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[COMPILATION] IASbaba’s Rapid Revision (RaRe) Series - IAS Prelims Test Series 2021 - Day (1-14) Subject Wise Compilation!

Hello friends, If you ask any topper about their secret of success, you’ll find one common answer. And that is – Revision. Revision is key to success as if you have not revised the topics, you won’t be able recall them in the exam and there will be a very high probability of getting confused and marking an incorrect answer. To assist all of you in Revision, we are providing you with the Compilation of the first 15 days of the Rapid Revision (RaRe) Series. Make the best use of them. All the best! Note : The Hindi Compilation will be shared soon   Day (1-14) of RaRe Series Compilation - Click here To Register - Click here For complete details of the RaRe Series -  Click here

WEEKEND WITH BABA

[WEEKEND WITH BABA] Eighth Live Session – Integrated Learning Program (ILP) – 2022 (हिंदी) by Wafi Rizvi Sir on 10th July (Saturday)

Dear Students Thank you for a great response to the 'Weekend With Baba' Sessions over the last few weeks. For this week we are conducting a Live Zoom Session on Integrated Learning Program (ILP) 2022 in हिंदी. Details Regarding the Eighth Live Session The session on इंटीग्रेटेड लर्निंग प्रोग्राम (ILP) - 2022 will be taken by Wafi Rizvi sir on 10th July (Saturday) from 5 PM - 6 PM. Zoom Session Details  Topic: Weekend with Baba - Session 8 - इंटीग्रेटेड लर्निंग प्रोग्राम (ILP) - 2022 Time: Jul 10, 2021 05:00 PM Join Zoom Meeting - https://us06web.zoom.us/j/83200184689?pwd=VjNaaTFoa3FmSzNkM2w5eWJJTnhqQT09 Meeting ID: 832 0018 4689 Passcode: 269860 Note The Zoom link will be active only on the scheduled time and date. Students will be allowed to participate in the session on a 'first come first serve' basis. To Watch Previous 'Weekend With Baba' Sessions - CLICK HERE INTEGRATED LEARNING PROGRAM (ILP) 2022 - CLICK HERE इंटीग्रेटेड लर्निंग प्रोग्राम (ILP) - 2022 - CLICK HERE You can start sharing your questions/queries/doubts with #ASKBABA (related to ILP 2022  inहिंदी) in disqus comment box below and Upvoting can follow. Remember maximum upvotes will be given priority. Feel free to share your queries because many of the questions that you are having, will be the same as other candidates. Your questions might help others in clarifying their doubts. Waiting to talk to you soon! To get Regular Updates from IASbaba, follow- TELEGRAM Channel – CLICK HERE YOUTUBE  –  CLICK HERE FACEBOOK  – CLICK HERE

DAILY CURRENT AFFAIRS IAS | UPSC Prelims and Mains Exam – 8th July 2021

Archives (PRELIMS + MAINS FOCUS) Bhalia Wheat Part of: GS Prelims and GS-III - Intellectual Property Rights In news: In a major boost to wheat exports, the first shipment of Geographical Indication (GI) certified Bhalia variety of wheat was exported to Kenya and Sri Lanka from Gujarat. About Bhalia Wheat The wheat has high protein content  It is sweet in taste.  The crop is grown mostly across Bhal region of Gujarat which includes Ahmadabad, Anand, Kheda, Bhavanagar, Surendranagar, Bharuch districts. What is Geographical Indication (GI)? It is a sign on products having a unique geographical origin and evolution over centuries with regard to its special quality or reputed attributes. It is a mark of authenticity and ensures that registered authorized users or at least those residing inside the geographic territory are allowed to use the popular product names. GI tag in India is governed by Geographical Indications of Goods (Registration & Protection) Act, 1999.  It is issued by the Geographical Indications Registry (Chennai). What are the Benefits of GI Tag? It provides legal protection to Indian Geographical Indications thus preventing unauthorized use of the registered GIs by others. It promotes economic prosperity of producers of goods produced in a geographical territory. It leads to recognition of the product in other countries thus boosting exports. INS Tabar Exercises  Part of: GS Prelims and GS -II - International relations In news: INS Tabar Exercises were held recently with Italian navy off Naples, Italy as part of an ongoing deployment to the Mediterranean The exercise covered a wide range of naval operations including air defence procedures, communication drills etc.  The exercise was mutually beneficial in enhancing interoperability and towards consolidating combined operations against maritime threats. Major Indian Maritime Exercises Name of the Exercise Name of the Country SLINEX Sri Lanka Bongosagar and IN-BN CORPAT Bangladesh JIMEX Japan Naseem-Al-Bahr Oman Indra Russia Za’ir-Al-Bahr Qatar Samudra Shakti Indonesia Indo-Thai CORPAT Thailand IMCOR Malaysia SIMBEX Singapore AUSINDEX Australia Malabar Exercise Japan, and the USA Solar Energy Part of: GS Prelims and GS-III - Solar Energy In news A new Concentrated Solar Thermal (CST) based test rig facility was established at Hyderabad recently. It can help test the capability and performance of solar thermal components like solar receiver tubes, heat transfer fluids, and concentrating mirrors.  The facility is set up by the International Advanced Research Centre for Powder Metallurgy and New Materials (ARCI), an autonomous institute of the Department of Science & Technology (DST). About Solar energy Solar energy is radiant light and heat from the Sun that is harnessed using a range of ever-evolving technologies such as solar heating, photovoltaics, solar thermal energy, solar architecture, molten salt power plants and artificial photosynthesis Some of its advantages include: Pollution free, virtually inexhaustible supply and global distribution. Due to global warming and climate change, world is now compelled to move from fossil based energy towards clean and green energy. What is the Technology used to harness solar energy? Solar Photovoltaic: Solar photovoltaic (SPV) cells convert solar radiation (sunlight) into electricity.  A solar cell is a semi-conducting device made of silicon and/or other materials, which, when exposed to sunlight, generates electricity. Solar thermal: Solar Thermal Power systems, also known as Concentrating Solar Power systems, use concentrated solar radiation as a high temperature energy source to produce electricity using thermal route (water converted into steam to turn turbines). Solar Energy in India India's Intended Nationally Determined Contributions (INDC’s) commitment includes 100 GW of solar power out of 175 GW of renewable energy by 2022. India’s current installed solar power capacity: 26025.97 MW which is 34% of total renewable energy sources i.e, 75055.92 MW till February 2019. Ministry of new and renewable energy is the nodal agency to tackle India's renewable energy issues. Recently, India achieved 5th global position in solar power deployment by surpassing Italy. National Solar Mission aims to establish India as a global leader in solar energy by creating the policy conditions for its deployment across the country. Rooftop Solar Scheme: To generate solar power by installing solar panels on the roof of the houses Production-linked Incentive (PLI) scheme to promote manufacturing of high efficiency solar PV modules in India. International Solar Alliance (ISA): Launched by the Indian Prime Minister and the French President in 2015 with a vision to enable One World, One Sun, One Grid (OSOWOG). One Sun, One World, One Grid (OSOWOG): A framework for facilitating global cooperation, building a global ecosystem of interconnected renewable energy resources (mainly solar energy) that can be smoothly shared. Bone Tissue Regeneration Part of: GS Prelims and GS -III - Biotechnology; Science and tech In news: A nano biomaterial with a stable link between two molecules was recently synthesized at Savitribai Phule Pune University, India. The development may soon help in tissue regeneration.  What is a Biomaterial? It is a biological or synthetic substance which can be introduced into body tissue as part of an implanted medical device or used to replace an organ, bodily function, etc. About Bone tissue regeneration  Critical size bone defects due to trauma or disease. These are very difficult to repair via the natural growth of host tissue.  Therefore, there exists a need to fill these defects with a bridging (usually porous) material (termed scaffold), which should also, in combination with relevant cells and signaling molecules, promote the regeneration of new bone tissue.  The biomaterials of choice for the development such scaffolds should exhibit bioactive properties i.e. react with physiological fluids and form tenacious bonds for bone formation. Additional Info Biomimicry: A novel method of repairing bone structure using coral and marine sponges as scaffolds COVID-19 pandemic has revived the interlinkage between Synthetic Biology & National Security of Nation Navegaon-Nagzira Tiger Reserve Part of: GS Prelims and and GS III - Conservation In news: Recently, a rare Melanistic Leopard (commonly known as Black Panther) has been recorded in Navegaon-Nagzira Tiger Reserve (NNTR) of Maharashtra. About Melanistic Leopard/Black Panther The melanistic leopards are either all-black or very dark in coloration. It is a color variant of spotted Indian leopards, reported from densely forested areas of south India. Black coat coloration is attributed to the expression of recessive gene in leopards and dominant gene in jaguars.  In each species, a certain combination of gene stimulates the production of large amounts of the dark skin pigment melanin in the animal’s fur and skin. It is as shy as a normal leopard and very difficult to detect. Habitat: They are mainly found in Southwestern China, Burma, Nepal, Southern India, Indonesia, and the southern part of Malaysia. In India they can be spotted in the states of Karnataka, Tamil Nadu, Kerala, Maharashtra etc. Threats: Habitat loss, Collision with vehicles, Diseases, Human encroachment, Poaching. Protection Status: IUCN Red List: Vulnerable. CITES: Appendix I. Wildlife (Protection) Act, 1972: Schedule I. About Navegaon-Nagzira Tiger Reserve  NNTR was notified as 46th tiger reserve of India on 12thDecember, 2013.  Navegaon-Nagzira Tiger Reserve has connectivity with the major tiger reserves in Central India like, Kanha and Pench tiger reserve in Madhya Pradesh, Tadoba-Andhari Tiger reserve in Maharashtra, Indravati Tiger Reserve in Chhattisgarh, It is also connected to important tiger bearing areas like Umred-Karhandla sanctuary and Brahampuri Division (Maharashtra). It is one of the six Tiger reserve of Maharashtra  Melghat Tiger reserve (1974) Tadoba Tiger Reserve (1993) Pench Tiger Reserve (1999) Sahyadri Tiger Reserve (2007) Bor Tiger Reserve (2014) Tele-Law Part of: GS Prelims and GS II - Welfare schemes; E-Governance In news: Recently, the Justice Department commemorated the milestone of crossing 9 lakh beneficiaries under its Tele-Law programme through Common Service Centres. Common Services Centre (CSC) programme is an initiative of the Ministry of Electronics & IT (MeitY), that serves as the access points for delivery of various electronic services to villages in India About Tele-Law It was launched by the Ministry of Law and Justice in collaboration with the Ministry of Electronics and Information Technology (MeitY) in 2017 to address cases at the pre–litigation stage. It is presently operating in 633 districts (including 115 Aspirational Districts) across 34 States/UTs through a network of 50,000 CSCs. Under this programme, smart technology of video conferencing, telephone/instant calling facilities available at the vast network of CSC. It enables anyone to seek legal advice without wasting precious time and money.  The service is free for those who are eligible for free legal Aid as mentioned under Section 12 of the Legal Services Authority Act, 1987. For all others a nominal fee is charged This is useful for weaker & vulnerable sections of society to gain access to justice. Even though the Tele-law programme is technology driven, its success is dependent on the working of field functionaries comprising Village Level Entrepreneurs (VLEs), Para Legal Volunteers (PLVs), State Coordinators and Panel Lawyers. Malaria Free China Part of: GS Prelims and GS II - health In news: The World Health Organization (WHO) has declared China as “malaria-free”. It is a result of a seven decade-long, multi-pronged health strategy that was able to entirely eliminate indigenous cases for four straight years. 40 countries and territories have been granted a malaria-free certification from WHO – including, most recently, El Salvador (2021), Algeria (2019), Argentina (2019), Paraguay (2018) and Uzbekistan (2018) [India is not yet Malaria free] About Malaria Malaria is a life threatening mosquito borne blood disease caused by plasmodium parasites. It is predominantly found in the tropical and subtropical areas of Africa, South America as well as Asia. The parasites spread through the bites of infected female Anopheles mosquitoes. Symptoms: Fever and flu-like illness, including shaking chills, headache, muscle aches, and tiredness. It is preventable as well as curable. According to the World Malaria Report, 2020, the number of malaria cases worldwide in 2019 was around 229 million, with 4,09,000 lives lost to the mosquito-borne disease. China's Malaria Strategy The efforts began in the early 1950s starting with a multi-pronged approach of providing anti-malarial medicines while targeting mosquito breeding grounds and using insecticide spraying. The 523 Project: It led to the discovery of artemisinin in the 1970s. Artemisinin is the core compound of antimalarial drugs available today. Insecticide-treated Nets: In the 1980s, China began using insecticide-treated nets widely, distributing 2.4 million nets by 1988. 1-3-7 Strategy: The strategy refers to: A one-day deadline to report a malaria diagnosis, Confirming a case and determining the spread by the third day, and Measures taken to stop the spread by the seventh day, along with continued surveillance in high-risk areas. Leveraging Global Fund: With assistance from the Global Fund to Fight AIDS, Tuberculosis and Malaria starting in 2003, China “stepped up training, staffing, laboratory equipment, medicines and mosquito control.”  (Mains Focus) INTERNATIONAL/ SECURITY Topic: GS-2: India and its neighborhood- relations.  GS-2: Effect of policies and politics of developed and developing countries on India’s interests The Surge (Rise of Taliban) Context: The rapid territorial gains made by the Taliban over the last two months. How is the ground situation changing in Afghanistan? US had announced that it is going to exit completely from Afghanistan by Sep 11, 2021 after a prolonged two decade war (started in the aftermath of 9/11 attacks) in Afghanistan against Taliban & other terror groups. Offensive Strategy: The Taliban started their latest offensive on May 1 as it was certain that US troops won’t be supporting Afghan National forces any more. Expansion of Taliban Control: With 90% of U.S. withdrawal complete, the Taliban have taken control of 195 of Afghanistan’s 407 districts, and are contesting 129 others Recent Gains in Northern areas: Most of their recent victories are in the northern provinces which had resisted Taliban rule in the 1990s. In several northern districts, Afghan troops have either surrendered or retreated Possibility of collapse of government at Kabul: If the north, home to Afghanistan’s elite power brokers and leaders, is lost, the risk of a total collapse of the government in Kabul would increase. What can we expect in next couple of months? Afghanistan government still controls most of the provincial capitals and cities but are practically surrounded by the Taliban.  Given the pace of the Taliban’s advancement in the countryside, it is possible they could launch an offensive to take the population centres once the foreign troops are out Will Taliban engage in negotiations for peaceful transition of country post US Exit? The Taliban’s strategy is still not clear.  Their political office in Doha, which started peace talks with Afghan government representatives in September 2020, continues to say they are committed to the dialogue.  But on the battlefield in Afghanistan, they continue a relentless campaign aimed at capturing more territories.  Why is there criticism about US plan of pulling out its troops? Irresponsible behaviour of US: The country faces an imminent civil war, chaos & takeover by conservative Taliban primarily due to total abdication of leadership and responsibility by the U.S., which invaded Afghanistan 20 years ago.  US wanted exit not peace in country: When direct talks between the U.S. and the Taliban began, the U.S.’s focus was not on finding a peaceful settlement to the crisis that it partly created, but on exiting the war. US ignored concern of Afghan Govt.: Therefore, instead of putting pressure on the Taliban to extract concessions, the U.S. struck a deal with them, completely ignoring the concerns of Kabul.  Now, the Taliban are much more powerful on the ground and even if the peace process is revived after American pullout, they would negotiate from a position of strength. Can other powers steer the situation from going out of control? US insensitive action should not stop Kabul and regional powers China, Russia, Iran, Pakistan and India from seeking a political settlement.  A violent takeover of the country by the Taliban, like in 1996, would not serve anybody’s interests.  The Taliban would also not find international legitimacy if they capture Kabul through bloodshed. Hence, efforts should be made for a peaceful negotiated settlement so as to ensure the stability of the broader region. Conclusion Now that the invading troops are exiting Afghanistan, the warring parties’ focus should shift towards settlement and building lasting structures of power. Else, Afghanistan would fall into another cycle of violence. Connecting the dots: March 2020: Donald Trump’s Doha Agreement  March 2021: Joe Biden’s initial Peace Plan April 2021: Final Biden’s Plan of US Exit from Afghanistan HEALTH/ GOVERNANCE Topic: GS-2: Government policies and interventions for development in various sectors and issues arising out of their design and implementation. GS-2: Functions and responsibilities of the Union and the States Vaccination Hesitancy & Mandatory Vaccination Context: In the wake of Vaccine Hesitancy, three high courts in the country have set off a much needed legal debate around the feasibility of State-mandated persuasive measures to boost inoculation rate. What is Vaccine Hesitancy? In 2015, the World Health Organization (WHO) defined vaccine hesitancy as a “delay in acceptance or refusal of vaccination despite the availability of vaccination services”. Chief reasons for Vaccine Hesitancy Misinformation Lack of trust in safety and efficacy of the vaccine Fear of side-effects Socio-political notions  Inconvenience of getting vaccinated  Absence of incentives  There are no direct judgments of the Supreme Court (SC) on the aspect of mandatory vaccination. However, three High Courts in the country have dealt with the issue and its conflict with fundamental rights & authority of government. Meghalaya high court disapproves coercion Meghalaya government had made it mandatory for shopkeepers, vendors, local taxi drivers and others to get themselves vaccinated before they can resume their businesses. This was challenged before the high court. Meghalaya high court has declared that mandatory vaccination affects an individual’s right, choice and liberty significantly more than affecting the general public, and impinges upon the autonomous decision of an individual human being of choosing not to be vaccinated. It encouraged the state government to sensitise people in order to facilitate informed decision making particularly in a situation where the beneficiaries are skeptical, susceptible and belonging to vulnerable/marginalised section of the society. Gauhati high court underlines fundamental rights The Gauhati high court held that restrictions imposed by the Mizoram government on movement and work of persons who are yet to get vaccinated for Covid-19 are unconstitutional and arbitrary. Such restrictions are violation of right to earn livelihood and right to equality (both unvaccinated & vaccinated with first dose can be infected by virus) Madras high court bats for public health The Madras high court has set about to examine whether a person can refuse to get vaccinated as a matter of right when he or she can prove to be a threat to public health.  The court left the matter for a detailed examination at an appropriate stage while it implored the state government to try and persuade persons with awareness campaigns  What are the arguments for making Vaccination Mandatory? Public Health: In the larger public interest, vaccination can be made compulsory since those not vaccinated are threats to others’ rights to life. Right to Life supersedes Right to Freedom: Right to self-determination or bodily autonomy are aspects of right to privacy which is inferior to the right of life of other people. Within Domain of Government: It is within the authority of the Centre and states to make vaccination compulsory since the Constitution arms them with the status of parens patriae (parents of the nation). No need of incentive: There cannot be a bigger incentive than the government giving vaccines free to citizens where their lives can be saved Conclusion Government should begin with “mild sanctions” along with sensitisation to persuade people so as to overcome the Vaccine Hesitancy. Connecting the dots: Indemnity & Vaccine Pricing  Vaccine Nationalism Vaccine Diplomacy TRIPS Waiver for Vaccines (TEST YOUR KNOWLEDGE) Model questions: (You can now post your answers in comment section) Note: Correct answers of today’s questions will be provided in next day’s DNA section. Kindly refer to it and update your answers. Comments Up-voted by IASbaba are also the “correct answers”. Q.1 “The 523 Project”, “1-3-7 strategy”  recently seen in news are related to? Covid-19 Treatment strategy of the USA Tuberculosis elimination strategy by India Covid 19 control, tracking, treatment strategy of Brazil Malaria eradication strategy by China Q.2 consider the following statements regarding GI tag: GI tag in India is governed by Geographical Indications of Goods (Registration & Protection) Act, 1999.  It is issued by the Geographical Indications Registry (Chennai). Select the correct statements 1 Only 2 Only Both 1 and 2 Neither 1 nor 2 Q.3 Common Services Centre (CSC) programme is an initiative of which Union Ministry? Ministry of Electronics & Information Technology (MeitY) Union Home Ministry Ministry of Rural Development None of the above ANSWERS FOR 7th July 2021 TEST YOUR KNOWLEDGE (TYK) 1 A 2 C 3 D Must Read On India’s Demography: The Hindu On CBSE’s new assessment scheme: The Hindu On COVID-19 impact on India’s economy: Indian Express

[Day 39]: UPSC PRELIMS 2021- Rapid Revision (RaRe) Series

Highlights/Features of Rapid Revision (RaRe) Series:  It is a FREE initiative! Program Duration - 120 Days (31st May, 2021 to 27th September, 2021). 1. Dedicated Portal for Focused Preparation There will be a separate dedicated portal to help you stay focused and keep your preparation streamlined for the next 120 Days. The Registration link for the dedicated portal is given at the end of the post. 2. 120 Days Integrated (Prelims + Mains) Time Table This year’s RaRe Series will include Integrated Revision Plan (IRP) where we will be syncing your mains and prelims syllabus together over next 120 Days. The Revision Plan is designed by integrating IASbaba's famous flagship initiatives - 60 Day Plan and TLP Mains Answer Writing. 3. Daily RaRe Series (RRS) Videos on High Probable Topics (Monday - Friday) In video discussions, special focus is given to topics which have high probability to appear in UPSC Prelims Question Paper. Each session will be of 20 mins to 30 mins, which would cover rapid revision of 10 high probable topics (both static and current affairs) important for Prelims Exam this year according to the schedule. 4. Daily Prelims MCQs from Static (Monday - Friday) Daily Static Quiz will cover all the topics of static subjects – Polity, History, Geography, Economics, Environment and Science and technology. 10 questions will be posted daily and these questions are framed from the topics mentioned in the schedule and in the RaRe videos. It will ensure timely and streamlined revision of your static subjects. Note: Should be integrated with the 60 Days Plan 2021. This will expose you to diverse questions from the same topics. 5. Daily Current Affairs MCQs (Monday - Saturday) Daily 5 Current Affairs questions, based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, would be published from Monday to Saturday. Note: Current Affairs questions covered in the 60 Days Plan and Daily Quiz Monthly Compilations should be covered retrospectively. 6. Daily CSAT Quiz (Monday - Friday) CSAT has been an achilles heel for many aspirants. Daily 5 CSAT Questions will be published. 7. Daily Mains Answer Writing (Monday - Friday) GS Mains will be covered along with Prelims in an integrated manner. Daily three Mains questions will be covered syllabus-wise according to the topics mentioned in the schedule. In total, it covers 250+ Mains Questions along with synopsis. 8. Brainstorming on Ethics & Essay (BEE) (Saturday & Sunday) Each week, Sunil Oberoi Sir (Retd. IAS) will take 3 sessions, two for Essay and one for Ethics. The two sessions earmarked for Essay will have a topic-based discussion where he will discuss the approach to write issue-based and philosophical essays. The topics will be picked from previous year question papers of UPSC and TLP initiative of IASbaba. 9. Full Mocks 3 GS Paper 1 Full Mocks will be provided along the lines of UPSC Prelims. 3 CSAT Paper 2 Full Mocks will be provided so that you are not overwhelmed during the D-Day. 10. Rapid Revision (RaRe) Notes Right material plays important role in clearing the exam and Rapid Revision (RaRe) Notes will have Prelims specific subject-wise refined notes. The main objective is to help students revise most important topics and that too within a very short limited time frame. Day-39 of RaRe Series - Click here To Register - Click here For complete details of the RaRe Series -  Click here

AIR

Election Commission's role in ensuring Free and Fair polls - All India Radio (AIR) IAS UPSC

ARCHIVES Search 2nd April, 2021 Spotlight here: http://www.newsonair.com/Main_Audio_Bulletins_Search.aspx Topic: General Studies 2: Appointment to various Constitutional posts, powers, functions and responsibilities of various Constitutional Bodies  There are four bulwarks of Indian democracy; one of them is Election Commission. Election commission is a constitutional body empowered to conduct free and fair elections under Article 324 of the Indian constitution. Elections are fundamental to democracy. In the long journey of seven decades, Election Commission of India never failed to serve its purpose of facilitating the democracy in the best possible way. In first elections of independent India, Election Commission successfully handled the mostly illiterate but enthusiastic citizens of India. It also survived the free and fair elections immediately after the end of Emergency in 1970s. Challenges faced by the Election Commission Suspension of norms of civility – and responsibility owing to the anonymous nature of the engagement on internet and social media. Free and fair election is important not only for expression of the will of people but also to maintain social cohesion and democratic values of equality, fraternity etc. Enforcing Model Code of Conduct in such a scenario becomes extremely difficult.  Use of bots and unfair means to trend on social media – The immediacy of the engagement, with deep penetration through the device of posts going viral, sometimes, allegedly, owing to the deployment of bots, creates challenge in conducting free and fair election.  Phenomenon of fake news and misinformation – an important aspect of the role that social media are likely to play in the elections is the phenomenon of fake news and misinformation. The social rupture caused by such campaigns, including heightened insecurity for marginalised sections of society, is phenomenal. De-Institutionalization of the democratic structure – A relatively small financial cost lends the ability to a small number of users to bombard the electorate with party political messages with little political accountability or responsibility. The net impact is in geometric proportion to the number of such platforms deployed. The result is the de-institutionalization of the democratic structure and a strengthening of what Lloyd Rudolph and Susanne Rudolph call a command polity. Othering/marginalization of some sections – This is the space where othering takes place with impunity and with only a miniscule risk of social censure. Absolved of the responsibility to defend their views in an open arena of co-equal citizens, regressive actors are able to campaign for their political viewpoints from the safety of a smartphone. Dilution of public reasoning – the fulcrum of public reasoning is shifting to the construction of the other. It therefore becomes less important for political actors to propose their own programme of action and more important for them to contest characterizations by others. Allegations of hacking of EVMs – When it’s difficult to verify news and counter fake news, allegations like hacking of EVMs may gain traction. This will completely shake he credibility of EC and erode trust in the election process.    Efforts made by Election Commission Election Commission of India is empowered to cancel the elections or call for re-elections if any kind corruption or malpractices are found; this is the most powerful tool in the hands of election commission to make democracy possible in letter and spirit. To further improve the transparency in elections, Election Commission of India introduced Electronic Voting Machines (EVM) in 1999. In 2010, Election Commission of India accepted the recommendations of Indiresan committee to introduce Voter-verified paper audit trail (VVPAT) for further transparency. In the same line, the EC is currently considering the use of Totaliser Machines during elections to mask booth-wise voting patterns. Internet major Google and social media giants Twitter and Facebook have assured the Election Commission that they will not allow their platforms to be used for anything which affects the purity of polls during campaign period. It is another laudable effort of Election Commission of India to strengthen democracy. The last 48 hours before the elections come to a close is called ‘silence period’ so that voter can calmly decide on as to whom to vote. Google, Facebook, etc. also assured the EC that political advertisements will be flagged, including the amount spent, so that expenditure can also be accounted for during campaign period. Similarly, some other efforts taken by Election Commission of India to strengthen the democracy by elections in India are, Model Code of Conduct, awareness campaigns, National Voters Day (25th Jan), Electoral Bonds, etc. Some of the recent steps taken also include –  Banned prominent politician from campaigning for certain period in recent Lok sabha election.  Banned a biopic movie.  Banned election campaign in Kolkata due to eruption of violence.  SVEEP – Systematic voter’s education and electoral awareness program.  C-Vigil – to maintain the integrity of election process.  Setup Media Certification and Monitoring Committee ECI reform plan: For a level playing field ECI is considering tightening ways to cap the expenditure of political parties. But even this can be meaningful only if there is more transparency in campaign finance which suggests that the electoral bonds system, as it is in place now, is untenable. The ECI has suggested bringing social media and print media under the “silent period” ambit after campaigning ends. Regulating social media will be difficult and it remains to be seen how the ECI will implement this. The ECI also plans to introduce new “safe and secure” voting methods. The use now of the EVM as a standalone, one-time programmable chip-based system, along with administrative safeguards renders it a safe mechanism that is not vulnerable to hacking.  Any other “online” form of voting that is based on networked systems should be avoided Aadhaar-Voter ID linkage to weed out duplications and misrepresentations from the electoral rolls - The idea of an Aadhaar-linked remote voting system that is sought to be built as a prototype could be problematic considering how the unique identity card has excluded genuine beneficiaries when used in welfare schemes Amendments to Section 20(6) of the Representation of the People’s Act, 1951 to allow the husband of a female officer to be registered as a service voter where she holds office. Granting powers to ECI to deregister a party Greater autonomy to ECI Giving Constitutional protection to all members of ECI Charging budget of ECI to Consolidated Fund of India Setting up Independent Secretariat for ECI like those for Lok Sabha and Rajya Sabha Do you know?  How can overseas voters currently vote in Indian elections? Prior to 2010, an Indian citizen who is an eligible voter and was residing abroad for more than six months owing to employment, education or otherwise, would not have been able to vote in elections. After the passing of the Representation of the People (Amendment) Act, 2010, eligible NRIs who had stayed abroad beyond six months have been enabled to vote, but only in person at the polling station where they have been enrolled as an overseas elector. Refer: Mindmap + Blockchain Technology and Voting Connecting the Dots: India’s Election Commission is an embodiment of institutional excellence and professionalism. Comment.    Liberhan Commission recommendations against parties which misuse religion.

RSTV Video

Tackling Naxal Threat – The Big Picture – RSTV IAS UPSC

Archives TOPIC: General Studies 3 Challenges to Internal Security Context: Twenty-three security personnel were killed and 33 injured on April 2nd in one of the deadliest Maoist ambushes ever in Bastar, Chattisgarh.  A CoBRA commando has been captured by Maoists and are demanding interlocutor for negotiating his release. In this ambush, Maoists triggered blasts and then rained bullets and shells on the troops from well-camouflaged positions, inflicting heavy causalities.  One of the survivors of the encounter said that they were attacked by over 400 Maoists from three sides. The ambush lines stretched over 2km. This is the second major attack since March 24 when Maoists blew up a bus carrying security personnel, killing five policemen and injuring 13 in neighbouring Narayanpur district. Issues Complacency by government: The downward trend of Maoist violence over the last few years has led the government and some security analysts to declare that the battle against Maoism (or Naxalism, as the terms are interchangeably used) is almost won. Still the biggest Internal Security threat: Despite data revealing an overall reduction in violence, the capacity of Left-wing extremists to retaliate with ferocity indicates that Maoism still remains the biggest threat to our internal security. The recent attack is yet another reminder of the capability of Maoist cadres to lie low for long periods, regroup and strike at intervals. Chhattisgarh struggles: Since a crackdown on Maoists starting 2005 in Left Wing Extremism (LWE) states, other states have largely tackled the problem. The number of districts declared Naxal-affected is now just 90, down from over 200 in the early 2000s. Yet Chhattisgarh struggles Mass support to Maoists: There is a complete administrative and security vacuum in such areas to counter. The erosion of State authority is also reflected in the fact that civilians often act as the eyes and ears of the Maoists in affected areas. Federal Challenge: One problem is the federal nature of India, and the resistance of state governments. It limits what the Central government can do to tackle the challenges comprehensively.  The overstretched policemen operating in these areas, without an adequate senior police leadership is at times making the operations against Maoists ineffective. The Way Ahead Learnings from AP: The Greyhounds of undivided Andhra Pradesh, a specialised force that achieved great success in weakening the Maoists, conducted their operations with small-sized teams, acting on pinpoint intelligence. Even their platoon strength team had a clear chain of command. Building Infrastructure: While extending roads and hoisting mobile towers have certainly helped, CRPF will have to set up its camps deeper in the jungles. The Rural Roads Programme (RRP) aimed at constructing 5,411 kms and connecting 44 Naxal-affected districts, must also be speeded up as most of these districts fall in Chhattisgarh. Leadership by State Police: Maoism has been defeated only in states where the state police have taken the lead. Central forces have the numbers and the training, but they have no local knowledge or intelligence. Only local police can drive out Maoists The obliteration of Maoist violence in Andhra Pradesh is largely attributed to the state’s Greyhounds.  In Maharashtra, where Maoists held sway over several districts, they have now been confined to border areas of Gadchiroli thanks to local police and the C60 force.  West Bengal achieved normalcy through an ingenious strategy adopted by the state police.  The Jharkhand Jaguars have gained an upper hand in the past few years, and Odisha has confined Maoist activity largely to Malkangiri thanks to broad administrative interventions in Koraput. Conclusion There is something fundamentally wrong with the approach of the government in handling this challenge to internal security. Our governments are routinely confused while dealing with internal security challenges. There are two ways to confront insurgencies. One is to manage it at a low-key level, like New Delhi has done for decades in the North-East. The other is to go hammer and tongs, as the Sri Lankan forces eventually did against the LTTE, to finish off any serious resistance by the Tamil militants. Connecting the Dots: Examine the changing characteristics and pattern of left wing extremism in India. What strategies do left wing extremists adopt to destabilise the democracy? What has been the government’s strategy to thwart such threats? Examine. The term ‘urban Naxal' has gained currency in the last few years. What is the meaning of this term? What are your views on the belief that the so-called urban Naxals are a security threat to India? Comment.

[INTERVIEW INITIATIVE] Think, Rethink and Perform (TRP) [DAY 22] 2020 for UPSC/IAS Personality Test!

ARCHIVES (of TRP) - > CLICK HERE Those who have appeared for UPSC Mains 2020, fill up the Google form given below. Students who fill the form will be added to a telegram group so that there can be healthy discussions with other students who will be appearing for the Interview/Personality Test. Also, Mohan sir, Bureaucrats and Ex-Bureaucrats will be interacting one on one with all the students who will be appearing for the same. REGISTER HERE – CLICK HERE   Interview Discussion: Think, Rethink and Perform; (TRP)- Day 22 Set 1: Ask these questions to yourself; contemplate and come out with a concrete answer (not to be discussed on this forum). Invest at least 30 minutes on this set of questions.  Given a chance to change one thing about your country, what will you change and why? Now imagine that you have to chalk out a plan to affect this change. How will you approach it?  How much do individual efforts matter in achieving greater things?  Set 2: Analyse the following issue:  The latest PEW survey on Indians and religion has revealed many interesting facts. What are your takeaways from this survey? Do you think issues like secularism and religiosity are often misunderstood and misinterpreted in India? If yes, why?  We expect you to discuss the above question (Set 2) in the comments below and come out with a balanced view of the issues. Thank You IASbaba

Daily Prelims CA Quiz

UPSC Quiz – 2021 : IASbaba’s Daily Current Affairs Quiz 8th JULY 2021

For Previous Daily Quiz (ARCHIVES) - CLICK HERE The Current Affairs questions are based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, which are very important sources for UPSC Prelims Exam. The questions are focused on both the concepts and facts. The topics covered here are generally different from what is being covered under ‘Daily Current Affairs/Daily News Analysis (DNA) and Daily Static Quiz’ to avoid duplication. The questions would be published from Monday to Saturday before 2 PM. One should not spend more than 10 minutes on this initiative. Gear up and Make the Best Use of this initiative. Do remember that, “the difference between Ordinary and EXTRA-Ordinary is PRACTICE!!” Important Note: Don't forget to post your marks in the comment section. Also, let us know if you enjoyed today's test :) After completing the 5 questions, click on 'View Questions' to check your score, time taken, and solutions. To take the Test - Click Here

IASbaba’s TLP (Phase 1): UPSC Mains Answer Writing – General Studies Paper 3 Questions [8th JULY,2021] – Day 129

For Previous TLP (ARCHIVES) - CLICK HERE Hello Friends, Welcome to IASbaba’s TLP (Phase 1): UPSC Mains Answer Writing – General Studies Paper 3 Questions [8th JULY,2021] – Day 129 TLP (Phase 1) just got over on 8th May (Saturday) and we are extremely thankful for your active participation to make this program a success. Well, though TLP (Phase 1) got over, ‘Picture abhi baaqi hai mere dost’. There is a surprise for you. Since prelims is bound to get delayed once again this year, its not wise to leave the writing practice just now. Hence, we are extending the TLP program  We will be posting 3 questions per day (Monday to Friday). The questions will be based on Current Affairs, so that you don’t have to invest your time separately on exclusively mains oriented topics. So, keep practicing and keep improving. To Know More about TLP  -> CLICK HERE For Previous TLP (ARCHIVES) - CLICK HERE Note: Click on Each Question (Link), it will open in a new tab and then Answer respective questions! 1. What is deficit financing? Is deficit financing always bad? Critically examine. (10 Marks) घाटे का वित्तपोषण क्या है? क्या घाटे का वित्तपोषण हमेशा खराब होता है? समालोचनात्मक जाँच करें। 2. In the present economic situation of the country, do you think it is feasible to adhere to the fiscal deficit target of 3%. Critically Examine. (10 Marks) देश की वर्तमान आर्थिक स्थिति में, क्या आपको लगता है कि 3% के राजकोषीय घाटे के लक्ष्य का पालन करना संभव है। समालोचनात्मक जाँच करें। 3. Engaging in talks with Pakistan and Taliban is a strategic imperative for India. Do you agree? Critically comment. (15 Marks) पाकिस्तान और तालिबान के साथ बातचीत में शामिल होना भारत के लिए एक रणनीतिक अनिवार्यता है। क्या आप सहमत हैं? समालोचनात्मक टिप्पणी करें। AWARE ( Answer Writing REdefined) Series - 7 Steps to Master Answer Writing Skills by Mohan Sir - CLICK HERE P.S: The review from IASbaba will happen from the time the question is posted till 10 pm every day. We would also encourage peer reviews. So friends get actively involved and start reviewing each other's answers. This will keep the entire community motivated. All the Best :)

SYNOPSIS [7th JULY,2021] Day 128: IASbaba’s TLP (Phase 1): UPSC Mains Answer Writing (General Studies)

For Previous TLP (ARCHIVES) - CLICK HERE   SYNOPSIS [7th JULY,2021] Day 128: IASbaba’s TLP (Phase 1): UPSC Mains Answer Writing (General Studies)   1. What are land banks? What purpose do they serve? Examine their potential in India.  Approach  The candidate first needs to define what is land bank.In next part address what is the purpose of setting up of land banks and in last write what are its potential in India.Make use of recent initiatives by Indian government and states government to substantiate your arguments  Introduction Land banking is the practice of aggregating parcels or blocks of land at current market rates or lower, for future sale or development. Recently Indian authorities have identified land parcels across the country and are developing a land pool to woo companies moving out of China after the pandemic that originated in the country. The land parcels identified by the authorities are spread across the country in states such as Gujarat, Maharashtra, Tamil Nadu and Andhra Pradesh. Body Inordinate delay in land acquisition has been one of the biggest obstacles in India’s bid to emerge as a major industrial nation, with several foreign companies, including Posco and Saudi Aramco, facing the brunt of a myriad of rules and regulations. Land acquisition has also resulted in large-scale protests against an SEZ in Nandigram, a Tata Motors plant in Singur (both are in West Bengal) and Vedanta’s bauxite mining proposal in Odisha’s Niyamgiri.Therefore the government has recently launched GIS enabled land banking portal which has all the information on the parcel of land available to the logistics which the area will facilitate. Purpose of Land Banks: Building land banks allows government to offer land to private investors right away, rather than having to wait for the lengthy process of land acquisition each time an investor wants land. It helps to save critical time required for the start of the business and helps to improve ‘ease of doing businesses’.  It also saves cost of land acquisition as land rates get disproportionately raised after the announcement of project. Investors also like to know that the land is acquired and available, and that they won’t run into political problems down the road. Making land readily available for economic activities sounds like a rational move. Potential of Land Banks in India: Land use patterns and fragmentation of holdings is a key issue. The proportion of land that is available for industry (i.e. not suitable for cultivation) is around 23% in the country. Land Bank can provide required pieces of land to industries in homogeneous fashion. The problem of low availability of land suitable for industry is accentuated by the ever increasing pressure on land due to increase in population. It creates necessity of Land banks.  India’s urban areas have huge areas of unutilized land parcels which can be utilized for affordable housing projects. Land bank can generate source of revenue for government as many public sector entities has huge tracts of land lying idle. Eg. Railways.  Voluntary buying of land by government through online portal avoids forcible acquisition of land. Eg. Model followed by Haryana state government. Since land ownerships in vast swathes of India are fragmented and disorganised, direct acquisition remains a critical challenge, more so for private companies. The land bank becomes a key initiative of the government, as it intends to undertake structural reforms in factors of production to enable greater manufacturing and reverse a Covid-induced slide in growth. Issues with land bank: Land Bank is an easy option for creation of industrial enclaves but land acquisition in many states have been done without following due process requirements laid down in laws such as the Land Acquisition Act, 2013 (LARR) and the Forest Rights Act, 2006 (FRA). Eg. Return of acquired land from POSCO in Odisha was not transferred to earlier owners but put in state Land Bank.  Shift of cultivable lands into land bank for industrial purpose could create threat to food security of India. Common lands over which communities had traditional rights have been set aside as part of land banks and once that is done it becomes even more difficult for communities to claim rights over it under laws such as the Forest Rights Act (FRA). Supreme Court asked states why much of the land bought for special economic zones is lying idle this shows how creating land banks and not utilising them goes against the purpose and may harm interests of marginal workers who benefited from the land parcel. There is lack of computerised land data in each state which leads to discrepancies on paper and ground data on the land parcel which often leads to long legal battles . Conclusion India has historically been lagging in the level of industrialisation which a society needs.This has led to problems of disguised employment in agriculture, agrarian distress, lack of employment, poverty and overall socioeconomic backwardness.Therefore the pandemic is great opportunity to put a major thrust on reforms which will bring more investment and lead to new jobs and industries.Therefore the land banks scheme being brought by Union government with other reforms such as product linked incentive scheme and laboratories reforms will help India achieve its industrialisation targets. 2. Lands reforms were implemented to bring about a change in economic conditions of the poor and downtrodden in country, but did it serve the intended purpose? Examine  Approach  Define in brief what is meant by land reforms.In next part address what were their objectives with what were the successes of this process.In next part write failures of land reforms and give a balanced conclusion with reform based agenda. Introduction  In a narrow sense, land reform means the distribution of surplus land to small farmers and landless tillers, accrued as a result of the implementation of the ceiling on agricultural holdings. More broadly, it includes regulation of ownership, operation, leasing, sales, and inheritance of land. The Land Reforms of the independent India had four components: The Abolition of the Intermediaries, Tenancy Reforms, Fixing Ceilings on Landholdings ,Consolidation of Landholdings. Body Need for land reform in India  Several important issues confronted the government and stood as a challenge in front of independent India and land reforms was one at the centre stage with its potential to reduce poverty and grant livelihood to millions. Land was concentrated in the hands of a few and there was a proliferation of intermediaries who had no vested interest in self-cultivation. Leasing out land was a common practice. The tenancy contracts were expropriate in nature and tenant exploitation was almost everywhere. Land records were in extremely bad shape giving rise to a mass of litigation. One problem of agriculture was that the land was fragmented into very small parts which was inconvenient for commercial farming. It resulted in inefficient use of soil, capital, and labour in the form of boundary lands and boundary disputes.  Objectives of Land Reforms Restructuring of agrarian relations to achieve an egalitarian structure.As the land was concentrated in hands of few wealthy families and larger population was marginal farmer,it became imperative for equality to reduce this unequal land distribution. Elimination of exploitation in land relations.The relationship with tenants was such exploitative that tenants hardly survived after sharing the produce with land owner.It resulted into abject poverty and malnutrition of entire families.Also it incentivised bonded labour as there was no other source of income. Actualisation of the goal of “land to the tiller”.Land to tiller was a long held objective of the national movement and therefore it was natural that after independence this needed to be fulfilled  Improvement of socio-economic conditions of the rural poor by widening their land base.Land was the only source of livelihood as industrial development was not promoted by colonial government. Increasing agricultural production and productivity.Land to tiller would also bring new energy and purpose in agriculture which will increase production. Infusion of a great measure of equality in local institutions.Ownership of land served as structural inequality in rural society.Therefore the distribution of land was envisaged for democratisation of rural society and local institutions. Successes of land reforms  The National Commission of Agriculture remarked that “the essence of present situation is that Indian agriculture is in the stage of transition from predominantly semi-feudaI oriented agriculture characterised by large scale leading out of land and subsistence farming to a commercialized agriculture increasingly assuming the character of market oriented farming.” Concentration of Land with Big Landowners:The concentration of land in the hands of big landowners has not undergone any change during the last four decades. It means disparities have not been reduced in the distribution of land holdings but it has enhanced the disparities in property ownership at village level. End of Feudalism:According to report of National Commission, “as a result of land reform the feudal and semi- fedual classes have lost their domination over the agrarian Indian economy.” Moreover, the decline of semi-feudalistic relations had led to develop the agriculture on commercial lines. Growth of Agricultural Labour:Another striking feature of land reforms is that it has led to the rapid growth of landless agricultural labourers. This constitutes about 25 per cent of the agricultural population in the country. This class is still subject to various types of economic bondages and social oppressions. Emergence of Modern Entrepreneurs:Another important feature of the agrarian structure is the emergence of modern entrepreneurs during the last four decades. They are drawn largely from the ranks of ex-feudal landlords, proper strata of privileged tenants and bigger ryots and money lenders. Moreover, the growth of commercialisation has improved the technique of production. Leasing of Land owners:One of the important impact of land reforms is that it has paved the way to change the subsistence farming into commercial farming. Commercial and modern agriculture has led to leasing of land by big farmers from small cultivators. Failures of Land reforms in India  The land ceiling legislation has had a twin effect in destroying the agricultural landholdings in India. Firstly, the legislation has not been implemented well due to which the land given to poor farmers is so negligible that they cannot possibly sustain their families and their lives off of it.  Secondly, by taking away land from the bigger landlord, the agriculture has become fragmented and the efficiency that can be achieved on a bigger farm by employing modern machinery and technology has been seriously reduced. About 5 percent of farmers hold about 32 percent of farmland and a large farmer (owner of around 43 acres) owns 45 times the size of land that a marginal farmer (owner of around 0.96 acres) owns.This shows gross inequality and failure of land reforms. This overall failure of land reforms is a primary reason for low productivity, disguised labour, class divide and lack of democracy in villages, abject poverty of marginal and landless farmers, entrenchment of caste. Conclusion The pace of implementation of land reform measures has been slow. The objective of social justice has, however, been achieved to a considerable degree. Land reform has a great role in the rural agrarian economy that is dominated by land and agriculture. New and innovative land reform measures should be adopted with new vigour to eradicate rural poverty. Modern land reforms measures such as land record digitisation must be accomplished at the earliest. 3. What is a loan guarantee scheme? How does it operate? What are its pros and cons as an economic instrument? Discuss. Approach  In introduction the candidate needs to mention the basics of the loan guarantee scheme and contextualise to Indian scheme recently launched.In next part address the directives of question which are operation of scheme and positives and negatives of the scheme. Introduction  A credit guarantee scheme provides third-party credit risk mitigation to lenders through the absorption of a portion of the lender’s losses on the loans made to SMEs in case of default, typically in return for a fee. The Emergency Credit Line Guarantee Scheme (ECLGS)  if Indian government has been formulated as a specific response to the unprecedented situation caused by COVID-19 and the consequent lockdown, which has severely impacted manufacturing and other activities in the MSME sector. Body  Credit markets for small and medium size enterprises (SMEs) are characterized by market failures and imperfections. Up to 68% of formal SMEs in emerging markets are either unserved or underserved by financial institutions, with a resulting credit gap estimated to be close to $1 trillion. Public credit guarantee schemes (CGSs) are a common form of government intervention to unlock finance for small and medium enterprises (SMEs). More than half of all countries in the world have a CGS for SMEs and the number is growing. Fig . Working of loan guarantee schemes  Working of public credit(Loan) guarantee scheme In a public credit guarantee scheme, a third party—a credit guarantee trust—plays the key role: it covers a certain percentage of risk coverage in case of default by the borrower, and in return, the credit guarantee trust charges the guarantee fee to the lender.  The partial or full default risk coverage of the loan reduces the lender’s exposure to credit loss– even when there is no change in the amount of default nor even a probability of default.  The credit loss risk coverage acts as default insurance for the lenders. The decrease in expected credit losses pushes the lenders to reduce the collateral loan requirements as the recoverability of the loan portfolio increases.  Moreover, the scheme encourages the lender to offer credit to corporations that would otherwise not get credit without the credit guarantee.  With a credit risk coverage, an MSME would get credit with preferred terms such as lower interest rate, long duration, and higher amount of loans. Benefits of Loan guarantee scheme The Scheme has been formulated as a specific response to the unprecedented situation caused by COVID-19 and the consequent lockdown, which has severely impacted manufacturing and other activities in the MSME sector.  In view of the critical role of the MSME sector in the economy and in providing employment, the proposed Scheme is expected to provide much needed relief to the sector by incentivizing MLIs to provide additional credit of up to Rs.3 lakh crore to the sector at low cost, thereby enabling MSMEs to meet their operational liabilities and restart their businesses.  By supporting MSMEs to continue functioning during the current unprecedented situation, the Scheme is also expected to have a positive impact on the economy and support its revival. It will help banks to revive the credit growth in the economy which will lead to better investment. Unemployment will be reduced as msme sectors who are largest employers will be back to production which will revive labour demand. Msme need not go to bankruptcy and can have easy loans with government guarantee. The credit worthiness of Msme and other essential sectors will not be affected. Drawbacks of loan guarantee scheme Inequitable distribution of funds – 80% of the total borrowers received only 30% of the total loan amount.This shows that the largeer players are cornering the benefits . lower than average utilisation rates for smaller borrowers this shows that either there is lack of information on the scheme or the scheme has failed to evoke a positive response in borrowers. Share of loans taken by manufacturing firms is the lowest, with less liquidity benefits. This shows that in face of less demand in the market the manufacturing firms are not keen to increase their leverage. Further the scheme addresses only short term credit requirements ,while the longterm issues which affects the msme remains entrenched. Another issue raised by MSMEs is that the Scheme is beneficial for existing customers and not the first-time borrowers.  Further, whilst the loans extended are collateral-free, the Scheme provides that the loans shall rank second charge with the existing credit facilities, which involve documentation, payment of registration fee and stamp duty charges.This shows duplication of the entire process  Conclusion The Scheme provides credit availability to MSMEs and small businesses to meet their operational liabilities and revive their businesses which got affected due to two months' countrywide lockdown. It will bring a positive impact on the economy and will mitigate the distress caused by the Corona pandemic.Further to make it more impactful the government and RBI should work together to address the issues highlighted by the msme sector for better uptake of the scheme across the sector.   TLP Synopsis Day 128 PDF