Hello Friends,
The 60 Days Training has finally begun:) DAY 22 is here!
Before any competition, there is a preparatory phase. That phase involves a lot of sessions on strengths and weaknesses. Throughout the preparatory phase, the athletes train in a gradual manner.
In the last phase, just before the actual competition, the training is done so as to sharpen their skills. This training requires complete focus and dedication. In this phase, the athletes do not try anything new or train in a new fashion rather focus on the sharpening of skills, focusing on strength and precision.
Similarly, the upcoming 60 days, is like the last phase (training session), just before the actual competition. Here, the focus should be on sharpening the concepts, consolidating the knowledge base and solidifying the learning with loads and loads of revision.
You will come across many distractions in between in the name of sources and resources (exclusive and inclusive), beware of them. Be alert and objective in selecting your companions in this preparation. Trust your effort and revise more than falling prey to multiple resources and doing nothing in the end.
Everything that seems attractive is not productive. You should always go for productivity.
Let us pledge to make it a big game-changer (better than last year) in the next 60 days!
Note- Download the OMR Sheet and attempt the questions exactly like UPSC Prelims. After you are done, please post your OMR in the comment section. Once the solution key is released (5 PM), cross-check the answers and again, comment the marks (you got) in the same comment thread. This will keep you responsible and sincere in days to come. Also, we need more sets of scores for releasing the cut offs in the night so, requesting all of you to sincerely put your scores in comment section.
You can also take part in discussion with peers.
ARCHIVES OF 60 DAY PLAN
Q.1) Consider the following statements regarding ‘Capital Conservation Buffer’
- It is the mandatory capital that financial institutions are required to hold above the minimum regulatory requirement.
- While Capital Adequacy Ratio is determined by RBI, Capital Conservation Buffer is fixed by the government.
- 1 only
- 2 only
- Both 1 and 2
- Neither 1 nor 2
Q.1) 'पूंजीगत संरक्षण बफर' (Capital Conservation Buffer) के संबंध में निम्नलिखित कथनों पर विचार करें।
- यह अनिवार्य पूंजी है जिसे वित्तीय संस्थानों को न्यूनतम नियामक आवश्यकता से ऊपर रखने की आवश्यकता होती है।
- पूंजी पर्याप्तता अनुपात RBI द्वारा निर्धारित किया जाता है, जबकि पूंजीगत संरक्षण बफर सरकार द्वारा निर्धारित किया जाता है।
- केवल 1
- केवल 2
- 1 और 2 दोनों
- न तो 1 और न ही 2
Q.2) Consider the following statements regarding ‘Non-Banking Financial Companies (NBFC)’
- None of the NBFCs can accept Time deposits.
- NBFCs can invest the money in Share Market, unlike banks which are not allowed to do so.
- CRR does not apply to any NBFC while SLR applies only to deposit-taking NBFC.
- 1 and 2 only
- 1 and 3 only
- 2 and 3 only
- All of the above
Q.2) 'गैर-बैंकिंग वित्तीय कंपनियों (NBFC)' के संबंध में निम्नलिखित कथनों पर विचार करें।
- कोई भी एनबीएफसी सावधि जमा (Time deposits) को स्वीकार नहीं कर सकता है।
- एनबीएफसी उन बैंकों के विपरीत शेयर बाजार में पैसा लगा सकते हैं, जिन्हें ऐसा करने की अनुमति नहीं होती है।
- CRR किसी भी NBFC पर लागू नहीं होता है, जबकि SLR केवल जमा (deposit) स्वीकार करने वाली NBFC के लिए लागू होता है।
- केवल 1 और 2
- केवल 1 और 3
- केवल 2 और 3
- उपरोक्त सभी
Q.3) Which of the following category is not included under ‘Priority Sector Lending’?
- Housing
- Healthcare
- Education
- Renewable energy
Q.3) ‘प्राथमिकता क्षेत्र के ऋणों’ के तहत निम्न में से कौन सी श्रेणी शामिल नहीं है?
- आवास
- स्वास्थ्य देखभाल
- शिक्षा
- नवीकरणीय ऊर्जा
Q.4) Consider the following statements regarding ‘Digital Public Credit Registry’
- It will capture loan information of individuals and corporate borrowers and work as a financial information infrastructure.
- It was set up based on the recommendations given by Y.M. Deosthalee committee.
- 1 only
- 2 only
- Both 1 and 2
- Neither 1 nor 2
Q.4) ‘डिजिटल पब्लिक क्रेडिट रजिस्ट्री’ (Digital Public Credit Registry) के संबंध में निम्नलिखित कथनों पर विचार करें।
- यह व्यक्तियों और कॉर्पोरेट उधारकर्ताओं की ऋण जानकारी को संग्रहित करेगा तथा वित्तीय जानकारी के बुनियादी ढांचे के रूप में काम करेगा।
- यह वाई.एम. देवस्थले समिति द्वारा दी गई सिफारिशों के आधार पर स्थापित किया गया था।
- केवल 1
- केवल 2
- 1 और 2 दोनों
- न तो 1 और न ही 2
Q.5) India Post Payments Bank (IPPB) is an initiative of the government aimed at making banking services available at people’s doorstep. Consider the following statements regarding IPPB
- IPPB is a wholly-owned subsidiary of Department of Post and will be governed entirely by it.
- It will accept deposits, offer remittance services, mobile banking and provide services such as insurance and mutual fund.
- 1 only
- 2 only
- Both 1 and 2
- Neither 1 nor 2
Q.5) इंडिया पोस्ट पेमेंट्स बैंक (IPPB) सरकार की एक पहल है, जिसका उद्देश्य बैंकिंग सेवाओं को लोगों के घर पर उपलब्ध कराना है। IPPB के संबंध में निम्नलिखित कथनों पर विचार करें
- IPPB डाक विभाग की पूर्ण स्वामित्व वाली सहायक कंपनी है तथा पूरी तरह से इसके द्वारा शासित होगी।
- यह जमा स्वीकार करेगा, प्रेषण (remittance) सेवाओं, मोबाइल बैंकिंग तथा बीमा और म्यूचुअल फंड जैसी सेवाएं प्रदान करेगा।
- केवल 1
- केवल 2
- 1 और 2 दोनों
- न तो 1 और न ही 2
Q.6) ‘Bharat 22’ recently seen in news refers to
- An Exchange Traded Fund
- India’s fastest Indigenous train
- Mission to develop affordable influenza vaccine by 2022
- Mission to consolidate all the disparate digital initiatives by 2022
Q.6) 'भारत 22' हाल ही में समाचारों में देखा गया है, जो किससे संबंधित है
- एक विनिमय व्यापार फंड (Exchange Traded Fund)
- भारत की सबसे तेज़ स्वदेशी ट्रेन
- 2022 तक सस्ते इन्फ्लूएंजा टीका विकसित करने का मिशन
- 2022 तक सभी असमान डिजिटल पहलों को समेकित करने का मिशन
Q.7) Which of the following are steps taken by the government to address the issue of Non-Performing Assets (NPA)?
- Indradhanush Scheme
- Project Sashakt
- Project Insight
- 1 only
- 1 and 2 only
- 1 and 3 only
- 2 and 3 only
Q.7) गैर-निष्पादित परिसंपत्तियों (NPA) के मुद्दे को हल करने के लिए सरकार ने निम्नलिखित में से कौन से कदम उठाए हैं?
- इन्द्रधनुष योजना
- प्रोजेक्ट सशक्त
- प्रोजेक्ट इनसाइट
- केवल 1
- केवल 1 और 2
- केवल 1 और 3
- केवल 2 और 3
Q.8) Consider the following statements regarding Money Multiplier in an economy
- Money Multiplier increases with a reduction in statutory liquid ratio.
- Money Multiplier increases with a decrease in Loan demand.
- 1 only
- 2 only
- Both 1 and 2
- Neither 1 nor 2
Q.8) एक अर्थव्यवस्था में मौद्रिक गुणक (Money Multiplier) के बारे में निम्नलिखित कथनों पर विचार करें
- वैधानिक तरलता अनुपात में कमी के साथ मौद्रिक गुणक बढ़ता है।
- मौद्रिक गुणक, उधार की मांग में कमी के साथ बढ़ता है।
- केवल 1
- केवल 2
- 1 और 2 दोनों
- न तो 1 और न ही 2
Q.9) The term ‘Narrow Banking’ refers to
- Banks that invest only on Narrow money
- Banks that invest large parts of deposits in risk-free assets
- Banks that invest only in a few specific industries
- Banks that serve only a few selected clientele
Q.9) ‘संकीर्ण बैंकिंग’ (Narrow Banking) शब्द से क्या तात्पर्य है
- बैंक जो केवल संकीर्ण मुद्रा पर निवेश करते हैं
- बैंक जो जोखिम-मुक्त संपत्ति में अपनी जमा के बड़े हिस्से का निवेश करते हैं
- बैंक जो केवल कुछ विशिष्ट उद्योगों में निवेश करते हैं
- बैंक जो केवल कुछ चुनिंदा ग्राहकों की सेवा करते हैं
Q.10) Punjab and Maharashtra cooperative bank was recently in news. Consider the following statements regarding Cooperative Banks.
- They are controlled and regulated by the RBI.
- They are distributed uniformly throughout India.
- 1 only
- 2 only
- Both 1 and 2
- Neither 1 nor 2
Q.10) पंजाब और महाराष्ट्र सहकारी बैंक हाल ही में समाचारों में थे। सहकारी बैंकों के संबंध में निम्नलिखित कथनों पर विचार करें।
- वे आरबीआई द्वारा नियंत्रित और विनियमित होते हैं।
- वे पूरे भारत में समान रूप से फैले हुए हैं।
- केवल 1
- केवल 2
- 1 और 2 दोनों
- न तो 1 और न ही 2
Q.11) Which of the following are regulated by Securities exchange board of India (SEBI)
- Venture Capital
- Chit Fund Companies
- Pension funds
- 1 only
- 1 and 2 only
- 3 only
- None of the above
Q.11) भारतीय प्रतिभूति विनिमय बोर्ड (SEBI) द्वारा निम्नलिखित में से कौन सा विनियमित किया जाता है
- उद्यम पूंजी (Venture Capital)
- चिट फंड कंपनियां
- पेंशन निधि
- केवल 1
- केवल 1 और 2
- केवल 3
- इनमें से कोई भी नहीं
Q.12) Consider the following statements regarding Marginal Standing Facility (MSF) of RBI
- Only Scheduled banks can avail MSF from RBI.
- The MSF rate is usually higher than the Repo rate.
- Banks can pledge government securities from the SLR quota up to 1% under the MSF.
- 1 and 2 only
- 1 and 3 only
- 2 and 3 only
- All of the above
Q.12) RBI की सीमांत स्थायी सुविधा (Marginal Standing Facility- MSF) के बारे में निम्नलिखित कथनों पर विचार करें
- केवल अनुसूचित बैंक ही RBI से MSF का लाभ उठा सकते हैं।
- MSF दर आमतौर पर रेपो दर से अधिक होती है।
- MSF के तहत बैंक एसएलआर कोटे से 1% तक सरकारी प्रतिभूतियों में रख सकते हैं।
- केवल 1 और 2
- केवल 1 और 3
- केवल 2 और 3
- उपरोक्त सभी
Q.13) With reference to digital payments, consider the following statements
- BHIM app allows the user to transfer money only to someone with a UPI-enabled bank account.
- BHIM app does not allow transactions of commercial nature.
- 1 only
- 2 only
- Both 1 and 2
- Neither 1 nor 2
Q.13) डिजिटल भुगतान के संदर्भ में, निम्नलिखित कथनों पर विचार करें
- BHIM ऐप उपयोगकर्ता को केवल UPI- सक्षम बैंक खाते वाले किसी व्यक्ति को धन हस्तांतरित करने की अनुमति देता है।
- BHIM ऐप वाणिज्यिक प्रकृति के लेनदेन की अनुमति नहीं देता है।
- केवल 1
- केवल 2
- 1 और 2 दोनों
- न तो 1 और न ही 2
Q.14) The term ‘Zero coupon bonds’ refer to
- Bonds that are issued at a discount to its face value but pays no interest.
- Bonds that are issued at its face value but pays interest.
- Bonds that are not backed up by collateral or security.
- Bonds that yield zero interest if the issuing company/entity becomes bankrupt.
Q.14) शब्द 'शून्य कूपन बॉन्ड' किससे संबंधित है
- बांड जो इसके अंकित मूल्य पर छूट के साथ जारी किए जाते हैं, लेकिन कोई ब्याज नहीं देते हैं।
- बांड जो इसके अंकित मूल्य पर जारी किए जाते हैं, लेकिन ब्याज का भुगतान करते हैं।
- बांड जो संपार्श्विक या सुरक्षा द्वारा समर्थित नहीं होते हैं।
- यदि बांड जारी करने वाली कंपनी / इकाई दिवालिया हो जाती है तो शून्य ब्याज प्राप्त होता है।
Q.15) Consider the following statements regarding Treasury bills
- Treasury bills are securities issued only by the Government treasury.
- Individuals, Firms, Trusts, Institutions and banks can purchase Treasury Bills.
- 1 only
- 2 only
- Both 1 and 2
- Neither 1 nor 2
Q.15) ट्रेजरी बिल के संबंध में निम्नलिखित कथनों पर विचार करें
- ट्रेजरी बिल केवल सरकारी खजाने (ट्रेज़री) द्वारा जारी की जाने वाली प्रतिभूतियां हैं।
- व्यक्ति, फर्म, ट्रस्ट, संस्थान और बैंक ट्रेजरी बिल खरीद सकते हैं।
- केवल 1
- केवल 2
- 1 और 2 दोनों
- न तो 1 और न ही 2
Q.16) Which of the following statement regarding Participatory notes (P-notes) is incorrect?
- P-notes are instruments issued by SEBI for overseas investors who want to invest in the stock markets in India.
- Any entity can invest in the participatory notes without registering under SEBI.
- Participatory notes are transferable through endorsement and delivery making trading easy in the country.
- P-Notes also help in keeping the investor’s name anonymous along with reducing the transaction costs.
Q.16) पार्टिसिपेटरी नोट्स (पी-नोट्स) के संबंध में निम्नलिखित में से कौन सा कथन गलत है?
- पी-नोट विदेशी निवेशकों के लिए सेबी द्वारा जारी किए गए उपकरण हैं जो भारत के शेयर बाजारों में निवेश करना चाहते हैं।
- कोई भी इकाई सेबी के तहत पंजीकरण के बिना पार्टिसिपेटरी नोटों में निवेश कर सकती है।
- पार्टिसिपेटरी नोट देश में व्यापार को आसान बनाने वाले अनुमोदनों और वितरण के माध्यम से हस्तांतरणीय हैं।
- पी-नोट्स लेन-देन की लागत को कम करने के साथ-साथ निवेशक का नाम गुमनाम रखने में भी मदद करते हैं।
Q.17) Which one of the following provides the Immediate Payment Service (IMPS) in India?
- Indian banks’ Association
- National Securities Depository Limited
- National Payments Corporation of India
- Reserve Bank of India
Q.17) निम्नलिखित में से कौन भारत में तत्काल भुगतान सेवा (IMPS) प्रदान करता है?
- भारतीय बैंकों का संघ
- नेशनल सिक्योरिटीज डिपॉजिटरी लिमिटेड
- भारतीय राष्ट्रीय भुगतान निगम
- भारतीय रिजर्व बैंक
Q.18) Merger of Several Public Sector Banks was recently in news. Which of the following are benefits of the Merger of Banks?
- Reduces operational costs of the bank.
- Better ability to raise resources from the market.
- Eliminates all NPAs of the bank.
- 1 and 2 only
- 1 and 3 only
- 2 and 3 only
- All of the above
Q.18) कई सार्वजनिक क्षेत्र के बैंकों का विलय हाल ही में समाचारों में था। निम्नलिखित में से बैंकों के विलय के क्या लाभ हैं?
- बैंक की परिचालन लागत को कम करता है।
- बाजार से संसाधन जुटाने की बेहतर क्षमता होती है।
- बैंक की सभी गैर-निष्पादित संपत्तियों (एनपीए) को समाप्त करता है।
- केवल 1 और 2
- केवल 1 और 3
- केवल 2 और 3
- उपरोक्त सभी
Q.19) The Ombudsman for Digital Transactions (OSDT) has been set up by
- Ministry of Electronics and Information Technology
- Ministry of Finance
- Reserve Bank of India
- Ministry of Consumer Affairs, Food and Public Distribution
Q.19) डिजिटल लेनदेन के लिए लोकपाल (Ombudsman for Digital Transactions- OSDT) किसके द्वारा स्थापित किया गया है
- इलेक्ट्रॉनिक्स और सूचना प्रौद्योगिकी मंत्रालय
- वित्त मत्रांलय
- भारतीय रिजर्व बैंक
- उपभोक्ता मामले, खाद्य और सार्वजनिक वितरण मंत्रालय
Q.20) Infrastructure Leasing & Financial Services (IL&FS) was recently in the news. Consider the following statements regarding IL&FS
- It is a Systemically Important Non-Deposit Core Investment Company (CIC-ND-SI).
- It is entirely owned by the Government of India.
- 1 only
- 2 only
- Both 1 and 2
- Neither 1 nor 2
Q.20) इन्फ्रास्ट्रक्चर लीजिंग एंड फाइनेंशियल सर्विसेज (IL&FS) हाल ही में समाचारों में था। IL&FS के बारे में निम्नलिखित कथनों पर विचार करें
- यह एक व्यवस्थित रूप से महत्वपूर्ण गैर-जमा (Non-Deposit) कोर निवेश कंपनी (CIC-ND-SI) है।
- यह पूरी तरह से भारत सरकार के स्वामित्व में है।
- केवल 1
- केवल 2
- 1 और 2 दोनों
- न तो 1 और न ही 2
Q.21) ‘Fire Coral fungus’ which was in news recently is not found in
- Australia
- India
- Japan
- Papua New Guinea
Q.21) 'फायर कोरल फंगस' (Fire Coral fungus) जो हाल ही में समाचारों में था, यह कहाँ नहीं पाया जाता है?
- ऑस्ट्रेलिया
- भारत
- जापान
- पापुआ न्यू गिनी
Q.22) Consider the following statements with respect to ‘Matua Mahasangha’.
- It was launched as a reformation by the followers of Swami Vivekananda.
- It originated in the North West Frontier Province.
- 1 Only
- 2 Only
- Both 1 and 2
- Neither 1 nor 2
Q.22) 'मटुआ महासंघ' (Matua Mahasangha) के संबंध में निम्नलिखित कथनों पर विचार करें।
- इसे स्वामी विवेकानंद के अनुयायियों द्वारा सुधारक के रूप में लॉन्च किया गया था।
- यह उत्तर पश्चिम सीमा प्रांत में आरंभ हुआ था।
- केवल 1
- केवल 2
- 1 और 2 दोनों
- न तो 1 और न ही 2
Q.23) ‘Gossypol’ was in news recently. It is associated with which of the following crops?
- Cotton
- Mustard
- Paddy
- Ragi
Q.23) 'गॉसिपोल' (Gossypol) हाल ही में समाचारों में था। यह निम्नलिखित में से किस फसल के साथ संबद्ध है?
- कपास
- सरसों
- धान
- रागी
Q.24) Consider the following statements with respect to ‘Skandagupta’.
- He was the last emperor in India to be given the title of Vikramaditya.
- He successfully fought the battle against the invading Huns.
- 1 Only
- 2 Only
- Both 1 and 2
- Neither 1 nor 2
Q.24) 'स्कंदगुप्त' के संबंध में निम्नलिखित कथनों पर विचार करें।
- वह भारत के अंतिम सम्राट थे जिन्हें विक्रमादित्य की उपाधि दी गई।
- उन्होंने आक्रमणकारी हूणों के विरुद्ध सफलतापूर्वक लड़ाई लड़ी।
- केवल 1
- केवल 2
- 1 और 2 दोनों
- न तो 1 और न ही 2
Q.25) Consider the following statements with respect to ‘Bombay blood group’.
- The group is deficient in expressing antigen H.
- Bombay blood group can donate their blood to A,B,O blood types.
- 1 Only
- 2 Only
- Both 1 and 2
- Neither 1 nor 2
Q.25) 'बॉम्बे ब्लड ग्रुप' (Bombay blood group) के संबंध में निम्नलिखित कथनों पर विचार करें।
- प्रतिजन एच (antigen H) को व्यक्त करने की समूह में अल्पता होती है।
- बॉम्बे ब्लड ग्रुप अपना रक्त A, B, O ब्लड ग्रुप को दान कर सकते हैं।
- केवल 1
- केवल 2
- 1 और 2 दोनों
- न तो 1 और न ही 2
Q.26) The Huns were Nomadic People from which of the following regions?
- Central Asia
- Northern Africa
- South East Asia
- North East Asia
Q.26) हूण (Huns) खानाबदोश लोग निम्न में से किस क्षेत्र के थे?
- मध्य एशिया
- उत्तरी अफ्रीका
- दक्षिण - पूर्व एशिया
- उत्तर पूर्व एशिया
Q.27) ‘State Finances: A Study of Budgets of 2019-20” Report was released by
- NITI Aayog
- Reserve Bank of India
- Ministry of Finance
- GST Council
Q.27) ‘राज्य वित्त: 2019-20 के बजट का एक अध्ययन’ रिपोर्ट किसके द्वारा जारी की गई है
- नीति आयोग
- भारतीय रिजर्व बैंक
- वित्त मत्रांलय
- जीएसटी परिषद
Q.28) ‘Rajiv Gauba Committee’ is associated with which of the following sectors?
- Telecom Sector
- Education Sector
- Health Sector
- Energy Sector
Q.28) ‘राजीव गौबा समिति’ निम्नलिखित में से किस क्षेत्र से संबंधित है?
- दूरसंचार क्षेत्र
- शिक्षा क्षेत्र
- स्वास्थ्य क्षेत्र
- ऊर्जा क्षेत्र
Q.29) Consider the following statements with respect to ‘Carbon Pricing Leadership Coalition (CPLC)’
- The CPLC Secretariat is administered by The World Bank Group.
- It is a voluntary partnership of national and sub-national governments.
- 1 Only
- 2 Only
- Both 1 and 2
- Neither 1 nor 2
Q.29) ‘कार्बन मूल्य निर्धारण नेतृत्व गठबंधन (CPLC)’ के संबंध में निम्नलिखित कथनों पर विचार करें।
- CPLC सचिवालय विश्व बैंक समूह द्वारा प्रशासित है।
- यह राष्ट्रीय और उप-राष्ट्रीय सरकारों की एक स्वैच्छिक साझेदारी है।
- केवल 1
- केवल 2
- 1 और 2 दोनों
- न तो 1 और न ही 2
Q.30) ‘FASTER principles’ is concerned with
- Electric Vehicles
- Carbon Pricing
- Banking Regulations
- Multilateral Tax Treaties
Q.30) ‘FASTER सिद्धांतों’ (FASTER principles) का संबंध किससे है
- बिजली के वाहन
- कार्बन मूल्य निर्धारण
- बैंकिंग विनियम
- बहुपक्षीय कर संधियाँ
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What IMPACT can the ‘60 Day’ have on the final results? We will explain by taking a small example. Imagine you are sitting in the examination hall, appearing in Prelims Paper I. You have attempted 70 questions already but still unsure about a few. Then you stumble upon a question that was asked in 60 Day (and believe us, it has happened to hundreds of students countless times). You choose the right answer and submit your paper hoping for the best! Eventually, you go on to clear Mains as well as Personality Test and secure a good rank as well. When the cut off gets announced by UPSC, you realize that you have scored just one mark more than the cut off! Yes, that one mark can change your life (and it has done so to many of our students in the past). Now, imagine the kind of impact 60 to 80 marks can have! Isn’t that so fascinating to imagine?
One’s level of preparedness is always different for different subjects. Even within a subject, one’s comfort level may vary with topics. For example, one might be more comfortable in solving questions of Polity than Economics and within Polity also, one might be at ease with questions on fundamental rights than Parliament. The level of comfort and ease that one has with a subject/ topic gets manifested in the examination. However, there is no conscious effort by aspirants to micro analyze these aspects. Now, coming to the second aspect i.e. the mistakes that one commits in answering MCQs, it can be said that there are mainly four reasons behind incorrect responses in the OMR sheet. They are:
- Lack of information
- Lack of analytical ability
- Silly mistakes
- Excessive risk-taking
Let’s analyze them one by one:
- Lack of information: You simply don’t know the information. You are clueless and that’s why you don’t attempt the question. For example, you may have never come across a regime called the ‘Wassenaar Agreement’ during your preparation and you can’t do much about it. The lack of information is pardonable and rectifiable. You can read more and gather more information. That is within your reach.
- Lack of analytical ability: You know the concept but the question is a twisted one and you are not able to apply the concept. For example, in a question asking you to identify the climate type of a region based on certain given parameters like precipitation, temperature, and air density, you might find it difficult to mark the correct option even if you are aware of all the options given in the question! That is clearly a lack of application and you can overcome it by developing a habit of framing questions in your mind while you study any topic.
- Silly mistakes: This habit is unpardonable. You know the concept, you become happy, you misread the question, you mark the incorrect answer and you are out of the race! Such mistakes reveal your hurriedness while answering the question. A simple mistake of reading ‘chose the incorrect option’ as ‘chose the correct option’ can destroy your chances. It means that you need to have patience and focus while attempting the paper.
- Excessive risk-taking: You are confused between the options and just in order to increase your attempts, you make wild guesses and try your luck only to repent eventually. Risk-taking is an art and one must be very careful while doing the guesswork in confusing questions. If you are not lucky enough, it can spoil your chances.
You will realize that these problems will have different meanings for different people. For example, one might find a lack of information as the main culprit in answering wrong the questions on Culture while in Polity, lack of analytical ability is usually the culprit. The point here is that you must analyse your preparation on these yardsticks by applying them on different subjects/ topics. If one is having a headache, he/ she can’t have the same medicine for fever. Isn’t it.
This is where our revamped ’60 Day’ comes into the picture. It will give you an opportunity to micro analyze your preparation and perform better in the examination.
Now, we present you the following scales (with weightage of each scale given in the bracket) to micro analyze your preparation on a daily basis and that too subject/ topic wise:
|
Micro Analysis Matrix |
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Number of questions not attempted or attempted wrongly |
|||||
| Due to lack of information | Due to the inability to apply the concept | Due to silly mistake | Due to excessive risk-taking | Total | |
| Number (N) | |||||
| Weightage of scale (s) | 1 | 2 | 3 | 4 | NA |
| N x S | |||||
Scale 1: Information meter (1)
Scale 2: Analysis meter (2)
Scale 3: Anxiety meter (3)
Scale 4: Risk meter (4)
Suppose on Day 1, questions have been framed from Polity on the topic of Constitutional History. There are 15 questions and you are able to answer 12 out of which 7 are correct and 5 are incorrect. It means you have scored roughly 11.33 out of 30. Now you have to fill on a daily basis, the following matrix to micro analyze your preparation:
Example: Suppose, the filled up matrix gets reflected in the following fashion:
|
Micro Analysis Matrix- Day 1/ Polity/ Constitutional History |
|||||
|
Number of questions not attempted or attempted wrongly |
|||||
| Due to lack of information | Due to the inability to apply the concept | Due to silly mistake | Due to excessive risk-taking | Total | |
| Number (N) | 3 | 1 | 2 | 2 | 8 |
| Weightage of scale (s) | 1 | 2 | 3 | 4 | NA |
| N x S | 3 | 2 | 6 | 8 | 19 |
Based on the total value in this matrix, you have to aim for the following measures on the scale:
- Information meter < 4
- Course Correction: If you are scoring above 4, it means that there are serious gaps in your information base in the particular subject/ topic. Please refer to a standard textbook before it’s too late.
- Analysis meter < 4
- Course Correction: If you are scoring above 4, you need to explore all possible questions in your mind while reading the topic. You should frame questions for your friends and try to trick them by twisting the questions.
- Anxiety meter < 3
- Course Correction: A score above 3 indicates that you are either too excited or too callous to even read the question. You need to calm down and read the question twice, particularly those questions in which you feel too confident.
- Risk meter < 8
- Course Correction: You need to curb your risk-taking instincts. Make an only intelligent guess and don’t leave your chance on fate. Don’t let the previous year’s cut off impact your mind.
- Total N x S score < 20
Moreover, IASbaba will give a cut-off figure along with the solutions each day. If your total marks exceed that cut off along with your total N x S score lying below 20, you are on the right track and just need to keep the momentum going.
This exercise will hardly take 5 minutes of your daily time but it might do wonders for you as you will be able to gauge your strengths and limitations better.
Finally, it is up to you to take advantage of this framework. We are sure of only one thing- if you follow this program, assess yourself on the basis of the given framework and keep improving your weaker areas, success will be yours.
We are providing you with the right platform, the right guidance, and the right competition. Do you have the right motivation to make full use of this initiative? We think you have. Come, be a part of this initiative and take the first step towards SUCCESS!
Importance of self - tracking:
We could have provided all of you with login id and passwords to monitor your daily performance in the 60-day program.
Instead, a simple and most beautiful way which Disqus provides is profile based commenting!
Yes, we have seen the most successful candidates who have taken the maximum benefit from this program monitoring themselves by commenting on their answers in the box given (Disqus comment). And reviewing their performance themselves once in 10 days on the progress meter.
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