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Daily Prelims CA Quiz

UPSC Quiz – 2021 : IASbaba’s Daily Current Affairs Quiz 18th September 2021

For Previous Daily Quiz (ARCHIVES) - CLICK HERE The Current Affairs questions are based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, which are very important sources for UPSC Prelims Exam. The questions are focused on both the concepts and facts. The topics covered here are generally different from what is being covered under ‘Daily Current Affairs/Daily News Analysis (DNA) and Daily Static Quiz’ to avoid duplication. The questions would be published from Monday to Saturday before 2 PM. One should not spend more than 10 minutes on this initiative. Gear up and Make the Best Use of this initiative. Do remember that, “the difference between Ordinary and EXTRA-Ordinary is PRACTICE!!” Important Note: Don't forget to post your marks in the comment section. Also, let us know if you enjoyed today's test :) After completing the 5 questions, click on 'View Questions' to check your score, time taken, and solutions. To take the Test - Click Here

DAILY CURRENT AFFAIRS IAS | UPSC Prelims and Mains Exam – 17th September 2021

Archives (PRELIMS + MAINS FOCUS) The United in Science 2021 report Part of: Prelims and GS II - International Relations and GS-III- Climate Change Context The United in Science 2021 report is a multi-organization compilation of the latest climate science information and gives a unified assessment of the state of our Earth system. Key findings Context Organization  Key findings Greenhouse Gas Concentrations in the Atmosphere World Meteorological Organization (WMO) Concentrations of the major greenhouse gases – carbon dioxide (CO2), methane (CH4) and nitrous oxide (N2 O) continued to increase in 2020 and the first half of 2021. Reducing atmospheric methane (CH4 ) in the short term could support the achievement of the Paris Agreement. Global greenhouse gas emissions and budgets  Global Carbon Project Recent emissions trends of N2O, the third most important greenhouse gas after CO2 and CH4 , exceed the most greenhouse gases  Emissions Gap  UN Environment Programme (UNEP) Five years after the adoption of the Paris Agreement, the emissions gap is as large as ever: global emissions need to be lower than current unconditional Nationally Determined Contributions.  Global Climate in 2017-2021 and 2021-2025 WMO Annual global mean near-surface temperature is likely to be at least 1 °C warmer than pre-industrial levels Highlights of the IPCC Sixth Assessment Report Human influence has warmed the atmosphere, ocean and land. Widespread and rapid changes in the atmosphere, ocean, cryosphere and biosphere have occurred. Sea- level Rise and Coastal Impacts World Climate Research Programme – WMO, IOC, ISC Even if emissions are reduced to limit warming to well below 2 °C, global mean sea level would likely rise by 0.3–0.6 m by 2100, and could rise 0.3–3.1 m by 2300. Suggestions For the 2021 United Nations Climate Change Conference in Glasgow, known as COP26, to be a turning point, all countries must commit to net zero emissions by 2050, backed up by concrete long-term strategies, and enhanced Nationally Determined Contributions which collectively cut global emissions by 45% by 2030, compared to 2010 levels. News source: TH  PEACEFUL mission, 2021 Part of: Prelims and GS -III - Defence and security  Context  Indian Military Contingent Participated in the Exercise SCO Peaceful Mission 2021 recently. About Peaceful mission Joint Counter Terrorism Exercise PEACEFUL MISSION  is a Multilateral Exercise, which is conducted biennially as part of military diplomacy between Shanghai Cooperation Organisation’s (SCO) member states. It is the 6th edition of Exercise PEACEFUL MISSION. Hosted by: Russia in the Orenburg Region of South West Russia  Aim of the exercise is to foster close relations between SCO member states and to enhance abilities of the military leaders to command multi-national military contingents. The Indian contingent was inducted to the exercise area by two IL-76 aircrafts.   The scope of the exercise includes professional interaction, mutual understanding of drills & procedures, establishment of joint command & control structures and elimination of terrorist threats. REX MKII Part of: Prelims and GS III - Security; Sci and tech Context Recently Israel Aerospace Industries (IAI) has unveiled a remote-controlled armed robot REX MKII. About REX MKII The army robot is capable of patrolling battle zones, tracking infiltrators, and opening fire on enemy targets. It is operated by an electronic tablet and can be equipped with two machine guns, cameras and sensors. It shall provide logistical assistance to troops by carrying ammunition supplies, critical medical equipment, water, and food, as well as evacuating injured personnel on stretchers.  The system can also gather intelligence through a situation-awareness system  The unmanned vehicle is the latest addition to the world of drone technology, which is rapidly reshaping the modern battlefield. These semi-autonomous machines allow armies to protect their soldiers, while critics fear this marks another dangerous step toward robots making life-or-death decisions. Arsenic Contamination of Food Chain Part of: Prelims and GS- II - Health and GS III - Environmental pollution Context A recent study in Bihar has found Arsenic contamination not only in groundwater but in the food chain as well. The research study was a part of the Project Nature and Nurture in Arsenic Induced Toxicity of Bihar jointly funded by the British Council in the United Kingdom and Department of Science and Technology in India. Major Findings: Arsenic has found its way into the food chain - mainly rice, wheat and potato. Arsenic is present in the groundwater as it is used on a large scale for irrigation by farmers. That is how it finds its way into the food chain as well. The food had more arsenic content than drinking water, even when arsenic levels in drinking water was above the World Health Organization (WHO) provisional guide value of 10 micrograms per litre (μg/L). What is Arsenic? Arsenic is an odourless and tasteless metalloid widely distributed in the earth’s crust. It is naturally present at high levels in the earth crust and groundwater of a number of countries. It is highly toxic in its inorganic form. Arsenicosis is the medical word for arsenic poisoning, which occurs due to accumulation of large amounts of arsenic in the body. Long-term exposure to arsenic from drinking-water and food can cause cancer and skin lesions. It has also been associated with cardiovascular disease and diabetes. Cheraman Mosque Part of: Prelims and GS- I - History Context: The Cheraman Juma Masjid in Kerala, the oldest mosque in the Indian subcontinent that dates back to 629 AD, and the Holy Cross Church at Chendamangalam built by Jesuit priests in 1577 AD, were recently renovated under the Muziris Heritage Project. The Government of Kerala has initiated the Muziris Heritage Project to reinstate the historical and cultural significance of the legendary port of Muziris.  The Muziris Heritage Project is one of the biggest conservation projects in India, where the state and the central governments have come together to conserve a rich culture that is as old as 3000 years or more. The region is dotted with numerous monuments of a bygone era that conjure up a vast and vivid past.  The entire project is designed to involve and integrate the local community in all intended developmental initiatives. News source: TH  (News from PIB) India’s Energy Status Report at US India Strategic Partnership Forum Part of: Prelims and GS – II – International Relations  Vision: Energy independence by 2047 India has  Set an ambitious target of having 175 GW capacity of RE by 2022 and 450 GW RE capacity by 2030 Reached 100 GW in Installed Solar and Wind Capacity and after adding Hydro capacity also, the total installed renewable capacity is 146 MW 63 GW of renewable capacity is under construction which makes India one of the fastest growing economies in terms of renewable capacity addition. Would be conducting competitive bids for green hydrogen in next 3-4 months to pave the road for viable usage of hydrogen as a fuel. News Source: PIB India’s first-ever Euro Green Bond Part of: GS Prelims  In News: Power Finance Corporation Ltd (PFC), the leading NBFC in power sector has successfully issued its maiden Euro 300 million 7-year Euro Bond The pricing of 1.841% achieved is the lowest yield locked in by an Indian Issuer in the Euro markets.  First ever Euro denominated Green bond issuance from India First ever Euro issuance by an Indian NBFC and the first Euro bond issuance from India since 2017. News Source: PIB Solution for converting keratin waste Part of:  GS Prelims  In News: Indian scientists have developed a new sustainable and affordable solution for converting keratin waste (inexpensive sources of amino acids and protein) such as human hair, wool, and poultry feathers to fertilizers, pet, and animal feeds. Patented, easily scalable, environment-friendly, energy-efficient, and it will make amino acid-rich liquid fertilizers more economical as compared to currently marketed products. The key technology behind this involves pre-treatment followed by hydrolysis of keratin using a technique called Hydrodynamic Cavitation, which involves vaporization, bubble generation, and bubble implosion in a flowing liquid. News Source: PIB Development of Low carbon bricks  Part of: GS Prelims In News: Researchers have developed a technology to produce energy-efficient walling materials using construction and demolition (C&D) waste and alkali-activated binders.  Do not require high-temperature firing Avoid the use of high-energy materials such as Portland cement Solves the disposal problems associated with C&D waste mitigation News Source: PIB 27th Global Ozone Day Part of: GS-Prelims and GS-III – Environment & Climate Change World Ozone Day is celebrated on 16th September each year to commemorate the signing of the Montreal Protocol,  Montreal protocol is an international environmental treaty for phasing out of production and consumption of Ozone Depleting Substances, which came into force on this day in 1987. India’s achievements in implementation of Montreal Protocol (since June 1992) Met all the obligations of the Montreal Protocol  India has phased out Chlorofluorocarbons, Carbon tetrachloride, Halons, Methyl Bromide and Methyl Chloroform for controlled uses in line with the Montreal Protocol. Currently Hydrochlorofluorocarbons are being phased out as per the accelerated schedule of the Montreal Protocol. Hydrochlorofluorocarbons Phase out Management Plan (HPMP) Stage-II is currently under implementation from 2017 and will be completed by 2023. Preparation of Hydrochlorofluorocarbons Phase out Management Plan (HPMP) Stage-III will be commenced shortly, which shall address phase out of use of HCFC-22, a refrigerant used in Refrigeration and Air-conditioning manufacturing and the servicing sectors. The Kigali Amendment to the Montreal Protocol, finalized by the Parties during 2016, shall gradually reduce the consumption and production of hydrofluorocarbons (HFCs) - adoption of low-global warming potential and energy-efficient technologies will achieve energy efficiency gains and carbon dioxide emissions reduction - a “climate co-benefit.” Synergizing the Refrigeration and Air-conditioning servicing sector training under the Hydrochlorofluorocarbons Phase out Management Plan (HPMP) with the Skill India Mission of the Government of India, to multiply the impact of skilling and training.  News Source: PIB (Mains Focus) ECONOMY/ GOVERNANCE GS-2: Government policies and interventions for development in various sectors and issues arising out of their design and implementation. GS-3: Indian Economy and issues relating to planning, mobilization, of resources, growth, development and employment. GS-3: Agriculture IDEA – ‘India Digital Ecosystem for Agriculture’. Context: Recently, Government has launched an initiative called  India Digital Ecosystem for Agriculture (IDEA) that would place the farmer in the centre of the agriculture ecosystem leveraging open digital technologies Key Features of IDEA It will incorporate a National Farmers Database, a sort of ‘super Aadhaar’ for farmers. The database will include farmers’ digitised land records, and cross-linked with the Aadhaar database so as to create a unique FID, or a farmers’ ID. More than 8.5 crore farmers’ data having been incorporated into the national database by Sep 2021. On top of that, it will pull information from running schemes like the PM Kisan, soil health cards, the national crop insurance scheme PM Fasal Bima Yojna, and so on.  The database is being built by Microsoft under the aegis of the Department of Agriculture & Farmers’ Welfare (DoAFW) This database will enable anyone with access to it to  uniquely identify a landholder know the extent of his holding  the state of the soil cropping patterns and average yields  and other such information at a granular level. What is the larger objective of IDEA? Agri-Stack: The creation of the FID is only one part of the grand IDEA. The plan is to create the agriculture equivalent of the ‘India Stack’ — a set of APIs (Application Programming Interface). These apps enables stakeholders to offer proactive and personalised services to farmers and improve the efficiency of the agriculture sector. Innovation through Collaborations: This Agricultural India Stack will allow governments, businesses, start-ups and developers to utilise an unique digital Infrastructure to solve India’s hard problems towards presence-less, paperless, and cashless service delivery. Governance Delivery: The FID — would enable ‘single sign-on’ for access to all government services offered to farmers. Evidence based policy making: Such database for the agriculture sector, enables authorities to deliver seamless credit and insurance services, information related to seeds, fertilisers, pesticides, market information and price forecasts etc, driven by big data and analytics and powered by information technology. The ‘agristack’, the government is hoping, will help eventually achieve the goal of doubling farmers’ income. Challenges India has more than 14 crore working farms making the digitisation process challenging. India’s land records in general and rural, agricultural land records in particular, are complex & not having common standards. Nearly about 12% of agricultural households operated on leased land — in other words, they are tenant farmers. However, there is no legal recognition of land tenancy agreements in India, with most such agreements tending to be informal and verbal in nature. In such case, FID will exclude these farmers from receiving benefits, as they won’t figure in database at all. Then there is problem of women farmers as vast majority of land titles continue to be held by men.  There is a concern that the agristack is the precursor to a complete privatisation of government services extended to agriculture.  There is also the big concern over data privacy. Giving away this kind of sensitive, financial and landholding information in the absence of a data privacy law raises multiple concerns over potential misuse.  Connecting the dots: New Farm Acts and opposition to it  How has agri-marketing policy changed over years ECONOMY/ GOVERNANCE GS-3: Indian Economy and issues relating to planning, mobilization, of resources, growth, development and employment.  GS-2: Government policies and interventions for development in various sectors and issues arising out of their design and implementation. Bad Bank: NARCL-IDRCL Context: Following up the Union Budget announcement, government has incorporated “National Asset Reconstruction Company Limited” (NARCL) under the Companies Act.  It will acquire stressed assets worth about Rs 2 lakh crore from various commercial banks in different phases.  Another entity — India Debt Resolution Company Ltd (IDRCL), which has also been set up — will then try to sell the stressed assets in the market.  The NARCL-IDRCL structure is the new bad bank.  To make it work, the government has provided Rs 30,600 crore to be used as a guarantee. What is a bad bank?  In every country, commercial banks accept deposits and extend loans.  The deposits are a bank’s “liability” because that is the money it has taken from a common man, and it will have to return that money when the depositor asks for it. Moreover, in the interim, it has to pay the depositor an interest rate on those deposits. In contrast, the loans that banks give out are their “assets” because this is where the banks earn interest and this is money that the borrower has to return to the bank. The whole business model is premised on the idea that a bank will earn more money from extending loans to borrowers than what it would have to pay back to the depositors. A loan can turn bad when the borrower is unable to repay it back. In such case two things happen.  One, the concerned bank becomes less profitable because it has to use some of its profits from other loans to make up for the loss on the bad loans.  Two, it becomes more risk-averse. In other words, its officials hesitate from extending loans. If such “bad loans” in a bank rise alarmingly, the bank could close down. When several banks in an economy face high levels of bad loans and all at the same time, it will threaten the stability of the whole economy. From the taxpayer’s perspective, the most worrisome fact was that an overwhelming proportion of bad loans was with the public sector banks (PSB), which were owned by the government and hence by the Indian public.  To keep such PSBs in business, the government was forced to recapitalise them — that is, use taxpayers’ money to improve the financial health of PSBs so that they could carry on with the business of lending and funding economic activity. Despite recapitalisation, the problem of bad loans did not subside. Therefore, it was argued by many that the government needs to create a bad bank — that is, an entity where all the bad loans from all the banks can be parked Why was Bad Bank needed? Advantage of having bad bank was  Relieving the commercial banks of their “stressed assets” and allowing them to focus on resuming normal banking operations, especially lending. While commercial banks resume lending, the so-called bad bank, or a bank of bad loans, would try to sell these “assets” in the market. How will the NARCL-IDRCL work? The NARCL will first purchase bad loans from banks. It will pay 15% of the agreed price in cash and the remaining 85% will be in the form of “Security Receipts”.  When the assets are sold , with the help of IDRCL, the commercial banks will be paid back the rest. If the bad bank is unable to sell the bad loan, or has to sell it at a loss, then the government guarantee will be invoked and the difference between what the commercial bank was supposed to get and what the bad bank was able to raise will be paid from the Rs 30,600 crore that has been provided by the governmen Will a bad bank resolve matters? From the perspective of a commercial bank saddled with high bad loans, it will help. That’s because such a bank will get rid of all its toxic assets, which were eating up its profits, in one quick move.  When the recovery money is paid back, it will further improve the bank’s position. Meanwhile, it can start lending again. From the perspective of the government and the taxpayer, the situation is a little more complex. After all the money for security receipts is coming from the taxpayers’ pocket.  Lastly, the plan of bailing out commercial banks will collapse if the bad bank is unable to sell such impaired assets in the market. Conclusion While recapitalisation and such guarantees are often designated as “reforms”, they are band aids at best. The only sustainable solution is to improve the lending operation in PSBs. Connecting the dots: Banking Health: NPAs and COVID-19 Recapitalisation Bonds (TEST YOUR KNOWLEDGE) Model questions: (You can now post your answers in comment section) Note: Correct answers of today’s questions will be provided in next day’s DNA section. Kindly refer to it and update your answers. Q.1 Consider the following statements regarding Shanghai Cooperation Organisation (SCO): The organisation has two permanent bodies — the SCO Secretariat based in Beijing and the Executive Committee of the Regional Anti-Terrorist Structure (RATS) based in Tashkent. The venue of the SCO council meetings moves between the eight members Which of the above is or are correct?  1 only  2 only  Both 1 and 2  Neither 1 nor 2  Q.2 Consider the following statements : Bad bank refers to a financial institution that takes over bad assets of lenders and undertakes resolution. National Asset Reconstruction Company Ltd (NARCL)is a bad bank created by Government of India  Which of the above is or are correct?  1 only  2 only  Both 1 and 2  Neither 1 nor 2  Q.3 Which of the following can be found as pollutants in the drinking water in some parts of India? Arsenic Fluoride Formaldehyde Sorbitol Uranium Select the correct answer using the codes given below: 1 and 2 only 2, 4 and 5 only 1, 2 and 5 only 1, 2, 3, 4 and 5 ANSWERS FOR 16th Sept 2021 TEST YOUR KNOWLEDGE (TYK) 1 B   2 C 3 B Must Read On Telecom sector: The Hindu On e-shram portal: The Hindu On AUKUS: Firstpost

Daily Prelims CA Quiz

UPSC Quiz – 2021 : IASbaba’s Daily Current Affairs Quiz 17th September 2021

For Previous Daily Quiz (ARCHIVES) - CLICK HERE The Current Affairs questions are based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, which are very important sources for UPSC Prelims Exam. The questions are focused on both the concepts and facts. The topics covered here are generally different from what is being covered under ‘Daily Current Affairs/Daily News Analysis (DNA) and Daily Static Quiz’ to avoid duplication. The questions would be published from Monday to Saturday before 2 PM. One should not spend more than 10 minutes on this initiative. Gear up and Make the Best Use of this initiative. Do remember that, “the difference between Ordinary and EXTRA-Ordinary is PRACTICE!!” Important Note: Don't forget to post your marks in the comment section. Also, let us know if you enjoyed today's test :) After completing the 5 questions, click on 'View Questions' to check your score, time taken, and solutions. To take the Test - Click Here

DAILY CURRENT AFFAIRS IAS | UPSC Prelims and Mains Exam – 16th September 2021

Archives (PRELIMS + MAINS FOCUS) NCRB report on crime Part of: Prelims and GS II - Laws and Policies Context National Crime Records Bureau (NCRB) report on Crime in India was recently launched.  Key findings of the report The Coronavirus pandemic and subsequent lockdown resulted in a drop in traditional crimes like theft, robbery, and assault on women and children in 2020. There was a 28% increase in the registration of cases in 2020 in the country compared to 2019, primarily owing to the violation of COVID-19 norms.  An almost 21-fold jump was recorded in cases of disobedience to the order duly promulgated by public servants.  Crimes against Scheduled Castes showed an increase of 9.4%.  offences against the Scheduled Tribe communities showed an increase of 9.3% over 2019 What is The National Crime Records Bureau (NCRB)?  Headquarter: New Delhi Set-up: 1986  Ministry: Ministry of Home Affairs  Objective: To function as a repository of information on crime and criminals so as to assist the investigators in linking crime to the perpetrators. It was set up based on the recommendations of the National Police Commission (1977-1981) and the MHA’s Task Force (1985). News Source: TH  AUKUS: New partnership between Australia, the U.K. and the U.S. Part of: Prelims and GS II - International Relations Context A week before a meeting of Quad leaders in Washington DC, the Biden administration has announced a new trilateral security partnership for the Indo-Pacific between Australia, the U.K. and the U.S. (AUKUS). The grouping is security focused. It is also different from — but complementary to — arrangements such as the Quad. Key features of the partnership A central feature of the partnership would involve a trilateral 18-month effort to help Australia acquire nuclear-powered submarines which are quieter, more capable and can be deployed for longer periods, needing to surface less frequently.  The partnership would also involve a new architecture of meetings and engagements between the three countries and also cooperation across emerging technologies (applied AI, quantum technologies and undersea capabilities). The U.S. sharing this kind of technology on nuclear submarines had been done only once before — with the U.K. and almost 70 years ago. Significance: Australia has felt increasing pressure from an assertive China and has sought to strengthen its partnerships with India, the U.S. and the U.K., including through ‘plurilateral’ forums. News source: TH  PLI scheme for auto sector Part of: Prelims and GS -III - Economy  Context The Union Cabinet has approved a Rs. 26,058 crore production-linked incentive (PLI) scheme to enhance manufacture of advanced technology and green vehicles, auto parts and drones. Key takeaways  Benefits: It will attract Rs. 42,500 crore in fresh investment into the automobile and auto components industry over five years It will help create more than 7.5 lakh jobs. The scheme has been devised for both existing automotive firms and new investors. The ‘sales value linked’ scheme includes a ‘champion OEM’ incentive applicable on battery electric vehicles and hydrogen fuel cell vehicles. A ‘component champion’ incentive is for advanced automotive technology components. What is the PLI scheme? The Product Linked Incentive (PLI) scheme aimS to boost domestic manufacturing under the government’s Atmanirbhar Bharat initiative. It was introduced in March 2020 and is expected to result in a minimum production worth more than $500 billion in five years. The scheme provides incentives to companies for enhancing their domestic manufacturing apart from focusing on reducing import bills and improving the cost competitiveness of local goods.  PLI scheme offers incentives on incremental sales for products manufactured in India.  Eligibility criteria for businesses under the PLI scheme vary based on the sector approved under the scheme. Some of the sectors for which PLI scheme has been approved are: Electronic or technology products  Pharmaceuticals drugs  Telecom & networking products  Food Products  High-efficiency solar PV modules News source: TH  Input Tax Credit (ITC) Part of: Prelims and GS III - Economy Context Recently, The Supreme Court said that refunds of tax credit cannot be claimed for input services under the Goods and Services Tax regime’s inverted duty structure. The SC has confirmed a Madras High Court judgment which upheld a fiscal formula included in the Central Goods and Service Tax Rules to execute refund of unutilised Input Tax Credit (ITC) accumulated on account of input services. What is Input Tax Credit (ITC)? ITC is a mechanism to avoid cascading of taxes. Cascading of taxes, in simple language, is ‘tax on tax’. Input Tax Credit refers to the tax already paid by a person at time  of purchase of goods or services and which is available as deduction from tax payable . Input tax credit in relation to GST to a registered person means, the CGST, SGST/UTGST or IGST charged on any supply of goods or services or both made to him.  It includes IGST charged on imports & tax payable under reverse charge mechanism. When one buys a product/service from a registered dealer we pay taxes on the purchase.  On selling, we collect the tax.  We adjust the taxes paid at the time of purchase with the amount of output tax (tax on sales) and balance liability of tax (tax on sales minus tax on purchase) has to be paid to the government.  This mechanism is called utilization of input tax credit. If the tax paid on inputs is higher than the tax on the output, the excess can be claimed as a refund. Exceptions: A business under composition scheme cannot avail of input tax credit. ITC cannot be claimed for personal use or for goods that are exempt. (News from PIB) National Florence Nightingale Awards 2020 Part of: GS-Prelims  In News: National Florence Nightingale Awards 2020 was conferred to 51 awardees by the President Florence Nightingale awards were instituted in the year 1973 by the Government as a mark of recognition for the meritorious services rendered by nurses to the society. News Source: PIB ‘Shoonya’ Campaign Part of: GS-Prelims and GS-III: Environment & Climate change About the campaign: An initiative to promote zero-pollution delivery vehicles by working with consumers and industry.  The campaign aims to accelerate adoption of electric vehicles (EVs) in the urban deliveries segment and create consumer awareness about the benefits of zero-pollution delivery. Urban freight vehicles account for 10 percent of freight transportation-related CO2 emissions in India, and these emissions are expected to grow by 114 percent by 2030.  EVs emit no tailpipe emissions, which can contribute immensely to an improved air quality. Even when accounting for their manufacture, they emit 15-40 percent less CO2 compared to their internal combustion engine counterparts and have lower operational cost. News Source: PIB Exercise ZAPAD-2021 Part of: GS Prelims and GS – II – International Relations  Context: A seven day long Multilateral 'Joint Strategic Exercise' which saw participation from seven countries; one of the theatre-level exercises of the Russian armed forces with the focus primarily on operations against terrorists. Nine Participating countries: Mongolia, Armenia, Kazakhstan, Tajikistan, Kyrgyzstan, Serbia, Russia, India and Belarus. Eight Observers countries: Pakistan, China, Vietnam, Malaysia, Bangladesh, Myanmar, Uzbekistan and Sri Lanka. Military Exercise between India and Russia: The 12th Edition of Indo-Russia joint military Exercise INDRA  News Source: PIB Development of High-quality transparent ceramics Part of: GS Prelims  In News: Indian researchers have developed transparent ceramics, reaching theoretical transparency through a technique called colloidal processing followed by simultaneous application of temperature and pressure, for the first time in India.  The material can be used for thermal imaging applications, especially in harsh service conditions and personal protection systems such as, helmets, face shields, and goggles. Transparent ceramics:  A new class of advanced materials with unique transparency and excellent mechanical properties Can be designed not only for transparent to visible light but also for ultraviolet (UV), Infrared (IR), and Radiofrequency (RF), giving opportunity for diverse applications. News Source: PIB New Species of Hybodont Shark Part of: GS-Prelims and GS-III: Environment In News: In a rare discovery, teeth of new species of hybodont shark of Jurassic age have been reported for the first time from Jaisalmer. Represent a new species named by the research team as Strophodusjaisalmerensis. The genus Strophodus has been identified for the first time from the Indian subcontinent and is only the third such record from Asia, the other two being from Japan and Thailand. This discovery marks an important milestone in the study of Jurassic vertebrate fossils in the Jaisalmer region of Rajasthan, and it opens a new window for further research in the domain of vertebrate fossils. About Hybodont shark   Hybodonts, an extinct group of sharks, was a dominant group of fishes in both marine and fluvial environments during the Triassic and early Jurassic time.  Started to decline in marine environments from the Middle Jurassic onwards until they formed a relatively minor component of open-marine shark assemblages.  Hybodonts finally became extinct at the end of the Cretaceous time 65 million years ago. News Source: PIB PLI Scheme for Drone Industry Part of: GS-Prelims and GS-II: Governance Context: Government has approved Production Linked Incentive (PLI) Scheme for Drone Industry Will incentivize emergence of Advanced Automotive Technologies global supply chain in India Help create additional employment of over 7.6 lakh people Incentives worth ₹ 26,058 crore will be provided to industry over five years It will bring fresh investments of over₹5,000 crore in three years and incremental production of over ₹ 1,500 crore News Source: PIB India’s Gems & Jewellery sector Part of: GS-Prelims  Contribution of around 7% to GDP 10-12% share in country’s total merchandise export One of the leading sectors in terms of employment generation providing employment to approx. 5 million skilled and semi-skilled workforce. One of largest exporter of other segments of industry such as gold jewellery, silver jewellery, coloured gemstones and synthetic stones Has been one of the worst-hit sectors in India during the Covid-19 pandemic and its exports saw a record decline of (-) 98% in April 2020 due to the complete lockdown situation in the country. Policy that helped the industry bounce back Revamped Gold Monetisation Scheme Reduction in import duty of gold, hallmarking, etc.  Various virtual trade events like virtual Buyer Seller Meets, virtual IIJS, virtual International Gems & Jewellery Show (e-IGJS), India Global Connect, Webinars etc.  News Source: PIB (Mains Focus) ECONOMY/ GOVERNANCE GS-2: Government policies and interventions for development in various sectors and issues arising out of their design and implementation. GS-3: Indian Economy and issues relating to planning, mobilization, of resources, growth, development and employment. GS-3: Infrastructure: Telecommunications etc. Telecom Relief Package: 4-year moratorium on AGR dues Context: Recently, the Union Cabinet approved relief measures for telecom sector which include the following: Four-year moratorium on payment of statutory dues by telecom companies, both AGR and spectrum charges  Simplified Definition of AGR: The definition of AGR has been rationalised by excluding non-telecom revenue of telecom companies on a prospective basis (from now onwards) Telecom operators are required to pay licence fees and spectrum charges in the form of ‘revenue share’ to the government The revenue amount used to calculate this revenue share is termed as Adjusted Gross Revenue or AGR Relaxation in FDI: 100 per cent FDI in telecom via the automatic route has been approved (earlier 49%) Charges Rationalised: The regime of heavy interest, penalty and interest on penalty on payment of licence fees, spectrum charges and all kinds of charges has been rationalised.  Reduced Interest: The Centre will do annual compounding of interest instead of the monthly compounding. The interest would be charged at a ‘reasonable’ rate of MCLR plus 2%. MCLR refers to the lowest lending rate banks are permitted to offer — the marginal cost of funds-based lending rate. Long periods of spectrum usage: Spectrum auctions will be held in the last quarter of every financial year. Spectrum auction will be done for 30 years, instead of 20 years. After completing 10-years lock-in period, the buyer will have the option to surrender by paying surrender charges.  Ease of doing business: Spectrum sharing has been completely allowed and made free. Also, shifting between prepaid, post-paid to not require fresh KYC What is the background of these reforms? In October 2019, the Supreme Court had ordered telecom operators to pay Rs 1.47 lakh crore to the Department of Telecommunications as pending AGR-dues However, in September 2020, the Supreme Court had granted 10 years to the telecom companies to clear their AGR dues of around Rs 1.47 lakh crore to the Centre. These AGR dues (along with disruption caused Jio’s entry) had impacted the cash flow of various telecos that had wider impact on the Telecom sector itself. There were fears about a duopoly emerging with just two major telecom players — Bharti Airtel and Reliance Jio. However, the government was keen on ensuring that there were more players in the sector and customer retaining choices. Competition in the sector will always lead to better prices and better technology.  Significance Relief to multiple Telecos: The package provides relief for debt-ridden Vodafone Idea which still owes roughly Rs 50,000 crore to the government as AGR dues. It also provides relief to Tata group (dues of Rs. 12,601 crores) and Aircel (Rs. 12,389 crores).  Relief for the cash-strapped telecom sector.: Moratorium on AGR dues provides an annual cash flow relief of around ₹14,000 crore for the industry while the moratorium on spectrum dues gives another ₹32,000 crore of annual cash flow relief as a whole. The reform package, therefore, provides telcos the flexibility to manage their cash flows better and boosts growth in the telecoms industry Safeguards Banking Health: Banking sector’s exposure to the telecom players is significant at over Rs 1 lakh crore. The telecom package comes as a relief to the banks as it prevents the possibility of default by vulnerable telecos (Vodafone). This would help in stabilising and reducing the non-performing assets in the sector.  Boost to Digital future: These fresh reforms will further boost telecos efforts to invest in future digital technologies and preparing the infrastructure for India’s digital economy. Concerns Past Dues remain: The change in definition of AGR that will reduce the burden on telcos, applies only prospectively, so those past dues remain payable. Temporary Measure: While it provides time to put their house in order, the telcos’ overall liability does not come down and ultimately they will have to raise tariffs to generate sufficient cash flows. AGR dues will have to be paid with interest.  Unfulfilled Demands: A long-standing demand for the government’s intervention in setting telecom floor tariffs, as it has done in the civil aviation sector to protect competition, did not find a place in the relief package Connecting the dots: AGR Crisis PLI Scheme for Telecom EDUCATION/ POLITY GS-2: Issues relating to development and management of Education GS-2: Issues and challenges pertaining to the federal structure  Tamil Nadu’s case against NEET Context: Recently, Tamil Nadu Assembly has passed a bill to exempt students of the state from appearing in the NEET for admissions into medical and dental courses What Is National Eligibility-cum-Entrance Test (NEET)? It is an entrance exam for medical courses like MBBS, BDS, and Post Graduation in both government and private medical colleges.  In 2013, NEET-UG replaced the All India Pre Medical Test (AIPMT) and all individual MBBS exams conducted by states or colleges themselves.  The NTA – National Testing Agency, the regulatory body for NEET UG Exam, conducts it every year in various parts of India in multiple languages. The responsibility of the NTA is limited to  Conduct of the entrance examination Declaration of result and for providing an “All India Rank Merit List” to the Government of India for the conduct of counselling for 15% All India Quota Seats  Providing the result to States/other Counselling Authorities. NEET is based on a core curriculum approach, whereby the syllabi of all the school boards have been taken into consideration. NEET has become the only means of gaining admission to medical institutions, including private colleges, after the Supreme Court’s categorical view that such a test alone could help maintain standards. Why Tamil Nadu is opposing NEET? In Tamil Nadu, NEET has been a sensitive subject where several students have allegedly died by suicide over the years after failing to qualify for the exam. One of the primary arguments by Tamil Nadu is that NEET would push certain categories of students out of the race for MBBS degrees, and its goal of providing equitable opportunities for all would be frustrated.   Students from government schools and rural areas would not be able to afford the coaching that would be essential for the competitive test, the State government argued.   What is the context of the recent bill? What sparked an uproar and led to the Bill was the death of a 19-year old boy who died by suicide, hours before he was supposed to take the NEET exam for the third time.  This is not Tamil Nadu's first attempt to get exemption from the exam; an effort was made in 2017 through ordinance but didn't get President's nod. President’s assent is required as the proposed State law is in conflict with the parliamentary legislation regulating medical admissions.  Abolition of NEET was even the election promise of the current ruling party.  The recent Tamil Nadu Admission to Undergraduate Medical Degree Courses Bill, 2021 is based on A.K. Rajan Committee observations on NEET.  The committee viewed that NEET would adversely affect the rural and urban poor, and consequently, hurt State’s future manpower availability to run its network of primary health centres. 2021 law exempt students of the state from appearing in the NEET for admissions into medical and dental courses. Tamil Nadu government wants entrance to happen on the basis of marks obtained in Class 12.  However, it will be quite difficult for the Union government to grant relief to one State alone in the face of Supreme Court judgement on NEET (mandatory to help maintain standards). It might meet the same fate as that of 2017 bill. Way Ahead  Need for Dispassionate Debate: The anti-NEET narrative in Tamil Nadu should not be viewed as a product of Tamil exclusivism but should be deliberated in dispassionate manner. Need for reviewing NEET: The time may also have come to examine whether NEET has met its purposes of improving standards and curbing commercialisation and profiteering.  Balancing interests: Centre has to conceive a better system that will allow a fair admission process while preserving inter se merit and preventing rampant commercialisation. Connecting the dots: Medical Education: Over-centralisation is harsh (Criticism of NEET) National Medical Commission (TEST YOUR KNOWLEDGE) Model questions: (You can now post your answers in comment section) Note: Correct answers of today’s questions will be provided in next day’s DNA section. Kindly refer to it and update your answers. Q.1 National Crime Records Bureau comes under which of the following Ministry?   Ministry of Urban development  Ministry of Home Affairs  It is an independent agency None of the above Q.2 Consider the following statements regarding PLI scheme: The Product Linked Incentive (PLI) scheme aimS to boost domestic manufacturing under the government’s Atmanirbhar Bharat initiative. The scheme provides incentives to companies for enhancing their domestic manufacturing apart from focusing on reducing import bills and improving the cost competitiveness of local goods. Which of the above is or are correct?  1 only  2 only  Both 1 and 2  Neither 1 nor 2  Q.3 Which of the following is not a part of the Quad group? India China Australia United Kingdom ANSWERS FOR 15th Sept 2021 TEST YOUR KNOWLEDGE (TYK) 1 B 2 D 3 C Must Read On changes needed in GST: Indian Express On dealing with learning loss during Pandemic: Indian Express On India-China relations: The Hindu

[Day 109]: UPSC PRELIMS 2021- Rapid Revision (RaRe) Series

Highlights/Features of Rapid Revision (RaRe) Series: It is a FREE initiative! Program Duration - 120 Days (31st May, 2021 to 27th September, 2021). 1. Dedicated Portal for Focused Preparation There will be a separate dedicated portal to help you stay focused and keep your preparation streamlined for the next 120 Days. The Registration link for the dedicated portal is given at the end of the post. 2. 120 Days Integrated (Prelims + Mains) Time Table This year’s RaRe Series will include Integrated Revision Plan (IRP) where we will be syncing your mains and prelims syllabus together over next 120 Days. The Revision Plan is designed by integrating IASbaba's famous flagship initiatives - 60 Day Plan and TLP Mains Answer Writing. 3. Daily RaRe Series (RRS) Videos on High Probable Topics (Monday - Friday) In video discussions, special focus is given to topics which have high probability to appear in UPSC Prelims Question Paper. Each session will be of 20 mins to 30 mins, which would cover rapid revision of 10 high probable topics (both static and current affairs) important for Prelims Exam this year according to the schedule. 4. Daily Prelims MCQs from Static (Monday - Friday) Daily Static Quiz will cover all the topics of static subjects – Polity, History, Geography, Economics, Environment and Science and technology. 10 questions will be posted daily and these questions are framed from the topics mentioned in the schedule and in the RaRe videos. It will ensure timely and streamlined revision of your static subjects. Note: Should be integrated with the 60 Days Plan 2021. This will expose you to diverse questions from the same topics. 5. Daily Current Affairs MCQs (Monday - Saturday) Daily 5 Current Affairs questions, based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, would be published from Monday to Saturday. Note: Current Affairs questions covered in the 60 Days Plan and Daily Quiz Monthly Compilations should be covered retrospectively. 6. Daily CSAT Quiz (Monday - Friday) CSAT has been an achilles heel for many aspirants. Daily 5 CSAT Questions will be published. 7. Daily Mains Answer Writing (Monday - Friday) GS Mains will be covered along with Prelims in an integrated manner. Daily three Mains questions will be covered syllabus-wise according to the topics mentioned in the schedule. In total, it covers 250+ Mains Questions along with synopsis. 8. Brainstorming on Ethics & Essay (BEE) (Saturday & Sunday) Each week, Sunil Oberoi Sir (Retd. IAS) will take 3 sessions, two for Essay and one for Ethics. The two sessions earmarked for Essay will have a topic-based discussion where he will discuss the approach to write issue-based and philosophical essays. The topics will be picked from previous year question papers of UPSC and TLP initiative of IASbaba. 9. Full Mocks 3 GS Paper 1 Full Mocks will be provided along the lines of UPSC Prelims. 3 CSAT Paper 2 Full Mocks will be provided so that you are not overwhelmed during the D-Day. 10. Rapid Revision (RaRe) Notes Right material plays important role in clearing the exam and Rapid Revision (RaRe) Notes will have Prelims specific subject-wise refined notes. The main objective is to help students revise most important topics and that too within a very short limited time frame. Day-109 of RaRe Series - Click here To Register - Click here For complete details of the RaRe Series -  Click here

Daily Prelims CA Quiz

UPSC Quiz – 2021 : IASbaba’s Daily Current Affairs Quiz 16th September 2021

For Previous Daily Quiz (ARCHIVES) - CLICK HERE The Current Affairs questions are based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, which are very important sources for UPSC Prelims Exam. The questions are focused on both the concepts and facts. The topics covered here are generally different from what is being covered under ‘Daily Current Affairs/Daily News Analysis (DNA) and Daily Static Quiz’ to avoid duplication. The questions would be published from Monday to Saturday before 2 PM. One should not spend more than 10 minutes on this initiative. Gear up and Make the Best Use of this initiative. Do remember that, “the difference between Ordinary and EXTRA-Ordinary is PRACTICE!!” Important Note: Don't forget to post your marks in the comment section. Also, let us know if you enjoyed today's test :) After completing the 5 questions, click on 'View Questions' to check your score, time taken, and solutions. To take the Test - Click Here

IASbaba's Courses

[LAST DAY TO REGISTER] Baba's GURUKUL 2022 ENTRANCE TEST on 18th September

Dear Students The Registrations for Baba's GURUKUL 2022 Entrance Test closes TODAY 16th September (10 PM). Hurry Up and Register Now! REGISTER NOW - CLICK HERE DETAILS OF THE ENTRANCE TEST The entrance test will be exactly like UPSC-CSE where you will be facing a Prelims test, a Mains test, and a Personality test. Prelims and Mains exam will be on the same day and based on the merit list, students will be short-listed for the interview. The selection process will be similar to UPSC standards, comprising of one Prelims Test (75 MCQ’s – 150 marks; Syllabus will include current affairs of last six months and static GS topics + Objective CSAT questions), one Mains Test – 150 marks (it will include an essay based on Current Issues and case studies of Ethics to check the approach of candidates) and a Personality Test (it will be conducted to check the dedication of candidates and their level of understanding of Current Issues). The 1st entrance test will be held on 18th September (Saturday) at 11 AM. The test will be held ONLINE and OFFLINE (Bangalore, Delhi, and Lucknow Centres) The Results of the 1st Entrance Test will be out on the 20th of September (Monday) Interviews will be starting from 22nd September (Wednesday) Final Results will be out on 25th September (Saturday) To Know More About Baba's Gurukul 2022 - CLICK HERE For ANY QUERIES: Email ID: support@iasbaba.com Contact No. : 9169191888 (10 AM – 6 PM) Please do not make calls before or after the given timing. You can also reach us on – BENGALURU CENTRE: IASbaba Admission Centre: No.38, 3rd Cross, 1st Phase, 2nd Stage, 60 Feet Mains Road, Chandralayout, Bengaluru-560040. Landmark: Opposite to BBMP Office/ CULT Fitness DELHI CENTRE: 5B, PUSA Road, Opposite to Metro Pillar 110, Karol Bagh, New Delhi -110005 (Landmark: CROMA Store) LUCKNOW CENTRE:  IASbaba, B-1/66, Sector J, Aligunj, Lucknow – 226024. Landmark: Near Mr Brown / Opp to Sahu Studio All the best 🙂 IASbaba

[DELHI OFFLINE CLASSES] Baba’s Foundation Course (FC) 2022 CLASSROOM PROGRAM for Fresher’s - New Batch Starting from 18th October 2021

Hello Everyone, After innumerable requests on calls, messages, and emails, we are finally happy to announce Baba's FOUNDATION COURSE (FC) - 2022 at DELHI from 18th October 2021. Baba's Foundation Course (FC) 2022 is an integrated course that covers the entire General Studies (GS) syllabus of Prelims and Mains. All the subjects will be taught right from the basics till the UPSC level. The entire Syllabus will be finished well in advance so that you have exclusive three months to prepare for Prelims 2022. Admissions are open and since we have to maintain social distancing, seats are limited. SO ENROL NOW!! Features of Baba's Foundation Course (FC) 2022 Integration of Online Programme with Offline Classes:  Offline Classes will be complemented with Online Content which would contain Babapedia (Current Affairs) and ‘Value Add’ Notes (VAN). Catering to Prelims, Mains and Interview: The classes will be conducted keeping all the 3 Stages of the examination (Prelims, Mains, Interview) in mind. All GS papers will be covered before Prelims. Prelims and Mains Tests: Prelims (GS + CSAT) and Mains Tests are incorporated into the programme. The tests will be designed keeping a fresher’s preparation in mind. Accordingly, there will be a gradual increase in the difficulty level of the test. The test series has been designed keeping the ‘learning-curve’ of the students in mind so that there is an improvement in their performance in every single test. GS & Current Affairs Test: Students will have a weekly GS test of 50 questions and Fortnightly Current Affairs test of 50 questions. That means you will be solving 300 questions per month. Prelims Tests: 24 Subject Wise Mini Tests + 27 Current Affairs Tests + 9 Full Revision Tests + 5 Mock Tests + 10 CSAT Tests – A total of 75 Tests Mains Tests: 24 Mains Test + 10 Essay Tests – A total of 34 Tests Daily Mains Answer Writing: Daily one Mains question will be discussed in the class by the mentor. Daily Mains Answer Writing Practice (150+Questions) (Including Current Affairs). Weekly Current Affairs Classes: In tune with the demand of UPSC, there will be weekly Current Affairs Classes/Discussions and Test. Mentorship: We have the best mentors for the programme who will guide you throughout with the best possible support. High Calibre Faculty: IAS rank holders, IIT, IIM, NIT, and RV College alumni who are extremely talented, experienced, dynamic, friendly and accessible who will be providing vastly superior inputs. Unique Pedagogy: End to end integrated preparation with tests, discussions, and quizzes modelled in the programme. Module wise completion of the syllabus: Highly focused and micro module planning with an aim to cover your syllabus in an integrated manner by the end of February 2022 so that you get adequate time for revision and solving mock tests. Online support: IASbaba is the only institute to sync offline and online programmes in the most systematic manner. Series of Interactive Lectures: Eminent personalities from various fields and previous year toppers invited to take value add sessions on important issues to enrich your preparation. Extracurricular activities: To make the classroom a vibrant and energetic place, extracurricular activities will be arranged during the course duration. To Know Complete Details about Baba’s Foundation Course 2022 – CLICK HERE No Cost EMI Facility We are aware that, due to the pandemic a few of us are facing income losses and hardships. So, we have come up with ‘No Cost EMI Facility’ for Students enrolling in Baba’s Foundation Course 2022. Please note that there will be no processing fee involved and no hidden costs when you avail the EMI facility. For More Details/Queries Email us at: support@iasbaba.com Mobile No: 91691 91888 (Please call between 10 am – 6 pm ONLY) DELHI CENTRE: IASBABA, 5B, Pusa Road, Karol Bagh, New Delhi – 110005. Landmark: Just 50m from Karol Bagh Metro Station, GATE No. 8 (Next to Croma Store)   Regards IASbaba

DAILY CURRENT AFFAIRS IAS | UPSC Prelims and Mains Exam – 15th September 2021

Archives (PRELIMS + MAINS FOCUS) Forest Rights Act, 2006 to be implemented in J&K Part of: Prelims and GS III - Policies and interventions  Context The Jammu and Kashmir government has decided to implement the Forest Rights Act, 2006. It will elevate the socio-economic status of tribals and nomadic communities, including Gujjar-Bakerwals and Gaddi-Sippis. The decision will address the prolonged suffering of tribal people and also ensure forest conservation. About Forest rights act, 2006  The law deals with the rights of forest-dwelling communities to land and other resources, denied to them over decades as a result of the continuance of colonial forest laws in India. Eligibility is confined to those who “primarily reside in forests” and who depend on forests and forest land for a livelihood. Further, either the claimant must be a member of the Scheduled Tribes scheduled in that area or must have been residing in the forest for 75 years. News source: TH  Petrol, diesel under GST purview Part of: Prelims and GS III - Economy Context The GST Council might consider taxing petrol, diesel and other petroleum products under the single national GST regime. Instead of GST, as of now, taxes like 'Excise Duty' and 'VAT’ are being imposed on Petroleum goods like petrol, diesel, Air Turbine Fuel (ATF), natural gas and crude oil  When GST was implemented in 2017, States did not allow these goods to be included in GST, because they were getting huge revenues (through VAT) on these goods.  They thought that if these petroleum goods were included in the GST, then they would lose the freedom to decide the tax rate on these goods.  So, at that time it was agreed that within 5 years i.e. by 2022, these petroleum goods will be included in GST. About GST Council The GST Council is a constitutional body established under Article 279A of Indian Constitution It makes recommendations to the Union and State Government on issues related to Goods and Service Tax (GST). The GST Council is chaired by the Union Finance Minister. Its other members are the Union State Minister of Revenue or Finance and Ministers in-charge of Finance or Taxation of all the States. News source: TH  WPI inflation Part of: Prelims and GS -III - Economy  Context Inflation in wholesale prices resurged to 11.39% in August, staying in the double digits for the fifth month in a row. Key inflation data Inflation in manufactured products: 11.4% Inflation in manufactured products: 26.1% Food price inflation: 3.43% LPG, petrol and diesel inflation: 48.1%, 61.5% and 50.7% respectively The Difference between WPI and CPI Context WPI (Wholesale Price index) CPI (consumer price index) Definition Amounts to the average change in prices of commodities at the wholesale level. Indicates the average change in the prices of commodities at the retail level. Publishing office Office of Economic Advisor (Ministry of Commerce & Industry) Central Statistics Office (Ministry of Statistics and Programme Implementation) & Labour Bureau Commodities Goods only Goods and Services both Base Year 2011-12 2012 Note: Base Year to be revised. Published Monthly Monthly Linking of Unified Payments Interface (UPI) and PayNow Part of: Prelims and GS III - Economy Context The Reserve Bank of India (RBI) and the Monetary Authority of Singapore (MAS) announced a project to link their respective fast payment systems — Unified Payments Interface (UPI) and PayNow.  PayNow is the fast payment system of Singapore that enables peer-to-peer fund-transfer service. The linkage is targeted to be operationalised by July 2022. The UPI-PayNow linkage will enable users of each of the two fast-payment systems to make instant, low-cost, cross-border fund transfers on a reciprocal basis without a need to get on boarded onto the other payment system. What is Unified Payments Interface (UPI)? UPI is a payment system launched in April 2016 by National Payments Corporation of India(NPCI), that allows money transfer between any two bank accounts by using a smartphone. It facilitates customers to make round-the-clock payments instantly using a virtual payment address created by the customer. UPI allows a customer to pay directly from a bank account to different merchants, both online and offline, without the hassle of typing card or bank details. It also caters to the “Peer to Peer” collect request which can be scheduled and paid as per requirement and convenience. More than 100 million UPI QRs have been created in the last 5 years  BHIM UPI in 2020-21 has processed 22 billion transactions worth Rs 41 lakh crore. T+1 settlement system Part of: Prelims and GS III - Economy Context Securities and Exchange Board of India (SEBI) has offered T+1 settlement system for stock Market exchanges.  If the stock exchange agrees to the proposal, investors will get money for shares they sold or bought in their accounts faster, and in a safer and risk-free environment. What Is T+1 (T+2, T+3) cycles? T+1 (T+2, T+3) are abbreviations that refer to the settlement date of security transactions. The “T” stands for transaction date, which is the day the transaction takes place. The numbers 1, 2, or 3 denote how many days after the transaction date the settlement—or the transfer of money and security ownership—takes place. Stocks and mutual funds are usually T+1 and bonds and money market funds vary among T+1, T+2, and T+3. CRISPR to control growth of mosquitoes Part of: Prelims and GS III - Sci and tech Context Researchers from California have developed a CRISPR-based system to safely restrain mosquito vectors via sterilization.  It is called the new precision-guided sterile insect technique, or pgSIT. Mechanism pgSIT uses a CRISPR-based approach to engineer deployable mosquitoes that can suppress populations. It alters genes linked to male fertility — creating sterile offspring — and female flight in Aedes aegypti. The mosquito species is responsible for spreading wide-ranging diseases including dengue fever, chikungunya, and Zika. pgSIT uses CRISPR to sterilize male mosquitoes and render female mosquitoes, which spread disease, as flightless. Why is this significant? pgSIT eggs can be shipped to a location threatened by mosquito-borne disease  Once the pgSIT eggs are released in the wild, sterile pgSIT males will emerge and eventually mate with females, driving down the wild population as needed. What is CRISPR? CRISPR technology is basically a gene-editing technology that can be used for the purpose of altering genetic expression or changing the genome of an organism.  It can be used for targeting specific genetic code or editing the DNA at particular locations. Potential applications: Correcting genetic defects, treating and preventing the spread of diseases and improving crops.  Battle of Saragarhi Part of: Prelims and GS I – Modern History Context: September 12 marked the 124th anniversary of the Battle of Saragarhi. The Battle of Saragarhi was a last-stand battle fought before the Tirah Campaign between the British Raj and Afghan tribesmen. Saragarhi was the communication tower between Fort Lockhart and Fort Gulistan. The two forts in the rugged North West Frontier Province (NWFP) were built by Maharaja Ranjit Singh but renamed by the British.  On 12 September 1897, an estimated 12,000 – 24,000 Orakzai and Afridi tribesmen attacked the outpost of Saragarhi, cutting off Fort Gulistan from Fort Lockhart.  The soldiers of 36th Sikh, led by Havildar Ishar Singh, fought till their last breath, killing 200 tribals and injuring 600. In 2017, the Punjab government decided to observe Saragarhi Day on September 12 as a holiday. (News from PIB) Hindi Diwas Part of: GS-Prelims  Celebrated every year on 14 September marking the declaration of the Hindi language as one of the official languages of Union government of India.  On 14 September 1949, Hindi was adopted as one of the official languages of India. News Source: PIB Digital Agriculture Part of: GS-Prelims and GS III-Agriculture  Context: Ministry of Agriculture and Farmers welfare signs 5 MOUs with private companies for taking forward Digital Agriculture A Digital agriculture mission has been initiated for 2021 -2025 by government for projects based on new technologies like artificial intelligence, block chain, remote sensing and GIS technology, use of drones and robots etc.  To imbibe an ecosystem thinking and a digital ecosystem.  The Agriculture value chain extends from crop selection to crop management and the market; it involves public and private players in agricultural inputs and services and also logistics.  Establishing a digital ecosystem of agriculture needs to take a long-term view of aspects like interoperability, data governance, data quality, data standards, security and privacy, besides promoting innovation.  A significant requirement is adoption of a decentralized, federated architecture that assures autonomy to the service providers and all other actors and ensures interoperability at the same time.   Creation of a federated Farmers Database and building different Services around this Database - to build Digital Ecosystems of Agriculture.  Federated farmers’ database will be linked by the land records of farmers from across the country and unique Farmer ID will be created - Information of all benefits and supports of various schemes will be provided.  Advantage:  Based on these pilot projects farmers will be able to take informed decisions on what crop to grow, what variety of seed to use and what best practises to adopt to maximise the yield. Plan their procurement and logistics on precise and timely information.  News Source: PIB 18th ASEAN-India Economic Ministers’ (AEM) Consultations Part of: Prelims and GS – II – International Relations  In News: The meeting was attended by the Economic Ministers of all the 10 ASEAN countries Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, Philippines, Singapore, Thailand and Vietnam. Points discussed: Took stock of the current pandemic situation and reaffirmed their commitment to take collective actions in mitigating the economic impact of the pandemic and ensuring resilient supply chains in the region.  Appreciated the deepening trade and investment between ASEAN and India and the trade partners’ mutual support in combating the pandemic. India is ASEAN’s 7th largest trading partner and one of the largest sources of FDI. Actively discussed the early commencement of the ASEAN India Trade in Goods Agreement (AITIGA) Review.  India –  Highlighted that the trade arrangement has to be reciprocal, mutually beneficial and should balance the aspirations of both the partners.  Need for securing the FTA provisions to prevent misuse of the preferential treatment  Suggested that both sides should make earnest efforts to finalize the Scoping Paper before the ASEAN-India Leaders’ Summit  Requested ASEAN to establish Joint Committees for the Review of the India-ASEAN Services and Investment Agreements without any delay. Highlighted India’s current focus on the mass vaccination, capacity enhancements and the economic initiatives to address the pandemic challenges, the widespread reforms undertaken by India in various sectors including agriculture, banking, insurance, logistics, corporate laws, investment regime etc.  Invited ASEAN countries to invest in India in potential sectors, including health and pharmaceutical sector.  News Source: PIB India-ASEAN Connectivity Partnerships In News: Union Minister for Ports, Shipping & Waterways and AYUSH Shri Sarbananda Sonowal has underlined the importance of cross-border connectivity among India and developing nations of South-East Asia. On connectivity Extension of the Trilateral Highway to Cambodia, Laos and Vietnam will enable greater connectivity and economic integration of India's northeast with its eastern neighbours.  India has helped construct two key stretches of the 1,360-km trilateral highway in Myanmar, but work on several other sections and the upgrade of nearly 70 bridges has been held up by a variety of factors. This highway will allow access to markets across the ASEAN region and boost people-to-people ties. Emphasised upon setting up of National Transport Facilitation Committees (NTFCs) to facilitate cross-border transportation and trade. The physical connectivity will enable small and medium-sized enterprises in the border areas to explore new business opportunities. On digital and data connectivity India and ASEAN are fast-growing consumer markets -  important for two regions to explore ways to enhance digital connectivity.  The Government of India has been making efforts to turn India into a “Global Data Hub” through various policies and reforms. India’s data centre industry is expected to add 560 MW during 2021-23 leading to a real estate requirement of 6 million sq ft. The industry is expected to grow exponentially to reach 1,007 MW by 2023 from 447 MW News Source: PIB (Mains Focus) GOVERNANCE/ JUDICIARY GS-2: Government policies and interventions for development in various sectors and issues arising out of their design and implementation  Internet Shutdowns Context: In January, 2020, the Supreme Court in Anuradha Bhasin vs Union of India case, held that access to information via the Internet is a fundamental right under the Indian Constitution.  It held that any restriction on Internet access by the Government must be temporary, limited in scope, lawful, necessary and proportionate. Also, Government’s orders restricting Internet access are subject to review by Courts. The expectation was that the Internet suspension will be ordered in only those exceptional situations where there is a public emergency or a threat to public safety Criticisms of Internet Shutdowns  SC directions sidelined: Government has not done enough to give statutory recognition to direction in Anuradha Bashin case. In fact, the year following the SC decision, India saw more instances of Internet shutdown than the year preceding it.  Non-Publication of orders: The internet suspension orders by authorities are not uploaded on the government’s websites, as was mandated by SC in Anuradha Bhasin case.  Hurdles in Judicial recourse: Unless these orders are published, aggrieved citizens cannot approach the court of law.  Trust deficit: Restrictions without publicly disclosed reasons create a trust deficit & undermines public confidence in the Government.  Lack of awareness: The experience with Section 66A of IT Act has shown that if SC decisions are not statutorily recognised, the officials enforce the law incorrectly simply because of a lack of awareness.  Economic Loss: In 2020, the Indian economy suffered losses to the tune of $2.8 billion due to 129 separate instances of Internet suspension, which affected 10.3 million individuals.  Wide-ranging Impact: The harm — economic, psychological, social, and journalistic — caused by such suspensions is more than any benefits of such suspension. Conclusions More faithful compliance with the Supreme Court guidelines on the part of the government is needed to rid ourselves of the tag of the “internet shutdown capital” of the world and fulfil Digital India’s potential Connecting the dots: New Social Media Code Dominance of Big tech Australia’s News Media Bargaining Code GOVERNANCE/ POLITY GS-2: Issues and challenges pertaining to the federal structure  GS-2: Parliament and State legislatures—structure, functioning, conduct of business, powers & privileges and issues arising out of these Local Reservation and its implementation Context: Recently, Jharkhand assembly passed the Jharkhand State Employment of Local Candidates Bill, 2021 becoming the third state in the country, after Andhra Pradesh and Haryana, to pass a law which promises reservations for locals in private jobs. Jharkhand law accords 75% reservation to locals in jobs, with the condition that this will apply to those who earn ₹40,000 or below. Why local reservation? The idea of local reservation is driven by issues of scarcity of employment, and the need for governments to satisfy their domestic electorate What is the government’s rationale in bringing such laws? Needs such policies to achieve substantial equality: With public sector jobs constituting only a minuscule proportion of all jobs, legislators have talked about extending the legal protections to the private sector to really achieve the constitutional mandate of equality for all citizens Legitimate Right to ask Private Sector to share Burden: Since private industries use public infrastructure in many ways (infrastructure, subsidised land & credit, etc) the state has a legitimate right to require them to comply with the reservation policy. Similar Reservation in Education was upheld: A similar argument was made in requiring private schools to comply with the Right to Education Act, which the Supreme Court also upheld. Similar Affirmative Action in other countries: In the US, although there is no statutory requirement for employers to have quotas, courts can order monetary damages and injunctive relief for victims of discrimination(US Civil Rights Act of 1964 prohibits employment discrimination on the basis of race, colour, national origin, religion, and sex). The Employment Equity Act in Canada also protects minority groups, especially aboriginals from discrimination in federally regulated industries, even in the private sector. States announce reservations for locals, but fail to implement it While it has gained political traction, reservations for locals has met with both legal challenges and industry resistance, and has been barely implemented in any state The Andhra story The Andhra Pradesh Employment of Local Candidates in the Industries and Factories Act was passed in the state assembly first, on July 17, 2019. The law mandates 75% reservation for locals in both existing and upcoming industries The law has provisions that a company be exempted if it writes to the government that it requires specialised manpower not available locally, but this will require an examination by the state industries department. The government has also asked industries what skill sets they need, so that they can train people and supply the requirements as well. Industry is unhappy as it imposes restraints on them and that there are no sops and no rebates for investors. The law has been challenged on the grounds that it violates Article 16(2) and 16(3) of the constitution.  The law continues to be operative, although in an ineffective manner, as there is no stay from the Judiciary, which is yet to give final verdict. The debate in Haryana Haryana government passed a law which provides for 75% reservation in private sector jobs to those having a resident certificate (domicile).  The law will be applicable for a period of 10 years. Legal experts say that the new law would not withstand judicial scrutiny. This is because preference in jobs to the local candidates domiciled in Haryana was in contravention of Article 14 and Article 19(1)(g) of the Constitution. India is one national and there is only one citizenship. To regard a person as an outsider merely because he is not resident of one state goes against the essential integrity of the nation. Conclusion Though the responsibility is with district collectors, no strict implementation is done due to paucity of the staff with the industries/labour departments. This clearly shows that these reservations have barely taken off the ground. Read Related Articles Haryana Job Quota Law Andhra Pradesh Locals First Policy Madhya Pradesh domicile based quota Reservation is not a fundamental right (AIR Spotlight) Spotlight Sep 12: Discussion on India-Australia 2+2 Dialogue and the outcomes - https://youtu.be/InClTB9SywE  INTERNATIONAL/ GOVERNANCE GS-2: International Relations India-Australia In News: Recently, India’s Defence Minister and External Affairs Minister held the inaugural ‘2+2’ talks with their Australian counterparts.  Significance of India-Australia 2+2 meeting India and Australia elevated their bilateral strategic partnership to a Comprehensive Strategic Partnership in June 2020. These inaugural 2+2 discussions are a cornerstone of the Australia-India Comprehensive Strategic Partnership, which is founded on a shared commitment to a secure, stable and prosperous Indo-Pacific region.  There is a growing convergence of views on geo-strategic and geo-economic issues backed by a robust people-to-people connection.  Given their common security challenges (terrorism & China’s aggression) and in order to enhance regional security architecture, both countries have intensified bilateral security cooperation.  Both countries have stepped up collaborations through institutions and organisations on many issues in trilateral, plurilateral (QUAD) and multilateral (Ex: UN) formats. Beyond bilateralism, both countries are also entering into partnerships with like-minded countries, including Indonesia, Japan and France, in a trilateral framework. Key Highlights of the meeting A. On maritime security in Indo-Pacific: Maintain an open, free, prosperous and rules-based Indo-Pacific region (in line with the United Nations Convention on the Law of the Sea (UNCLOS)). Support India’s Indo-Pacific Oceans’ Initiative Need for renewed efforts by the Quad member countries to expand cooperation in the region. B. On Trade: Emphasis on  Ensuring free flow of trade Adherence to international rules Sustainable economic growth in entire region C. In-depth discussion on bilateral & regional issues: Displayed a common approach to the Afghan crisis  To continue to work together on counter terrorism; countering of radicalization and on the proposed UN Comprehensive Convention on International Terrorism. Cooperation in multilateral formats - bilateral trade, vaccines, defence production, community links, maritime security, cyber and climate cooperation Welcomed the launch of the Supply Chain Resilience Initiative by the Trade Ministers of India, Australia and Japan. Agreement was reached to deepen cooperation in vaccine manufacturing and to deliver high quality vaccines to their Indo-Pacific partners (Australia-India Strategic Research Fund) Australia has invited India for participation in future Talisman Sabre exercises which will raise interoperability while both sides explore longer term reciprocal arrangements in logistics support. Renewed support expressed for finalization of bilateral Comprehensive Economic Cooperation Agreement. Pitched for early resolution of the issue of taxation of offshore income of Indian firms under the India Australia Double Taxation Avoidance Agreement. D. Invitation to Australia to engage in India’s growing defence industry Expand military engagements across services Facilitate greater defence information sharing and to work closely for mutual logistic support Invited Australia to engage India’s growing defence industry  To collaborate in co-production and co-development of defence equipment Both the countries have decided to meet at least once every two years in this format to keep up the momentum. Bilateral economic and trade relationship between India and Australia  The India-Australia economic relationship has grown significantly in recent years. India’s growing economic profile and commercial relevance to the Australian economy is recognized, both at the federal and state level in Australia. India’s exports to Australia stood approximately at US$ 4.6 billion (A$6.1 bn) in 2016 while India’s import from Australia during the same period stood at US$ 11 billion (A$14.6 bn).  India’s main exports to Australia are Passenger Motor Vehicle & machinery, Pearls, Gems and Jewellery, Medicaments and Refined Petroleum while India’s major imports are Coal, Non-monetary Gold, Copper, Wool, Fertilizers and Education related services. Areas of concern India and Australia need to resolve old issues that pose a barrier to deeper economic integration.  India has a high tariff for agriculture and dairy products which makes it difficult for Australian exporters to export these items to India.  At the same time, India faces non-tariff barriers and its skilled professionals in the Australian labour market face discrimination. Conclusion It is expected that the ‘2+2’ dialogue will provide substance to this partnership. The Quad has gained momentum in recent months. The time is ripe for these countries to deliberate on a ‘Quad+’ framework.  The geo-political and geo-economic churning in international affairs makes it imperative for India and Australia to forge a partnership guided by principles with a humane approach Connecting the dots: QUAD  Shanghai Cooperation Organisation (SCO) Reviving SAARC to deal with China Can you answer this question? Collaboration between India and Australia can limit the dangers of the growing geopolitical imbalance in the Indo-Pacific. Comment.  (TEST YOUR KNOWLEDGE) Model questions: (You can now post your answers in comment section) Note: Correct answers of today’s questions will be provided in next day’s DNA section. Kindly refer to it and update your answers. Q.1 Gujjar Bakerwal tribal communities belong to which of the following states? Manipur  Jammu and Kashmir  Gujarat Rajasthan Q.2 Consider the following statements regarding GST Council It is a statutory body It is chaired by the union Cabinet Secretary Which of the above is or are correct?  1 only  2 only  Both 1 and 2  Neither 1 nor 2  Q.3 Who benefits from inflation? Fixed income earners  lenders/Creditors borrowers/debtors  Bank depositors ANSWERS FOR 14th Sept 2021 TEST YOUR KNOWLEDGE (TYK) 1 D 2 C 3 A Must Read On early harvest trade deals: Indian Express On role of communities in Health reform: The Tribune On Internet shutdown: The Hindu