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IASbaba’s Think Learn Perform (TLP - Phase 1) 2022 - UPSC Mains Answer Current Affairs HOT Questions [22nd April, 2022] – Day 82

For Previous TLP (ARCHIVES) - CLICK HERE Hello Everyone,  TLP being an integral formula for success for many toppers over the years including Rank 1 is no secret. In their ‘must to-do' list for the UPSC Civil Services Mains Examination, TLP by far occupies the first place. The popularity stems from the unparalleled quality of questions and synopsis posted in TLP. We strive hard to ensure that you get the real feel of UPSC standard before you write the actual Mains. You already know the features of TLP. Just to reiterate briefly, we will post 3 questions daily for a certain number of weeks (12 for this one). We follow a micro plan that is designed to give you daily targets. The questions are from the day’s syllabus and also from current affairs and you are expected to write the answers and post them on the portal.  From this year we have integrated the TLP free answer writing page in the main website itself, unlike previous years. So all the answers should be posted under the questions for the evaluation. Join our bandwagon, you won’t regret it. To Know More about TLP  -> CLICK HERE Note: Click on Each Question (Link), it will open in a new tab and then Answer respective questions! 1.What are the key provisions of the National Land Monetisation Corporation (NLMC)? What are the intended benefits of establishing the NLMC? Discuss.  राष्ट्रीय भूमि मुद्रीकरण निगम (एनएलएमसी) के प्रमुख प्रावधान क्या हैं? NLMC की स्थापना के क्या लाभ हैं? चर्चा करें। 2.What is stagflation? Discuss the underlying factors that cause stagflation. Do you think the current economic situation might lead to stagflation in India? Critically examine. स्टैगफ्लेशन क्या है? स्टैगफ्लेशन का कारण बनने वाले अंतर्निहित कारकों पर चर्चा करें। क्या आपको लगता है कि मौजूदा आर्थिक स्थिति से भारत में स्टैगफ्लेशन मंदी आ सकती है? समालोचनात्मक जाँच करें। 3.What are humanitarian corridors? Explain with the help of suitable examples. Why was it in news recently? Discuss. मानवीय गलियारे क्या हैं? उपयुक्त उदाहरणों की सहायता से स्पष्ट कीजिए। हाल ही में यह खबरों में क्यों था? चर्चा करें। P.S: The review from IASbaba will happen from the time every day. We would also encourage peer reviews. So friends get actively involved and start reviewing each other's answers. This will keep the entire community motivated. All the Best :)

[DAY 35] 60 DAY RAPID REVISION (RaRe) SERIES हिन्दी for UPSC Prelims 2022- SCIENCE AND TECHNOLOGY, CURRENT AFFAIRS & CSAT; Test Series, Videos & Notes!

                                                                                                                 Archives Hello Friends 60 दिनों की रैपिड रिवीजन (RaRe) सीरीज IASbaba की एक महत्त्वपूर्ण पहल है जो टॉपर्स द्वारा अनुशंसित है और हर साल अभ्यर्थियों द्वारा सबसे ज्यादा पसंद की जाती है। यह सबसे व्यापक कार्यक्रम है जो आपको दैनिक आधार पर पाठ्यक्रम को पूरा करने, रिवीजन करने और टेस्ट का अभ्यास करने में मदद करेगा। दैनिक आधार पर कार्यक्रम में शामिल हैं उच्च संभावित टॉपिक्स पर दैनिक रैपिड रिवीजन (RaRe) सीरीज वीडियो (सोमवार – शनिवार) वीडियो चर्चा में, उन टॉपिक्स पर विशेष ध्यान दिया जाता है जिनकी UPSC प्रारंभिक परीक्षा के प्रश्न पत्र में आने की उच्च संभावना होती है।प्रत्येक सत्र 20 मिनट से 30 मिनट का होगा, जिसमें कार्यक्रम के अनुसार इस वर्ष प्रीलिम्स परीक्षा के लिए महत्वपूर्ण 15 उच्च संभावित टॉपिक्स (स्टैटिक और समसामयिक दोनों) का तेजी से रिवीजन शामिल होगा। Note – वीडियो केवल अंग्रेज़ी में उपलब्ध होंगे रैपिड रिवीजन नोट्स परीक्षा को पास करने में सही सामग्री महत्वपूर्ण भूमिका निभाती है और रैपिड रिवीजन (RaRe) नोट्स में प्रीलिम्स विशिष्ट विषय-वार परिष्कृत नोट्स होंगे।मुख्य उद्देश्य छात्रों को सबसे महत्वपूर्ण टॉपिक्स को रिवाइज़ करने में मदद करना है और वह भी बहुत कम सीमित समय सीमा के भीतर करना है Note - दैनिक टेस्ट और विस्तृत व्याख्या की पीडीएफ और 'दैनिक नोट्स' को पीडीएफ प्रारूप में अपडेट किया जाएगा जो अंग्रेजी और हिन्दी दोनों में डाउनलोड करने योग्य होंगे। दैनिक प्रीलिम्स MCQs स्टेटिक (सोमवार – शनिवार) दैनिक स्टेटिक क्विज़ में स्टेटिक विषयों के सभी टॉपिक्स शामिल होंगे - राजनीति, इतिहास, भूगोल, अर्थशास्त्र, पर्यावरण तथा विज्ञान एवं प्रौद्योगिकी।20 प्रश्न प्रतिदिन पोस्ट किए जाएंगे और इन प्रश्नों को शेड्यूल में उल्लिखित टॉपिक्स और RaRe वीडियो से तैयार किया गया है।यह आपके स्टैटिक टॉपिक्स का समय पर और सुव्यवस्थित रिवीजन सुनिश्चित करेगा। दैनिक करेंट अफेयर्स MCQs (सोमवार – शनिवार) दैनिक 5 करेंट अफेयर्स प्रश्न, 'द हिंदू', 'इंडियन एक्सप्रेस' और 'पीआईबी' जैसे स्रोतों पर आधारित, शेड्यूल के अनुसार सोमवार से शनिवार तक प्रकाशित किए जाएंगे। दैनिक CSAT Quiz (सोमवार –शनिवार) सीसैट कई अभ्यर्थियों के लिए परेशानी का कारण रहा है।दैनिक रूप से 5 सीसैट प्रश्न प्रकाशित किए जाएंगे। Note - 20 स्टैटिक प्रश्नों, 5 करेंट अफेयर्स प्रश्नों और 5 CSAT प्रश्नों का दैनिक रूप से टेस्ट। (30 प्रारंभिक परीक्षा प्रश्न) प्रश्नोत्तरी प्रारूप में अंग्रेजी और हिंदी दोनों में दैनिक आधार पर अपडेट किया जाएगा। 60 DAY रैपिड रिवीजन (RaRe) सीरीज के बारे में अधिक जानने के लिए  – CLICK HERE   Download 60 Day Rapid Revision (RaRe) Series Schedule – CLICK HERE  Download 60 Day Rapid Revision (RaRe) Series Notes & Solutions DAY 33– CLICK HERE Note –  Comment your Scores in the Comment Section. This will keep you accountable, responsible and sincere in days to come.It will help us come out with the Cut-Off on a Daily Basis. Important Note Don't forget to post your marks in the comment section. Also, let us know if you enjoyed today's test :) You can post your comments in the given format (1) Your Score(2) Matrix Meter(3) New Learning from the Test To take the Test - Click Here All the Best IASbaba

[DAY 35] 60 DAY RAPID REVISION (RaRe) SERIES for UPSC Prelims 2022 – ECONOMICS, CURRENT AFFAIRS & CSAT; Test Series, Videos & Notes!

Archives Hello Friends The 60 Days Rapid Revision (RaRe) Series is IASbaba's Flagship Initiative recommended by Toppers and loved by the aspirants' community every year. It is the most comprehensive program which will help you complete the syllabus, revise and practice tests on a daily basis. The Programme on a daily basis includes 1. Daily RaRe Series (RRS) Videos on High Probable Topics (Monday – Saturday) In video discussions, special focus is given to topics which have high probability to appear in UPSC Prelims Question Paper.Each session will be of 20 mins to 30 mins, which would cover rapid revision of 15 high probable topics (both static and current affairs) important for Prelims Exam this year according to the schedule. Note – The Videos will be available only in English. 2. Rapid Revision (RaRe) Notes Right material plays important role in clearing the exam and Rapid Revision (RaRe) Notes will have Prelims specific subject-wise refined notes.The main objective is to help students revise most important topics and that too within a very short limited time frame. Note - PDFs of Daily Tests & Solution and 'Daily Notes' will be updated in PDF Format which are downloadable in both English & हिंदी. 3. Daily Prelims MCQs from Static (Monday – Saturday) Daily Static Quiz will cover all the topics of static subjects – Polity, History, Geography, Economics, Environment and Science and technology.20 questions will be posted daily and these questions are framed from the topics mentioned in the schedule and in the RaRe videos.It will ensure timely and streamlined revision of your static subjects. 4. Daily Current Affairs MCQs (Monday – Saturday) Daily 5 Current Affairs questions, based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, would be published from Monday to Saturday according to the schedule. 5. Daily CSAT Quiz (Monday – Satur) CSAT has been an achilles heel for many aspirants.Daily 5 CSAT Questions will be published. Note - Daily Test of 20 static questions, 5 current affairs, and 5 CSAT questions. (30 Prelims Questions) in QUIZ FORMAT will be updated on a daily basis in Both English and हिंदी. To Know More about 60 Days Rapid Revision (RaRe) Series – CLICK HERE   Download 60 Day Rapid Revision (RaRe) Series Schedule – CLICK HERE  Download 60 Day Rapid Revision (RaRe) Series Notes & Solutions DAY 34– CLICK HERE Note –  Comment your Scores in the Comment Section. This will keep you accountable, responsible and sincere in days to come.It will help us come out with the Cut-Off on a Daily Basis. Important Note Don't forget to post your marks in the comment section. Also, let us know if you enjoyed today's test :) You can post your comments in the given format (1) Your Score(2) Matrix Meter(3) New Learning from the Test To take the Test - Click Here All the Best IASbaba

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[2 DAYS TO GO] NATIONAL SCHOLARSHIP TEST on 23rd APRIL – WIN UPTO 100% SCHOLARSHIP!! | Baba’s Foundation Course (Baba’s FC) 2023

Register Now For Free Some roads lead straight to your goals. While some may have a lot of twists and turns. Which one would you take? We will be upfront and tell you – that there are many roads that will lead you to the goal that you have decided for yourself. Many billboards around you will talk about it. Pamphlets will land at your desks. They will tell you all that you need to do. But very few will actually prepare you with the correct mindset to view this goal that you have set. Very few will guide you with the correct techniques and methods that will not shorten the length of your journey but will enhance the quality of this journey. Especially if you are just starting out. Even if you have already started and lack correct mentorship and guidance, FC-2023’s doors are open for you. Because our vision is very clear – to turn the dream of an aspirant sitting in the remotest corner of India to get Rank 1 into reality. And if you have that vision for yourself – we are giving you a chance to earn your place in the program. With the NATIONAL SCHOLARSHIP TEST (NSAT) for BABA’s FOUNDATION COURSE (2023), you will not just set yourself up on the correct path right from the beginning but would also be accelerating your journey manifold. A sure-shot road to Mussoorie! IASbaba’s Guidance + Your Dedication = A rank in the Top 100! DETAILS ABOUT THE NATIONAL SCHOLARSHIP TEST (NSAT) Based on the performance in the Scholarship Test, attractive discounts will be offered to students on the basis of the ranks they secure. Date of the Scholarship Test: 23rd April 2022 (SATURDAY) Mode of Test:  The Test will be conducted only in the Online Mode Eligibility: All the students will be eligible for the test. No pre-conditions. FREE Registration!! (Please find the registration link below) Pattern & Syllabus: The Scholarship Test will be an Objective Test, along the lines of UPSC Prelims. Objective Test -100 MCQs from Current Affairs, General Awareness, and CSAT. Time Duration – 75 minutes Marking Scheme: Every correct answer gets +2 marks. There is a penalty of -0.67 for each incorrect answer. There is no penalty for unattempted questions. Last Date to Register: 22nd April 2022 (by 6 PM) Discretion lies with IASbaba on admission to this program. Register Now For Free ONLY ELIGIBILITY TO ATTEMPT THE TEST: An aspirant who is clear on their goals is willing to put in smart work and is ready to take the plunge to succeed in the first attempt itself. Because if selected, there’s no looking back! The last five years of this program have attracted students from different parts of the country (from 22 States) and the number of enrolments has been increasing year by year. ONLY ELIGIBILITY TO ATTEMPT THE TEST: An aspirant who is clear on their goals is willing to put in smart work and is ready to take the plunge to succeed in the first attempt itself. Because if selected, there’s no looking back! The last five years of this program have attracted students from different parts of the country (from 22 States) and the number of enrolments has been increasing year by year.YES! REGISTER ME FOR THE SCHOLARSHIP TEST Contact Us: EMAIL ID: support@iasbaba.com MOBILE NO: 91691 91888 DELHI CENTRE: IASbaba, Plot 22-B, 3rd floor, Pusa Road, Bada Bazar Marg, Rajinder Nagar, New Delhi- 110060 (Landmark: Above Dominos)

Daily Prelims CA Quiz

UPSC Quiz – 2022 : IASbaba’s Daily Current Affairs Quiz 21st April 2022

For Previous Daily Quiz (ARCHIVES) - CLICK HERE The Current Affairs questions are based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, which are very important sources for UPSC Prelims Exam. The questions are focused on both the concepts and facts. The topics covered here are generally different from what is being covered under ‘Daily Current Affairs/Daily News Analysis (DNA) and Daily Static Quiz’ to avoid duplication. The questions would be published from Monday to Saturday before 2 PM. One should not spend more than 10 minutes on this initiative. Gear up and Make the Best Use of this initiative. Do remember that, “the difference between Ordinary and EXTRA-Ordinary is PRACTICE!!” Important Note: Don't forget to post your marks in the comment section. Also, let us know if you enjoyed today's test :)After completing the 5 questions, click on 'View Questions' to check your score, time taken, and solutions. To take the Test - Click Here

UPSC हिन्दी Quiz– 2022: IASbaba Daily Current Affairs Quiz 21st April 2022

For Previous Daily Quiz (ARCHIVES) - CLICK HERE करेंट अफेयर्स के प्रश्न 'द हिंदू', 'इंडियन एक्सप्रेस' और 'पीआईबी' जैसे स्रोतों पर आधारित होते हैं, जो यूपीएससी प्रारंभिक परीक्षा के लिए बहुत महत्वपूर्ण स्रोत हैं। प्रश्न अवधारणाओं और तथ्यों दोनों पर केंद्रित हैं। दोहराव से बचने के लिए यहां कवर किए गए विषय आम तौर पर 'दैनिक करंट अफेयर्स / डेली न्यूज एनालिसिस (डीएनए) और डेली स्टेटिक क्विज' के तहत कवर किए जा रहे विषयों से भिन्न होते हैं। प्रश्न सोमवार से शनिवार तक दोपहर 2 बजे से पहले प्रकाशित किए जाएंगे। इस कार्य में आपको 10 मिनट से ज्यादा नहीं देना है। इस कार्य के लिए तैयार हो जाएं और इस पहल का इष्टतम तरीके से उपयोग करें। याद रखें कि, "साधारण अभ्यर्थी और चयनित होने वाले अभ्यर्थी के बीच का अंतर केवल दैनक अभ्यास है !!" Important Note: Comment अनुभाग में अपने अंक पोस्ट करना न भूलें। साथ ही, हमें बताएं कि क्या आपको आज का टेस्ट अच्छा लगा । 5 प्रश्नों को पूरा करने के बाद, अपना स्कोर, समय और उत्तर देखने के लिए ‘View Questions’ पर क्लिक करें। उत्तर देखने के लिए, इन निर्देशों का पालन करें: 1 - 'स्टार्ट टेस्ट/ Start Test' बटन पर क्लिक करें प्रश्न हल करें'टेस्ट सारांश/Test Summary'बटन पर क्लिक करें'फिनिश टेस्ट/Finish Test'बटन पर क्लिक करेंअब ‘View Questions’बटन पर क्लिक करें - यहां आपको उत्तर और लिंक दिखाई देंगे। To take the Test - Click Here

DAILY CURRENT AFFAIRS IAS | UPSC Prelims and Mains Exam – 21st April 2022

Archives (Prelims Focus) China, Solomon Islands sign landmark security pact Part of: Prelims and GS II – International Relations Context: China has announced the signing of a security pact with the Solomon Islands, despite the US and Australia raising concerns over the landmark deal that could result in China setting up a military base in the South Pacific country, close to Australia. According to the agreement, the two countries will conduct cooperation in such areas as maintenance of social order, protection of the safety of people’s lives and property, humanitarian assistance and natural disaster response, in an effort to help the Solomon Islands strengthen capacity building in safeguarding its own security. The news comes amid concerns from Australia, the US and New Zealand that the agreement would include the setting up of a military base, similar to the deal that China struck with the African nation Djibouti in 2017. But the Pacific island nation has clarified that there was no such clause in the deal. What are the concerns? China’s increased military activity and influence in the Indo-Pacific could destabilize the region as the island could also be used as a stopover for China’s troops for tactical replenishments. A major shift in the geopolitics since it gives China direct access to the South Pacific, including Australia and New Zealand. The Pacific islands, in the post-World War II scenario, were exclusively under the spheres of influence of the Western powers, in particular the U.S., U.K., France and the regional heavyweights, Australia and New Zealand. All of them have territorial possessions in the region, with the three nuclear powers among them having used the region as a nuclear weapons testing ground. The smaller island nations of the region are heavily dependent on them, especially Australia as it is a resident power. This established power structure in the region is being increasingly challenged by China through the steady displacement of Taiwan and the cultivation of economic and political clout. Its proposed deal with the Solomon Islands has added a security dimension to its fast-growing profile in the region. Solomon Islands are strategically located for China to insert itself between America’s military bases in the Pacific islands and Australia. This is especially significant in the current scenario, given the emergence of the AUKUS (Australia, the U.K. and the U.S.) which seeks to elevate Australia’s strategic capabilities vis-à-vis China through Anglo-American cooperation. Solomon Islands Solomon Islands is a sovereign country consisting of six major islands and over 900 smaller islands in Oceania, to the east of Papua New Guinea and northwest of Vanuatu. It is located in the southwestern Pacific Ocean. Its capital, Honiara, is located on the largest island, Guadalcanal. Have significant reserves of timber and mineral resources, along with fisheries. India’s first pure green hydrogen plant commissioned Part of: Prelims and GS III – Economy Context: Oil India Limited (OIL) has taken the first significant step towards Green Hydrogen Economy in India with the commissioning of India’s First 99.999% pure Green Hydrogen pilot plant, with an installed capacity of 10 kg per day at its Jorhat Pump Station in Assam. Produces Green Hydrogen from the electricity generated by the existing 500kW Solar plant using a 100 kW Anion Exchange Membrane (AEM) Electrolyser array. The use of AEM technology is being used for the first time in India. Expected to increase its production of green hydrogen from 10 kg per day to 30 kg per day in future. Green Hydrogen Green hydrogen is hydrogen gas produced through electrolysis of water — an energy intensive process for splitting water into hydrogen and oxygen— using renewable power to achieve this. Green hydrogen has specific advantages – Environment Friendly: Green Hydrogen as energy source is seen as the next big thing as its usage would lead to zero emissions Potential to Decarbonise various sectors: It is a clean burning molecule, which can decarbonise a range of sectors including iron and steel, chemicals, and transportation. Efficient utilization of Renewable Energy: Renewable energy that cannot be stored or used by the grid can be channelled to produce hydrogen. Reduced Dependence on Rare Minerals: Green Hydrogen also holds the key to clean electric mobility that doesn’t depend on rare minerals. Green Hydrogen helps achieve long-term vision of reduced dependency on minerals and rare-earth element-based battery as energy storage. Helps Achieve Paris Goal: Green hydrogen energy is vital for India to meet its Nationally Determined Contributions and ensure regional and national energy security, access and availability Energy Security: Green energy helps reduce import dependency on fossil fuels Challenges with regard to Hydrogen Fuel Fuelling Infrastructure: A big barrier to the adoption of hydrogen fuel cell vehicles has been a lack of fuelling station infrastructure — fuel cell cars refuel in a similar way to conventional cars, but can’t use the same station (only 500 in the world & that too in Europe, Japan, South Korea) Safety is seen as a concern: Hydrogen is pressurised and stored in a cryogenic tank, from there it is fed to a lower-pressure cell and put through an electro-chemical reaction to generate electricity. Scaling up the technology and achieving critical mass remains the big challenge. More vehicles on the road and more supporting infrastructure can lower costs. 400th Parkash Purab of Sri Guru Tegh Bahadur Ji (1621–1675) Part of: Prelims and GS I – History The period of history in India in the last four centuries cannot be imagined without the influence of Guru Tegh Bahadur, the ninth Sikh Guru. Guru Tegh Bahadur was the ninth of ten Gurus of the Sikh religion. Born at Amritsar in 1621, was the youngest son of Guru Hargobind. One hundred and fifteen of his hymns are in Guru Granth Sahib. There are several accounts explaining the motive behind the assassination of Guru Tegh Bahadur on Aurangzeb’s orders. He stood up for the rights of Kashmiri Pandits who approached him against religious persecution by Aurangzeb. He was publicly killed in 1675 on the orders of Mughal emperor Aurangzeb in Delhi for himself refusing Mughal rulers and defying them. Gurudwara Sis Ganj Sahib and Gurdwara Rakab Ganj Sahib in Delhi mark the places of execution and cremation of his body. Impact of his martyrdom: The execution hardened the resolve of Sikhs against religious oppression and persecution. His martyrdom helped all Sikh Panths consolidate to make the protection of human rights central to its Sikh identity. Inspired by him, his nine-year-old son, Guru Gobind Singh Ji, eventually organized the Sikh group into a distinct, formal, symbol-patterned community came to be known as Khalsa (Martial) identity. (Mains Focus) ECONOMY/ GOVERNANCE GS-3: Indian Economy and issues relating to planning, mobilization, of resources, growth, development and employment. GS-3: Science and Technology- developments and their applications and effects in everyday life.  Digital Banking Units (DBU) Context: Finance Minister has reiterated her Budget announcement on setting up 75 digital banking units in 75 districts of the country this year. What was the announcement? In the Budget for 2022-23, the Finance Minister had noted that in recent years, digital banking, digital payments and fintech innovations have grown at a rapid pace in the country. As result, government is continuously encouraging these sectors to ensure that the benefits of digital banking reach every nook and corner of the country in a consumer-friendly manner. Taking forward this agenda, and to mark 75 years of our independence, government proposed to set up 75 Digital Banking Units (DBUs) in 75 districts of the country by Scheduled Commercial Banks.  What are these DBUs? DBU is a specialised fixed point business unit housing a certain minimum digital infrastructure for delivering digital banking products and services. It will be a fixed business unit operating under the retail banking division of the bank and will deliver new digital products and services and service existing financial products digitally, in a cost-effective, efficient, paperless and secure manner with 24X7 availability in both self-service and assisted mode.  Who will set up these DBUs? Commercial banks (other than regional rural banks, payment banks and local area banks) with past digital banking experience are permitted to open DBUs in tier 1 to tier 6 centres, unless otherwise specifically restricted, without having the need to take permission from the RBI in each case. What are the minimum Products and Services to be offered by DBUs? Liability Products and services: (i) Account Opening: Saving Bank account under various schemes, Current account, Fixed deposit and Recurring deposit account; (ii) Digital Kit for customers: Mobile Banking, Internet Banking, Debit Card, Credit card and mass transit system cards; (iii) Digital Kit for Merchants: UPI QR code, BHIM Aadhaar, POS, etc. Asset Products and services: (i) Making applications for and onboarding of customer for identified retail, MSME or schematic loans. This may also include end to end digital processing of such loans, starting from online application to disbursal; (ii) Identified Government sponsored schemes which are covered under the National Portal. Digital Services: (i) Cash withdrawal and Cash Deposit only through ATM and Cash Deposit Machines respectively; (ii) Passbook printing / Statement Generation; (iii) Internet Banking Kiosk which may also include facilities like Cheque Book request, receipt and online processing of various standing instructions of clients;(iv) transfer of funds (NEFT/IMPS support); (v)Digital onboarding of customers for schemes such as Atal Pension Yojana (APY); Insurance onboarding for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY). Etc. What are the other key guidelines by RBI on DBUs? Digital Banking Customer Education: In addition to onboarding of customers in a fully digital environment, various tools and methods shall be used by DBUs to offer hands-on customer education on safe digital banking products and practices for inducing customers to self-service digital banking. Customer Grievances: There should be adequate digital mechanism to offer real time assistance and redress customer grievances arising from business and services offered by the DBUs directly or through Business Facilitators / Correspondents. Reporting Requirements: Performance update with respect to DBU shall be furnished in a RBI pre-defined reporting format. Banks shall furnish information relating to opening, closure, merger or shifting of DBUs to RBI. Cyber Security: In addition to ensuring physical security of the infrastructure of the DBU, adequate safeguards for cyber security of the DBUs will have to be ensured by the banks  What are the benefits of DBUs? Digital India: It will prompt the banks, including the traditional ones to adopt a Digital Strategy and thereby moving a step closer in realising the objectives of Digital India mission. Cost Effective Banking: DBUs will help banks themselves which are now looking to reduce physical footprint with fewer brick & mortar branches, with a ‘light’ banking approach. Increases Rural Penetration: The move will open up rural market for service providers besides providing a boost to credit flow. Personalised products for new age customers: The units can also be branded as new-age banks than can help provide personalised finance management tools to new customers. Financial Literacy: More such units will encourage more financial literacy and a favourable outlook towards digital banking – which is the need of the hour. Fosters Innovation: This will also prompt the launch of new products or services or transition of the existing ones to become holistically digitized, particularly for the Retail and SME segments, fostering innovation. Better Consumer Experience: Such units will be cheaper to establish than a new branch and can provide better customer experience aided by technology. How will these DBUs compete with fintechs? Currently, fintechs operating as neobanks offer digital banking services but they do so in partnership with non-banking financial companies (NBFCs). Some of the neobanks offering services in India are Jupiter, Fi Money, Niyo, Razorpay X. Compared to conventional banks with online and mobile banking facilities, neobanks or digital banks excel at product innovation and offer far better digital solutions. However, given the arrangement they have currently with NBFCs or scheduled banks to conduct the actual banking part, some have pegged these digital banks as “glorified digital distribution companies”. Connecting the dots; UPI123: UPI for Feature Phone E-RUPI E-RUPI & Governance  ECONOMY/ GOVERNANCE GS-3: Indian Economy and issues relating to planning, mobilization, of resources, growth, development and employment. GS-2: Government policies and interventions for development in various sectors and issues arising out of their design and implementation. MCLR Hike Effects What is Marginal Cost of funds-based lending rate (MCLR)? Introduced by the RBI in 2016, MCLR was aimed at ensuring faster transmission of repo rate changes. It was designed to be a transparent rate transmission mechanism as against its predecessor -- the benchmark prime lending rate or BPLR. Apart from the base repo rate, operating costs, current cost of carry-in cash reserve ratio and tenor premium are components of MCLR. MCLR proved to be effective compared to BPLR as the former factored the current cost of money, whereas BPLR was based on average cost. This ensured better transmission.  Why are banks increasing MCLR? After three years, SBI increased its MCLR by 10 basis points (bps), while Bank of Baroda, Axis Bank, and Kotak Mahindra Bank raised their MCLRs by 5 bps each across tenures. This follows the RBI’s monetary policy committee or MPC replacing the reverse repo with SDF or the standing deposit facility as the floor rate for liquidity adjustment facility. SDF allows the RBI to absorb liquidity (deposit) from commercial banks without giving government securities in return to the banks. Under reverse repo (which is a part of the Liquidity Adjustment Facility), banks will get government securities in return when they give excess cash to the RBI. As a standing facility, the SDF supplements Marginal Standing Facility or the MSF (SDF for liquidity absorption whereas MSF for liquidity injection). In effect, it incentivises banks to park more money with the RBI as SDF can earn 3.75 per cent interest as against the reverse repo at 3.35 per cent. SDF can have an indirect implication as banks may raise their deposit rates to attract more money into the system. As a precursor, they are tinkering with the lending rate so that the impact on banks’ profitability can be minimised.  What does it mean for borrowers? Borrowers are subjected to two categories of benchmark rates – MCLR and EBLR or external benchmark lending rate. Introduced in 2019, EBLR was intended to plug the deficiencies in MCLR, which faced the criticism of slower than expected rate transmission. Therefore, to further increase transparency and transmission, EBLR, which allowed banks to directly benchmark their loans against the repo rate, was introduced. However, EBLR is now widely used in home loans. Just recently, banks have started adopting EBLR for other retail products such as personal loans and education loans, which were earlier based on MCLR. However, being short-tenured, the recent hikes may not have much impact on retail loans. That said, over 60 per cent of corporates borrow based on MCLR. Only fresh borrowing since mid-2020 and roll over of loans to high-rated corporates are happening at EBLR. Hence, corporates may bear the brunt of a MCLR hike.  Are the banks going against the trend by increasing MCLR when RBI has kept the Bank Rate static and Monetary Policy accommodative? Yes and no. As mentioned above, the hike in SDR indirectly is a rate hike by 40 bps as it allows banks to earn more income from deposits. It’s a tactical tool to reduce the money supply in the market and hence to that extent banks are justified in increasing the MCLR to account and create a buffer for a possible increase in their deposit rates as well. However, at a time when Indian industries aren’t geared to bear higher cost of leverage, the rate hike goes against the spirit of the MPC’s accommodative stance. While one could say that the RBI Governor’s speech clearly signalled a tapering of easy money and a gradual increase in repo rates, sections of India Inc feel banks could have deferred the MCLR hikes by at least a quarter, to give companies a breather to plan for these rate hikes.  Does this mean that a Bank Rate increase will happen soon? The RBI Governor set the base for a gradual and calibrated withdrawal of excess liquidity in a non-disruptive manner earlier this month. Seen along with the policy action of central banks globally, it does make a case for a rate hike in India. Until recently, excess liquidity in the system was tapered or partially withdrawn using indirect or non-monetary tools such as VRRR (variable rate reverse repo auctions) and forex auctions. But these don’t help fight inflation, a battle which has now become necessary to take on, given that the recent wholesale inflation number at 14.55 per cent is at an all-time high. Therefore, a repo rate hike is the last ammunition that the central bank will unleash to serve the dual purpose of shirking liquidity and controlling inflation. Economists expect 50 basis points increase in repo rate by December 2022. Connecting the dots: External Benchmark Lending Rate Reverse repo normalization (TEST YOUR KNOWLEDGE) Model questions: (You can now post your answers in comment section) Q.1) Which of the following are allowed to set up ‘Digital Banking Units (DBUs)? Regional rural banks Payment banks Local area banks Select the correct code: 1 only 2 only 3 only None of the above Q.2) Consider the following statements MCLR is the minimum rate at which banks can offer loans to end-consumers. When banks hike MCLR, new borrowers will have to shell out more to service their loans. Select the correct code: 1 Only 2 Only Both 1 and 2 Neither 1 nor 2 Q.3) ‘Green Hydrogen Catapult’ is launched by Climate Vulnerable Forum United Nations World Economic Forum BRICS ANSWERS FOR 21st APRIL 2022 - TEST YOUR KNOWLEDGE (TYK) 1 d 2 c 3 b Must Read On IMF’s India forecast: The Hindu  On Pakistan’s frustration with the Taliban: The Hindu  On freebies and its impact on fiscal position: Indian Express

[DAY 34] 60 DAY RAPID REVISION (RaRe) SERIES for UPSC Prelims 2022 – ECONOMICS, CURRENT AFFAIRS & CSAT; Test Series, Videos & Notes!

Archives Hello Friends The 60 Days Rapid Revision (RaRe) Series is IASbaba's Flagship Initiative recommended by Toppers and loved by the aspirants' community every year. It is the most comprehensive program which will help you complete the syllabus, revise and practice tests on a daily basis. The Programme on a daily basis includes 1. Daily RaRe Series (RRS) Videos on High Probable Topics (Monday – Saturday) In video discussions, special focus is given to topics which have high probability to appear in UPSC Prelims Question Paper. Each session will be of 20 mins to 30 mins, which would cover rapid revision of 15 high probable topics (both static and current affairs) important for Prelims Exam this year according to the schedule. Note – The Videos will be available only in English. 2. Rapid Revision (RaRe) Notes Right material plays important role in clearing the exam and Rapid Revision (RaRe) Notes will have Prelims specific subject-wise refined notes. The main objective is to help students revise most important topics and that too within a very short limited time frame. Note - PDFs of Daily Tests & Solution and 'Daily Notes' will be updated in PDF Format which are downloadable in both English & हिंदी. 3. Daily Prelims MCQs from Static (Monday – Saturday) Daily Static Quiz will cover all the topics of static subjects – Polity, History, Geography, Economics, Environment and Science and technology. 20 questions will be posted daily and these questions are framed from the topics mentioned in the schedule and in the RaRe videos. It will ensure timely and streamlined revision of your static subjects. 4. Daily Current Affairs MCQs (Monday – Saturday) Daily 5 Current Affairs questions, based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, would be published from Monday to Saturday according to the schedule. 5. Daily CSAT Quiz (Monday – Satur) CSAT has been an achilles heel for many aspirants. Daily 5 CSAT Questions will be published. Note - Daily Test of 20 static questions, 5 current affairs, and 5 CSAT questions. (30 Prelims Questions) in QUIZ FORMAT will be updated on a daily basis in Both English and हिंदी. To Know More about 60 Days Rapid Revision (RaRe) Series – CLICK HERE   Download 60 Day Rapid Revision (RaRe) Series Schedule – CLICK HERE  Download 60 Day Rapid Revision (RaRe) Series Notes & Solutions DAY 34– CLICK HERE Note –  Comment your Scores in the Comment Section. This will keep you accountable, responsible and sincere in days to come. It will help us come out with the Cut-Off on a Daily Basis. Important Note Don't forget to post your marks in the comment section. Also, let us know if you enjoyed today's test :)  You can post your comments in the given format  (1) Your Score (2) Matrix Meter (3) New Learning from the Test To take the Test - Click Here All the Best IASbaba

DAILY CURRENT AFFAIRS IAS | UPSC Prelims and Mains Exam – 20th April 2022

Archives (Prelims Focus) Virtual Network Centre on Quantum Computing Part of: Prelims and GS-III: Awareness in the fields of IT Context: India and Finland will establish an Indo-Finnish Virtual Network Centre on Quantum Computing Will attempt to stimulate innovative research and development projects to address needs of both nations. The Indian side has identified three premier institutes, IIT-Madras, IISER-Pune and C-DAC-Pune for the same. USA and China are taking lead in quantum computing. The need to invest in quantum computing researches is realized by India which has unveiled a programme called Quantum-Enabled Science & Technology (QuEST). Quantum Computing A rapidly-emerging technology that harnesses the laws of quantum mechanics to solve problems too complex for classical computers. Quantum computing is a new type of computing that relies on quantum physics unlike traditional computing which is based on binary processing of information.   It uses ‘qubit’ built by the way of some objects behave at the subatomic level or at extremely cold temperature. Exploiting the principles of quantum mechanics, quantum computing help computers to easily tackle computational problems that may be tough for the classical computer as the size of the numbers and number of inputs involved grows bigger. It uses the fundamental laws of quantum physics to perform an incomprehensible number of calculations simultaneously. Potential applications of Quantum computing: Healthcare Research: Classical computers are limited in terms of the size and complexity of molecules they can simulate and compare (an essential process in early drug development). If we have an input of size N, N being the number of atoms in the researched molecules, the number of possible interactions between these atoms is exponential (each atom can interact with all the others).Quantum computers will allow much larger molecules to be simulated. At the same time, researchers will be able to model and simulate interactions between drugs and all 20,000+ proteins encoded in the human genome, leading to greater advancements in pharmacology. Diagnostics: Quantum technologies could be used to provide faster, more accurate diagnostics with a variety of applications. Boosting AI capabilities will improve machine learning – something that is already being used to aid pattern recognition. High-resolution MRI machines will provide greater levels of detail and also aid clinicians with screening for diseases. Treatment: Targeted treatments, such as radiotherapy, depend upon the ability to rapidly model and simulate complex scenarios to deliver the optimal treatment. Quantum computers would enable therapists to run more simulations in less time, helping to minimise radiation damage to healthy tissue. Finance Automated, high-frequency trading: One potential application for quantum technologies is algorithmic trading – the use of complex algorithms to automatically trigger share dealings based on a wide variety of market variables. The advantages, especially for high-volume transactions, are significant.  Fraud detection: Like diagnostics in healthcare, fraud detection is reliant upon pattern recognition. Quantum computers could deliver a significant improvement in machine learning capabilities; dramatically reducing the time taken to train a neural network and improving the detection rate. Marketing Quantum computers will have the ability to aggregate and analyse huge volumes of consumer data, from a wide variety of sources.  Big data analytics will allow commerce and government to precisely target individual consumers, or voters, with communications tailored to their preferences; helping to influence consumer spending and the outcome of elections. Meteorology With so many variables to consider, accurate weather forecasts are difficult to produce. Machine learning using quantum computers will result in improved pattern recognition, making it easier to predict extreme weather events and potentially saving thousands of lives a year. Climatologists will also be able to generate and analyse more detailed climate models; proving greater insight into climate change and how we can mitigate its negative impact. Logistics Improved data analysis and modelling will enable a wide range of industries to optimise workflows associated with transport, logistics and supply-chain management.  The calculation and recalculation of optimal routes could impact on applications as diverse as traffic management, fleet operations, air traffic control, freight and distribution. Disaster Management Tsunamis, drought, earthquakes and floods may become more predictable with quantum applications. The collection of data regarding climate change can be streamlined in a better way through quantum technology. This in turn will have a profound impact on agriculture, food technology chains and the limiting of farmland wastage. Secure Communication China recently demonstrated secure quantum communication links between terrestrial stations and satellites. This area is significant to satellites, military and cyber security among others as it promises unimaginably fast computing and safe, unhackable satellite communication to its users. Jute Mills of West Bengal Part of: Prelims and GS III – Economy Context: With over a dozen jute mills closed in West Bengal and thousands of workers out of job, the Indian Jute Mill Association (IJMA), an association of manufacturers, have approached the Centre seeking intervention so that prices of raw jute are revised and the mills resume operation. The crisis in the mills has caused a job loss for 60,000 workers. Background The distress was caused by the Jute Commissioner’s Office, which imposed a “reasonable” price cap of Rs 6,500 per quintal of raw jute purchased in West Bengal. Stock to user [SUR] has fallen by 84% and jute yield is stagnant for five years.  There is 70% shortage of credible seeds needed for robust cultivation. In November 2021, New Delhi made it mandatory to use jute bags to pack all foodgrains and 20 percent of sugar for the Jute Year 2021-22, ignoring the crisis that had been boiling in the jute industry. As a result, in November and December last year, the industry incurred a loss of Rs 1,500 crores. It failed to produce the 4.8 lakh bales of jute bags required by the government, due to the shortage of raw jute caused majorly by the Centre’s own decision. The jute bags were then replaced by a non-biodegradable, fossil fuel substitute: plastic bags. The central government has also alleged that farmers and traders are stocking raw jute to create a shortage of supply and increase the price of the fibre in the market. The Centre has, thus, made it mandatory to sell raw jute within 45 days of harvesting. Jute Jute requires a warm and humid climate with temperature between 24° C to 37° C.   Jute is largely grown in the delta shared by West Bengal and southwest Bangladesh, and in parts of Assam, Meghalaya and Tripura in the period between February/March and May/June, before the monsoon. West Bengal is considered the hub of India’s jute industry, valued around Rs 10,000 crore, and in 2016 the state housed 70 of the 93 mills in India. The long, soft, shiny bast fibre is used to produce bags, hessians, twines, ropes, mats and several other textile blends. Fully biodegradable and recyclable. A hectare of jute plants consumes about 15 tonnes of carbon dioxide and releases 11 tonnes of oxygen.  Cultivating jute in crop rotations enriches the fertility of the soil for the next crop. Jute also does not generate toxic gases when burnt, Constant rain or water-logging is harmful.   The new gray alluvial soil of good depth, receiving salt from annual floods, is best for jute. The jute plant’s fibres lie beneath the bark and surrounded the woody central part of the stem. To extract the fibres from the stem, the process is carried out in the following stages : Jute and India Known as the golden fibre, jute was once the most important industry in India after cotton. By the 1910s, Calcutta Mills had become the world’s largest jute producer, employing more than 300,000 people.  Bengal soon established a monopoly on the jute industry, after the golen fibre found military use in the Crimean War, and later the First World War. The jute industry in India received its first major blow when Bengal was divided into West Bengal and East Pakistan (now Bangladesh). After the partition, 75 percent of the jute-growing land went to East Pakistan, while all the mills remained in India, mostly in West Bengal India’s Consumption of Semiconductors Part of: Prelims and GS-III: Indian Economy & its challenges Context:  The government has received proposals from five companies for setting up the electronic chip and display manufacturing plants with an investment of ₹1.53 lakh crore under the Semicon India Programme. India will consume semiconductors of around $70-80 billion to manufacture electronics products worth $300 billion by 2026 as envisaged in the government's vision document.  India Semiconductor Mission (ISM) has been setup to formulate and drive India’s long term strategies for developing semiconductors and display manufacturing facilities and semiconductor design ecosystem. Will enable a multi-fold growth of Indian semiconductor design industry by providing requisite support in the form of Electronic Design Automation (EDA) tools, foundry services and other suitable mechanisms for early-stage startups.  It will also promote and facilitate indigenous Intellectual Property (IP) generation and encourage, enable and incentivize Transfer of Technologies (ToT).  ISM will also enable collaborations and partnership programs with national and international agencies, industries and institutions for catalyzing collaborative research, commercialization and skill development. Significance of the Sector Semiconductor chips are integral parts of the power train, chassis, safety systems, advanced driver assistance systems, and other parts of automobiles.  They are used more in passenger vehicles compared to commercial vehicles or two-wheelers The move to electric vehicles has led to increased demand of chips. For example, a Ford Focus typically uses roughly 300 chips, whereas one of Ford’s new electric vehicles can have up to 3,000 chips With supply of semiconductor chips slowing down, the production in automobile sector is also adversely impacted. Do You Know? It is estimated that the semiconductor industry is growing fast and can reach $1 trillion dollar in this decade.  India can grow fast and reach $64 billion by 2026 from $27 billion today.  Mobiles, wearables, IT and industrial components are the leading segments in the Indian semiconductor industry contributing around 80% of the revenues in 2021.  The mobile and wearables segment is valued at $13.8 billion and is expected to reach $31.5 billion in 2026 (Mains Focus) RIGHTS/ INTERNATIONAL GS-2: Human Rights GS-2: Effect of policies and politics of developed and developing countries U.K.-Rwanda asylum plan Context: Since 2018, there has been a marked rise in the number of refugees and asylum seekers that undertake dangerous crossings between Calais in France and Dover in England. This has caused immigration crisis for conservative UK government. The number of such persons rose from 297 in 2018, to 28,431 in 2021. Most such migrants and asylum seekers hail from war-torn countries like Sudan, Afghanistan, and Yemen, or developing countries like Iran and Iraq. What is the UK-Rwanda Deal signed in April 2022? Under this deal, Rwanda will commit to taking in asylum seekers who arrive in the U.K. on or after January 1, 2022, using “illegally facilitated and unlawful cross border migration.” Rwanda will function as the holding centre where asylum applicants will wait while the Rwandan government makes decisions about their asylum and resettlement petitions in Rwanda. The rationale for the deal, according to the U.K., is to combat “people smugglers”, who often charge exorbitant prices from vulnerable migrants to put them on boats from France to England that often lead to mass drownings.  Rwanda will, on its part, accommodate anyone who is not a minor and does not have a criminal record.  A migrant in the U.K. will be given five days’ notice to pursue an appeals process, failing which they will be given a one-way ticket to Rwanda and will become the responsibility of the Rwandan government.  The deal is “uncapped”, i.e., there is no upper limit to how many migrants will be sent to Rwanda for the five years that the deal will remain in place.  The U.K. will pay Rwanda £120 million as part of an “economic transformation and integration fund” and will also bear the operational costs for each migrant. Currently, the U.K. pays £4.7 million per day to accommodate approximately 25,000 asylum seekers. At the end of 2021, this amounted to £430 million annually with a projected increase of £100 million in 2022 What are the criticisms of the deal? The Rwanda Deal is predicted to reduce the costs of UK by outsourcing the hosting of such migrants to a third country. However, opposition argue that the burden of such costs will eventually fall on the British taxpayer. The deal doesn’t outline the economic right to work, access to healthcare or any financial support provided by the Rwandan government to relocated persons. It remains unclear if the Rwanda Deal will solve the problem of unlawful crossings. Evidence from similar experiences indicates that such policies do not fully combat “people smuggling”.  People who are already vulnerable when they attempted dangerous sea-crossings will become more exposed and vulnerable under detention. Rwanda doesn’t have remarkable human rights record. Government critics have been silenced or sentenced to prison. Further, Rwanda’s similar offshoring deal with Israel was scrapped in 2019. The Rwanda Deal is an instrument that will certainly generate revenue for the Rwandan government. It also transfers a British issue onto a less developed nation in order to pander to the anti-immigrant sentiments in the U.K. Connecting the dots: ICJ’s ruling on Myanmar Refugee Crisis India’s Refugee Problem ECONOMY/ GOVERNANCE GS-3: Indian Economy & Challenges; Energy Security GS-2: Government policies and interventions for development in various sectors and issues arising out of their design and implementation. India’s Power Crisis: An annual affair Context: Despite high coal production, thermal power plants in India are suffering from shortages Is India heading towards a power crisis? How bad is the situation?  Several States across the country are expected to face coal shortages , a scenario that leads to power shortages in the coming weeks with India entering the peak power demand season from April to October.  Also, the high global coal prices and below normal imports will further exacerbate the crisis.  In fact, coal supply shortage is playing out at a time when power demand is rising and is expected to surpass the July 2021 peak power demand of over 200 gigawatts (GW).  The daily peak power demand for Q4 FY22 averaged at 187 gigawatts (GW). During April 1-12, the average daily peak demand was more than 194 GW.  Prices in spot markets are also at multi-year highs. The market clearing price (MCP) at the Indian Energy Exchange (IEX) in FY22 stood at around ₹4.4 per kilowatt hour (kWh), which is the highest in the last 10 years. What is causing this crisis? Depleting coal supplies at thermal power plants, the mainstay of India’s power sector, has resulted in this crisis.  Coal-based power generation, with a capacity of around 210 gigawatts (GW) of the total 396 GW, accounts for about 53 per cent of India’s total power capacity as on March 2022.  Experts predict that depleted coal supplies at power plants will lead to power outages, a scenario that played out in September-October 2021.  Due to high demand and interruption in coal supply (mainly due to heavy rains), the coal stock at power plants fell sharply leading to power outages in several States.  With concerted efforts of the government, the stocks rose to levels which is sufficient for an average of 10 days at 85 per cent of the plant load factor (PLF). How critical is the coal shortage? The situation at thermal power plants is deteriorating consistently and had reached critical levels.  As per the National Power Portal, 11 imported coal-based (ICB) power plants had critical stocks, as on April 13.  Similarly, 79 domestic coal-based power plants were facing critical stocks of the key commodity on the same day.  Again, on April 13, of the total 173 coal-based power plants, the total stocks available were 23.17 million tonnes (MT) against a daily requirement of 2.76 MT. The stocks at this level will last for less than nine days.  What steps has the government taken to tackle this problem? To begin with, the government has issued revised coal stocking norms, which mandate the power plants to maintain sufficient stocks at all times; if necessary, through imports for blending to meet any contingent situation.  Besides, an Inter-Ministerial Sub Group with senior officials from Ministries of Power, Coal, Railways, CEA, CIL and SCCL meet regularly to take various operational decisions to enhance supply of coal to thermal power plants  Power Ministry has advised power plants to import about 36 MT coal for blending during 2022-23 with a view to build sufficient coal stock at Power Plants.  The Ministry also has a Core Management Team (CMT) to ensure close monitoring of coal stocks at thermal power plants (TPPs) and operational decisions are being taken in CMT to augment supply of sufficient quantity of coal to the TPPs. Why is this crisis recurring every year? Power plants in India having low supplies of coal is not a new phenomenon. The shortage occurs almost every year and the government, despite its various measures, has not succeeded in overcoming the problem.  At the heart of the issue is the lack of planning and coordination between various ministries involved in the process — Power Ministry, Coal Ministry and Railways.  While the Coal Ministry blames the Indian Railways for non-availability of adequate rakes, the Railways has pointed out the mismanagement in loading and unloading of rakes by the Coal India (CIL). Despite high coal production and despatch by CIL and other PSU miners, the supply at power plants has still not gone above 15 days in the last six months and lack of coordination and planning is to be blamed for this. Connecting the dots: Indonesian Palm Oil Crisis 2021 Coal crisis  Reforms in Coal Sector Commercial Coal Mining (TEST YOUR KNOWLEDGE) Model questions: (You can now post your answers in comment section) Q.1) Quantum Computing has applications in which of the following? Drug Design & Development Logistics Optimisation Financial Modelling Select the correct code: 1 and 2 2 and 3 1 and 3 All of the above Q.2) Consider the following statements The bulk of the manufactured jute goods is predominantly being used in packaging purposes in the domestic market. Andhra Pradesh is the largest producer of jute in India. Select the correct code: 1 Only 2 Only Both 1 and 2 Neither 1 nor 2 Q.3) Consider the following statements India is the world’s biggest smartphone manufacturer. India imports 100% of its semiconductors. Select the correct code: 1 Only 2 Only Both 1 and 2 Neither 1 nor 2 ANSWERS FOR 20TH APRIL 2022 - TEST YOUR KNOWLEDGE (TYK) 1 d 2 a 3 d Must Read On dispute between India and WHO regarding counting of COVID deaths: The Hindu On ease of doing business: The Hindu On right to repair: Indian Express

UPSC हिन्दी Quiz– 2022: IASbaba Daily Current Affairs Quiz 20th April 2022

For Previous Daily Quiz (ARCHIVES) - CLICK HERE करेंट अफेयर्स के प्रश्न 'द हिंदू', 'इंडियन एक्सप्रेस' और 'पीआईबी' जैसे स्रोतों पर आधारित होते हैं, जो यूपीएससी प्रारंभिक परीक्षा के लिए बहुत महत्वपूर्ण स्रोत हैं। प्रश्न अवधारणाओं और तथ्यों दोनों पर केंद्रित हैं। दोहराव से बचने के लिए यहां कवर किए गए विषय आम तौर पर 'दैनिक करंट अफेयर्स / डेली न्यूज एनालिसिस (डीएनए) और डेली स्टेटिक क्विज' के तहत कवर किए जा रहे विषयों से भिन्न होते हैं। प्रश्न सोमवार से शनिवार तक दोपहर 2 बजे से पहले प्रकाशित किए जाएंगे। इस कार्य में आपको 10 मिनट से ज्यादा नहीं देना है। इस कार्य के लिए तैयार हो जाएं और इस पहल का इष्टतम तरीके से उपयोग करें। याद रखें कि, "साधारण अभ्यर्थी और चयनित होने वाले अभ्यर्थी के बीच का अंतर केवल दैनक अभ्यास है !!" Important Note: Comment अनुभाग में अपने अंक पोस्ट करना न भूलें। साथ ही, हमें बताएं कि क्या आपको आज का टेस्ट अच्छा लगा । 5 प्रश्नों को पूरा करने के बाद, अपना स्कोर, समय और उत्तर देखने के लिए ‘View Questions’ पर क्लिक करें। उत्तर देखने के लिए, इन निर्देशों का पालन करें: 1 - 'स्टार्ट टेस्ट/ Start Test' बटन पर क्लिक करें प्रश्न हल करें 'टेस्ट सारांश/Test Summary'बटन पर क्लिक करें 'फिनिश टेस्ट/Finish Test'बटन पर क्लिक करें अब ‘View Questions’बटन पर क्लिक करें - यहां आपको उत्तर और लिंक दिखाई देंगे। To take the Test - Click Here