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UPSC CSAT Quiz – 2021: IASbaba’s Daily CSAT Practice Test – 26th January 2021

ARCHIVES Daily CSAT Practice Test Everyday 5 Questions from Aptitude, Logical Reasoning, and Reading Comprehension will be covered from Monday to Saturday. Make the best use of the initiative. All the best! To Know More about Ace the Prelims (ATP) 2021 - CLICK HERE Important Note: Don't forget to post your marks in the comment section. Also, let us know if you enjoyed today's test :) After completing the 5 questions, click on 'View Questions' to check your score, time taken and solutions. To take the Test - Click Here

DAILY CURRENT AFFAIRS IAS | UPSC Prelims and Mains Exam – 25th January 2021

Archives (PRELIMS + MAINS FOCUS) CSIR-CMERI unveils India’s First-ever Aqua Rejuvenation Plant Part of: GS Prelims and GS- III – Infrastructure; Environment In news  CSIR-Central Mechanical Engineering Research Institute, Durgapur (West Bengal) unveiled the first-ever Waste Water Treatment Technology Model which purifies Waste Water for Irrigation/Farming purposes. It facilitates an Organic Farming Model through treated Waste Water. Key takeaways Aqua Rejuvenation Plant (ARP) is an Integrated Waste Water Rejuvenation Model which has Six-Stage purification profile for comprehensive treatment of Waste Water, based upon diverse purification parameters. The approx. 24,000 litres of Water that can be rejuvenated using ARP will be sufficient for almost 4 acres of Agricultural Land (barring seasonal variations in water requirements). The used filtration media have been specially developed to handle Indian Sewage Water Parameters and based upon Geographical Variations they may be modified. The system has dual benefit. While the treated water is being used for irrigation purpose, the filtered sludge generated is also utilized as manure / fertilizer. The bio char prepared from dry leaves falling in autumn season is also used for mixing in soil as it reduces the water requirement for irrigation thus saving precious water. Two new species of a rare ant genus discovered in India Part of: GS Prelims and GS- III – Biodiversity; Environment In news  Two new species of a rare ant genus have been discovered in India.  The species of the ant genus Ooceraea found in Kerala, and Tamil Nadu add to the diversity of this rare genus. Key takeaways One of them found in the Periyar Tiger Reserve of Kerala, has been named Ooceraea joshii, in honour of Prof. Amitabh Joshi, a distinguished evolutionary biologist. The newly discovered ant species with ten segmented antennae, establish an old world lineage that contains a species emerging as the only model organism among the ant subfamily. Draft ‘Arctic’ Policy Part of: GS Prelims and GS- III – Environment In news  India has unveiled a new draft ‘Arctic’ policy that, among other things, commits to expanding scientific research, sustainable tourism and mineral oil and gas exploration in the Arctic region. Key takeaways India expects the Goa-based National Centre for Polar and Ocean Research to lead scientific research and act as a nodal body to coordinate activities under it. Aim: (1) To put in place Arctic related programmes for mineral/oil and gas exploration in petroleum research institutes; (2) To encourage tourism and hospitality sectors in building specialised capacities and awareness to engage with Arctic enterprises. Arctic research will help India’s scientific community to study melting rates of the third pole — the Himalayan glaciers, which are endowed with the largest freshwater reserves in the world outside the geographic poles. Do you know? India launched its first scientific expedition to the Arctic in 2007. Himadri is India's first permanent Arctic research station located at Spitsbergen, Svalbard, Norway.  It was set up during India's second Arctic expedition in 2008. RBI suggests a tougher regulatory framework for NBFCs Part of: GS Prelims and GS- III – Banking; Economy In news  The RBI has suggested a tougher regulatory framework for the non-banking finance companies’ (NBFC) sector to prevent recurrence of any systemic risk to the country’s financial system. Key takeaways RBI released a discussion paper on the revised regulatory framework which is formulated on a scale-based approach, and sought comments within a month. The regulatory and supervisory framework of NBFCs will be based on a four-layered structure — the base layer (NBFC-BL), middle layer (NBFC-ML), upper layer (NBFC-UL) and the top layer. If the framework is visualised as a pyramid, the bottom of the pyramid, where least regulatory intervention is warranted, can consist of NBFCs currently classified as non-systemically important NBFCs (NBFC-ND), NBFCP2P lending platforms, NBFCAA, NOFHC and Type I NBFCs. The next layer may comprise NBFCs currently classified as systemically important NBFCs (NBFC-ND-SI), deposit-taking NBFCs (NBFC-D), HFCs, IFCs, IDFs, SPDs and CICs. The extant regulatory framework for NBFC-NDs will now be applicable to base layer NBFCs.  The extant regulatory framework applicable for NBFC-NDSI will be applicable to middle layer NBFCs.  NBFCs residing in the upper layer will constitute a new category. The current threshold for systemic importance, which is ₹500 crore now, is proposed to be revised to ₹1,000 crore. As per the proposals, the extant NPA classification norm of 180 days will be reduced to 90 days. Important value additions  Non-Banking Financial Company It is a financial institution that does not have a full banking license or is not supervised by a national or international banking regulatory agency.  The most important difference between non-banking financial companies and banks is that NBFCs don’t take demand deposits.   Related articles: RBI introduces risk-based internal audit norms for NBFCs, UCBs: Click here Structured Finance and Partial Guarantee Programme to NBFC-MFIs launched: Click here Special liquidity scheme for NBFCs/HFCs approved: Click here USA’s new President restores America’s participation in Paris Climate Agreement Part of: GS Prelims and GS- III – Environment In news  Joe Biden assumed office as President of the USA recently. Among the first orders he signed was one to restore America’s participation in the United Nations Paris Agreement on climate change. Key takeaways America’s return will take effect on February 19. USA has promised enforcement mechanism to achieve net-zero emissions no later than 2050, including a target no later than the end of his term in 2025, aided by a planned federal investment that will total $1.7 trillion over ten years, besides private investments. The plan revolves around 10 million well-paying clean energy jobs with a focus on solar and wind power. This year’s UN climate conference in Glasgow will see the new administration engaging UNFCCC member-nations to raise global ambition. Do you know? The withdrawal from the Paris Agreement meant that the U.S. was no longer bound by its national pledge made under the pact: to achieve an economy-wide reduction of its GHG emissions by 26%-28% below the 2005 level in 2025. America also stopped its contribution to the UN’s Green Climate Fund, to which it had pledged $3 billion, after transferring an estimated $1 billion. In the past, the U.S., under George W. Bush, had pulled out of the previous pact, the Kyoto Protocol, in 2001. Important value additions What is the Paris Agreement? In December 2015, 195 countries signed an agreement (came into force on Nov 2016) within the United Nations Framework Convention on Climate Change(UNFCCC), dealing with greenhouse-gas-emissions mitigation, adaptation, and finance Objective: To slow the process of global warming by limiting a global temperature rise this century well below 2 degrees Celsius above pre-industrial levels and to pursue efforts to limit the temperature increase even further to 1.5 degrees Celsius. Another crucial point in this agreement was attaining “net zero emissions” between 2050 and 2100. Nations have pledged “to achieve a balance between anthropogenic emissions by sources and removals by sinks of greenhouse gases in the second half of this century”.  Developed countries were also told to provide financial resources to help developing countries in dealing with climate change and for adaptation measures.  As part of a review mechanism, developed countries were also asked to communicate every two years the “indicative” amount of money they would be able to raise over the next two years, and information on how much of it would come from public financial sources.  In contrast, developing countries have only been “encouraged” to provide such information every two years on a voluntary basis. The agreement also includes a mechanism to address financial losses faced by less developed nations due to climate change impacts like droughts, floods etc. However, developed nations won’t face financial claims since it “does not involve or provide a basis for any liability or compensation”. Related articles: US and Paris Agreement: Click here Paris Climate Deal: India’s Progress, Pandemic and Challenges: Click here Miscellaneous Subhash Chandra Bose Aapda Prabandhan Puraskar 2021 To recognize and honour the invaluable contribution and selfless service rendered by individuals and organizations in India in the field of Disaster Management, Government of India has instituted an annual award known as Subhash Chandra Bose Aapda Prabandhan Puraskar. For the year 2021, (i) Sustainable Environment and Ecological Development Society (in the institutional category) and (ii) Dr. Rajendra Kumar Bhandari (in the Individual category) have been selected for the Subhash Chandra Bose Aapda Prabandhan Puraskar for their excellent work in Disaster Management. The award is announced every year on 23rd January, the birth anniversary of Netaji Subhash Chandra Bose. The award carries a cash prize of Rs. 51 lakh and a certificate in case of an institution and Rs. 5 lakh and a certificate in case of an individual Bhawana Kanth Flight lieutenant Bhawana Kanth is set to become the first woman fighter pilot to take part in the Republic Day parade. She will be a part of the Indian Air Force's (IAF's) tableau that will showcase mock-ups of the light combat aircraft, light combat helicopter and the Sukhoi-30 fighter plane. She is currently posted at an airbase in Rajasthan where she flies the MiG-21 Bison fighter plane. Kanth is also one of the first women fighter pilots in the IAF. (Mains Focus) AGRICULTURE/ ECONOMY/ GOVERNANCE Topic: GS-2: Government policies and interventions for development in various sectors and issues arising out of their design and implementation.  GS-3: Issues related to direct and indirect farm subsidies; Transport and marketing of agricultural produce and issues and related constraints. GS-3: Indian Economy and issues relating to planning, mobilization, of resources, growth, development and employment  In agri-credit, small farmers are still outside the fence Context: Farmers on the warpath would mean that agriculture reforms have again occupied centrestage not just in the minds of the politicians but also policymaker. Why farmers are protesting against farm laws: Click here and here Why earlier government negotiations have failed: Click here What is the long term solution advocated by experts: Click here Do You Know? As in the Agriculture Census, 2015-16, the total number of small and marginal farmers’ households in the country stood at 12.56 crore. These small and marginal holdings make up 86.1% of the total holdings.  RBI has set a cap that out of a bank’s overall adjusted net bank credit, 18% must go to the agriculture sector, and within this, 8% must go to small and marginal farmers and 4.5% for indirect loans Farm Credit and Small Farmers Institutional Credit avoids Debt Trap: To enable small farmers to diversify their crops or improve their income they must have access to credit at reasonable rates of interest. This prevents them from going to private moneylender who charge exorbitant rate of interest leading to debt trap Subsidised Agri-credit Increasing every year: The central government announces an increase in the target of subsidised agriculture credit limit every year and banks surpass the target. In 2011-12, the target was ₹4.75-lakh crore; now, agri-credit has reached the target of ₹15-lakh crore in 2020-21 with an allocated subsidy of ₹21,175 crore. Agri-credit has become less efficient in delivering agricultural growth: Unfortunately, while the volume of credit has improved over the decades, its quality and impact on agriculture has only deteriorated. Over 85% of farmers’ income remain stagnant over the years. Agri-Credit not reaching Small Farmers: In the last 10 years, agriculture credit increased by 500% but has not reached even 20% of the 12.56 crore small and marginal farmers. Households with the lowest land holding (up to two hectares) getting only about 15% of the subsidised outstanding loan from institutional sources (bank, co-operative society). The share is 79% for households having land more than two hectares. Agri Machinery still financed by non-subsidised loans: Despite an increase in agri-credit, even today, 95% of tractors and other agri-implements sold in the country are being financed by NBFCs, at 18% rate of interest or by Banks at 11%. Bulk of subsidised agri-credit is grabbed by big farmers and agri-business companies: A loose definition of agri-credit has led to the leakage of loans at subsidised rates to large companies in agri-business. In 2017, 53% of the agriculture credit that NABARD provided to Maharashtra was allocated to Mumbai city and suburbs, where there are no agriculturists, only agri-business.  Institutional Credit is Unevenly Distributed: RBI’s internal working group in 2019 found that in some States, credit disbursal to the farm sector was higher than their agriculture GDP and the ratio of crop loans disbursed to input requirement was very unevenly distributed. Examples are in Kerala (326%), Andhra Pradesh (254%), Tamil Nadu (245%), Punjab (231%) and Telangana (210%).  Diversion of credit for non-agriculture purposes: The subsidised credit disbursed at a 4%-7% rate of interest is being disbursed to other purposes due to corruption and loopholes in the system. At times these loans are refinanced to small farmers in the open market at a rate of interest of up to 36%. Ignored by new farm laws: Even new farm laws have not addressed the reform in the agriculture credit system Way Forward Direct Income Support: One way to empower small and marginal farmers is by giving them direct income support on a per hectare basis rather than hugely subsidising credit.  Promoting Farmer Producer Organisations(FPO): Streamlining the agri-credit system to facilitate higher crop loans to farmer producer organisations, or the FPOs of small farmers against commodity stocks can be a win-win model to spur agriculture growth Leveraging Technology: With mobile phone penetration among agricultural households in India being as high as 89.1%, the prospects of aggressive effort to improve institutional credit delivery through technology-driven solutions can reduce the extent of the financial exclusion of agricultural households.  Promoting New Age Agri-Entrepreneurs: There are reports that farmers have been able to avail themselves of loans through mobile phone apps. These apps use satellite imagery reports which capture the extent of land owned by farmers in States where land records are digitised and they grow the crop to extend the Kisan Credit Card loans digitally Cooperative Federalism: Other steps needed are reforming the land leasing framework and creating a national-level agency to build consensus among States and the Centre concerning agriculture credit reforms to fill the gap and reach out to the most number of small and marginal farmers. GOVERNANCE/ SOCIETY Topic: GS-2: Effect of policies and politics of developed and developing countries on India’s interests  GS-3: Conservation, environmental pollution and degradation USA re-joining Paris Accord Context: Joe Biden assumed office as President of the United States on January 20, 2021, and among the first orders he signed was one to restore America’s participation in the United Nations Paris Agreement on climate change, that premised on voluntary targets for national emissions cuts His decision on America’s return will take effect on February 19, which would be 107 days after its withdrawal under the Donald Trump administration became formal on November 4, 2020. US and Pollution Share in Global GHG Emission: The U.S. accounts for 15% of global GHG emissions, but it is the biggest legacy contributor of atmosphere-warming gases.  Sectoral Contribution to GHG Emission: Transport (28%) and power (27%) are the two biggest national sectors contributing to GHG emissions, followed by industry (22%), agriculture (10%) and Commercial and residential emissions together make up only 13% Major Contributor of Methane Pollution: Significantly, 10% of U.S. emissions are methane, which has a greater warming effect than CO2, and 81% is carbon dioxide. The rest is made up of nitrous oxide and fluorinated gases. Do You Know? On the long road to Paris, the U.S., under George W. Bush, had pulled out of the previous pact, the Kyoto Protocol, in 2001. Since Trump Presidency (2016 onwards), US has Quit the U.N. Human Rights Council and U.N. cultural agency UNESCO Pulled out of Iran nuclear deal  Cut funding for the U.N. Population Fund (UNFPA) and U.N. agency that helps Palestinian refugees (UNRWA)  Opposed a U.N. migration pact Withdrew U.S. from the World Health Organization (WHO) What changes did the Trump administration make on climate? No more bound by pledges: The withdrawal from the Paris Agreement meant that the U.S. was no longer bound by its national pledge made under the pact -to achieve an economy-wide reduction of its GHG emissions by 26%-28% below the 2005 level in 2025 and to make best efforts to reduce emissions. Global Funding Stopped: America also stopped its contribution to the UN’s Green Climate Fund, to which it had pledged $3 billion, after transferring an estimated $1 billion. Supported Fossil fuel based industries: On the contrary, the Trump regime focused on relaxing controls on emissions from fossil fuel-based industries, diluting standards on air quality and vehicular emissions, hydrofluorocarbon leaking and venting from air-conditioning system. Revoked Protection to Natural Habitats: Trump administration loosened the way the government calculated the social cost of carbon, restraining individual States such as California from setting higher standards, revoking protection for natural habitats, including the Arctic sought by the oil and gas industry, and for individual wildlife species Tweaked Environmental legislations: In all, more than 100 environmental rules were tinkered with by the administration, with some rule reversals remaining in process when the presidential election took place, and others taken to court. Nullified Clean Power Plan: It was a major provision from the Obama-era to cut power sector emissions by 32% over 2005 levels by 2030. This was initially replaced with the Affordable Clean Energy (ACE) rule, with a reduction effect of only 0.7%. (However, the ACE rule was struck down by a court, giving Mr. Biden the freedom to reformulate a strong rule) What areas will Mr. Biden focus on to cut emissions? Dedicated Team: Mr. Biden, who has formed a high-powered team including special presidential envoy for climate, John Kerry, to lead clean development, has placed climate change front and centre among his priorities. Carbon Neutrality: New President Biden has promised an “enforcement mechanism to achieve net-zero emissions no later than 2050”, including a target no later than the end of his term in 2025 Enhanced Financing: The plan to achieve carbon neutrality is being aided by a planned federal investment that will total $1.7 trillion over ten years, besides private investments. Comprehensive Plan for Climate Action: The plan revolves around 10 million well-paying clean energy jobs with a focus on solar and wind power, close linkages between university research and the private sector, active support for carbon capture, utilisation and storage, and a renaissance in green transport. Multilateralism and Accountability: In his Plan for Climate Change and Environmental Justice released before the election, Mr. Biden says America will strongly support multilateralism again, but also call for accountability from other countries, including the top emitter, China, on GHG emissions What does Mr. Biden’s policy mean for other countries?  Increased participation from US in international forums and seeking accountability from others means that nations that default could face carbon adjustment fees or quotas.  This year’s UN climate conference in Glasgow will see the new administration engaging UNFCCC member-nations to raise global ambition. It also means that there are hopes for developing countries like India who can get aid through Green Climate Fund that will help access cleaner expensive technologies from developed nations. (TEST YOUR KNOWLEDGE) Model questions: (You can now post your answers in comment section) Note:  Correct answers of today’s questions will be provided in next day’s DNA section. Kindly refer to it and update your answers.  Comments Up-voted by IASbaba are also the “correct answers”. Q.1 Where is Periyar Tiger Reserve situated? Kerala Tamil Nadu Karnataka Andhra Pradesh Q.2 The first-ever Waste Water Treatment Technology Model which purifies Waste Water was recently unveiled for which of the following purpose?  Farming Household purposes in rural areas Processing wood to make paper  In producing steel for automobiles Q.3 Which of the following is India's first permanent Arctic research station? Dakshin Gangotri Maitri Bharati Himadri ANSWERS FOR 23rd January 2021 TEST YOUR KNOWLEDGE (TYK) 1 D 2 A 3 A Must Read On tightening scrutiny of large NBFCs: The Hindu On China setting new villages across disputed territories: The Hindu About imbalances in cereal economy: The Indian Express  

Ace The Prelims (ATP)

Ace The Prelims (ATP) – 2021– PRELIMS – [25th Jan, 2021] – Day 19

ARCHIVES Hello Friends, Welcome to IASbaba’s Ace The Prelims (ATP) – 2021 – PRELIMS & MAINS – [25th Jan, 2021] – Day 19   UPSC Quiz - 2021 : IASbaba's Daily Current Affairs Quiz 25th January 2021 UPSC CSAT Quiz – 2021: IASbaba’s Daily CSAT Practice Test – 25th January 2021 UPSC Static Quiz – 2021: IASbaba’s Daily Static Quiz (PYQs) – GEOGRAPHY [Day 19]   The way ATP molecules provide energy to every single cell of our body and help us in achieving our day to day tasks, similarly, the ‘Ace the Prelims (ATP) 2021’ Programme will help in providing energy and direction to your prelims preparation and push you beyond the cutoff of Prelims 2021. Ace the Prelims (ATP) – 2021 will include Daily Static Quiz (PYQs) Daily CSAT Practice Test Daily Current Affair Quiz 60 Days Plan (starts from 2nd week of March) To Know More about Ace the Prelims (ATP) 2021 - CLICK HERE   Thank You IASbaba

Daily Static Quiz

UPSC Static Quiz – 2021: IASbaba’s Daily Static Quiz (PYQs) – GEOGRAPHY [Day 19]

ARCHIVES DAILY STATIC QUIZ (PYQs) It will cover PYQs all the topics of static subjects – Polity, History, Geography, Economics, Environment and Science and technology. Daily 5 questions (Monday to Saturday) will be posted from static topics (PYQs) The questions will be in the quiz format so you will be able to answer them directly on the portal. Schedule Week 1 – Polity Week 2 – Economics Week 3 – History and Art & Culture Week 4 – Geography Week 5 – Environment and Science & Technology Same cycle will be repeated from Week 6. Make the best use of the initiative. All the best! To Know More about Ace the Prelims (ATP) 2021 - CLICK HERE   Important Note: Don't forget to post your marks in the comment section. Also, let us know if you enjoyed today's test :) After completing the 5 questions, click on 'View Questions' to check your score, time taken and solutions.   [WpProQuiz 840]

UPSC CSAT Quiz – 2021: IASbaba’s Daily CSAT Practice Test – 25th January 2021

ARCHIVES Daily CSAT Practice Test Everyday 5 Questions from Aptitude, Logical Reasoning, and Reading Comprehension will be covered from Monday to Saturday. Make the best use of the initiative. All the best! To Know More about Ace the Prelims (ATP) 2021 - CLICK HERE Important Note: Don't forget to post your marks in the comment section. Also, let us know if you enjoyed today's test :) After completing the 5 questions, click on 'View Questions' to check your score, time taken and solutions. To take the Test - Click Here

Daily Prelims CA Quiz

UPSC Quiz - 2021 : IASbaba's Daily Current Affairs Quiz 25th January 2021

For Previous Daily Quiz (ARCHIVES) - CLICK HERE The Current Affairs questions are based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, which are very important sources for UPSC Prelims Exam. The questions are focused on both the concepts and facts. The topics covered here are generally different from what is being covered under ‘Daily Current Affairs/Daily News Analysis (DNA) and Daily Static Quiz’ to avoid duplication. The questions would be published from Monday to Saturday before 2 PM. One should not spend more than 10 minutes on this initiative. We will make sure, in the next 4 months not a single day is wasted. All your energies are channelized in the right direction. Trust us! This will make a huge difference in your results this time, provided that you follow this plan sincerely every day without fail. Gear up and Make the Best Use of this initiative. Do remember that, “the difference between Ordinary and EXTRA-Ordinary is PRACTICE!!” To Know More about Ace the Prelims (ATP) 2021 - CLICK HERE Important Note: Don't forget to post your marks in the comment section. Also, let us know if you enjoyed today's test :) After completing the 5 questions, click on 'View Questions' to check your score, time taken and solutions.   To take the Test - Click Here

IASbaba’s TLP (Phase 1 – ENGLISH & हिंदी): UPSC Mains Answer Writing – General Studies Paper 2 Questions [25th JANUARY,2021] – Day 13

For Previous TLP (ARCHIVES) - CLICK HERE Hello Friends, Welcome to IASbaba’s TLP (Phase 1- ENGLISH & हिंदी): UPSC Mains Answer Writing – General Studies 2 Questions [25th January 2020] – Day 13 We will make sure, in the next 100 days not a single day is wasted and your mains preparation is solidified. All your energies are channelized in the right direction. Trust us! This will make a huge difference in your results this time, provided that you follow this plan sincerely every day without fail. Gear up and Make the Best Use of this initiative. We are giving 5 Mains Questions on a daily basis so that every student can actively participate and keep your preparation focused. Do remember that, “the difference between Ordinary and EXTRA-Ordinary is PRACTICE!!” To Know More about the Initiative -> CLICK HERE SCHEDULE/DETAILED PLAN – > CLICK HERE Note: Click on Each Question (Link), it will open in a new tab and then Answer respective questions! 1. What do you understand by the term ‘liberty’? Discuss. What are the key constitutional provisions related to personal liberty? Examine. 'स्वतंत्रता' शब्द से आप क्या समझते हैं? चर्चा करें। व्यक्तिगत स्वतंत्रता से संबंधित प्रमुख संवैधानिक प्रावधान क्या हैं? जांच करें। 2. What were the objectives of including fundamental duties in the Indian Constitution? Discuss. Have those objectives been met? Critically examine. भारतीय संविधान में मौलिक कर्तव्यों को शामिल करने के क्या उद्देश्य थे? चर्चा करें। क्या उन उद्देश्यों को पूरा किया गया है? समालोचनात्मक जांच करें। 3. Discuss the underlying principles of the DPSP? How relevant are the Gandhian principles for a free market democracy? Comment. डीपीएसपी के अंतर्निहित सिद्धांतों पर चर्चा करें? मुक्त बाजार लोकतंत्र के लिए गांधीवादी सिद्धांत कितने प्रासंगिक हैं? टिप्पणी करें। 4. What are your views on the ongoing farmers’ protest over the farm bills? Substantiate your views. कृषि बिल पर चल रहे किसानों के विरोध पर आपके क्या विचार हैं? अपने विचारों की पुष्टि करें। 5. What role should electronic media play in a democracy like India? Are you satisfied with the present status of media in the country? भारत जैसे लोकतंत्र में इलेक्ट्रॉनिक मीडिया की क्या भूमिका होनी चाहिए? क्या आप देश में मीडिया की वर्तमान स्थिति से संतुष्ट हैं? P.S: The review from IASbaba will happen from the time the question is posted till 10 pm everyday. We would also encourage peer reviews. So friends get actively involved and start reviewing each others answers. This will keep the entire community motivated. All the Best :)

AIR

Bharat Ratna Dr. B.R. Ambedkar-The man and His Vision - All India Radio (AIR) IAS UPSC

ARCHIVES Bharat Ratna Dr. B.R. Ambedkar-The man and His Vision Search 6th December, 2020 Spotlight News Analysis here: http://www.newsonair.com/Main_Audio_Bulletins_Search.aspx TOPIC: General studies 1 Modern Indian history from about the middle of the eighteenth century until the present significant events, personalities, issues. The Freedom Struggle – its various stages and important contributors or contributions from different parts of the country 64th Death Anniversary – 6th December – Mahaparinirvan Diwas Screening of the film “Dr. Babasaheb Ambedkar”: The biopic on Bharat Ratna Dr. Ambedkar is an elaborate and analytical film on the great jurist-economist and social reformer, especially on his relentless campaign against oppression of the downtrodden and the pivotal role Dr Ambedkar played in drafting and framing the Constitution of India. Bhimrao Ramji Ambedkar (14 April 1891 – 6 December 1956), popularly known as Babasaheb Ambedkar, was an Indian jurist, economist, politician and social reformer who inspired the Dalit Buddhist movement and campaigned against social discrimination towards the untouchables (Dalits), while also supporting the rights of women and labour. He was independent India’s first law and justice minister, the principal architect of the Constitution of India, and a founding father of the Republic of India. Birth Anniversary: 14th April Known famously as: The Architect of Modern India His autobiography: Waiting for a Visa His books: Annihilation of Caste – It strongly criticised Hindu orthodox religious leaders and the caste system in general, and included “a rebuke of Gandhi” on the subject. Who Were the Shudras? – Ambedkar tried to explain the formation of untouchables. He saw Shudras and Ati Shudras who form the lowest caste in the ritual hierarchy of the caste system, as separate from Untouchables. Constitution of Reserve Bank of India Based on the ideas that Ambedkar presented to the Hilton Young Commission Ambedkar was trained as an economist, and was a professional economist until 1921, when he became a political leader. He wrote three scholarly books on economics: Administration and Finance of the East India Company The Evolution of Provincial Finance in British India The Problem of the Rupee: Its Origin and Its Solution Ambedkar and Untouchability While practising law in the Bombay High Court, he tried to promote education to untouchables and uplift them. His first organised attempt was his establishment of the central institution Bahishkrit Hitakarini Sabha, intended to promote education and socio-economic improvement, as well as the welfare of “outcastes”, at the time referred to as depressed classes.  For the defence of Dalit rights, he started five periodicals – Mooknayak (the leader of the dumb, 1920) Bahishkrit Bharat (Ostracized India, 1924) Samta (Equality, 1928) Janata (The People, 1930) Prabuddha Bharat (Enlightened India, 1956) Manusmriti Dahan Din: In a conference in late 1927, Ambedkar publicly condemned the classic Hindu text, the Manusmriti (Laws of Manu), for ideologically justifying caste discrimination and “untouchability”, and he ceremonially burned copies of the ancient text. On 25 December 1927, he led thousands of followers to burn copies of Manusmrti. Thus, annually 25 December is celebrated as Manusmriti Dahan Din (Manusmriti Burning Day) by Ambedkarites and Dalits. Kalaram Temple movement: About 15,000 volunteers assembled at Kalaram Temple Satyagraha, making one of the greatest processions of Nashik. The procession was headed by a military band, a batch of scouts, women and men walked in discipline, order and determination to see the god for the first time. When they reached to gate, the gates were closed by Brahmin authorities. Poona Pact: In 1932, British announced the formation of a separate electorate for “Depressed Classes” in the Communal Award. Gandhi fiercely opposed a separate electorate for untouchables, saying he feared that such an arrangement would divide the Hindu community. Gandhi protested by fasting while imprisoned in the Yerwada Central Jail of Poona. Following the fast, Congress politicians and activists such as Madan Mohan Malaviya and Palwankar Baloo organised joint meetings with Ambedkar and his supporters at Yerwada. On 25 September 1932, the agreement known as Poona Pact was signed between Ambedkar (on behalf of the depressed classes among Hindus) and Madan Mohan Malaviya (on behalf of the other Hindus). The agreement gave reserved seats for the depressed classes in the Provisional legislatures, within the general electorate. Due to the pact, the depressed class received 148 seats in the legislature, instead of the 71 as allocated in the Communal Award earlier proposed by British Prime Minister Ramsay MacDonald.  The text uses the term “Depressed Classes” to denote Untouchables among Hindus who were later called Scheduled Castes and Scheduled Tribes under India Act 1935, and the later Indian Constitution of 1950. In the Poona Pact, a unified electorate was in principle formed, but primary and secondary elections allowed Untouchables in practice to choose their own candidates. Views of Dr. Ambedkar regarding the Indian Constitution Ambedkar warned – No democratic constitution can be modelled on the Hindu tradition of state and village panchayats. What is the village, Ambedkar asked, but a sink of localism, a den of ignorance, narrow-mindedness and communalism? Sets Universal values – The Constitution is a normative document, but the values it espouses are universal and ‘thin’. They do not reflect the belief system of one section of the population even if it is in a majority. Nor do these values dismiss the value systems of minority groups. On Constitutional Morality – Dr. Ambedkar talked of constitutional morality. He said citizen will have deep respect or admiration for Constitution when they realize true intent of Constitution which helps them to possess freedom and rights. When they realize Constitution composes of thin conception of ‘good’ that can hold a plural and diverse people together. Democracy is only a top-dressing for the Constitution of India For Ambedkar, democracy is only a top-dressing on an Indian soil which is essentially undemocratic. It is the institutionalisation of constitutional democracy that has changed the way Indians think of themselves in relation to each other, and in relation to the state. The Constitution has managed to inculcate democratic sensibilities and spark yearnings for more democracy, not less. Concept of Federalism: His concept of federalism meant that the State was a federation in normalcy, but unitary in emergency. Centre Was Made Strong:  In the Draft Constitution Dr. Ambedkar offered more powers to the Centre and made it strong. Some members of the constituent assembly criticized him on the ground that since Dr. Ambedkar postulated – the rights and values of each individual and the development of each province and each– village, it was contradictory of his part to make the Centre strong. Justifying the provisions for a strong Central authority Dr. Ambedkar said that he made the Centre strong not only to ‘save minorities from the misrule of majority’ but also “for it is only the Centre which can work for a common end and for the general interests of the country as a whole.” Equality of Opportunity:  Of all the rights, Dr. Amebedkar observed “Equality of Opportunity” as the most important one.  Regarding the constitutional remedies, he characterize Article 32 as the very soul of the Constitution and the very heart of it.  To him, fundamental rights would mean establishment of equality and liberty in order to reform our social system, which is so full of inequalities discriminations, and other which conflict with our fundamental rights. Directive Principles of State Policy:  The Directive Principles of State Policy contained the positive obligations of the state towards its citizens.  The Directives were meant to ensure social and economic democracy which was secured by the provisions of fundamental rights in a written Constitution.  Dr. Ambedkar said: “What are called Directive Principles is simply another name for Instruments of instructions to the legislature and the executive…as to how they should exercise their power.” Constitution, A Dynamic Document: The Constitution is a dynamic document it should grow with the growth of the nation and should suit the changing needs and circumstance. So Dr. Ambedkar urged the necessity of amendment. Concept of Sovereignty and Suzerainty: Dr. Ambedkar’s concept of sovereignty and suzerainty and of the Indian States, i.e., integration of the native Indian Princely States which gave the shape to the rap of India as if is today, has indeed been prophetic.  National Integration: In the Draft Constitution Dr. Ambedkar prescribed single citizenship, a single judiciary and uniformity in fundamental Laws to integrate Indian society which was not only divided into caste and class, but also into regions, religions, languages, traditions and cultures. Therefore, a strong Centre was indispensable to maintain territorial integrity and administrative discipline. Dr Ambedkar said – power is one thing, wisdom is quite another thing. When deciding the destiny of nations, dignities of people, dignities of leaders and dignities of parties ought to count for nothing. The dignity of the country should count for everything. Note: Dr. Ambedkar Scheme for Social Integration through Inter-Caste Marriages (dalit) Encouraging the practice of inter-caste marriages – Indian society can only develop and progress if the curse of caste inequality is removed forever. The implementation of this program is a step towards achieving this goal.  Assisting young couples with money – Couples who opt for inter-caste are generally shunned by their families due to the rigidity of the caste system in India. They often face hardships, but with this grant, these couples will no longer have to worry about facing financial adversity during the initial days. Funded by the central government – All operational activities and financial requirements of this welfare scheme will be met for the coffers of central government. Money will be sent to each start or UT for its implementation. Bringing equality among all castes – The main aim of this scheme is to give a level ground to all castes. With this, the central government will be able to bring about equality among all castes, thereby eliminating caste related prejudices. Must Read: Dr. B. R. Ambedkar insights on Labour Rights Connecting the Dots: What were the views of Dr. Ambedkar regarding the Indian Constitution? Did in his views the mere existence of a constitution guaranteed the freedoms envisaged by it? Discuss. During Constitutional debates, Dr B R Ambedkar advocated for reservation of socially and economically backward classes. Now, even after almost seven decades of independence, reservation still exists. Recently demands are being raised for reverse discrimination. What is reverse discrimination? What steps can be taken to check these demands? “In our country, democracy is not a natural sentiment that people are born with. It is an idea that has to be cultivated in an essentially unequal society.” This statement by Dr. B R Ambedkar resonates as much with the India of present as it did with India of 70 years back. Critically comment. What were the similarities and dissimilarities between the approach of Mahatma Gandhi and B R Ambedkar towards the upliftment of the so called lower castes?

SYNOPSIS [22nd JANUARY,2021] Day 11: IASbaba’s TLP (Phase 1): UPSC Mains Answer Writing (General Studies)

For Previous TLP (ARCHIVES) - CLICK HERE   SYNOPSIS [22nd JANUARY,2021] Day 11: IASbaba’s TLP (Phase 1): UPSC Mains Answer Writing (General Studies)   1. India’s test series win against Australia must have taught you some lessons in ethics. Can you discuss a few? Approach A straightforward question where you need to bring out the ethical lessons you learnt from the recently concluded India-Australia Test series where India won against all odds. Introduction Ethics is very important in all spheres of life and in cricket as well. So much so that in cricket there are worldwide rules to ensure the game is played with a sense of fairness. In fact, Cricket is one of the few sports where the Rules are described as ‘Laws’ and this signifies how important uniformity and fairness is in cricket. In this regard, the recent Border-Gavaskar trophy gives us many ethical lessons. Body  To defeat Australian cricket team in their own backyard is a monumental accomplishment. To do so without more than a half-dozen first-choice players, and from the spirit-shattering 36 all out in the first Test, has few parallels. It also brings out many ethical lessons, which have gone into the win of Indian cricket team, some of which are discussed below –  The fortitude of this Indian team will be spoken about for many years. The world has been witnessing to their indomitable spirit, their unshakeable character. This becomes important when seen in context of the Adelaide debacle (first test), where India used this initial calamity as a springboard to victory.  Categorical Imperative: A “categorical imperative” to achieve the “far nobler end” of performing our various duties. To inculcate the categorical imperative, one has to become a moral person. On the Indian side, Ravindra Jadeja was seen padded up with a dislocated thumb. Earlier, Jaspreet Bumrah, though not completely fit, bowled with full heart. These actions reflected their commitment to ‘duty’, and thus on their moral personality. As Kant says, performing one’s duty with ‘good will’ is the supreme morality. Some members of the spectators in the Sydney Cricket Ground used racist language against cricketers Mohammed Siraj and Jaspreet Bumrah. It is not only morally repugnant but also goes against the universal values of human rights of respecting the dignity of an individual. But Indian team didn’t cow down and played the match even when the umpire suggested that the team may leave the ground if they felt the crowd’s behaviour was hostile. Even on the field, one of the great Test players of the Australian team, Steve Smith, was caught removing Pant’s guard mark, an act that can be considered a moral misconduct. It reflects very poorly on the moral aptitude of Smith. In face of such attitude, the resolve of Indian team to play good cricket was not lost in fact, it strengthened.  We also saw some of the Australian players mocking the grave injuries faced by the Indian players. This reflects not only the moral bankruptcy of the individuals, but also the absence of humanism in them. One of the Indicators of Human-hood for Joseph Fletcher is the concern for others, which was clearly absent in some of the Australian players. As young people, it is important to remember that our national philosophy, through our Constitution, is “to develop humanism”. More than that, it is the Indian philosophy to treat everyone with dignity and have compassion for all. This match showed us how not to be. What not to do to develop a “moral personality”. This was reflected from the Australian teams conduct. There was the clarity of thought in decision-making, both from the management group and from the captain and the players. These decisions were made with the team's framework in mind, never mind if they weren't always conventional. The final test’s strategies debunked the myth that we have been besieged by the T20 generation. Of all the life-lessons, this was significant - desist from being judgmental. Further, in the third test at Sydney, with gruelling injuries to key players, India still managed to draw the test match, all thanks to grit and resilience shown by Ravichandran Ashwin and Hanuma Vehari in the last two sessions of the match. The test series also showed that instead of fancy qualifications, teams win due to hard work, resilience, team spirit and a will to win can lead to success. It also showed that it is the team that matters. Most importantly, it also brings great leadership lessons: the quality of calmness and ability to give credit to the team. This was aptly displayed by Indian team’s captain Ajinkya Rahane. Conclusion Cricket is a gentleman’s game. It is important to strive to ensure it remains so. The present Indian test team, which won the series down under, ensured that cricket remained a gentleman’s game in spite of multiple provocations where highest level of ethical conduct was displayed by the Indian team which helps in the overall striving towards making the game nobler and competitive. 2. Why is ethics essential in a person’s private life also? Examine. Approach Students are expected to write about the ethics and examine how much ethics is essential in any one’s personal private life.  Introduction  Ethics are set of moral standards that act as a guide to evaluate the behaviour or action in terms of being good or bad and wrong or right. It acts as moral compass to the human beings in dispensing their actions. Body Person’s private life: The private life demand individual’s responsibilities towards the role played in private life such as father, mother, husband, etc. These are self-imposed and voluntary and are backed by sanctions of one’s obligations towards self, family and society since ancient times. The governing factors for ethics in private life include individual virtues, universal human values, religion, social norms and law.  For example, in India, the Dharmashshtras provide moral codes to regulate the private life. Some common personal/private ethics include: Integrity Selflessness Honesty Loyalty Equality and fairness Empathy and respect Self-respect Ethics are essential in person’s private life also: Creating Credibility: Someone who has ethical conduct will secure a better position in society, as that person will be trusted more. An Individual who is believed to be driven by ethical and moral values is respected in the society even by those who may have not known him/her. For example, support from family and friends helps person excel professionally.  Humanising tendencies: Ethics in private relations helps in humanizing public relations and play an important role in forming the base for moral values of a person. For example, it generates love and care towards people and also build relationships with human emotions. Make own and others live better: Ethics affect everyday life. By being ethical and moral, we enrich our lives and the lives of those around us. When we help make society better, we are rewarded with also making better own lives and the lives of our families and friends. Without ethical and moral conduct, society and personal life would be a miserable. For example, cricketer Hardik Pandya, and KL Rahul in TV show were judged on their personal unethical activities and later it affected their mental health and badly rewarded by society. Better decision making: Decisions are driven by values. Practising and making an effort to make ethical and moral decisions throughout life will pay dividends when we are faced with serious moral dilemmas. Consciously or unconsciously, we use ethics with every decision. For example, Kasab Chandra Sen opposed child marriage but married his own underage daughter to Maharaja of Cooch Bihar. Consequently, his followers abandoned him and founded Sadharan Brahmo Samaj (1878). Lessen stress. When we make immoral decisions, we tend to feel uncomfortable and concerned about our decision making. Making the right ethical decision, or taking a principled perspective on an issue, reduces stress.  Refine your leadership style: Creating a good personal ethics is an effective way to help advance your career, especially when applying to a leadership position or a position that requires a strong set of personal ethics. Knowing what you value and what you stand for can help you decide on a leadership style that enables you to lead teams to progress and success. Conclusion Our actions and decisions in private life of any situation define how society views us. We must be mindful about how our decisions, our actions and our views. Negative ethical decisions in private life are noticed more frequently and provide a basis for judgment rather than positive ethical decisions. Each individual has a distinct responsibility to make the right and moral choice each time an ethical situation arises. 3. What do you understand by the term privilege? Why is it important to be aware of one’s privilege? Discuss.  Approach-  Question is sensitive in nature and demands understanding of one’s location and background. Privilege is often unacknowledged part of our social life; hence question needs critical arguments. In the first part definition can be given and in later half with the help of some examples awareness about privilege can be stated. Introduction  "Privilege" refers to certain social advantages, benefits, or degrees of prestige and respect that an individual has by virtue of belonging to certain social identity groups. Privilege is often the benefits and advantages held by a group in power, or in a majority, that arise because of the oppression and suppression of vulnerable groups. Body What consists of privilege- Privilege is the understanding that some people benefit from unearned and largely unacknowledged advantages due to race, caste, class, ability, sexual orientation or gender. What privilege translates to-  Education isn’t a struggle Dalit, tribal students and students with disabilities fall out of education more than upper class and able-bodied students. Girls’ bodies are objectified by society and they are subject to limitations when it comes to going out or pursuing higher studies. Finding a well-paying job isn’t difficult- In united states Job applicants with stereotypically “black-sounding” names are less likely than their white-sounding counterparts to get called in for interviews. When a person of colour joins a company, people wonder if they were chosen to fill a diversity quota rather than assuming they are there based on their merits. The current pay gap between women and men is 20%. Mainstream media represents you- People of minority, Dalit, tribal background, LGBTQ, and disabled people are under or misrepresented on TV, in movies, in magazines, in books, and in the news. When they are shown, they are rarely presented as being well-rounded and successful. All too often, they are reduced to a stereotype or a punchline. Why it is important to be aware of one’s privilege- Recognizing your privilege means being aware that some people have to work much harder for the same opportunities you take for granted and in truth, they may never experience them at all. It means educating yourself to the fullest extent possible, so you understand what’s truly at stake. It means, as a person who benefits from privilege, you need to stand up, speak out. It means having empathy and taking active steps to do something about it. Recognizing your privilege is not meant to make you feel guilty. After all, it’s not your fault that you were born with these privileges. It doesn’t invalidate any hardships you have faced and it certainly doesn’t mean you don’t lack privilege in certain areas. For example, upper class male from India, may face hardships in some another part of world. Though privilege can manifest itself in abhorrent ways, the worst is to pretend the problem doesn’t exist at all. Deliberate denial as well as claiming the victimized are trying to persecute the majority will not solve the problem. The important thing to remember is that privilege isn’t a personal attack — it isn’t even about you at all. Privilege is the result of multiple systems of oppression at work. You can either choose to ignore this dark reality, or you can choose to accept it, and work to change it. Hence aware of privilege or caste/ class consciousness is important. Indian society is Rooted in systemic inequality, people of lower cates and minority groups are oppressed and discriminated against. As some groups are disproportionately targeted over others, just one consequence of a passive ignorance is privilege. It is from this and other realizations that we need to recognize our advantages and disadvantages to combat institutional oppression. Socioeconomic status, caste, gender and sexual orientation are formative characteristics that need recognition for productive conversation. Conclusion A call to admit privilege is not a rallying cry for ridicule, but rather an avenue for understanding and growth. Awareness of one’s privilege is start of journey towards empathy and of sensitive social behaviour. It is a way of life where we do not take things for granted and use our privilege for the benefit of those who don’t. 4. What do you understand by the ‘efficacy’ of a vaccine? How is it measured? Explain. Approach  As the derivative is explain so it necessitates an explanation in which you have to make something clear or easy to understand Introduction  Efficacy of vaccine is the percentage reduction in a disease in a group of people who received a vaccination in a clinical trial. It differs from vaccine effectiveness, which measures how well a vaccine works when given to people in the community outside of clinical trials. Scientists can calculate how well a vaccine candidate works by looking at the difference in new cases of the disease between the group receiving a placebo and the group receiving the experimental vaccine. This is called efficacy of vaccine. For example, Pfizer reported an efficacy of 95% for the COVID-19 vaccine. This means a 95% reduction in new cases of the disease in the vaccine group compared with the placebo group. Body MEASUREMENT OF EFFICACY OF VACCINE In the clinical development of a vaccine, an efficacy study asks the question, "Does the vaccine work?" ‘Efficacy’ is defined as the percentage by which the rate of the target disease is reduced among those who are vaccinated compared to those who are unvaccinated under ideal and controlled circumstances.8 Hence, efficacy is typically measured in the context of a placebo-controlled randomized clinical trial as the ‘per protocol’ efficacy (that is, only in individuals who followed the recommended schedule), as the intention is to establish the biologic performance capacity of the product under optimal conditions. Relative Risk Reduction (RRR) or Vaccine Efficacy (VE): It is also called ‘prevented fraction among the vaccinated’ as it measures the proportion of the disease incidence among vaccinated persons which was prevented by vaccination, or equivalently ‘preventable fraction among the unvaccinated’, as it measures the proportion of the disease incidence among unvaccinated persons which is theoretically preventable by vaccination. Iv RRR=VE=1-RR=1- Iu. Vaccine efficacy (VE) has been alternatively called rate fraction, etiologic fraction, and an attributable fraction. The expression describes the fraction of cases prevented by the vaccine. VPDI, in contrast to VE, is not a fraction, but an incidence. Mathematically VPDI is equal to Iu ×VE. This latter formulation emphasizes that VPDI encompasses both VE and the background incidence of the disease syndrome in question.18 Vaccine efficacy can sometimes fail to capture the complete public health impact of vaccines and can be relatively low when preventable disease burden is high. In this regard, measures beyond efficacy (like VPDI) may be more appropriate and could have a role for both vaccine licensure and policy recommendations. Conclusion Very few vaccines are 100% effective. But many routine vaccines have very high levels of effectiveness. While vaccine effectiveness can inform scientists how much it can reduce new cases in those who have the vaccine, scientists can also use this to work out how many people need to have the vaccine to reach herd immunity. The advantages of a vaccine efficacy have control for all biases that would be found with randomization, as well as prospective, active monitoring for disease attack rates, and careful tracking of vaccination status for a study population there is normally a subset as well, laboratory confirmation of the infectious outcome of interest and a sampling of vaccine immunogenicity. The major disadvantages of vaccine efficacy trials are the complexity and expense of performing them, especially for relatively uncommon infectious outcomes of diseases for which the sample size required is driven up to achieve clinically useful statistical power. 5. What according to you should be the key priorities of this year’s budget? Discuss. Approach: The question demands a thorough explanation of the priorities of the Indian economy which must be reflected in this year coming budget, also priorities need to be mentioned in a detailed manner with their impact on the economy as a whole. Brief mentioning of budget cycle is also important. Introduction: India has emerged as the fastest growing major economy in the world and is expected to be one of the top three economic powers in the world over next 10-15 years with the backing of its robust democracy and strong partnerships. India’s GDP (at constant prices- 2011-12) was estimated at 33 trillion (US$ 453 billion) (-23.5 percent) for the second quarter of 2020-21, against rupees 35.84 trillion (US$ 490 billion) in the second quarter of 2019-20. With this decline in the growth because of double whammy of low supply and demand due to COVID-19 and the previous issues concerning the economy, the budget has to push for some immediate recovery.  Body: Priorities for the upcoming budget- Prospects of Higher Fiscal Deficit creates fear that Indian public debt may becoming unsustainable. It is important that alongwith higher government borrowing, strong commitment to debt sustainability by setting up a fiscal council, public debt management agency and a deep and liquid bond market is the need of hour.  Need for better estimates and transparency:  The most important number that determine the entire budget is the expected nominal growth rate which becomes the base for tax projections, when the nominal growth is overestimated as it was in the last year, tax officials are given unrealistic targets and they try to meet these targets through tax demands, raids thus creating fear among the investors. Both direct taxes such as income and corporate taxes and indirect taxes such as GST depend on nominal GDP. Thus, there is a need of realistic assessment of nominal growth rate.  The system of accounting followed by the government is based on cash paid out which creates a problem such as delayed payment to the private parties which helps the government to show lower expenditure so that its borrowings are contained. There is a need to move from cash-system to accrual-based system of accounting. This may add more transparency and will lend credibility to the numbers of the government which has rather been in questioned in the past.  With the slowdown in the GDP growth debt dynamics are at the risk of being unsustainable. For sustainability of the debt, the rate of growth of debt must not be faster than the rate of growth of economy. With debt growing at the interest rate, if interest rate is higher than the growth rate of the economy, there is a risk of debt becoming unsustainable. The debt to GDP ratio growing every year is a real risk which needs to be contained.  Improve Agricultural Infrastructure to Strengthen Competition: Government should massively fund the expansion of the APMC market system, make efforts to remove trade cartels, and provide farmers good roads, logistics of scale and real time information. Empowering State Farmers Commissions: Rather than opting for heavy centralisation, the emphasis should be on empowering farmers through State Farmers Commissions recommended by the National Commission for Farmers, to bring about a speedy government response to issues. With schools, colleges and universities being closed from one year, the education sector is one the worst affected by COVID-19. Online education did cover some losses but the digital divide was clearly witnessed in the rural parts of the country. Therefore, the budget should priorities Digital Infrastructure in rural areas, promote MOOC courses, improve the technological back-ends of major institutions and impart digital training to the SSA teachers. Apart from capital expenditure, the budget is also expected to increase the grants for creation of capital assets, health expenditure and grants to states under certain schemes The focus on high quality spending with a large multiplier effect in terms of demand and job creation and funding for large infrastructural projects is the need of hour.  With global trade up to its minimum due to disruption in the supply chain mechanism because of the COVID-19 pandemic India has an opportunity to fill the void created by pandemic and trade war between china and USA, by increasing exports and investments as India provides opportunity to be the suitable investment destination because of availability of cheap labour force and maximum ease of doing business. This is also expected to reflect in the new budget with making available all the relevant resources to make India a true economic powerhouse in the world.  Conclusion: India is today transitioning from a situation where it opened its doors to liberalisation and globalisation to one where it has to rearm itself to become a competitive manufacturing hub, a self-reliant country that can face war and pandemics, and a comfortable investment destination where the world can relocate to capitalise on its huge and talented manpower and geographic advantages. One cannot look at it as a crude strategy to close down China and replace it with India. It is more of a strategy to make India equally attractive, to make the world believe in the regulatory stability in our country and to revive the nation and truly put it in on the world map. TLP HOT Synopsis Day 11 PDF

Motivational Articles

Creative Guidance – Masculine and Feminine Qualities – Inspirational Educative Articles

Masculine and Feminine Qualities: On the outside the difference between masculine and feminine is obvious. Our physicality gives away this secret very easily, and yet, on the inside, this differentiation is not that obvious. There are masculine and feminine qualities shaping our lives, irrespective of whether we are male or female on the outside. For example, qualities like ambition, greed, quest for name and fame, desire for physical effort might all be considered as masculine qualities. Not to say that these qualities belong to a man, but by nature they are masculine. Similarly, qualities like recognition of beauty, creative spark, openness and receptivity, love and acceptance, tolerance and kindness are all feminine qualities. Again, not to say that these qualities are displayed by woman alone, but by nature these qualities are feminine. Irrespective of our gender, our lives are shaped by both by the masculine and feminine qualities. Knowing the difference between the two helps us to develop a more holistic and balanced relationship with life and ourselves. For example, when you know that ambition is a masculine quality, and you realize that you are being totally consumed by it, losing a sense of appreciation for simple joys of life, you can make a conscious effort to bring in some feminine qualities, such as loving, caring, sharing etc. A beautiful life is a perfect balance of the masculine and feminine qualities dwelling within us peacefully. In fact, when you realize that you are missing something in life, if you pay close attention to it, you will realize that one of the qualities; either masculine or feminine would have taken over your life completely. Just by knowing this, you can restore the balance again. “This article is a part of the creative endeavor of Meditation Farm and IASBABA.”