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RSTV - Bank Mergers: Need & Implications

Bank Mergers: Need & Implications Archives TOPIC: General Studies 2 Government policies and interventions for development in various sectors and issues arising out of their design and implementation. General Studies 3 Indian Economy – Financial Inclusion and Inclusive Growth In News: State-owned Bank of Baroda, Vijaya Bank and Dena Bank will be merged to create the country’s third largest lender as part of efforts to revive credit and economic growth. The decision to merge the three banks was taken under the ‘alternative mechanism’ that was formulated in November last year to consider and approve amalgamation of public sector banks. Bank of Baroda, the largest among the three with total business of ₹10.3 lakh crore, is more than five times the size of Dena Bank — the weakest of the three with business of ₹1.73 lakh crore. Dena also faces certain operational restrictions as it is currently under the Reserve Bank of India’s prompt corrective action framework after a rise in NPAs resulted in the lender’s return on assets turning negative. Vijaya Bank, also smaller with business of ₹2.8 lakh crore, is, however, a relatively healthy bank. The Bengaluru-based lender is one of only two public sector banks that reported a profit in the last financial year, the other being Chennai-based Indian Bank. Perceived Benefits: Will make the banks stronger and sustainable Will increase their lending ability Improvement in operational efficiency Perceived Challenges: Handling of human resources & cultural differences – There is a cost to managing complexity that management tends to overlook in weighing the benefits of merger. Which general manager reports to which general manager, how portfolios will be assigned to executive directors and so on. Branch rationalisation without shedding any staff is quite a task. Further, the multiple posts that exist in the three banks will have to be reconciled as there can be only one head of risk, treasury, credit, HR, etc. Customer retention Technology integration - putting all the three banks in the same platform; Systems and processes could be different and would have to be harmonised. Ensuring accountability Rationalisation of physical infrastructure which is also linked with the headcount and existing hierarchy. All bank mergers will lead to multiplicity of branches and ATMs that will have to be reviewed. There would be redundancies of the same in the combined entity. When the policy is to retain the headcount, accommodating them in a smaller set of branches will not be possible. The Way Ahead: Investors and bankers will be keen to see if this may end up serving as a template for further mergers among state-run lenders, especially given the asset quality issues plaguing several of these banks. In particular, the proposed merger is seen as a test of the capacity of a large bank, which itself is facing pressure on asset quality, to absorb a weaker peer. It is important to ensure that such mergers do not end up creating an entity that is weaker than the original pre-merger strong bank. That said, the fact is that mergers are one way of managing the problem and therefore cannot be discounted totally. However, the trick lies in ensuring that the merger fallout is managed prudently; identifying synergies and exploiting scale efficiencies will be crucial here. Also, unless there is a change in the operating structures, mergers will only be symbolic and may not deliver the desired results in the long run. Counter intuitively, if we are willing to change the way in which public sector institutions function by giving them autonomy along with accountability, we may not require such mergers. The long-term solution outlined by Raghuram Rajan, former RBI Governor, mentioned in his note to the estimates committee of Parliament: ‘Improve governance of public sector banks and distance them from the government’ and ‘delegate appointments entirely to an entity like the Banks Board Bureau’, should be taken up for discussion. Connecting the Dots: With greater concentration comes higher systemic risk: the failure of a large bank is a bigger problem than the failure of a small one. Concentration also means lesser competition and less choice for customers. Discuss w.r.t. the recent merger. The merger must be judged by the touchstone of performance. Do you agree? Discuss.

Motivational Articles

MOTIVATION FOR UPSC MAINS 2018: Someone Amongst You, Reading This Write Up, Is Going to be Rank 1 this Year!

Hello Friends If you are appearing in Mains this year, you belong to a community that doesn’t offer membership so easily. Of lakhs of candidates who appeared in Prelims this year, you are the one who made into the list of few thousands that would carry forward their journey to get their names registered into the most coveted pdf i.e. the final list of selected candidates. So congratulations! Since the stakes are too high, it is natural to feel the butterflies. With hardly a few days remaining for the Main examination to commence, the following thoughts must be coming to your mind: Am I prepared well enough to qualify? What if I don’t answer all the questions? Am I supposed to answer all the questions even if I don’t know a few of them? How shall my parents feel if I don't qualify? Why does my roommate feel more confident than me? Why are other’s answers better than mine on IASbaba’s TLP platform? I haven’t been getting good feedback from my peers. Does it mean that I stand no chance this year? This is only my first attempt. How can I compete with the veterans? I am a veteran player. How can I compete with the fresh and more energetic freshers? It’s my last attempt. What will happen if I don’t qualify this year too? Most of the times these thoughts scare and derail you. You have these thoughts in your mind simply because you give this exam the due importance and respect. If CSE doesn’t overwhelm your emotions, what else can? But it doesn’t mean that you let these thoughts be a hurdle to your success. Someone amongst you, reading this write up, is going to be Rank 1 this year. It could be you! Yes, YOU! But you are scared and stressed, aren’t you? So is everyone my friend. Even Sachin Tendulkar used to have sleepless nights before an important match despite his mastery and skills. You must understand that by all means even Rank 1 in UPSC is a poor performer. Scoring only 60-70% in any exam is, in absolute terms, a poor show. But then, UPSC isn’t searching for the ones who can score full marks! UPSC simply wants to weed out those who would buckle the most under pressure. So, the key to Mains is to keep performing your best despite the pressure even if the ‘best’ isn’t the best as per your expectations or standards. Believe us, my dear friends, success would be yours. We have seen scenarios in which toppers couldn’t even score 40% in different papers but yet went on to qualify. It could happen because they didn’t let the minor setbacks unsettle them. With 9 papers, Mains examination is just like a relay race. It doesn’t matter if a particular subject couldn’t perform well unless the overall performance was good. So, don’t get depressed with one bad paper and also don’t get buoyed by one good paper. Just keep doing your work. In the 3 hours that you get in a paper, all your focus and energy should be on producing the best possible answers. Keep doing this throughout the week of examination and no one can stop you. Few suggestions from IASbaba: Take proper rest from now on. Set right your biological clock by sleeping early and waking up before 7 in the morning. Start taking healthy food. If possible, do some meditation for a few minutes on a daily basis. It will soothe your senses. Keep revising the concepts without worrying too much about the bulk of the syllabus. Stop talking to negative people around you. Try to interact with jolly and energetic people. Never have this perception that you need to answer all the questions even if you don't know them. If you don’t know the answer to a question, it’s better to leave it and concentrate on the ones that you know than to irritate the examiner by writing irrelevant content. Before writing the answers, channelise your thoughts for 30 seconds and prepare a mental framework of your answers. This way, you shall be able to write faster and more effective answers. Don’t think about the questions that you have already answered. Always focus on the ones that you are writing at the moment. Believe in hard work and blessings of friends, family, and teachers. We believe that we have already equipped you with many tools and instruments through various initiatives and programmes on our website. If you have followed them religiously, success shall definitely be yours. In your journey towards success, you shall always find us beside you. Best of luck IASbaba Team

Daily Prelims CA Quiz

UPSC Quiz- 2019 : IASbaba’s Daily Current Affairs Quiz [Day 74]

UPSC Quiz- 2019 : IASbaba’s Daily Current Affairs Quiz [Day 74] Archives Q.1) ‘Delhi Solar Agenda’ is associated with International Solar Alliance The Energy and Resources Institute International Renewable Energy Agency International Energy Agency Q.2) Consider the following statements with respect to ‘International Solar Alliance (ISA)’ It was adopted on the side-lines of the 21st Conference of Parties to the United Nations Framework Convention on Climate Change It was jointly launched by India and France Select the correct statements 1 Only 2 Only Both 1 and 2 Neither 1 nor 2 Q.3) Which of the following countries is NOT a member of ‘Indian Ocean Rim Association (IORA)’? Mozambique Pakistan Comoros Yemen Q.4) Consider the following statements about ‘RE-INVEST’ It is a global platform to explore strategies for development and deployment of renewables. It is being organised by Ministry of New and Renewable Energy (MNRE) The 2nd Global RE-INVEST will host the First Assembly of International Solar Alliance (ISA) Select the correct statements 1 and 2 2 and 3 1 and 3 All of the above Q.5) Consider the following statements about ‘Restoration Opportunities Assessment Methodology (ROAM)’ It is developed by IUCN and the UNEP It provides a flexible and affordable framework for countries to rapidly identify and analyse areas that are primed for forest landscape restoration Select the correct statements 1 Only 2 Only Both 1 and 2 Neither 1 nor 2 To Download the Solution - Click here All the Best  IASbaba

AIR

All India Radio (AIR) : Constitutional Status to National Commission for Backward Classes

Constitutional Status to National Commission for Backward Classes ARCHIVES Search 6th August, 2018 Spotlight here: http://www.newsonair.com/Audio-Archive-Search.aspx TOPIC:General Studies 2: Functions and responsibilities of the Union and the States, issues and challenges pertaining to the federal structure, devolution of powers and finances up to local levels and challenges therein. Government policies and interventions for development in various sectors and issues arising out of their design and implementation. In News: Parliament passed a bill to provide constitutional status to the National Commission for Backward Classes. The demand was raised during a debate on the Constitution (123rd Amendment) Bill 2017 in the Upper House, which was passed by the Lok Sabha superseding the amendments earlier carried out by the Rajya Sabha. Why the demand? The bill was passed after the House repealed the National Commission for Backward Classes Act, 1993. The NCBC, a statutory body created in 1993, was given limited powers - only to recommend to the government inclusion or exclusion of a community in the central list of OBCs. The power to hear complaints of the OBCs and protect their interests remained with the National Commission for Scheduled Castes. The Bill is long overdue and many states have not implemented 27 per cent reservation to the OBCs. What would the Constitutional status achieve? The bill seeks to bring the NCBC on par with the National Commission for Scheduled Castes and the National Commission for Scheduled Tribes. This would help the backward classes people fight atrocities against them and ensure quick justice to them. The duties of the NCBC include investigating and monitoring how safeguards provided to the backward classes under the Constitution and other laws are being implemented and probe specific complaints regarding violation of rights. Under this measure, the NCBC will have the powers of a civil court while probing any complaint. Some concerns: The Constitution (123rd Amendment) Bill neither describes the expertise Commission members should possess nor provides a fixed tenure for them. Nor does it spell out explicitly whether the Commission will vet complaints of exclusion from and requests for inclusion in the list of classes granted 27% reservation. Not giving the role of deciding the inclusion and exclusion to the proposed Constitutional Commission, which the earlier Commission had, will be a breach of the direction of the Supreme Court in Indra Sawhney The Way Ahead: Just as we have national defence policy, so too we must have a national reservation policy. The Government and the Commission should be honest enough to tell socially advanced groups that they are not socially and educationally backward and do not need reservation. Note: Reservation is aimed at enabling communities to overcome the structural problems arising from the low social status they historically have had in the hierarchical caste system. For the Bill to become law, half of India’s state legislatures must ratify it, and the President must give his assent. NCBC: Under the Ministry of Social Justice and Empowerment. To assuage the protesters, the government introduced a 10 per cent quota for “economically backward sections” among forward castes. But the Supreme Court struck this down in the Indra Sawhney vs Union of India case judgment in 1992, where it held that the Constitution recognised only social and educational — not economic — backwardness. (Mandal judgment) It was in 1953 that the first-of-its-kind Kalelkar Commission was set up to identify backward classes other than the SCs and STs at the national level. The first to introduce reservation was the ruler of Kolhapur in 1902. Then the maharaja of Mysore introduced it in 1921. Read: Link 1 Connecting the Dots: Can reservation remove untouchability? Discuss. Reservation in India chases people from birth to death, to the funeral ground. Comment. The politics of reservation reached its zenith with the recommendations of the Mandal Commission. What were the long term repurcussions of the recommendations? Examine.

IASbaba's Daily Current Affairs [Prelims + Mains Focus] - 25th September 2018

IASbaba's Daily Current Affairs (Prelims + Mains Focus)- 25th September 2018 Archives (PRELIMS+MAINS FOCUS) Female circumcision issue goes to Constitution Bench Part of: GS Prelims and Mains II – Health, Social issues In news The Supreme Court on Monday referred to a five-judge Constitution Bench petitions seeking a declaration that the practice of female circumcision or ‘khafz,’ prevalent in the Dawoodi Bohra sect, amounts to female genital mutilation (FGM) and is a violation of women’s right to life and dignity. A Bench of Chief Justice of India Dipak Misra and Justices A.M. Khanwilkar and D.Y. Chandrachud observed that the issue deserved to be examined by a Constitution Bench. Earlier Observations Earlier, at hearings, Justice Chandrachud had observed that circumcision leaves permanent, emotional and mental scars in a young girl. The Chief Justice had orally observed that the Constitution does not allow a person to cause injury to another. The Bench had said the practice should be tested in the light of constitutional morality. Arguments in favour The practice is essential to religion and had been continuing since the 10th century. Female circumcision is not FGM. Centre finalising tariffs on non-essential imports Part of: GS Prelims and Mains III – Indian economy In news The government has finalised the list of non-essential items on which it will be imposing import tariffs. The list will be notified soon, would include electronics, gems, select items of steel that are also manufactured in India, imported apples, and almonds, among others. The main issue under consideration was whether to include gold in it. Significance The government had earlier this month, announced the easing of overseas borrowing norms for manufacturing companies, removal of restrictions on foreign portfolio investment in corporate bonds and tax benefits on masala bonds. The imposition of tariffs on the import of non-essential items is expected to bolster these efforts in stabilising the rupee’s levels. Odisha changes norms in food, procurement policy Part of: GS Prelims and Mains III – Agriculture economy and food security In news To facilitate entry of more small and marginal farmers and share-croppers into the procurement fold, Odisha is bringing changes in the norms of food and procurement policy for the Kharif Marketing Season (KMS) 2018-19. The past practice of deducting towards personal consumption requirement at the rate of three quintals of paddy per member in the family of farmer for computation of marketable surplus of paddy is waived out from KMS 2018-19. The Cabinet, which approved the food and procurement policy for KMS 2019 to regulate all aspects of paddy and rice procurement during the ensuing KMS, decided that paddy (Kharif crop) will be procured between November, 2018 and April, 2019. The paddy (Rabi crop) will be procured from May to June, 2019. The farmers would be paid the Minimum Support Price (MSP) fixed by the Central government at ₹1,750 per quintal for the common variety of paddy and ₹ 1,770 for Grade-A variety. The money would be directly paid into the bank accounts of farmers within three days of the procurement. Procurement The procured rice will partly be pumped into the Public Distribution System in the State, the Food Corporation of India (FCI) will evacuate the remaining to other States as per the MoU with the Centre. Paddy procurement process in all 308 procuring blocks will be conducted through paddy procurement automation system (P-PAS). All documents in connection with paddy procurement shall be generated from computer through P-PAS software to make the process hassle-free and transparent. The State government should issue farmer identification cards to all farmers in order to bring more small and marginal farmers and share-croppers into the procurement fold. Panel approves nutrition norms Part of: GS Prelims and Mains II – Health and Nutrition, Food security In news The National Technical Board on Nutrition (NTBN) has approved guidelines proposed by Ministry of Women and Child Development, for severe acute malnutrition (SAM). The measures are part of the community-based health management of children suffering from SAM. The government had, till now, only put in place guidelines for the hospitalisation of severely wasted children who develop medical complications. Those norms were made public in 2011. Guidelines and role of Anganwadi workers The guidelines outline the role of anganwadi workers and auxillary nurse midwives (ANMs) in identifying severely wasted children, segregating those with oedema or medical complications and sending them to the nearest health facility or nutrition rehabilitation centres. The remaining children are enrolled into “community based management”, which includes provision of nutrition, continuous monitoring of growth, administration of antibiotics and micro-nutrients as well as counselling sessions and imparting of nutrition and health education. According to the recommendations, anganwadi workers have to provide modified morning snacks, hot cooked meals and take home ration for SAM children. The morning snacks and hot-cooked meals, which are served at anganwadis to children between the age of three to six years, should be prepared freshly and served at the centralised kitchen/ anganwadi centres. Locally available cereals, pulses, green leafy vegetables and tubers, vitamin C rich fruits, as well as fresh milk and 3-4 eggs every week have also been prescribed. Importantly, the government has also revised the method to be used to measure wasting and advised calculating weight based on the height of children instead of the mid-upper arm circumference. Do you know? National Technical Board on Nutrition (NTBN) It has been constituted to make technical recommendations on policy-relevant issues on nutrition. The role of the board is advisory in nature. It has to advise the states and UTs on preventive measures and management of SAM children. The board has to coordinate the collation, synthesis of existing scientific and operational research, identify research gaps and make technical recommendations for the research agenda. It has to provide technical guidance on the design of nutrition surveys proposed by the states/UTs, other sectors and institutions and their coherence with ongoing National Health and other surveys. It has to formulate India specific growth indicators including stunting. SC to rule on barring accused in heinous crimes from polls Part of: GS Prelims and Mains II – Elections In news A five-judge Constitution Bench is scheduled to pronounce its judgment on petitions to bar politicians facing charges of heinous crimes, such as murder, rape and kidnapping, from contesting elections. Under the Representation of the People Act, convicted lawmakers are disqualified, but not those facing charges. Observations The Bench, made it clear that the SC could not legislate for Parliament. Chief Justice Misra had pointed out the urgency to do something to keep criminals at bay and prevent them from contesting elections. The Chief Justice had voiced the Supreme Court’s anguish at the helplessness of society to prevent criminalisation of politics at the very entry-point itself. The CJI had pointed out that Parliament was obliged under Article 102 (1) (e) (talks about disqualification to stand as a candidate for election to the Lok Sabha from a Parliamentary Constituency) to make a law. Attorney-General K.K. Venugopal had submitted that fast-track courts to try cases against politicians was the only solution. India’s 100th airport opens in Sikkim Part of: GS Prelims and Mains III – Infrastructure and connectivity , Inclusive growth In news Prime Minister Narendra Modi has inaugurated the first airport in Sikkim. With this, the number of functional airports in the country went up to 100. The airport at Pakyong, about 30 km from Gangtok and surrounded by mountains, is a major boost to connectivity in the mountainous State. The airport has been constructed at an estimated cost of ₹605 crore. The airport would be linked to the Union government’s UDAN (Ude Desh Ka Aam Nagrik) regional connectivity scheme and the airfare for about an hour would come to ₹2,500. Yameen concedes defeat in Maldives presidential poll Part of: GS Prelims and Mains III – International Relations In news Maldives President Abdulla Yameen conceded defeat in the presidential election, making way for the joint Opposition candidate Ibrahim Mohamed Solih. Senior parliamentarian of the Maldivian Democratic Party (MDP), Mr. Solih secured 58.3% of the votes, while Mr. Yameen obtained 41.7%. India’s reaction India has welcomed the result of the Maldives’ presidential election and heartily congratulated the winning candidate, Ibrahim Mohamed Solih. Prime Minister Narendra Modi called the President-elect, and expressed support for better ties. The two leaders agreed to work closely together to further strengthen the close, friendly and good neighbourly relations between the two countries. The Ministry said the election process amounted to a triumph of democracy in the country where public election was established a decade ago. The election marks not only the triumph of democratic forces in the Maldives but also reflects the firm commitment to the values of democracy and the rule of law. In keeping with ‘Neighbourhood First Policy’, India looks forward to working closely with the Maldives in further deepening the partnership, the statement said. (MAINS FOCUS) NATIONAL/HEALTH TOPIC: General Studies 2 Issues relating to development and management of Social Sector/Services relating to Health, etc. Health and Social Security The primary anchor of a health-care road map Introduction Prime Minister rolled out the Centre’s flagship scheme Pradhan Mantri Jan Arogya Abhiyaan, also known as Ayushman Bharat or the National Health Protection Mission (AB-NHPM). This is the world’s largest health scheme which will serve a population that equals 27-28 European countries. The beneficiaries are almost equal to the population of Canada, Mexico and US put together. The Prime Minister also launched a toll free number 14555 for people to get more information about Ayushma Bharat scheme. Achieving Universal Health Coverage: Universal health coverage is getting prioritised as a part of political reform with the launch of two pillars of the Pradhan Mantri Jan Arogya Yojana (PMJAY): Ayushman Bharat (AB), where 1.5 lakh health sub-centres are being converted into health and wellness centres. The National Health Protection Mission (NHPM), which aims to provide health cover of ₹5 lakh per family, per annum, reaching out to 500 million people. Align Health entitlement to Income lines This 2003 solution of the Vajpayee-era recommended, inter alia, that good governance lies in aligning the income lines for health and housing. In other words, de-link entitlement to health care from the poverty line. In that event, the income lines for housing could be simultaneously applicable for health entitlement. The PMJAY would help improve availability, accessibility, and affordability for the needy 40% of the population. The government could then proceed, to scale the health premium subsidy in line with housing categories — economically weaker sections (entitled to 75-90%), lower income (entitled to 50%), and middle income groups (entitled to 20%). Build in accountability The NHPM is pushing for hospitalisation at secondary- and tertiary-level private hospitals, while disregarding the need for eligible households to first access primary care, prior to becoming ‘a case for acute care’. Without the stepping stone of primary health care, direct hospitalisation is a high-cost solution. Forward movement is feasible only through partnerships and coalitions with private sector providers. These partnerships are credible only if made accountable. The National Health Policy 2017 proposed “strategic purchasing” of services from secondary and tertiary hospitals for a fee. Upgrading district hospitals to government medical colleges and teaching hospitals will enhance capacities at the district level. Service providers will become accountable for cost and quality if they are bound to the nuts and bolts of good governance outlined above. Transform primary care Elimination of catastrophic health expenditures for the consumer can come about only if there is sustained effort to modernise and transform the primary care space. Bring together all relevant inter-sectoral action linking health and development so as to universalise the availability of clean drinking water, sanitation, garbage disposal, waste management, food security, nutrition and vector control. The Swachh Bharat programme must be incorporated in the PMJAY. These steps put together will reduce the disease burden. Kerala and Tamil Nadu have demonstrated that high-performing, primary health-care systems do address a majority of community/individual health needs. The health and wellness clinics must connect with early detection and treatment. Robust delivery of preventive, clinical and diagnostic health-care services will result in early detection of cancers, diabetes and chronic conditions, mostly needing long-term treatment and home care. Investment in primary care would very quickly reduce the overall cost of health care for the state and for the consumer. Way forward The “best health care at the lowest possible cost” should be inclusive by covering various sections of population, make health-care providers accountable for cost and quality, achieve a reduction in disease burden, and eliminate catastrophic health expenditures for the consumer. In addition to above, it should be accompanied by the nuts and bolts of good governance that will support solutions and systems to achieve these objectives. Technology and innovation are further reducing costs. AI-powered mobile applications will soon provide high-quality, low-cost, patient-centric, smart wellness solutions. The scaleable and inter-operable IT platform being readied for the Ayushman Bharat is encouraging. Conclusion At the 1.5 lakh ‘health and wellness clinics’, register households to provide them access to district-specific, evidence-based, integrated packages of community, primary preventive and promotive health care. The PMJAY is trying to create a major shift in reshaping the horizon of public healthcare space, but the proof of its success lies in its implementation. As we integrate prevention, detection and treatment of ill-health, the PMJAY will win hearts if people receive a well-governed ‘Health for All’ scheme. Connecting the dots: Critically analyse the health care roadmap of India. NATIONAL TOPIC: General Studies 2 Government policies and interventions for development in various sectors and issues arising out of their design and implementation General Studies 4 Ethics; Behavioural Science   The power of a nudge Introduction According to the Organisation for Economic Cooperation and Development, 202 institutions around the world are applying behavioural insights to public policy. While most of them are found in the U.S., the U.K., Europe and Australia, some are found in developing countries in West Asia, Africa and Latin America. These institutions partner with behavioural and social scientists and combine psychology, sociology, anthropology, and politics to understand human behaviour to design effective public policies. Understanding a paradox Over the last few years, it has been observed that even the most well-intentioned public policy programmes fail to be adopted by people who would benefit from them the most. On the contrary, people repeatedly make decisions that serve neither their own interests nor of others. In India, for instance, despite access to toilets, open defecation remains a huge challenge. Finding answers to this paradox is where behavioural frameworks become relevant. Until recently, it was assumed that individuals make rational choices, and the right incentives determine the “right choices”. But evidence suggests otherwise. People’s choices and decisions are not rational but determined by a far more complex set of psychological, cognitive and behavioural factors. Given their limited attention and computational capacity, people gravitate towards the status quo, which often results in a gap between the policy’s intent and action. It’s therefore not surprising that people discount the risk of stroke and “choose” not to invest in health insurance. Decisions also tend to be clouded because of societal perceptions and adherence to norms — for instance, girls are still married young. Implementation outcomes can be better understood if we include ‘nudges’ — small, easy and timely suggestions to influence behaviour. Behavioural science and socio-cultural aspects of target groups While success stories from across the world showcase the potential of informed behavioural adjustments to policies, these can’t be simply emulated in developing countries. There first needs to be an analysis of social norms. While applying this science it should be considered that the advantages of deploying these insights can only be reaped if national contexts and differences in socio-economic, cultural and political narratives are appreciated. One such effort is cognitive scientist Christine Legare’s work in Bihar, to improve the quality of health-care service delivery by front-line workers. It takes into account popular ‘rituals’, like keeping a baby away from the ground in a cot (palna), or marking decorations around her hearth (chulah), for transmitting messages that are culturally acceptable. Behavioural science can be applied to large-scale programmes. The very nature of the science being diffused in a social and cultural context enables it to generate effective and sustained results to public service programmes. For example, PENN SoNG (University of Pennsylvania social norms group) is collating the analyses of core social motivators for open defecation and related behaviours in Tamil Nadu and Bihar with culturally appropriate social measures to convert toilet usage into a sustained habit. Interventions that are designed using this science can reduce the intent-to-action gap. There is a plethora of tools like defaults, reminders, prompts, and incentives that can reduce poor adherence and increase compliance for sustained impact throughout the life of an intervention. For example, Kilkari, a mobile service by the government that delivers free, weekly and time-appropriate audio messages about pregnancy, childbirth and childcare directly to families’ mobile phones. It focuses on improving uptake of health services. Way forward The data collected and evaluated from a behavioural insights approach can be used for better management of programme performances. Rigorous evaluation of behaviour is often missed while measuring programme performances, and often this missing data can help explain the limited impact of well-intended government programmes. The impressive work done by the Ministry of Rural Development, on monitoring the implementation of national flagship schemes through DISHA dashboards, can be leveraged for evaluating behavioural change on the ground. While DISHA does not include measures on behaviour, it measures implementation of programmes. It shows how India can benefit from the use of behavioural insights in policy decision-making. Connecting the dots: We have enough number of schemes, policies and laws. To drive India from developing to a developed nation, there is strong need of behavioural change. Critically comment. (TEST YOUR KNOWLEDGE) Model questions: (You can now post your answers in comment section) Note: Featured Comments and comments Up-voted by IASbaba are the “correct answers”. IASbaba App users – Team IASbaba will provide correct answers in comment section within 24 hours. Kindly refer to it and update your answers. Q.1) Which of the following statements are correct about the term ‘Malnutrition’? Malnutrition refers to deficiencies, excesses or imbalances in a person's intake of energy and/or nutrients. People are also malnourished, or suffer from over nutrition if they consume too many calories Select the code from below: 1 only 2 only Both 1 and 2 Neither 1 nor 2 Q.2) Which of the following terms associated with the different forms of malnutrition is/are correctly matched? Child stunting: Low Weight for Height. Adult Obesity: Carrying excess body fat with a body mass index > 30. Child Wasting: Low Height for age. Choose the appropriate option: 1, 2 and 3 1 and 3 Only 2 1 and 2 Q.3) Therapeutic food is used for supplementing the nutrients in the diet. Which of the following statements are correct regarding therapeutic foods? They are prepared foods that contain specific calories, vitamins and minerals. These high-energy foods are mainly used to treat malnourished children living in areas were nutrient-rich foods are limited or unavailable. They do not require cooking and have a long shelf life. Select the code from below: 1 and 2 2 and 3 1 and 3 All of the above Q.4) Which of these are kharif crops in Tamil Nadu? Rice Gram Jowar Cotton Select the correct code 1,2 and 3 1,2 and 4 2,3 and 4 None of the above Q.5) Which of the following are Rabi crops? Rice Maize Wheat Barley Select the correct code: 1, 2 and 3 3 and 4 2 and 3 1 and 4 MUST READ Manufacturing nationalism The Hindu  Missed opportunity or ill-timing? The Hindu An indefensible ordinance The Hindu  Rethinking disaster management The Hindu A Civil Crime Indian Express  The equilibrium mirage Indian Express Policymaking needs an urgent reboot in India Livemint

Daily Prelims CA Quiz

UPSC Quiz- 2019 : IASbaba’s Daily Current Affairs Quiz [Day 73]

UPSC Quiz- 2019 : IASbaba’s Daily Current Affairs Quiz [Day 73] Archives Q.1) Consider the following statements about ‘Prithvi Defence Vehicle (PDV)’ It is indigenously developed by Defence Research and Development Organisation (DRDO) It is designed for engaging the targets in the exo-atmosphere region at an altitude above 50 km of the earth's atmosphere. Select the correct statements 1 Only 2 Only Both 1 and 2 Neither 1 nor 2 Q.2) ‘Boundary Working Group (BWG)’ was constituted to undertake the construction, restoration and repair of boundary pillars, including clearance of 'No-man's land' and other technical tasks. It is related to India and Pakistan Nepal Myanmar Bhutan Q.3) Consider the following statements about ‘MINERVA-II1’ It is the world's first rover to land on the surface of an asteroid It is developed by European Space Agency Select the correct code: 1 Only 2 Only Both 1 and 2 Neither 1 nor 2 Q.4) Consider the following statements about ‘LEADS index’ It is concerned with the performance of logistics It is released by NITI Aayog Select the correct statements 1 Only 2 Only Both 1 and 2 Neither 1 nor 2 Q.5) ‘Article 161’ of the Constitution of India deals with Qualifications for appointment as Governor Power of Governor to grant pardons, etc., and to suspend, remit or commute sentences in certain cases Discharge of the functions of the Governor in certain contingencies None of the above To Download the Solution - Click here All the Best  IASbaba

IASbaba's Daily Current Affairs [Prelims + Mains Focus] - 24th September 2018

IASbaba's Daily Current Affairs (Prelims + Mains Focus)- 24th September 2018 Archives (PRELIMS+MAINS FOCUS) PM launches Ayushman Bharat Part of: Prelims and mains II – Health and Public services In news Prime Minister Narendra Modi launched the healthcare scheme, Ayushman Bharat, also known as the Pradhan Mantri-Jan Aarogya Yojana (PM-JAY), from Ranchi on the 23rd of September, 2018. He further declared that the scheme would be a “game changer” globally in health insurance. Do you know? Ayushman Bharat; There are two flagship initiatives under Ayushman Bharat: The first is to create a network of health and wellness centres that will bring the healthcare system closer to the people. The centres will provide comprehensive healthcare, including treatment for non-communicable diseases and maternal and child health services. Besides this, they will also provide free essential drugs and diagnostic services; Rs. 1200 crore have been allocated for this flagship programme. The scheme will cover more than 10 crore poor families, which is approximately 50 crore persons. It will also setup wellness centres which will give poor people OPD facility near their homes. The second flagship programme under ‘Ayushman Bharat’ is the ‘National Health Protection Scheme’. The National Health Protection Scheme will cover over 10 crore poor and vulnerable families. It will provide coverage up to 5 lakh rupees per family, per year for secondary and tertiary care hospitalization. India looks to buy Israeli missiles Part of: Prelims and mains III – Defence, International relations   In news A deal has been brought before the Defence Acquisition Council (DAC) for approval, about the procurement of the Spike anti-tank guided missiles from Israel through the government-to-government route. However, some validation trials have to be held before the deal is signed. These validation trials pertain to that of the infrared seeker (IR). The validation trials would be held once the DAC accords approval. Currently, the Indian Army is faced with a huge shortage of anti-tank guided missiles. Do you know? Defence Acquisition Council (DAC): Objective: The objective of the Defence Acquisition Council is to ensure expeditious procurement of the approved requirements of the Armed Forces in terms of capabilities sought and time frame prescribed by optimally utilizing the allocated budgetary resources. Functions: In-principle approval of 15 Year Long-Term Integrated Perspective Plan for Defence Forces; Accord of Acceptance of Necessity to acquisition proposals; Categorization of the acquisition proposals relating to ‘Buy’, ‘Buy & Make’ and ‘Make’; Issues relating to Single vendor clearance; Decision regarding ‘offset’ provisions in respect of acquisition proposals above Rs. 300 crores; Decisions regarding Transfer of Technology under the ‘Buy & Make’ category of acquisition proposals; and Field Trial evaluation Lending a helping hand to coconut farmers Part of: Prelims and mains III – Agriculture and related issues In news Major Challenges before farmers Water availability is a major issue. Ground water is available at 1,000 feet. Pest attacks on hybrid trees for which farmers has to use common pesticides available in the market. Project kalpavriksha: Guidance to farmers Consumer products company Marico started working on a project in 2014 for coconut farmers and in a year, had 125 farmers in Thanjavur area under its ambit, apart from six agronomists. Last year, the project was given shape and unveiled as Kalpavriksha. It now covers almost 6,000 coconut farmers in Tamil Nadu and Kerala. The Kalpavriksha mobile application is also available to know about copra rates. On an average, the yield had increased 18% for the farmers, according tp Marico. They aims to improve it by about 50% and double the income of farmers. The project has field staff in almost 750 villages who visit coconut farms, advise farmers on best practices, disease and yield improvement. It has a digital library and toll free number. The number of farmers who drop out of the project is about 10%. Going forward, Kalpavriksha will not only cover more farmers and agronomists but will also bring on its platform start-ups, financial institutions, and government agencies. Some of them can extend their service at a cost to the farmers. Special kits to aid rape case probe: The fight against rape Part of: Prelims and mains II – Justice, governance issues In news Police stations in the country will soon have special kits to collect blood and semen samples, besides other evidence, to carry out immediate investigation into sexual assault cases. Help at hand The Sexual Assault Evidence Collection Kits (SAECK) or ‘rape investigation kits’ are designed to carry out immediate medico-legal investigation and aid in furnishing evidence in sexual assault and rape cases. The Home Ministry, as part of a pilot project, will initially procure 3,960 rape investigation kits at a cost of ₹79.20 lakh, and 100 such kits will be given to each State and U.T. Citizen science initiative helps save hornbills Part of: Prelims and mains III – Environment and biodiversity   In news A recent citizen science initiative of documenting Indian hornbills is providing valuable inputs for the conservation of this unique bird. The Hornbill Watch initiative The Hornbill Watch initiative (www.hornbills.in) is an interactive web interface that allows a person to report on hornbills anywhere in India. People can record the observation of a live hornbill, note its call or report a dead, hunted or captive bird. The data on the presence of hornbills outside protected areas would be crucial in identifying and protecting their habitats from possible threats and development projects. States from where the most sightings were recorded are Karnataka, Maharashtra, Tamil Nadu, Assam and Arunachal Pradesh. Hornbills were reported from across 70 protected areas in the country. While 41% of the observations were made within protected areas, 59% were made outside. Some Important Hornbills: There are nine hornbill species in India. The endangered Narcondam hornbill is restricted to an area of 6 sq.km. of the Narcondam Island in the Andamans. The rufous-necked hornbill is a vulnerable or near threatened species. Further, the Austen’s brown hornbill and the great hornbill were observed in several States in northeastern India. Other important species of hornbill include the oriental pied hornbill and the Indian grey hornbill. What caused the floods in Kerala? Part of: Prelims and mains II – Governance and Public services In news According to a study by IIT professor, a combination of four factors led to extreme flooding across Kerala this year. Above normal seasonal (May-August) rainfall, extreme rainfall events occurring almost across the State during the season, over 90% reservoir storage even before the onset of extreme rainfall events, and finally, the unprecedented extreme rainfall in the catchment areas of major reservoirs in the State led to the disaster. First. the summer monsoon rainfall in Kerala from May to August this year was 2,290 mm, which was 53% above normal. The average rainfall during the summer monsoon period (June-September) is about 1,619 mm. This makes 2018 Kerala’s third wettest year in the last 118 years (1901-2018); 1924 and 1961 were the wettest years with about 3,600 mm of annual rainfall. Second, till August 21, the State witnessed few extreme rainfall events covering almost the entire State. These extreme rainfall events have very low probability of recurrence in any given year. Third, Kerala received 1634.5 mm rainfall during the period May 1 to August 7, which is more than the average rainfall (1619.37 mm) during the summer monsoon period (June-September). As a result, six of the seven major reservoirs in the State had over 90% storage before August 8, well before Kerala received the unprecedented extreme rainfall events. Finally, the catchment areas of major reservoirs in the State received extreme rainfall never before witnessed in the State. The role of other factors such as changes in how infrastructure has grown at the expense of vegetation and drainage remains to be studied. (MAINS FOCUS) NATIONAL TOPIC: General Studies 3 Agriculture and food security; issues related to it Biodiversity, invasive species Science and technology Ravaged by a caterpillar: on the armyworm invasion in India Introduction Maize crop of Karnataka is being destroyed by a small greenish-brown worm with dark lines along its length and an inverted ‘Y’ on its head. It looks like any of the thousands of pests that infest fields in India each year, but this one is special. Karnataka is one of the largest maize producers in India, and maize is the third most widely produced cereal in the country. The fall armyworm (Spodoptera frugiperda) The fall armyworm (Spodoptera frugiperda), a native of the Americas, first seen in Asia five months ago. Since its identification in the State’s Shivamogga district in May, the pest has reached as far as West Bengal and Gujarat. There are six phases in the fall armyworm’s life, and between the first and the last, its appetite changes dramatically. Within days, it turns from a light feeder into a voracious eater that can wipe out farms. After pupation, adult moths emerge. Other alien attacks on farm fields This isn’t the first time a foreign visitor is poised to wreak havoc on Indian farms. In 2008, the papaya mealybug, a central American native, entered the country and destroyed plantations in several States. Then, in 2014, the tomato pinworm, or Tuta absoluta, a South American moth, was spotted in Karnataka. Within a couple of years, it had reached Maharashtra, Gujarat, Delhi and other regions, where it caused widespread damage to tomato crop. The rise in invasives Some researchers have argued that India has traditionally been extra vulnerable to invasive species because of its history of political invasions. From the Mughals to the British and the Portuguese, everyone brought their share of noxious weeds, insects and trees. Consider the case of the Lantana species, camara, which was first introduced by the British as an ornamental hedge in the 19th century. Today, it is widespread across India and threatens biodiversity by taking over forest understorey and grabbing resources from other species. Another invasive, congress grass, is thought to have piggybacked via wheat shipments from the U.S. under the 1950s PL-480 Food for Peace program. But the entry of invasives has been rising the world over in the last few decades, and one likely reason is increased trade. Out of several factors such as a country’s population density and amount of cropland, it was the degree of international trade that best predicted the number of invasives. Alien species Such alien species which migrate to a new geography from their native lands can be a huge risk to both agriculture and wildlife. They could be insects, trees, weeds or viruses. Many of them tend to die out in new environments. Some become naturalised, like a few eucalyptus species have in India. Naturalised aliens maintain their population and do not pose a great risk to biodiversity.  A small percentage of them turn invasive, and spread uncontrollably. The absence of natural predators from their original homes allows them to disrupt ecosystems and cause massive economic losses. In 2016, a paper published in Nature Communications, titled ‘Massive yet grossly underestimated global costs of invasive insects’, calculated that such attacks cost the world around $70 billion a year. Such destruction is why countries take strong measures to prevent the entry of these pests. Destruction caused by fall armyworm The earliest published reports of widespread destruction by the fall armyworm come from Georgia, U.S. in the 18th century. The fall armyworm was known as a particularly voracious pest. Though it preferred maize, it ate nearly 80 other plants. Nearly 200 million people here depend on maize for nutrition, and they are all at risk from the little brown caterpillar. One of the worst attacks occurred in 1912. According to reports, the pest swept almost the entire U.S. east of the Rocky Mountains, destroyed the corn and millet in the southern U.S., severely injured cotton and truck crops etc. Even today, it continues to be a major cereal pest in both North and South America. In 2016, the pest turned up in the west African country of Nigeria. Initially, farmers confused it with another Spodoptera species native to the region. Today, two years later, the pest has spread to 43 countries on the continent. It is expensive to control it. In June, the Food and Agriculture Organisation said it had invested $20 million in controlling the pest in Africa, and was looking for another $23 million. There are several reasons why the armyworm is thriving: It reproduces rapidly, and the continent’s tropical and sub-tropical climates allow it to feed all year round. In contrast, fall armyworms die in Canada’s frigid winters. Each summer, new populations of the moth migrate to Southern Canada from warmer states in the U.S. like Texas. Such migration isn’t hard for them; the Spodoptera moth is known to be able to fly around 1,400 km. This is another reason why it spread so quickly to new countries after it landed on African shores. Researchers speculate that it might have hitched a ride in cargo containers on commercial aircraft or in someone’s cabin baggage, and reached to Africa. According to the European Union Notification System for Plant Health Interceptions, Spodoptera frugiperda was intercepted 14 times by EU quarantine officers in 2017. It was caught piggybacking on all kinds of organic material — flowers from Kenya, bonnet peppers from Mexico, and cucurbits from Suriname, to name a few. How did it enter India? To get into India, the fall armyworm would have either had to fly here, or make it past India’s plant quarantine system. This caterpillar has several stages in its life cycle, during which it does not need food to survive. Out of these stages, the pupal and adult moth stages can survive for days without food. Such pupae or moths could easily have hitched a ride on maize shipments into India. In 2018 alone, India imported 500 million tonnes of maize. Further, the experience of the European Union shows that armyworms can survive on fresh fruits and vegetables too. India’s imports of fresh fruits and vegetables are not high, but they are not non-existent either. According to the data from the Ministry of Food Processing Industries, in 2016-17, India’s imports of edible vegetables were worth $1,371 million. India’s quarantine system The first line of defence is a quarantine system, under which imports of grains and plants that can host such insects are inspected at shipping ports, airports and land border crossings. This system is built around the Plant Quarantine (Regulation of Import into India) Order of 2003. The order, in turn, is notified under an Act that is over a century old: The Destructive Insects and Pests Act of 1914. Under the Plant Quarantine Order, grains or plant material can come to India only through notified points of entry. Imports at each of these points are to be inspected by officers from the Directorate of Plant Protection. In India, this responsibility lies with the Directorate of Plant Protection, Quarantine & Storage, with its headquarters in Faridabad, Haryana. Unfortunately, the directorate is failing in its task of policing Indian borders. It is short-staffed and hamstrung by the lack of a strong legislation. Quarantine stations do not have key experts and required tools and infrastructure. There are also gaps in regulating the import of plant materials by individual passengers. Under the Quarantine order, around 2 kg of cut flowers and dry fruits are exempt, but any seeds or larger quantities of flowers must be accompanied by a certificate declaring that they are free of pests and microbes. If not, passengers arriving at international airports are required to declare them. 99% of the people don’t do that. Time for a new law? The Destructive Insects and Pests Act is subsidiary to the Customs Act, 1962, quarantine officers must wait for customs officers to flag suspicious goods before they can check them. The customs officer may not suspect anything, because what they are looking for is entirely different from what a quarantine officer wants to examine. In 2013, after widespread recognition of the lapses in the current quarantine system, a new Bill called the Agricultural Biosecurity Bill was tabled in the Lok Sabha. The Bill borrowed from some of the most stringent quarantine regimes in the world, such as the U.S., Australia and New Zealand. Unlike India’s Directorate of Plant Protection, Quarantine and Storage which comes under the Ministry of Agriculture, the U.S.’s Animal and Plant Health Inspection Service (APHIS) and AQIS are autonomous bodies. The Bill envisaged setting up a similar body in India, called the Agricultural Biosafety Authority of India. Quarantine officers would have wider powers under this Bill. And the authority could even penalise States for not following its directions in controlling an invasive species outbreak. But as of today, this Bill has lapsed. Way forward Quarantine systems to be strengthened at the internationals airports in the State. Prominent signboards should be installed in airports warning passengers of the dangers of bringing exotic fruits and flowers into the country. Training of plant quarantine officers and for providing them with equipment to detect dangerous species. The Australian Quarantine and Inspection Service (AQIS), for example, employs sniffer dogs to detect agricultural material on passengers. It also has scanners that can detect organic material such as seeds in baggage. Several Indian airports do not have this. When such items are found, stringent penalties are necessary. In 2002, Indian cricketers Harbhajan Singh and Saurav Ganguly famously paid fines of NZ $200 at Auckland airport in New Zealand for not declaring mud on their footwear. Connecting the dots: Poor quarantine system is one of the main reason behind increasing invasions by foreign species on Indian agriculture. Elucidate. NATIONAL TOPIC: General Studies 2 Constitution, federal structure of governance   Governor’s discretion Introduction Currently, the discretionary powers of the Governor are once again at the centre of controversy. This assumes importance based on the recent decision on the remission of seven convicts in the Rajiv Gandhi assassination case. Pardoning powers of Governor It is important to note that Article 161 of the Constitution provides the Governor with the power to “remit or commute the sentence of any prisoner”. However, the Governor’s decision will be subject to judicial review by the constitutional courts. Currently, the immediate question is whether there is an independent, discretionary power vested with the Governor with regard to Articles 161 and 163 of the Constitution. Prior Precedents: In the Nabam Rebia and Bamang Felix v. Deputy Speaker (2016) case, the  Supreme Court, speaking through a five-judge Bench, viewed that the discretionary power of the Governor is extremely limited and entirely amenable to judicial review. Time and again, the courts have spoken out against the Governor acting in the capacity of an “all-pervading super-constitutional authority”. Pertaining to the exercise of discretion, in Samsher Singh v. State of Punjab (1974), a seven-judge Bench of the Supreme Court had held that the Governor may do so only “in harmony with his Council of Ministers”.   In an effort to do so, the Governor is prevented from taking a stand against the wishes of the Council of Ministers. Currently, the domain being traversed in this case is alien to the Constitution of India, not having envisaged a situation where the Governor exercises his power under Article 161 against the express recommendation of the Council of Ministers. Conclusion Decision taken by governor contrary to advise conferred by council of ministers, may drastically alter the Constitution and its founding principles; the federal structure, Cabinet responsibility and accountable governance. This might also be interpreted as the Governor having lost faith in the State government with regard to the performance of its executive functions. Either which way, it is believed that to stay true to the spirit of the Constitution, the Governor should desist from conferring discretionary powers to his office where there are none. Connecting the dots: Critically analyse the discretionary powers and pardoning powers of Governor of a state in India. (TEST YOUR KNOWLEDGE) Model questions: (You can now post your answers in comment section) Note: Featured Comments and comments Up-voted by IASbaba are the “correct answers”. IASbaba App users – Team IASbaba will provide correct answers in comment section within 24 hours. Kindly refer to it and update your answers. Q.1) Consider the following with regard to Ayushman Bharat scheme: It aims to to create a network of health and wellness centres that will bring the healthcare system closer to the people. ‘National Health Protection Scheme’ is a flagship initiative under Ayushman Bharat. Which of the statements given above is/are correct? 1 only 2 only Both 1 and 2 Neither 1 nor 2 Q.2) Narcondam Hornbill is found in which of the following? Western Ghats Andamans Lakshadweep Select the correct code: 1 and 2 Only 2 1 and 3 1, 2 and 3 Q.3) Consider the following pairs and choose the correctly matched pair/s from below options: Missile deal : : Associated country SPIKE anti-tank guided missile : : India-US S-400 Triumf long-range surface-to-air missile systems : : India-Russia SPYDER Surface-to-Air Missile System : : India-Israel Choose appropriate code from options below: 1 only 2 only 1 and 2 only 2 and 3 only Q.4) Consider the following statements about ‘Great Hornbill’ In India, it is restricted to the Himalayan foothills and hill forests in northeast only They are omnivorous birds They are critically endangered according to IUCN status Select the INCORRECT statements 1 and 2 2 and 3 1 and 3 All of the above MUST READ A pan-India Dalit assertion The Hindu The primary anchor of a health-care road map The Hindu Saving Cauvery’s cradle The Hindu Governor’s discretion The Hindu The wrong reform Indian Express The law of happiness Indian Express Truth and spin Indian Express

PIB

IASbaba PIB Weekly : Press Information Bureau – 16th Sep to 22nd Sep, 2018

IASbaba Press Information Bureau 16th to 22nd September, 2018 ARCHIVES GS-2 India signs Financing Loan Agreement with the World Bank for US$ 74 Million for Uttarakhand Workforce Development Project (UKWDP) (Topic: Government policies and interventions for development in various sectors and issues arising out of their design and implementation) The Project objective is to improve the quality and relevance of training at priority Industrial Training Institutes (ITIs) and to increase the number of labor-market-relevant workers through short term training in Uttrakhand. The Project has three components: Improving the quality and relevance of ITI Training Increasing the number of skilled workers certified under National Skills Qualification Framework (NSQE) - Compliant Short Term Training Policy and Institutional Development and Project Management Cabinet approves Enhancement of Honorarium to Anganwadi Workers (AWWs) and Anganwadi Helpers (AWHs) and Performance Linked Incentive to AWHs under Anganwadi Services (Umbrella ICDS Scheme): Nearly 27 lakh AWWs/AWHs will be benefitted by the approval. Anganwadi Services (Umbrella ICDS) is a universal scheme and beneficiaries are spread all over the country at AWC/village level. The programme through targeted interventions will Strive to reduce the level of malnutrition, anaemia and low birth weight babies Ensure empowerment of adolescent girls Provide protection to the children who are in conflict with law Provide safe place for day-care to  children of working mothers Create synergy Ensure better monitoring Issue negative alerts for timely action Encourage States/UTs to perform, guide and supervise line Ministries and States/UTs to achieve the targeted goals and bring more transparency ASHA Benefit Package Approval with two components as under: - ASHAs and ASHA facilitators meeting the eligibility criteria to be enrolled in social security schemes implemented by Government of India namely, the Pradhan MantriJeevanJyotiBimaYojana and Pradhan Mantri Suraksha BimaYojana. An increase in the amount of routine and recurring incentives under National Health Mission for ASHAs under NHM from Rs. 1000/- per month to Rs. 2000/-per month. Revised Cost Estimate of Dam rehabilitation and Improvement Project (DRIP) At the revised cost of Rs 3466 crore with the financial assistance of the World Bank to improve safety and operational performance of 198 Dams, along with institutional strengthening with system wide management approach. DRIP envisages following objectives: - Component-I: - Rehabilitation of Dam and its Appurtenant Structures, Component-II: - Institutional Strengthening and Component-Ill: - Project Management. Impact: Improve the safety and operational performance of selected existing dams and mitigate risks to ensure safety of downstream population and property.   The primary beneficiaries are both urban and rural communities dependent on reservoir and downstream communities, who are prone to risk associated with dam failure or operational failure.   Further, through institutional strengthening component, effectiveness of Dam Safety Organisations will be increased to take the lead to make dams safe from structural and operational point of view through capacity building of staff and officials. GS-3 India Cooling Action Plan (Topic: Conservation, environmental pollution and degradation, environmental impact assessment) Objectives Assessment of cooling requirements across sectors in next 20 years and the associated refrigerant demand and energy use Map the technologies available to cater the cooling requirement including passive interventions, refrigerant-based technologies and alternative technologies such as not-in-kind technologies Suggest interventions in each sector to provide for sustainable cooling and thermal comfort for all Focus on skilling of RAC service technicians Develop an R&D innovation ecosystem for indigenous development of alternative technologies.   "Keep Cool and Carry on”: The Montreal Protocol is the theme of 24th World Ozone Day celebrations The Montreal Protocol is the only environmental treaty which enjoys universal ratification of 197 UN numbers countries. The Montreal Protocol on Substances that Deplete the Ozone Layer has been recognized as the most successful international environment treaty in history.   Its implementation has not only led to the phase-out of around 98% of ozone depleting chemicals, but also averted more than 135 billion tonnes of carbon dioxide equivalent emissions. Nearly 2 million cases of skin cancer per year have been averted globally. First country in the world to develop document on Cooling Action Plan: India Cooling has been recognized as an important development need due to cross-sectoral nature and considerable use of cooling and air conditioning in different Sectors of the economy such as industries, residential and commercial buildings, cold chain, transport (personal, commercial, metro and railways, ships). The integration of topics on HCFC phase out and energy efficiency in architectural curriculum will help the future architects to introduce energy efficiency and use ozone friendly materials in new construction of buildings. This will help not only in the protection of Ozone layer, but also reduce energy consumption in building sector, which is one of the significant consumers of electricity in urban areas. Please Note Exercise Aviaindra-18: An Air Force level exercise between India and the Russian Federation Exercise KAZIND: Between Indian Army and Kazakhstan Army Rajiv Gandhi Khel Ratna Award: Mirabai Chanu (Indian weightlifter) and Virat Kohli Union Home Minister launches two portals to strengthen Women Safety: The portal “cybercrime.gov.in” will receive complaints from citizens on objectionable online content related to child pornography, child sexual abuse material, sexually explicit material such as rape and gang rape. The National Database on Sexual Offenders (NDSO), which is accessible only to law enforcement agencies, will assist in effectively tracking and investigating cases of sexual offences. Atal Bimit Vyakti Kalyan Yojna: This scheme is a relief payable in cash directly to a person’s Bank Account in case of unemployment and while they search for new engagement.   Health Ministry launches sputum sample transportation through Dept. of Post: A pilot for utilizing services of Department of Post for transport of sputum specimen for TB Diagnosis A significant proportion of patients are not tested because the specimen does not reach the laboratory due to non-availability of specimen transport mechanisms. Transport of collected specimen also spares the patient’s from travelling to the reference laboratory. Prompt transport of specimen followed by efficacious testing will enable appropriate management of the TB patients and reduced disease transmission. The learning from Delhi Pilot experience will be useful for adaptation of specimen transport mechanism throughthe Postal Department across the country. Nikshay Version 2.0: The web-based application of RNTCP, with better user interface and data structures Launch of ‘e-Sahaj’ portal: For grant of Security Clearance Will facilitate an applicant to submit application online and also to view the status of his application from time to time With the introduction of online portal, the process will become standardized, resulting in a process which will be faster, transparent and easy to monitor. Note: MHA is the nodal Ministry for security clearances in certain sensitive sectors before issue of licence/permit, permission, contract etc, to companies/ bidders/individuals by the administrative Ministry. The objective of national security clearance is to evaluate potential security threats, including economic threats, and provide risk assessment before clearing investment and project proposals in key sectors. The aim is to strike a healthy balance between meeting the imperatives of national security and facilitating ease of doing business and promoting investment in the country. Dispensary Cum-Branch Office (DCBO) Will be set up in every district To make presence of primary care services, irrespective of whether a district has already a State run Dispensary in that area Will perform the functions of both dispensary and branch office; these will act as single unit providing Patient Services and cash benefit payments under one roof besides providing medicines to patient attending DCBO ESIC “Chinta Se Mukti“mobile app Is available on UMANG platform of Govt. of India. With this app, the Insured Persons can view their contribution history, personal profile, claim status and also their entitlement to benefits. Grievances can also be lodged through this app. Besides, Insured Persons can also view knowledge bank on health topics and audio-visuals on benefits under ESI Scheme. Medical Cyclotron Facility Cyclone-30 Became Operational Cyclotrons are used to produce radioisotopes for diagnostic and therapeutic use for cancer care. This facility will provide for affordable radio isotopes and related radiopharmaceuticals for the entire country especially, for Eastern India and also have export potential for Germanium-68/Gallium-68 generator for in-situ production of Gallium-68 and Palladium-103 isotopes, used for breast cancer diagnosis and prostate cancer treatment, respectively. Government paves the way for amalgamated Public Sector Banks with global heft and business synergies for providing wider products & services and enhanced access: Banks in discussion: Bank of Baroda, Vijaya Bank and Dena Bank The envisaged amalgamation will be the First-ever three-way consolidation of banks in India, with a combined business of Rs. 14.82 lakh crore, making it India’s Third Largest Bank. The consolidation will help create a strong globally competitive bank with economies of scale and enable realisation of wide-ranging synergies. Leveraging of networks, low-cost deposits and subsidiaries of the three banks has the potential of yielding significant synergies for positioning the consolidated entity for substantial rise in customer base, market reach, operational efficiency, wider bouquet of products and services, and improved access for customers.   World Health Organisation is developing Benchmark Documents for practice in traditional medicine: World Health Organisation is developing Benchmark Documents for practice in Ayurveda, Panckarma and Unani system as part of its global strategy to provide safe, effective and accessible Traditional Medicine to global community. The documents are expected to provide minimum requirements for qualified practice by practitioners of Ayurveda, Panchkarma and Unani to provide minimum safety requirement for practicing these and also to serve as a reference to national authorities to establish/ strengthen regulatory standards to ensure qualified practice of such system and patients safety. India and Malta have signed three Memorandums of Understanding (MoU): Maritime Cooperation Diplomatic Training Tourism Cooperation BIMSTEC Nations Military Field Training Exercise i.e. MILEX – 2018: At Pune – The Exercise demonstrated the commitment and capabilities of the participating BIMSTEC National armies in working closely with each other to eradicate the menace of terrorism existing in different forms. MHA signs MoU with ISRO to set up an Integrated Control Room for Emergency Response: The ICR-ER will cater to the requirement of Disaster Management as well as Internal Security. ICR-ER will address the requirement of receipt of information on near real-time basis, strategic level monitoring, situation awareness, command and control, preparedness and response in the diverse internal security situation and disaster related emergencies. Resultantly, it will increase the operational effectiveness and will be helpful in rendering timely response / assistance during various emergency situations. Successful Flight Test of Prahar: By DRDO An indigenously developed surface-to-surface tactical missile ‘Prahar’ is a contemporary weapon system capable of carrying multiple types of warheads and neutralizing a wide variety of targets. Second Flight Test of MPATGM Successful: Indigenously developed Man Portable Anti-Tank Guided Missile (MPATGM), was successfully flight tested for the second time PSLV-C42 launches 2 foreign satellites The Polar Satellite Launch Vehicle (PSLV-C42) of Indian Space Research Organisation (ISRO) successfully launched two satellites -- NovaSAR and S1-4-- from the Satish Dhawan Space Centre (SDSC) SHAR, Sriharikota. Both satellites were injected into the Sun Synchronous Orbit. The satellite applications include forestry mapping, land use and ice cover monitoring, flood and disaster monitoring and maritime missions. It will be operated from SSTL’s Spacecraft Operations Centre in Guildford, UK. S1-4 is a high resolution earth observation satellite meant for surveying resources, environment monitoring, urban management and disaster monitoring. The PSLV-C42 marks the latest technology and commercial collaboration between India and the UK with the launch of the combination of high resolution optical and radar (SAR) satellite Pradhan Mantri Fasal Bima Yojna (PMFBY): To provide insurance coverage and financial support to the farmers in the event of failure of any of the notified crop as a result of natural calamities, pests & diseases. To stabilise the income of farmers to ensure their continuance in farming. To encourage farmers to adopt innovative and modern agricultural practices. To ensure flow of credit to the agriculture sector. New Guidelines introduced: Provides add on coverage for crop loss due to attack of wild animals, which will be implemented on a pilot basis. Essay Topic for practice: Workers are architects of Modern India

Daily Prelims CA Quiz

UPSC Quiz- 2019 : IASbaba’s Daily Current Affairs Quiz [Day 72]

UPSC Quiz- 2019 : IASbaba’s Daily Current Affairs Quiz [Day 72] Archives Q.1) Consider the following statements with respect to ‘Vantangiyas’ The Vantangiya community comprises people brought from Myanmar during the colonial rule to plant trees for afforestation. They were brought by Lord Mountbatten Select the correct statements 1 Only 2 Only Both 1 and 2 Neither 1 nor 2 Q.2) Consider the following statements about ‘XMM-Newton’ It is launched by the European Space Agency (ESA) It is tasked with investigating interstellar X-ray sources, performing narrow- and broad-range spectroscopy. Select the correct statements 1 Only 2 Only Both 1 and 2 Neither 1 nor 2 Q.3) Consider the following statements about ‘Pika’ It is a member of the rat family It is a keystone species Which of the following statements is/are correct? 1 Only 2 Only Both 1 and 2 Neither 1 nor 2 Q.4) Consider the following statements about 'UTRAQ' It is a Vehicle Tracking System (VTS) module It is based on India Space Research Organisation’ (ISRO) Indian Regional Navigation Satellite System (IRNSS) to track locations Both (a) and (b) Neither (a) nor (b) Q.5) ‘Living Planet Index’ is released by World Wildlife Fund (WWF) United Nations Environment Programme (UNEP) Intergovernmental Panel on Climate Change (IPCC) IUCN To Download the Solution - Click here All the Best  IASbaba

AIR

All India Radio (AIR) : National register of Citizens

National register of Citizens ARCHIVES Search 30 Jul 2018, 2018 Spotlight here: http://www.newsonair.com/Audio-Archive-Search.aspx TOPIC:General Studies 2: Functions and responsibilities of the Union and the States, issues and challenges pertaining to the federal structure, devolution of powers and finances up to local levels and challenges therein. Separation of powers between various organs dispute redressal mechanisms and institutions. Government policies and interventions for development in various sectors and issues arising out of their design and implementation. About NRC: It is the register containing names of Indian Citizens. It was prepared first in 1951 after the conduct of the Census of 1951. It is used to identify who is a bona fide Indian citizen and those who fail to enlist in the register will be deemed illegal migrants. Updates in the National Register of Citizens (NRC) of Assam: To compile a list of the names of genuine Indian citizens residing in Assam and, in the process, detect foreigners (read Bangladeshis) who may have illegally entered the state after March 24, 1971. Background Pre-independence: Assam’s demographic changes date back to the introduction of the plantation economy by the colonial state in the 19th century. The colonial state brought in tribal labourers from Chota Nagpur and Bihar to work the plantations and encouraged the migration of Muslim farmers from Bengal. Post-independence: Migrations continued after Independence even as Partition solidified national identities. The ethnic, cultural and religious dimensions of the situation demanded sensitive and imaginative solutions from the political class. In 1970s, All Assam Students’ Union spearheaded a massive drive, popularly known as the Assam Agitation calling for the detection, deletion and deportation of illegal Bangladeshi migrants. In 2013, the Supreme Court finally ordered to complete the exercise by December 31, 2017, leading to the present updating of NRC in Assam. Citizenship crisis in Assam after NRC release: Over 40 lakh of the 3.29 crore applicants have been excluded from Assam’s draft National Register of Citizens (NRC). Concerns highlighted in the process Process of adding person to NRC list is too complex and confusing – riddled with legal inconsistencies and errors. Instances of arbitrary rejection of the gram panchayat certificates. Robust non-transparent “family tree verification” process resulted in numerous instances of parents being on the draft list but children being left out. Each person who is left out will now have to prove not only his or her linkages afresh, but also the documents themselves before the appropriate forum. Faults on part of the Supreme Court Lack of proper monitoring process Failed to ensure legal clarity over the manner in which the claims of citizenship could be decided Failed to understand the implications of the results, and after effects as well as recourse that should be made available for people who have failed to be recognized as citizens of the State Inability to comprehend the further political and policy actions in case of loss of citizenship Points to worry about: People Other than the shock of being “left out”, there is a common thread that binds the ones who have been declared illegal migrants —the lack of any knowledge on what to do next. Even as the people who have been left out of the list are now required to file their claims and objections for re-evaluation, along with the requisite documents, the message has yet to reach the hinterlands of a state, where people are staring at a future where they are likely to lose their homes and their families. Political If in some pockets, the ratio of excluded to included is high, it could well reach a boiling point. At the same time, it will also impact the upcoming Panchayat elections if the ratio of excluded Muslims to Hindus is high. Then this could lead to vast polarisation, which could adversely impact the state, in future Detention Centres - A Human Rights Crisis A National Human Rights Commission study in January 2018 stated that even as Assam had six detention centres in jails, in the absence of any formal agreement between India and Bangladesh to deport persons who have been labelled foreigners by the foreigners’ tribunal, “there is no prospect of their eventual freedom from this incarceration. At present, it appears that they may actually be detained for the rest of their lives.” The United Nations High Commissioner for Refugees (UNHCR) has laid down guidelines, set in stone, for detention centres. However, barring the six detention centres spread across Assam, there are no provisions to house those who will eventually be rendered “stateless. “Detention must not be arbitrary, and any decision to detain must be based on an assessment of the individual’s particular circumstances; conditions of detention must be humane and dignified,” the UNHCR states, among a host of other guidelines that govern statelessness, asylum and detention. The detainees in these centres are not allowed to legally communicate with their family members. The “situation of grave and extensive human distress and suffering” in two of these detention centres—in Kokrajhar and Goalpara—the Centre has made no alternative arrangements to house or rehabilitate people who are omitted from the final list. Social The entire situation has the potential to sow seeds of violence in the state. Potential Genocide: Genocide Watch—an international organisation that seeks to pre-empt and prevent genocide and mass murder—has already issued an “early warning of potential genocide,” dubbing it as stage 7 alert. The organisation says that, “when Bengali Muslims in Assam are imprisoned in “foreigner” detention centres, the situation will move to Stage Eight: Persecution, the stage immediately preceding full genocide.” Mass Deportation: The pathway to deportation is lengthy, and shrouded in processes that renders it virtually ineffective. In the absence of a bilateral agreement, it presupposes that the government of Bangladesh will acknowledge the identified persons (alleged foreigners) as Bangladeshi citizens. The Way Ahead: It is important and essential for the union government to proactively come out with an equitable, predictable and transparent plan on the way forward, for those who will be identified as ‘foreigners’. Connecting the dots: Assam has excluded four million people from its National Register of Citizens (NRC). Now, it doesn’t know what to do with them. Comment. Modern nations are products of migrations and cultural diffusion and all the richer for it. NRC process doesn’t seem alive to this reality. Discuss. Political parties must stop feasting on the complexities of Assam’s demography. Examine. Write an Essay: Hope has been reduced to scraps of paper in Assam