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IASbaba’s TLP (Phase 1): UPSC Mains Answer Writing – General Studies Paper 1 Questions [22nd JUNE,2021] – Day 117

For Previous TLP (ARCHIVES) - CLICK HERE Hello Friends, Welcome to IASbaba’s TLP (Phase 1): UPSC Mains Answer Writing – General Studies Paper 1 Questions [22nd JUNE,2021] – Day 117 TLP (Phase 1) just got over on 8th May (Saturday) and we are extremely thankful for your active participation to make this program a success. Well, though TLP (Phase 1) got over, ‘Picture abhi baaqi hai mere dost’. There is a surprise for you. Since prelims is bound to get delayed once again this year, its not wise to leave the writing practice just now. Hence, we are extending the TLP program  We will be posting 3 questions per day (Monday to Friday). The questions will be based on Current Affairs, so that you don’t have to invest your time separately on exclusively mains oriented topics. So, keep practicing and keep improving. To Know More about TLP  -> CLICK HERE For Previous TLP (ARCHIVES) - CLICK HERE Note: Click on Each Question (Link), it will open in a new tab and then Answer respective questions! 1. How did Mahatma Gandhi’s experiments and experiences during his political career in South Africa shape the nationalist movement in India? Analyse (10 Marks) दक्षिण अफ्रीका में अपने राजनीतिक जीवन के दौरान महात्मा गांधी के प्रयोगों और अनुभवों ने भारत में राष्ट्रवादी आंदोलन को कैसे आकार दिया? विश्लेषण करें। 2. What according to you were the most prominent factors leading to extreme communalism by the time independence was achieved? Substantiate your views. (10 Marks) आपके अनुसार स्वतंत्रता प्राप्ति के समय तक चरम साम्प्रदायिकता की ओर ले जाने वाले सबसे प्रमुख कारक कौन से थे? अपने विचारों की पुष्टि करें। 3. What are the strategies adopted by the government to promote crop diversity in India? What additional measures would you suggest in this direction? (15 Marks) भारत में फसल विविधता को बढ़ावा देने के लिए सरकार द्वारा अपनाई गई रणनीतियाँ क्या हैं? इस दिशा में आप और क्या उपाय सुझाएंगे? AWARE ( Answer Writing REdefined) Series - 7 Steps to Master Answer Writing Skills by Mohan Sir - CLICK HERE P.S: The review from IASbaba will happen from the time the question is posted till 10 pm every day. We would also encourage peer reviews. So friends get actively involved and start reviewing each other's answers. This will keep the entire community motivated. All the Best :)

[Day 22]: UPSC PRELIMS 2021- Rapid Revision (RaRe) Series

Highlights/Features of Rapid Revision (RaRe) Series:  It is a FREE initiative! Program Duration - 120 Days (31st May, 2021 to 27th September, 2021). 1. Dedicated Portal for Focused Preparation There will be a separate dedicated portal to help you stay focused and keep your preparation streamlined for the next 120 Days. The Registration link for the dedicated portal is given at the end of the post. 2. 120 Days Integrated (Prelims + Mains) Time Table This year’s RaRe Series will include Integrated Revision Plan (IRP) where we will be syncing your mains and prelims syllabus together over next 120 Days. The Revision Plan is designed by integrating IASbaba's famous flagship initiatives - 60 Day Plan and TLP Mains Answer Writing. 3. Daily RaRe Series (RRS) Videos on High Probable Topics (Monday - Friday) In video discussions, special focus is given to topics which have high probability to appear in UPSC Prelims Question Paper. Each session will be of 20 mins to 30 mins, which would cover rapid revision of 10 high probable topics (both static and current affairs) important for Prelims Exam this year according to the schedule. 4. Daily Prelims MCQs from Static (Monday - Friday) Daily Static Quiz will cover all the topics of static subjects – Polity, History, Geography, Economics, Environment and Science and technology. 10 questions will be posted daily and these questions are framed from the topics mentioned in the schedule and in the RaRe videos. It will ensure timely and streamlined revision of your static subjects. Note: Should be integrated with the 60 Days Plan 2021. This will expose you to diverse questions from the same topics. 5. Daily Current Affairs MCQs (Monday - Saturday) Daily 5 Current Affairs questions, based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, would be published from Monday to Saturday. Note: Current Affairs questions covered in the 60 Days Plan and Daily Quiz Monthly Compilations should be covered retrospectively. 6. Daily CSAT Quiz (Monday - Friday) CSAT has been an achilles heel for many aspirants. Daily 5 CSAT Questions will be published. 7. Daily Mains Answer Writing (Monday - Friday) GS Mains will be covered along with Prelims in an integrated manner. Daily three Mains questions will be covered syllabus-wise according to the topics mentioned in the schedule. In total, it covers 250+ Mains Questions along with synopsis. 8. Brainstorming on Ethics & Essay (BEE) (Saturday & Sunday) Each week, Sunil Oberoi Sir (Retd. IAS) will take 3 sessions, two for Essay and one for Ethics. The two sessions earmarked for Essay will have a topic-based discussion where he will discuss the approach to write issue-based and philosophical essays. The topics will be picked from previous year question papers of UPSC and TLP initiative of IASbaba. 9. Full Mocks 3 GS Paper 1 Full Mocks will be provided along the lines of UPSC Prelims. 3 CSAT Paper 2 Full Mocks will be provided so that you are not overwhelmed during the D-Day. 10. Rapid Revision (RaRe) Notes Right material plays important role in clearing the exam and Rapid Revision (RaRe) Notes will have Prelims specific subject-wise refined notes. The main objective is to help students revise most important topics and that too within a very short limited time frame. Day-22 of RaRe Series - Click here To Register - Click here For complete details of the RaRe Series -  Click here

DAILY CURRENT AFFAIRS IAS | UPSC Prelims and Mains Exam – 21st June 2021

Archives (PRELIMS + MAINS FOCUS) Consumption of white foods increases manifold Part of: GS Prelims and GS -II – Health   In news  White foods are those that are processed and refined, like refined wheat flour, white rice, white bread, white pasta, and simple sugars like white refined sugar, honey, and high fructose corn syrup.   Bakery and condiment industries, which use refined wheat flour and white sugar as main ingredients, have grown exponentially.  Harmful impacts of white foods consumption   High intake of fast food, croissants, white bread and cheese was inversely associated with poor glycaemic control.  Evidence has consistently linked large consumption of refined sugar, particularly in the form of sugary drinks, with obesity and abdominal fat accumulation that leads to diabetes and heart diseases.  Sugars were directly associated with greater risk of esophageal adenocarcinoma, small intestine cancer and pleural cancer.  Along with pink, blue, and black salts, white table salt is essential to health. But it produces negative health outcomes such as high blood pressure, chronic kidney disease, and osteoporosis when consumed in excess.   Healthy white foods  Some white foods are beneficial for overall health. Few examples include – cauliflower, onion, garlic, radish, mushroom, cashews, sesame seeds.   Suggestions to avoid white foods consumption   White bread can be replaced with whole or multi grain breads, oats that contain more fiber, important micronutrients.  Instead of white sugar, intake of fruits should increase.   White and other salts can be replaced with herbs and spices to bring the desired flavour.   Related article: Lifestyle Diseases Biggest Health Risk for Indians Draft National strategy and roadmap for promoting tourism released Part of: GS Prelims and GS -III – Infrastructure   In news  Ministry of Tourism released three Draft National strategy and roadmap for promoting tourism in India.   It aims to identify, diversify, develop and promote tourism products.   It will help to overcome the aspect of seasonality and will promote India as a 365 days’ destination to attract tourists   Draft National strategy and roadmap for development of rural tourism in India   Key provisions   State assessment and tracking on rural tourism.   Digital Technologies and platforms for rural Tourism.   Development of clusters and marketing support   Capacity building of stakeholders  Draft National strategy and roadmap for medical and Wellness tourism   Key provisions   ‘Heal in India’ brand for promoting India as medical value travel destination.   Enable digitalization by setting up online medical value travel portal.  liberalised visa policy and better air connectivity.   Establishing National Medical and Wellness tourism promotion board  Sea levels to rise around Lakshadweep Islands due to global warming  Part of: GS Prelims and GS-III – Environment; Conservation;Climate change   In news  Recently, a study has projected that sea levels will rise around Lakshadweep Islands due to the impact of global warming.  This is for the first time, that climate model projections were used to assess the potential areas of inundation over the archipelago of Lakshadweep Islands in the Arabian Sea.  Key takeaways of the study  It will affect airport and residential areas that are quite close to the present coastline.   The study estimated that smaller islands Chetlat and Amini are expected to have major land-loss.  The larger islands Minicoy and the capital Kavaratti are also vulnerable to sea-level rise, and expected to experience land-loss along 60% of the existing shoreline.   Sea-level rise effects are seen to have the least impact on Androth Island under all emission scenarios.  Impact of Coastal inundation   It could have wide socio-economic impact.   Projected inundation due to sea-level rise can impact the islanders as residential areas are quite close to the present coastline.   Also, the only airport in the archipelago is located at the southern tip of Agatti Island, and has a high likelihood of damage due to inundation from sea-level rise  What needs to be done?   It is necessary to have appropriate coastal protection measures and best-practices to formulate planning guidelines.  Important value additions   Sea Level Rise (SLR)  SLR is an increase in the level of the world’s oceans due to the effects of climate change, especially global warming, induced  SLR takes place by three primary factors:   Thermal Expansion  Melting Glaciers   Loss of Greenland and Antarctica’s ice sheets.  Consequences of SLR:  Coastal Flooding  Destruction of Coastal Biodiversity  Dangerous Storm Surges  Lateral and Inland Migration.  Impact on Infrastructure  Threat to Inland Life:   India’s Efforts  Coastal Regulation Zone National Action Plan on Climate Change:  It was launched in 2008 by the Prime Minister’s Council on Climate Change.  It aims at creating awareness among the representatives of the public, different agencies of the government, scientists, industry and the communities on the threat posed by climate change and the steps to counter it.  High-level committee formed for consultations on theatre commands Part of: GS Prelims and GS -III – Defence and security  In news  Recently, a high-level committee has been formed for the consultations on the creation of integrated triservice theatre commands.  The committee will examine all issues and find a way forward before a formal note on their creation is sent to the Cabinet Committee on Security.  The proposed Air Defence Command plans to integrate all air assets of the armed forces while the Maritime Theatre Command plans to bring in all assets of Navy, Coast Guard as well as coastal formations of Army and Air Force under one umbrella.  On land, the Army’s Northern command and Western Command would be converted into 2-5 theatre commands.  Important value additions   Integrated Theatre Command  An integrated theatre command envisages a unified command of the three Services, under a single commander, for geographical theatres (areas) that are of strategic and security concern.  The commander of such a force will be able to bear all resources at his disposal — from the Army, the Indian Air Force, and the Navy — with seamless efficacy.  The integrated theatre commander will not be answerable to individual Services.  Integration and jointness of the three forces will avoid duplication of resources. The resources available under each service will be available to other services too.  The Shekatkar committee (in 2015) had recommended the creation of 3 integrated theatre commands — northern for the China border, western for the Pakistan border, and southern for the maritime role.  Recent Developments  The appointment of the CDS (Chief of Defence Staff) and the creation of the Department of Military Affairs (DMA) are momentous steps towards the integration and advancement of defence forces.  CDS: It is the single-point military adviser to the government as suggested by the Kargil Review Committee in 1999.  Department of Military Affairs: Work exclusively pertaining to military matters will fall within the purview of the DMA. Earlier, these functions were the mandate of the Department of Defence (DoD).  Sale of illegal HTBt cotton seeds doubles Part of: GS Prelims and GS III – Economy; Biotechnology  In news   The illegal cultivation of herbicide tolerant (HT) Bt cotton has seen a huge jump this year,  Sale of illegal seed packets has more than doubled from 30 lakh last year to 75 lakh this year.  BT Cotton is a genetically modified crops that produces an insecticide to combat the Cotton bollworm, a common pest.   GM crop has a gene artificially inserted from another species to provide some desired properties like pest resistance herbicide tolerance drought resistance  However, concerns are raised over its negative impact on Environment human health and crop diversity   Currently BT Cotton is the only GM crop allowed for commercial cultivation in India but herbicide tolerant BT Cotton has not been approved by regulators. T  They are available in the black market along with BT brinjal and HT Soya seeds.   HTbt Cotton variant makes the plant resistant to the Herbicide glyphosate   Glyphosate has carcinogenic effect and can also result in spread of herbicide resistance to near by plants through pollination   DO you know?  Regulatory Framework for approval of GM crops is covered under  the Environment protection Act 1986   Genetic engineering appraisal committee under Ministry of Environment, forest and climate change is Apex body that allows for commercial release of GM crops in India  Cartagena protocol on biosafety provides well-defined mechanism of regulation of GM crops including biosafety evaluation and environmental release  Miscellaneous Sickle Cell Anaemia  The Minister of Tribal Affairs inaugurated the Second National Sickle Cell Conclave on ‘Sickle Cell Disease’.   The Conclave is being held to mark the World Sickle Cell Day observed on 19thJune 2021 every year.  The disease is characterized by a modification in the shape of the red blood cell from a smooth, donut-shape into a crescent or half-moon shape.  These cells lack plasticity and can block small blood vessels, impairing blood flow. This condition leads to shortened red blood cell survival, and subsequent anaemia, often called sickle-cell anaemia.  This leads to chronic acute pain syndromes, severe bacterial infections, and necrosis (tissue death). Anaemia is a medical condition in which the red blood cell count or haemoglobin is less than normal.   Symptoms: Fatigue, Shortness of breath, Hair loss etc.  Treatment: It can be managed by simple procedures including:  High fluid intake  Healthy diet  Folic acid/Iron supplementation  Pain medication  Vaccination and antibiotics for the prevention and treatment of infections  A number of other therapeutic measures.  Sickle cell disease (SCD), which is the most prevalent inherited blood disorder, is widespread amongst many tribal population groups in India  The disease in India is prevalent predominantly in Jharkhand, Maharashtra, Madhya Pradesh, Chhattisgarh, western Odisha, eastern Gujarat and in pockets of the Nilgiri Hills in north Tamil Nadu and Kerala.  (Mains Focus) ECONOMY/ INTERNATIONAL Topic: GS-2: Effect of policies and politics of developed and developing countries on India’s interests GS-3: Indian Economy and issues relating to planning, mobilization, of resources, growth, development and employment.  Federal Reserve signals and Indian markets Context: US Federal Reserve indicated that there could be two rate hikes by 2023.  After this announcement, in India, the benchmark Sensex fell marginally and the rupee lost over 1% against the dollar What did the Federal Reserve say? US Federal Reserve maintained that they would continue with an accommodative monetary policy and bond buying programme to support the economy, generate employment and achieve inflation of around 2%. At the same time, they discussed the rate hike and an eventual reduction, or tapering, of the central bank’s bond buying programme. This was a deviation from its March announcement.  In March 2021, the Fed signalled that they would hold the rates near zero through 2023. Some members were also in favour of raising rates at least once in 2022.  The Federal Reserve noted that the progress on vaccinations has reduced the spread of Covid-19 in USA and with strong policy support the fundamentals of the economy has strengthened necessitating rate hike. How did the markets react? A hike in interest rates in the US has a bearing on the debt and equity markets, not just in the US but also in emerging economies. India had witnessed record foreign portfolio investments (FPI) over the last one year due to easy monetary policy of US Federal Reserve. Investors could get easy loans & pump it into emerging markets for quick returns. After the Fed’s signalling, the Dow Jones Industrial fell 265 points and the treasury yield rose from 1.498% to 1.569%.  In India, the benchmark Sensex fell 461 points or 0.87% and the rupee lost 75 paisa or 1% against the dollar. What could be the impact of an early hike in interest rates? News of a hike in interest rate in the US leads not only to an outflow of funds from equities into US treasury bonds, but also to an outflow of funds from emerging economies to the US. The rupee is also expected to come under pressure as the dollar strengthens. After June witnessed FPI inflows of Rs 14,500 crore into Indian capital markets, it remains to be seen if there is a slowdown in the pace of inflow over the coming weeks and months What are domestic concerns for India? Wholesale inflation has been rising for five months, and is expected to rise further as the impact of high crude prices and surging commodity prices feed in due to weakened rupee. In India, an ebbing of the second wave of the pandemic and increasing vaccination numbers have led to expectations of a recovery in demand, and higher raw material prices. This would cause retail inflation to rise as well. Both wholesale & retain inflation puts the RBI on a tightrope walk in balancing the growth-inflation dynamics. Meanwhile, as there is no further scope for a rate cut by RBI, all eyes are on the government for fiscal policy action to spur growth. Connecting the dots: Employment & recovery of Indian Economy  Recession in India ECONOMY/ GOVERNANCE Topic: GS-3: Indian Economy and issues relating to planning, mobilization, of resources, growth, development and employment.  Demand for New Fiscal Stimulus Context: Confederation of Indian Industry (CII) has urged the government should spend an additional Rs 3 lakh crore as fresh fiscal stimulus to boost demand in the economy.  It has also suggested where this money should be spent: Provide direct cash transfers to families with Jan Dhan bank accounts, To increase MGNREGA allocation and provide more job guarantees in rural India, To cut the Goods and Services Tax rates, and thus boosting demand, To extend the Atmanirbhar Bharat Rozgar Yojana, under which the government subsidises the provident fund contributions by employees as well as employers for two years Why the repeated calls for fresh stimulus? The economic recovery is on the cards but in the absence of a fresh stimulus from the government the recovery could be quite slow. In the wake of second wave, firms reported infections among staff or their family leading to disruption in their business cycles. There is also concern about people losing jobs in the aftermath of the second Covid wave and how this loss of livelihood and income could be bringing down the overall demand. In sum, both production (or supply) and consumption (or demand) of goods and services are likely to be depressed in the coming period unless the government transfers money, one way or another, into the hands of the people. Where will the additional Rs 3 lakh crore come from? The government’s finances are already quite stretched. Fiscal deficit is already more than twice the norms set by FRBM Act. CII suggested that the government should ask the RBI to “expand its balance-sheet in order to accommodate the increased stimulus”. In other words, it wants RBI to print Rs 3 lakh crore worth of new cash and give it to the government to spend. This printing of additional money is requested so that lending costs remain contained.  If government borrows money from market to fund the stimulus, then the resulting competition for money will rise the interest rates in the market, which is not preferred by Private sector looking for economic rebound. Concerns with printing money Printing money can lead to inflation. India already has high inflation and, as such, this suggestion is problematic.  Also, inflation hits the poor the hardest. Printing money can push governments to spend irresponsibly leading to poor fiscal situation & inefficient usage of money. Are there any alternatives to printing more money? There are several alternatives. Compressing “pay ratios” in the corporate world The pay ratio of a firm (Ex: 5) is the ratio of the salary of the top-paid manager (Rs 25 lakhs) in the firm to the median salary (Rs 5 Lakhs) in the firm. Compressing Pay-ratio will put more money in the hands of workers thus increasing their purchasing powers & boosting demand. However, this measure is for the companies to decide and the government cannot do anything. Wealth tax The total net worth of private individuals in India in 2018 was Rs 570 lakh crore Of this amount, the top 1% owns 58% or around Rs 330 lakh crore.  A 2% tax on the wealth of just the top 1% would fetch Rs 6.6 lakh crore. Inheritance Tax If we assume that every year 5% of the total wealth of this top startup gets transferred to their children, or other legatees, as inheritance, then even a modest taxation of one-third of such inheritance would fetch Rs 5.5 lakh crore Connecting the dots: Atmanirbhar Bharat Abhiyan Economic Stimulus Package under Atmanirbhar Bharat Abhiyan 3.0 (TEST YOUR KNOWLEDGE) Model questions: (You can now post your answers in comment section) Note: Correct answers of today’s questions will be provided in next day’s DNA section. Kindly refer to it and update your answers. Comments Up-voted by IASbaba are also the “correct answers”. Q.1 Consider the following statements regarding Sickle cell Anaemia: The disease is characterized by a modification in the shape of the red blood cell from a smooth, donut-shape into a crescent or half-moon shape.  Sickle cell disease (SCD), which is the most prevalent inherited blood disorder, is widespread amongst many tribal population groups in India  Which of the above is or are correct? 1 only  2 only  Both 1 and 2  Neither 1 nor 2  Q.2 Consider the following statements:  Regulatory Framework for approval of GM crops is covered under  the Environment protection Act 1986   Genetic engineering appraisal committee under Ministry of Environment, forest and climate change is Apex body that allows for commercial release of GM crops in India  Which of the above is or are correct?  1 only  2 only  Both 1 and 2  Neither 1 nor 2  ANSWERS FOR 19th June 2021 TEST YOUR KNOWLEDGE (TYK) 1 A 2 B Must Read On Russia, China and India : The Hindu On India’s agri-exports: Indian Express On lessons to be learnt from 1991 economic reforms: Hindustan Times

RSTV Video

Remote Voting Facility – The Big Picture – RSTV IAS UPSC

Archives Topic: General Studies 2: Statutory, regulatory and various quasi-judicial bodies.  Functions and responsibilities of various Constitutional Bodies (Election Commission) In News: Chief Election Commissioner Sunil Arora has expressed hope that the concept of remote voting may see the light of day by the 2024 Lok Sabha elections. Over the last few months, a dedicated team has been working hard for giving shape to this project, said CEC The first pilot project could be rolled out in the next 'two to three months,' the CEC said. The project is neither aimed at internet-based voting nor does it imply voting from home. The Commission will soon be giving shape to the final model of such voting, after due deliberation on various options. This will entail some process changes as well and there will be wider consultations with political parties and other stakeholders. The "blockchain" technology involved in the project The concept is a "two-way electronic voting system in a controlled environment on white-listed IP devices on dedicated Internet lines enabled with biometric devices and a web camera". It does not mean voting from home – voters will have to reach a designated venue during a pre-decided period of time to be able to use this facility. When the vote is cast, the ballot will be securely encrypted and a blockchain hashtag generated. This hashtag notification will be sent to various stakeholders, in this case the candidates and political parties. The encrypted remote votes so cast will once again be validated at the pre-counting stage to ensure that they have neither been decrypted nor tampered with or replaced. Voters may have to apply in advance to their returning officers to exercise the option. Suppose there is a Lok Sabha election and a Chennai voter is in Delhi. Instead of returning to vote in his or her constituency or missing out on voting, the voter can reach a pre-designated spot set up by the EC, say in Connaught Place, in a particular time window and can cast his vote. On the issue of Commission's proposal to allow eligible overseas Indian voters use one-way electronically transferred postal ballots to cast vote – after the elections to five assemblies are over, the poll panel would hold a seminar with all stakeholders as suggested by the government. At present, non-resident Indians can vote in the constituency in which their place of residence, as mentioned in the passport, is located. What is Blockchain Technology? A blockchain is a distributed ledger of information which is replicated across various nodes on a “peer-to-peer” network (P2P Network) The purpose of technology is of ensuring integrity and verifiability of data stored on the ledger. Blockchain ledgers have traditionally been used as supporting structures for cryptocurrencies, such as Bitcoin and Ethereum,however, their use in non-cryptocurrency applications too has seen a steady rise like enabling remote voting and elections. What are the benefits of remote voting? Solved the problem of ballot portability: Remote voting would appear to benefit internal migrants and seasonal workers, who account for roughly 51 million of the populace (Census 2011). Useful for People in Remote Places: The envisioned solution might also be useful for some remotely-stationed members of the Indian armed forces (although that exhaustive infrastructure of Elections has helped address this) Helps Increase Voter Participation: Remote voting solutions may facilitate the participation in elections by specific groups of citizens, including expats, military voters, voters resident in health and care institutions, and prisoners. Speed and Secure: The blockchain-based voting system not only provides real-time results, but also ensures that the counting is foolproof, and with blockchain, nobody can tamper the results. What are the Challenges associated with Blockchain Remote Voting? Requirement of physical presence and biometric authentication: The electors would still have to physically reach a designated venue in order to cast their vote, whereby systems would use “white-listed IP devices on dedicated internet lines”, and the system would make use of the biometric attributes of electors Adds Vulnerability to failure: Digitisation and interconnectivity introduce additional points of failure external to the processes which exist in the present day Technology not yet fully secure: Blockchain solutions rely heavily on the proper implementation of cryptographic protocols. If any shortcomings exist in an implementation, it might be misused Prone to targeted Denial-of-Service attacks -where an attacker would be in a position to block traffic from the system, effectively preventing, or at the very least delaying the registration of votes Privacy Issues: With such intrusive technology being used in elections, which when interconnected can go against the Puttaswamy judgement [on the right to privacy] Case Study: Telangana government explores ways to integrate blockchain with voting process The Telangana government is taking forward its plan to introduce blockchain into the voting process. In the days to come, it may integrate the technology to enable remote voting, especially for senior citizens. The IT Department is contemplating making the technology available for voting, for any election, provided it gets all the necessary clearances.  In December 2020, the Telangana State Election Commission, in coordination with the Information Technology Electronics and Communications (ITEC) Department, had planned to test the blockchain-enabled remote voting method in the GHMC elections. The elections took place in the backdrop of the pandemic as it was precarious for the elderly to go out and vote. Yet they could not use the technology because for this to happen the Municipal Act needs to be amended. They had the greenlight from the State Election Commission. The IT Department had even constituted an expert committee to formulate a plan for using the technology, but the state could not do it as there was no way the Act could be amended in the given circumstances.  The official clarified that Aadhaar would not be used in blockchain-enabled remote voting. One would need to use their existing voter identification which is authorised by the election authorities. Also, this method works on an OTP-based system. One has to pre-register themselves, after which the voter needs to get a photo clicked of themselves. This photo should match with their photo identity. They will get an OTP on their phone while voting. Connecting the Dots: Active participation in a democracy should be voluntary. Critically evaluate. Will remote voting prove to be a boon? Discuss.

[INTERVIEW INITIATIVE] Think, Rethink and Perform (TRP) [DAY 19] 2020 for UPSC/IAS Personality Test!

ARCHIVES (of TRP) - > CLICK HERE Those who have appeared for UPSC Mains 2020, fill up the Google form given below. Students who fill the form will be added to a telegram group so that there can be healthy discussions with other students who will be appearing for the Interview/Personality Test. Also, Mohan sir, Bureaucrats and Ex-Bureaucrats will be interacting one on one with all the students who will be appearing for the same. REGISTER HERE – CLICK HERE   Interview Discussion: Think, Rethink and Perform; (TRP)- Day 19 Set 1: Ask these questions to yourself; contemplate and come out with a concrete answer (not to be discussed on this forum). Invest at least 30 minutes on this set of questions.  Who is your favourite sportsperson?  What qualities of that sportsperson fascinate you?  Ha you tried to inculcate those qualities within yourself? What would you gain out of it.  Set 2: Analyse the following issue:  You must be aware of a recent incident in which the celebrity footballer Cristiano Ronaldo replaced soft drink bottles with water during a press conference, symbolising his support for a healthy lifestyle. Do you think famous personalities and public figures in India lack such moral courage? Are celebrities morally responsible to promote the inculcation of good life habits? Comment.  We expect you to discuss the above question (Set 2) in the comments below and come out with a balanced view of the issues. Thank You IASbaba

Daily Prelims CA Quiz

UPSC Quiz – 2021 : IASbaba’s Daily Current Affairs Quiz 21st JUNE 2021

For Previous Daily Quiz (ARCHIVES) - CLICK HERE The Current Affairs questions are based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, which are very important sources for UPSC Prelims Exam. The questions are focused on both the concepts and facts. The topics covered here are generally different from what is being covered under ‘Daily Current Affairs/Daily News Analysis (DNA) and Daily Static Quiz’ to avoid duplication. The questions would be published from Monday to Saturday before 2 PM. One should not spend more than 10 minutes on this initiative. Gear up and Make the Best Use of this initiative. Do remember that, “the difference between Ordinary and EXTRA-Ordinary is PRACTICE!!” Important Note: Don't forget to post your marks in the comment section. Also, let us know if you enjoyed today's test :) After completing the 5 questions, click on 'View Questions' to check your score, time taken, and solutions.   [WpProQuiz 1192]

IASbaba’s TLP (Phase 1): UPSC Mains Answer Writing – General Studies Paper 1 Questions [21st JUNE,2021] – Day 116

For Previous TLP (ARCHIVES) - CLICK HERE Hello Friends, Welcome to IASbaba’s TLP (Phase 1): UPSC Mains Answer Writing – General Studies Paper 1 Questions [21st JUNE,2021] – Day 116 TLP (Phase 1) just got over on 8th May (Saturday) and we are extremely thankful for your active participation to make this program a success. Well, though TLP (Phase 1) got over, ‘Picture abhi baaqi hai mere dost’. There is a surprise for you. Since prelims is bound to get delayed once again this year, its not wise to leave the writing practice just now. Hence, we are extending the TLP program  We will be posting 3 questions per day (Monday to Friday). The questions will be based on Current Affairs, so that you don’t have to invest your time separately on exclusively mains oriented topics. So, keep practicing and keep improving. To Know More about TLP  -> CLICK HERE For Previous TLP (ARCHIVES) - CLICK HERE Note: Click on Each Question (Link), it will open in a new tab and then Answer respective questions! 1. There has always been a debate whether freedom was seized by the Indians or power was transferred voluntarily by the British as an act of positive statesmanship. What are your views on this debate? Substantiate.(10 Marks) हमेशा इस बात पर बहस होती रही है कि क्या भारतीयों द्वारा स्वतंत्रता पर कब्जा कर लिया गया था या सत्ता को अंग्रेजों द्वारा स्वेच्छा से सकारात्मक राजनीतिज्ञता के रूप में स्थानांतरित कर दिया गया था। इस बहस पर आपके क्या विचार हैं? पुष्टि करें। 2. What rural development really needed post-independence was land reform. Comment. What measures were taken by the government on this front? Were they successful? Critically examine.(10 Marks) स्वतंत्रता के बाद ग्रामीण विकास को वास्तव में जिस चीज की जरूरत थी वह थी भूमि सुधार। टिप्पणी करें। इस मोर्चे पर सरकार द्वारा क्या उपाय किए गए? क्या वे सफल थे? समालोचनात्मक जाँच करें। 3. The excessive centralisation of power by Indira Gandhi was responsible for the rise of the regional political parties between 1977 and 1984. Do you agree? Critically analyse.(15 Marks) इंदिरा गांधी द्वारा सत्ता का अत्यधिक केंद्रीकरण 1977 और 1984 के बीच क्षेत्रीय राजनीतिक दलों के उदय के लिए जिम्मेदार था। क्या आप सहमत हैं? समालोचनात्मक विश्लेषण करें। AWARE ( Answer Writing REdefined) Series - 7 Steps to Master Answer Writing Skills by Mohan Sir - CLICK HERE P.S: The review from IASbaba will happen from the time the question is posted till 10 pm every day. We would also encourage peer reviews. So friends get actively involved and start reviewing each other's answers. This will keep the entire community motivated. All the Best :)

AIR

Setting up of Development Finance Institution - All India Radio (AIR) IAS UPSC

ARCHIVES Search 16th March, 2021 Spotlight here: http://www.newsonair.com/Main_Audio_Bulletins_Search.aspx  Topic: General Studies 3: Indian Economy In News: The cabinet has approved a detailed proposal for setting up the developmental finance institution (DFI) that was announced in the budget last month, clearing the decks for a dedicated government-owned infrastructure financier. The National Bank for Financing Infrastructure and Development (NaBFID) The National Bank for Financing Infrastructure and Development (NaBFID) will be set up with a corpus of ₹20,000 crore and an initial grant of ₹5,000 crore from the government The institution will use it as a lever to raise up to ₹3 lakh crore in the next few years Initially, it will be wholly owned but the government stake will be lowered to a quarter. It will start with 100% government of India ownership and gradually, in the long run, government ownership will come down to 26%. A bill to set up the DFI will soon be introduced in Parliament. The proposed entity will also enjoy some tax benefits for an initial 10-year period and some amendments will be carried out in the Indian Stamp Act in this regard. The Composition The DFI will have a professional board and at least 50% of members will be non-official directors. Emoluments will be market driven to attract the best talent, higher age limit and longer tenure for managing directors and DMDs (deputy managing directors). An eminent person will be appointed chairperson. There is a suggestion that the Indian Infrastructure Finance Co. Ltd (IIFCL), a government enterprise, be merged into the new DFI. What Is A Development Finance Institution?  A development finance institution is an agency that finances infrastructure projects that are of national importance but may or may not conform to commercial return standards. In most cases, these agencies are government owned and their borrowings enjoy the comfort of government guarantees, which help bring down the cost of funding. How is it different from commercial banks? It strikes a balance between commercial operational norms as followed by commercial banks on the one hand, and developmental responsibilities on the other. DFIs are not just plain lenders like commercial banks but they act as companions in the development of significant sectors of the economy. Objectives of Development Finance Institutions The prime objective of DFI is the economic development of the country These banks provide financial as well as the technical support to various sectors DFIs do not accept deposits from people They raise funds by borrowing funds from governments and by selling their bonds to the general public It also provides a guarantee to banks on behalf of companies and subscriptions to shares, debentures, etc. Underwriting enables firms to raise funds from the public. Underwriting a financial institution guarantees to purchase a certain percentage of shares of a company that is issuing IPO if it is not subscribed by the Public. They also provide technical assistance like Project Report, Viability study, and consultancy services. The Current Need for Development Finance Institutions The economy needs infrastructure investments more than ever to help it overcome scars left behind by the Covid-19 pandemic. Since few commercial lenders are willing to take on infrastructure risk, particularly after the experience of the last lending cycle, a development finance institution has become necessary In setting up a DFI, India will return to an earlier experiment with the idea. ICICI, it in original form, and IDBI were both set up as DFIs but were later converted into universal banks as it was perceived that they needed access to public deposits. The earlier generation of DFIs ran into the problem of financing because retail deposit access was cornered by banks and availability of long-term financing without government guarantees was limited. Today we have a robust capital market so there is access to funds. We have global access, as India is a strong investment proposition. So, we have access there. This development bank could also borrow from multilateral development banks and the government could also give a cover The DFI is envisaged to play a catalytic role in funding projects under the Rs 111-lakh-crore National Infrastructure Pipeline and help the country turn into a $5 trillion economy by 2025. Conclusion India needs wide-ranging institutional and regulatory reforms, and not just a DFI, to bolster the corporate bond market, the size of stands at only about 15-16% of GDP. Nevertheless, the DFI proposal, backed by deft implementation, could be one of the important steps in that direction. The move to enable the DFI to have access to low-cost funds comes amid realisation that since banks have access to CASA (current account savings accounts) deposits, their cost of funds is going to be cheaper than the DFI’s. So, the DFI has to be granted some flexibilities to stay competitive. Else, as witnessed in the past (DFIs like IDBI and ICICI were forced to morph into banks), it will struggle to stay afloat. Note: Some important DFI’s (sector specific) Industry IFCI – 1st DFI in India. Industrial Corporation of India was established in 1948. ICICI – Industrial Credit and Investment Corporation of India Limited established in 1955 by an initiative of the World Bank. It established its subsidiary company ICICI Bank limited in 1994. In 2002, ICICI limited was merged into ICICI Bank Limited making it the first universal bank of the country. Universal Bank – Any Financial institution performing the function of Commercial Bank + DFI It was established in the private sector and is still the Only DFI in the private sector. IDBI – Industrial Development Bank of India was set up in 1964 under RBI and was granted autonomy in 1976 It is responsible for ensuring adequate flow of credit to various sectors It was converted into a Universal Bank in 2003 IRCI – Industrial Reconstruction Corporation of India was set up in 1971. It was set up to revive weak units and provide financial & technical assistance. SIDBI – Small Industries development bank of India was established in 1989. Was established as a subsidiary of IDBI It was granted autonomy in 1998 Foreign Trade EXIM Bank – Export-Import Bank was established in January 1982 and is the apex institution in the area of foreign trade investment. Provides technical assistance and loan to exporters Agriculture Sector NABARD – National Bank for agriculture and rural development was established in July 1982. It was established on the recommendation of the Shivraman Committee It is the apex institution in the area of agriculture and rural sectors It functions as a refinancing institution Housing NHB- National Housing Bank was established in 1988. It is the apex institution in Housing Finance Connecting the Dots: What is a Development Finance Institution (DFI)? Discuss. What are its key objectives?

Important Articles

[WEEK 5] ETHICS THEORY & CASE STUDIES | BRAINSTORMING ON ETHICS & ESSAY (BEE) by Sunil Oberoi Sir

Dear Students, As part of our new initiative, BRAINSTORMING ON ETHICS & ESSAY (BEE), here we have come up with the Fifth session. BEE is a FREE ONLINE (YOUTUBE) initiative, exclusively for Essay and Ethics curated by IASbaba’s renowned faculty member, Shri Sunil Oberoi Sir (former IAS Officer). The fifth session focuses on the theme, 'ETHICS THEORY & CASE STUDIES'. https://www.youtube.com/watch?v=rmO6mzsqBG0 Sunil Oberoi Sir has worked on Civil Services Reforms in India with UNDP and DoPT. He was a government nominee in interview boards and Examiner in various govt. exams. He was also associated with induction training of new entrants of Civil Services and In-Service training of Senior Civil Servants. To Know More about BEE Initiative -> CLICK HERE Download the schedule: Click Here For Any Queries: Email id: offline@iasbaba.com / support@iasbaba.com Mobile No: 91691 91888 (Please call between 10 am – 6 pm ONLY) Thank You IASbaba 

Motivational Articles

Creative Guidance – Focus and Awareness – Inspirational Educative Articles

Focus and Awareness: Focus is always accompanied by some form of disturbance, agitation and confusion, because focus is effort. Focus is an effort to hold only one object in your consciousness. If I tell you to just sit and watch that apple on the tree, although it must be a very simple thing to do, you will experience great disturbance. The more intensely you try to focus on that apple, the more agitated and disturbed your mind becomes. While you are trying to focus, you can hear the constant noise of the mind in the background: “Are you focusing correctly? You are getting distracted. You should relax more.” and so on. The easiest way out of this constant disturbance in meditation is to gently move from focus to awareness. Awareness is very subtle. It is so subtle that you can hold pretty much anything in it. You can simultaneously hold an apple, grape, and Mt. Everest in it. In awareness, there is absolutely no problem of holding too many things, but in focus there is a tremendous problem. In focus, you have to define the object and keep all your attention on it. When you define the object of your focus, you have to draw a boundary around it. You need to keep telling yourself, “This is my boundary of focus, and I don’t want to bring anything from outside this boundary.” If I were to tell you to sit and watch this table, your mind immediately draws a boundary around it. It tries to push away everything else so that you can focus on the table. Focus takes effort because it is difficult to push your thoughts away. Thoughts simply don’t care for the imaginary boundary you have set. All a thought wants is to occupy the center of your mind! “This article is a part of the creative endeavor of Nirvana Foundation and IASBABA.”