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Daily Prelims CA Quiz

UPSC Quiz – 2021 : IASbaba’s Daily Current Affairs Quiz 16th December 2021

For Previous Daily Quiz (ARCHIVES) - CLICK HERE The Current Affairs questions are based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, which are very important sources for UPSC Prelims Exam. The questions are focused on both the concepts and facts. The topics covered here are generally different from what is being covered under ‘Daily Current Affairs/Daily News Analysis (DNA) and Daily Static Quiz’ to avoid duplication. The questions would be published from Monday to Saturday before 2 PM. One should not spend more than 10 minutes on this initiative. Gear up and Make the Best Use of this initiative. Do remember that, “the difference between Ordinary and EXTRA-Ordinary is PRACTICE!!” Important Note: Don't forget to post your marks in the comment section. Also, let us know if you enjoyed today's test :) After completing the 5 questions, click on 'View Questions' to check your score, time taken, and solutions. To take the Test - Click Here

IASbaba’s TLP (Phase 2): UPSC Mains Answer Writing – General Studies Paper 1 Questions [16th December, 2021] – Day 52

Archives Hello Students   TLP has been an integral ingredient of success for many toppers is no secret. In the ‘must do’ list for the civil services exam, TLP is by far the most popular initiative. The popularity stems from the unparalleled quality of questions and synopsis posted in TLP. We strive hard to ensure that you get the real feel of UPSC standard before you write the Mains.   You already know the features of TLP. Just to reiterate briefly, in the TLP initiative, we post 5 questions daily for a certain number of weeks (11 for this one). We follow a micro plan that is designed to give you daily targets. The questions are from the day’s syllabus and also from current affairs and you are expected to write the answers and post them on the portal.   This year onwards TLP will have a Dedicated Portal for Focused Preparation (tlpmains.iasbaba.com). There will be a separate dedicated portal similar to (RaRe Series) which students loved and appreciated. The Portal will help you stay focused and keep your preparation streamlined. The Registration link for the dedicated portal is given at the end of the post. We are charging a token amount of 10/- for registration to the dedicated portal. We are doing it because we want to create a community of sincere aspirants who are focused and motivated till the Mains Examination. Please don’t take it otherwise. It is our honest effort to give you the best and at the same time expect students to come with the same energy and dedication to the dedicated platform specially designed for YOU! Join our bandwagon, you won’t regret it. UPSC 2022 Aspirants are encouraged to participate as well. Register Here - CLICK HERE  To Know More About TLP 2022 (Phase 2) - CLICK HERE To Access Day 52 Questions - CLICK HERE P.S: The review from IASbaba will happen from the time the question is posted till 10 pm every day. We would also encourage peer reviews. So friends get actively involved and start reviewing each other’s answers. This will keep the entire community motivated. All the Best 

UPSC हिन्दी Quiz– 2021: IASbaba Daily Current Affairs Quiz 15th December 2021

For Previous Daily Quiz (ARCHIVES) - CLICK HERE करेंट अफेयर्स के प्रश्न 'द हिंदू', 'इंडियन एक्सप्रेस' और 'पीआईबी' जैसे स्रोतों पर आधारित होते हैं, जो यूपीएससी प्रारंभिक परीक्षा के लिए बहुत महत्वपूर्ण स्रोत हैं। प्रश्न अवधारणाओं और तथ्यों दोनों पर केंद्रित हैं। दोहराव से बचने के लिए यहां कवर किए गए विषय आम तौर पर 'दैनिक करंट अफेयर्स / डेली न्यूज एनालिसिस (डीएनए) और डेली स्टेटिक क्विज' के तहत कवर किए जा रहे विषयों से भिन्न होते हैं। प्रश्न सोमवार से शनिवार तक दोपहर 2 बजे से पहले प्रकाशित किए जाएंगे। इस कार्य में आपको 10 मिनट से ज्यादा नहीं देना है। इस कार्य के लिए तैयार हो जाएं और इस पहल का इष्टतम तरीके से उपयोग करें। याद रखें कि, "साधारण अभ्यर्थी और चयनित होने वाले अभ्यर्थी के बीच का अंतर केवल दैनक अभ्यास है !!" Important Note: Comment अनुभाग में अपने अंक पोस्ट करना न भूलें। साथ ही, हमें बताएं कि क्या आपको आज का टेस्ट अच्छा लगा । 5 प्रश्नों को पूरा करने के बाद, अपना स्कोर, समय और उत्तर देखने के लिए ‘View Questions’ पर क्लिक करें। उत्तर देखने के लिए, इन निर्देशों का पालन करें: 1 - 'स्टार्ट टेस्ट/ Start Test' बटन पर क्लिक करें प्रश्न हल करें 'टेस्ट सारांश/Test Summary'बटन पर क्लिक करें 'फिनिश टेस्ट/Finish Test'बटन पर क्लिक करें अब ‘View Questions’बटन पर क्लिक करें - यहां आपको उत्तर और लिंक दिखाई देंगे। To take the Test - Click Here

DAILY CURRENT AFFAIRS IAS | UPSC Prelims and Mains Exam – 15th December 2021

Archives (PRELIMS + MAINS FOCUS) Char Dham Highways Part of: Prelims and GS-I - Geography and GS III - Security; Infrastructure Context The Supreme Court upheld the Government’s mandate to broaden three Himalayan highways, considered crucial by the Ministry of Defence (MoD) for quick troop build-up along the India-China border. Key takeaways  The three National Highways are Rishikesh to Mana, Rishikesh to Gangotri and Tanakpur to Pithoragarh.  These act as feeder roads to the northern border with China. They are part of the Char Dham Highway project. The highways will now be developed in accordance with the double lane with paved shoulder (DLPS) system. Do you know?  In the great Himalayas in Uttarakhand, the four pilgrim-destinations namely Yamunotri, Gangotri, Kedarnath and Badrinath are collectively known as Chardham. Prompt Corrective Action (PCA) Framework for NBFCs Part of: Prelims and GS-III -Economy Context The Reserve Bank of India announced a Prompt Corrective Action (PCA) Framework for Non-Banking Financial Companies (NBFCs), to strengthen applicable supervisory tools. current affairs image Key takeaways  This will take effect October 1, 2022. This is in line with the PCA framework for banks  Aim is to help improve their financial condition and governance issues. The framework will apply to all deposit-taking NBFCs, all non-deposit taking NBFCs in the middle, upper and top layers,  It has excluded NBFCs not accepting or not intending to accept public funds, primary dealers and housing finance firms, along with government-owned ones. Non-Banking Financial Company It is a financial institution that does not have a full banking license or is not supervised by a national or international banking regulatory agency.  The most important difference between non-banking financial companies and banks is that NBFCs don’t take demand deposits.   Wholesale Price Index (WPI) Part of: Prelims and GS-III - Economy  Context Wholesale inflation, based on the Wholesale Price Index, jumped to 14.23% in November from 12.54% in October (on a year-on-year basis) Key takeaways  It was primarily due to rise in food prices especially of vegetables, and minerals and petroleum product This is the highest level of wholesale inflation in the 2011-12 series and eighth consecutive month in which it has stayed at a double-digit level. Retail inflation also showed an increase 4.91% despite a cut in excise duty on fuels.  Gap between WPI and CPI inflation Despite not being a policy tool, the surge in the WPI is a cause of worry.  While the CPI-based retail inflation looks at the price at which the consumer buys goods, the WPI tracks prices at the wholesale, or factory gate/mandi levels. Between the wholesale price and the retail price, the difference essentially is the former only tracks basic prices devoid of transportation cost, taxes and the retail margin etc. WPI takes only goods into account, not services.   WPI is primarily used as a GDP deflator RBI’s Co-lending model Part of: Prelims and GS-III - Economy Context Several banks have entered into co-lending ‘master agreements’ with NBFCs following November 2020’s RBI approval of co-lending model.  About Co-lending model (CLM) The CLM seeks to provide greater flexibility to the lending institutions. The primary focus is to improve the flow of credit to the unserved and underserved sector of the economy.  Under CLM, banks can provide loans along with NBFCs to priority sector borrowers based on a prior agreement. Under priority sector norms, banks are mandated to lend a particular portion of their funds to specified sectors, like agriculture, MSME and social infrastructure. The co-lending banks will take their share of the individual loans on a back-to-back basis in their books. As per a notification by RBI, NBFCs will be the single point of interface for the customers and shall enter into a loan agreement with the borrowers.  All transactions have to be routed through an escrow account maintained with the banks, in order to avoid inter-mingling of funds. Suitable arrangements must be put in place by the co-lenders to resolve any complaint registered by a borrower with the NBFC within 30 days. (News from PIB) Gita Jayanti: 14th December Khelo India U21 Women’s Hockey League Part of: Prelims About: Ministry of Youth Affairs and Sports has designed this league to give emerging talent an additional opportunity to gain competitive exposure. Organised by the Sports Authority of India in collaboration with Hockey India, the first phase of the 14-team League will get rolling with a match between Odisha Naval Tata Hockey High Performance Centre, Bhubaneswar and Raja Karan Hockey Academy, Karnal. A total of 14 teams will be vying for honours over the course of seven days here. Survey on Beggars Part of: Prelims  Context: As per Census 2011, there are 4,13,670 beggars and vagrants in the country. As many as 19 States and 3 UTs have either enacted their own Anti Beggary Legislation or adopted the legislation enacted by other States. However, the provisions of these legislations vary from one another and their implementation, including the measures taken for rehabilitation of beggars, are also not uniform. Most of the States/UTs have adopted “The Bombay Prevention of Begging Act 1959” which criminalizes beggary. At this point, there is no proposal to bring model legislation for States to decriminalise begging. SMILE - Support for Marginalized Individuals for Livelihood and Enterprise By: Ministry of Social Justice and Empowerment Includes a sub-scheme - ‘Central Sector Scheme for Comprehensive Rehabilitation of persons engaged in the act of Begging’ This scheme covers several comprehensive measures including welfare measures for persons who are engaged in the act of begging.  The focus of the scheme is extensively on rehabilitation, provision of medical facilities, counseling, basic documentation, education, skill development, economic linkages and so on. News Source: PIB Public Distribution System (PDS) and E-Governance in Panchayati Raj Institutions Part of: Prelims and Mains –II: Government schemes and policies Under End-to-End computerization of Targeted PDS: To improve the efficiency & transparency of the distribution of food grains system and to address other challenges, such as leakages and diversion of food grains, elimination of fake and bogus ration cards etc.  ration cards/beneficiaries database have been completely digitized in all States/UTs, transparency portal and online grievance redressal facilities/toll-free numbers have been implemented  online allocation has been implemented  Supply chain has been computerized in 31 States/UTs. Automation of Fair Price Shops (FPS) is also being done by installing electronic Point of Sale (ePoS) devices at the FPSs for the distribution of food grains in a transparent manner (electronically) and for unique identification of genuine beneficiaries through biometric/Aadhaar authentication on the ePoS device. Under Digital India Programme Ministry of Panchayati Raj is implementing e-Panchayat Mission Mode Project, in the country to revamp the functioning of Panchayats and to make them more transparent, accountable and effective.  Ministry launched eGramSwaraj a simplified work-based Accounting application to address various aspects of Panchayat functioning viz. planning, accounting, budgeting. Further, Ministry has also integrated e-Gram SWARAJ with Public Financial Management System for Gram Panchayats to make real time payments to vendors/service providers.  Note: According to the seventh schedule, local government is a State subject.  Article 243 of Part IX of the Constitution, which contains provisions dealing with Panchayat, does not differentiate amongst persons on the basis of their sex.   Under Article 243D of the constitution, provisions have been made for reservation of Scheduled Castes, Scheduled Tribes and Women. Legislatures of States have also been empowered to make provision for reservation of seats in any Panchayat or offices of Chairpersons in the Panchayats at any level in favour of backward class of citizens in terms of clause (6) of Article 243D of the constitution.  Transgenders belonging to these categories are accordingly eligible to participate in the decision-making process of Panchayats. News Source: PIB  National Livestock Mission Part of: Mains GS-III: Agriculture & Allied Sectors Context: The National Livestock Mission (NLM) scheme is being implemented in the country since 2014, and has been realigned during 2021-22 – Employment generation Entrepreneurship development Increase in per animal productivity and thus targeting increased production of meat, goat milk, egg and wool.  Objectives are: Employment generation through entrepreneurship development in small ruminant, poultry, piggery and Fodder sector. Increase of per animal productivity through breed improvement Increase in production of meat, egg, goat milk, wool and fodder. Increasing availability of fodder and feed to substantially reduce the demand – through strengthening the fodder seed supply chain and availability of certified fodder seeds. Encouraging establishment of fodder processing units to reduce the demand supply gap Promoting risk management measures including livestock insurance for farmers. Promoting applied research in prioritized areas of poultry, sheep, goat, feed and fodder Capacity building of state functionaries and livestock owners through strengthened extension machinery to provide quality extension service to farmers Promoting skill-based training and dissemination of technologies for reducing cost of production and improving production of livestock sector. Note: The National Livestock Mission includes camel. News Source: PIB  (Mains Focus) ENVIRONMENT/ INTERNATIONAL/ GOVERNANCE GS-3: Environment GS-2: Effect of policies and politics of developed and developing countries on India’s interests. Climate Change and UNSC Context: A contentious proposal to authorise the UN Security Council to deliberate on climate change-related issues was rejected after veto-wielding Russia and India voted against it.  The draft resolution, piloted by Ireland and Niger, had been in the making for several months, and sought to create a formal space in the Security Council for discussions on climate change and its implications on international security. This was the second time in weeks that India went against the tide to block a climate change-related proposal that it did not agree with. What is the issue? The UN already has a specialised agency, the UN Framework Convention on Climate Change or UNFCCC, for discussing all matters related to climate change.  The parties to the UNFCCC — over 190 countries — meet several times every year, including at a two-week year-ending conference like the one at Glasgow, to work on a global approach to combat climate change. It is this process that has given rise to the Paris Agreement, and its predecessor the Kyoto Protocol, the international instrument that is designed to respond to the climate change crisis. The Security Council, on the other hand, exists primarily to prevent conflicts and maintain global peace. For the last few years, however, a few European countries, led by Germany, have been pushing for a role for Security Council in climate change discussions as well, arguing that climate change had an international security dimension.  Climate change-induced food or water shortage, loss of habitat or livelihood, or migration can exacerbate existing conflicts or even create new ones. This can have implications for the UN field missions that are deployed across the world in peacekeeping efforts. What was the proposal? The draft resolution piloted by Ireland and Niger was not the first attempt at bringing climate change on Security Council’s agenda.  In 2020, a similar, stronger resolution was proposed by Germany. However, it was never put to vote because of possible objections from the United States, which had made it clear that it would block any such attempt with a veto.  Germany’s two-year term at the Security Council was in 2020 but the proposal had other backers, and Ireland and Niger agreed to refresh the draft resolution.  On the face of it, the draft resolution seemed academic in nature.  It called for UN Secretary General to submit a report on security aspects of climate change in the next two years.  It also asked the Secretary General to appoint a special envoy for climate security.  Further, it asked UN field missions to regularly report on climate change assessments in their areas of operation and take the help of climate experts in carrying out their routine functions. Does that mean that UNSC has not discussed climate change at all? Existence of Precedence: Although it is not the forum to discuss climate change, the Security Council and its secretariat has hosted a few debates and informal discussions on the subject in the past.  Increased Traction in recent years: According to a recent research report, the frequency of such discussions has increased significantly since 2017, with climate change finding a mention in several Security Council decisions as well.  It said several European countries, initially led by Sweden and the Netherlands, began to make efforts towards integration of the security implications of climate change in the Security Council’s work. Nigeria Case Study: One of the UN’s visiting missions in Lake Chad region heard from Nigerian President about how the shrinking of Lake Chad, a direct consequence of climate change, had contributed to the rise of the Boko Haram.  Issoufou told the mission that the lake had lost 90 per cent of its surface area since the 1960s, which had destroyed livelihoods of local communities which became fertile ground for Boko Haram to grow.  This account of the Nigerian President left an impression on several UNSC members. Which countries are opposing the inclusion of Climate change discussion in UNSC? Russia and China, two permanent members with veto powers, have always been opposed to the move to bring climate change on the Security Council agenda.  US was earlier opposing it but it has switched sides this year. India, which started a two-year term in January 2021, joined ranks with Russia and China. Brazil, which will join the Security Council next year, is also known to be against this move. While the draft resolution was said to have the support of more than 100 countries, Russia said many developing countries had been backing it in the hope that they would get some assistance in fighting climate change. What are the objections raised? Dedicated Forum will lose its relevance: The opposing countries have been arguing that the UNFCCC must remain the appropriate forum for addressing all climate change-related issues, and claim the Security Council does not have the expertise to do so.  Consensual Decision Making will be lost: Opposition countries have also been pointing out that unlike UNFCCC, where decisions are taken by consensus of all the 190-plus countries, the UNSC would enable climate change decision-making by a handful of developed countries. Accountability of Developed Countries diluted: Also, many of the UNSC members are the main contributors of climate change due to historical emissions. If the Security Council indeed takes over the responsibility on this issue, a few states will then have a free hand in deciding on all climate related issues which is clearly neither desirable nor acceptable. Connecting the dots: Glasgow Pact of 2021  Paris Climate Deal  IPCC report on Climate Change Tackling the Climate Crisis ECONOMY/GOVERNANCE GS-3: Indian Economy and issues relating to planning, mobilization, of resources, growth, development and employment.  Neo Banks Vs Traditional Banks What are Neo-banks? Neo-banks are online-only financial technology (fintech) companies that operate solely digitally or via mobile apps. Simply put, neo-banks are digital banks without any physical branches. How are they different from the traditional banks? Neo-banks are disrupting the traditional banking system by leveraging technology and artificial intelligence (AI) to offer a range of personalised services to customers.  On the other hand, traditional banks follow an omni-channel approach i.e. having both physical (through branches and ATMs) and digital banking presence to offer a multitude of products and services. Right from customer acquisition to traditional banking services such as remittances, money transfers, utility payments and personal finance, neo-banks offer a wide range of offerings to customers across retail and small-to-medium enterprise (SME) categories.  Typically, neo-banks apply a design thinking approach to a particular banking area and tailor their products and services in a manner that makes banking simpler and convenient to the end consumers. How are they evolving? The term ‘Neo-bank’ started gaining prominence globally in 2017 as they emerged as a new challenger to the traditional banks in terms of customer engagement, connectivity and reach, and most importantly, the user experience.  That is why neobanks are also called ‘challenger banks’.  The market potential for neo-banks is driven by the rising penetration of the internet and smartphones across the globe. The global neo-banking market size is expected to reach $333.4 billion by 2026, rising at a compounded annual growth rate (CAGR) of 47.1 per cent.  There are around a dozen neo-banks in India including Razorpay X, EpiFi, Open, NiYo, Jupiter among others.  What are the advantgaes of neo-banks? Low costs - Fewer regulations and the absence of credit risk allow neo-banks to keep their costs low. Products are typically less expensive, with no monthly maintenance fees. Personalised services- These banks offer customers personalised services according to the needs of customers by leveraging technologies Speed - Neo-banks allow customers to set up accounts quickly and process requests speedily. Innovative strategies are employed to determine the credit value of the person while offering loans thereby cutting the usual time-consuming verification process. Can they replace traditional banks? Not entirely. Neo-banks offer only a small range of products and services as compared to a whole gamut of services that traditional banks offer.  Besides, since neo-banks are highly digital focused, they may not be able to cater to the banking needs of non-tech savvy consumers or people from the rural parts of the country, who believe in face-to-face interaction with their financial custodians.  As of 2020, India had a smartphone penetration rate of just about 54 per cent. What are the challenges that they face? First and foremost is building trust. Unlike traditional banks, neo-banks don’t have a physical presence, so customers cannot literally ‘bank upon’ them in case of any issues/challenges.  Secondly, neo-banks are yet to be recognised by the Reserve Bank of India (RBI). So, they have to engage with regulated banks and financial institutions to offer financial products and services.  Due to the absence of enabling regulations, neo-banks cannot accept deposits or offer lending products on their own books.  That is why some fintechs have a non-banking financial company (NBFC) as their parent to engage in lending activities while most others partner with banks and financial institutions. Connecting the dots: MFIs: Digital and Physical Micro-lending Cooperative Banking RBI Regulatory Sandbox (Down to Earth: Governance) Dec 14: Bonded labour, child labour – https://www.downtoearth.org.in/blog/governance/bonded-labour-child-labour-manual-scavenging-in-india-far-from-being-eradicated-80673  TOPIC: GS-2 – Government policies and interventions for development in various sectors and issues arising out of their design and implementation. Bonded labour, child labour: Manual scavenging in India far from being eradicated Context: The Union government, in response to a question in the Lok Sabha during the Winter Session, said it has achieved the target of abolishing manual scavenging. But this seems far from reality –  manual scavengers in the country are not only working as contractual, migrant and casual workers and labourers but also as bonded labourers in Jharkhand, Maharashtra, Odisha, Tripura and Bihar. What are the issues? The State with the highest numbers: Jharkhand, with 763 manual scavengers working as bonded labour — the highest in India — puts the new labour codes to shame. Over 30,356 children in the state still work as labour engaged in direct scavenging; sweeping; railway track, sewer and septic tank cleaning; and assisting jobs.  Lack of categorization:  The government not only cannot distinguish between “manual scavenging – a caste-based practice of people cleaning human excreta by hand — and the practice of cleaning sewers and septic tanks, but also needs to add newer categorisations in The Prohibition of Employment as Manual Scavengers and Their Rehabilitation (PEMSR) ACT, 2013.”  Insanitary places: Manual scavenging also persists due to the continued presence of “insanitary latrines,” where human waste has to be cleaned physically and not by a machine or sewage system. The majority of such latrines are dry latrines, which don’t use water. According to the 2011 Census, there are about 2.6 million dry latrines in India. Lack of Protective Gears and lack of proper definition for it: Protective gear like gloves, gas masks and boots are often not provided by employers, in violation of the 2013 law, leading to diseases and even death. There is no proper accountability system in place. The 2013 Act allows manual scavenging if the employer provides ‘protective gear’; However, the Act does not define what constitutes ‘protective gear,’ creating a possibility for employers to exploit this provision. Forced employment: Sanitation workers below 16 are also twice more susceptible to be forced to work from time to time as manual scavengers. Girls suffer the most and even receive  rape threats if they refuse to clean the dry latrines. The newer dry latrines also become the hotbed for illegal contractual pre-conditions and arrangements, with children forced into labour. This makes manual scavenging one of the largest employers of children in India, with a share as high as the agricultural sector. But what makes it more severe than the agricultural sector is that over 97 per cent of all these children belong to scheduled castes. Social Welfare schemes: The assistance programme for rehabilitation has failed lakhs of manual scavengers in India who are still waiting for any kind of primary support, even as the government states that the identified and eligible manual scavengers have been provided assistance for their rehabilitation. More than 20 per cent of the manual scavengers were never recorded through the PEMSR Act.  In the last five years, over 600 people have died during the hazardous cleaning of sewer and septic tanks.  Over 40 per cent of these 58,098 manual scavengers have not received any form of one-time cash assistance (OTCA) or compensation.  Only 17,660 below the age of 21 have received OTCA. Way Ahead Re-Evaluating the State of Toilets: The dependence on unimproved water sources in rural India even within sanitary toilets increases the need to re-evaluate the obsession with toilet construction in India.  Reforms for Sanitation Labours: The sanitation system needs to go hand in hand with the water system, combined with an assessment of sanitation behaviour and sanitation labour reforms in India, at every single step. Eradication of Dry Latrines and Hanging Toilets: The usage of both dry latrines and hanging toilets puts the communities around them at high risk of illness, beyond Covid-19. Therefore, both the construction and usage of these units needs to be eradicated. Conclusion The mere circulation of a national policy on mechanisation does not ensure the implementation on the ground. The questions that arise are:  What steps has the government taken to ensure implementation?  If manual scavenging is abolished, who are these people still forced to clean these 1.2 million dry latrines?  The government also needs to give a response on manual scavengers working forcefully as bonded labour in India and how will the new labour code fix it? Mahatma Gandhi: “Everyone must be his own scavenger.” Can you answer the following question? Human dignity remains a far-fetched utopia unless and until the poorest of all are forced to adopt manual scavenging as a means to subsistence. Comment.  Why even after complete ban and strict penal provisions, the demeaning practice of manual scavenging persists in India. Examine. Elaborate upon the measures adopted for the betterment of manual scavengers. (TEST YOUR KNOWLEDGE) Model questions: (You can now post your answers in comment section) Q.1 Prompt Corrective Action framework (PCA) is associated with which of the following? Banking  Disaster management J&K’s President’s rule  AFSPA Q.2 Which of these listed below has the highest weightage in Wholesale Price Index (WPI)? Primary goods Fuel and Power Manufactured Products All of the above Q.3 Consider the following statements regarding the RBI’s co-lending model (CLM): The primary focus is to improve the flow of credit to the unserved and underserved sector of the economy.  Under CLM, banks can provide loans along with NBFCs to priority sector borrowers based on a prior agreement. Which of the above is or are correct?  1 only  2 only  Both 1 and 2  Neither 1 nor 2  ANSWERS FOR 15th Dec 2021 TEST YOUR KNOWLEDGE (TYK) 1 A 2 C 3 C Must Read On CBSE Misogyny question in exam paper:   The Hindu On National Monetisation Plan: The Hindu On Indo- German ties: Indian Express

Daily Prelims CA Quiz

UPSC Quiz – 2021 : IASbaba’s Daily Current Affairs Quiz 15th December 2021

For Previous Daily Quiz (ARCHIVES) - CLICK HERE The Current Affairs questions are based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, which are very important sources for UPSC Prelims Exam. The questions are focused on both the concepts and facts. The topics covered here are generally different from what is being covered under ‘Daily Current Affairs/Daily News Analysis (DNA) and Daily Static Quiz’ to avoid duplication. The questions would be published from Monday to Saturday before 2 PM. One should not spend more than 10 minutes on this initiative. Gear up and Make the Best Use of this initiative. Do remember that, “the difference between Ordinary and EXTRA-Ordinary is PRACTICE!!” Important Note: Don't forget to post your marks in the comment section. Also, let us know if you enjoyed today's test :) After completing the 5 questions, click on 'View Questions' to check your score, time taken, and solutions. To take the Test - Click Here

IASbaba’s TLP (Phase 2): UPSC Mains Answer Writing – General Studies Paper 1 Questions [15th December, 2021] – Day 51

Archives Hello Students   TLP has been an integral ingredient of success for many toppers is no secret. In the ‘must do’ list for the civil services exam, TLP is by far the most popular initiative. The popularity stems from the unparalleled quality of questions and synopsis posted in TLP. We strive hard to ensure that you get the real feel of UPSC standard before you write the Mains.   You already know the features of TLP. Just to reiterate briefly, in the TLP initiative, we post 5 questions daily for a certain number of weeks (11 for this one). We follow a micro plan that is designed to give you daily targets. The questions are from the day’s syllabus and also from current affairs and you are expected to write the answers and post them on the portal.   This year onwards TLP will have a Dedicated Portal for Focused Preparation (tlpmains.iasbaba.com). There will be a separate dedicated portal similar to (RaRe Series) which students loved and appreciated. The Portal will help you stay focused and keep your preparation streamlined. The Registration link for the dedicated portal is given at the end of the post. We are charging a token amount of 10/- for registration to the dedicated portal. We are doing it because we want to create a community of sincere aspirants who are focused and motivated till the Mains Examination. Please don’t take it otherwise. It is our honest effort to give you the best and at the same time expect students to come with the same energy and dedication to the dedicated platform specially designed for YOU! Join our bandwagon, you won’t regret it. UPSC 2022 Aspirants are encouraged to participate as well. Register Here - CLICK HERE  To Know More About TLP 2022 (Phase 2) - CLICK HERE To Access Day 51 Questions - CLICK HERE P.S: The review from IASbaba will happen from the time the question is posted till 10 pm every day. We would also encourage peer reviews. So friends get actively involved and start reviewing each other’s answers. This will keep the entire community motivated. All the Best 

UPSC हिन्दी Quiz– 2021: IASbaba Daily Current Affairs Quiz 14th December 2021

For Previous Daily Quiz (ARCHIVES) - CLICK HERE करेंट अफेयर्स के प्रश्न 'द हिंदू', 'इंडियन एक्सप्रेस' और 'पीआईबी' जैसे स्रोतों पर आधारित होते हैं, जो यूपीएससी प्रारंभिक परीक्षा के लिए बहुत महत्वपूर्ण स्रोत हैं। प्रश्न अवधारणाओं और तथ्यों दोनों पर केंद्रित हैं। दोहराव से बचने के लिए यहां कवर किए गए विषय आम तौर पर 'दैनिक करंट अफेयर्स / डेली न्यूज एनालिसिस (डीएनए) और डेली स्टेटिक क्विज' के तहत कवर किए जा रहे विषयों से भिन्न होते हैं। प्रश्न सोमवार से शनिवार तक दोपहर 2 बजे से पहले प्रकाशित किए जाएंगे। इस कार्य में आपको 10 मिनट से ज्यादा नहीं देना है। इस कार्य के लिए तैयार हो जाएं और इस पहल का इष्टतम तरीके से उपयोग करें। याद रखें कि, "साधारण अभ्यर्थी और चयनित होने वाले अभ्यर्थी के बीच का अंतर केवल दैनक अभ्यास है !!" Important Note: Comment अनुभाग में अपने अंक पोस्ट करना न भूलें। साथ ही, हमें बताएं कि क्या आपको आज का टेस्ट अच्छा लगा । 5 प्रश्नों को पूरा करने के बाद, अपना स्कोर, समय और उत्तर देखने के लिए ‘View Questions’ पर क्लिक करें। उत्तर देखने के लिए, इन निर्देशों का पालन करें: 1 - 'स्टार्ट टेस्ट/ Start Test' बटन पर क्लिक करें प्रश्न हल करें 'टेस्ट सारांश/Test Summary'बटन पर क्लिक करें 'फिनिश टेस्ट/Finish Test'बटन पर क्लिक करें अब ‘View Questions’बटन पर क्लिक करें - यहां आपको उत्तर और लिंक दिखाई देंगे। To take the Test - Click Here

DAILY CURRENT AFFAIRS IAS | UPSC Prelims and Mains Exam – 14th December 2021

Archives (PRELIMS + MAINS FOCUS) LokpalOnline Part of: Prelims and GS-II - Polity and Governance Context Chairperson, Lokpal of India, Justice Pinaki Chandra Ghose recently inaugurated a digital Platform for Management of Complaints called ‘LokpalOnline’  It can be accessed by all citizens of the country and complaints can be filed from anywhere, anytime. Key features  LokpalOnline is an end-to-end digital solution for the management of complaints against public servants filed under the Lokpal and Lokayuktas Act, 2013. Convenience to complainants for filing complaint online from anywhere anytime Information to the complainant about action on complaint at every stage through e-mails and SMS Facility to complainant to ascertain status of complaint at anytime Identity of the complaint is kept confidential The CVC, CBI and other inquiry agencies can upload their reports directly on ‘LokpalOnline’ platform. Reminders to inquiry agencies through e-mails and SMS Generation of analytical reports as per requirement  Do you know? Lokpal of India, has been established under the Lokpal and Lokayuktas Act, 2013 to inquire and investigate allegations of corruption against public functionaries falling within the scope and ambit of this Act.  At present complaints sent by post, e-mail or delivered by hand are entertained by the Lokpal of India. New Gas Stove for Domestic PNG Part of: Prelims and GS-III -Economy Context The Minister of Petroleum and Natural Gas recently informed that a novel fuel efficient domestic cooking stove for Piped Natural Gas (PNG) has been developed by Petroleum Conservation Research Association (PCRA) in collaboration with CSIR-Indian Institute of Petroleum (IIP) Dehradun. Key takeaways This is the first product of its kind in the Country.  Entire combustion system has been customised in this new stove to handle PNG. The stove has been optimised to have the highest thermal efficiency of around 55% in comparison to the maximum efficiency of 40% for the modified LPG stoves  It has a cost almost similar to a normal LPG stove. Central Asian leaders invited for R-Day Part of: Prelims and GS-II - International relations Context India has invited leaders of all five Central Asian nations to attend as chief guests of Republic Day. If they accept, this will be the first time all five countries will attend the Republic Day parade together India and the Central Asia The Republic Day meeting will help strengthen India’s initiatives through Chabahar and through the International North South Transport Corridor. The invitation is part of India’s reach-out to the former Soviet States which has intensified since 2015. India joined the Shanghai Cooperation Organisation (SCO) in 2017, which all Central Asian States other than Turkmenistan are members of. The India-Central Asia dialogue was launched in 2019, and in July 2021, Minister of External Affairs attended the Central Asia-South Asia connectivity conference. Do you know? Central Asia is a region in Asia which stretches from the Caspian Sea in the west to China and Mongolia in the east, and from Afghanistan and Iran in the south to Russia in the north It includes the former Soviet republics of Kazakhstan, Kyrgyzstan, Tajikistan, Turkmenistan, and Uzbekistan Portal ‘Bal Swaraj Part of: Prelims and GS-II - Children issues Context The Supreme Court directed States to take immediate steps to identify and rescue homeless children hit by the COVID-19 pandemic. The court said their details should be uploaded on the National Commission for the Protection of Child Rights (NCPCR) portal ‘Bal Swaraj. The court said the process of collecting the information with regard to the social background of the children and identification of benefits under the individual care plan had to be conducted by the Child Welfare Committees under the Juvenile Justice law. What is Bal Swaraj Portal? Created by: The National Commission for Protection of Child Rights (NCPCR)  Significance: NCPCR has developed it as part of its role of a monitoring authority under section 109 of the Juvenile Justice Act, 2015 and to address the growing problem of Children being affected by COVID-19.  Objective:  Online tracking and  Real-time monitoring of Children who have lost both parents/either of the parents during COVID-19 and are in need of care and protection Working: It will track children affected by COVID-19 right from the production of children before the Child Welfare Committee (CWC) to the restoration of the children to their parent/guardian/relative and its subsequent follow-up. The data will be filled in the portal by the District officers and State officers for each child. Finn’s weaver bird Part of: GS Prelims  In News Finn’s weaver (Ploceus megarhynchus) bird, numbering less than 500 in India, which until now was listed as “vulnerable” in the IUCN Red List has been uplisted to “endangered” category. The bird is primarily found in Terai grasslands in Uttarakhand and western Uttar Pradesh, apart from a few pockets in Assam. (News from PIB) Pradhan Mantri Jan Vikas Karyakram (PMJVK) Part of: Prelims About: Restructured in May 2018 earlier known as MsDP – Implemented for the benefit of the people from all sections of the society  in identified Minority Concentration Areas for creation of assets in education, skill and health sectors. Provide better socio economic infrastructure facilities to the minority communities particularly in the field of education, health & skill development as compared to the present situation, which would further lead to lessening of the gap between the national average and the minority communities with regard to backwardness parameters. The flexibility introduced in the programme will enable addressing important issues that would result in speedier implementation leading to greater inclusiveness of the minority communities. The criteria for identification of Minority Concentration Towns and Clusters of Villages have been rationalized by lowering the population percentage criteria of Minority Communities and fulfilment of backwardness parameters in the following manners:- Earlier only those Towns which were found backward in terms of both in Basic Amenities and Socio-economic parameters were taken up as MCTs. Now, the Towns which were found backward in either or both of the criteria have been taken up as MCT. Earlier only those Cluster of Villages which were having at-least 50% population of Minority Community were taken. Now the population criterion has been lowered to 25%. News Source: PIB Commitment towards Freedom of Navigation Part of: Prelims and Mains GS-II: International Treaty Context: Government of India is committed to safeguarding maritime interests and strengthening security in the Indian Ocean Region (IOR) to ensure a favorable and positive maritime environment.  India remains committed to promoting a free, open and rules-based order, rooted in international law and undaunted by coercion.  India also supports freedom of navigation and over flight, and unimpeded commerce based on the principles of international law, reflected notably in the ‘United Nations’ Convention on the Law of the Sea (UNCLOS) 1982. As a State Party to the UNCLOS, India promotes utmost respect for the UNCLOS, which establishes the international legal order of the seas and oceans. India develops its maritime cooperation with regional partners in consonance with the Government’s vision of Security and Growth for All in the Region (SAGAR). The steps taken include ‘Mission based Deployments’ of Indian Naval Ships and aircraft to enhance Maritime Domain Awareness, promote maritime security and address contingencies that may arise.  India proactively engages with regional and extra regional maritime forces through multilateral exercises, joint surveillance, coordinated patrols etc. to promote maritime security in the region in an inclusive and cooperative manner.  India also participated in regional frameworks such as the ASEAN Regional Forum (ARF), East Asia Summit (EAS) and ASEAN Defence Ministers Meeting Plus (ADMM Plus) to promote maritime cooperation and exchanges in the region News Source: PIB Successful Launch of Supersonic Missile assisted Torpedo System Part of: Prelims  In News: Defence Research and Development Organisation (DRDO) developed supersonic missile assisted torpedo system was successfully launched from Wheeler Island in Odisha The system is a next generation missile-based standoff torpedo delivery system.  Designed to enhance anti-submarine warfare capability far beyond the conventional range of the torpedo. This canister-based missile system consists of advanced technologies viz. two stage solid propulsion, electro-mechanical actuators and precision inertial navigation.  The missile is launched from ground mobile launcher and it can cover a range of distances. News Source: PIB  2001 Parliament attack Part of: Mains GS-III: Terrorism Context: On this day in 2001, a five-member suicide squad comprising Lashkar-e-Taiba and Jaish-e-Mohammad terrorists attacked Parliament house, while the Lok Sabha was in session: the Houses were adjourned at the time of the attack, but several parliamentarians and staff were present inside the building. The attackers came in an Ambassador car, and were able to gain entry because of a forged government sticker. But as the car moved inside the Parliament complex, one of the staff members became suspicious. The vehicle was thus forced to turn back and in the course, hit then Vice President Krishan Kant’s vehicle. The gunmen, armed with AK-47s and grenades, then got down and opened fire. The attack lasted for about 30 minutes, and all the five terrorists were neutralised outside the building itself.  However, five security personnel of Delhi Police, one woman constable of the CRPF and two security assistants of Parliament Watch and Ward section died preventing the entry of terrorists into Parliament House. A gardener and a photojournalist too lost their lives. Within days, four people were arrested and charged as masterminds of the attack. The case against the four – Mohammed Afzal Guru, Shaukat Hussain, Afsan Guru and SAR Geelani – went on for about a decade, with the Delhi High Court and the Supreme Court eventually acquitting two, and upholding the death sentence of one. Geelani, a professor in Delhi University, was acquitted for “need of evidence” by the Delhi high court in 2003, a decision upheld by the Supreme Court in 2005. Afsan Guru, too, was cleared of charges and Hussain served jail time. Afzal Guru was hanged in 2013. While the martyrs’ families suffered irreparable losses, India remembers the bravehearts with gratitude. (Mains Focus) INTERNATIONAL/ SECURITY GS-2: Effect of policies and politics of developed and developing countries on India’s interests. Europe’s Global Gateway Context: Recently, European Commission launched the Global Gateway initiative What is Global Gateway initiative of EU? It is a new European Strategy to boost smart, clean and secure links in digital, energy and transport and strengthen health, education and research systems across the world. It is essentially an umbrella strategy to synchronize already existing EU and member states global infrastructure investment programs. Global Gateway aims to mobilize 300 billion euros (around $337 billion) over a five-year period to invest in digital and transport infrastructure, energy generation and transmission, and health projects. In addition to smaller EU grants, Global Gateway taps into national and EU resources from financial institutions and development banks, in the hope that institutional spending will unlock significant private capital, too. Merits of Global Gateway Challenger to China’s BRI: Observers and officials were quick to frame the GG as a European challenge to China’s BRI — itself launched in 2013 to fund infrastructure development projects mostly in developing and middle-income countries in Asia and around the globe. Strengthen EU ties with world: EU investments have made tangible differences on the ground in much of the developing world as well as in middle-income countries. This strengthens ties with Asia, Africa, and, importantly, the Western Balkan region, and it raises environmental, democracy, and human rights standards. The European model is about investing in both hard and soft infrastructure, in sustainable investments in digital, climate and energy, transport, health, education and research, as well as in an enabling environment guaranteeing a level playing field. Value Driven Model: The EU will offer not only solid financial conditions for partners, bringing grants, favourable loans, and budgetary guarantees to improve debt sustainability – but also promote the highest environmental, social and strategic management standards Complements US initiative: This is Europe's contribution to narrowing the global investment gap. Also, Global Gateway and the US initiative Build Back Better World will mutually reinforce each other.  Criticisms/challenges of Global Gateway  Repacking of Existing Projects: Global Gateway is mostly repackaging existing programs (InvestEU, our research programme, Horizon Europe and the Connecting Europe Facility) and also that the investment sum remains a fraction of what China is mobilizing. Geopolitical Influence: Overseas infrastructure investments are always partly geopolitical, seeking to increase the investing country’s own influence while trying to minimize space for others. The EU is no different and naturally seeks to advance its interests and competitiveness. China factor is exaggerated: Not China but Japan is the largest infrastructure investor, silently and seamlessly implementing affordable good quality projects, especially in Southeast Asia. Value Driven Agenda of EU: While Europe meets high standards and enjoys great credibility and reputation, the assumption that China does not is flawed. Many middle- and low-income countries are demanding China’s investment that doesn’t come with value-driven agendas unlike that of Western investment which is invariably attached to Democracy & Human rights. China adapting to criticisms: BRI is now approaching a decade of experience, and China, though relatively new to global investment projects, has learned important lessons from the first phase of BRI (2013-2017). Beijing is also increasingly showing greater empathy for the local economy and sensitivities, and the BRI is moving into new areas of sustainable growth and health where there is great demand. Scope for complementary multi-source investment: Asian Development Bank estimates Asia’s needs to be $26 trillion through 2030. In other words, even if China were to double the BRI’s investment volume, would still be room for 10 Global Gateways. Challenges in mobilising Private Capital: While the BRI mobilizes state-owned commercial and policy banks, it is unclear whether the EU will indeed be able to tap into private capital. Infrastructure projects are costly and yield uncertain returns. Conclusion Not everything needs to be seen through the lens of binary competition, and not everything Beijing does is ipso facto bad simply because Beijing does it.  Global Gateway is an excellent and meaningful strategy. But instead of trying to outcompete China and lamenting low standards, the EU could make a difference by setting examples, gradually raising the bar for all. Europe should find ways to coordinate and synergize various national and supra-national projects and share best practices and information. It can also prioritize areas less penetrated by the BRI, especially India and Eastern Europe. Connecting the dots: G-7 Build Back Better World China’s Belt & Road Initiative Asia-Africa Growth Corridor INTERNATIONAL/ SECURITY GS-2: Effect of policies and politics of developed and developing countries on India’s interests. Russia-Ukraine Tension In News: Russia has been building up its military forces close to the Ukrainian border. As per reports, Russia has amassed more than 92,000 troops around 300 km from the Russian border with eastern Ukraine. This territory is a conflict zone where Ukraine has been battling Russia-backed separatists.  While Ukraine and the West have accused Russia of preparing for an invasion, Russia has, in turn, accused the West of ‘anti-Russia’ agenda. Why the Russian military build-up?  While the exact reasons remain open to interpretation, most strategic experts believe that an actual invasion is unlikely.  Rather, the move seems aimed at signaling serious intent to impose costs on Ukraine if certain ‘red lines’ regarding Moscow’s security concerns are crossed.  The background to Russia’s recent escalation vis-à-vis Ukraine is its discomfort with the steady eastward expansion of the U.S.-led North Atlantic Organisation (NATO).  With even former constituents of the erstwhile Soviet Union such as Latvia, Lithuania, and Estonia becoming NATO members, Russia is determined to protect its domain of influence in the case of larger neighbours such as Belarus and Ukraine.  While Belarus has a pro-Russia regime, Ukraine has been courting – and courted by -- NATO.  Russia is alarmed by the gradual expansion of military aid pouring into Ukraine from NATO member countries, which is allegedly being used in its war against Russia-backed separatists in the Donbas region (Eastern Ukraine).  In this context, the troop build-up could be interpreted as a stern warning against any plans to escalate NATO activities or presence in Ukraine. How has Ukraine responded to Russia’s mobilisation? Ukrainian President Volodymyr Zelensky claimed that a coup plot has been hatched to depose him. Without saying so in as many words, he has hinted that Russia was behind the plot.  Russia has denied any role in the alleged coup attempt.  Ever since Russia seized Crimea from Ukraine in March 2014 and war broke out in eastern Ukraine a month after, relations between the two countries have been fraught.  Russia annexed Crimea to protect its naval base in the Crimean capital of Sevastopol, which was necessary to retain its dominance of the strategically critical Black Sea, which is otherwise surrounded by NATO states (Turkey, Bulgaria, and Romania, with Georgia and Ukraine being aspiring members whose induction has been stalled only by Russian opposition). Does the Minsk Protocol have any bearing on the current scenario? The Minsk Protocol was an agreement signed by representatives of Ukraine, Russia, OSCE (Organization for Security and Co-operation), and the then heads of the two separatist groups to end the war in the Donbas region.  It enjoins Ukraine to devolve more powers to the local governments – likely controlled by the separatist groups -- in the Donbas region.  Ukraine, which has made no move to implement the agreement, believes that doing so would give Russia too much say in its internal matters.  Russia, on the other hand, believes the Minsk Protocol to be the basis for lasting peace. What are the larger geo-political ramifications?  With the end of the Cold War, the dissolution of the Warsaw Pact, and the collapse of the Soviet Union, NATO’s original objective – to thwart an invasion of Western Europe from the east – had been achieved.  But NATO, rather than disbanding, reinvented itself as a vehicle of American strategic dominance. It began to expand, acquiring new members at a fast clip.  Recently, with the U.S. viewing China rather than Russia as its primary security threat, American strategic focus has been shifting to the Asia-Pacific theatre.  Some analysts believe that Russian President Vladimir Putin might have decided that it was a good time to test NATO’s (and the U.S.’s) strategic will to get involved in case things escalate in Ukraine. What next? In the event of Russia actually invading Ukraine, it is doubtful if NATO would intervene militarily to protect Ukraine, which is not currently a member. At the same time, it would not want to be seen as ineffective.  At the very least, Russia, which already faces an array of economic sanctions sparked by the Crimea invasion, might end up with more painful ones, including possibly against the Nord Steam-2 pipeline, which delivers Russian gas directly to Germany. Connecting the dots: India-Russia Military alliance  Indo-US defence deals (ORF: India Matters) Dec 13- The rise of the platform economy and access to educational resources - https://www.orfonline.org/expert-speak/the-rise-of-the-platform-economy-and-access-to-educational-resources/  TOPIC: GS-2 – Government policies and interventions for development in various sectors and issues arising out of their design and implementation. GS-2 – Issues relating to development and management of Social Sector/Services relating to Education. The rise of the platform economy and access to educational resources Context: The COVID pandemic has jump-started a new trend—the use of digital platforms to access learning materials. A new study points out, India’s online education market for classes 1-12 is poised to grow more than six-fold to become a US $1.7-billion market by 2030, while higher education is likely to grow almost four-fold to become a US $1.8-billion market in the same period. The rise of a platform economy in India  It has been a key driver of the surge in online learning. In the sphere of online education, a digital platform translates into a network that brings together educational publishers and content providers on the one hand, and learners on the other, facilitating transactions between them such that the value of the platform grows with the volume of transactions, publishers, and learners on it. Open educational platforms refer to those whose contents are freely available, and on which publishers or research institutions can place their academic products on the basis of their proven credentials as content providers.  Closed educational platforms tend to be commercially driven—access to content is restricted by paywalls; a commercial publisher or ed-tech firm could be the platform owner; and multiple publishers might enter into an arrangement with the platform to make their contents commercially available. In India, the pandemic has triggered an explosion in the demand for educational resources across both kinds of platforms. For instance, SWAYAM, the government’s national platform for massive open online courses (MOOCS) has seen traffic increase exponentially since the COVID outbreak. Similarly, the National Digital Library of India (NDLI)—an open platform offering free access to over 55 million educational resources—has experienced an unprecedented spike in use since March 2020; and in October this year, the number of NDLI e-resources viewed and downloaded crossed the 100 million mark. Closed platforms too have witnessed spectacular growth. Ed-tech platform upGrad’s revenues grew by over 100 percent in 2020. And BYJU’s, India’s largest ed-tech company, has reported that 40 million new users have joined its platform since the pandemic began. Clearly, there is a burgeoning market for subscribed content and price is not necessarily a deterrent for certain audiences. But if quality educational resources are to reach a wider user base while also ensuring that publishers’ rights and incentives are protected, a more sensitive balance between open access and access to paywalled content will have to be found. Towards balanced models in India The pursuit of access models that balance user benefits with publishers’ commercial interests pre-dates COVID, but the pandemic has imbued the quest with a new level of urgency.  Free content initiatives: Since early 2020, several publishers in India and elsewhere have made previously subscribed bundles of content freely accessible for home teaching and learning, or for COVID research. But providing free content is not sustainable in the long run, and some means of monetising these resources will need to be devised. Indeed, as the pandemic wears on, publishers are beginning to cut back on their free content initiatives. One nation, one subscription: The bold ‘One Nation, One Subscription’ (ONOS) scheme that the Indian government is currently deliberating upon could benefit both publishers and learners. ONOS would require the government to negotiate and purchase a single unified subscription from a consortium of academic book and journal publishers, after which their educational resources would be available to all citizens and publicly funded institutions. National licensing: Somewhat similar to ONOS, though on a more limited scale, national licensing is a creative arrangement instituted by the Ministry of Education and the NDLI. Thanks to a bulk subscription paid by the Ministry to a range of publishers and digital platforms, their contents can be accessed for free exclusively through the NDLI platform. Accessing them directly from their source platforms, however, requires a payment or a subscription. The availability of nationally licensed contents has proved to be enormously beneficial to learners.  Gold and green open access: Gold open access refers to the practice of making authors—or their institutional funders—pay journals an article processing charge (APC), after which their articles are made available on an OA basis. This approach, while reasonably common in developed countries, has proved to be less popular in India because steep APCs are often beyond the reach of authors and funders. Green OA, by contrast, does not involve an APC, but requires authors to post pre-print versions of academic papers in an open online repository, sometimes immediately after publication. It remains to be seen whether India will formally adopt green OA as a publishing standard. Conclusion As growing numbers of learners flock to platforms and publishers expand their programmes to meet the rising demand for content, we must ensure that learners everywhere can avail of the educational resources they need, and that the publishers who produce them are rewarded. The idea of access for all should not throttle publishers; but neither should quality academic content be beyond learners’ means. A fine balance must be maintained if education is to be reimagined. Can you answer the following question? ‘One of the biggest clashes in our time is between the movement towards open access and the defence of intellectual property, including copyright.’ What are your views? Discuss. Digital platforms and ICT-based educational initiatives must be optimised and expanded to meet the current and future challenges in providing quality education for all. Suggest ways to optimize these platforms. (TEST YOUR KNOWLEDGE) Model questions: (You can now post your answers in comment section) Q.1 Finn’s weaver bird was recently uplisted to which of the following categories by IUCN? Vulnerable  Extinct Endangered  Critically endangered  Q.2 Which of the following is not a Central Asian nation? Turkmenistan Afghanistan Uzabekistaan  Kyrgyzstan Q.3 Consider the following statements regarding the Lokpal and Lokayuktas Act, 2013: The Lokpal Act envisages establishment of the anti-graft body Lokpal at the Centre and Lokayuktas in states to look into cases of corruption against certain categories of public servants. The Lokpal selection committee is headed by the Prime Minister and consists of the Lok Sabha Speaker, leader of the opposition in the lower house, the Chief Justice of India or a judge of the apex court nominated by him, and an eminent jurist who could be nominated by the President or any other member. Which of the above is or are correct?  1 only  2 only  Both 1 and 2  Neither 1 nor 2  ANSWERS FOR 14th Dec 2021 TEST YOUR KNOWLEDGE (TYK) 1 C 2 B 3 C Must Read On the new world disorder:   The Hindu On US sanctions of Bangladesh Paramilitary unit: The Hindu On deepening India-UK technological ties: Indian Express

IASbaba’s TLP (Phase 2): UPSC Mains Answer Writing – General Studies Paper 1 Questions [14th December, 2021] – Day 50

Archives Hello Students   TLP has been an integral ingredient of success for many toppers is no secret. In the ‘must do’ list for the civil services exam, TLP is by far the most popular initiative. The popularity stems from the unparalleled quality of questions and synopsis posted in TLP. We strive hard to ensure that you get the real feel of UPSC standard before you write the Mains.   You already know the features of TLP. Just to reiterate briefly, in the TLP initiative, we post 5 questions daily for a certain number of weeks (11 for this one). We follow a micro plan that is designed to give you daily targets. The questions are from the day’s syllabus and also from current affairs and you are expected to write the answers and post them on the portal.   This year onwards TLP will have a Dedicated Portal for Focused Preparation (tlpmains.iasbaba.com). There will be a separate dedicated portal similar to (RaRe Series) which students loved and appreciated. The Portal will help you stay focused and keep your preparation streamlined. The Registration link for the dedicated portal is given at the end of the post. We are charging a token amount of 10/- for registration to the dedicated portal. We are doing it because we want to create a community of sincere aspirants who are focused and motivated till the Mains Examination. Please don’t take it otherwise. It is our honest effort to give you the best and at the same time expect students to come with the same energy and dedication to the dedicated platform specially designed for YOU! Join our bandwagon, you won’t regret it. UPSC 2022 Aspirants are encouraged to participate as well. Register Here - CLICK HERE  To Know More About TLP 2022 (Phase 2) - CLICK HERE To Access Day 50 Questions - CLICK HERE P.S: The review from IASbaba will happen from the time the question is posted till 10 pm every day. We would also encourage peer reviews. So friends get actively involved and start reviewing each other’s answers. This will keep the entire community motivated. All the Best 

Daily Prelims CA Quiz

UPSC Quiz – 2021 : IASbaba’s Daily Current Affairs Quiz 14th December 2021

For Previous Daily Quiz (ARCHIVES) - CLICK HERE The Current Affairs questions are based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, which are very important sources for UPSC Prelims Exam. The questions are focused on both the concepts and facts. The topics covered here are generally different from what is being covered under ‘Daily Current Affairs/Daily News Analysis (DNA) and Daily Static Quiz’ to avoid duplication. The questions would be published from Monday to Saturday before 2 PM. One should not spend more than 10 minutes on this initiative. Gear up and Make the Best Use of this initiative. Do remember that, “the difference between Ordinary and EXTRA-Ordinary is PRACTICE!!” Important Note: Don't forget to post your marks in the comment section. Also, let us know if you enjoyed today's test :) After completing the 5 questions, click on 'View Questions' to check your score, time taken, and solutions. To take the Test - Click Here