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[UPSC PRELIMS 2022] - WEBINAR on 9th January (SUNDAY) @ 4 PM

So, you cried when Sandeep Bhaiya from TVF Aspirants failed? Completely drenched in rain when he stared into nothingness, you felt a pinch. What if this becomes the story of your life? If you are a serious aspirant and you are on a mission to crack the toughest examination of India, this thought must have crossed your mind at least once. And naturally so! You are putting your life on hold and taking a leap of faith to put in years and years of effort, just to see your name in the final list while the world moves on at its own pace. But can this phase be intense yet enjoyable? We see you raising your eyebrow?! You are not sure. You have never seen one experience something like this. You would so love it but you are scared if this will even work. Okay, let us future pace ourselves a bit… You are sitting in the examination hall attempting Prelims for the 2nd or 3rd time. You look around. Some are busy figuring out the answer, pulling the reins of all the memory horses that they can manage. Some are staring away from the paper. Some are vigorously reading and ticking. Reading and ticking. Going back. Erasing. Ticking again. How many do you think will qualify for Mains? Same old habit. Same old seriousness. Same notes of famous classes.  Same NCERT. Same standard books. Same memorization techniques. Of yours and everyone else sitting in the hall. How many will clear it? Less than 1000 out of lakhs of aspirants, sitting across the country. Relax! Now let us come back to the present now where you still have time to make a decision and to still be in the possible realm of landing amongst those 1000 aspirants. To be in the top 1000, first, you need to be in the top 10000 by clearing Prelims. A decision that can change the course of your preparation. A decision that will back your strong resolution, insane efforts, and positive outlook towards the examination itself. A decision that will set you on the path of clear-cut success in cracking UPSC Prelims 2022. All you have to do is SHOW UP FOR THE WEBINAR and we will show you how it’s POSSIBLE! See you at 4:00 PM on 9th January (SUNDAY) to show you a different and enjoyable way to be successful in PRELIMS! But…are you ready? Webinar: How to Crack UPSC Prelims 2022 Without Fear of Failure? Webinar Date & Time: 9th January (Sunday) at 4:00 PM ONLY 100 SEATS ARE AVAILABLE HURRY NOW!!! DON’T LET THE TIME ON YOUR SIDE SLIP AWAY BECAUSE YOU DID NOT TAKE A TIMELY DECISION. YES! I AM READY TO CRACK UPSC PRELIMS 2022WITH IASBABA (REGISTER HERE) - CLICK HERE

DAILY CURRENT AFFAIRS IAS | UPSC Prelims and Mains Exam – 6th January 2022

Archives (PRELIMS + MAINS FOCUS) Chilika Lake Part of: Prelims and GS-III -Conservation Context Chilika Lake saw a million birds, including the uncommon Mongolian gull, visiting the waterbody this year. Last year, the count in the Chilika was over 12 lakh. The decrease is attributed to high water level and presence of water in cultivated fields in adjoining areas. Water birds love to flock to large mudflats. Chilika Lake Chilika is Asia's largest and world's second largest lagoon. It is the largest wintering ground for migratory birds on the Indian sub-continent and is home to a number of threatened species of plants and animals. In 1981, Chilika Lake was designated the first Indian wetland of international importance under the Ramsar Convention. Major attraction at Chilika is Irrawaddy dolphins which are often spotted off Satpada Island. The large Nalabana Island (Forest of Reeds) in the lagoon area was declared a bird sanctuary in 1987. Kalijai Temple - Located on an island in the Chilika Lake. Chilika Lake hosts birds migrating from thousands of miles away from the Caspian Sea, Lake Baikal, Aral Sea, remote parts of Russia, Mongolia, Central and Southeast Asia, Ladakh and the Himalayas. Protection of Women from Sexual Harassment (POSH) Act Part of: Prelims and GS-II Policies and interventions Context A petition has been filed in the Supreme Court challenging guidelines issued by the Bombay High Court in cases under the Protection of Women from Sexual Harassment (POSH) Act, which include a blanket bar on parties and advocates from sharing records, including orders and judgments, with the media. The Protection of Women Against Sexual Harassment at Workplace Act, 2013 The Act defines sexual harassment at the workplace and creates a mechanism for redressal of complaints. It also provides safeguards against false or malicious charges. Every employer is required to constitute an Internal Complaints Committee at each office or branch with 10 or more employees. The Complaints Committees have the powers of civil courts for gathering evidence. The Complaints Committees are required to provide for conciliation before initiating an inquiry if requested by the complainant. Penalties have been prescribed for employers. Non-compliance with the provisions of the Act shall be punishable with a fine. Repeated violations may lead to higher penalties and cancellation of license or registration to conduct business. The State Government will notify the District Officer in every district, who will constitute a Local Complaints Committee (LCC) so as to enable women in the unorganised sector or small establishments to work in an environment free of sexual harassment. Free trade agreement (FTA) Part of: Prelims and GS-II - International Relations Context  Recently, the Union minister for Commerce & Industry has said that India is looking to have a free trade agreement (FTA) with 5 countries – UAE, UK, Australia, Canada and Israel. What is a free trade agreement (FTA)? FTA, also called Regional Trade Agreement (RTA) is a pact between two or more nations to reduce barriers to imports and exports among them. Under a free trade policy, goods and services can be bought and sold across international borders with little or no government tariffs, quotas, subsidies, or prohibitions to inhibit their exchange. The concept of free trade is the opposite of trade protectionism or economic isolationism. FTA is implemented by means of a formal and mutual agreement of the nations involved. However, a free-trade policy may simply be the absence of any trade restrictions. There are two types of trade agreements – bilateral and multilateral. FTA is an example of a Bilateral trade agreement. Multilateral trade agreements are agreements among three or more countries, and are the most difficult to negotiate and agree. FTAs determine the tariffs and duties that countries impose on imports and exports with the goal of reducing or eliminating trade barriers, thus encouraging international trade. Nai Talim Part of: Prelims and GS I - History Context Recently, the Vice President of India said that the New Education Policy follows the ‘Nai Talim’ of Mahatma Gandhi by giving importance to the mother tongue as the medium of instruction at the school level. About Nai Talim- Nai-Talim, also known as Buniyadi Shikshan, means basic education. It is also called Experiential Learning. It had laid emphasis on making mother tongue as the medium of instruction in addition to free compulsory education and skill training to the students. It is essentially a mass education approach due to its centrality of socially useful work and was expected to create a National System of Education. Mahatma Gandhi gave his scheme of Nai Talim (New Education) in a well-formulated approach to education in 1937 in his newspaper ‘Harijan’. (News from PIB) Smart cities and Academia Towards Action & Research (SAAR) Part of: Prelims In News: The Smart Cities Mission, MoHUA has launched “Smart cities and Academia Towards Action & Research (SAAR)” program A joint initiative of MoHUA, National Institute of Urban Affairs (NIUA) and leading Indian academic institutions of the country. Under the program, 15 premier architecture & planning institutes of the country will be working with Smart Cities to document landmark projects undertaken by the Smart Cities Mission. The documents will capture the learnings from best practices, provide opportunities for engagement on urban development projects to students, and enable real-time information flow between urban practitioners and academia. News Source: PIB Unnat Jyoti by Affordable LEDs for All (UJALA)  Part of: Prelims and Mains GS-III: Energy In News: UJALA completes 7 years of energy-efficient and affordable LED distribution. In a short span, the programme has evolved to be world’s largest zero subsidy domestic lighting programme that addresses concerns like high electrification cost and high emissions that result from inefficient lighting. 78 crore LEDs distributed across the country under UJALA Saved 47,778 Million kWh energy per annum 3,86 crore tonnes of reduction in CO2 emissions made possible Gave impetus to the domestic lighting industry Provided economies of scale to manufacturers through regular bulk procurement Readily adopted by all the states, UJALA helped in reducing annual household electricity bills Garnered attention from top management schools of India; now a part of Leadership case study in Indian Institute of Management (IIM), Ahmedabad. Furthermore, it is also under consideration for being included in the curriculum of Harvard Business School News Source: PIB Code of Practice for securing consumer Internet of Things (IoT) Part of: Prelims In News: In order to secure Consumer Internet of Things (IoT) devices, Telecommunication Engineering Centre (TEC), under Department of Telecommunications, Ministry of Communications, has released a report “Code of Practice for Securing Consumer Internet of Things (IoT)” as a baseline requirement aligned with global standards and best practices. Help in securing consumer IoT devices & ecosystem as well as managing vulnerabilities. Intended for use by IoT device manufacturers, Service providers/ system integrators and application developers etc. Internet of Things (IoT) is one of the fastest emerging technology across the globe, providing enormous beneficial opportunities for society, industry, and consumers. It is being used to create smart infrastructure in various verticals such as Power, Automotive, Safety & Surveillance, Remote Health Management, Agriculture, Smart Homes and Smart Cities etc, using connected devices. IoT is benefitted by recent advances in several technologies such as sensors, communication technologies (Cellular and non-cellular), AI/ ML, Cloud / Edge computing etc. It is expected that around 60% of 5 billion i.e. 3 billion connected devices may exist in India by 2022. In view of the anticipated growth of IoT devices, it is important to ensure that the IoT end points comply to the safety and security standards and guidelines in order to protect the users and the networks that connect these IoT devices. The hacking of the devices/networks being used in daily life would harm companies, organisations, nations and more importantly people, therefore securing the IoT eco-system end-to-end i.e. from devices to the applications is very important. News Source: PIB (Mains Focus) INTERNATIONAL/ SECURITY GS-2: India and its neighbourhood China’s bridge over Pangong Tso Context: China is building a bridge across the Pangong Tso within its territory connecting the North and South Banks which will significantly reduce the time for moving troops and equipment between the two sides. This is part of the overall infrastructure build up by China on its side of the Line of Actual Control (LAC) to address deficiencies it noticed since the standoff began in May 2020. What is the status on the ground in Eastern Ladakh? The two countries are working out details for the 14th round of Corps Commander talks to take forward the disengagement that has stalled after two phases of disengagement. The 13th round of Corps Commander talks remained inconclusive with the two sides releasing sharp statements on the outcome. At the same time, the two Armies had prepared to keep over 1 lakh soldiers on both sides deployed through the extreme winter in the high altitude region. Since May 2020, the two sides have been holding regular military to military talks on the ground and also diplomatic level talks in addition to the 13 rounds of Corps Commander level talks to resolve the standoff. The two sides have so far undertaken two phases of disengagement, from both banks of Pangong Tso last February and from Gogra in August in addition to Galwan after the violent clash. Other friction areas yet to be resolved are Hot Springs, Demchok and Depsang. The two sides had also agreed on a moratorium on patrolling in the disengaged areas and set up buffer zones until a resumption is discussed by both sides through diplomatic and military talks. India has insisted on comprehensive de-escalation of the situation in Eastern Ladakh which includes disengagement from all friction points, de-escalation and working out of new protocols. What is the importance of the bridge over Pangong Tso? The bridge over Pangong Tso is located around 25 kms ahead of the LAC in Chinese territory and will significantly reduce the time for movement of Chinese on the North Bank and the South Bank, a distance of around 200 kms. The initial tensions as the standoff began in May 2020 were on the North Bank of Pangong Tso with PLA troops moving upto Finger 4 and building permanent structures. However, tensions had flared up on the South Bank in August 2020. The Indian Army gained tactical advantage over the PLA on the south bank in end August by occupying several peaks lying vacant since 1962 gaining a dominating view of the Spanggur gap and Moldo area. During this, the two sides had also deployed tanks at heights of over 15,000 feet and shots were fired in the air on the LAC for the first time in decades. This has prompted China to build deep alternate roads behind the friction points away from the line of sight, officials said. There has been massive construction of accommodation for housing of troops closer to the LAC and also road infrastructure for movement of troops and mechanised forces, officials say. Earlier, PLA had to take a round about between the two sides of the Pangong lake which takes around 12 hours but the new bridge, around 500m long, would cut down the time to 3-4 hours. India holds one third of the 135 km long boomerang shaped lake located at an altitude of over 14,000 feet. How is India responding to developments on the ground? The bridge is well within Chinese territory, officials say while stating the implications of this new bridge will have to be factored in the Indian Army’s operational planning for the future. On its part, over the last few years India has been focusing on infrastructure development in forward areas and improving connectivity to the forward areas. Large scale construction of roads, bridges and tunnels is underway all along the LAC. Ahead of the winter, the Army had completed advanced winter stocking for the troops in forward areas, including rations, specialised fuel and ammunition among others as well as repair and upgrade of habitat and infrastructure. While the process of disengagement and de-escalation stretches on, the two armies are geared to remain in the high altitude areas. ECONOMY/ GOVERNANCE GS-3: Indian Economy and issues relating to planning, mobilization, of resources, growth, development and employment.  GS-2: Government policies and interventions for development in various sectors and issues arising out of their design and implementation Digital Banks Context: NITI Aayog, in a recent discussion paper titled Digital Banks: A Proposal for Licensing & Regulatory Regime for India, floated the idea of setting up full-stack digital banks.  What are digital banks? Digital banks or DBs are defined in the Banking Regulation Act, 1949. These entities will issue deposits, make loans and offer the full suite of services that the Banking Regulation Act empowers them to. They will principally rely not on physical branches but on the internet and other proximate channels to offer their services. Digital Banks helps in following ways Helps overcome financial inclusion challenges in the country Helps reduce cost of transactions Useful for utilisation of the JAM trinity Helps reduce banking-inequality Helps make India as the global leader in Fintech  What is the status of banking sector in India? Over the past few decades, banking-licence categories have grown in number. Today, the banking sector includes Public sector banks Private sector banks (21) Small finance banks (12) Payments banks (6) Regional rural banks (43) Foreign banks (44) Local area banks (3) Financial institutions (4) Urban cooperative banks (1,531) Multi-state cooperative societies & banks (1,130)  What is the suggestion of Niti Aayog? The paper also suggests a two-stage approach: Granting of a digital business bank license Granting of a digital (universal) bank licence after gaining experience as the former Even with the Digital Business Bank license, it recommends a carefully calibrated approach comprising of issue of a restricted digital business bank license (in terms of volume/ value of customers serviced and the like). It recommends the enlistment of the licensee in a regulatory sandbox framework enacted by the RBI. It also suggests the issuance of a "full-stack" Digital Business Bank license based upon the satisfactory performance of the licensee in the regulatory sandbox. It further suggested that minimum paid-up capital for a restricted digital business bank operating in a regulatory sandbox may be proportionate to its status as restricted. As per the illustration, upon progression from the sandbox into the final stage, a full-stack digital business bank will be required to bring in Rs. 200 crore (equivalent to that required of the Small Finance bank).  What are the challenges? RBI’s experience with private sector banks licensing over the past isn’t all rosy given that RBI had to step in to contain damage in the case of private sector banks like Yes Bank and LVB. While RBI has a “bank under repair” sign-board in its PCA framework, it has not said anything about the efficacy of the various other banking categories such as payments banks or SFBs. Some of the banking categories as well as the older licence categories seem to have no visibility of viability and have not been able to showcase their significance in terms of the intended objective. Until legislation catches up, regulation has to adapt to ensure that the financial system absorbs digital innovation in a non-disruptive manner. RBI like other central bankers of world also has concerns over the ownership of banks. Global regulators have worries about the ultimate ownership of banks preferring resident in their jurisdiction which could be a challenge for many aspirants of digital-only bank licences. The challenge for digital banks will be to show that they can raise a liability pool, instead of just using large equity capital as a debt-funding source. In terms of consumer protection, everything related to cyber security or digital data security or privacy rights is a concern. Even stable NBFCs with large capital bases are not allowed to use the word “bank” in describing themselves in any consumer communication, whereas many new-age fintech platform has named itself a neo bank. (Down to Earth: Governance) Jan 5: How India‘s flagship health insurance scheme failed its poorest during a pandemic - https://www.downtoearth.org.in/news/governance/myth-of-coverage-how-india-s-flagship-health-insurance-scheme-failed-its-poorest-during-pandemic-80988 TOPIC: GS-2- Government policies and interventions for development in various sectors GS-2- Issues relating to development and management of Social Sector/Services relating to Health  How India‘s flagship health insurance scheme failed its poorest during pandemic Context: Two research institutes, Public Health Foundation of India and Duke Global Health Institute, United States have revealed that India’s flagship health insurance scheme, dubbed the world’s largest fully government-subsidised scheme, has  failed to deliver when it was needed the most. Released in July this year, the report showed that the Pradhan Mantri Jan Arogya Yojana (PM-JAY), launched in 2018 with a promise to provide an annual insurance coverage of Rs 5 lakh per family to the poorest 40 per cent of the population, provided cushion to only 14.25 per cent of people hospitalised for the novel coronavirus disease (COVID-19), between April 2020 and June 2021. Union Minister for Health and Family Welfare Mansukh Mandaviya in a reply to the Lok Sabha also acknowledged that PM-JAY paid for only 0.52 million COVID-19 hospitalisations across the country. Though no official data is available on total COVID-19 hospitalisations in the country, the share is negligible keeping in mind that the scheme claims to cover 165 million beneficiaries across the country. Observations that support the report When DTE team visited nine states where hospitalisation rates were high during the pandemic, they found that while the government insurance schemes did not cover all the target groups and eligible individuals, even those enrolled under insurance schemes were forced to fight the pandemic on their own and cough up large amounts of money to avail treatment. Hospitals demand cash during admission Hospitals insist on a signed declaration that PM-JAY would not be used for ICU Private hospital says PM-JAY covers surgeries, not hospitalisation; expenses never get reimbursed. Officials have even rejected some applications without giving them a clear reason Finding an empanelled hospital is a futile exercise in areas where hospitals are few and far between. This has remained a major problem, particularly in smaller towns and villages, where hospitals are few and far between. Many have been left out of the insurance scheme’s ambit despite being eligible. PM-JAY, which aims to provide insurance coverage to the poorest 40 per cent of the population, has not only left out individuals, but also certain communities. Thousands of sex workers in Pune’s Budhwar Peth zone, for example, fought a solitary battle against the pandemic. Several ragpickers interacted with in Pune’s Shivajinagar area also said they were not enrolled under the scheme. This is despite the PM-JAY manual stating that ragpickers are covered under the scheme, along with people who survive on alms and other similar categories. The cost of ICU hospitalisation of a COVID-19 patient on an average is equivalent to what a casual worker (someone who is employed from time to time according to exigencies of work) earns in almost 1.5 years.  The Way Forward Raise the percentage of GDP allocated to health Government hospitals need infrastructure and machinery up-gradation, which can be done by the earnings of public hospitals under PMJAY. A larger share of India’s public health expenditure to be allocated to preventive care. The prime objective of PM-JAY is to reduce catastrophic out-of-pocket health expenditure by improving access to quality health care for its underprivileged population. More work needs to be put to deal with this. The scheme directs that complaints of denial of treatment by an empanelled hospital need to be resolved within six hours. This will also require major intervention. Ensuring adaptive price setting, third-party monitoring, strict regulation, and quality improvements in public sector hospitals. PMJAY will need a gamut of skilled manpower as facilitators and administrative staffs at various levels. Ensuring adaptive price setting, third-party monitoring, strict regulation, and quality improvements in public sector hospitals. PMJAY will need a gamut of skilled manpower as facilitators and administrative staffs at various levels.  Can you answer the following questions? The novel coronavirus has not only turned the world upside down, it has also served as a lens through which we are able to see ourselves, our planet and even our policies with a new and shocking clarity. Discuss. What is your assessment of the Pradhan Mantri jan Arogya Yojana? Has it been able to bring in positive transposition in people’s lives? Comment. (TEST YOUR KNOWLEDGE) Model questions: (You can now post your answers in comment section) Q.1 Consider the following statements regarding Chilika Lake: 1. Chilika is the world's largest lagoon. 2. In 1981, Chilika Lake was designated the first Indian wetland of international importance under the Ramsar Convention. Which of the above is/are correct? a) 1 only b) 2 only c) Both 1 and 2 d) Neither 1 nor 2 Q.2 Consider the following statements regarding Free Trade Agreement: 1. FTA is a pact between two or more nations to reduce barriers to imports and exports among them. 2. The concept of free trade gives rise to trade protectionism or economic isolationism. Which of the above is/are correct? a) 1 only b) 2 only c) Both 1 and 2 d) Neither 1 nor 2 Q.3 Philosophy of ‘Nai Talim’ was given by Which of the following Historian? a) Raja Rammohan Roy b) Abul Kalam Azad c) Mahatma Gandhi d) Khan Abdul Gaffar Khan ANSWERS FOR 6th Jan 2022 TEST YOUR KNOWLEDGE (TYK)   1 B 2 A 3 C Must Read On national law universities:   The Hindu   On India-Nepal relations: The Hindu On SC hate speech: Indian Express

UPSC हिन्दी Quiz– 2021: IASbaba Daily Current Affairs Quiz 6th January 2022

For Previous Daily Quiz (ARCHIVES) - CLICK HERE करेंट अफेयर्स के प्रश्न 'द हिंदू', 'इंडियन एक्सप्रेस' और 'पीआईबी' जैसे स्रोतों पर आधारित होते हैं, जो यूपीएससी प्रारंभिक परीक्षा के लिए बहुत महत्वपूर्ण स्रोत हैं। प्रश्न अवधारणाओं और तथ्यों दोनों पर केंद्रित हैं। दोहराव से बचने के लिए यहां कवर किए गए विषय आम तौर पर 'दैनिक करंट अफेयर्स / डेली न्यूज एनालिसिस (डीएनए) और डेली स्टेटिक क्विज' के तहत कवर किए जा रहे विषयों से भिन्न होते हैं। प्रश्न सोमवार से शनिवार तक दोपहर 2 बजे से पहले प्रकाशित किए जाएंगे। इस कार्य में आपको 10 मिनट से ज्यादा नहीं देना है। इस कार्य के लिए तैयार हो जाएं और इस पहल का इष्टतम तरीके से उपयोग करें। याद रखें कि, "साधारण अभ्यर्थी और चयनित होने वाले अभ्यर्थी के बीच का अंतर केवल दैनक अभ्यास है !!" Important Note: Comment अनुभाग में अपने अंक पोस्ट करना न भूलें। साथ ही, हमें बताएं कि क्या आपको आज का टेस्ट अच्छा लगा । 5 प्रश्नों को पूरा करने के बाद, अपना स्कोर, समय और उत्तर देखने के लिए ‘View Questions’ पर क्लिक करें। उत्तर देखने के लिए, इन निर्देशों का पालन करें: 1 - 'स्टार्ट टेस्ट/ Start Test' बटन पर क्लिक करें प्रश्न हल करें 'टेस्ट सारांश/Test Summary'बटन पर क्लिक करें 'फिनिश टेस्ट/Finish Test'बटन पर क्लिक करें अब ‘View Questions’बटन पर क्लिक करें - यहां आपको उत्तर और लिंक दिखाई देंगे। To take the Test - Click Here

Daily Prelims CA Quiz

UPSC Quiz – 2021 : IASbaba’s Daily Current Affairs Quiz 6th January 2022

For Previous Daily Quiz (ARCHIVES) - CLICK HERE The Current Affairs questions are based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, which are very important sources for UPSC Prelims Exam. The questions are focused on both the concepts and facts. The topics covered here are generally different from what is being covered under ‘Daily Current Affairs/Daily News Analysis (DNA) and Daily Static Quiz’ to avoid duplication. The questions would be published from Monday to Saturday before 2 PM. One should not spend more than 10 minutes on this initiative. Gear up and Make the Best Use of this initiative. Do remember that, “the difference between Ordinary and EXTRA-Ordinary is PRACTICE!!” Important Note: Don't forget to post your marks in the comment section. Also, let us know if you enjoyed today's test :) After completing the 5 questions, click on 'View Questions' to check your score, time taken, and solutions. To take the Test - Click Here

DAILY CURRENT AFFAIRS IAS | UPSC Prelims and Mains Exam – 5th January 2022

Archives (PRELIMS + MAINS FOCUS) Multi Agency Centre (MAC) Part of: Prelims and GS-III -Security Context The Union government has asked the States to share more intelligence inputs through the Multi Agency Centre (MAC). It is a common counter-terrorism grid under the Intelligence Bureau that was made operational in 2001 following the Kargil War. As many as 28 organisations, including the Research and Analysis Wing (R&AW), armed forces and State police, are part of the platform.  Various security agencies share real-time intelligence inputs on the MAC. About the Centre MAC was formed in December 2001 following the Kargil intrusion and the subsequent overhaul of the Indian national security apparatus suggested by the Kargil Review Committee report and GoM report.  Accordingly, the Intelligence Bureau (IB) was authorized to create a multi-agency centre (MAC) in New Delhi.  Now functioning 24/7 as the nodal body for sharing intelligence inputs, MAC coordinates with representatives from numerous agencies, different ministries, both central and state. As noted in a 2016 parliamentary report the major contributors of intelligence inputs to the MAC were the Defence Intelligence Agency (DIA) and the Research and Analysis Wing (R&AW).  OmiSure Part of: Prelims and GS-II Health and GS-III Sci and Tech Context The Indian Council of Medical Research (ICMR) has approved a testing kit for detecting the Omicron variant of SARS-CoV-2. The kit is manufactured by Tata Medical and Diagnostics and is named OmiSure. The kit will be used to confirm Omicron in patients with its S-Gene Target Failure (SGTF) strategy. What is the Indian Council of Medical Research (ICMR) ICMR, New Delhi is the apex body in India for the formulation, coordination, and promotion of biomedical research.  Ministry: Ministry of Health & Family Welfare.  It is funded by the Government of India  The Governing Body of ICMR is presided over by the Union Health Minister. Airtel Payments Bank designated as scheduled bank Part of: Prelims and GS-III - Banking Context  The Reserve Bank of India (RBI)  said Airtel Payments Bank Ltd. has been included in the Second Schedule to the Reserve Bank of India Act, 1934. With this, the bank can now pitch for government-issued Requests for Proposals (RFP) and primary auctions and undertake both Central and State Government business. What is a Schedule Bank? Scheduled Banks in India refer to those banks which have been included in the Second Schedule of Reserve Bank of India Act, 1934.  Reserve Bank of India (RBI) in turn includes only those banks in this Schedule which satisfy the criteria laid down vide section 42(6)(a) of the said Act.  Banks not under this Schedule are called Non-Scheduled Banks. Every Scheduled bank enjoys two types of principal facilities: it becomes eligible for debts/loans at the bank rate from the RBI; and, it automatically acquires the membership of clearing house. NEAT 3.0 Part of: Prelims and GS II - Education  Context Union Education Minister and Skill Development Minister launched NEAT 3.0, a single platform to provide the best-developed ed-tech solutions and courses to students of the country. Key takeaways  NEAT will be a game-changer in bridging the digital divide, especially among the economically disadvantaged students and also in fulfilling the knowledge-based requirement of India and the world. National Educational Alliance for Technology (NEAT) is an initiative to provide the use of best-developed technological solutions in the education sector to enhance the employability of the youth on a single platform for learners' convenience. These solutions use artificial intelligence for a personalised and customised learning experience for better learning outcomes and skill development in the niche areas. The minister informed that 58 global and Indian start-up ed-tech companies are onboard NEAT and are offering 100 courses and e-resources for bettering learning outcomes, developing employable skills and overcoming learning loss. The minister expressed his happiness that, more than 12 lakh socially and economically disadvantaged students have received free ed-tech course coupons worth over Rs 253 crore under NEAT 3.0. Automatic Generation Control (AGC) Part of: Prelims and GS-III Economy Context: Union Minister of Power dedicated Automatic Generation Control (AGC) to the nation. Key takeaways  This is expected to facilitate achieving the government’s ambitious target of 500 GW non-fossil fuel-based generation capacity by 2030. The AGC is being operated by Power System Operation Corporation (POSOCO) through National Load Despatch Centre. Through AGC, NLDC (National Load Despatch Centre) sends signals to more than 50 power plants in the country every 4 seconds to maintain the frequency and reliability of the Indian Power System.  This will ensure more efficient and automatic frequency control for handling variable and intermittent renewable generation. Shri R.K. Singh also released a report titled “Assessment of Inertia in Indian Power System” which has been prepared by POSOCO in collaboration with IIT Bombay. Power System Operation Corporation (POSOCO) It comes under Ministry of Power as one of the Power PSUs after separating from POWERGRID as its subsidiary organization. It is responsible to ensure the integrated operation of the Grid in a reliable, efficient, and secure manner. It consists of 5 Regional Load Despatch Centres (RLDCs) and the National Load Despatch Centre (NLDC). (News from PIB) Year End Review: Legislative Department Part of: Prelims  The Legislative Department plays an important role in assisting the Ministries/Departments of the Government to achieve the policy objectives through legislation. Legislative Department provides assistance to State Governments in translation of Central Laws into the languages mention in the Eighth Schedule to the Constitution. Election Laws and Electoral Reforms: To amend the Representation of the People Act, 1950 and the Representation of the People Act, 1951, the Election Laws (Amendment) Bill, 2021 has been passed by Parliament. The said Bill envisages the following: Linking of Electoral Roll with Aadhaar System will curb the menace of multiple enrolment of the same person in different places; Multiple qualifying dates for enrolment in the electoral roll will expand the voter base and consequently greater participation of eligible voters in the electoral process; Making the statutes gender neutral in line with the avowed policy of gender equality and inclusiveness vis-à-vis conduct of our elections; and Streamlining the process of conduct of elections with reference to requisition of staff or premises, etc. India Code Information System (ICIS) Each year number of legislations (both principal Acts and Amending Acts) are passed by the legislature and it is difficult for judiciary, lawyers as well as citizens to refer relevant and up to date Acts when required.  Keeping all these aspects in view, India Code Information System (ICIS), a one stop digital repository of all the Central and State Legislation including their respective subordinate legislations has been developed with the help of NIC under the guidance of Ministry of Law and Justice (Legislative Department).  It is an important step in ensuing legal empowerment of all citizens as well as the object of ONE NATION — ONE PLATFORM.  Till date, Central Acts from the  years 1838 to 2021 total 823 Central Acts have been updated and uploaded (in ICIS) for general public. Official Language Wing has published the Constitution of India. In this edition, the text of the Constitution of India has been brought up-to-date by incorporating therein all the amendments up the Constitutional (One Hundred and Fifth Amendment) Act, 2021. News Source: PIB Year End Review 2021: Ministry of Housing & Urban Affairs Part of: Prelims  Pradhan Mantri Awas Yojana-Urban (PMAY-U) To address urban housing shortage including the slum dwellers by ensuring a pucca house to eligible urban households by the year 2022 The technology used to build the houses at faster speed was innovative, specially the Light House projects as part of Global Housing Technology Challenge – India (GHTC -India) initiative, in six States The initiative led to a new era in the construction technology in India, thus giving impetus to Make in India initiative.   Bringing people and technology together, LHPs will pave the way for a new eco- system where globally proven technologies will be adopted for cost-effective, environment friendly and speedier construction.  Advantages of these LHPs are many, the primary ones being durability, climate-resilient, affordability, safety and speed. Technology Sub-Mission (TSM) Set up to facilitate the adoption of innovative, sustainable, eco-friendly and disaster-resilient technologies and building materials for low-cost, speedier and quality construction of houses.  Has the potential to bring a paradigm shift in the overall housing construction sector in the country. Affordable Rental Housing Complexes (ARHC) Scheme To achieve overall objective of “Housing for All” encompassing the need of affordable rental housing for urban migrants/poor.  ARHCs will provide them dignified living with necessary civic amenities near their place of work. City Innovation Exchange (CiX) platform Launched under Smart Cities Mission (SCM), the platform focuses on fostering innovative practices in cities. CiX, through an ‘open innovation’ process, engages with innovators to design-test-deliver on solutions to pressing urban challenges.  SmartCode  A SmartCode is a platform was launched by MoHUA that enables all ecosystem stakeholders to contribute to a repository of open-source code for various solutions and applications for urban governance.  It is designed to address the challenges that ULBs face in the development and deployment of digital applications to address urban challenges, by enabling cities to take advantage of existing codes and customising them to suit local needs, rather than having to develop new solutions from scratch.  The India Urban Data Exchange has been developed  A New smart cities website & Geospatial management information system GMIS for project monitoring was also developed to implement and proper scrutiny of the projects under SCM. Transport4All Aiming to bring together cities, citizen groups, and start-ups to develop solutions that improve public transport to better serve the needs of all citizens.  Started the EatSmart Cities Challenge which aimed to motivate Smart Cities to develop a plan that supports a healthy, safe and sustainable food environment supported by institutional, physical, social, and economic infrastructure along with the application of ‘smart’ solutions to combat food related issues. National Urban Digital Mission (NUDM)  Will create a shared digital infrastructure for urban India, working across the three pillars of people, process, and platform to provide holistic support to cities and towns.  It will institutionalise a citizen-centric and ecosystem-driven approach to urban governance and service delivery in 2022 cities by 2022, and across all cities and towns in India by 2024. Prime Minister Street Vendor’s AtmaNibhar Nidhi (PM SVANidhi) Scheme Has given street food vendors online access to thousands of consumers and help these vendors grow their businesses.  MoHUA launched the Mobile Application for PM SVANidhi se Samriddhi- Socio-economic profiling of PM SVANidhi beneficiaries and their families to link them to various Central Government Schemes Deendayal Antyodaya Yojana –National Urban Livelihoods Mission (DAY-NULM) scheme  A flagship scheme which aims towards alleviating urban poverty through building strong community institutions, providing skill training, access to affordable credit for self-employment, support for street vendors and shelters for the urban homeless. Has focussed on equipping the urban poor women with adequate skills and opportunities, and to enable them to promote sustainable micro enterprises.  It mobilises women from urban poor households into SHGs and their federations to create a support system for these women. News Source: PIB (Mains Focus) SOCIETY/ ECONOMY/ GOVERNANCE GS-1: Social Empowerment GS-3: Indian Economy and issues relating to planning, mobilization, of resources, growth, development and employment. Recognising the Value of Housework Context: With elections set to be held in Punjab, both the AAP and the Punjab Congress have promised various sums of money to homemakers if they are elected to power.  Political parties are promising to recognise housework as a salaried profession by paying homemakers ‘hitherto unrecognized and unmonetized’ for their work at home. What is the origin of the demand? The demand for ‘wages for housework’ arose in the context of struggle and consciousness-raising associated with the Second Wave of the women’s movement in North America and Europe.  Alongside other demands for social and political equality, women’s rights campaigners politicised women’s everyday experience of housework and child care in the ‘private’ realm of the household.  In doing this, they challenged the assumption that a ‘natural’ affinity for housework was rooted in the essential nature of women who were performing a ‘labour of love’.  For leading women’s rights activists of the 1960s and 1970s, it was important to bust the myth that women’s work at home was a personal service with no links to capitalist production.  In a concrete sense, this meant linking the exploitation of the worker in the factory to women’s work at home. As Mariarosa Dalla Costa and Selma James wrote in their seminal piece in 1972 , the woman working at home produced ‘the living human being — the labourer himself.’  By providing free services in the home,women made possible the survival of working-class households at subsistence-level wages, with obvious benefits for industry and capital. Housework had come to define the very nature of a woman that disallowed women from seeing it as ‘real work’ or as a social contract. More fundamentally, the very demand for a wage was a repudiation of housework as an expression of women’s nature. It was a revolt against the assigned social role of women. Therein lay the radical nature of the demand for wages, not in the money itself. For the advocates of ‘wages for housework’, the wage that the state ought to pay women would make them autonomous of the men on whom they were dependent.  What are some of the challenges in implementing the proposal?  There was disagreement among the women ideologues of the Second Wave on what payment of a wage would actually mean for women.  The sociologist, Ann Oakley, believed that ‘wages for housework’ would only imprison women further within the household, increase their social isolation and dissuade men from sharing housework.  Others too argued that the goal of the women’s movement must be, to not ask for wages, but to free women from the daily routine domestic chores and enable them to participate fully in all spheres of social life, including paid employment outside the household.  The debate around monetary remuneration for housework remained unresolved within the women’s movement, even as the tools to measure the value that women’s unpaid work adds to national economies have grown more sophisticated. There are also inclusion & exclusion issues (full time homemaker & working woman who also handles household work) that cannot be easily resolved. It would be better to strengthen the demand for a universal basic income for income-poor households and make sure that the cash transfer to the family reaches women directly, whether or not they combine household work with paid work. Struggle for legislation However, the demand that the state recognise housework is significant and its radical core must not be missed, as the historical experience of the women’s movement shows us.  In this context, it is worth mentioning that an important campaign on the question of household labour has been taking place in India. This is the ongoing struggle for national legislation for domestic workers.  These are predominantly women who perform ‘women’s work’ but in other people’s homes. They are, therefore, uniquely positioned to make this work visible and demand that its conditions be regulated, minimum wages guaranteed, and the workers’ status and rights protected.  Conclusion If domestic workers emerge as a strong force that succeeds in asserting the dignity of housework and making it a visible and valued form of labour, this can only be a good thing for all women performing housework in the long run. Connecting the dots: COVID-19 and Domestic Violence  Impact of Lockdown on women & children ECONOMY/ GOVERNANCE GS-3: Indian Economy and issues relating to planning, mobilization, of resources, growth, development and employment.  GS-2: Government policies and interventions for development in various sectors and issues arising out of their design and implementation Financial Stability Report (FSR)- Jan 2022 Context: Recently, the Reserve Bank of India (RBI) released its latest Financial Stability Report (FSR).  What is the significance of Financial Stability Report (FSR)? FSR is published twice each year by the RBI that presents an assessment of the health of the financial system. The RBI also conducts a Systemic Risk Survey (SRS), wherein it asks experts and market participants to assess the financial system on five different types of risks  Global Financial Macroeconomic Institutional General FSR details the current status of different financial institutions such as all the different types of banks and non-banking lending institutions.  It also maps the state of credit growth and the rate at which borrowers are defaulting on paying back loans. Reading the FSR tells us how robust or vulnerable our financial system — especially our banking system — is to the changes in the economy.  As a corollary, it also tells us whether and to what extent will our banks and other lending institutions (such as Non-Banking Finance Companies and Housing Finances Companies) be able to support future growth. What are the important takeaways from the recently released FSR? Since this is a biannual publication, the default comparison is to the last FSR. Global growth has started to falter Since the July 2021 issue of the FSR, the rejuvenation of the global recovery in the first half of 2021 has started losing momentum, impacted by Resurgence of infections in several parts of the world Supply disruptions and bottlenecks  Persistent inflationary pressures  The Goods Trade Barometer of the WTO shows that the World merchandise trade volumes, which had risen 22.4% year-on-year in Q2 of 2021, have been slowing in the second half of the year.  The Baltic Dry Index, which is a measure of shipping charges for dry bulk commodities, crossed its highest mark in more than a decade in October 2021, but it recorded a sudden drop after that.  The Global Economic Surprise Index (GESI), which compares incoming data with economists’ forecasts to capture the surprise element, went into negative territory during Q3 of 2021. The slowdown in activity is occurring even in countries with relatively high vaccination rates Disconnect between real economy and India’s equity markets  Lifted by the bull run in equity markets across the globe, the Indian equity market surged and strong investor interest has driven up price-earnings (P/E) ratios substantially. Bank credit growth is improving, but not fast enough The banking stability indicator (BSI), which indicates the changes in underlying conditions and risk factors of India’s commercial banks, showed improvement in soundness, asset quality, liquidity and profitability parameters. There is an improvement in the credit growth rate as it forms a “U-shaped” recovery but still there are some matters of concern.  The growth rate is still far off the ideal level.  Retail credit (less than Rs 5 crore) is growing at a decent clip but the wholesale credit (Rs 5 crore and above) growth continues to struggle.  Most of the wholesale credit is being picked up by public sector undertakings while the private sector is holding back from raising fresh funding. Non Performing Assets (NPAs) may rise by September 2022 The latest FSR pegs the NPA of India’s Scheduled Commercial Banks (SCBs) at 6.9% at September 2021. Stress tests indicate that the Gross NPA ratio of all SCBs may increase to 8.1% by September 2022 under the baseline scenario and further to 9.5% under severe stress. Within the bank groups, public sector banks’ GNPA ratio of 8.8% in September 2021 may deteriorate to 10.5% by September 2022 under the baseline scenario. Banking prospects improve Almost 64% of respondents expect the economy to recover fully in the next 1-2 years while 22% believe it may take up to 3 years. The latest FSR’s analysis suggests that India’s banking and financial system has largely improved since the July 2021 report. But with global growth faltering, monetary tightening in the developed countries as well as the rise of omicron, the risks are evenly balanced. Connecting the dots: Financial Stability Report July 2021 Financial Stability Report of Jan 2021 (Sansad TV: Perspective) Jan 1: 160 years of Indian Penal Code-  https://youtu.be/UG6hU18noVM  TOPIC: GS-2- Indian Constitution—historical underpinnings, evolution, features GS-2- Parliament and State legislatures— functioning  GS-2- Government policies and interventions for development in various sectors 160 years of Indian Penal Code Context: Formed in 1862, the Indian Penal Code completes 160 years of its existence. The Indian Penal Code, the legislation that an ordinary citizen arguably interacts with the most, and which governs his relationship with the state, is still rooted in colonial ideas.  Although some changes have been made through amendments and judicial pronouncements, the laws do not reflect the aspirations of a Constitution that gives primacy to liberty and equality. Case in point - it took 158 years for the courts to decriminalise homosexuality and adultery  Why there is a need to reform Criminal Laws? Long Pending: The Indian Penal Code and its corollary laws, the Indian Evidence Act and the Code of Criminal Procedure, were all first enacted in the late 19th-century that have not undergone comprehensive revision Colonial Hangover: IPC & CrPC were largely formalised to aid the colonial government in India, over 150 years ago. They are still rooted in colonial ideas despite amendments & judgements. Lacks adequate recognition of Individual agency: IPC do not reflect the aspirations of a Constitution that gives primacy to liberty and equality.  Still represent Victorian Morality: While it took 158 years for the courts to decriminalise homosexuality (section 377 of IPC) and adultery, there exist many provisions in the IPC that still echoes Victorian morality, which is especially true for women. Ignorant of modern-age crimes: New crimes need to be defined and addressed in IPC, especially concerning technology and sexual offences. Ex: digital technology facilitating gambling and betting The Way Ahead The government must cover a large and diverse landscape of ‘offences’ and criminal procedure to craft a criminal law system that is truly in tune with the times. Ex: Contempt of Court, marital rape, acid attacks, hate crimes etc Government should not give in to populist demands and run the risk of excessive policing and over-criminalising  Death Penalty needs a legislative approach and not just passing the buck to the judiciary. On procedural aspects of criminal law, there is a need to harmonise the statute books with court rulings Victim who are often on the margins of the justice process should not be burdened with institutional delays Accountability, above all, must guide the balance between the rights of the citizen and imperatives of state. Conclusion Macaulay had himself favoured regular revision of the code whenever gaps or ambiguities were found or experienced. The IPC’s original architect cannot be blamed for the current dismal state.  Even though the IPC has been haphazardly amended more than 75 times, no comprehensive revision has been undertaken. As a result, largely the courts have had to undertake this task, with unsatisfactory outcomes at times.  Most amendments have been ad hoc and reactive, in response to immediate circumstances like the 2013 amendment after the Delhi gangrape case. There is thus, a need to weed out outdated provisions, and update IPC to include modern day/hitherto excluded offences. Note Charter Act of 1833 that established First law commission in 1834 under the Chairmanship of Lord Macaulay – recommendations led to drafting of IPC Can you answer the following questions? Has IPC served Indian society according to its needs? Or does it still have a colonial hangover? Examine. Has IPC been able to keep pace with the changing face of crime? Discuss. (TEST YOUR KNOWLEDGE) Model questions: (You can now post your answers in comment section) Q.1 Consider the following statements regarding Automatic Generation Control (AGC): This is expected to facilitate achieving the government’s ambitious target of 500 GW non-fossil fuel-based generation capacity by 2030. Through AGC, NLDC (National Load Despatch Centre) sends signals to more than 50 power plants that will ensure more efficient and automatic frequency control for handling variable and intermittent renewable generation. Which of the above is or are correct?  1 only  2 only  Both 1 and 2  Neither 1 nor 2  Q.2 Consider the following statements: Scheduled Banks in India refer to those banks which have been included in the Second Schedule of Reserve Bank of India Act, 1934.  Recently, Airtel Payments Bank Ltd. was designated as a Schedule Bank Which of the above is or are correct?  1 only  2 only  Both 1 and 2  Neither 1 nor 2  Q.3 NEAT 3.0 was recently launched by Which of the following Ministry? Ministry of Environment  Ministry of Housing and Urban Affairs  Ministry of Finance  Ministry of Education ANSWERS FOR 5th Jan 2022 TEST YOUR KNOWLEDGE (TYK) 1 C 2 C 3 D Must Read On income criteria to identify EWS quota:  The Hindu On military crackdown in Sudan: The Hindu On Haridwar Hate Speech: Indian Express

UPSC हिन्दी Quiz– 2021: IASbaba Daily Current Affairs Quiz 5th January 2022

For Previous Daily Quiz (ARCHIVES) - CLICK HERE करेंट अफेयर्स के प्रश्न 'द हिंदू', 'इंडियन एक्सप्रेस' और 'पीआईबी' जैसे स्रोतों पर आधारित होते हैं, जो यूपीएससी प्रारंभिक परीक्षा के लिए बहुत महत्वपूर्ण स्रोत हैं। प्रश्न अवधारणाओं और तथ्यों दोनों पर केंद्रित हैं। दोहराव से बचने के लिए यहां कवर किए गए विषय आम तौर पर 'दैनिक करंट अफेयर्स / डेली न्यूज एनालिसिस (डीएनए) और डेली स्टेटिक क्विज' के तहत कवर किए जा रहे विषयों से भिन्न होते हैं। प्रश्न सोमवार से शनिवार तक दोपहर 2 बजे से पहले प्रकाशित किए जाएंगे। इस कार्य में आपको 10 मिनट से ज्यादा नहीं देना है। इस कार्य के लिए तैयार हो जाएं और इस पहल का इष्टतम तरीके से उपयोग करें। याद रखें कि, "साधारण अभ्यर्थी और चयनित होने वाले अभ्यर्थी के बीच का अंतर केवल दैनक अभ्यास है !!" Important Note: Comment अनुभाग में अपने अंक पोस्ट करना न भूलें। साथ ही, हमें बताएं कि क्या आपको आज का टेस्ट अच्छा लगा । 5 प्रश्नों को पूरा करने के बाद, अपना स्कोर, समय और उत्तर देखने के लिए ‘View Questions’ पर क्लिक करें। उत्तर देखने के लिए, इन निर्देशों का पालन करें: 1 - 'स्टार्ट टेस्ट/ Start Test' बटन पर क्लिक करें प्रश्न हल करें 'टेस्ट सारांश/Test Summary'बटन पर क्लिक करें 'फिनिश टेस्ट/Finish Test'बटन पर क्लिक करें अब ‘View Questions’बटन पर क्लिक करें - यहां आपको उत्तर और लिंक दिखाई देंगे। To take the Test - Click Here

Daily Prelims CA Quiz

UPSC Quiz – 2021 : IASbaba’s Daily Current Affairs Quiz 5th January 2022

For Previous Daily Quiz (ARCHIVES) - CLICK HERE The Current Affairs questions are based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, which are very important sources for UPSC Prelims Exam. The questions are focused on both the concepts and facts. The topics covered here are generally different from what is being covered under ‘Daily Current Affairs/Daily News Analysis (DNA) and Daily Static Quiz’ to avoid duplication. The questions would be published from Monday to Saturday before 2 PM. One should not spend more than 10 minutes on this initiative. Gear up and Make the Best Use of this initiative. Do remember that, “the difference between Ordinary and EXTRA-Ordinary is PRACTICE!!” Important Note: Don't forget to post your marks in the comment section. Also, let us know if you enjoyed today's test :) After completing the 5 questions, click on 'View Questions' to check your score, time taken, and solutions. To take the Test - Click Here

DAILY CURRENT AFFAIRS IAS | UPSC Prelims and Mains Exam – 4th January 2022

Archives (PRELIMS + MAINS FOCUS) Pangong Tso (lake) Part of: Prelims and GS-II -International relations Context China is constructing a bridge in eastern Ladakh connecting the north and south banks of Pangong Tso (lake), which will significantly bring down the time for the People’s Liberation Army (PLA) to move troops and equipment between the two sectors. The bridge is in China’s territory and the Indian Army would have to factor this in its operational plans. About the lake Pangong Tso or Pangong Lake is an endorheic lake spanning eastern Ladakh and West Tibet.  It is divided into five sublakes, called Pangong Tso, Tso Nyak, Rum Tso (twin lakes) and Nyak Tso.  Approximately 50% of the length of the overall lake lies within Tibet China, 40% in Ladakh India and the rest is disputed and is a de-facto buffer zone between India and China.  During winter the lake freezes completely, despite being saline water.  It has a land-locked basin separated from the Indus River basin by a small elevated ridge, but is believed to have been part of the latter in prehistoric times. Small-Value Digital Payments in Offline Mode  Part of: Prelims and GS-III Economy  Context The Reserve Bank of India (RBI) has come out with the framework for facilitating small-value digital payments in offline mode, a move that would promote digital payments in semi-urban and rural areas. Key takeaways  The framework incorporates feedback received from the pilot experiments on offline transactions conducted in different parts of the country between September 2020 and June 2021. An offline digital payment does not require Internet or telecom connectivity. Under this new framework, such payments can be carried out face-to-face (proximity mode) using any channel or instrument like cards, wallets and mobile devices. Such transactions would not require an Additional Factor of Authentication.  Since the transactions are offline, alerts (by way of SMS and / or e-mail) will be received by the customer after a time lag. There is a limit of ₹200 per transaction and an overall limit of ₹2,000 until the balance in the account is replenished. The RBI said the framework took effect ‘immediately’. Nuclear Weapons Part of: Prelims and GS-II - International Relations Context  Five global nuclear powers pledged to prevent atomic weapons spreading and to avoid nuclear conflict, in a rare joint statement ahead of a review of a key nuclear treaty later this year. Key takeaways  The permanent UN Security Council members - China, France, Russia, the U.K. and U.S have said that they strongly believed that the further spread of such weapons must be prevented. The statement was issued after the latest review of the Treaty on the Non-Proliferation of Nuclear Weapons (NPT) which first came into force in 1970.  The statement comes as tensions between Russia and the United States have reached heights rarely seen since the Cold War over a troop build-up by Moscow close to the Ukrainian border. That has raised fears that Russia is planning a new attack on its pro-Western neighbour. The rise of China meanwhile has also raised concerns that tensions with USA could lead to conflict, notably over the island of Taiwan.  Fimbristylis Sunilii; Neanotis Prabhuii  Part of: Prelims and GS III - Biodiversity  Context Researchers have reported two new plant species from the biodiversity-rich Western Ghats regions in Thiruvananthapuram and Wayanad districts of Kerala. They have been named Fimbristylis sunilii and Neanotis prabhuii. Fimbristylis sunilii: Collected from the grasslands of Ponmudi hills, Thiruvananthapuram, Fimbristylis sunilii has been named after plant taxonomist C.N. Sunil, retired professor and research guide of Botany, SNM College. A perennial plant of the Cyperaceae family, it stands 20-59 cm tall and was collected from an elevation of 1,100 metres. Fimbristylis sunilii has been provisionally assessed as data deficient (DD) under the IUCN Red List categories. Neanotis prabhuii: Neanotis prabhuii is a prostrate perennial herb named after K.M. Prabhukumar, Senior Scientist at CSIR-NBRI, Lucknow, in recognition of his research on flowering plants of the Western Ghats. Discovered in the Chembra Peak grasslands of Wayanad, it hails from the family Rubiaceae and grows on high-altitude grasslands. Neanotis prabhuii grows up to 70 cm in length and is many-flowered with the petals pale pink in colour. GitHub Part of: Prelims  Context: The open-source software repository service GitHub is in the news after it was used to create and share an offensively named app that sexually harassed Muslim women in India. What is GitHub? GitHub is the world’s largest open-source developer community platform where users upload their projects and code for others to view, edit, and tweak. The idea of GitHub: any developer can upload whatever software code or app code or software idea they have on the platform, and have others collaborate with them to help improve it, find errors, and fix problems. The platform uses the software Git, which was created in 2005 by Linus Trovalds, the developer of the open-source operating system Linux, to track changes in a set of files and for coordination in software development (News from PIB) Birth Anniversary of Rani Velu Nachiyar Part of: Prelims  The first queen to fight against the British colonial power in India Known by Tamils as Veeramangai The princess of Ramanathapuram and the only child of Raja Chellamuthu vijayaragunatha Sethupathy and Rani Sakandhimuthal of the Ramnad kingdom. Trained in war match weapons usage, martial arts like Valari, Silambam (fighting using stick), horse riding and archery A scholar in many languages and she had proficiency with languages like French, English and Urdu Married the king of Sivagangai, with whom she had a daughter. When her husband, Muthuvaduganathaperiya Udaiyathevar, was killed by British soldiers and the son of the Nawab of Arcot, she was drawn into battle. She escaped with her daughter and lived under the protection of Palayakaarar Kopaala Naayakkar at Virupachi near Dindigul for eight years. Frustrated by the joining of forces against him, the Nawab ordered that Velu Nachiar and Marudhu Brothers were permitted to return to Sivaganga and rule the country subject to payment of Kist to the Nawab.  Abiding by this Order, Rani Velu Nachiar accompanied by Marudu brothers and Vellachi Nachiar entered Sivaganga. An agreement was reached where by Rani Velu Nachiar was permitted to govern the Sivaganga Country and Chinna Marudu, the younger was appointed her minister and the elder Vellai Marudu as the Commander-in-chief. Thus the widow Queen Velu Nachiar succeeded her husband in 1780. Rani Velu Nachiyar was the first queen to fight for the freedom from the British in India. She granted powers to the Marudu brothers to administer the country in 1780.  News Source: PIB Efforts to Attain Self –reliance in Critical & Strategic Mineral Requirements  Part of: Prelims  In News: In order to ensure mineral security of the nation and to attain self-reliance in the area of critical & strategic minerals, the Ministry of Mines has created a Joint Venture company namely Khanij Bidesh India Ltd (KABIL) with participating interest of National Aluminium Company Ltd (NALCO), Hindustan Copper Ltd (HCL) and Mineral Exploration Corporation Ltd (MECL).  Mandated to identify and acquire overseas mineral assets of critical and strategic nature such as Lithium, Cobalt etc.  Aims at giving further fillip to Atma Nirbhar Bharat that will cater to the requirements of crucial sectors such as e-mobility, renewable energy, medicine, aerospace, aviation etc. Engagement of KABIL is under way with source countries like Australia, Argentina, Bolivia and Chile which are endowed with cited critical and strategic minerals.  News Source: PIB (Mains Focus) POLITY/ ECONOMY GS-2: Federalism and its challenges GS-3: Indian Economy and issues relating to planning, mobilization, of resources, growth, development and employment. Extending the GST compensation Context: Just a day ahead of the 46th meeting of the GST Council on December 31, the Finance Ministers of several States had a pre-Budget interaction with the Union Finance Minister and demanded that the GST compensation scheme be extended beyond June 2022, when it is set to expire What is the GST compensation? The Constitution (One Hundred and First Amendment) Act, 2016, was the law which created the mechanism for levying a common nationwide Goods and Services Tax (GST).  The adoption of GST was made possible by States ceding almost all their powers to impose local-level indirect taxes and agreeing to let the prevailing multiplicity of imposts be subsumed into the GST.  While States would receive the SGST (State GST) component of the GST, and a share of the IGST (integrated GST), it was agreed that revenue shortfalls arising from the transition to the new indirect taxes regime would be made good from a pooled GST Compensation Fund for a period of five years from 2017.  This corpus in turn is funded through a compensation cess that is levied on so-called ‘demerit’ goods.  The computation of the shortfall is done annually by projecting a revenue assumption based on 14% compounded growth from the base year’s (2015-2016) revenue and calculating the difference between that figure and the actual GST collections in that year. However, over the last five years, there had been a widening gap between the actual revenues realised and the protected revenues guaranteed. While the trend had been visible even before the pandemic, the gap had widened ever since. What is the shortfall for the current fiscal year ending on March 31? After taking into account earlier releases amounting to ₹1,15,000 crore, the total amount released in the current financial year as back-to-back loan in-lieu of GST compensation was ₹1,59,000 crore, it added at the time.  The Centre clarified that this sum was in addition to normal GST compensation “being released every 2 months out of actual cess collections” that is estimated to exceed ₹1 lakh crore. The sum total of ₹2.59 lakh crore is expected to exceed the amount of GST compensation accruing in FY 2021-22, the Union Ministry of Finance said at the time. It also explained that the decision for the Union government to borrow the ₹1.59 lakh crore and release it to the States and UTs, which had been taken in the 43rd GST Council Meeting held on May 25, 2021, was aimed at bridging the resource gap. Can the deadline be extended? If so, how? The deadline for GST compensation was set in the original legislation and so in order to extend it, the GST Council must first recommend it and the Union government must then move an amendment to the GST law allowing for a new date beyond the June 2022 deadline at which the GST compensation scheme will come to a close. Interestingly, even now the compensation cess will continue to be levied well beyond the current fiscal year since the borrowings made in lieu of the shortfalls in the compensation fund would need to be met.  In September, the GST Council decided to extend the compensation cess period till March 2026 “purely to repay the back-to-back loans taken between 2020-21 and 2021-22”. Connecting the dots: Competitive and Cooperative Federalism 15th Finance Commission SOCIETY/ GOVERNANCE/ ETHICS GS-1: Society; Women Empowerment Female Leadership Context: The lack of representation of women in a parliamentary panel examining a bill to increase the legal age of marriage for women from 18 to 21 years has come under scrutiny following the comments of Rajya Sabha MP Priyanka Chaturvedi.  This shows how prejudices about the efficacy of women in key political roles need to be systemically eradicated. What do Germany, Taiwan and New Zealand have in common?  These are all countries that have women heading their governments.  And although they are located in three different continents, the three countries seem to have managed the pandemic much better than their neighbours.  Much along the same lines, a detailed recent study by researchers in the United States reports that States which have female governors had fewer COVID-19 related deaths, perhaps partly because female governors acted more decisively by issuing earlier stay-at-home orders.  However, there were criticisms by pointing out deficiencies in the data — admittedly somewhat limited — or the econometric rigour of the analysis. Many will also point out that it is dangerous to make sweeping generalisations based on one study. What is the important takeaway from such studies?  The point about the danger of making sweeping generalisations is valid. Of course, studies such as these do not establish the superiority of all female leaders over their male counterparts.  All female leaders are not necessarily efficient, and there are many men who have proved to be most effective and charismatic leaders. The important takeaway from the recent experience and such studies is the necessity of getting rid of inherent biases and perceptions about female effectiveness in leadership roles. What is the experience with India’s gram panchayats? Importantly, female leaders also bring something quite different to the table. In particular, they perform significantly better than men in implementing policies that promote the interests of women.  This was demonstrated in another study conducted by Nobel Laureate Esther Duflo and co-author Raghabendra Chattopadhyay, who used the system of mandated reservations of pradhans in gram panchayats to test the effectiveness of female leadership. Their study was made possible by the 1993 amendment of the Indian Constitution, which mandated that all States had to reserve one-third of all positions of pradhan for women.  Chattopadhyay and Duflo concluded that pradhans invested more in rural infrastructure that served better the needs of their own gender. For instance, women pradhans were more likely to invest in providing easy access to drinking water since the collection of drinking water is primarily, if not solely, the responsibility of women. In addition to the instrumental importance of promoting more space for women in public policy, this is also an important goal from the perspective of gender equality.  What is the situation with suffrage and participation? The right to vote is arguably the most important dimension of participation in public life. There are others. Independent India can rightly be proud of its achievement in so far as women’s suffrage is concerned. Women were allowed to vote from 1950 onwards and so could participate on an equal footing with men from the first general election of 1951-52. This is in striking contrast to the experience in the so-called “mature democracies” of western Europe and the United States.  In the U.S., it took several decades of struggle before women were allowed to vote in 1920.  Most countries in Europe also achieved universal suffrage during the inter-war period.  Since most able- bodied men went away to the battlefields during the First World War, increasing numbers of women had the opportunity to show that they were adequate substitutes in activities that were earlier the sole preserve of men. This, it is suggested, mitigated the anti-female bias and earned women the right to vote in European countries. The female representation in the current National Democratic Alliance (NDA) government at the Centre is probably not very far from the typical gender composition in Indian central and State governments. Female members make up only about 10% of the total ministerial strength.  The underrepresentation of female Ministers in India is also reflected in the fact that Ms. Mamata Banerjee is currently the only female Chief Minister. The underrepresentation of women in Indian legislatures is even more striking. For instance, the 2019 election sent the largest number of women to the Lok Sabha. Despite this, women constitute just over 14% of the total strength of the Lok Sabha.  Tiny Rwanda comes out on top with a staggering 60% of seats in its lower house occupied by women. Attempts have also been made to extend quotas for women in the Lok Sabha and State Assemblies through a Women’s Reservation Bill.  The Bill was first presented to the Lok Sabha by the H.D. Deve Gowda government in 1996. Male members from several parties opposed the Bill on various pretexts.  Subsequently, both the NDA and UPA governments have reintroduced the Bill in successive Parliaments, but without any success.  Although the Rajya Sabha did pass the bill in 2010, the Lok Sabha and the State legislatures are yet to give their approval — despite the 24 years that have passed since it was first presented in the Lok Sabha. What can be the steps to reduce prejudice? Of course, there is a simple fix to the problem.  The major party constituents of the NDA and UPA alliances can sidestep the logjam in Parliament by reserving say a third of party nominations for women.  This will surely result in increasing numbers of women in legislatures and subsequently in cabinets.  There is substantial evidence showing that increased female representation in policy making goes a long way in improving perceptions about female effectiveness in leadership roles.  This decreases the bias among voters against women candidates, and results in a subsequent increase in the percentage of female politicians contesting and winning elections.  So, such quotas have both a short-term and long-term impact.  Indeed, voter perceptions about the efficacy of female leadership may change so drastically in the long run that quotas may no longer be necessary! Connecting the dots: Role of Women in Armed Forces Women Issues (Sansad TV: Perspective) Dec 27: Fighting Epidemics - https://youtu.be/eEcH4yNdVL0  TOPIC: GS-2- Health GS 3 – Economy; Disaster Management Fighting Epidemics Context: 27th December marked the second International Day of Epidemic Preparedness – aims to promote international awareness and action on the prevention of, preparedness for and partnership against epidemics.  This year would mark the second year that this day is observed, after the first International Day of Epidemic Preparedness was marked in 2020 based on a call for it made by the United Nations General Assembly.  It is important for us to stay aware of the fact how infectious diseases can sweep across the world, push health systems to the brink and devastate lives and families.  The havoc caused by Covid-19 reflects that the world learnt no lessons from outbreaks like Ebola, Zika, SARS and others.  Major Epidemics   A glimpse through major pandemics of the world which caused huge loss to life: The Plague of Justinian It killed between 30 million and 50 million people. The cause of the Plague of Justinian was infectious fever caused by Yersinia pestis. Black death Between 1347 and 1351, it spread throughout Europe, killing approximately 25 million people.  It is believed to have been the result of plague – an infectious fever caused by bacterium Yersinia pestis.  It was likely transmitted from rodents to humans by the bite of infected fleas. Smallpox (15th – 17th centuries) Smallpox claimed the lives of approximately 20 million people, close to 90% of the population, in the Americas.  The pandemic helped Europeans colonize and develop the newly vacated areas. Smallpox is caused by infection with the variola virus transmitted through various ways. Cholera (1817 – 1823) The first cholera pandemic began in Jessore, India. It was the first of 7 major cholera pandemics that have killed millions of people.  The World Health Organization has called cholera “the forgotten pandemic”. Its seventh outbreak, which began in 1961, continues to this day. It is caused by eating food or drinking water contaminated with a bacterium called Vibrio cholera. Spanish Flu or H1N1 (1918 – 1919) It is caused due to H1N1 virus. It infected around 500 million people, or a third of the world’s population, of that time.  The pandemic was responsible for killing over 50 million people globally. Hong Kong Flu or H3N2 (1968 – 1970) Global fatalities were around one million. It was caused by an H3N2 strain of the influenza A virus. It is believed that the virus responsible for the Asian flu evolved and re-emerged 10 years later into this so-called “Hong Kong flu”. H3N2 was exceptionally contagious. HIV/AIDS (1981 – present) Since 1981, 75 million people have had the HIV virus and approximately 32 million have died as a result. HIV/AIDS is a persistent epidemic that continues to impact millions of people every year.  The HIV infection is caused by the human immunodeficiency virus (HIV). The virus can be transmitted through contact with infected blood, semen or vaginal fluids. SARS (2002 – 2003) SARS, or severe acute respiratory syndrome, is an illness caused by one of the 7 coronaviruses that can infect humans.  In 2003, an outbreak that originated in the Guangdong province of China became a global pandemic. It infected around 8,000 people and killing 774 of them. The consequences of the 2003 SARS pandemic were largely limited due to an intense public health response by global authorities. Swine Flu or H1N1 (2009 – 2010) It was a new form of the influenza virus which emerged in 2009. It infected approximately millions of people with global deaths in the range of 151,700 to 575,400.  It is called the “swine flu” because it appeared to cross over from pigs to humans in transmission. 80% of the virus-related deaths occured in people younger than 65. Ebola (2014 – 2016) It began in a small village in Guinea in 2014 and spread to a handful of neighbouring countries in West Africa. It is caused by infection with a virus of the Filoviridae family, genus Ebolavirus. The virus killed 11,325 of the 28,600 infected people, with most cases occurring in Guinea, Liberia, and Sierra Leone. Coronavirus, or COVID-19 (2019 – present) Coronavirus disease (COVID-19) is an infectious disease caused by a newly discovered coronavirus. Worldwide cases have surpassed 500,000 with more than 24,000 deaths globally.  It is believed to be transmitted from animals to humans. The vast majority of cases are reported from USA now.  On March 11, the WHO characterized the outbreak as a pandemic. Estimates indicate that Coronavirus could eventually infect 40% to 70% of the global population. Practicing social distancing is recommended. The damage to the world economy threaten the worst recession since the Great Depression or the “panics” of the 1800s, depending on the scale of government responses.   Prevention of, preparedness for and partnership against epidemics A lack of international attention on this need would result in future pandemics surpassing previous outbreaks in terms of intensity and gravity. Preparedness for epidemics is important to prevent the healthcare structures across the world from collapsing under the increased burden that usually accompanies epidemics. Conduct surveillance at points of entry into the country, like border crossings, ports and airports to identify people coming from affected countries and suffering from fever or any other symptom of the disease in question. Such people should be then sent to the nearest health unit. The health authorities to prepare personnel and Rapid Response teams to undertake surveillance within the community and investigate any outbreak ICMR (Indian Council of Medical Research) and its designated labs to test predetermined clinical samples of fever cases to be tested for COVID.  Strengthen the infrastructure needed to develop vaccines via academia-industry interface, while also supporting skill development as well as capacity building. Strengthening internal inter-ministerial co-ordination for rapid vaccine development and testing to address known and unknown infectious disease threats Strengthening of development frameworks, surveillance and logistics for use of new vaccines, where appropriate. India has been able to delay, if not entirely defy, a third wave of the pandemic with the help of a strong vaccination drive across the country, and is hoping to ensure that such quick vaccine development can be undertaken for any potential epidemic at a later stage as well, which can be a strong point in India’s epidemic preparedness. On the other hand, the second wave of coronavirus exposed several shortcomings of the healthcare sector in the country, with beds, medicines as well as oxygen falling short of the demand. Though it is true that the magnitude of the second wave was unprecedentedly high, it is also true that healthcare systems across the country fell short by a wide margin. As we respond to this health crisis, we need to prepare for the next one. Scaling-up investments in better monitoring, early detection and rapid response plans in every country — especially the most vulnerable Strengthening primary health care at the local level to prevent collapse Ensuring equitable access to lifesaving interventions like vaccines for all people Achieving Universal Health Coverage Building global solidarity to give every country a fighting chance to stop infectious diseases in their tracks. Conclusion The coronavirus pandemic will not be the last one that humanity will face; therefore there is a need for immediate, coordinated action by the world to prepare for future health emergencies.  Can you answer the following questions? Is the learning curve for India over? Is India prepared to handle the third wave?  Discuss the shortcomings that India experienced while dealing with the second wave of Covid-19. (TEST YOUR KNOWLEDGE) Model questions: (You can now post your answers in comment section) Q.1 Consider the following statements regarding Pangong Tso: It lies entirely in India It has a land-locked basin separated from the Indus River basin by a small elevated ridge Which of the above is or are correct?  1 only  2 only  Both 1 and 2  Neither 1 nor 2  Q.2 Consider the following statements regarding small-value digital payments in offline mode:  An offline digital payment does not require Internet or telecom connectivity. Such transactions would require an Additional Factor of Authentication.  Which of the above is or are correct?  1 only  2 only  Both 1 and 2  Neither 1 nor 2  Q.3 Fimbristylis sunilii and Neanotis prabhuii are associated with Which of the following? Pesticide-resistant species of rice Invasive species of Eastern Ghats Newly discovered butterfly species in the Himalayas New plant species from the Western Ghats ANSWERS FOR 4th Jan 2022 TEST YOUR KNOWLEDGE (TYK) 1 B 2 A 3 D Must Read On implementation of safety protocols in fireworks industry:   The Hindu On 21st century challenge for democracy: Indian Express

UPSC हिन्दी Quiz– 2021: IASbaba Daily Current Affairs Quiz 4th January 2022

For Previous Daily Quiz (ARCHIVES) - CLICK HERE करेंट अफेयर्स के प्रश्न 'द हिंदू', 'इंडियन एक्सप्रेस' और 'पीआईबी' जैसे स्रोतों पर आधारित होते हैं, जो यूपीएससी प्रारंभिक परीक्षा के लिए बहुत महत्वपूर्ण स्रोत हैं। प्रश्न अवधारणाओं और तथ्यों दोनों पर केंद्रित हैं। दोहराव से बचने के लिए यहां कवर किए गए विषय आम तौर पर 'दैनिक करंट अफेयर्स / डेली न्यूज एनालिसिस (डीएनए) और डेली स्टेटिक क्विज' के तहत कवर किए जा रहे विषयों से भिन्न होते हैं। प्रश्न सोमवार से शनिवार तक दोपहर 2 बजे से पहले प्रकाशित किए जाएंगे। इस कार्य में आपको 10 मिनट से ज्यादा नहीं देना है। इस कार्य के लिए तैयार हो जाएं और इस पहल का इष्टतम तरीके से उपयोग करें। याद रखें कि, "साधारण अभ्यर्थी और चयनित होने वाले अभ्यर्थी के बीच का अंतर केवल दैनक अभ्यास है !!" Important Note: Comment अनुभाग में अपने अंक पोस्ट करना न भूलें। साथ ही, हमें बताएं कि क्या आपको आज का टेस्ट अच्छा लगा । 5 प्रश्नों को पूरा करने के बाद, अपना स्कोर, समय और उत्तर देखने के लिए ‘View Questions’ पर क्लिक करें। उत्तर देखने के लिए, इन निर्देशों का पालन करें: 1 - 'स्टार्ट टेस्ट/ Start Test' बटन पर क्लिक करें प्रश्न हल करें 'टेस्ट सारांश/Test Summary'बटन पर क्लिक करें 'फिनिश टेस्ट/Finish Test'बटन पर क्लिक करें अब ‘View Questions’बटन पर क्लिक करें - यहां आपको उत्तर और लिंक दिखाई देंगे। To take the Test - Click Here

Daily Prelims CA Quiz

UPSC Quiz – 2021 : IASbaba’s Daily Current Affairs Quiz 4th January 2022

For Previous Daily Quiz (ARCHIVES) - CLICK HERE The Current Affairs questions are based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, which are very important sources for UPSC Prelims Exam. The questions are focused on both the concepts and facts. The topics covered here are generally different from what is being covered under ‘Daily Current Affairs/Daily News Analysis (DNA) and Daily Static Quiz’ to avoid duplication. The questions would be published from Monday to Saturday before 2 PM. One should not spend more than 10 minutes on this initiative. Gear up and Make the Best Use of this initiative. Do remember that, “the difference between Ordinary and EXTRA-Ordinary is PRACTICE!!” Important Note: Don't forget to post your marks in the comment section. Also, let us know if you enjoyed today's test :) After completing the 5 questions, click on 'View Questions' to check your score, time taken, and solutions. To take the Test - Click Here