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DAILY CURRENT AFFAIRS IAS | UPSC Prelims and Mains Exam – 17th December

Archives (PRELIMS  Focus) United Nations Alliance of Civilizations (UNAOC) Category: International Organisations Context: Recently, India reaffirmed its commitment to the ideals of Vasudhaiva Kutumbakam at the 11th United Nations Alliance of Civilizations, UNAOC, forum in Riyadh.        About United Nations Alliance of Civilizations (UNAOC): Establishment: It was established in 2005, as the political initiative of Mr. Kofi Annan, former UN Secretary-General. It was co-sponsored by the Governments of Spain and Türkiye. Objective: It was created to serve as a soft-power political tool of the United Nations Secretary-General for conflict prevention and conflict resolution. Headquarters: Its headquarters is located in New York, USA. Functions: It maintains a global network of partners including states, international and regional organizations, civil society groups, foundations, and the private sector to improve cross-cultural relations between diverse nations and communities. Governance: The Global Forum is the highest-profile event of the UNAOC which brings together prominent personalities, current and potential partners, and others from different sectors. Funding: The Secretary-General has established a voluntary Trust Fund for UNAOC. This fund supports the UNAOC projects, activities and outreach, undertaken by the High Representative for the United Nations Alliance of Civilizations in his official capacity, and core operational and human resources needs. Administration: The Trust Fund for UNAOC is administered by the United Nations Secretariat in accordance with the United Nations Financial Regulations and Rules. UNAOC also receives voluntary contributions from member states, international organizations, private sector and foundations. About UNAOC 2025 (11th Edition): Host: It was hosted by Saudi Arabia, Riyadh. Theme: Its theme was “UNAOC: Two Decades of Dialogue for Humanity—Advancing a New Era of Mutual Respect and Understanding in a Multipolar World.” Key highlights of the 11th edition: It renewed global commitment to dialogue, mutual respect, and religious harmony amid conflicts and trust deficits in multilateralism. It marked 20 years of UNAOC, setting the course for its third decade. It witnessed broad participation of political leaders, international organizations, religious and faith actors, youth, civil society, media, arts and sports to advance peacebuilding through dialogue. Source: News on AIR Chakrashila Wildlife Sanctuary Category: Environment and Ecology Context: Community-led conservation efforts at the Chakrashila Wildlife Sanctuary have successfully restored wild honey bee colonies and revitalized associated wildlife. About Chakrashila Wildlife Sanctuary: Location: It is locatеd in thе Kokrajhar and Dhubri districts of Assam. Area: It spans over 45.5 sq.km. of hilly tеrrain and dеnsе forеsts. Establishment: It was first declared a reserve forest in 1966 and upgraded to a wildlife sanctuary in 1994. Lakes: There are two lakes (Dheer Beel and Diplai Beel) on either side, which are integral to the ecosystem of the sanctuary.  Flora: The vegetation of the sanctuary is predominantly tropical moist deciduous forests, mixed deciduous forests, and semi-evergreen forests. Sal tree is a dominant tree in this forest. Fauna: It is home to various species, including elephants, tigers, leopards, clouded leopards, sambar deer, barking deer, and gaur. The sanctuary is also home to several species of birds, including the endangered Bengal Florican, Great Hornbill, and White-winged Wood Duck. Significance: The sanctuary is the second protected habitat for the endangered golden langur (Trachypithecus geei), a rare primate species endemic to the Indo-Bhutan border region. Source: The Sentinel MANPADS Category: Defence and Security Context: Indian Army is undertaking a strategic shift in its air defence operations, repurposing its MANPADS to specifically counter the rising threat of sub-sonic cruise missiles. About MANPADS: Full form: MANPADS stands for Man-Portable Air Defence Systems. Nature: MANPADS are surface-to-air missiles that can be fired by an individual or a small team of people against aircraft. These weapon systems often are described as shoulder-fired anti-aircraft missiles.  Structure: MANPADS are generally less than 2 metres in length and weigh approximately 10–20 kg, Range: MANPADS are most effective against low-flying aircraft (helicopters, UAVs, and cruise missiles) within a range of 8 km and an altitude of up to 4.5 km. First deployment: The United States and the Soviet Union first deployed MANPADS—the Redeye and Strela systems, respectively—in the 1960s to provide their infantries with portable anti-aircraft weapons.  Global operation: The militaries of about 105 countries across the world operate MANPADS, although only 12 countries, including India, produce them.  Famous varieties: The most famous MANPADS are the US-made ‘Stinger’ and the Soviet 9K32 Strela-2, or simply ‘SA-7′ with the China-made ‘FN-16’ being the latest entrant.  Types: Three general types of MANPADS exist: command line of sight, laser guided, and infrared seekers. Command line-of-sight MANPADS are guided to their targets through the use of a remote control.  Laser-guided or laser beam rider MANPADS follow a laser projected onto the target.  The most common MANPADS, frequently called heat seeking missiles, however, are infrared seekers that acquire their target by detecting the heat of an aircraft’s engine. India’s MANPADS arsenal: India is one of the 12 countries that produce these systems.  Igla-S: A Russian-origin system recently inducted to replace the aging Igla-M. It has a range of up to 6 km. VSHORADS: An indigenously developed system by DRDO (Research Centre Imarat). As of now, it has undergone successful flight trials to neutralize drones and low-altitude threats. Source: Defence Bluebird 6 Satellite Category: Science and Technology Context: ISRO is scheduled to launch the US-based commercial BlueBird-6 satellite developed by US-based AST Spacemobile in December 2025 using ISRO’s LVM-3 rocket. About Bluebird 6 Satellite: Nature: It is a heavy-lift commercial communication satellite designed to provide direct-to-mobile broadband connectivity. Origin: It is developed by the US-based commercial company AST SpaceMobile for global mobile coverage. Objective: It is designed to provide direct-to-device internet connectivity, enabling mobile phones to access broadband without relying on traditional cell towers. Mission Agency: It will be launched by ISRO via its commercial arm, NewSpace India Limited (NSIL). Launch Vehicle: It will be launched using LVM3 (formerly GSLV Mk-III), also known as “Bahubali”. Structure: It weighs around 6.5 tonnes, making it one of the heaviest satellites launched by ISRO. Orbit: It will operate in low-Earth orbit (LEO) to cover large regions of the Earth efficiently. Technology: It features one of the largest phased array antennas ever flown, which covers nearly 2,400 square feet, allowing it to communicate directly with standard mobile phones. Capacity: It is part of the “Block-2” series, offering up to 10,000 MHz of bandwidth and 10x higher data capacity than previous generations. Collaboration: It represents a significant step in Indo-US space cooperation and commercial space ventures. Significance: It enhances global mobile broadband connectivity, especially in remote and rural areas. Further, It is expected to help bridge the digital divide, providing internet access to regions without cellular infrastructure. Source: The Times of India Dandami Madia Tribe Category: Society Context: Recently, members of Dandami Madia tribe performed the traditional Bison Horn Maria dance at village festivals in Jagdalpur, Chhattisgarh. About Dandami Madia Tribe: Location: It is a tribal community which lives in Chhattisgarh. Nomenclature: They have derived their name from their unique custom of wearing a distinctive head-gear, which resembles the horns of a wild bison. They generally wear that head-gear during ceremonies. Other names: It is also known by other names like Bison Horn Maria and Khalpati Maria. Tradition: They identify themselves as part of the larger Gond tradition. Dance: They perform the traditional Bison Horn Maria dance during a village festival. It is performed by both men and women. Economy: They live by agriculture, supplemented by hunting and fishing. Belief: Their belief is a combination of Hinduism with Animistic beliefs. Marital norms: They permit divorce and widow remarriage. Uniqueness: Their ghotul (youth dormitory for unmarried boys and girls) is an important social institution. Language: The main distinct language spoken by this tribe is Dandami Maria. Some of them speak Gondi dialects, which is an oral language of Dravidian origins. Source: The Hindu (MAINS Focus) Stepping Stone: India’s Nuclear Governance Needs Regulatory Independence (UPSC GS Paper III – Infrastructure: Energy; Investment Models; Science and Technology; Regulatory Frameworks)   Context (Introduction) Nuclear power contributes only about 3% of India’s electricity generation, yet the government has set an ambitious target of installing 100 GW of nuclear capacity by 2047. The proposed SHANTI Bill seeks to enable private participation in civil nuclear energy to mobilise capital, reduce project risks, and accelerate capacity expansion, including through indigenous small modular reactors.   Rationale Behind the SHANTI Bill Need for Capital Mobilisation: Achieving the 100 GW target requires large-scale capital investment, which cannot be met by public resources alone. Expansion of Eligible Operators: Allowing licensed government entities, joint ventures, and private companies broadens the pool of project developers and distributes construction risk. Controlled Private Participation: Sensitive nuclear fuel cycle activities remain under state control, while private participation is limited to plant construction, operation, and parts of the supply chain relevant to power generation. Legal Clarity for Investors: Consolidating safety, enforcement, dispute resolution, and participation terms within a single statute reduces regulatory ambiguity for new entrants. Reduced Project Delays: Streamlined approvals and clearer liability structures can lower transaction costs and shorten commissioning timelines.   Key Challenges and Concerns Inadequate Liability Cap: The operator liability ceiling of ₹3,000 crore raises concerns about sufficiency for victim compensation and environmental remediation in the event of a major nuclear accident. Asymmetric Public Accountability: Exemption of central government nuclear installations from mandatory insurance or financial security necessitates stronger public accounting and transparency. Weak Supplier Accountability: Operator recourse against suppliers depends largely on contractual terms, leading to uneven accountability across projects. Regulatory Independence Deficit: Significant executive influence over appointments to the nuclear regulator and the Atomic Energy Commission undermines institutional autonomy. Public Trust and Investor Confidence: Limited regulatory independence risks eroding public confidence in nuclear safety and may deter long-term private investment. Way Forward Strengthen Regulatory Autonomy: Ensure functional and appointment-level independence of the nuclear regulator from executive control. Revisit Liability Framework: Align liability limits with international best practices to balance investor certainty with adequate victim compensation. Standardise Supplier Liability: Establish minimum statutory supplier accountability norms beyond contractual arrangements. Enhance Transparency: Mandate uniform financial disclosure and risk coverage for both public and private nuclear installations. Build Public Confidence: Embed safety oversight, accountability, and grievance redress mechanisms to sustain social acceptance of nuclear expansion.   Mains Question “Private participation is critical for scaling nuclear power in India, but regulatory independence remains a prerequisite for safety and public trust.” Examine the implications of the SHANTI Bill in this context. (250 words, 15 marks) India and the U.S.: 2005 versus 2025 (UPSC GS Paper II – International Relations: India–USA Relations; Global Strategic Architecture)   Context (Introduction)   In 2005, India–U.S. relations entered a transformative phase with Washington explicitly supporting India’s rise as a major global power. The 2025 U.S. National Security Strategy (NSS), however, signals a retreat from this internationalist vision, redefining partnerships through the lens of burden-sharing, strategic selectivity, and inward-looking realism.   2005 Moment: Strategic Optimism and Partnership Shared Confidence: The U.S. belief that strengthening rising powers would reinforce global stability underpinned the civil nuclear agreement and strategic partnership. India as an End in Itself: India’s rise was viewed as intrinsically valuable, not merely instrumental to counterbalancing another power. Internationalist Outlook: Washington embraced global leadership and institutional engagement as assets rather than liabilities. Strategic Autonomy Respected: India’s insistence on autonomy was accommodated within a framework of expanding cooperation. Civil Nuclear Breakthrough: Symbolised trust, long-term commitment, and widening strategic horizons on both sides.   2025 Shift: Retrenchment and Instrumentalism Burden Minimisation: The NSS explicitly rejects the role of the U.S. as the primary guarantor of global order, emphasising cost reduction. India as a Strategic Function: Cooperation with India is framed mainly in terms of its utility within the Indo-Pacific and China strategy. Conditional Partnership: Support is linked to India assuming greater regional responsibility, signalling reduced U.S. strategic investment. Hemispheric Inward Turn: Emphasis on enforcing exclusivity in the Western Hemisphere reflects a narrower geopolitical focus. Performative Strategy: The NSS prioritises domestic reassurance and political signalling over deep engagement with global complexities.   Implications for India End of Assumptive Support: India can no longer presume that the U.S. will actively enable its rise as a strategic objective. Selective Convergence: Cooperation will persist where interests align but will be transactional and issue-specific. Greater Strategic Responsibility: India must increasingly manage its regional security and geopolitical environment independently. Autonomy Revalidated: The U.S. embrace of unilateral realism ironically legitimises India’s long-standing emphasis on strategic autonomy. Expanded Strategic Space: Reduced American commitments create room for India to shape outcomes aligned with its own priorities.   Way Forward for India Build Internal Capacity:India’s rise must rest on economic strength, technological capability, and military preparedness. • Calibrated Partnership: Engage the U.S. pragmatically without anchoring India’s strategic future to American preferences. • Multi-Alignment: Deepen ties with Europe, Russia, Japan, ASEAN, and the Global South to hedge against strategic uncertainty. • Regional Leadership: Assume responsibility in the Indo-Pacific and South Asia on India’s own terms. • Civilisational Confidence: Craft a global role consistent with India’s scale, interests, and historical worldview. Conclusion The contrast between 2005 and 2025 marks a shift from shared optimism to asymmetric expectations. While India–U.S. cooperation remains important, the foundation has changed. India’s emergence as a major power will now depend less on external endorsement and more on its own strategic confidence and material capability. Mains Question “The evolution of India–U.S. relations from 2005 to 2025 reflects a shift from strategic optimism to selective partnership.” Analyse the implications of this shift for India’s foreign policy choices. (250 words, 15 marks    

Daily Prelims CA Quiz

UPSC Quiz – 2025 : IASbaba’s Daily Current Affairs Quiz 17th December 2025

The Current Affairs questions are based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, which are very important sources for UPSC Prelims Exam. The questions are focused on both the concepts and facts. The topics covered here are generally different from what is being covered under ‘Daily Current Affairs/Daily News Analysis (DNA) and Daily Static Quiz’ to avoid duplication. The questions would be published from Monday to Saturday before 2 PM. One should not spend more than 10 minutes on this initiative. Gear up and Make the Best Use of this initiative. Do remember that, “the difference between Ordinary and EXTRA-Ordinary is PRACTICE!!” Important Note: Don’t forget to post your marks in the comment section. Also, let us know if you enjoyed today’s test 🙂 After completing the 5 questions, click on ‘View Questions’ to check your score, time taken, and solutions. .To take the Test Click Here

DAILY CURRENT AFFAIRS IAS | UPSC Prelims and Mains Exam – 16th December

Archives (PRELIMS  Focus) CoalSETU Policy Category: Government Schemes Context: The Union Cabinet Committee on Economic Affairs recently approved the CoalSETU Policy by creation of new window in the NRS Linkage Policy. About CoalSETU Policy: Full Form: CoalSETU stands for Coal Linkage for Seamless, Efficient & Transparent Utilisation. Nature: It is a new auction-based coal linkage window under the Non-Regulated Sector (NRS) Linkage Policy, allowing any domestic industrial buyer to secure long-term coal linkages for own use or export (up to 50%), except resale within India. Objective: It will allow allocation of coal linkages on auction basis on long-term for any industrial use and export. Nodal ministry: It is implemented by Ministry of Coal, Government of India. Participation: Any domestic buyer requiring coal can participate in the linkage auction. Traders are not allowed to bid under this window. Key features of the policy: New CoalSETU Window in NRS Policy (2016): It allows any industrial consumer to participate in coal linkage auctions. Existing NRS auctions for cement, sponge iron, steel, aluminium, CPPs will continue. No End-Use Restrictions: Coal can be used for own consumption, washing, or export (up to 50%). Coking coal is excluded from this window. Export Flexibility: Companies may export up to 50% of allotted coal. Coal can also be shared across group companies as per operational needs. Alignment with Coal Sector Reforms: It complements the 2020 reform allowing commercial mining without end-use restrictions. Focus areas: To ensure transparent, seamless and efficient utilisation of domestic coal resources. To promote ease of doing business and reduce dependence on coal imports. To boost availability of washed coal and support export opportunities. Source: PIB Pax Silica Initiative Category: International Relations Context: The Congress party recently targeted Prime Minister over India’s exclusion from the United States-led strategic initiative, Pax Silica. About Pax Silica Initiative: Nature: It is a U.S.-led strategic initiative to build a secure, prosperous, and innovation-driven silicon supply chain—from critical minerals and energy inputs to advanced manufacturing, semiconductors, artificial intelligence (AI) infrastructure, and logistics. Nomenclature: The term ‘Pax Silica’ comes from the Latin term ‘pax’ which means peace, stability, and long-term prosperity. Silica refers to the compound that is refined into silicon, one of the chemical elements foundational to the computer chips that enable AI. Objective: It aims to reduce coercive dependencies, protect the materials and capabilities foundational to AI, and ensure aligned nations can develop and deploy transformative technologies at scale. Countries that are part of Pax Silica: These include Japan, South Korea, Singapore, Netherlands, United Kingdom, Israel, United Arab Emirates and Australia. India’s position: Despite being part of the Quad critical minerals initiative and having a critical technology partnership with the US, India is not part of Pax Silica. Major focus areas: Pursue projects to jointly address AI supply chain opportunities and vulnerabilities in priority critical minerals, semiconductor design, fabrication, and packaging, logistics and transportation, compute, and energy grids and power generation. Pursue new joint ventures and strategic co-investment opportunities. Protect sensitive technologies and critical infrastructure from undue access or control by countries of concern. Build trusted technology ecosystems, including ICT systems, fibre-optic cables, data centres, foundational models and applications. Source: The Indian Express Gonorrhea Category: Science and Technology Context: The U.S. Food and Drug Administration (FDA) has granted approval for two new oral medicines to treat gonorrhoea. About Gonorrhea: Nature: It is a preventable and curable sexually transmitted infection (STI)  Causing agent: It is caused by the bacteria Neisseria gonorrhea.  Other names: It’s also sometimes called “the clap” or “drip.”  Infected areas: Gonorrhea bacteria can infect the urethra, rectum, female reproductive tract, mouth, throat, or eyes. Transmission: It is most commonly spread during vaginal, oral or anal sexual activity. But babies can get the infection during childbirth. In babies, gonorrhea most commonly affects the eyes. Vulnerable people: IT can affect people of any age, anatomy, or gender, but it’s particularly common among teens and young adults between the ages of 15 and 24. Symptoms: Many people with gonorrhoea do not notice any symptoms. Men are more likely to experience symptoms. However, the symptoms include sore throat, conjunctivitis, unusual vaginal or penile discharge, and pelvic and genital pain. Prevention: It can be prevented by practicing safe sex. Treatment: It is treatable and curable with antibiotics. Antimicrobial resistance to gonorrhoea is a serious and growing problem, rendering many classes of antibiotics ineffective with the risk of becoming untreatable. Source: The Hindu Ponduru Khadi Category: Miscellaneous Context: Ponduru Khadi, which was appreciated by Mahatma Gandhi 100 years ago, recently received Geographical Indication (GI) tag. About Ponduru Khadi: Location: Ponduru Khadi, is a famous handspun and handwoven cotton fabric from Andhra Pradesh. Other names: It is locally known as Patnulu and it is produced in Ponduru village in Srikakulam district. Associated schemes: It has been nominated for the One District One Product (ODOP) scheme from the Srikakulam district.  Historical significance: During the pre-independence era, Mahatma Gandhi mentioned its virtues in his Young India (the national weekly that Gandhiji edited). Raw material: It is produced from one of three types of cotton: hill cotton, punasa cotton, or red cotton. ​Source of cotton: Cotton is indigenous to Srikakulam district and is grown in and around Ponduru. The entire process, from cotton to fabric, is carried out manually. Uniqueness: The process of cleaning the cotton with the jawbone of Valuga fish is unique to Ponduru khadi and is not practiced anywhere else in the world. Ponduru is the only place in India where spinners still use single-spindle charkhas with 24 spokes, also known as the “Gandhi Charkha”. High quality fabric: The fabric is known for its very high yarn count of about 100–120, indicating extreme fineness. Source: The Hindu Ratle Hydroelectric Project Category: Geography Context: Recently, Megha Engineering and Infrastructures Ltd. threatened to pull out of 850MW Ratle power project in J&K if ‘threats and political interferences’ were not stopped. About Ratle Hydroelectric Project: Location: It is located in the Kishtwar District of Jammu & Kashmir. Associated river: It is being built on the Chenab River. Capacity: Its capacity is 850 MW (850,000 kW). Implementing authority: The project is implemented by the Ratle Hydroelectric Power Corporation (RHPCL). Construction: The construction work is being undertaken by Megha Engineering and Infrastructure Limited (MEIL). Cost: It was approved by the Cabinet Committee on Economic Affairs in January 2021 at a cost of ₹5,281.94 crore. Project type: It is Run-of-the-river project, which means it uses the natural flow of the river with a small or no reservoir. Gravity dam: The project includes a 133-meter-tall and 194.8-meter-long concrete gravity dam, a diversion dam, and an underground powerhouse on the right bank of the river. Powerhouse: The underground powerhouse measuring 168 m x 24.5 m x 49 m will house four 205 MW Francis turbine-generating units and a 30 MW auxiliary turbine-generating unit. Significance: It is part of India’s plan to utilize its share of water under the Indus Waters Treaty, 1960. It is strategically also vital in the context of China’s CPEC initiative. Source: The Hindu (MAINS Focus) The Oman Visit: Beyond Routine Diplomacy (UPSC GS Paper II – International Relations: India and its neighbourhood; Bilateral, regional and global groupings and agreements involving India and/or affecting India’s interests)   Context (Introduction) Prime Minister Narendra Modi’s December 2025 visit to Oman, marking 70 years of diplomatic relations, comes amid West Asia’s geopolitical volatility, energy transitions, connectivity initiatives, and shifting global trade alignments, making it strategically significant rather than ceremonial.   Strategic Significance of Oman for India A Trusted Regional Balancer: Oman has historically pursued a foreign policy of moderation, mediation, and deliberate neutrality, making it a reliable partner for India in a conflict-prone West Asia, even when regional sentiment was unfavourable to New Delhi. Pillar of India’s West Asia Policy: India–Oman ties were elevated to a strategic partnership in 2008, with Oman invited as a guest country during India’s G20 Presidency in 2023, underlining mutual strategic trust. Geostrategic Location: Oman’s position overlooking the Gulf of Oman and the Arabian Sea enhances India’s maritime situational awareness, particularly amid expanding Chinese PLA Navy presence in the region.   Defence and Security Cooperation Deep Military Engagement: Oman is the first Gulf country to conduct joint exercises with all three wings of India’s armed forces, backed by a 2005 MoU on military cooperation. Maritime Security Role: Since 2012–13, Indian naval ships have been deployed in the Gulf of Oman for anti-piracy operations, with Oman facilitating overflight and transit for Indian military aircraft. Duqm Port Logistics Agreement: Signed in 2018, it provides basing and operational turnaround facilities for the Indian Navy, strengthening India’s Indian Ocean Region (IOR) security posture. Defence Trade and Future Scope: Oman was the first Gulf nation to procure Indian INSAS rifles; future cooperation may include Tejas aircraft, naval platforms, radar systems, and joint production.   Economic, Trade and Investment Engagement Growing Trade Relations: Bilateral trade has reached over $10.6 billion in FY 2024–25, reflecting steady expansion despite global economic uncertainty. Investment Architecture: The Oman–India Joint Investment Fund (OIJIF) has invested around $600 million in India, reinforcing long-term financial partnership. CEPA Prospects: The proposed India–Oman Comprehensive Economic Partnership Agreement would make Oman the second Gulf country after the UAE to sign such an accord with India, aiding trade diversification amid global tariff pressures.   Energy, Connectivity and Emerging Domains Energy Transition Cooperation: Engagement is expected to expand into green hydrogen, renewable energy, critical minerals, and strategic petroleum reserves, aligning with global decarbonisation trends. Connectivity Corridors: Oman’s potential role in the India–Middle East–Europe Economic Corridor (IMEC) enhances India’s strategic connectivity to Europe and West Asia. Digital Public Infrastructure (DPI): Linking payment systems through RuPay and NPCI cooperation positions Oman as a key partner in India’s global DPI outreach. Education, Health and Space: Proposals for offshore campuses of IITs and IIMs, along with expanded health and space cooperation, reflect diversification beyond traditional sectors.   Way Forward Institutionalise Strategic Cooperation: Fast-track CEPA implementation and expand defence logistics and joint production to deepen strategic interdependence. Anchor Oman in India’s Connectivity Vision: Integrate Oman more firmly into IMEC and maritime connectivity initiatives. Leverage Oman’s Neutrality: Use Oman as a diplomatic bridge in regional dialogues amid West Asian instability. Expand People-Centric Cooperation: Promote education, health, and digital partnerships to sustain long-term societal linkages.   Conclusion The Oman visit reaffirms one of India’s oldest and most stable Gulf partnerships. In a rapidly evolving regional and global order, India–Oman ties exemplify how trust, strategic autonomy, and diversification can anchor India’s expanding footprint in West Asia and the Indian Ocean Region.   Mains Question “Oman occupies a unique position in India’s West Asia policy as a trusted strategic and maritime partner.” Examine the significance of India–Oman relations. Source: The Hindu Upgrading India’s Biosecurity Architecture in the Age of Emerging Biothreats (UPSC GS Paper II – Governance, International Treaties, Security Challenges, Health Governance)   Context (Introduction) Rapid advances in biotechnology have expanded humanity’s ability to manipulate biological agents, raising the risk of deliberate misuse. India’s ecological diversity, porous borders and demographic scale necessitate an urgent upgrade of its biosecurity framework to address emerging state and non-state biothreats.   Main Arguments (Need for Biosecurity & International Framework) Conceptual Basis of Biosecurity: Biosecurity encompasses systems and practices aimed at preventing the intentional misuse of biological agents, toxins and technologies. It extends beyond human health to animal, agricultural and environmental protection, and is closely linked to biosafety, which prevents accidental pathogen release.  Biological Weapons Convention (BWC): The BWC, operational since 1975, is the first global disarmament treaty prohibiting the development, production, stockpiling and use of biological weapons. It mandates destruction of existing stockpiles and promotes peaceful use of biological sciences, though it lacks a robust verification mechanism. Technological Convergence and Dual-Use Risks: Advances in synthetic biology, gene editing and recombinant DNA research have lowered entry barriers for manipulating pathogens. These dual-use technologies, while beneficial for medicine and agriculture, increase risks of misuse by malicious actors. India’s Structural Vulnerabilities: India’s long land and maritime borders, high population density, biodiversity hotspots and heavy dependence on agriculture amplify the impact of biological threats, whether natural, accidental or deliberate. Emergence of Non-State Actors: Incidents such as the alleged preparation of Ricin toxin highlight that biothreats are no longer confined to states. Terror groups and lone actors can exploit accessible biological materials, intensifying the need for preventive biosecurity measures.   Existing Institutional and Legal Framework in India Multi-Agency Governance Structure: The Department of Biotechnology regulates research governance and lab safety; the National Centre for Disease Control oversees disease surveillance; animal and plant biosecurity fall under specialised departments, reflecting a sectoral approach. Legal and Regulatory Instruments: The Environment (Protection) Act, 1986 regulates hazardous microorganisms and GMOs. The WMD Act, 2005 criminalises biological weapons activities. Biosafety Rules (1989) and Recombinant DNA and Biocontainment Guidelines (2017) provide laboratory-level safeguards.  Disaster Preparedness Mechanisms: The National Disaster Management Authority has issued guidelines for managing biological disasters, integrating bio-events into the broader disaster management framework. International Engagements: India is a signatory to the BWC and participates in export-control regimes such as the Australia Group, reflecting its commitment to global biosecurity norms.   Challenges / Criticisms  Fragmented Governance Architecture: Despite multiple agencies, India lacks a unified national biosecurity framework, leading to coordination gaps across health, agriculture, environment and security sectors. Response Capacity Deficit: India ranks 66th on the Global Health Security Index. While detection capabilities have improved, response readiness has declined, indicating weaknesses in surge capacity, logistics and inter-agency coordination. Verification and Oversight Gaps: The absence of an international verification regime under the BWC limits enforcement, placing greater responsibility on national mechanisms that remain unevenly developed. Non-State Actor Threat Escalation: Accessible biological knowledge and materials increase the probability of asymmetric attacks, which are harder to detect and attribute than conventional security threats. Infrastructure and Workforce Constraints: Shortages of high-containment laboratories, trained biosecurity professionals and advanced surveillance systems constrain India’s preparedness against high-impact biological events.   Way Forward  National Biosecurity Framework: Develop an integrated biosecurity policy that coordinates health, agriculture, environment, defence and intelligence agencies under a single strategic vision. Capacity and Infrastructure Enhancement: Invest in high-containment labs, genomic surveillance networks and rapid response teams, building on lessons from pandemic preparedness. Strengthening Legal and Ethical Oversight: Update biosecurity regulations to address emerging technologies such as synthetic biology, while ensuring ethical research governance and accountability. Countering Non-State Actor Risks: Enhance intelligence-led monitoring of biological materials, research facilities and supply chains, and strengthen international cooperation on bio-threat intelligence sharing. Global Leadership and Diplomacy: Advocate for strengthening the BWC through confidence-building measures, transparency norms and discussions on verification mechanisms, positioning India as a responsible biosecurity leader.   Conclusion  In an era of rapid biotechnological change, biosecurity is no longer a niche health concern but a core national security imperative. Upgrading India’s biosecurity architecture through coordination, capacity-building and global engagement is essential to safeguard lives, livelihoods and democratic stability.   Mains Question  Discuss the mandate of Biological Weapons Convention. Does India need to upgrade its biosecurity measures in the context of emerging biotechnologies and non-state actor threats?  (250 words, 15 marks) Source: The Hindu   MGNREGA Reforms and VB-G RAM G: Strengthening Employment Security or Fraying the Safety Net? (UPSC GS Paper III – Inclusive Growth and Employment; GS Paper II – Welfare Schemes, Federalism, Governance)   Context (Introduction) The Union government has proposed replacing MGNREGA with the Viksit Bharat–Guarantee for Rozgar and Ajeevika Mission (Gramin) Bill. While promising expanded employment and technological efficiency, the move has raised concerns over fiscal federalism, demand-driven design and the dilution of the rural safety net.   Main Arguments (Rationale for Reform) Need for Reform in MGNREGA: MGNREGA has faced long-standing issues such as delayed wage payments, asset quality concerns, leakages and weak worksite monitoring. Reforming design and implementation was necessary to improve efficiency and accountability. Enhanced Employment Guarantee: VB-G RAM G proposes 125 days of guaranteed wage employment per rural household annually, compared to 100 days under MGNREGA, signalling an intent to strengthen livelihood security amid rural distress. Avoiding Agricultural Labour Distortions: The Bill restricts employment during a 60-day notified peak sowing and harvesting period, addressing criticism that MGNREGA distorted farm labour availability and agricultural wages. Technology-Driven Governance: Use of biometric authentication, GPS-enabled attendance, mobile-based monitoring and AI-driven fraud detection aims to reduce leakages and improve transparency, building on DBT reforms under MGNREGA. Crisis-Time Performance Legacy: The government highlights record employment generation during the pandemic—389 crore person-days in 2020–21 and 364 crore in 2021–22—demonstrating the scheme’s counter-cyclical role during economic shocks.   Challenges / Criticisms  Adverse Fiscal Federalism Shift: MGNREGA mandated 100% central funding of wages and 75% of material costs. VB-G RAM G shifts to a 60:40 Centre–State sharing ratio (90:10 for North-East and Himalayan states), significantly burdening fiscally constrained states. Risk of Suboptimal Implementation: States struggling to mobilise their share may limit coverage or delay payments, echoing the experience of PM Fasal Bima Yojana where delayed state contributions undermined scheme performance. Erosion of Demand-Driven Architecture: MGNREGA was designed as a rights-based, demand-driven programme where states assessed labour demand and the Centre responded with funds. VB-G RAM G replaces this with “normative allocations” determined by the Centre, weakening decentralisation. Threat to Legal Entitlement: MGNREGA provided a statutory right to work with unemployment allowance for non-provision. Centralised allocation risks converting a rights-based guarantee into a budget-limited welfare programme. State Capacity and Equity Concerns: Backward states with high poverty, weak revenue bases and high MGNREGA dependence may be disproportionately affected, undermining regional equity and inclusive growth objectives. Way Forward  Restore Strong Central Funding: For flagship social protection schemes like rural employment, the Centre should bear a dominant share of financing, especially wages, to prevent exclusion due to state fiscal stress. Retain Demand-Driven Core: Normative allocations may be used as a baseline, but demand-based supplementary funding must be guaranteed to preserve the scheme’s legal and counter-cyclical character. Differentiated Fiscal Design: Introduce variable Centre–State ratios based on state poverty levels, fiscal capacity and distress indicators, rather than a uniform 60:40 formula. Technology with Human Oversight: Digital tools should complement—not replace—local verification. Safeguards against biometric failures, digital exclusion and wrongful deletions must be institutionalised. Strengthen Panchayati Raj Role: Empower Gram Panchayats in planning, monitoring and social audits to preserve bottom-up governance and community accountability.   Conclusion  MGNREGA undoubtedly required reform, but VB-G RAM G risks weakening India’s rural employment safety net through poor fiscal design and centralisation. Sustainable reform must balance efficiency with federal equity, demand responsiveness and the rights-based spirit of rural employment guarantees.   Mains Question  Q. Critically examine the rationale for reform and key changes proposed in MGNREGA  scheme (250 words, 15 marks)   Source: Indian Express 

Daily Prelims CA Quiz

UPSC Quiz – 2025 : IASbaba’s Daily Current Affairs Quiz 13th December 2025

The Current Affairs questions are based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, which are very important sources for UPSC Prelims Exam. The questions are focused on both the concepts and facts. The topics covered here are generally different from what is being covered under ‘Daily Current Affairs/Daily News Analysis (DNA) and Daily Static Quiz’ to avoid duplication. The questions would be published from Monday to Saturday before 2 PM. One should not spend more than 10 minutes on this initiative. Gear up and Make the Best Use of this initiative. Do remember that, “the difference between Ordinary and EXTRA-Ordinary is PRACTICE!!” Important Note: Don’t forget to post your marks in the comment section. Also, let us know if you enjoyed today’s test 🙂 After completing the 5 questions, click on ‘View Questions’ to check your score, time taken, and solutions. .To take the Test Click Here

Daily Prelims CA Quiz

UPSC Quiz – 2025 : IASbaba’s Daily Current Affairs Quiz 15th December 2025

The Current Affairs questions are based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, which are very important sources for UPSC Prelims Exam. The questions are focused on both the concepts and facts. The topics covered here are generally different from what is being covered under ‘Daily Current Affairs/Daily News Analysis (DNA) and Daily Static Quiz’ to avoid duplication. The questions would be published from Monday to Saturday before 2 PM. One should not spend more than 10 minutes on this initiative. Gear up and Make the Best Use of this initiative. Do remember that, “the difference between Ordinary and EXTRA-Ordinary is PRACTICE!!” Important Note: Don’t forget to post your marks in the comment section. Also, let us know if you enjoyed today’s test 🙂 After completing the 5 questions, click on ‘View Questions’ to check your score, time taken, and solutions. .To take the Test Click Here

DAILY CURRENT AFFAIRS IAS | UPSC Prelims and Mains Exam – 15th December

Archives (PRELIMS  Focus) APAAR Id Category: Government Schemes Context: Recently, the Orissa High Court directed education authorities to amend the consent form used for generating APAAR IDs to include an explicit opt-out option. About APAAR Id: Full Form: It is an acronym for Automated Permanent Academic Account Registry. Nature: It is a specialised identification system designed for all students in India, beginning from an early age. Objective: It aims to streamline and enhance the academic experience for students throughout India by assigning a unique and permanent 12-digit ID to each student, consolidating their academic records into a single accessible platform. In sync with NEP: It is introduced in accordance with the National Education Policy (NEP) of 2020 and the National Credit and Qualifications Framework (NCrF). Voluntary: Registration for an APAAR ID is voluntary, not mandatory. Tracks academic progress: Under the initiative, each student would get a lifelong APAAR ID, making it easy for the learners, schools, and governments to track academic progress from pre-primary education to higher education. Linked to Academic Bank of Credits (ABC): Every individual will have a unique APAAR ID, which will be linked to the Academic Bank of Credit (ABC). With the APAAR ID, students would be able to store all their certificates and credits, whether they come from formal education or informal learning. Gateway to Digilocker: It would serve as a gateway to Digilocker. When a student would complete a course or achieve something, it would be digitally certified and securely stored in his/her account by authorised institutions. Enhanced transparency: It ensures accountability and transparency in education by streamlining academic records. It enhances efficiency, combats fraud, and includes co-curricular achievements for holistic student development. Data-driven decision-making: With multiple use cases, APAAR facilitates a smooth transfer process and supports data-driven decision-making in educational institutions. Source: Hindustan Times Bar-headed Goose Category: Environment and Ecology Context: In a first-of-its kind study in eastern India, a bar-headed goose fitted with a GSM-GPS transmitter has revealed its migration route and flying pattern. About Bar-headed Goose: Nature: It is a migratory bird species which is known to be one of the highest-flying birds in the world.  Uniqueness: It can fly at altitudes of 25,000 feet, while migrating over the Himalayas, where oxygen and temperature levels are extremely low. They can cover distances of over 1,600 km in a single day. Distribution:  It is native to central Asia, where the species breeds, Bar-headed Geese, are found in countries like India, Pakistan, Nepal, Kazakhstan, Bangladesh, Myanmar, Japan, and other nearby regions.  Geographical spread in India: In India, their geographical range extends from the northeast to the southern parts of the country. Wintering Sites in India: Large congregations are often sighted at various Indian wetlands, including the Koonthankulam Bird Sanctuary in Tamil Nadu, Pong Dam Lake in Himachal Pradesh, and the East Calcutta Wetlands. Habitat: They reside near water bodies, preferring high-altitude lakes during the breeding season and freshwater lakes, rivers, and streams in their wintering habitats.  Wetland Health Indicator: Their presence indicates healthy wetland ecosystems, as they are sensitive to habitat changes. Appearance: This species is grey and white with two horseshoe-shaped, brownish-black bars on the back of its white head. Although male and female birds appear similar, the male bird is slightly larger than the female. Breeding pattern: They usually form monogamous pairs and are seasonal breeders. Conservation Status: It is classified as ‘Least Concern’ under the IUCN Red List. Source: Down To Earth International Fund for Agricultural Development (IFAD) Category: International Organisations Context: The Government of India recently showcased the country’s pioneering achievements in various fields (such as rural development) at the IFAD–India Day event held in Rome. About International Fund for Agricultural Development (IFAD): Nature: It is an international financial institution and a specialized agency of the United Nations. Establishment: It was established as an international financial institution in 1977 through United Nations General Assembly Resolution. Objective: It is dedicated to eradicating poverty and hunger in rural areas of developing countries. It also seeks to empower rural people to increase their food security, improve the nutrition of their families. Association with UN: It is a member of the United Nations Development Group (UNDP). Membership: Currently, IFAD has 180 Member States, including India. (India is a founding member of IFAD). Governance: Its Governing Council is the highest decision-making body which meets every three years. Headquarters: Its headquarters is located in Rome, Italy. Focus on SIDS: Its projects and programmes are carried out in remote and environmentally fragile locations, including least-developed countries and Small Island developing States (SIDS). Supports pro-poor technologies: It grants support research, innovation, institutional change, and pro-poor technologies. Grants: It extends two types of grants, depending on the nature of the innovation and the scope of intervention: global or regional grants and country-specific grants. Source: PIB Chenchu Tribe Category: Society Context: NSU organised an exhibition on Ahobila Paruveta Utsavam, highlighting the Chenchu tribe’s unique traditional association with Ahobilam shrine and Lord Narasimha. About Chenchu Tribe: Location: The Chenchus are a food-gathering tribe primarily residing in the Nallamalai forests of Andhra Pradesh. They are also found in Telangana, Karnataka, and Odisha. Uniqueness: They are one of the Particularly Vulnerable Tribal Groups (PVTGs) in Andhra Pradesh. Language: They speak variants of Telugu, the Dravidian language of the region. Habitat: A Chenchu village is known as “Penta“. Each penta consists of a few huts that are spaced apart and are grouped together based on kinship patterns.  Social order: “Peddamanishi” or the village elder, is generally the authority to maintain social harmony in a family or a village.  Norms of equality: Small conjugal families predominate, women taking equal rank with men and marrying only upon maturity. Rituals: Their rituals are few and simple; religious and political specializations are slight. Livelihood: The Chenchu live life with exemplary simplicity.  Most of them still gather food from the forest and roam in it to find things to meet their needs. The bow and arrow and a small knife are all the Chenchus possess to hunt and live. Work with cooperatives: The Chenchus collect forest products like roots, fruits, tubers, beedi leaf, mohua flower, honey, gum, tamarind, and green leaves and make a meagre income from it by selling these to traders and government cooperatives. Religion: Chenchus worship a number of deities. Chenchus have also adopted certain religious practices from Hindus. Association with Srisailam temple: For ages, the Chenchus have been associated with the famous Srisailam temple (dedicated to Lord Shiva and Devi Brahmaramba) in Andhra Pradesh, situated at the heart of Chenchu land. The Chenchus enjoy special privileges at Srisailam temple. Source: The Hindu Supernova Category: Science and Technology Context: Recently, rare supernova from 730 million years after the Big Bang was spotted by James Webb Space Telescope (JWST). About Supernova: Definition: A supernova is a massive stellar explosion marking the end of a star’s life Uniqueness: They are the largest explosions that take place in space. Based on hydrostatic equilibrium: A star maintains stability through a balance between the inward pull of gravity and the outward pressure from nuclear fusion in its core. A supernova occurs when this balance is lost. Remnants: Depending on the original mass of the star, a supernova can leave behind a dense neutron star or a black hole. Energy emission: It can emit more energy in a few seconds than our sun will radiate in its lifetime of billions of years. Types: Type II Supernova (Core-Collapse): It occurs in single massive stars (at least 8-10 times the mass of the Sun) at the end of their life cycle. The core, having exhausted its nuclear fuel, collapses under its own immense gravity, triggering a shockwave that ejects the outer layers in a massive explosion. Type Ia Supernova (Thermonuclear Runaway): It occurs in a binary star system where one star is a white dwarf. The white dwarf siphons matter from its companion star. Once it exceeds a critical mass limit (the Chandrasekhar limit), it completely destroys the white dwarf without leaving a remnant. Spectacularity: These spectacular events can be so bright that they outshine their entire galaxies for a few days or even months. Source of heavy elements: They can be seen across the universe and they are the primary source of heavy elements in the universe. Frequency: Astronomers believe that about two or three supernovas occur each century in galaxies like our own Milky Way. Because the universe contains so many galaxies, astronomers observe a few hundred supernovas per year outside our galaxy. Significance: Element Creation: They are the primary source of all elements heavier than iron (e.g., gold, silver, uranium) through a process called nucleosynthesis. Cosmic Recycling: The expelled material enriches the interstellar medium, providing the building blocks for subsequent generations of stars, planets, and life itself. Cosmic Distance Indicators: Type Ia supernovae have a consistent peak brightness, making them “standard candles” for measuring vast cosmic distances and understanding the accelerating expansion of the universe. Source: Money Control   (MAINS Focus) NHRC’s Directive on Custodial Death Compensation (UPSC GS Paper II – Statutory Bodies, Human Rights Commissions, Governance & Accountability)   Context (Introduction) NHRC’s order directing Uttar Pradesh to pay ₹10 lakh for a 2021 custodial death comes at a time of rising custodial violence and growing concerns about the Commission’s diminishing autonomy, limited enforcement capacity, and declining credibility in safeguarding human rights.   Main Arguments: Why the NHRC Directive Matters?  Reaffirmation of State Accountability: With 4,400+ custodial deaths (2020–22) nationwide and nearly 1,000 in UP, the directive underscores the constitutional principle that the State is answerable for violations of the right to life inside its custody. Attempt to Reclaim Institutional Purpose: Once proactive in shaping human-rights jurisprudence — on extra-judicial killings, prison reforms, and compensation norms — NHRC had grown passive in politically sensitive cases. The directive signals a possible reorientation toward its founding mandate. Highlighting Police Culture & Excessive Force: Recent survey-based assessments reveal troubling approval for coercive policing among personnel, indicating deep-rooted behavioural norms that enable custodial violence. Revisiting Public Trust in Oversight Bodies: By intervening in a long-pending case, the NHRC sends a message that constitutional oversight still matters, even if delayed. Restoring India’s Rights Architecture: Given concerns about falling institutional standards, the directive serves as a reminder that human-rights bodies must be independent, assertive, and citizen-centred.   Challenges / Criticisms of NHRC  Weak Enforcement Powers: NHRC’s recommendations are non-binding, leading to frequent state non-compliance and rendering it largely advisory rather than authoritative. Lack of Independence in Appointments: Reports highlight executive-dominated selection processes, limited diversity, and lack of transparency — weakening autonomy and raising conflict-of-interest concerns. Inadequate Resources & Overburdened Structure: Shortage of investigators, delays in case disposal, and heavy reliance on police officers on deputation reduce credibility and effectiveness. Limited Jurisdiction Over Armed Forces: NHRC can only seek reports in cases involving armed forces, with no power to conduct independent investigations — a long-standing institutional weakness. Reluctance to Pursue Sensitive Cases: Documented hesitancy to take up politically inconvenient cases has fuelled perceptions of drift, passivity, and excessive deference to governments. Deficient Monitoring & Follow-Through: Compliance tracking mechanisms remain weak; many states ignore directives on compensation, custodial safeguards, and prison conditions without consequence.   Way Forward Strengthen Statutory Mandate & Enforceability: Give NHRC binding powers in grave violations, allow independent investigations, and expand jurisdiction over all uniformed services — aligning practice with global standards for human-rights bodies. Overhaul Appointment Processes: Introduce transparent, merit-based, and diversity-enhancing selection norms; reduce executive dominance; ensure adequate representation of women, civil society, and marginalised groups. Professionalise Investigative Capacity: Build a dedicated cadre of civilian investigators, forensic experts, psychologists, and social workers instead of relying heavily on police personnel. Ensure Accountability of State Authorities: Mandate time-bound compliance to NHRC recommendations, create a public dashboard of implementation status, and institutionalise penalties for unjustified non-compliance. Prioritise Custodial Violence Prevention: Install CCTV systems in all police stations, strengthen judicial oversight of custodial interrogations, and embed behavioural and ethical training within police academies. Revitalise State Human Rights Commissions (SHRCs): Enhance funding, staffing, suo-motu powers, and coordination with NHRC to build a multi-layered rights-protection ecosystem across states.   Conclusion: NHRC’s directive in the UP custodial death case is significant not for its monetary value but for its symbolic assertion that human dignity remains non-negotiable. However, without structural reforms — stronger powers, independent appointments, professional capacity, and robust state compliance — the Commission’s impact will remain limited. Institutional renewal must accompany individual interventions.   Mains Question  Critically examine the challenges facing the NHRC and outline reform measures needed to restore its effectiveness. (250 words, 15 marks) Source: Indian Express India’s Proliferation of FTAs: Strategic Logic Beyond Economics (UPSC GS Paper II – “Bilateral, regional and global groupings and agreements involving India and/or affecting India’s interests”; GS Paper III – “Effects of liberalization on the economy”)   Context (Introduction) India’s rapid acceleration in signing Free Trade Agreements (FTAs) with diverse partners — from EFTA to New Zealand, Oman, Canada and potentially Russia — reflects a shift from purely economic objectives toward geopolitical signalling, strategic hedging, and securing political safety nets in an uncertain global order.   Main Arguments: Why India Is Signing So Many FTAs Now? FTAs as Strategic Insurance: As global geopolitics fractures — with increasing U.S.–China polarisation and a weakened WTO — FTAs serve as political stabilisers rather than trade boosters, helping India lock in partnerships amid global realignments. Formalising Existing Trade Rather Than Creating New Trade: Empirical trends show India’s FTAs historically do not significantly expand trade—export shares with ASEAN, Japan, and Korea remained stagnant or declined. FTAs mostly codify existing flows, not generate new ones. Leveraging FTAs for WTO-Plus Areas: India uses FTAs to negotiate cooperation in services, investment, mobility, data, standards, and supply-chain security, areas where the WTO has stagnated and multilateralism is gridlocked. Political Logic Over Economic Logic: Recent FTAs (UAE, EFTA, Australia) align more with India’s Indo-Pacific strategy, its QUAD logic, and broader foreign-policy goals rather than immediate economic gains — hence the MEA increasingly leads instead of Commerce. Pre-Emptive Hedging against “Big Two” Realignment: Trump’s burst of bilateral FTAs and U.S. retreat from multilateralism has forced India to diversify partners. If Washington and Beijing consolidate into a “Big Two”, India’s FTAs serve as geostrategic hedges.   Challenges / Criticisms  Limited Trade Gains Despite Multiple FTAs: Data show negligible increases in intra-FTA trade; partner tariffs were already low, India’s services strength was underutilised, and fears of Chinese goods rerouted via ASEAN undercut domestic industry support. Underperformance in Services Liberalisation: Despite India’s comparative advantage, most Asian partners resisted services mobility, resulting in FTAs that are skewed toward goods, limiting India’s value capture. Fragmented RTA Implementation: Out of nearly 18 FTAs/PTAs, only eight include services agreements and only two have defined end-date implementation schedules — reflecting weak follow-through. Domestic Political Economy Constraints: Import-competing firms, tariff-sensitive manufacturing groups, and MSMEs often resist deeper liberalisation, lowering India’s appetite for ambitious FTA commitments. Geopolitical Overload Diluting Economic Priorities: As FTAs are increasingly driven by strategic diplomacy, economic ministries may under-prioritise competitiveness reforms, supply-chain integration, and structural capabilities needed to benefit from agreements.   Way Forward:  Reprioritise Services & Mobility Negotiations: Focus FTAs on Mode 4 mobility, professional visas, digital services, fintech, and regulatory harmonisation with partners — areas where India has real comparative advantage. Streamline RTA Design for Economic Coherence: Move toward template-based FTAs, stronger end-date implementation, and periodic review mechanisms like those adopted in EU and CPTPP agreements. Deepen Domestic Competitiveness Reforms: Boost logistics efficiency, reduce tariff dispersion, accelerate PLI-linked productivity, and strengthen MSME readiness — necessary to fully leverage FTAs as economic tools. Ensure Clear MEA–Commerce Coordination: Institutionalise joint decision-making structures so geopolitical goals do not overshadow economic outcomes; create an inter-ministerial FTA strategy cell. Explore Strategic FTAs like India–Russia: Given shifting global alignments, an India–Russia FTA could secure energy, minerals, and logistics corridors (Northern Sea Route), serving long-term strategic autonomy.   Conclusion India’s recent proliferation of FTAs is less a story of trade expansion and more a reflection of strategic adaptation. In a fractured global order, FTAs have become political safety nets, signalling alignment, hedging rivalries, and ensuring economic resilience. To truly benefit, however, India must strengthen services negotiations, institutional coherence, and domestic competitiveness — aligning geopolitics with economic substance.   Mains Question  “India’s recent burst of FTAs is driven more by geopolitical calculations than economic imperatives.” Discuss (250 words, 15 marks)   Source: Indian Express    

Daily Prelims CA Quiz

UPSC Quiz – 2025 : IASbaba’s Daily Current Affairs Quiz 12th December 2025

The Current Affairs questions are based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, which are very important sources for UPSC Prelims Exam. The questions are focused on both the concepts and facts. The topics covered here are generally different from what is being covered under ‘Daily Current Affairs/Daily News Analysis (DNA) and Daily Static Quiz’ to avoid duplication. The questions would be published from Monday to Saturday before 2 PM. One should not spend more than 10 minutes on this initiative. Gear up and Make the Best Use of this initiative. Do remember that, “the difference between Ordinary and EXTRA-Ordinary is PRACTICE!!” Important Note: Don’t forget to post your marks in the comment section. Also, let us know if you enjoyed today’s test 🙂 After completing the 5 questions, click on ‘View Questions’ to check your score, time taken, and solutions. .To take the Test Click Here

DAILY CURRENT AFFAIRS IAS | UPSC Prelims and Mains Exam – 13th December

Archives (PRELIMS  Focus) GlowCas9 Category: Science and Technology Context: GlowCas9 protein could help scientists observe the molecular scissors called Cas9 enzyme as it enables gene editing for treating genetic diseases including cancer. About GlowCas9: Nature: It is a CRISPR protein that lights up while performing gene editing. It is a bioluminescent version of Cas9 that glows inside cells. Creation: It is created by scientists at the Bose Institute in Kolkata. Structure: It is created by fusing Cas9 with a split nano-luciferase enzyme derived from deep-sea shrimp proteins. Properties: The GlowCas9 is very stable and maintains its structure and activity at higher temperatures compared to the conventional enzyme. It glows inside cells, allowing for real-time monitoring of CRISPR operations. Working mechanism: The split nano-luciferase enzyme pieces reconnect when Cas9 folds correctly, producing light. This glowing activity allows scientists to monitor CRISPR operations in living cells, tissues, and even plant leaves, without harming them. Advantages: It provides a way to observe gene editing in real-time without harming cells. The bioluminescence allows tracking of the gene-editing process in living cells, tissues, and even plant leaves. It is more stable than conventional Cas9 and can maintain its structure and activity at higher temperatures. This increased stability is important for gene therapy, ensuring effective delivery of the Cas9 protein for treatment. Applications: Gene Therapy Implications: GlowCas9 can aid in gene therapy by improving the precision of homology-directed repair (HDR), which is essential for fixing hereditary mutations linked to diseases like sickle cell anaemia and muscular dystrophy. Theratracking: It also pioneers the emerging field of theratracking (visualizing molecular gene therapy in motion), which could greatly enhance the success rate of treatments for diseases like sickle cell anaemia and muscular dystrophy. Applications in Crop Improvement: The technology is also applicable to plant systems, suggesting potential non-transgenic applications in crop improvement. Source: PIB   Buxa Tiger Reserve Category: Environment and Ecology Context: Recently, the year’s largest wildlife survey began across the Buxa Tiger Reserve, with an extensive four-month monitoring survey. About Buxa Tiger Reserve: Location: It is located in the Alipurduar district of West Bengal. Its northern boundary runs along the international border with Bhutan. Area: Buxa Tiger Reserve and National Park covers about 760 square kilometers. Landscape: The fragile “Terai Eco-System” constitutes a part of this reserve. Important for elephant migration: It serves as an international corridor for elephant migration between India and Bhutan. Connectivity: The reserve has corridor connectivity across the border with the forests of Bhutan in the North, on the East it has linkages with the Kochugaon forests, Manas Tiger Reserve and on the West with the Jaldapara National Park. Rivers: The rivers Sankosh, Raidak, Jayanti, Churnia, Turturi, Phashkhawa, Dima, and Nonani flow through Buxa National Park. Vegetation: The forests of the reserve can be broadly classified as the ‘Moist Tropical Forest’. Flora: Prominent tree species include Sal, Champ, Gamar, Simul, and Chikrasi, contributing to the reserve’s diverse and vibrant ecosystem. Fauna: The primary wildlife species include the Asian Elephant, Tiger, gaur (Indian bison), Wild boar, Sambar, and Wild dog (Dhole). Endangered species in Buxa Tiger Reserve encompass the Leopard cat, Bengal florican, Regal python, Chinese Pangolin, Hispid hare, and Hog deer.  Conservation Initiatives: Introduction of chitals (spotted deer) to enhance the tiger’s prey base, fostering favorable conditions for their return, and showcasing successful conservation efforts. Proactive measures have been taken to expand the grassland, creating an ideal habitat for tigers and other wildlife. Tiger Augmentation Project was launched in 2018, this collaborative project involves the state forest department, the Wildlife Institute of India, and the NTCA, focusing on monitoring and enhancing the tiger population. Source: Millennium Post   PM Vishwakarma Scheme Category: Government Schemes Context: Recently, National Steering Committee (NSC) for PM Vishwakarma scheme approved several proposals and policy measures to improve loan sanctions and disbursements. About PM Vishwakarma Scheme: Launch: It was launched in September 2023 to provide holistic, end-to-end support to traditional artisans and craftspeople (Vishwakarmas). Nodal ministry: It is a central sector scheme launched by the Ministry of Micro, Small, and Medium Enterprises. Objective: It aims to strengthen and nurture the Guru-Shishya parampara, or family-based practice of traditional skills by artisans and craftspeople working with their hands and tools.  Services offered: It offers services like market linkage support, skill training, and incentives for digital transactions to artisans and craftspeople engaged in specified trades. Time period: It is fully funded by the central government with an outlay of ₹13,000 crore for five years (FY 2023-24 to FY 2027-28). Coverage: About five lakh families were covered in the first year and about 30 lakh families will be covered over five years. Key Features of the Scheme: Recognition: Recognition of artisans and craftspeople through PM Vishwakarma certificate and ID card. Skill Upgradation: Basic Training of 5-7 days and Advanced Training of 15 days or more, with a stipend of Rs. 500 per day; Toolkit Incentive: A toolkit incentive of upto Rs. 15,000 in the form of e-vouchers at the beginning of Basic Skill Training. Credit Support: Collateral free ‘Enterprise Development Loans’ of upto Rs. 3 lakhs in two tranches of Rs. 1 lakh and Rs. 2 lakh at a concessional rate of interest fixed at 5%. Eligibility: It is available for rural and urban artisans and craftsmen across India. It covers 18 traditional crafts such as Boat Maker; Armourer; Blacksmith; Hammer and Tool Kit Maker; etc. Aged 18+, engaged in traditional trade, no similar loans in the past 5 years. Only one member per family is eligible for registration and benefits. Source: PIB United Nations Human Rights Council (UNHRC) Category: International Organisations Context: India’s election to the UNHRC reflects the global confidence in democratic institutions, a senior official at the Prime Minister’s Office (PMO) said recently. About United Nations Human Rights Council (UNHRC): Nature: The Human Rights Council is an inter-governmental body within the United Nations system responsible for strengthening the promotion and protection of human rights around the world. Formation: The Council was created by the United Nations General Assembly (UNGA) in 2006. It replaced the former United Nations Commission on Human Rights. Headquarters: Its headquarters is located in Geneva, Switzerland. Significance: The UNGA takes into account the candidate States’ contribution to the promotion and protection of human rights, as well as their voluntary pledges and commitments in this regard. Election: It is made up of 47 United Nations Member States which are elected by the UN General Assembly (UNGA) through secret ballot. Term: Members of the Council serve for a period of three years and are not eligible for immediate re-election after serving 2 consecutive terms. Equitable distribution of seats: The Council’s Membership is based on equitable geographical distribution. Seats are distributed as follows: African States: 13 seats Asia-Pacific States: 13 seats Latin American and Caribbean States: 8 seats Western European and other States: 7 seats Eastern European States: 6 seats Working mechanism: Universal Periodic Review: UPR serves to assess the human rights situations in all United Nations Member States. Advisory Committee: It serves as the Council’s “think tank” providing it with expertise and advice on thematic human rights issues. Complaint Procedure: It allows individuals and organizations to bring human rights violations to the attention of the Council. UN Special Procedures: These are made up of special rapporteurs, special representatives, independent experts and working groups that monitor, examine, advise and publicly report on thematic issues or human rights situations in specific countries. Source: The Week   Champions of the Earth Award Category: Environment and Ecology Context: Recently, ACS Ms Supriya Sahu of Tamil Nadu won the UN Environment Programme’s 2025 Champions of the Earth Award. About Champions of the Earth Award: Establishment: It was established in 2005 and awarded by the United Nations Environment Programme (UNEP). Objective: The award honours individuals and organizations for their innovative and sustainable efforts to address climate change, biodiversity loss, and pollution. Uniqueness: It is the UN’s highest environmental honour, recognises trailblazers at the forefront of efforts to protect people and the planet. Significance: Every year, UNEP honours individuals and organizations working on innovative and sustainable solutions to address the triple planetary crisis of climate change, nature and biodiversity loss, and pollution and waste. Four Categories: Champions of the Earth are Celebrated in 4 categories: Policy leadership: Public sector officials leading global or national action for the environment. They shape dialogue, lead commitments and act for the good of the planet. Inspiration and action: Leaders taking bold steps to inspire positive change to protect our world. They lead by example, challenge behavior and inspire millions. Entrepreneurial vision: Visionaries challenging the status quo to build a cleaner future. They build systems, create new technology and spearhead a groundbreaking vision.  Science and innovation: Trailblazers pushing the boundaries of technology for profound environmental benefit. Notable Indian Winners: Notable Indian honourees include Prime Minister Narendra Modi (2018), Madhav Gadgil (2024) and Purnima Devi Barman (2022). Source: News on AIR   (MAINS Focus) Freeing Indian Entrepreneurs: The Promise of the Jan Vishwas Siddhant (UPSC GS Paper III – Indian Economy: Ease of Doing Business, Regulatory Reforms, MSMEs, Employment Generation)   Context (Introduction) India’s regulatory environment remains heavy with compliances, permissions, and criminal penalties inherited from the Licence Raj. The proposed Jan Vishwas Siddhant seeks to transform this landscape by shifting from permission-driven governance to self-registration, rationalised compliances, and transparent regulatory processes—crucial for unlocking entrepreneurial growth and non-farm job creation.   Main Arguments: What Holds Back Indian Entrepreneurs?   Regulatory Over-Criminalisation: Thousands of business activities—many minor procedural lapses—carry criminal penalties. Jail provisions rarely lead to successful prosecution but are routinely used for harassment, clogging courts (e.g., 43 lakh cheque bouncing cases forming 10% of pendency). Instrument Proliferation: Instead of the constitutional hierarchy of Acts + Rules, India has created 12,000+ non-law instruments (notifications, circulars, FAQs, SOPs, orders). Entrepreneurs must comply with this vast, unclear ecosystem, breeding confusion and corruption. Compliance Blind Spot:  India began 2025 with 69,000+ compliances. Policymakers focus on legislation but forget cumulative compliance burdens. Regulations micro-specify processes rather than target outcomes, ignoring global best practices in smart regulation. Enforcing the Unenforceable: One inspector monitoring 3.3 lakh weighing instruments, or numerous field requirements that cannot be realistically enforced, convert noble intentions into corruption and inefficiency. This weakens rule of law and creates a culture of discretion. Process as Punishment: Entrepreneurs face disproportionate penalties, long delays, and microspecification-heavy rules. The combination of low prosecution probability and high harassment potential produces a system where the innocent suffer and risk-taking is discouraged. Lack of a Single Source of Truth: Regulatory obligations remain scattered across outdated databases. Entrepreneurs often cannot verify whether a compliance requirement was legally issued, enabling rent-seeking and discretion.   What the Jan Vishwas Siddhant Proposes? Perpetual Self-Registration: All licences outside national security, public safety, human health, and environment will be replaced with self-registration. Everything is permitted unless explicitly prohibited. Risk-Based, Randomised Inspections: Inspections will shift from inspector raj to third-party, algorithm-based, and risk-weighted checks. Decriminalisation of Business Laws: DPIIT’s decriminalisation guidelines will apply across ministries; punishments will be proportionate and non-custodial for economic offences. Regulatory Discipline: No new regulatory obligations without consultation; all transitions implemented on a fixed date annually (e.g., January 1). Only Acts and Rules may carry penal provisions—ending proliferation of informal instruments. Digital Governance & IndiaCode Modernisation: A live, comprehensive, gazette-integrated digital repository (IndiaCode) will be the single source of truth for all regulations, eliminating ambiguity and corruption. Annual Regulatory Impact Assessment: All ministries will assess compliance burdens and publish annual reports on enforcement, making regulation transparent and outcomes-driven.   Why These Reforms Matter for India’s Growth Model? Unlocking Entrepreneurship: India has 6.3 crore enterprises, yet only 30,000 companies have paid-up capital above ₹10 crore. Over-regulation creates “dwarfs, not babies”—firms that stay small due to compliance fear, not lack of ambition. Boosting Non-Farm Job Creation: Entrepreneurship is key to India’s employment challenge. Freeing MSMEs from the “ijaazat raj” enables innovation, formalisation, and productivity growth—critical for labour absorption. Transforming Governance: Moves from permission-based rule to trust-based governance—turning praja into nagrik, and ruling into governing.   Conclusion The Jan Vishwas Siddhant is a foundational shift in India’s regulatory philosophy—prioritising trust, proportionality, transparency, and ease of compliance. By dismantling regulatory cholesterol and unleashing entrepreneurial energy, India can accelerate non-farm job creation and build a governance model where entrepreneurship is iterative experimentation, not a battle against bureaucracy.   Mains Question  “India’s regulatory environment is a bigger barrier to entrepreneurship than access to finance or markets.” Discuss how reforms such as the Jan Vishwas Siddhant can transform the ease of doing business and support inclusive economic growth. (250 words, 15 marks)   Source: Indian Express The Indian Ocean as the Cradle of a New Blue Economy (UPSC GS Paper II & III – “International Relations; Blue Economy; Maritime Security; Climate Change; Sustainable Development”)   Context (Introduction) As climate pressures mount on the Indian Ocean—one of the world’s most vulnerable basins—India is positioned to reshape regional ocean governance. The article argues that India can lead a new Blue Economy model rooted in sustainability, resilience, and equitable growth.   Main Arguments:  Historical Maritime Leadership: India has a legacy of advocating global ocean justice, from supporting “common heritage of mankind” during UNCLOS to Nehru’s early recognition of oceans as vital to India’s prosperity. This credibility uniquely positions India to lead again. Rising Oceanic Threats: Climate change has intensified ocean warming, acidification, sea-level rise, and IUU (Illegal, Unreported, Unregulated) fishing. The Indian Ocean basin—home to one-third of humanity—is among the world’s most climate-vulnerable regions. Blue Economy Opportunity: A modern Blue Economy must integrate stewardship, resilience, and inclusive growth. India can shape sustainable fisheries, ecosystem restoration, green shipping, marine biotechnology, and offshore renewable energy. Emerging Global Finance Momentum: New commitments—€25 billion existing pipelines, €8.7 billion new at BEFF 2025; $7.5 billion annually from the Finance in Common Ocean Coalition; Brazil’s $20 billion One Ocean Partnership—signal unprecedented ocean-focused funding. Security Through Sustainability: Ecosystem collapse, not naval rivalry alone, is the deeper source of insecurity. India’s SAGAR doctrine aligns security with stewardship, enabling integrated maritime domain awareness, climate preparedness, and disaster response.   Challenges / Criticisms  Fragmented Regional Governance: Indian Ocean governance remains scattered across multiple forums; unlike the Pacific, there is no unified ocean strategy guiding littoral cooperation. Climate Vulnerability: Sea-level rise, storm surges, coral bleaching, and fisheries depletion threaten economies from East Africa to Southeast Asia—creating regional instability and migration pressures. Finance–Implementation Gap: Despite growing global pledges, most Indian Ocean states lack institutional mechanisms to absorb and deploy Blue Economy investments effectively. Capacity Deficits in Small States: Small Island Developing States (SIDS) struggle with scientific capacity, monitoring, early warning systems, and access to marine technology—limiting regional collective action. Geopolitical Overhang: Indo-Pacific security narratives often overshadow environmental priorities, reducing room for cooperation as military competition intensifies.   Way Forward:  Stewardship of the Global Commons: Champion biodiversity protection, sustainable fisheries, deep-sea governance, and ecosystem restoration—mirroring India’s earlier UNCLOS role as a fairness-driven leader. Regional Ocean Resilience Hub: Create an Indian Ocean Resilience & Innovation Centre to support SIDS and African states with ocean observation, early warning systems, climate modelling, and technology transfer—similar to IOC-UNESCO frameworks. Indian Ocean Blue Fund: Establish a multilateral financing mechanism seeded by India and open to development banks, philanthropy, and private capital—turning global pledges into actionable regional projects. Sustainable Blue Growth Sectors: Promote green shipping corridors, offshore wind and wave energy, sustainable aquaculture, marine biotech, and ocean-based carbon removal—aligned with BBNJ and UNOC3 pathways. Security–Environment Integration: Through SAGAR, align naval and coast guard cooperation with environmental monitoring, IUU fishing control, and climate-driven disaster management—mirroring Australia’s and Japan’s integrated maritime models. BBNJ Ratification & Norm Leadership: Ratify the Biodiversity Beyond National Jurisdiction treaty early to signal India’s readiness to shape global norms on deep-sea mining, marine genetic resources, and equitable benefit-sharing.   Conclusion The Indian Ocean, once central to early global civilisation, can now anchor a new global Blue Economy where prosperity and sustainability are inseparable. India—drawing on historic moral leadership, strategic geography, and scientific capability—can redefine ocean governance through stewardship, regional cooperation, and inclusive development. Leading with the principle “From the Indian Ocean, for the World” would allow India to turn a climate-risked ocean into a model of resilience and shared prosperity.   Mains Question  Why is the Indian Ocean central to India’s Blue Economy strategy, and what key challenges must India overcome to lead a sustainable and cooperative ocean governance framework in the region? (250 words, 15 marks)   Source: The Hindu  

DAILY CURRENT AFFAIRS IAS | UPSC Prelims and Mains Exam – 12th December

Archives (PRELIMS  Focus) CITES Convention Category: Environment and Ecology Context: The 20th meeting of the Conference of the Parties (CoP20) to CITES has concluded in Samarkand, Uzbekistan, marking the 50th anniversary of the Convention. About CITES Convention: Full Form: CITES stands for ‘Convention on International Trade in Endangered Species of Wild Fauna and Flora.’ Nature: It is an international agreement to which States and regional economic integration organizations adhere voluntarily. Adoption: It was adopted in 1973 and entered into force in 1975. Objective: It aims to ensure that international trade in wild animals and plants does not threaten their survival. Membership: Presently, there are 185 member parties, and trade is regulated in more than 38,000 species. Legally binding: Although CITES is legally binding on the Parties (they have to implement the Convention), it does not take the place of national laws. Secretariat: The CITES Secretariat is administered by the United Nations Environment Programme (UNEP) and is located in Geneva, Switzerland.  Governance: The Conference of the Parties to CITES, is the supreme decision-making body of the Convention and comprises all its Parties. Meeting: Representatives of CITES nations meet every two to three years at a Conference of the Parties (or COP) to review progress and adjust the lists of protected species, which are grouped into three categories with different levels of protection: Collaboration: CITES brings together law enforcement officers from wildlife authorities, national parks, customs, and police agencies to collaborate on efforts to combat wildlife crime targeted at animals such as elephants and rhinos. 3 Appendices: Appendix I: It includes species threatened with extinction and provides the greatest level of protection, including a prohibition on commercial trade. Appendix II: It includes species that are not currently threatened with extinction but may become so without trade controls. Regulated trade is allowed if the exporting country issues a permit based on findings that the specimens were legally acquired and the trade will not be detrimental to the survival of the species. Appendix III: It includes species for which a country has asked other CITES parties to help control international trade. Trade in Appendix III species is regulated using CITES export permits (issued by the country that listed the species in Appendix III) and certificates of origin (issued by all other countries). Source: Down to Earth Majuli Island Category: Geography Context: In an effort to revive the nearly defunct Royal Bird Sanctuary at Majuli island, the Charaichung Festival has been organised in the island district for the second time. About Majuli Island: Location: It is the world’s largest river island located in Assam. Formation: The island is formed by the Brahmaputra River in the south and the Kherkutia Xuti, a branch of the Brahmaputra, joined by the Subansiri River in the north. Landscape: The island’s landscape is characterised by lush greenery, water bodies, and paddy fields. Uniqueness: It became India’s first river island district in 2016. Livelihood: Rice cultivation is the primary livelihood for the residents of Majuli, with several unique varieties of rice, such as Komal Saul and Bao Dhan, grown in the region. Tribes: Most of the islanders belong to three tribes-Mishing, Deori, and Sonowal Kachari, with the non-tribal Assamese comprising the rest. Historical significance: It is often called the soul of Assam. It has been recognized as the cultural capital of Assam since the 16th century. Associated with neo-Vaishnavite culture: The island has been the hub of Assamese neo-Vaishnavite culture, initiated around the 16th century by the great Assamese saint-reformer Srimanta Sankerdeva and his disciple Madhavdeva. Cultural richness: They initiated the tradition of Satras (monastic institutions), and these Satras have preserved Sattriya dance, literature, bhaona (theatre), dance forms, mask making, and boat-making. Apart from Satras or Vaishnavite monasteries, Majuli is famous for mask-making and has a tradition of pottery making. About Charaichung Festival: Legacy: The festival commemorates the 392-year-old legacy of Asia’s first protected Royal Bird Sanctuary, ‘Charaichung’, established in 1633 AD by Ahom king Swargadeu Pratap Singha. Objective: The four-day festival, being held from December 7 to 10, has been organised under the initiative of Majuli Sahitya and locals, with the aim of placing Charaichung on the global map and rejuvenating its bird habitat. Exhibition: The festival also features a special exhibition highlighting forest conservation efforts. The display sheds light on ongoing initiatives to protect Majuli’s biodiversity and reflects the collective commitment to safeguarding the island’s natural heritage. Source: DD News SAMPANN Portal Category: Government Schemes Context: Controller General of Communication Accounts recently inaugurated the onboarding of all MTNL employees retiring in November 2025 onto the SAMPANN portal at Delhi. About SAMPANN Portal: Nature: SAMPANN stands for “System for Accounting and Management of Pension,” and it is a Comprehensive Pension Management System (CPMS). Nodal ministry: It is an initiative undertaken by the Controller General of Communication Accounts (CGCA), Department of Telecommunications, Ministry of Communications.  Launch: It was launched on 29th December, 2018. Objective: It aims to bring the pension processing, sanctioning, authorisation, and payment units under a common platform. It also provides direct credit of pension into the bank accounts of pensioners. Significance: The system has helped the Department in faster settlement of pension cases, improved reconciliation, and ease of accounting. It also provides online grievance management for the pensioners and faster processing of arrears and revision of pension. Use of DBT: Pensions are disbursed directly into the bank accounts of pensioners, ensuring timely and secure payments. Single-Window System: It serves as a unified platform for all aspects of the pension process, including online grievance management and tracking of pension status. Enhanced transparency: Pensioners can track their pension status from home and access key information like payment history and e-PPOs (electronic Pension Payment Orders) through a personalized dashboard. Source: PIB UNESCO’s Intangible Cultural Heritage List Category: History and Culture Context: Recently, Deepavali, the festival of lights, was inscribed on UNESCO’s List of the Intangible Cultural Heritage of Humanity. About UNESCO’s Intangible Cultural Heritage List: Definition: Intangible heritage refers to “living heritage” passed across generations. It includes oral traditions, performing arts, social practices, rituals, festive events, knowledge/practices concerning nature, and traditional craftsmanship. Objective: The list aims to ensure the safeguarding, promotion, and transmission of these traditions for future generations, raise global awareness of their importance, and foster cultural diversity and international cooperation. Administration: The list is managed under the 2003 UNESCO Convention for the Safeguarding of the Intangible Cultural Heritage. The Intergovernmental Committee makes decisions on inscriptions based on nominations submitted by member states. 5 Domains: The UNESCO’s 2003 proposes five broad ‘domains’ in which intangible cultural heritage is manifested: Oral traditions and expressions, including language as a vehicle of the intangible cultural heritage; Performing arts; Social practices, rituals and festive events; Knowledge and practices concerning nature and the universe; Traditional craftsmanship. List of 16 elements on the List (after inclusion of Deepavali): Tradition of Vedic chanting – 2008 Kutiyattam (Sanskrit theatre) – 2008 Ramlila (traditional performance of the Ramayana) – 2008 Ramman (festival & ritual theatre of Garhwal Himalayas) – 2009 Mudiyettu (ritual dance drama of Kerala) – 2010 Kalbelia folk songs & dances of Rajasthan – 2010 Chhau dance – 2010 Buddhist chanting of Ladakh – 2012 Sankirtana (ritual singing & drumming of Manipur) – 2013 Traditional brass & copper craft of Thatheras, Punjab – 2014 Yoga – 2016 Kumbh Mela – 2017 Durga Puja of Kolkata – 2021 Garba of Gujarat – 2023 Navroz/Nowruz – 2024 Deepavali (Diwali) – 2025 Source: PIB   NewSpace India Limited (NSIL) Category: Science and Technology Context: Recently, NewSpace India Limited (NSIL) signed 70 Technology Transfer Agreements to transfer technologies developed at ISRO to Industry. About NewSpace India Limited (NSIL): Establishment: NewSpace India Limited (NSIL) was incorporated on 6 March 2019 under the Companies Act, 2013. Administrative control: It is a wholly owned Government of India company, under the administrative control of Department of Space (DOS). Headquarters: Its headquarters is located in Bengaluru. Association with ISRO: It is the commercial arm of Indian Space Research Organisation (ISRO). Difference from Antrix Corporation: NSIL is India’s second commercial space entity after Antrix Corporation, established in 1992. While Antrix primarily handled exports and marketing to international customers, NSIL focuses on capacity building within the domestic industry and commercializing technologies. Relationship with IN-SPACe: The Indian National Space Promotion and Authorization Centre (IN-SPACe), established in 2020, is an independent nodal agency that promotes and authorizes private non-governmental entities in space activities, acting as an interface with ISRO. Significance: NSIL (along with IN-SPACe) is part of broader reforms under the Indian Space Policy 2023 aimed at increasing private sector participation and India’s share in the global space economy.  Primary responsibilities: Enabling Indian industries to take up high technology space related activities. Promotion and commercial exploitation of the products and services emanating from the Indian space programme.  Major business areas: Production of Polar Satellite Launch Vehicle (PSLV) and Small Satellite Launch Vehicle (SSLV) through industry. Building of Satellites (both Communication and Earth Observation) as per user requirements. Transfer of technology developed by ISRO centres/units and constituent institutions of the Dept. of Space. Marketing spinoff technologies and products/services emanating out of ISRO activities. Consultancy services. Source: PIB   (MAINS Focus) The Stark Reality of Educational Costs in India (UPSC GS Paper II – Education Policy, Social Justice, Welfare Schemes, Inequality)   Context (Introduction) Despite Article 21A guaranteeing free and compulsory education and NEP 2020 expanding universalisation up to Class 12, NSS 80th Round (2025) reveals rising reliance on private schools and coaching, escalating household expenditure and deepening inequality in basic schooling.   Main Arguments: What the NSS 80th Round Reveals About Schooling Costs in India ? Rising Private School Enrolment: Private schools now account for 31.9% of national enrolment, with urban enrolment at 51.4%—double that of rural areas. Since the 75th NSS Round (2017–18), private enrolment has risen across all levels, especially primary and middle schooling, signalling declining confidence in government schools. High Fee Burden Across School Types: Even in government schools, 25–35% of students report paying course fees. Annual government school fees range from ₹823–7,704, while private school fees rise steeply from ₹17,988–49,075. Monthly private schooling costs in urban India (₹2,182–4,089) are comparable to monthly income of the bottom 5–10% households, making schooling a major financial strain. Private Tuition as a Parallel System: Private coaching has become widespread: 25.5% of rural children and 30.7% of urban children take private tuition. The incidence rises sharply at secondary and higher secondary levels. Tuition costs range from ₹3,980 to ₹22,394 per year, with urban families bearing double the rural expenditure. Socio-Economic Drivers of Coaching Dependence: Higher household income, better parental education, and private school enrolment correlate positively with tuition demand. Despite high fees, many private schools employ underpaid and underqualified teachers, pushing children toward coaching to compensate for poor school quality. Contradiction with Constitutional Promise: NEP 2020 and Article 21A envision free, equitable schooling, yet India’s education landscape has shifted toward privatised access. This creates a financial contradiction where families pay for what the State is mandated to provide.   Challenges / Criticisms Unaffordable Schooling for Lower-Income Families: Private school fees for pre-primary and primary levels are equivalent to the MPCE (Monthly Per Capita Expenditure) of the poorest 5–10% of households—pushing basic education beyond reach. Deepening Learning Inequalities: High-income households use tuition to supplement learning, while poor students rely solely on school quality. This widens learning gaps, undermining the goal of equitable education. Segmentation of Schooling by Class: Government schools now cater predominantly to the poorest households. Middle-class flight toward private schools strips public schools of social capital, accountability, and community engagement. Tuition Culture Undermining School Quality: Studies (Agrawal, Gupta & Mondal, 2024) show that higher private tuition correlates with poorer school quality indicators, implying systemic underperformance of both government and low-fee private schools. Urban–Rural Divide in Spending and Access: Urban households spend significantly more on both schooling and tuition, reinforcing structural advantages in college admissions, competitive exams, and long-term opportunities.   Way Forward Strengthening Government Schools: Improve teacher training, infrastructure, learning assessments, and governance. Kerala and Himachal Pradesh show that high-quality public schools can reduce private school dependence. Regulating Private Schools and Tuition Markets: Introduce transparent fee regulation, mandatory disclosure norms, and stronger enforcement of the Clinical Establishments Act-style frameworks adapted for education governance. Revisiting NEP 2020 Implementation: Focus on foundational learning, teacher availability, school consolidation strategy, and reducing administrative burden. Ensure government schools do not become residual options for the poor. Reducing Dependence on Private Tuition: Adopt models like Finland and Estonia, where strong in-school learning eliminates tuition culture through personalised attention and continuous assessment. Targeted Subsidies for Low-Income Students: Introduce vouchers or DBT-based support for schooling-related expenses, as used in Chile and Brazil, ensuring the poorest are not excluded. Community and Local Government Engagement: School Management Committees (SMCs), panchayats, and urban local bodies must be empowered to monitor performance, ensure accountability, and reflect ground realities.   Conclusion NSS 80th Round data exposes the contradiction between constitutional guarantees and lived realities. As private schooling and coaching costs surge, education risks becoming a commodity rather than a right. Strengthening public schools, regulating private providers, and reducing tuition dependence are essential to ensure equitable, inclusive, and financially accessible education for all.   Mains Question Rising private schooling and coaching dependence in India indicate deep structural inequities in the education system. In this context, suggest reforms for ensuring universal and equitable school education (250 words, 15 marks)   Source: The Hindu Shifting Savings and India’s Capital Markets: Stability with New Risks (UPSC GS Paper III – Indian Economy: Mobilisation of Resources, Capital Market, Inclusive Growth, Financial Stability)   Context (Introduction) India’s capital markets are undergoing a structural shift as domestic household savings increasingly replace Foreign Portfolio Investors (FPIs). While this boosts market stability and reduces external vulnerability, it poses new risks involving participation inequality, investor protection gaps, and rising exposure to high-risk assets.   Main Arguments: What Is Driving the Shift Toward Domestic Savings? Rise of Domestic Market Power: NSE Market Pulse shows FPI ownership down to 16.9%, while domestic mutual funds and direct investors now own nearly 19%, the highest in two decades. Systematic Investment Plans (SIPs) have become the market’s anchor. Reduced External Vulnerability: Domestic inflows help buffer volatility, allowing the Reserve Bank of India (RBI) greater policy space. With CPI inflation at 0.3% (Oct 2025) and strong GST/direct tax receipts, macroeconomic stability has improved. Booming Primary Markets: FY25 saw 71 IPOs raising ₹1 lakh crore, backed by investment announcements exceeding ₹32 lakh crore. Private sector participation in new investments has risen to ~70%, signalling renewed domestic confidence. Shift in Monetary Policy Space: With declining dependence on volatile foreign capital, the RBI can prioritise credit growth, rather than defend the rupee. This aligns with India’s long-term growth goals. Household Savings as New Market Drivers: India’s financialisation of savings—through MFs, SIPs, online brokers, and UPI-enabled platforms—is reshaping retail participation, marking a deeper integration of households into capital markets.   Challenges / Criticisms Uneven Participation and Wealth Concentration: Equity ownership is concentrated in higher-income, financially literate urban groups. Retail losses—such as the recent ₹2.6 lakh crore wealth erosion—hit vulnerable investors disproportionately. Performance Problem in Active Funds: Only a small share of active fund managers beat the market after accounting for risk and fees. With active funds holding 9% and passive funds only 1%, retail investors are often exposed to high costs and low returns. IPO Overvaluation Risks: High-profile IPOs (Lenskart, Mamaearth, Nykaa) reveal stretched valuations, raising concerns that retail investors are being pulled into exuberant, high-risk segments without adequate safeguards. Access Asymmetry: Large sections—women, rural households, informal workers—lack financial literacy and advisory support. Market deepening without parallel investor capacity building risks long-term exclusion. Corporate Governance Concerns: Promoter holdings in NIFTY 50 have fallen to a 23-year low of 40%, raising questions about whether dilution is driven by capital-raising or opportunistic disinvestment.   Way Forward Correcting Access Asymmetry: Shift from mere disclosures to proactive investor protection, risk warnings, suitability norms, and easily understandable product classification (EU-style traffic-light model). Promoting Low-Cost Passive Investing: Global evidence (U.S., U.K., Japan) shows passive index funds deliver higher long-term returns for retail investors. India must expand ETF penetration, reduce costs, and incentivise index investing. Improving Market Governance: Strengthen SEBI oversight on IPO pricing, related-party transactions, and promoter dilution. Adopt stricter stewardship codes similar to the U.K. and Australia. Financial Literacy at Scale: Leverage post office networks, digital literacy missions, and women’s SHGs to democratise financial capability—similar to Brazil’s Bolsa Família-linked financial education model. Data-Driven Inclusion: Use gender, geography, and income-based data to tailor interventions—modelled on Canada’s Financial Consumer Agency approach. Strengthening Advisory Standards: Create a clear distinction between agents and fiduciary advisors (U.S. SEC model). Require lower-cost advisory channels for small investors.   Conclusion India’s shift from foreign-driven to domestically anchored capital markets marks a major structural strengthening. Yet stability built on unequal participation, low financial literacy, and overexposure to high-risk products can create long-term vulnerabilities. For markets to genuinely support inclusive growth and “Viksit Bharat 2047,” India must address access asymmetry, strengthen investor protection, expand passive low-cost products, and deepen market governance.   Mains Question  India’s capital markets are increasingly driven by domestic household savings. Discuss how this shift enhances stability but also creates new vulnerabilities. (250 words, 15 marks)   Source: The Hindu  

DAILY CURRENT AFFAIRS IAS | UPSC Prelims and Mains Exam – 12th December

Archives (PRELIMS  Focus) CITES Convention Category: Environment and Ecology Context: The 20th meeting of the Conference of the Parties (CoP20) to CITES has concluded in Samarkand, Uzbekistan, marking the 50th anniversary of the Convention. About CITES Convention: Full Form: CITES stands for ‘Convention on International Trade in Endangered Species of Wild Fauna and Flora.’ Nature: It is an international agreement to which States and regional economic integration organizations adhere voluntarily. Adoption: It was adopted in 1973 and entered into force in 1975. Objective: It aims to ensure that international trade in wild animals and plants does not threaten their survival. Membership: Presently, there are 185 member parties, and trade is regulated in more than 38,000 species. Legally binding: Although CITES is legally binding on the Parties (they have to implement the Convention), it does not take the place of national laws. Secretariat: The CITES Secretariat is administered by the United Nations Environment Programme (UNEP) and is located in Geneva, Switzerland.  Governance: The Conference of the Parties to CITES, is the supreme decision-making body of the Convention and comprises all its Parties. Meeting: Representatives of CITES nations meet every two to three years at a Conference of the Parties (or COP) to review progress and adjust the lists of protected species, which are grouped into three categories with different levels of protection: Collaboration: CITES brings together law enforcement officers from wildlife authorities, national parks, customs, and police agencies to collaborate on efforts to combat wildlife crime targeted at animals such as elephants and rhinos. 3 Appendices: Appendix I: It includes species threatened with extinction and provides the greatest level of protection, including a prohibition on commercial trade. Appendix II: It includes species that are not currently threatened with extinction but may become so without trade controls. Regulated trade is allowed if the exporting country issues a permit based on findings that the specimens were legally acquired and the trade will not be detrimental to the survival of the species. Appendix III: It includes species for which a country has asked other CITES parties to help control international trade. Trade in Appendix III species is regulated using CITES export permits (issued by the country that listed the species in Appendix III) and certificates of origin (issued by all other countries). Source: Down to Earth Majuli Island Category: Geography Context: In an effort to revive the nearly defunct Royal Bird Sanctuary at Majuli island, the Charaichung Festival has been organised in the island district for the second time. About Majuli Island: Location: It is the world’s largest river island located in Assam. Formation: The island is formed by the Brahmaputra River in the south and the Kherkutia Xuti, a branch of the Brahmaputra, joined by the Subansiri River in the north. Landscape: The island’s landscape is characterised by lush greenery, water bodies, and paddy fields. Uniqueness: It became India’s first river island district in 2016. Livelihood: Rice cultivation is the primary livelihood for the residents of Majuli, with several unique varieties of rice, such as Komal Saul and Bao Dhan, grown in the region. Tribes: Most of the islanders belong to three tribes-Mishing, Deori, and Sonowal Kachari, with the non-tribal Assamese comprising the rest. Historical significance: It is often called the soul of Assam. It has been recognized as the cultural capital of Assam since the 16th century. Associated with neo-Vaishnavite culture: The island has been the hub of Assamese neo-Vaishnavite culture, initiated around the 16th century by the great Assamese saint-reformer Srimanta Sankerdeva and his disciple Madhavdeva. Cultural richness: They initiated the tradition of Satras (monastic institutions), and these Satras have preserved Sattriya dance, literature, bhaona (theatre), dance forms, mask making, and boat-making. Apart from Satras or Vaishnavite monasteries, Majuli is famous for mask-making and has a tradition of pottery making. About Charaichung Festival: Legacy: The festival commemorates the 392-year-old legacy of Asia’s first protected Royal Bird Sanctuary, ‘Charaichung’, established in 1633 AD by Ahom king Swargadeu Pratap Singha. Objective: The four-day festival, being held from December 7 to 10, has been organised under the initiative of Majuli Sahitya and locals, with the aim of placing Charaichung on the global map and rejuvenating its bird habitat. Exhibition: The festival also features a special exhibition highlighting forest conservation efforts. The display sheds light on ongoing initiatives to protect Majuli’s biodiversity and reflects the collective commitment to safeguarding the island’s natural heritage. Source: DD News SAMPANN Portal Category: Government Schemes Context: Controller General of Communication Accounts recently inaugurated the onboarding of all MTNL employees retiring in November 2025 onto the SAMPANN portal at Delhi. About SAMPANN Portal: Nature: SAMPANN stands for “System for Accounting and Management of Pension,” and it is a Comprehensive Pension Management System (CPMS). Nodal ministry: It is an initiative undertaken by the Controller General of Communication Accounts (CGCA), Department of Telecommunications, Ministry of Communications.  Launch: It was launched on 29th December, 2018. Objective: It aims to bring the pension processing, sanctioning, authorisation, and payment units under a common platform. It also provides direct credit of pension into the bank accounts of pensioners. Significance: The system has helped the Department in faster settlement of pension cases, improved reconciliation, and ease of accounting. It also provides online grievance management for the pensioners and faster processing of arrears and revision of pension. Use of DBT: Pensions are disbursed directly into the bank accounts of pensioners, ensuring timely and secure payments. Single-Window System: It serves as a unified platform for all aspects of the pension process, including online grievance management and tracking of pension status. Enhanced transparency: Pensioners can track their pension status from home and access key information like payment history and e-PPOs (electronic Pension Payment Orders) through a personalized dashboard. Source: PIB UNESCO’s Intangible Cultural Heritage List Category: History and Culture Context: Recently, Deepavali, the festival of lights, was inscribed on UNESCO’s List of the Intangible Cultural Heritage of Humanity. About UNESCO’s Intangible Cultural Heritage List: Definition: Intangible heritage refers to “living heritage” passed across generations. It includes oral traditions, performing arts, social practices, rituals, festive events, knowledge/practices concerning nature, and traditional craftsmanship. Objective: The list aims to ensure the safeguarding, promotion, and transmission of these traditions for future generations, raise global awareness of their importance, and foster cultural diversity and international cooperation. Administration: The list is managed under the 2003 UNESCO Convention for the Safeguarding of the Intangible Cultural Heritage. The Intergovernmental Committee makes decisions on inscriptions based on nominations submitted by member states. 5 Domains: The UNESCO’s 2003 proposes five broad ‘domains’ in which intangible cultural heritage is manifested: Oral traditions and expressions, including language as a vehicle of the intangible cultural heritage; Performing arts; Social practices, rituals and festive events; Knowledge and practices concerning nature and the universe; Traditional craftsmanship. List of 16 elements on the List (after inclusion of Deepavali): Tradition of Vedic chanting – 2008 Kutiyattam (Sanskrit theatre) – 2008 Ramlila (traditional performance of the Ramayana) – 2008 Ramman (festival & ritual theatre of Garhwal Himalayas) – 2009 Mudiyettu (ritual dance drama of Kerala) – 2010 Kalbelia folk songs & dances of Rajasthan – 2010 Chhau dance – 2010 Buddhist chanting of Ladakh – 2012 Sankirtana (ritual singing & drumming of Manipur) – 2013 Traditional brass & copper craft of Thatheras, Punjab – 2014 Yoga – 2016 Kumbh Mela – 2017 Durga Puja of Kolkata – 2021 Garba of Gujarat – 2023 Navroz/Nowruz – 2024 Deepavali (Diwali) – 2025 Source: PIB   NewSpace India Limited (NSIL) Category: Science and Technology Context: Recently, NewSpace India Limited (NSIL) signed 70 Technology Transfer Agreements to transfer technologies developed at ISRO to Industry. About NewSpace India Limited (NSIL): Establishment: NewSpace India Limited (NSIL) was incorporated on 6 March 2019 under the Companies Act, 2013. Administrative control: It is a wholly owned Government of India company, under the administrative control of Department of Space (DOS). Headquarters: Its headquarters is located in Bengaluru. Association with ISRO: It is the commercial arm of Indian Space Research Organisation (ISRO). Difference from Antrix Corporation: NSIL is India’s second commercial space entity after Antrix Corporation, established in 1992. While Antrix primarily handled exports and marketing to international customers, NSIL focuses on capacity building within the domestic industry and commercializing technologies. Relationship with IN-SPACe: The Indian National Space Promotion and Authorization Centre (IN-SPACe), established in 2020, is an independent nodal agency that promotes and authorizes private non-governmental entities in space activities, acting as an interface with ISRO. Significance: NSIL (along with IN-SPACe) is part of broader reforms under the Indian Space Policy 2023 aimed at increasing private sector participation and India’s share in the global space economy.  Primary responsibilities: Enabling Indian industries to take up high technology space related activities. Promotion and commercial exploitation of the products and services emanating from the Indian space programme.  Major business areas: Production of Polar Satellite Launch Vehicle (PSLV) and Small Satellite Launch Vehicle (SSLV) through industry. Building of Satellites (both Communication and Earth Observation) as per user requirements. Transfer of technology developed by ISRO centres/units and constituent institutions of the Dept. of Space. Marketing spinoff technologies and products/services emanating out of ISRO activities. Consultancy services. Source: PIB   (MAINS Focus) The Stark Reality of Educational Costs in India (UPSC GS Paper II – Education Policy, Social Justice, Welfare Schemes, Inequality)   Context (Introduction) Despite Article 21A guaranteeing free and compulsory education and NEP 2020 expanding universalisation up to Class 12, NSS 80th Round (2025) reveals rising reliance on private schools and coaching, escalating household expenditure and deepening inequality in basic schooling.   Main Arguments: What the NSS 80th Round Reveals About Schooling Costs in India ? Rising Private School Enrolment: Private schools now account for 31.9% of national enrolment, with urban enrolment at 51.4%—double that of rural areas. Since the 75th NSS Round (2017–18), private enrolment has risen across all levels, especially primary and middle schooling, signalling declining confidence in government schools. High Fee Burden Across School Types: Even in government schools, 25–35% of students report paying course fees. Annual government school fees range from ₹823–7,704, while private school fees rise steeply from ₹17,988–49,075. Monthly private schooling costs in urban India (₹2,182–4,089) are comparable to monthly income of the bottom 5–10% households, making schooling a major financial strain. Private Tuition as a Parallel System: Private coaching has become widespread: 25.5% of rural children and 30.7% of urban children take private tuition. The incidence rises sharply at secondary and higher secondary levels. Tuition costs range from ₹3,980 to ₹22,394 per year, with urban families bearing double the rural expenditure. Socio-Economic Drivers of Coaching Dependence: Higher household income, better parental education, and private school enrolment correlate positively with tuition demand. Despite high fees, many private schools employ underpaid and underqualified teachers, pushing children toward coaching to compensate for poor school quality. Contradiction with Constitutional Promise: NEP 2020 and Article 21A envision free, equitable schooling, yet India’s education landscape has shifted toward privatised access. This creates a financial contradiction where families pay for what the State is mandated to provide.   Challenges / Criticisms Unaffordable Schooling for Lower-Income Families: Private school fees for pre-primary and primary levels are equivalent to the MPCE (Monthly Per Capita Expenditure) of the poorest 5–10% of households—pushing basic education beyond reach. Deepening Learning Inequalities: High-income households use tuition to supplement learning, while poor students rely solely on school quality. This widens learning gaps, undermining the goal of equitable education. Segmentation of Schooling by Class: Government schools now cater predominantly to the poorest households. Middle-class flight toward private schools strips public schools of social capital, accountability, and community engagement. Tuition Culture Undermining School Quality: Studies (Agrawal, Gupta & Mondal, 2024) show that higher private tuition correlates with poorer school quality indicators, implying systemic underperformance of both government and low-fee private schools. Urban–Rural Divide in Spending and Access: Urban households spend significantly more on both schooling and tuition, reinforcing structural advantages in college admissions, competitive exams, and long-term opportunities.   Way Forward Strengthening Government Schools: Improve teacher training, infrastructure, learning assessments, and governance. Kerala and Himachal Pradesh show that high-quality public schools can reduce private school dependence. Regulating Private Schools and Tuition Markets: Introduce transparent fee regulation, mandatory disclosure norms, and stronger enforcement of the Clinical Establishments Act-style frameworks adapted for education governance. Revisiting NEP 2020 Implementation: Focus on foundational learning, teacher availability, school consolidation strategy, and reducing administrative burden. Ensure government schools do not become residual options for the poor. Reducing Dependence on Private Tuition: Adopt models like Finland and Estonia, where strong in-school learning eliminates tuition culture through personalised attention and continuous assessment. Targeted Subsidies for Low-Income Students: Introduce vouchers or DBT-based support for schooling-related expenses, as used in Chile and Brazil, ensuring the poorest are not excluded. Community and Local Government Engagement: School Management Committees (SMCs), panchayats, and urban local bodies must be empowered to monitor performance, ensure accountability, and reflect ground realities.   Conclusion NSS 80th Round data exposes the contradiction between constitutional guarantees and lived realities. As private schooling and coaching costs surge, education risks becoming a commodity rather than a right. Strengthening public schools, regulating private providers, and reducing tuition dependence are essential to ensure equitable, inclusive, and financially accessible education for all.   Mains Question Rising private schooling and coaching dependence in India indicate deep structural inequities in the education system. In this context, suggest reforms for ensuring universal and equitable school education (250 words, 15 marks)   Source: The Hindu Shifting Savings and India’s Capital Markets: Stability with New Risks (UPSC GS Paper III – Indian Economy: Mobilisation of Resources, Capital Market, Inclusive Growth, Financial Stability)   Context (Introduction) India’s capital markets are undergoing a structural shift as domestic household savings increasingly replace Foreign Portfolio Investors (FPIs). While this boosts market stability and reduces external vulnerability, it poses new risks involving participation inequality, investor protection gaps, and rising exposure to high-risk assets.   Main Arguments: What Is Driving the Shift Toward Domestic Savings? Rise of Domestic Market Power: NSE Market Pulse shows FPI ownership down to 16.9%, while domestic mutual funds and direct investors now own nearly 19%, the highest in two decades. Systematic Investment Plans (SIPs) have become the market’s anchor. Reduced External Vulnerability: Domestic inflows help buffer volatility, allowing the Reserve Bank of India (RBI) greater policy space. With CPI inflation at 0.3% (Oct 2025) and strong GST/direct tax receipts, macroeconomic stability has improved. Booming Primary Markets: FY25 saw 71 IPOs raising ₹1 lakh crore, backed by investment announcements exceeding ₹32 lakh crore. Private sector participation in new investments has risen to ~70%, signalling renewed domestic confidence. Shift in Monetary Policy Space: With declining dependence on volatile foreign capital, the RBI can prioritise credit growth, rather than defend the rupee. This aligns with India’s long-term growth goals. Household Savings as New Market Drivers: India’s financialisation of savings—through MFs, SIPs, online brokers, and UPI-enabled platforms—is reshaping retail participation, marking a deeper integration of households into capital markets.   Challenges / Criticisms Uneven Participation and Wealth Concentration: Equity ownership is concentrated in higher-income, financially literate urban groups. Retail losses—such as the recent ₹2.6 lakh crore wealth erosion—hit vulnerable investors disproportionately. Performance Problem in Active Funds: Only a small share of active fund managers beat the market after accounting for risk and fees. With active funds holding 9% and passive funds only 1%, retail investors are often exposed to high costs and low returns. IPO Overvaluation Risks: High-profile IPOs (Lenskart, Mamaearth, Nykaa) reveal stretched valuations, raising concerns that retail investors are being pulled into exuberant, high-risk segments without adequate safeguards. Access Asymmetry: Large sections—women, rural households, informal workers—lack financial literacy and advisory support. Market deepening without parallel investor capacity building risks long-term exclusion. Corporate Governance Concerns: Promoter holdings in NIFTY 50 have fallen to a 23-year low of 40%, raising questions about whether dilution is driven by capital-raising or opportunistic disinvestment.   Way Forward Correcting Access Asymmetry: Shift from mere disclosures to proactive investor protection, risk warnings, suitability norms, and easily understandable product classification (EU-style traffic-light model). Promoting Low-Cost Passive Investing: Global evidence (U.S., U.K., Japan) shows passive index funds deliver higher long-term returns for retail investors. India must expand ETF penetration, reduce costs, and incentivise index investing. Improving Market Governance: Strengthen SEBI oversight on IPO pricing, related-party transactions, and promoter dilution. Adopt stricter stewardship codes similar to the U.K. and Australia. Financial Literacy at Scale: Leverage post office networks, digital literacy missions, and women’s SHGs to democratise financial capability—similar to Brazil’s Bolsa Família-linked financial education model. Data-Driven Inclusion: Use gender, geography, and income-based data to tailor interventions—modelled on Canada’s Financial Consumer Agency approach. Strengthening Advisory Standards: Create a clear distinction between agents and fiduciary advisors (U.S. SEC model). Require lower-cost advisory channels for small investors.   Conclusion India’s shift from foreign-driven to domestically anchored capital markets marks a major structural strengthening. Yet stability built on unequal participation, low financial literacy, and overexposure to high-risk products can create long-term vulnerabilities. For markets to genuinely support inclusive growth and “Viksit Bharat 2047,” India must address access asymmetry, strengthen investor protection, expand passive low-cost products, and deepen market governance.   Mains Question  India’s capital markets are increasingly driven by domestic household savings. Discuss how this shift enhances stability but also creates new vulnerabilities. (250 words, 15 marks)   Source: The Hindu