Kerala, minus eight villages lying south of the Chandragiri river to Mysore Response to Mahajan Commission Report: Maharashtra: The Maharashtra government rejected the repot and termed the findings of the reports as biased and self-contradictory because the “formula” applied for Kasaragod was not applied for Belgaum.  Maharashtra Government insisted that the report is against the “wish of people” of Belgaum. Kerala: The Kerala government refuted the recommendations of the report and refused to hand over Kasaragod to Karnataka. Karnataka: The Karnataka government welcomed the report and continued to press for the implementation of the report or maintaining status quo. Centre: Despite demands from Karnataka, the Centre never implemented the recommendations of the report. Rather it has been non-committal on resolving the border dispute. What is the case in Supreme Court? In 2004, the Maharashtra government moved the Supreme Court under Article 131(b) of the Constitution. In its petition, the Maharashtra government claimed that the Marathi-speaking population in Karnataka was being sidelined and that there was a feeling of ‘insecurity among them.’ Maharashtra asked that 814 villages in Belgaum, Karwar, Bidar and Gulbarga districts in Karnataka be moved under their jurisdiction since it had a majority of Marathi-speaking people. That case is still being heard by the Supreme Court. Maharashtra’s Arguments: Maharashtra’s claim to seek the readjustment of its border was on the basis of contiguity, relative linguistic majority and wishes of the people. If the claim over Belagavi and surrounding areas was based on Marathi-speaking people and linguistic homogeneity, it laid its claim over Karwar and Supa where Konkani is spoken by citing Konkani as a dialect of Marathi.  Its argument was based on the theory of village being the unit for calculation and enumerated linguistic population in each village. Maharashtra also points out the historical fact that the revenue records in these Marathi-speaking areas are also kept in Marathi. Karnataka’s Arguments: Karnataka points out that when Congress, which redrew its circles on linguistic basis in 1920, included Belagavi in the Karnataka Provincial Congress Committee. Besides, the States Reorganisation Commission vested Belagavi with Karnataka. Karnataka holds the view that the settlement of boundaries as per the States Reorganisation Act is final. It has argued that the boundary of the State was neither tentative nor flexible. The State argues that the issue would reopen border issues that have not been contemplated under the Act, and that such a demand should not be permitted. As the legal battle continues, Karnataka declared Belagavi its second capital, changed the name of Belgaum to Belagavi and also holds its winter session at the newly constructed Vidhan Soudha in Belgavi. What has been the politics around the dispute? In the immediate decades of the formation of States, no national party was willing to take the risk and address the dispute, especially the Congress which has a social base in both States. This helped Maharashtra Ekikaran Samiti (MES) sustain its fight with a single agenda— Belagavi’s inclusion in Maharashtra. MES-supported candidates, who have been winning one or more seats in the district since the 1957 Karnataka Assembly elections, were defeated in the 2018 Assembly elections. As another election draws close in 2023, MES is keen to revive its political fortunes. One factor for the renewal of the conflict came from then Karnataka Chief Minister Ramakrishna Hegde in 1986 when he made the Kannada language test mandatory for anyone joining the State Government service. Though the decision was apparently aimed at bolstering the Janata Party’s position, stopping the concession given to linguistic minorities strained relations between the two linguistic groups. Later, Hegde had to assure Marathi leaders that Kannada would not be made compulsory in primary education in the border areas. The dispute strongly resonates in the cultural arena too. For instance, two Sahitya Sammelanas – the 73rd Akhil Bharatiya Marathi Sahitya Sammelana (ABMSS) and the 70th Akil Bharatiya Kannada Sahitya Sammelana – were held in Belagavi in 2000 and 2003, respectively. Both events prepared the ground for the re-opening of an otherwise muted issue. What is the row over Jath taluk? Jath taluk in Sangli, a border district in Maharashtra, faces severe drinking water shortage and the Karnataka government has implemented programmes to curb the issue. In 2021, all 40 gram panchayats of the drought-prone taluk passed a resolution to join Karnataka, stating that the Maharashtra government was unable to provide water to the people of Jath and they were being treated unfairly. Karnataka State government stated that it was “seriously” laying a claim on Jath taluk and held meetings with a team of senior advocates to resolve the boundary issue with the neighbouring state. The Karnataka state government also decided to grant special funds for the development of Kannada schools in Maharashtra through the Karnataka Border Development Authority. They also proposed a pension for all Kannadigas living in Maharashtra who fought in the freedom struggle, the Karnataka unification movement and the liberation of Goa Karnataka CM has also said that the border row had become a political tool for whichever party came to power in Maharashtra, and asked the Maharashtra government “to not create disputes between two states” which share cordial relations. Note: Write answer his question in the comment section. table{ border: 1px solid; } table tr, table td{ border: 1px solid; }

DAILY CURRENT AFFAIRS IAS | UPSC Prelims and Mains Exam – 2nd December 2022

Archives (PRELIMS & MAINS Focus) Climate Investment Opportunities in India’s Cooling Sector report: World Bank Open in new window Syllabus Prelims – Science and Technology Context: According to the report, “Climate Investment Opportunities in India’s Cooling Sector” which was released by the World Bank recently, from 2030 onwards, more than 160 to 200 million people could be exposed to a lethal heat wave in India every year, and around 34 million Indians will face job losses due to heat stress-related productivity decline. Key findings of the report: By 2037, the demand for cooling is likely to be eight times more than the current level, the World Bank has said in a report. In this scenario, it is imperative for India to deploy alternative and innovative energy efficient technologies for keeping spaces cool. According to the report, it could open an investment opportunity of $1.6 trillion by 2040, besides reducing greenhouse gas emissions significantly and creating 3.7 million jobs. With the demand for cooling shooting up, there will be a demand for a new air-conditioner every 15 seconds, the report said, leading to an expected rise of 435% in annual greenhouse gas emissions over the next two decades. About Heat Wave: It is a period of abnormally high temperatures, more than the normal maximum temperature that occurs during the summer season. It typically occurs between March and June, and in some rare cases even extends till July. The extreme temperatures and resultant atmospheric conditions adversely affect people living in these regions as they cause physiological stress, sometimes resulting in death. Criterion for declaring heat waves in India: Heat wave is considered if the maximum temperature of a station reaches at least 40°C or more for Plains and at least 30°C or more for Hilly regions. Based on Departure from Normal Heat Wave: Departure from normal is 4.50°C to 6.40°C. Severe Heat Wave: Departure from normal is >6.40 degree C. Based on Actual Maximum Temperature Heat Wave: When actual maximum temperature ≥ 45 degree C. Very Severe Heat Wave: When actual maximum temperature ≥47 degree C. If the above criteria met at least in 2 stations in a Meteorological subdivision for at least two consecutive days and it was declared on the second day Suggestive measures proposed in the report: The report proposes a road map to support New Delhi’s India Cooling Action Plan (ICAP), 2019, through new investments in three major sectors: building construction, cold chains and refrigerants. Adopting climate-responsive cooling techniques as a norm in both private and government-funded constructions can ensure that those at the bottom of the economic ladder are not disproportionately affected by rising temperatures. The report suggests that India’s affordable housing programme for the poor, the Pradhan Mantri Awas Yojana (PMAY), can adopt such changes on scale. It proposed enacting a policy for “district cooling”, which could lead to the consumption of 20-30% less power than the most efficient conventional cooling solutions. Apart from this, guidelines for implementation of local and city-wide urban cooling measures such as cool-roofs should also be considered. India’s cooling strategy can help save lives and livelihoods and reduce carbon emissions. Source: The Hindu State of Finance for Nature report Open in new window Syllabus Prelims – Environment and Ecology Context: According to a new United Nations (UN) report, Financing for nature-based solutions (NbS) needs to be doubled to deal with multiple global crises of climate change, biodiversity loss and land degradation. About the report: The report was released by the UN Environment Programme (UNEP) along with the Economics of Land Degradation initiative of the Federal Ministry for Economic Cooperation and Development (BMZ) of Germany, the United Nations Convention to Combat Desertification (UNCCD) and the European Commission. The report comes 10 days after the end of the UN Framework Convention on Climate Change (UNFCCC) Conference of Parties 27 (COP27) and a week before the start of the UN Conference on Biodiversity (COP15 CBD) in Montreal. Key findings of the report: The key focus should be on doubling finance flows to NbS and reducing it for activities that increase greenhouse gas (GHG) emissions. According to the report, the current global investments in NbS are around $154 billion (Rs 12,49.44 crore) per year, which needs to be increased to $384 billion by 2025. On the other hand, investments in economic activities that release GHGs into the atmosphere are currently three to seven times larger than the investments in NbS. “Harmful subsidies are highest in the energy sector, estimated to range from $340 billion/ year to $530 billion/year and in the agriculture sector, estimated around $500 billion/year,” estimated the report. The report recommended the phase-out of these investments. Another highlight of the report was the need for private investments in nature-based solutions, which currently stands at only 17 per cent. Private actors can combine Net Zero with nature positive, the report suggested. Source:  DownToEarth Previous Year Questions Q.1) In the context of India’s preparation for Climate-smart Agriculture, consider the following statements: The ‘Climate-Smart village’ approach in India is a part of a project led by climate change, Agriculture and food security (CCAFS), an international research programme. The project of CCAFS is carried out under Consultative Group on International Agricultural Research (CGIAR) headquartered in France. The International Crops Research Institute for the Semi-Arid Tropics (ICRISAT) in India is one of the CGIAR’S research centres. Which of the statements given above are correct? (2021) 1 and 2 only 2 and 3 only 1 and 3 only 1,2 and 3 Tidal disruption event (TDE) Open in new window Syllabus Prelims – Science and Technology Context: A mysterious and intensely bright flash of light coming from halfway across the universe earlier this year had stunned astronomers worldwide. The source of the intense beam has now been identified — a supermassive black hole ripping apart a star, pointing directly at Earth. About Tidal disruption event (TDE): Astronomers study Blackholes by watching for their effects on nearby stars and gas. These stars are disrupted when the black hole’s tidal gravity exceeds the star’s self-gravity, and this phenomenon is called tidal disruption events (TDE). The tidal disruption events are crucial and useful phenomena to detect and predict the mass of supermassive black holes in quiescent galaxies. About Blackholes: A black hole is a place in space where gravity pulls so much that even light cannot escape. The gravity is so strong because matter has been squeezed into a tiny space. This can happen when a star is dying. Visibility: Because no light can get out, they are invisible. Space telescopes with special tools can help find black holes. The gasses swirling around actually help in getting their images. Example: The supermassive black hole at the centre of the Milky Way galaxy is called Sagittarius A. It has a mass equal to about 4 million suns and would fit inside a very large ball that could hold a few million Earths. Do Black Holes Form? Scientists think the smallest black holes formed when the universe began. Stellar black holes are made when the centre of a very big star falls in upon itself or collapses. When this happens, it causes a supernova. A supernova is an exploding star that blasts part of the star into space. Scientists think supermassive black holes were made at the same time as the galaxy they are in. Source: DownToEarth Previous Year Questions Q.1) Recently, scientists observed the merger of giant ‘blackholes’ billions of light-years away from the earth. What is the significance of this observation? (2019) ‘Higgs boson particles’ were detected. ‘Gravitational waves’ were detected. Possibility of intergalactic space travel through ‘wormhole’ was confirmed. It enabled the scientists to understand ‘singularity’. Man-Animal conflict Open in new window Syllabus Prelims –Environment In news: An eight-member team from Chinnakkanal under Munnar forest division has been instrumental in bringing down the incidents of man-animal conflict and in ensuring the protection of wild elephants in the region The Wildlife Trust of India has selected the team for its award this year. The award will be presented at ‘Aa Aana’, a month-long exhibition to be held at Fort Kochi. 42 people have lost their lives in wild elephant attacks in the Munnar wildlife division since 2010. Human-wildlife conflict: When encounters between humans and wildlife lead to negative results, such as loss of property, livelihoods, and even life. Threat: Defensive and retaliatory killing may eventually drive these species to extinction Types: Destruction of animal habitats due to encroachment of forest land and revenge killing and poaching of carnivore animals. Roadkill, resulting in the deaths of many small wildlife animals. Causes Human population growth, agricultural expansion, infrastructure development, climate change and other drivers of habitat loss. Mitigation: Creating barriers, deploying deterrents, or moving wildlife. Eco-bridges Animal corridors Wildlife Trust of India (WTI): It is an Indian nature conservation organisation. Formed in 1998 in response to the many crises confronting India’s wildlife and wild habitats. It is registered as a charitable trust. Motto: In service of nature Source: The Hindu Foreign Exchange Management Act Open in new window Syllabus Prelims – Economy In news: Actor Vijay Devarakonda appeared before Enforcement Directorate in connection with the Foreign Exchange Management Act (FEMA) investigation for producing the recent multilingual movie, ‘Liger’ which had a cameo by boxing legend Mike Tyson. Foreign Exchange Management Act (FEMA) It is an act of Parliament of India Introduced in 1999 to replace the draconian FERA (Foreign Exchange Regulation Act). FEMA outlines the formalities and procedures for the dealings of all foreign exchange transactions in India. These foreign exchange transactions have been classified into two categories — Capital Account Transactions and Current Account Transactions. This act makes offences related to foreign exchange civil offenses. It also paved the way for the introduction of the Prevention of Money Laundering Act 2002. Principles – all current account transactions are permitted unless expressly prohibited and all Capital account transactions are prohibited unless expressly permitted. To give effect to the provisions of the Act the Government of India have made Foreign Exchange Management (Current Account transactions) Rules 2000 under Section 5 read with Section 46 of the Act. Aim to facilitate external trade and payments to assist orderly development and maintenance of the Indian forex market to liberalise the Indian economy Source: TOI Previous Year Questions Q.1) With reference to the ‘Prohibition of Benami Property Transactions Act, 1988 (PBPT Act), consider the following statements: (2017) A property transaction is not treated as a benami transaction if the owner of the property is not aware of the transaction. Properties held benami are liable for confiscation by the Government. The Act provides for three authorities for investigations but does not provide for any appellate mechanism. Which of the statements .given above is/are correct? 1only 2 only 1 and 3 only 2 and 3 only Asia-Pacific Broadcasting Union Open in new window Syllabus Prelims – Current Affairs In News: 59th Asia-Pacific Broadcasting Union (ABU) General Assembly & associated meetings 2022 was held Theme – ‘Serving The People-Media’s Role In The Time Of Crisis’ ABU: Established in 1964 as a not-for-profit, non-government, non-political, professional association It is the biggest broadcasting union in the world. It covers around 70 countries and 5 continents and has 250 members It covers eight regions: the Pacific, Asia(SE, North, South, Central), Middle East, Europe, North Africa, North America. Indian members: All India Radio / Prasar Bharati (AIR) Doordarshan / Prasar Bharati (DD) Aim: to assist the development of broadcasting in the region promotes the collective interests of television and radio broadcasters as well as key industry players and facilitate regional and international media co-operation. Functions: ABU organises key industry, regional and global conferences and summits as platforms for exchanging ideas, experiences and practices. The ABU Media Academy is a centre of excellence and learning, providing hundreds of courses and capacity building activities annually It provides rights-free content acquisition for developing countries, negotiates rights for major sports events and organises coverage for the region. It trains and equips media practitioners on role of media in the time of crisis. It also discovers the latest trends and challenges, bringing together members of journalistic community and academia from this vast region and engage them into intense learning, discussions, exchange of ideas and networking. Source: NewsOnAir Prevention of Money Laundering Act (PMLA) 2002 Open in new window Syllabus Prelims – Economy In News: The Finance Ministry notified changes to the Prevention of Money Laundering Act (PMLA), 2002 Changes to PMLA 2002: Allowed Enforcement Directorate (ED) to share incriminating information and material  about economic offenders with 15 more agencies. These include National Investigation Agency (NIA) Serious Fraud Investigation Office (SFIO) Directorate General of Foreign Trade (DGFT) Competition Commission of India (CCI) National Intelligence Grid Central Vigilance Commission (CVC) Wildlife Crime Control Bureau MEA, State Police Department, regulators under various Acts, Defence Intelligence Agency, National Technical Research Organisation, Military Intelligence, inquiry authority under Central Civil Services Rules. Earlier, the ED was permitted to share data with only 10 agencies, including CBI, RBI, Sebi, IRDAI, Intelligence Bureau, and Financial Intelligence Unit (FIU), among others. Aim: Integrate numerous State and Central government agencies Empowering them with verified information related to an outlaw Expedite nabbing of law-breakers Apprehend social evils and bring them to justice in the court of law Prevention of Money Laundering Act(PMLA): It is a criminal law of the Parliament of India passed by the NDA government in 2002 PMLA became law and came into force on July 1, 2005. It has blanket powers assigned to the Enforcement Directorate (ED) under PMLA for seizing, investing, searching and attaching assets. Introduced due to India’s commitment at the Vienna Convention to combat money laundering. Aim: Prevention and controlling money laundering Confiscation and seizing of property involved in or derived from money laundering. Providing punishment to offenders Appointment of adjudicating authority and appellate tribunal concerning money laundering matters  Dealing with every issue related to money laundering MUST READ ED Source: Indian Express RBI’s modified digital lending norms Open in new window Syllabus Mains – GS 2 (Governance) and GS 3 (Economy) Context: The modified guidelines on digital lending by the Reserve Bank of India (RBI) have come into effect from 1st December, 2022. About Digital Lending: Digital lending involves giving and recovering loans through web platforms or mobile apps. It facilitates speedy disbursal and helps lower costs. Lending Service Providers (LSPs) operate in collaboration with Non-Banking Financial Companies (NBFCs) who disburse credit to customers using the LSPs platform. These platforms often resort to reckless practices by lending beyond a borrower’s repayment capacity. About Digital Lenders: RBI has categorised digital lenders into three groups: Entities which are regulated by the RBI and are allowed to carry out lending business. Example: All Commercial Banks, Primary (Urban) Co-operative Banks, State Co-operative Banks, District Central Co-operative Banks; and Non-Banking Financial Companies. Entities that are authorised to carry out lending as per other statutory or regulatory provisions but are not regulated by the RBI. Example: merchant bankers, stock brokers, bankers to issues, debenture trustees, portfolio managers, DPs, registrars to issues, share transfer agents, etc. Entities lending outside the purview of any statutory or regulatory provisions. Example: Informal lenders About new guidelines issued by RBI: Objective: The digital lending modified guidelines aim to protect customers from exorbitant interest rates and keep a check on unethical loan recovery practices. The regulatory framework is basically focussed on the digital lending ecosystem of RBI-regulated entities and the lending service providers. Loan disbursals and repayments: These are to be executed only between the bank accounts of the borrowers and the regulated entities such as the banks and the NBFCs. There will be no pass-through/pool account of the Lending Service Providers (LSPs). Fees and Charges: Any fees or charges payable to Lending Service Providers (LSPs) in the credit intermediation process shall be paid directly by Regulated Entities and not by the borrower. Applicability: Instructions are only applicable for the existing customers availing fresh loans and to new customers getting onboarded. Data collection: Data collected by digital lending apps must be need-based, with the borrower’s prior consent, and can be audited if required. Increase in credit limit: Borrower’s consent on the increase in the credit limit is must. An automatic credit increase without the consent would be prohibited. Grievance redressal officer: A nodal grievance redressal officer will also be deployed. Such grievance redressal officers shall also deal with complaints against their respective Digital Lending Apps (DLAs). Digital Lending Apps (DLAs) are mobile and web-based applications with user interfaces that allow a borrower to borrow from a digital lender. Ombudsman: The borrower can complain to the Integrated Ombudsman Scheme of the RBI if their grievance is not resolved by the bank within 30 days. Credit Information Companies (CICs): Regulated Entities are required to ensure that any lending carried out through digital lending apps has to be reported to Credit Information Companies (CICs). Lending through the Buy Now Pay Later (BNPL) mode also needs to be reported to the CICs. Advantages of new norms: Financial inclusion: with new innovations underway, digital lending has enabled many Financial Service Providers a way to offer much better products to the masses at a much faster rate which is even more cost-efficient. Reaching to the remotest area: Digital lending can prove to be a tool acting towards the growth of higher quality financial services to underserved businesses and people. Tackling concerns: The guidelines aim to tackle concerns like unscrupulous lending practices and involvement of third parties, mis-selling and data privacy. Regulated market: Licensed and compliant players will have an advantage over fintech’s with other NBFC partnerships and are likely to see rising market share in the future. Avoiding delay: Online lending has played a pivotal role in evading cumbersome red-tapism usually involved while availing loans offline in a traditional setting. Issues associated with the new norms: Unregulated apps: There were about 1,100 lending apps available for Indian android users of which about 600 were illegal. They were either unregulated by the RBI or had NBFC partners with an asset size of less than 1,000 crore, prompting doubts on its operability. The space is largely dominated by NBFCs: Its customers particularly include small borrowers without a documented credit history and thus, not served by traditional financial institutions. LSPs often resort to reckless lending practices by endowing credit beyond a borrower’s repayment capacity. The risk is mitigated by spreading it to all users by charging higher interest rates. There is absence of standardised disclosure and regulatory norms which made it cumbersome to assess a participant’s operational legitimacy. Others: The concerns primarily relate to unbridled engagement of third parties, mis-selling, breach of data privacy, unfair business conduct, charging of exorbitant interest rates, and unethical recovery practices. Way Forward: The need of the hour is competent systems and processes that would further strengthen data privacy and security of confidential information shared between customers and regulated entities. This regulation would also address concerns emanating from TechFin which are companies that are primarily tech-based service providers, say e-commerce, and also offer financial services. Source: The Hindu Previous Year Questions Q.1) With reference to the Indian economy, consider the following statements: If the inflation is too high, Reserve Bank of India (RBI) is likely to buy government securities. If the rupee is rapidly depreciating, RBI is likely to sell dollars in the market. If interest rates in the USA or European Union were to fall, that is likely to induce RBI to buy dollars. Which of the statements given above are correct? (2022) 1 and 2 only 2 and 3 only 1 and 3 only 1, 2 and 3 Q.2) If the RBI decides to adopt an expansionist monetary policy, which of the following would it not do? (2020) Cut and optimize the Statutory Liquidity Ratio Increase the Marginal Standing Facility Rate Cut the Bank Rate and Repo Rate Select the correct answer using the code given below: 1 and 2 only 2 only 1 and 3 only 1, 2 and 3 India’s Youth Bulge Open in new window Syllabus Mains – GS 2 (Governance) Context: As global economic growth goes down well below 2 per cent in 2023, India’s economic growth is expected to remain at 5 per cent. It reflects India’s structural strengths and growth drivers. For global growth a combination of transitory shocks and secular forces has created a highly uncertain future, with the potential for a medium-term global stagnation. But India is being viewed as a bright spot in this global downturn. Factors Responsible for India’s Progress: World’s Ageing Population Issues: Global population is getting older rapidly across the cohort of countries that make up more than 75 percent of global GDP fuelling pressure on wages, supply shocks, pandemics, and high debt levels associated with an aging population. Trade and finance policies are being used to cope not only with transitory shocks but also secular forces of ageing population and climate change Less prone to the Changes in Global Secular Forces: India is a success story on the export of services, and services tend to shrink less compared to manufacturing during global economic downturns. Global exports of digitally delivered services have more than tripled during the last two decades, far greater than trade in goods, and India stands out as a winner. India’s Youth Bulge: India’s growth will continue to benefit from demographic dividend and youth bulge. India’s demographic profile is well positioned to withstand adverse macroeconomic shocks, and there is space to borrow from residents, and build public private partnerships to finance additional spending on physical and human infrastructure. Advantages of India’s youth bulge: Wage-price spiral – Since the labour force is expanding, young population will avoid the risks of wage-price spiralling upwards. Women workforce – The rise in women’s workforce activity naturally accompanies a decline in fertility. Savings – Working ages happen to be the prime years for savings, which is key to capital accumulation, creation of infrastructure and technological innovation. Retirement – It boosts the savings that occurs as the incentive to save for longer periods of retirement. Emergence of middle class – Surveys show a massive shift towards a middle-class society which Is a source of entrepreneurship Is a major contributor to savings and human capital Strengthen the links with education. Relates to consumption Major contributions of Middle Class: India is expected to emerge with a middle class that is proportionately as large as that of the US today. There are four key contributions that the middle class makes to economic growth and social progress- Source of Entrepreneurship: A strong middle class fosters innovation and encourages entrepreneurs to start their own businesses, which in turn creates good jobs that support a growing economy and social progress. Major Contributor to Savings and Human Capital: Savings rates and the willingness to invest in human capital are higher amongst middle class households. Strengthening the Links with Education: They strengthen the links with democracy, free press, education and fair elections. Favourable Consumption Pattern: The expanding demand for consumer durables—cars, motorcycles, televisions, air conditioners, mobile phones and refrigerators—is already leading to an acceleration in manufacturing in India. The middle class is also demanding housing, shopping malls, and other infrastructure, and can afford to take an annual vacation, boosting domestic tourism. Suggestive measures for India: If India can expand investments in physical and human infrastructure, declare independence from the virus, spur rural vitalisation, and reduce inequality, almost a billion people will join the ranks of the middle class by 2025, The government is unlikely to be able to provide the quantity and quality of services that will be demanded, even in areas like health, education and water that have evolved as public-sector areas in other countries. India will have to adopt hybrid systems, with private and public service providers to improve these. This can be achieved if India can push for an increase in lending by global and regional multilateral institutions. There is a huge potential, for example, to push for a large issuance of Special Drawing Rights, the International Monetary Fund’s reserve asset. Way Forward: There are many reasons to be optimistic about India’s future growth that will be driven by the rapidly rising middle class, young demographics and the next wave of globalisation. By increasing the rational investment in education, skill development and health, India has the potential to fulfill its dream of developed country status by 2047 (one of Panch-Pran given by the prime minister of our country). Source: The Hindu Languages of India Open in new window Syllabus Mains –GS 1 Indian Culture and Diversity of India In News: The 11th volume of the Report of the Official Language Committee headed by Union Home Minister was submitted to President recently. The committee recommended Hindi as the language of instruction and examinations in technical courses. It has triggered angry reactions from the Chief Ministers of Tamil Nadu and Kerala, who have described the report as an attempt by the Union government to impose Hindi on non-Hindi-speaking states. Context: Language is an essential ingredient of identity. The latest effort to impose Hindi raises once again the issue of cultural nationalism, quite retrogressively. There is a need to recognize the complexity of the language landscape in India. Languages of India: As per 2011 Census, India has 123 major languages, of which 30 were spoken by more than a million native speakers. Mother tongue survey of India- There are 19,500 “mother tongues” – including 103 foreign mother tongues. English is used in higher education and in some areas of the Indian government. Hindi is the most spoken mother tongue or primary language (43.6%) and serves as the lingua franca across much of north and central India. Hindi is also the second most spoken language in the world, Bengali is at 7th and Punjabi at 10th. Bengali is the second most spoken primary language (8%), with a significant number of speakers in eastern and northeaster regions. Roughly, 12% of Indian speak local, least recognised languages There is no official language of India. India is home to the Indo-Aryan and Dravidian language families, two of the world’s largest. Linguistic Plurality in India: Languages in School: 58-69 different languages Language of mass media: 87 languages, radio programs under govt in 24 languages and 146 dialects Administrative languages: is mostly English and Hindi Constitutional provisions on language: Constituent Assembly: The question of expressing national identity in a linguistically diverse society anxious was debated by the Constitution-makers and even linked to national prestige. The Eighth Schedule consists of the 22 languages from length and breadth of the country. Article 345 allows the States to choose their official language. Practically, many states have chosen English. Article 348 mandates English language in all proceedings in the Supreme Court and High Court, Bills, acts, amendments, ordinances, rules, etc., until Parliament by law provides otherwise. Article 351 provides that it shall be the duty of the Union to promote the spread of Hindi as a medium of expression for all the elements of the composite culture of India. The Official Languages Act, 1963 and its Rules provide for the continuation of English language for official purposes of the Union and for use in Parliament. Challenges of single language: In Education: Implications and practicality in terms of the availability of course material and of teachers qualified to communicate it adequately. Competence of candidates undertaking examinations in Hindi language and competing in equal measure with those whose mother tongue it is. Lack of proper curriculum In Unity: SK Dhar Commission set up in 1948 argued against a linguistic basis of reorganisation of states, as it could lead to further division Linguistic chauvinism i.e. exercising power and superiority of one language over others or having excessive pride in one’s own language which may breed resentment and division. Economic implications: may reduce competitiveness in the job market since English is the global language Suggestions for future: National Education Policy (NEP), 2020, endorses teaching in mother tongues at least for primary classes. PM Modi advocates medical education in mother tongue. 11th volume of report of Official Language Committee recommends Hindi as the medium of instruction in all technical and non-technical institutions, while the regional language should be used in states where official language is not Hindi. Due consideration to 8th schedule which recognizes the linguistic diversity of India. Recognition of article 29, 30 of Indian constitution that places importance on protection and preservation of minority languages and culture. Upholding spirit of cooperative federalism among centre and states by duly recognizing linguistic diversities. Zonal and Interstate Councils can provide a fantastic forum for dialogue and discussion The use of English services pragmatic and administrative purposes while promotion of Hindi should be non-coercive in nature. Making a tolerant society by recognizing differences and variations. Way forward: Indian Union is an agglomeration of ethnolinguistic nationalities that have their own languages and cultures The unity of India would be strengthened through the acceptance of regional ambitions. All languages and mother tongues of India are a repository of its rich cultural heritage and must be encouraged and developed equally. Source: PIB Practice MCQs Daily Practice MCQs Q.1) Consider the following statements: The Wildlife Trust of India was formed in 2008. India’s First Eco Bridge was built in Tadoba-Andhari Tiger Reserve. Which of the statements given below is/are correct? 1 only 2 only Both 1 and 2 Neither 1 nor 2 Q.2) Consider the following statements: Under The Foreign Exchange Management (FEMA) act, offences related to foreign exchange are criminal offenses. The offenses under the Prevention of Money Laundering Act(PMLA) are civil offenses. The Enforcement Directorate was formed under the FEMA Act. Which of the following statements are correct: 1 only 2 only 2 and 3 only None of the above Q.3) With reference to Indian economy, consider the following: Commercial Banks Merchant Bankers Stock Brokers Non-Banking Financial Companies Which of the above are regulated by Reserve Bank of India? 1 and 3 only 2 and 4 only 1 and 4 only All of the above Comment the answers to the above questions in the comment section below!! ANSWERS FOR ’ 1st December 2022 – Daily Practice MCQs’ will be updated along with tomorrow’s Daily Current Affairs.st ANSWERS FOR 30th November – Daily Practice MCQs Answers- Daily Practice MCQs Q.1) – b Q.2) – d Q.3) – b table, td, th { border: 1px solid;} table {width: 100%; border-collapse: collapse; }