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Daily Prelims CA Quiz

UPSC Quiz - 2020 : IASbaba's Daily Current Affairs Quiz 29th Oct 2020

For Previous Daily Quiz (ARCHIVES) - CLICK HERE The Current Affairs questions are based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, which are very important sources for UPSC Prelims Exam. The questions are focused on both the concepts and facts. The topics covered here are generally different from what is being covered under ‘Daily Current Affairs/Daily News Analysis (DNA) and Daily Static Quiz’ to avoid duplication. The questions would be published from Monday to Saturday before 2 PM. One should not spend more than 10 minutes on this initiative. This is a part of our recently launched, NEW INITIATIVE IASbaba’s INTEGRATED REVISION PLAN (IRP) 2020 – Road Map for the next 100 Days! FREE INITIATIVE! We will make sure, in the next 4 months not a single day is wasted. All your energies are channelized in the right direction. Trust us! This will make a huge difference in your results this time, provided that you follow this plan sincerely every day without fail. Gear up and Make the Best Use of this initiative. Do remember that, “the difference between Ordinary and EXTRA-Ordinary is PRACTICE!!” To Know More about the Initiative -> CLICK HERE SCHEDULE/DETAILED PLAN – > CLICK HERE Important Note: Don't forget to post your marks in the comment section. Also, let us know if you enjoyed today's test :) After completing the 5 questions, click on 'View Questions' to check your score, time taken and solutions. To take the Test - Click Here

TLP Mains 2020

IASbaba’s TLP (Phase 2 - ENGLISH & हिंदी): UPSC Mains Answer Writing - General Studies Paper 3 Questions[29th OCTOBER,2020] - Day 16

For Previous TLP (ARCHIVES) - CLICK HERE Hello Friends, Welcome to IASbaba’s TLP (Phase 2 - ENGLISH & हिंदी): UPSC Mains Answer Writing - General Studies Paper 3 Questions[29th OCTOBER,2020] - Day 16   We will make sure, in the next 3 months not a single day is wasted. All your energies are channelized in the right direction. Trust us! This will make a huge difference in your results this time, provided that you follow this plan sincerely every day without fail. Gear up and Make the Best Use of this initiative. We are giving 5 Mains Questions on Daily basis so that every student can actively participate and keep your preparation focused. Do remember that, “the difference between Ordinary and EXTRA-Ordinary is PRACTICE!!” To Know More about the Initiative -> CLICK HERE SCHEDULE/DETAILED PLAN – > CLICK HERE   Note: Click on Each Question (Link), it will open in a new tab and then Answer respective questions! 1. How are beneficiaries identified for different schemes in India? What are the merits and limitations of the processes adopted for such identifications? Examine.  भारत में विभिन्न योजनाओं के लिए लाभार्थियों की पहचान कैसे की जाती है? ऐसी पहचान के लिए अपनाई गई प्रक्रियाओं की खूबियां और सीमाएं क्या हैं? जांच करें। 2. Despite having reasonable success on the food security front, India has fared poorly on the barometer of nutritional security. Why? Analyse. What measures would you suggest to address this anomaly?  खाद्य सुरक्षा के मोर्चे पर उचित सफलता मिलने के बावजूद, भारत ने पोषण सुरक्षा के बैरोमीटर पर खराब प्रदर्शन किया है। क्यों? विश्लेषण करें। इस विसंगति को दूर करने के लिए आप क्या उपाय सुझाएंगे? 3. Without a much deeper technology assimilation, India’s farm sector can’t compete in the global markets. Do you agree? Identify the areas that require such technology assimilation to improve the overall performance of the farm sector.    अधिक गहरी प्रौद्योगिकी आत्मसात किए बिना, भारत का कृषि क्षेत्र वैश्विक बाजारों में प्रतिस्पर्धा नहीं कर सकता है। क्या आप सहमत हैं? कृषि क्षेत्र के समग्र प्रदर्शन को बेहतर बनाने के लिए ऐसे क्षेत्रों की पहचान करें जहाँ इस तरह की प्रौद्योगिकी को आत्मसात करने की आवश्यकता है। 4. Critically evaluate the performance of direct benefit transfers in addressing food security challenges.  खाद्य सुरक्षा चुनौतियों को संबोधित करने में प्रत्यक्ष लाभ हस्तांतरण के प्रदर्शन का समालोचनात्मक मूल्यांकन करें। 5. Developing entrepreneurship in the field of livestock and fisheries can be a game changer for the rural economy. Elucidate.  पशुधन और मत्स्य पालन के क्षेत्र में उद्यमशीलता का विकास करना ग्रामीण अर्थव्यवस्था के लिए एक गेम चेंजर हो सकता है। स्पष्ट करें। P.S: The review from IASbaba will happen from the time the question is posted till 10 pm everyday. We would also encourage peer reviews. So friends get actively involved and start reviewing each others answers. This will keep the entire community motivated. All the Best :)

Important Articles

FAQ’s: IASbaba’s TLP CONNECT/ TLP PLUS 2021 MENTORSHIP (OFFLINE and ONLINE) - EXCLUSIVE PROGRAMME for UPSC 2021!!

Dear Students, Once again thank you for such an awesome response to our recently launched Courses/Programs. If you have covered/completed UPSC syllabus atleast once or twice/if you have given Mains/Interview before and looking forward to give your best attempt next year (UPSC 2021), then TLP Connect/TLP Plus 2021 is the best programme for YOU!! In continuation with FAQ’s -IASbaba’s ILP 2021, here we bring you the FAQ's related to IASbaba’s TLP CONNECT/ TLP PLUS 2021 MENTORSHIP (OFFLINE and ONLINE) Programme. Kindly read with patience. This will clear all your doubts. In UPSC 2019, 150+ (from ILP and TLP ONLY) students from IASbaba got an Interview call. It’s a Proud moment!  All Credit goes to the efforts of our students put in the right direction! 100+ Ranks UPSC CSE 2019 Topper’s from IASbaba – 5 in Top 20 Ranks makes it even more Special! -> CLICK HERE READ THE FULL DETAILS OF TLP CONNECT/ TLP+ 2021 Frequently Asked Questions (FAQ’s) IASbaba’s TLP CONNECT/ TLP+ 2021 Programme What is the difference between TLP Connect 2021 and TLP Plus 2021 ? TLP Connect is an integrated Prelims + Mains + Interview, Mentorship Based Programme. It has additional features of Prelims Test Series and Babapedia, which is not available to the subscribers of TLP Plus. Duration: From 17th Oct 2020 to 20th June 2021. Prelims Test will be held on every Saturday’s and Mains on every Sunday’s. Please note that Mains Test will end by 16th May, 2021 and Prelims Test will continue till 20th June, 2021. TLP Plus is an exclusive Mains Mentorship Programme. Mains Test will be held on every Sunday’s. Duration: From 18th Oct 2020 to 16th May 2021 Please Note - The Tests are Flexible! What are the similarities between TLP Connect and TLP Plus? Both are Mentorship based Programmes. Both are incentive-based programmes. It means that, if you are clearing UPSC PRELIMS 2021, then 2nd Phase July 2021 – September 2021 [3 Months] will be completely FREE!! And if you are clearing UPSC MAINS 2021, then 3rd Phase will also be completely FREE!! Based on your Performance the Programme duration will be 1 Year 3 Months (15 Months). Both are available in OFFLINE (Delhi and Bengaluru Centers) and ONLINE Mode. But given the present conditions you can take the programme ONLINE and when conditions are back to normal you can change to OFFLINE Mode. Why is TLP Connect and TLP+ called an Incentive-Based Programme?  This is a special feature of this programme. Students of BOTH the programs, TLP Connect & TLP+ 2021, who will be clearing UPSC Prelims 2020: TLP Phase 2 (3 months Mentorship Based Mains Test Series) – FREE! Post Mains Result, Interview Mentorship Programme (IMP) will be given FREE (both for Online and Offline students)!! Please Note: This 2nd Phase and 3rd Phase of the Programme will be Free, only if you are a part of TLP Connect/Plus 2021 and have cleared UPSC Prelims 2021. When is the last date for enrolment? Students can enrol anytime but before the end of the program. However, we advise you to join the programme before the start of the Test Series, so that your preparation can be streamlined and disciplined. The Test Series is Flexible! Is Mentorship Available both to Offline & Online Students and TLP Connect & TLP Plus? Yes Why is TLP Connect/Plus called the most Practical Planning? Our focus is not just on the number of tests but on their quality. A sufficient number of tests for Mains will keep you focused on completing the syllabus and also on developing a thought process which is very much essential for building concepts, linking dynamic with static part and tackling analytical nature of the exam – both in Prelims and Mains. Practically speaking, after writing a Test, sufficient time is required for a mentor to evaluate his/her group of students and give you detailed feedback. From a student’s perspective, sufficient time is required to work on feedbacks given by the mentors. There is no point writing tens of tests without investing adequate time on preparation. Moreover, after each test, you need time to recuperate and freshen up before you are ready for the next one. With the quality of questions in TLP, be rest assured that you will be facing the most relevant and standard questions. The Schedule is prepared such that your preparation has an integrated approach. For instance, if you have History Prelims Test (Art and Culture /Modern History) on Saturday, it would be followed by Mains Test on the same topics on Sunday. So that you can carry forward the same facts and apply it in Mains as per the demand of the question. Our schedule also gives you ample time to prepare for OPTIONAL subjects and ensure balanced preparation. In a week, there will be 1 Prelims Test and 1 Mains Test, so you get enough time to not only to cover both GS and Optional but also work on the feedback given by your mentors. How many Prelims Tests and Mains Tests are included in the Programme? PRELIMS TEST SERIES – TOTAL = 53 TESTS 43 GS (Paper -1) PRELIMS TESTS 10 CSAT (Paper -2) PRELIMS TESTS MAINS TESTS & SYNOPSIS– TOTAL = 40 TESTS 24 SECTIONAL TESTS(GS1, GS2, GS3, GS4) 6 ESSAY TESTS 10 COMPREHENSIVE MOCK TESTS   Where can I find the Detailed Plan/ Schedule of the Programmes? Detailed Plan/Schedule TLP Connect 2021-> CLICK HERE Detailed Plan/Schedule TLP Plus 2021 -> CLICK HERE What is Babapedia? Babapedia is divided into Prelimspedia and Mainspedia. It covers all the current affairs which will help you in both Prelims and Mains Preparation. It makes your job very easy as it covers The Hindu, Indian Express, Economic Times, PIB etc from examination point of you. CLICK HERE to see samples. Is Approach Paper and Synopsis given and if Yes, when? Each test shall be preceded by an approach paper detailing the sources, focus areas, and the overall strategy to approach the subject. It will be provided 1 week in advance (before the scheduled test date). However, approach paper for Essays will not be provided. The Discussion Sessions/Classes and One-on-One Mentorship will help you in fine-tuning your essays. Synopsis – Our synopsis for each test is prepared after extensive research and discussions among the Mentors. It ensures that the best quality content in the most lucid fashion reaches you, which acts as easy reference and revision. NOTE-  Approach papers will be provided on the day of Mains Test for the next test. By when can I expect my papers to get evaluated? If the answer scripts are uploaded (online) or written in the IASbaba’s exam centre (offline) within 24 hours of the scheduled test time, then the copies will be evaluated before the next test date (i.e, within 4-5 days). However, if test copies are uploaded later then it will be evaluated within 8-10 working days. Till when can I submit my papers for evaluation? Is the program flexible? The program is flexible and the test portal will be closed only after completion of all the tests. However, it is advised to write the tests on scheduled test dates to effectively utilize the program. Once the programme is over (i.e last test, evaluation won’t be done) Will the Discussion classes be held for both Prelims and Mains? Yes. But for Prelims, strategic discussion classes will be taken. When will the Discussion classes be held? Discussion classes will be held immediately after the Mains test on Sunday’s. For online students, the video will be uploaded in the portal the next day. For Prelims, strategic discussion classes will be taken. The post-test discussions shall be taken by the expert faculties of IASbaba. A few highly specialised sessions under the Series of Interactive Lectures (SOIL) to help you grow your analytical ability in areas like Essay and General Strategy, Ethics, International Relations, Internal Security among others will be taken by People in Services and Toppers on Pro-bono basis. What if I cannot attend the Discussion classes? Is there any alternative? Discussion videos are available on the portal until the end of the programme. For offline students, video access will be given if they could not attend a discussion class (only after taking prior permission from the concerned authority). When can I get a One-on-One discussion with my mentor? One-on-One discussion is provided by the mentor before the next test, if the test is taken within 24 hours of the scheduled test date. Those who attempt the test later will receive one-on-one feedback within 8-10 working days. Will the ranking be provided after each Test? Yes the rank list will be published for both Online and Offline Combined. Evaluations are done by experts and not by novices having 4-5 months of experience as content creators. The marking and feedback that our subject experts give is based on real experience and visible expertise. How is the Test Series designed/ What is the standard of Questions asked in the Tests, is it suitable for Freshers/Veterans? Our tests will train the beginners to acquire a strong foundation and basics. For veterans, it will help them to streamline their preparation, value additions, work on their writing speed to complete the paper and maintain consistency. Standard of Questions –Out of 14 Questions in the 2 hour Test, 6Q will be checking your basic knowledge/conceptual understanding and 8Q will be of analytical nature where you have to link static with dynamic. We believe that there is a learning curve in everybody’s preparation and this is a gradual process. It comes with time, preparation and practice!! So after the first 3 cycles of 2 hours of Test (except for Essay to be 3 hours) which would cover entire GS1, GS2, GS3, GS4, you will leap to the next level of comprehensive Test with 3 hours duration. Once you understand the art of answer writing in the initial phase, we will move on to the 3 hours Comprehensive Full-length Mock Tests. Any Special Emphasis on Ethics and Essay? Yes, we have given special Emphasis on Ethics Case Studies and Essay Tests. You will have 8 Tests on Ethics Theory and Case Studies and in 8 Essay Tests -3 Tests only on Philosophical Essays, 3 Tests only on Theme Based and 2 Tests (Philosophical + Theme Based). You would be writing 2 Essays per Test=16 Essays in total of 3 hours duration. Will the mentor be available even after the mains test series (during prelims preparation phase from March to May)? Yes 20. Should I join ILP or TLP? If you have finished thorough reading of the entire syllabus at least once or twice and only need guidance mainly for the Mains answer writing, and you can take care of Prelims through test series. Then the best program, would be to join either Integrated (Prelims & Mains) Test Series Based Mentorship Program TLP CONNECT or you can join Only Mains Mentorship Program TLP+. 22. What is the Fees for TLP Connect / TLP Plus 2021 ? TLP Plus: Price- Rs.22,000 + 18 % (GST) = Rs.25,960/- TLP Connect : Price- Rs.30,000 + 18 % (GST) = Rs.35,400/- 23. Where can I make the payment? Separate Payment links have been created at the end of the post for TLP Connect/ TLP Plus 2021 TLP Plus: Click Here To Make The Payment For Online Programme Click Here To Make The Payment For Offline Programme TLP Connect: Click Here To Make The Payment For Online Programme Click Here To Make The Payment For Offline Programme 24. From when can I access the TLP Platform? Once the payment is done- You will receive a Receipt/Mail with Login Details. Do not worry it may take 2-3 hours time since it is automated. You can always mail for any technical issue on given email ID (below) The TLP Connect Program will start on 17th October, 2020 and TLP+ from 18th October, 2020. Please Note that, a separate Portal will be developed for ONLINE students and Mentorship over phone call will be made available. 25. If I still have Doubts/Queries with regard to ILP or AIPTS, where or whom to contact? You can reach us on Email id: tlp@iasbaba.com Mobile No: 63664 56458 / 88829 79568/ 9899291288 (Please call between 10 am – 6 pm ONLY) Office Address: BANGALORE CENTRE: IASbaba’s TLP Centre 2– No. 1443/1444, 2nd Floor, Above Carzspa, Ganapati Circle, Chandra Layout, Vijaynagar, Bangalore 560040. DELHI CENTRE: IASBABA, 5B, Pusa Road, Karol Bagh, New Delhi – 110005. Landmark: Just 50m from Karol Bagh Metro Station, GATE No. 8 (Next to Croma Store)   All the Best IASbaba

DAILY CURRENT AFFAIRS IAS | UPSC Prelims and Mains Exam – 28th October 2020

Archives (PRELIMS + MAINS FOCUS) Government announces Compound Interest Waiver on Moratorium Loans Part of: GS Prelims and GS-III - Economy  In news Recently, the Government of India has announced the scheme for the waiver of compound interest that was payable by the borrower who had opted for loan moratorium between 1st March 2020, and 31st August 2020. Key takeaways  The RBI had offered a three-month moratorium on loans in March 2020.  This enabled borrowers to defer repayments on EMIs and other loans. This was later extended by another three months, till 31st August 2020. The loan moratorium, and waiver of compound interest, was aimed at providing borrowers relief amid the economic impact of the Covid-19 pandemic. Under this, the government will grant eligible borrowers ex-gratia payment of the difference between the compound interest and simple interest for the six-month moratorium period. The scheme shall be applicable for loans availed by Micro, Small and Medium Enterprises (MSMEs) and loans to retail customers for education, housing, consumer durables, automobiles, provided a borrower has an aggregate outstanding loan of Rs. 2 crore or less, from all such loans. Do you know?  Ex-gratia payment is the money which is paid due to moral obligation and not due to legal obligation. Simple interest is levied only on the principal amount of a loan or deposit.  In contrast, compound interest is levied on the principal amount and the interest that accumulates on it in every period. SOP amended for Adoption of Integrity Pact by CVC Part of: GS Prelims and GS-II – Statutory bodies In news Recently, the Central Vigilance Commission (CVC) has amended the Standard Operating Procedure (SOP) on adoption of “Integrity Pact” in government organisations for procurement activities. The CVC also restricted the maximum tenure of Integrity External Monitors (IEMs) to three years in an organisation. Key takeaways  Amended Provision of IEM: The choice of IEM should be restricted to officials from the government and Public Sector Undertakings (PSUs) who have retired from positions of the level of Secretary to the Central government or of equivalent pay scale. Earlier Provision: Under the 2017 order, the officials who had retired from positions of the level of Additional Secretary to the Central government and above, or equivalent pay scale, were eligible for the PSUs.  Amended Provision for Appointment as IEM: For appointment as IEM, the Ministry, department or organisation concerned has to forward a panel of suitable persons to the CVC, of those persons who are in the panel maintained by the CVC. Earlier Provision: The panel could include those already in the panel maintained by the CVC, or they could propose names of other suitable persons. Amended Provision for Tenure:the IEM will be appointed for a period of three years in an organisation. Earlier Provision: The initial tenure of IEM would be three years which could be extended for another term of two years on a request received by the CVC from the organisation concerned. Important value additions  Central Vigilance Commission (CVC)  It is the apex vigilance institution.  It is free of control from any executive authority.  The Parliament enacted Central Vigilance Commission Act, 2003 (CVC Act) conferring statutory status on the CVC. It monitors all vigilance activity under the Central Government and advises various authorities in Central Government organizations in planning, executing, reviewing and reforming their vigilance work. It is an independent body.  It is only responsible to the Parliament. Do you know?  Integrity Pact is a vigilance tool that envisages an agreement between the prospective vendors/bidders and the buyer, committing both the parties not to exercise any corrupt influence on any aspect of the contract. The pact also ensures transparency, equity and competitiveness in public procurement. Draft Personal Data Protection Bill, 2019 Part of: GS Prelims and GS-II – Policies and interventions  In news Recently, Facebook India’s policy head appeared before the 30-member Joint Committee of Parliament which is examining the draft Personal Data Protection Bill, 2019. Amazon declined to appear on the ground of risky travel amidst the pandemic. Key takeaways  The committee has sought views from Amazon, Twitter, Facebook, Google and Paytm on data security and protection amid concerns that the privacy of users is being compromised for commercial interest. Amazon’s refusal amounts to a breach of parliamentary privilege.  The panel is unanimous about taking coercive action if no one from the company appears on the next date. Important value additions  Personal Data Protection Bill, 2019 It is commonly referred to as the Privacy Bill.  It intends to protect individual rights by regulating the collection, movement, and processing of data that is personal, or which can identify the individual. In December 2019, Parliament approved sending it to the joint committee. The Bill gives the government powers to authorise the transfer of certain types of personal data overseas.  It has also given exceptions allowing government agencies to collect personal data of citizens. The Bill divides the data into three categories: (1) Personal Data: Data from which an individual can be identified like name, address, etc. (2) Sensitive Personal Data: Personal data like financial, health-related, sexual orientation, biometric, caste, religious belief, etc.; (3) Critical Personal Data: Anything that the government at any time can deem critical, such as military or national security data. It removes the requirement of data mirroring in case of personal data. Only individual consent for data transfer abroad is required. The Bill requires companies and social media intermediaries to enable users in India to voluntarily verify their accounts. Indira Rasoi Yojana: Rajasthan Part of: GS Prelims and GS-II – Policies and interventions  In news Recently, Indira Rasoi Yojana was in the news.  Over 50 lakh people have benefited from the scheme in Rajasthan.  The scheme was launched in August 2020. Key takeaways  Aim: To provide nutritious food to the poor and needy twice a day at concessional rates. Under the scheme, each plate serves 100 grams of pulses and vegetables each, 250 grams of chapati and pickles. Implementation: Local voluntary organisations  Monitoring: A committee headed by the District Collector monitors the scheme.  A special app has also been created for monitoring the food quality. Target: To serve 1.34 lakh people per day in the state.  Sudan and Israel agree to Normalise Relations Part of: GS Prelims and GS-II – International Relations  In news Recently, in a deal brokered by the USA, Sudan and Israel have agreed to normalise relations to end decades of hostility. Key takeaways  In the initial phase, there will be no exchange of ambassadors or a mutual establishment of embassies. With this agreement, Israel will complete the creation of a safety cordon in the Red Sea, which currently includes Egypt, Jordan, South Sudan and Saudi Arabia. Sudan has been at war with Israel since its foundation in 1948.  It has now become the third country to forge diplomatic relations with Israel in recent times. The USA has also brokered diplomatic pacts between Israel and the UAE and Bahrain earlier to normalise their relations. The deal would deepen Sudan’s engagement with the West. USA has also agreed to remove Sudan from its blacklist of countries accused of sponsoring terrorism. The deal is also aimed at unifying Arab countries against their common rival Iran. (MAINS FOCUS) ECONOMY/ GOVERNANCE Topic: General Studies 1,2: Indian Economy and issues relating to planning, mobilization, of resources, growth, development  Infrastructure: Energy India’s DisCom stress is more than the sum of its past Context: The Indian government responded to COVID-19’s economic shock with a stimulus package of ₹20-lakh crore, out of which ₹90,000 crore was earmarked for DisComs (later upgraded to ₹1,25,000 crore). DisComs are the utilities that typically buy power from generators and retail these to consumers.  Financial Issues with DisComs Not Exactly a Stimulus: While government’s package was called a stimulus, it is really a loan, meant to be used by DisComs to pay off generators. Stimulus loans are near market term and not soft loans. Threat from Renewable Energy: Increasing competition from Solar Powers whose tariff has come down to Rs 2.90 per unit (as compared to Rs 6 per unit average cost of electricity supply for distribution utilities) combined with existing long-term Power Purchase Agreements (PPAs) with mainly coal-based thermal power generating projects has led to financial rigidity & therefore financial loss for DisComs. Impact of COVID-19: The pandemic has completely shattered incoming cash flows to utilities. The lockdown disproportionately impacted revenues from commercial and industrial segments. But a large fraction of DisCom cost structures are locked in through PPAs that obligate capital cost payments. Underestimation of dues: The government’s PRAAPTI (or Payment Ratification And Analysis in Power procurement for bringing Transparency in Invoicing of generators) portal shows that DisCom dues to generators are in range of one lakh crore rupees. The portal is a voluntary compilation of dues, and is not comprehensive. Rise in Informal loans: Over the years, DisComs have delayed their payments upstream (not just to generators but others as well) — in essence, treating payables like an informal loan.  Why do DisComs not pay on time?  Inefficiency of utilities leads to high losses, called Aggregate Technical and Commercial (AT&C) losses, a term that spans everything from theft to lack of collection from consumers. However, this is an incomplete explanation Challenge of payables to DisComs.  DisComs cash flow is disrupted due to dues that are payable to them.These dues are of three types.  Improper Tariff fixation by regulators: Regulators themselves have failed to fix cost-reflective tariffs thus creating Regulatory Assets,which are to be recovered through future tariff hikes.  Pending Subsidies: Second, about a seventh of DisCom cost structures is meant to be covered through explicit subsidies by State governments. Cumulative unpaid subsidies, with modest carrying costs, make DisComs poorer by over ₹70,000 crore just over the last 10 years. Consumer Bills pending: Third, consumers owed DisComs over ₹1.8 lakh crore in FY 2018-19, booked as trade receivables. Way Ahead More Stimulus: There is a need a much larger liquidity infusion so that the entire electricity chain will not collapse Improving AT&C losses is important, but will not be sufficient. We need a complete overhaul of the regulation of electricity companies and their deliverables.  Rationalisation of subsidies whereby doling out of free electricity can be eliminated to those who do not deserve such support. Proper Regulation: Regulators must allow cost-covering tariffs.  Realigning PPAs in the wake of renewable energy: In the interim, it may be prudent for the discoms to sign only medium-term PPAs, if at all, as most of the power transactions move to the power exchanges. Connecting the dots: Draft of Electricity (Rights Of Consumers) Rules, 2020 ECONOMY/ GOVERNANCE Topic: General Studies 3: Indian Economy and issues relating to planning, mobilization, of resources, growth, development and employment  Mechanisms, laws, institutions and Bodies constituted for the protection and betterment of these vulnerable sections  MFIs in India: Need social impact monitoring Context:  The microfinance industry in India witnessed unprecedented growth over the last couple of decades; from just a few players offering SHG loans to a matured market, the industry has come a long way. What are MFIs? Micro finance Institutions, also known as MFIs, a microfinance institution is an organisation that offers financial services to low income populations. Usually, their area of operations of extending small loans are rural areas and among low-income people in urban areas.  MFIs provide the much-needed aid to the economically underprivileged who would have otherwise been at the mercy of the local moneylender and high interest rates. The model had its genesis as a poverty alleviation tool, focused on economic and social upliftment of the marginalised sections through lending of small amounts of money without any collateral to women for income-generating activities.  MFI loan portfolio has reached Rs 2.31 lakh crore at the end of FY2020, touching the lives of 5.89 crore customers.  Some of the MFIs, that qualify certain criteria and are non-deposit taking entities, come under RBI wings for Non-Banking Financial Company (NBFC) Regulation and supervision. These “Last Mile Financiers” are known as NBFC MFI. The objective of covering them under RBI was to make these NBFC MFIs healthy and accountable.  Digitalisation and growth of MFI sector Over the years, the sector has incorporated several changes in its operating model, including digital interventions across the lending value chain. MFIs have adopted digital technologies in order to eliminate the redundancies, enable quick customer on-boarding, loan disbursals and even cashless collections. The use of digital technologies has enabled MFIs not only to reach a greater number of clients and thereby grow at a much faster pace, but also to do so in an efficient manner by streamlining processes and reducing turnaround times. Challenges associated with MFI  Social Objective Overlooked: In their quest for growth and profitability, the social objective of MFIs—to bring in improvement in the lives of the marginalised sections of the society—seems to have been gradually eroding.  Impact of COVID-19: It has impacted the MFI sector, with collections having taken an initial hit and disbursals yet to observe any meaningful thrust. Inadequate Data: While overall loan accounts have been increasing the actual impact of these loans on the poverty-level of clients is sketchy as data on the relative poverty-level improvement of MFI clients is fragmented. Loans for Conspicuous Consumption: The proportion of loans utilised for non-income generating purposes could be much higher than what is stipulated by RBI. These loans are short tenured and given the economic profile of the customers it is likely that they soon find themselves in the vicious debt trap of having to take another loan to pay off the first Way Ahead for MFIs Digital technologies should be utilised even beyond the lifecycle of the loan.  MFIs should ensure that the ‘stated purpose of the loan’ that is often asked from customers at the loan-application stage is verified at the end of the tenure of the loan. This post-verification process will ascertain whether the loan amount has brought in any meaningful improvement in their lives; digital records of this should be maintained for further scrutiny and new loan sanctions. Create authenticated customer data In an industry that is dominated by cash, determining household income for loan eligibility purposes poses a serious challenge.  Field officers should be prudent enough to include income from all sources as overestimating or incorrectly estimating would mean that genuinely deserving customers aren’t offered any.  If captured and reported properly, this data could serve as critical underwriting inputs when these customers (having proved their credit worthiness in the microfinance industry) chose to avail financial services from commercial banks,  Social Impact Scorecard RBI should encourage all institutions to monitor their impact on the society by means of a ‘social impact scorecard’ This customer data in scorecard that is verified and captured digitally can be used to evaluate the impact of each loan in the lives of the clients, subsequent improvement in their earning capacity over the years, other direct/indirect benefits rendered from loan utilisation and finally how soon MFI customers are able to transition out of the MFI fold. This ‘social impact scorecard’ could also be leveraged when MFIs themselves seek funding to support their operations, which can serve as the crucial differentiating ‘intangible factor’ to enable commercial banks, development institutions and others in making lending decisions to MFIs. Conclusion MFIs need to focus on creating a sustainable and scalable microfinance model with a mandate that is unequivocal about both economic and social good. Connecting the dots: Constitution’s 97th Amendment Act Farmer Producer organisations and its impact on agricultural sector (TEST YOUR KNOWLEDGE) Model questions: (You can now post your answers in comment section) Note:  Correct answers of today’s questions will be provided in next day’s DNA section. Kindly refer to it and update your answers.  Comments Up-voted by IASbaba are also the “correct answers”. Q.1 Consider the following statements regarding Central Vigilance Commission:  It comes under the Ministry of Home Affairs.  It is a non-statutory body. Which of the above is/are correct?  1 only  2 only  Both 1 and 2  Neither 1 nor 2  Q.2 Draft Personal Data Protection Bill, 2019 divides the data into 3 categories. Consider the following statements regarding the same:  Personal data refers to the details like name and address. Sensitive personal data refers to anything that the government can deem critical such as military or national security data.  Critical personal data refers to details like sexual orientation, caste, religious belief. Which of the above is/are correct?  1 only  1 and 2 only  2 and 3 only  1, 2 and 3 Q.3 Indira Rasoi Yojana is a scheme launched in August 2020 in which of the following state of India?  Rajasthan  Madhya Pradesh  Uttar Pradesh  Haryana Q.4 Red Sea lies between which of the following?  Africa and Asia  Asia and Europe  North America and South America  Europe and North America  Must Read About Centre’s farm bills: The Indian Express About Chile’s referendum to bring Democratic Changes: The Hindu About GST and the complexity of political negotiations: The Hindu

TLP Mains 2020

SYNOPSIS [27th OCTOBER,2020] Day 14: IASbaba’s TLP (Phase 2): UPSC Mains Answer Writing (General Studies)

For Previous TLP (ARCHIVES) - CLICK HERE SYNOPSIS [27th OCTOBER,2020] Day 14: IASbaba’s TLP (Phase 2): UPSC Mains Answer Writing (General Studies)   1. Explain the concept of gender budgeting? Why is it significant? Explain with the help of suitable examples. Approach: It is straightforward question. It expects student to write - in first part about gender budgeting - in second part write its significance with suitable example Introduction: Gender budgeting means preparing budgets from a gender perspective. It aims at dealing with budgetary gender inequality issues, including gender hierarchies and the gender pay gap. Gender budgeting allows governments to promote equality through fiscal policies by setting goals or targets for equality and allocating funds to support those goals. Body: Concept of gender budgeting: Gender Budget Statement (GBS) was first introduced in the Indian Budget in 2005-06. This GB Statement comprises two parts– Part A reflects Women Specific Schemes, i.e. those which have 100% allocation for women. Part B reflects Pro Women Schemes, i.e. those where at least 30% of the allocation is for women. India’s gender budgeting efforts stand out globally because they have not only influenced expenditure but also revenue policies (like differential rates for men and women in property tax rates and reconsideration of income tax structure) and have extended to state government levels. Gender budgeting efforts in India have encompassed four sequential phases: (i) knowledge building and networking, (ii) institutionalizing the process, (iii) capacity building, and (iv) enhancing accountability. Gender budgeting in India is not confined to an accounting exercise. The gender budgeting framework has helped the gender-neutral ministries to design new programs for women. Gender Budgeting Cells (GBC) as an institutional mechanism have been mandated to be set up in all Ministries/Departments. GBCs conduct gender based impact analysis, beneficiary needs assessment and beneficiary incidence analysis to identify scope for re-prioritization of public expenditure and improve implementation etc. Significance of gender budgeting: It acts as a powerful tool for achieving gender mainstreaming so as to ensure that benefits of development reach women as much as men. It recognise the need of an affirmative action to address specific needs of women. It sensitise government and society towards discrimination and gaps among women and men in a given sector. Gender responsive budgets policies can contribute to achieve the objectives of gender equality, human development and economic efficiency. Gender budgeting at department/ministry lead to more focus on issues of women’s inequality and empowerment and thereby led to more specific allocation on such schemes. It put pressure and focus on gender sensitive programme formulation and implementation. Therefore, it mainstream gender concerns in public expenditure and policy. It leads to women empowerment by increasing and improving the social, economic, and political situation of the women, and ensure equal rights to women. It helps women to control and benefit from resources, assets and income, as well as the enable them to manage risks and take decisions good for them. It ensures that benefits of development reach each women as much as it benefit men. E.g. Schemes like Sukanya Samridhi Yojana enhance economic status of girls. It leads to increased focus on education, health, and safety of women. E.g. Beti bachao, beti padhao has resulted in increased child sex ratio in vulnerable areas. It ensures women’s health through policies and schemes. E.g Janani suraksha yojana, Maternity Benefit Act 2016 ensure good health of women. Poor socio-economic indicator of women –  Literacy –  female ~ 65%; male ~ 80% (2011 census) Males get more medical care compared to girls Son meta preference (less opportunity to come to the world) Child marriage ~ 27% (UNICEF) Female labour force participation rate ~ 26% (Niti Aayog) Gender pay gap ~ 34% (ILO) Glass ceiling Feminization of informal sector and de-feminization of formal sector.    female representation in Parliament ~ 99th in the world Lok Sabha ~ 12%; Rajya Sabha ~ 11%. Global Gender Gap report 2020 ranked India 112 in terms of inequality in economy, education, health and political representation. Conclusion: Women warrant special attention due to their vulnerability and lack of access to resources. The way Government budgets allocate resources has the potential to transform gender inequalities. In view of this, Gender Budgeting, as a tool for achieving gender mainstreaming can be extremely useful. Gender-targeted spending creates a virtuous cycle and has a multiplier effort on women’s living standards, and overall growth and development.  2. The goal of sustainable and inclusive economic growth can’t be achieved without empowering women entrepreneurs. Do you agree? Substantiate your views Approach: As the directive in the question is to substantiate, we need to provide relative facts, figures, and examples for our arguments. In introduction, one can start by defining what is sustainable and inclusive economic growth. In the first half of main body part, candidate may elaborate more on what is sustainable and inclusive economic growth and then explain what are the tools through which sustainable and inclusive growth can be achieved. As a bridging paragraph one can show, how empowering women entrepreneurs is one of the core pillars of the sustainable and inclusive economic growth. In the second half candidate can show, how empowering women entrepreneurs will support sustainable and inclusive economic growth. In conclusion, candidate can show how it will boost overall development of economy and conclude accordingly. To fetch more marks value addition is necessary, candidate can show Government initiatives, examples, facts and figures regarding women entrepreneurship which have helped sustainable and inclusive economic growth.  Introduction: Goal 8 of Sustainable Development Goals specifically aims to promote Sustainable and inclusive economic growth. Sustainable and Inclusive economic growth is a concept that advances equitable opportunities for economic participants during economic growth with benefits incurred by every section of society and creates opportunities for all, especially the most disadvantaged, and distributes the gains from prosperity more equally over a sustaining period of time which ensures availability of resources for upcoming generations too.  Body: Importance of Goal of sustainable and inclusive economic growth:  According to the Tendulkar committee report, poverty in India is at 22%. Low agriculture growth, low-quality employment growth, low human development, rural-urban divides, gender and social inequalities, and regional disparities etc. are the problems for the nation. Access to education and health is not the same for all sections of the population. Females are treated to be subordinate to males and are dependent on their families in all spheres. Inclusive growth is hence the key to women empowerment. Natural ecosystems are under stress and decline across most of the country; some 10 per cent of the country’s wildlife is threatened with extinction; agricultural biodiversity has declined by over 90 per cent in many regions.  India with its population of 139 crores is the second most populous Nation in the world. Meanwhile, it is going to overtake China by 2027 to be the most populous country in the world.  The multitude effect of these problems can be seen as a big problem for the larger section of vulnerable and marginalised section of population and for upcoming generations of India. The reason is fast pace of population growth and industrial development and their explosive negative effects and parallel slow pace of natural growth and development of Natural resources.  The sheer scale and impact of these things on the vulnerable and marginalised sections of population is noteworthy. However, the scale of effect on women is relatively more as their vulnerability is affected my many factors. Hence, it becomes of critical importance that for sustainable and inclusive economic growth empowerment of women entrepreneurs should takes place.  Need of empowerment of women entrepreneurs to achieve inclusive and sustainable economic growth:  Three core elements of sustainable development are economic growth, social inclusion and environmental protection. When it comes to social inclusion women's inclusion in development and growth amounts to a larger and critical extent as they constitute nearly 50% of population.  The end of poverty can only be achieved with the end of gender-based discrimination. Women make significant contributions every day from bringing an income to her household as an employed wage earner, to creating jobs as an entrepreneur. Women can start a new business that caters to a different market or niche than their male counterparts. Enabling women benefits future generations because women tend to spend more time on their children’s education and family member’s health, which in turn boosts productivity of not just their work but also the productivity of other family members also. Women entrepreneurs inspire other women to start business leading to job creation for women, which ultimately helps in bridging the gender pay gap in the workforce. Narrowing the gender pay gap in employment will increase global income.  Once the gender pay gap is narrowed down, it helps to spend more money for the education, health etc. i.e.  all-inclusive development of family members.  Creating and preserving a strong positive company culture is a pre-requisite for the growth and long term success of any company. Studies show that a women-led company tend to have a better company culture, high values and transparency.  For instance, Ameera Shah is an Indian entrepreneur and the Managing Director of Metropolis Healthcare, a multinational chain of pathology centers based in Mumbai, with presence in seven countries. The success of Metropolis health care is synonymous with her name.  Only about 16 percent of Indian women own or run businesses, according to the Economic Census conducted by IMF. More than 90 percent of companies run by women are microenterprises, and about 79 percent are self-financed. At present, women’s entrepreneurial role is limited in the large-scale industries and technology-based businesses. But even in small scale industries, the women’s participation is very low. As per the third all India census of Small-Scale Industries, only 10.11% of the micro and small enterprises were owned by women, and only 9.46% of them were managed by women The participation of women has increased in the past decade. Yet, women constitute only one third of the economic enterprises.  The government has introduced schemes like Skill India Mission, Stand Up India, Mudra scheme etc., which have helped Indian women to start their own business. Despite these government initiative to promote women entrepreneurship, India was ranked 16th/17 countries only above Uganda. Countries like Turkey, Morocco and Egypt has outperformed India, in a survey conducted by Dell and Global Entrepreneurship and Development Institute (GEDI). Looking into the state level distribution of women-owned enterprises, we will find that there is a variation in the distribution of women-owned enterprises across India at state level, suggesting diversity in the enabling environments for women entrepreneurship. The largest share in the number of establishments under women entrepreneurs are clustered in the southern states of India. In terms of female owned proprietary establishments, out of the top ten states, six states are from North East India. The 6th economic census, we will find that 13.76 percent of MSME's are women owned i.e. approximately 8.05 million out of 58.5 million businesses. The World Bank Enterprise Survey Data, an internationally comparative data set, suggests that 10.7 percent of MSMEs have female participation in ownership.  In India, there are also urban/rural differences in rates of women’s entrepreneurship, with more women’s enterprises based in rural areas (22.24 per cent of all rural enterprises), compared to urban areas (18.42 per cent of all urban enterprises) according to Ministry of MSME Annual Report as shown in Table 1 Percentage distribution of male and female owned enterprises in Rural and Urban areas. Women's enterprises are also mainly micro sized or proprietary and the majority are informal.  SECTOR/GENDER Male Female  All  Rural  77.76 22.24 100 Urban 81.52 18.42 100 All  79.63 20.37 100           Table 1: Percentage distribution of male and female owned enterprises in Rural and Urban areas Economic development of the today’s woman is crucial for economic development of any country specially a country like India. Government Initiatives have created many entrepreneurial opportunities for women entrepreneurs that they can utilize to enhance their social standing and reputation, however, their development and growth needs to be ensured for the broader objective of sustainable and inclusive development would not get hampered. It can be done in following ways: Increasing awareness among parents is shattering the patriarchal mindset and stereotyping within the families and hence women are seen as potential resources to do business. Increasing Urban population has shattered the patriarchal mindset about women which has increased opportunity for women. E.g. the incidents of dowry have come down and marriage of women is not a liability and hence provide additional capital for ventures. Hence, there arises the need to increase minimum marriage age for women from 18 to 21.  Government promotion to women entrepreneurship through various schemes by providing capital and infrastructural support. For instance, Mahila E-HAAT is a bilingual direct online marketing platform leveraging technology for supporting women entrepreneurs and Self-Help Groups for showcasing their products and services. It was adjudged as one of the top 100 projects in India during 2016. Also, Stand Up India was launched in 2016 for providing bank loans to woman borrowers for setting up a Greenfield enterprise. International recognition of women entrepreneurial potential and increasing international support. Recently NITI Aayog organized Women Entrepreneur Summit with Ivanka Trump as chief guest which saw numerous investment support. Increasing Literacy and skill levels of the present generation women which has provided an opportunity to involve in business activities. For instance, Mahila Shakti Kendra is an initiative that supports establishment of Women Empowerment Centres at the village-level. The Centres aim to converge action in several areas including skill development, employment, digital literacy, health and nutrition to provide a comprehensive package of services. Promotion to traditional crafts through various government schemes like Tribes India etc., has increased the self-help groups which are mainly driven by women. For instance, Women Transforming India is an online contest launched by NITI Aayog, in partnership with United Nations, India and MyGov for crowd sourcing stories of women who are making a difference in their respective fields. The best stories are awarded. Conclusion: When women move forward, the family moves, the village moves and then ultimately the Nation moves forward. The glass ceilings are shattered and women are found indulged in every line of entrepreneurship. There is a need for more Awareness programme, training Programmes, skill development, loans and subsidies, grievance forums etc., for promoting women entrepreneurship which will ensure a more sustainable inclusive economic growth thereby supporting 'Sabka Sath, Sabka Vikas' in turn making Indian economy and women entrepreneurs more self-reliant i.e. 'Aatm Nirbhar'. 3. Why is regional imbalance a grave threat in the Indian context? Examine. Can the creation of infrastructure alone ensure inclusive growth and reduce the feeling of alienation? Critically comment. Approach – You need to examine the issue of regional imbalance in context of India and the threats arising out of it. Further in the 2nd part, you need to focus on critically commenting on creation of infrastructure as sole tool towards ensuring inclusive growth and reducing the feeling of alienation in people.  Introduction    Regional disparities are an alarming issue in India, and it has been widening in spite of various policy initiatives by the government to develop backward areas. The fruit of high growth have not been distributed fairly across India's different regions and have given rise to the threat of regional inequality. Body     Regional imbalance is the disparity in the economic and social development of two regions. Regional imbalances mean wide differences in per capita income, literacy rates, health and education services, levels of industrialization between different regions. Disparities in social and economic development, employment, and infrastructure amenities across the regions and within regions have been a major challenge to policy makers and economists. Consequently, regional imbalance is considered a grave threat in Indian context due to the following factors: Inter - States and Intra State Agitations - Uneven regional development or regional imbalances lead to several agitations with in a State or between the States. The erstwhile combined State of Andhra Pradesh can be sited as the best example of the consequences of intra - state regional imbalance in terms of development. Migration - Migration takes from backward areas to the developed areas in search livelihood. For example, migration from rural to urban. Because, urban areas will provide better quality of life and more job opportunities when compared to rural. This leads to tremendous pressure on urban areas in terms of planning and resources. Social Unrest - Differences in prosperity and development leads to friction between different sections of the society causing social unrest. For example Naxalism. Naxalites in India function in areas which have been neglected for long time for want of development and economic prosperity. Housing, Water Problem - Establishment of several industries at one place leads to shortage of houses as a result rental charges will increase abnormally. For example, Mumbai, New Delhi, Chennai and Hyderabad and over population leads to water crisis. Aggregation of the imbalance - Once an area is prosperous, more investments pour-in neglecting the less developed regions. For examples, the rate of growth of the metropolitan cities like Mumbai, Delhi, etc. is higher compared to other metro cities of India. Under – Developed Infrastructure - Rural and backward areas do not have 24 hours power, proper houses, safe drinking water, sanitation, hospitals, doctors, telephone and internet facilities Here, the creation of infrastructure alone can ensure inclusive growth and reduce the feeling of alienation due to the following factors: Availability of adequate infrastructure especially the physical infrastructure facilities is the pre-condition for sustainable economic and social development. Non-availability or inadequate availability of infrastructure poses a serious threat to growth. The social infrastructure broadly includes health, education and sanitation. It is well recognised that the literacy of any region or area has a positive relation to the overall development. Regional disparity can also be observed from the gap in literacy level in different states in India. The physical infrastructure includes transport, communication, electricity etc. India suffers from inadequate availability of physical infrastructure, as measured by any accepted indicator. Not only is infrastructure inadequate and weak, it varies from interstate to intra state. At the same time, for overcoming any problem, a balanced approach is necessary where tackling regional imbalance would require a host of other measures along with infrastructure development like: The most important factors driving growth come from the health, education, transport, agriculture, and energy sectors, which are used to construct composite infrastructure index.  Efficient investment in all these sectors would provide the much-needed boost required for economic and human development, which would ultimately result in sustainable and satisfactory economic growth which is broad based. Investment in agriculture needs to be stepped up especially in the lagging regions. Since agricultural growth is found to be different in different regions, steps to equalise it will certainly reduce the regional imbalances. Conclusion Regional imbalance is a threat to the goal of inclusive growth and reduction of poverty. Ultimately, the key to balanced regional development lies not merely in increasing resource flows to backward regions but in creating an enabling environment to attract more resources, using them properly and assuring a fair deal to investors and also ensuring the ideal path of ‘economic growth with integrity’. 4. Examine the factors that have led to India’s lower tax to GDP ratio. What are its implications for the economy? Analyse.  Approach: Students are expected to examine those factors, which led to India’s lower tax to GDP ratio in first part, and analyse its implications on economy in second part.  Introduction: Tax revenue is income collected by governments through taxation. The tax-to-GDP ratio is used to measure how much a government controls its economic resources. The low ratio represents that the government won’t be able to finance its expenditure and hence increases government's dependence on borrowings. Although India has improved its tax-to-GDP ratio in the last six years, it is still far lower than the average OECD ratio, which is 34 per cent. Body India despite seeing higher growth rates, has struggled to widen the tax base. Factors that have led to India’s lower tax to GDP ratio:  Low per capita income keeps tax collections low: Low average incomes and a high poverty rate result in a very small portion of the labour force being eligible to pay personal income taxes. As per OECD report, income taxes accounted for a lower proportion around 16% of the general government’s revenue.  A large proportion of economic activity generated by SME: Although SMEs have enjoyed strong profitability growth over the past decade, the government has not captured their earnings in tax revenues due to a variety of exemptions and compliance issues.  Tax Exemptions to Start- ups: Start-ups with turnover up to Rs. 25 crores are allowed deduction of 100% of its profits for three consecutive assessment years. Indeed, it boost the economic activity and entrepreneurship, a large proportion of income government missed to capture here.   Tax exemptions on agriculture related activity: The incomes of the small and marginal farmers are far below the minimum threshold limit of personal income taxation. Wealthy farmers are reportedly misusing this benefit to evade taxes. The proportion of agricultural households holding 4-10 hectares of land is just 3.7% and 0.4% over 10 hectares. Just by taxing the incomes of the top 4.1% of agricultural households, at an average of 30%, as much as Rs 25,000 crore could be collected as agricultural tax.  Low service tax net: Although it has been progressively expanded to include a greater number of services each year, and service tax revenue has grown the fastest of all revenue sources. Yet, service taxes constitute merely 5 per cent of total general government revenues, although they comprise about 60 per cent of GDP.  Tax exemptions to SEZ: According to the sunset clause, there is 100 per cent income tax exemption on export income for SEZ units for the first five years, 50 per cent for next five years and 50 per cent of the ploughed back export profit for subsequent five years.  Drop in corporate tax revenue: Surprise cut in corporate tax rate last year aimed at wooing manufacturers and boosting investment in Asia’s third-biggest economy is another key reason behind the sluggish tax collections.  Lower tax-to-GDP ratio constrains the government to spend on infrastructure and puts pressure on the government to meet its fiscal deficit targets. Implications of lower tax to GDP ratio on economy: It lowers the GDP: One of the reasons for lower tax to GDP is due to pervasive structure of exemptions, which indirectly affects the GDP growth, as it is a vicious cycle that means low tax produces less revenue resources with the state. It results in less public investment and lower job opportunities, thus lower economic progress.  Lesser spending on health and education also disturbs Socio-Economical structure: Lower revenue means lesser spending on Important social sectors such as Health and Education, which are key sectors for developing country. As it diminishes the welfare measures provided by the state, ultimately it affects the social structure and develop further inequality. Affects government policy: It creates political incentives for successive governments to ignore some eligible sections of society for vote-bank politics, rather than building an effective tax system that will spur economic growth.  High Government Borrowing: It also increases government borrowing. To stimulate the economic activity in the country government is forced to borrow from, within and outside the country and thus it becomes difficult to manage fiscal deficits.  Low spending on national security: Even though the actual amount of defence expenditure is seen to be increased in each budget, the defence expenditure percentage to GDP is reduced almost every year since last decade. Burden on few sectors: Some economists argue that as high productive sectors are taxed it is incentivizing the low productivity sectors not to come into formal tax system. Parallel economy: Low taxation means most of the money in economy goes unaccounted and hence will encourage parallel economy. Although there are numerous implications of Low ratio, India's number does not look that bad given the significant difference in per capita income of the developed country. Therefore, it does have some positive implications. Positive implications of low tax to GDP ratio: Tax cuts increases demand: Tax cut also stimulate the economic activity by increasing workers’ take-home pay. Tax cuts can also boost business demand by increasing firms’ after-tax cash flow, which can be used to pay dividends and expand activity, and by making hiring and investing more attractive. Low tax Attracts Investment: The government always hopes that, lower tax rates will attract more investments into the country and help revive the domestic manufacturing sector, which has seen lacklustre growth. So there is constant pressure on governments across the world to offer the lowest tax rates in order to attract investors. OECD, group of developed nations: Out of 36 member countries of OECD, most of them from the developed world. Such high average tax-GDP ratio in OECD could be attributed to some of the European countries like France, Denmark etc. hence its generalised numbers are not exactly relevant to Indian economy.  Conclusion: Continues efforts government putting in the form of various schemes to generate more tax and to increase revenue collection. To avoid tax disputes government announced various schemes like “vivad se vishwas” scheme and “sabaka vishwas” scheme. The Central Government also introduced the “Faceless Assessment Scheme” to provide greater transparency, efficiency and accountability in Income Tax assessments. Rationalisation of GST and moving towards a two-rate structure can also help in increasing compliance and putting an end to tax evasion. While measures to improve tax compliance and widen the tax base will yield higher tax revenue, the importance of higher economic growth cannot be ignored.  5. What do you understand by public debt? What are its components? Discuss. Also, comment on India’s current public debt scenario. Approach: It is straightforward question, where it expects student to write - in first part about public debt - in second part write about components of public debt - in third part write about India’s current public debt scenario . Introduction: The public debt is how much a country owes to lenders outside of itself. These can include individuals, businesses, and even other governments. The term "public debt" is often used interchangeably with the term sovereign debt. Public debt usually only refers to national debt. Body: Public debt:  In the Indian context, public debt includes the total liabilities of the Union government that have to be paid from the Consolidated Fund of India. Sometimes, the term is also used to refer to the overall liabilities of the central and state governments.  However, the Union government clearly distinguishes its debt liabilities from those of the states. It calls overall liabilities of both the Union government and states as General Government Debt (GGD) or Consolidated General Government Debt. Since the Union government relies heavily on market borrowing to meet its operational and developmental expenditure, the study of public debt becomes key to understand the financial health of the government.  The study of public debt involves the study of various factors such as debt-to-GDP ratio, and sustainability and sources of government debt. The fact that almost a fourth of the government expenditure goes into interest payment explains the magnitude of the liabilities of the Union government. The Union government broadly classifies its liabilities into two broad categories. The debt contracted against the Consolidated Fund of India is defined as public debt and includes all other funds received outside Consolidated Fund of India under Article 266 (2) of the Constitution, where the government merely acts as a banker or custodian. The second type of liabilities is called public account. Components of public debt: These are listed as follows: Dated government securities or G-secs. Treasury Bills or T-bills External Assistance Short term borrowings Public Debt definition by Union Government The Union government describes those of its liabilities as public debt, which are contracted against the Consolidated Fund of India. This is as per Article 292 of the Constitution. India’s current public debt scenario: As per the International Monetary Fund (IMF), India’s public debt ratio is projected to jump by 17 percentage points to almost 90% because of an increase in public spending due to Covid-19. Increase in Public Debt Ratio:  The increase in public spending, in response to Covid-19, and the fall in tax revenue and economic activity, will make the public debt ratio jump by 17 percentage points. The ratio is projected to stabilise in 2021, before slowly declining up to the end of the projection period, in 2025. The pattern of public debt in India is close to the norm around the world. This debt-to-GDP ratio is the metric comparing a country's public debt to its Gross Domestic Product (GDP). It is often expressed as a percentage. By comparing what a country owes (debt) with what it produces (GDP), the debt-to-GDP ratio reliably indicates a particular country’s ability to pay back its debts. A country with a high debt-to-GDP ratio typically has trouble paying off public debts. Assessment of Fiscal situation (relating to taxation, public spending, or public debt): India has been an important source of growth in the world since the 1991 economic liberalisation reforms. Real GDP growth averaged 6.5% between 1991 to 2019, and real GDP per capita was multiplied by four over that period. Real GDP is calculated in a way such that the goods and services are evaluated at some constant set of prices. Nominal GDP, on the other hand, is simply the value of GDP at the current prevailing prices. This impressive growth performance helped lift millions of people out of extreme poverty. The extreme poverty rate, measured as the proportion of people whose income is less than $1.90 a day at purchasing power parity (the international poverty line), fell from 45% in 1993 to 13% by 2015. India achieved the millennium development goal of halving poverty by 2015 (from its 1990 level). India has made astonishing progress in other areas. Education enrolment is nearly universal for primary school. Infant mortality rates have been halved since 2000. Access to water and sanitation, electricity, and roads has been greatly improved. Conclusion: In the near-term, additional fiscal action should be deployed as needed to support the poor and the vulnerable. This should be accompanied by a credible medium-term fiscal consolidation plan that can reinforce market confidence and structural reforms that boost India's growth potential. The effects of Covid-19 on health, education, poverty and nutrition render progress towards the Sustainable Development Goals even more urgent. Macroeconomic and financial stability are important necessary conditions for sustainable development. TLP HOT Synopsis Day 14 PDF

Daily Prelims CA Quiz

UPSC Quiz - 2020 : IASbaba's Daily Current Affairs Quiz 28th Oct 2020

For Previous Daily Quiz (ARCHIVES) - CLICK HERE The Current Affairs questions are based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, which are very important sources for UPSC Prelims Exam. The questions are focused on both the concepts and facts. The topics covered here are generally different from what is being covered under ‘Daily Current Affairs/Daily News Analysis (DNA) and Daily Static Quiz’ to avoid duplication. The questions would be published from Monday to Saturday before 2 PM. One should not spend more than 10 minutes on this initiative. This is a part of our recently launched, NEW INITIATIVE IASbaba’s INTEGRATED REVISION PLAN (IRP) 2020 – Road Map for the next 100 Days! FREE INITIATIVE! We will make sure, in the next 4 months not a single day is wasted. All your energies are channelized in the right direction. Trust us! This will make a huge difference in your results this time, provided that you follow this plan sincerely every day without fail. Gear up and Make the Best Use of this initiative. Do remember that, “the difference between Ordinary and EXTRA-Ordinary is PRACTICE!!” To Know More about the Initiative -> CLICK HERE SCHEDULE/DETAILED PLAN – > CLICK HERE Important Note: Don't forget to post your marks in the comment section. Also, let us know if you enjoyed today's test :) After completing the 5 questions, click on 'View Questions' to check your score, time taken and solutions.   To take the Test - Click Here

TLP Mains 2020

IASbaba’s TLP (Phase 2 - ENGLISH & हिंदी): UPSC Mains Answer Writing - General Studies Paper 3 Questions[28th OCTOBER,2020] - Day 15

For Previous TLP (ARCHIVES) - CLICK HERE Hello Friends, Welcome to IASbaba’s TLP (Phase 2 - ENGLISH & हिंदी): UPSC Mains Answer Writing - General Studies Paper 3 Questions[28th OCTOBER,2020] - Day 15   We will make sure, in the next 3 months not a single day is wasted. All your energies are channelized in the right direction. Trust us! This will make a huge difference in your results this time, provided that you follow this plan sincerely every day without fail. Gear up and Make the Best Use of this initiative. We are giving 5 Mains Questions on Daily basis so that every student can actively participate and keep your preparation focused. Do remember that, “the difference between Ordinary and EXTRA-Ordinary is PRACTICE!!” To Know More about the Initiative -> CLICK HERE SCHEDULE/DETAILED PLAN – > CLICK HERE   Note: Click on Each Question (Link), it will open in a new tab and then Answer respective questions! 1. While economic liberalisation has done well to untie the manufacturing and service sectors, the agricultural sector hasn’t yet been liberalised in the true sense. Do you agree? Critically examine.  जबकि आर्थिक उदारीकरण ने विनिर्माण और सेवा क्षेत्रों को एकजुट करने का अच्छा कार्य किया है, कृषि क्षेत्र अभी तक सही अर्थों में उदारीकृत नहीं हुआ है। क्या आप सहमत हैं? समालोचनात्मक जांच करें। 2. What measures would you suggest to address the regional imbalance with respect to land under irrigation? What role can technology play in this regard? Explain.  सिंचाई के अंतर्गत भूमि के संबंध में क्षेत्रीय असंतुलन को दूर करने के लिए आप क्या उपाय सुझाएंगे? इस संबंध में प्रौद्योगिकी की क्या भूमिका हो सकती है? स्पष्ट करें। 3. In India, organic farming has got huge export potential. Do you agree? Comment. In this regard, examine the challenges that need to be overcome.  भारत में, जैविक खेती से निर्यात की बड़ी संभावनाएं पैदा हुई हैं। क्या आप सहमत हैं? टिप्पणी करें। इस संबंध में, उन चुनौतियों की जांच करें जिन्हें दूर करने की आवश्यकता है। 4. Discuss the recent measures taken to upgrade the storage and transportation infrastructure for agricultural produce. Also, comment on its backward and forward linkage potential.  कृषि उपज के लिए भंडारण और परिवहन बुनियादी ढांचे को उन्नत करने के लिए हाल ही में किए गए उपायों पर चर्चा करें। इसके अलावा, इसके पिछड़े और आगे लिंकेज क्षमता पर टिप्पणी करें। 5. Critically evaluate the performance of support instruments like subsidies and MSP for the farm sector. What have been the negative fallouts of these instruments.  कृषि क्षेत्र के लिए सब्सिडी और एमएसपी जैसे सहायक उपकरणों के प्रदर्शन का समालोचनात्मक मूल्यांकन करें। इन उपकरणों के नकारात्मक प्रभाव क्या रहे हैं। P.S: The review from IASbaba will happen from the time the question is posted till 10 pm everyday. We would also encourage peer reviews. So friends get actively involved and start reviewing each others answers. This will keep the entire community motivated. All the Best :)

DAILY CURRENT AFFAIRS IAS | UPSC Prelims and Mains Exam – 27th October 2020

Archives (PRELIMS + MAINS FOCUS) South Asian Flash Flood Guidance System Part of: GS Prelims and GS-I – Natural disasters & GS-III - Science and Technology  In news Recently, the India Meteorological Department (IMD) has launched the South Asian Flash Flood Guidance System (FFGS).  Aim: To help disaster management teams and governments make timely evacuation plans ahead of the actual event of flooding. Key takeaways  A dedicated FFGS centre will be established in New Delhi.  Weather modelling and analysis of rainfall data observations from member countries will be done there. Developed by: US-based Hydrologic Research Centre  Based on the rainfall and potential flooding scenario, flash flood warnings will be issued to respective nations. Flash flood threat warning will be issued six hours in advance.  Flood risk warning will be issued 24 hours in advance.  Warnings about watershed level will be issued 12 hours in advance. Important value additions  Flash Floods These are sudden surges in water levels during or following an intense spell of rain. These are localised events of short duration.  The peak is usually very high.  The duration is less than six hours between the occurrence of the rainfall and peak flood. The flood situation worsens if the drainage lines are choked or the natural flow of water is obstructed. Restoration process of Seagrass taken up Part of: GS Prelims and GS-III – Biodiversity; Environment  In news Recently, the restoration process of seagrasses is taken up by Tamil Nadu in the Gulf of Mannar. Important value additions  Seagrasses These are flowering plants that grow submerged in shallow marine waters like bays and lagoons. These have tiny flowers and strap-like or oval leaves. Seagrasses evolved from terrestrial plants that recolonised the ocean around 70-100 million years ago. Seagrasses also produce food by photosynthesis.  They reproduce sexually as well as asexually. Some of the important seagrasses: (1) Sea Cow Grass (Cymodocea serrulata); (2) Thready Seagrass (Cymodocea rotundata); (3) Needle Seagrass (Syringodium isoetifolium); (4) Flat-tipped Seagrass (Halodule uninervis), etc. Location: These are found in muddy and sandy substrates. These also occur along the coastal areas of India. These are abundant in the Palk Strait and Gulf of Mannar.  Significance: (1) They provide many ecosystem services; (2) These are also called ‘the lungs of the sea’ because they release oxygen into the water through photosynthesis; (3) Sequesters up to 11% of the organic carbon buried in the ocean; (4) Absorb carbon from the atmosphere. They can capture carbon from the atmosphere up to 35 times faster than tropical rainforests; (5) Help maintain water quality; (6) Filter nutrients released from land-based industries; (7) Prevent soil erosion; (8) Provide food as well as habitat for fishes, octopuses, shrimp, blue crabs, oysters, etc.  Seagrass beds are facing decline all over the world at the rate of 2-5% annually. Threats: Grazing, storms, ice-scouring (abrasion and erosion of seabeds by glaciers), desiccation, eutrophication, mechanical destruction of habitat, overfishing, coastal engineering construction, etc.  India assumes Chairmanship of ILO Governing Body Part of: GS Prelims and GS-II – Important Organisations In news After 35 years, India has assumed the Chairmanship of the Governing Body of International Labour Organization (ILO). Labour & Employment Secretary Apurva Chandra has been elected as the Chairperson for the period October 2020-June 2021. Key takeaways  The Governing Body (GB) is the apex executive body of the ILO. It meets thrice a year.  Functions: (1) It takes decisions on ILO policy; (2) It decides the agenda of the International Labour Conference (ILC); (3) It adopts the draft programme and budget; (4) It elects the Director-General. Important value additions  International Labour Organization (ILO)  It is an agency of United Nations (UN) since 1919.  Functions: (1) Sets labour standards; (2) Develops policies; (3) Devises programmes promoting decent work for all women and men. It became the first specialized agency of the UN in 1946. ILO's recommendations are non-binding.  It has also received the Nobel Peace Prize in 1969. It releases the annual World Employment and Social Outlook (WESO) Trends report. India is a Founding Member of the ILO. It has been a permanent member of the ILO Governing Body since 1922.  Two New Ramsar Sites in India Part of: GS Prelims and GS-III – Biodiversity; Ecology; Environment  In news Recently, Kabartal Wetland (Bihar) and Asan Conservation Reserve (Uttrakhand) have been designated as Ramsar sites.  Now, the total number of Ramsar sites in India is 39, the highest in South Asia. Important value additions  Kabartal Wetland It is also known as Kanwar Jheel.  Location: Begusarai, Bihar. It acts as a vital flood buffer for the region.  It also provides livelihood opportunities to local communities. It has significant biodiversity with 165 plant species, 394 animal species and 50 fish species.  58 migratory waterbirds use it to rest.  Five critically endangered species inhabit the site: (1) Red-headed vulture; (2) White-rumped vulture; (3) Indian vulture; (4) Sociable lapwing; (5) Baer’s pochard Asan Conservation Reserve (ACR)  ACR is formed by the Asan River running down to its confluence with the Yamuna River in Dehradun, Uttarakhand.  It is Uttarakhand's first Ramsar Site. These habitats support 330 bird species including the critically endangered red-headed vulture, white-rumped vulture and Baer’s pochard (Aythya baeri). 49 fish species are also found including the endangered Putitora mahseer (Tor putitora).  Ramsar Site Ramsar Convention on Wetlands is an intergovernmental treaty adopted in 1971 in Ramsar, Iran. Those wetlands which are of international importance are declared as Ramsar sites. Mission: Conservation and wise use of all wetlands through local and national actions and international cooperation, as a contribution towards achieving sustainable development throughout the world. The Montreux Record is a register of wetland sites on the List of Wetlands of International Importance where changes in ecological character have occurred, are occurring, or are likely to occur as a result of technological developments, pollution or other human interference.  It is maintained as part of the Ramsar List. At present, two wetlands of India are in Montreux Record: Keoladeo National Park (Rajasthan) and Loktak Lake (Manipur). Chilika Lake (Odisha) was placed in the record but later removed from it. (MAINS FOCUS) ECONOMY/ GOVERNANCE Topic: General Studies 2,3: Awareness in the fields of IT Government policies and interventions for development in various sectors and issues arising out of their design and implementation. Designing a new digital governance framework Context: India’s digital markets have witnessed three paradigm shifts this year How had India’s digital market changed in 2020? COVID-19 crisis turned into opportunity: There has been rapid digitalisation of traditional sectors, as a response to Covid-19, leading to the phenomenal growth of markets such as edtech, healthtech, telemedicine and digital on-boarding.  Ban on Chinese apps: 200 applications, which originated in China, including popular communications and entertainment platforms, have been banned due to security considerations.  Growing Opposition to US Tech Dominance: Finally, a growing set of voices advocate less dependence on American platforms such as Google that can single-handedly determine the market potential for digital start-ups Do You Know? In 2000, India had no digital unicorns, no platforms and less than one per cent of its citizens had access to the internet.  Today in India, there are 700 million broadband subscribers and sees over 400 million unique site/app visits every month, 97% of which are directed at data and content-driven entertainment Seven of the top eight global firms in terms of market capitalisation use data-centric business models, and are either American or Chinese. Why US and China dominate the digital market? Presence of Platformisation: The US and China dominate because their market conditions are conducive for “platformisation” — stacking multiple services into single catch-all applications such as Facebook or WeChat.  Network Effect of Platformisation: The combination of organised datasets and compelling content unlocks network effects that help digital businesses achieve scale. Datasets allow companies to anticipate market dynamics, tailor custom offerings, minimise transaction costs and maximise enterprise efficiency.  Virtuous Cycle aided by government: Content precipitates a virtuous cycle of consumption and production, and links digitalisation to the knowledge economy that is aided by Policy impetus provided by US & Chinese governments. Where does India lag in terms of evolving Digital Market? Intense Competition: There are five Chinese and 13 American counterparts for every digital business in India that generates over a billion dollar in annual revenues. Outdated Policy: India’s Information Technology (IT) Act, 2000, a 20-year-old law, theoretically governs all digital applications. There is a need for legal reform because our digital ecosystem has developed beyond recognition.  The modernisation of the legal framework for IT offers an unparalleled chance to generate economic gains from fast growing digital market in India (Domestic digital transactions grew at a Compound Annual Growth Rate (CAGR) of 29.4% between FY 2018-FY 2020) What should be the guiding principle for modernisation of legal framework for IT? Traditional legal-regulatory constructs, based on licences and controls, are rule-based legal framework that allows for easier enforcement but is rigid and prevents innovation. The present times call for new legal framework that has the agility and leeway to accommodate the pace of technological change in the digital economy. Thus, there we need a new regulatory constructs to deal with digital market. One such regulatory regime is Value-based Legal framework that is more resilient to changes in technology and business models but requires thoughtful calibration and state capacity for enforcement. Such a policy design will provide legal certainty and also supports innovation.  India’s position on network neutrality (that has been repealed in USA) is an example of values-based regulatory framework Future principles could include constructs such as “platform neutrality” to ensure that large platforms do not become gatekeepers in digital markets, combined with the wider use of “fair, reasonable and non-discriminatory” terms to govern business conduct Way Ahead India can compete effectively in the global digital economy if following steps are taken Promote Paltformisation: Product businesses must become platforms, single utility platforms must transition to multi-utility ones, and these must achieve global scale.  Leverage the export orientation of IT sector: India has a strong IT base, which is already export-oriented, and new platforms can ride on its coattails to access global markets. Principles-led approach to digital governance: India will have to prioritise bold new principles over prescriptive rules and build new capacities for associated regulatory oversight. ECONOMY/ GOVERNANCE/ Topic: General Studies 2,3: Issues relating to development and management of Social Sector/Services relating to Education, Human Resources  Government policies and interventions for development in various sectors and issues arising out of their design and implementation NEP: Higher Education Institutions and Board Exams Context:  When Delhi University announced the first list of admission into undergraduate programmes in its 90 colleges this year, the cut-offs reached 100 per cent mark in some courses offered by a few colleges. Do You Know? India has nearly 1,000 universities and almost 40,000 colleges spread across the country. Many of the universities affiliate more than 1,000 colleges. However, 16.3 per cent of the colleges have an enrolment of fewer than 100 students and Only 4 per cent colleges have an enrolment over 3,000. How Gross Enrollment Ratio(GER) in Delhi is leading to high Cut-offs? According to the most recent All India Survey of Higher Education (AISHE 2018-19), Delhi’s GER is 46.3 per cent (the national GER is 26.3 per cent). This means that almost every second youth in Delhi between the age of 18 and 23 is enrolled in a higher education programme.  But the aspirations of Delhi’s youth are not met by adequate high-quality Higher Education Institutions (HEIs, including universities and standalone institutions), leading to unreasonably high cut-offs. In few other states, where the GER is close to 50 per cent, the situation is similar to that of Delhi. How NEP targets impact Higher Education Institutions? School Targets Impacting Demand for HEI: NEP 2020 aims for 100 per cent enrollment across our school stages, from pre-primary to the secondary stage. As we move towards this target, there will be a further rise in applications for higher education programmes.  Additional Seats needed in next decade: NEP 2020 has also set a target of 50 per cent enrolment in Higher Education by 2035.This would mean an additional 35 million seats to be created in HEIs across the country.  Potential for Social Crisis: Unless something transformative is done, India is headed towards a rise in the number of unemployed graduates (due to poor quality education) and a generation of disenchanted youth (due to the systemic failure in equipping them with required skill sets). How does NEP2020 tries to plug this supply gap in HEIs? Improve Accessibility: NEP 2020 recommends moving into a higher education ecosystem that consists of large multi-disciplinary HEIs, offering undergraduate and graduate programmes, one in every, or nearly every district, in the country.  Moving towards autonomy to take advantage of local needs: The HEIs will be multi-disciplinary universities and colleges; with the latter moving away from affiliation into a degree-granting HEI or a constituent college of the university. Each such institute will aim to have 3,000 or more students.  Private and Foreign Participation: The regulatory framework envisaged under NEP 2020 is light and leaning more towards self-regulation. It also allows foreign Universities to open campuses in India. All there is expected to increase the private sector’s participation in providing High Education. How should one deal with unreasonable cut-offs that will persist despite increase in HEIs? For the problem of unreasonable cut-offs to be rooted out, the assessment reforms that NEP envisages, for both school-leaving and higher education entrance, is critical. Both of these reforms have to take place simultaneously. Using school-leaving marks to create cut-offs is a lazy option employed by the HEIs to reduce the number of applicants, before launching their admission process School percentages are not good markers of an individual’s readiness to do higher education given the serious drawbacks of standardised assessments in our board exams Broader Assessment: Instead, school-leaving certificates will have to be based on an array of assessments, including a student’s performance across the secondary level — Classes IX to XII. They will factor in class assignments and tests, leading to the development of students’ portfolios. HEIs may use the portfolio of school assessments as the base, but the admission process ought to assess whether the prospective student has developed the attributes for pursuing higher education. Way Ahead If assessment system of HEI are not reformed, the country is at the risk of generating graduates in tens of millions, who will neither have the capacity to generate employment for themselves nor the capability to be employed anywhere. Connecting the dots: New Education policy 2020 Right to Education Act (TEST YOUR KNOWLEDGE) Model questions: (You can now post your answers in comment section) Note:  Correct answers of today’s questions will be provided in next day’s DNA section. Kindly refer to it and update your answers.  Comments Up-voted by IASbaba are also the “correct answers”. Q.1 Which of the following is correct regarding flash floods: Flash floods are localised events of short duration Flash floods are localised events of long duration. Flash floods are generalised events of short duration Flash floods are generalised events of long duration.  Q.2 Consider the following statements regarding South Asian Flash Flood Guidance System (FFGS): A dedicated FFGS centre will be established in New Delhi.  It is developed by ISRO.  Which of the above is/are correct?  1 only  2 only  Both 1 and 2  Neither 1 nor 2  Q.3 The palk strait lies between: Bay of Bengal and Gulf of Mannar Andaman and Nicobar islands Rann of Kutch and Gulf of Khambhat Lakshadweep and Maldives ANSWERS FOR 26th October 2020 TEST YOUR KNOWLEDGE (TYK) 1 A 2 D Must Read About Trump’s criticism of India’s Air Quality: The Hindu About India-USA 2+2 dialogue: The Indian Express About Political ferment in Pakistan: The Indian Express

RSTV Video

Foreign Contribution (Regulation) Amendment Bill, 2020 – The Big Picture – RSTV IAS UPSC

Foreign Contribution (Regulation) Amendment Bill, 2020 Archives Topic: General Studies 2, 3: Role of civil Society in a democracy. Formal/informal associations and their role in the Polity. Important International institutions, agencies and fora- their structure, mandate. In news: Parliament has passed Foreign Contribution (Regulation) Amendment Bill 2020 in the recently concluded Monsoon Session.  Key Provision of FCRA Bill, 2020 are: Aadhaar has been made mandatory identification document for all the office bearers of an NGO or an association seeking foreign donations. Foreign contribution can now be received only in an account designated by the bank as “FCRA account” in a branch of the State Bank of India, New Delhi (as notified by the central government). No funds other than the foreign contribution should be received or deposited in this account. Limiting administrative expenses drawn from foreign donations to 20% as against the current 50% The amended Bill includes “public servant” and “corporation owned or controlled by the Government” among the list of entities not eligible to receive foreign donations How else can one receive foreign funding? The other way to receive foreign contributions is by applying for prior permission. It is granted for receipt of a specific amount from a specific donor for carrying out specific activities or projects. But the association should be registered under statutes such as the Societies Registration Act, 1860, the Indian Trusts Act, 1882, or Section 25 of the Companies Act, 1956. A letter of commitment from the foreign donor specifying the amount and purpose is also required.  When is a registration suspended or cancelled? Financial Irregularities of NGO: The MHA on inspection of accounts and on receiving any adverse input against the functioning of an association can suspend the FCRA registration initially for 180 days.  Restriction on Functioning of NGO: Until a decision is taken, the association cannot receive any fresh donation and cannot utilise more than 25% of the amount available in the designated bank account without permission of the MHA Public Interest Violation: The government can refuse permission if it believes that the donation to the NGO will adversely affect “public interest” or the “economic interest of the state”. Recent Example: In 2017, the MHA suspended the FCRA of the Public Health Foundation of India (PHFI), one of India’s largest public health advocacy groups, on grounds of using “foreign funds” to lobby with parliamentarians on tobacco control activities.  After several representations by the PHFI to the government, it was placed in the ‘prior permission’ category. Criticism of the FCRA Bill, 2020 The legislation may be used to target political opponents and religious minorities. Affects Fundamental Rights: The FCRA restrictions have serious consequences on both the rights to free speech and freedom of association under Articles 19(1)(a) and 19(1)(c) of the Constitution. Cripples NGO Functioning: Due to the 20% cap, many NGOs will shut shop and many people will become jobless. Double Standards: On one hand the government invites foreign funds, but when such funds come for educational and charitable purposes, it is prevented. Licence-Raj on NGOs: The Bill assumes that all NGOs receiving foreign grants are guilty and thus makes Aadhar of office bearers as mandatory requirement.  Open the doors for Bureaucratic Harassment: There is a thin line between enforcing transparency and using rules to allow official interference and harassment in the sector. Much of the present bill crosses that line and introduces a questionable degree of micro-management. Democratic Functioning: NGOs perform vital role of interest aggregation and interest articulation in Democratic process. Disproportionately restricting their functioning will hamper Democracy in long run. Liable to misuse due to Vagueness in law: The Act gave the government the power to frame rules whereby an organisation can be declared to have political objectives — without defining what a ‘political objective’ is. Significance of NGOs Interest Aggregators and Interest Articulators: Non-profit organisations play vital role in mobilizing public attention to societal problems and needs. They are the principal vehicle through which communities can give voice to their concerns. Complements Government Machinery: NGOs implement and monitor the government’s welfare policies, operating at the grassroots level where the official apparatus is often non-existent. Hold Government Accountable: NGOs broaden government’s accountability by ensuring government is responsive to citizens at large rather than to narrow sectarian interests. Constructive conflict resolution: In the international arena Track II diplomacy (involving non-governmental bodies) plays a crucial role in creating an environment of trust and confidence. Acts as Safety Valve: NGOs also provide a voice for marginal groups and social movements, offering a safety valve that prevents the country’s millions of local mutinies from becoming uprisings. Enriches Democratic Functioning: NGOs foster pluralism, diversity and freedom. They also perform the role of Capacity Builders – providing education, training and spreading awareness. What is the FCRA? Objective: First enacted in 1976 FCRA regulates foreign donations and ensures that such contributions do not adversely affect internal security. Applicability: The FCRA is applicable to all associations, groups and NGOs which intend to receive foreign donations. It is mandatory for all such NGOs to register themselves under the FCRA Accountability: Registered associations can receive foreign contribution for social, educational, religious, economic and cultural purposes. Filing of annual returns, on the lines of Income Tax, is compulsory. Modified rules in 2015: New rules by Ministry of Home Affairs said all such NGOs would have to operate accounts in either nationalised or private banks which have core banking facilities to allow security agencies access on a real time basis. Connecting the Dots: India’s non-profit sector Examine the key amendments and its implications of the recently passed FCRA bill. Restraining non-profit organisations is equal to restraining democracy itself. Discuss.

PIB

PRESS INFORMATION BUREAU (PIB) IAS UPSC – 19th October to 25th October – 2020

PRESS INFORMATION BUREAU (PIB) IAS UPSC – 19th October to 25th October – 2020 ARCHIVES GS-2 Preparation framework for Block and District development plans (Topic: Cooperative Federalism) The preparation framework for Block and District development plans has been unveiled. This framework is a step-by-step guide for Block and District Panchayats to formulate plans and will assist planners, concerned stakeholders at appropriate level. Promote inclusive development at the block and district levels by focusing on locally available resources, local people's aspirations and priority areas Serve as an important tool for all resource persons, stakeholders associated with decentralized planning in intermediate / block and district panchayats Play an important role in transforming rural India by providing accelerated, participatory and inclusive growth The 73rd amendment to the Constitution of India formalized the three-tier Panchayati Raj system – Gram Panchayat at village level Intermediate Panchayat at Block 7a / taluka / mandapal level District Panchayat at district level. The grants of the 15th Finance Commission are also being distributed to Intermediate and District Panchayats from 2020-21.  A total of Rs 60750 crore is to be distributed to the Panchayats in the year 2020-21.  Out of which Rs 45774.20 crore is for Gram Panchayats, Rs 8750.95 crore for intermediate Panchayats and Rs 6224.85 crore for District Panchayats.  These institutions need to be assisted to in formulation of comprehensive Block Development and District Development Plans for rural areas. National Deworming Day (Topic: Issues relating to development and management of Social Sector/Services relating to Health) According to the World Health Organisation, about 241 million children in India in the ages of 1-14 years are at a risk of parasitic intestinal worms or STH. This means, India accounts for approximately 28 per cent of the total number of children globally estimated to be at-risk of STH infections. National Deworming Day The objective of the National Deworming Day is at eradicating intestinal worms also known as Soil-Transmitted Helminths (STH), among preschool and school-age children (enrolled and non-enrolled) between the ages of 1-19 years through the platform of schools and anganwadi centers in order to improve their overall health, nutritional status, access to education and quality of life, reads the operational guidelines issued for NDD by the Ministry of Health and Family Welfare. The deworming activity is carried out in all government and government aided schools and anganwadi centers.  On this day, Albendazole tablet (deworming drug) is administered to children. The day is followed by a Mop-Up Day (MUD) with the intent of deworming children who missed the dose on the NDD. According to the government data, in the first round of deworming, 8.9 crore children (1-19 years) were covered. With each round, the coverage of NDD has increased and in February 2019, the programme reached out to 22.12 crore children. The Ministry of Health & Family Welfare, Government of India is the nodal agency for providing all States/UTs with guidelines related to National Deworming Day (NDD) implementation at all levels. The programme is being implemented through the combined efforts of Department of School Education and Literacy under Ministry of Human Resource and Development, Ministry of Women and Child Development and Ministry of Drinking Water and Sanitation. Ministry of Panchayati Raj, Ministry of Tribal Affairs, Ministry of Rural Development, Ministry of Urban Development, and Urban Local Bodies (ULBs) also provide support to deworming program. What Are Intestinal Worms? Intestinal worms are parasites that live in the human intestines and consume nutrients and vitamins that a child consumes. There are three main types of STH that infect people Roundworm (Ascaris lumbricoides) Whipworm (Trichuris trichiura) Hookworms (Necator americanus and Ancylostoma duodenale) These worms depend on the human body for their food and survival and while being there, they lay thousands of eggs each day. STH transmission: Soil-transmitted helminths are transmitted by eggs that are passed in the faeces of infected people. Adult worms live in the intestine where they produce thousands of eggs each day. In areas that lack adequate sanitation, these eggs contaminate the soil. This can happen in several ways: Eggs that are attached to vegetables are ingested when the vegetables are not carefully cooked, washed or peeled; Eggs are ingested from contaminated water sources; Eggs are ingested by children who play in the contaminated soil and then put their hands in their mouths without washing them. In addition, hookworm eggs hatch in the soil, releasing larvae that mature into a form that can actively penetrate the skin. People become infected with hookworm primarily by walking barefoot on the contaminated soil. There is no direct person-to-person transmission, or infection from fresh faeces, because eggs passed in faeces need about 3 weeks to mature in the soil before they become infective. Since these worms do not multiply in the human host, re-infection occurs only as a result of contact with infective stages in the environment. The Symptoms Some of the common and visible signs of intestinal worm infection include unexplained weight loss, fatigue, abdominal pain, diarrhoea, and dysentery. Also, heavy infections often make children too sick or too tired to concentrate at or even attend school. If untreated or undiagnosed, worms can have a long term effect on a child’s health and development. What is the impact? Often children consume enough calories but they still suffer from undernutrition largely because their diets are deficient in the essential vitamins and minerals necessary for proper physical and mental development.  In addition to this, suffering from intestinal worms’ infection aggravate and intensify the loss of nutrients, especially vitamin A and Iron. This co-existence of micronutrient deficiencies and worm infestation result in impaired growth and development of our young ones. Soil-transmitted helminths impair the nutritional status of the people they infect in multiple ways. The worms feed on host tissues, including blood, which leads to a loss of iron and protein. Hookworms in addition cause chronic intestinal blood loss that can result in anaemia. The worms increase malabsorption of nutrients. In addition, roundworm may possibly compete for vitamin A in the intestine. Some soil-transmitted helminths also cause loss of appetite and, therefore, a reduction of nutritional intake and physical fitness. In particular, T. trichiura can cause diarrhoea and dysentery. Morbidity is related to the number of worms harboured. People with infections of light intensity (few worms) usually do not suffer from the infection. Heavier infections can cause a range of symptoms including intestinal manifestations (diarrhoea and abdominal pain), malnutrition, general malaise and weakness, and impaired growth and physical development. Infections of very high intensity can cause intestinal obstruction that should be treated surgically. The Treatment Albendazole tablet is the suggested deworming drug and its dosage depends on how young a child is. According to experts, Albendazole is an effective drug and doesn’t have any significant adverse effects. Prevention is better than Cure Two main areas for prevention of worm infestation include  Ensuring improved access to clean water, sanitation, and hygiene and overall clean surroundings to children so that chances of any infection are minimised Improving the quality of food consumed (by optimal processing and cooking techniques like washing raw fruits and vegetables with clean water) To not let the worms breathe  Promote the integration of deworming activities within existing public health programs and inter-sectoral platforms in order to optimise coverage Plan optimal delivery strategies for deworming activities that are responsive to local conditions Cabinet approves  Memorandum of Understanding between India and Nigeria on Cooperation in the Exploration and uses of outer space for peaceful purposes The MoU has been signed between Indian Space Research Organisation (ISRO) of India and by National Space Research and Development Agency (NASRDA) of Nigeria at Abuja. Enable potential interest areas of cooperation such as, Remote sensing of the earth; Satellite communication and satellite-based navigation; Space science end planetary exploration; Use of spacecraft, launch vehicles, space systems and ground systems; Practical applications of space technology including geospatial tools and techniques This MoU would lead to set up a Joint Working Group, drawing members from Department of Space (DOS)/ISRO and National Space Research and Development Agency (NASRDA) of Nigeria, which will further work out the plan of action including the time-frame and the means of implementation. MoU between ICAI, India and CPA, Papua New Guinea To hold and conduct technical events, seminars and conferences in PNG, Establishing possible cooperation and collaboration in areas of Corporate Governance, technical research and advice, quality assurance, forensic accounting, Continuing Professional Development (CPD) and other subjects of mutual interest. Share available unrestricted information concerning the accountancy profession in India and PNG and internationally when required, develop the modules for specific subjects for CPA, PNG Examination. To have students and faculty exchange programs. Offer short term professional courses in the domain of accounting, finance and audit in PNG. ADB, India sign $177 million loan for state road improvements in Maharashtra (Topic: India and international forums and agreements) Will improve connectivity between rural areas and urban centres in the state enabling rural communities to better access markets, employment opportunities and services. Improved mobility will expand development and livelihood opportunities outside of the state’s major urban centers to second-tier cities and towns thus reducing income disparities. Will also strengthen road safety measures by developing a road safety audit framework that will protect vulnerable groups such as the elderly, women, and children, following the international best practice.  Update road maintenance system by encouraging 5-year performance-based maintenance obligations to contractors to sustain asset quality and service levels. Focus on training the Maharashtra Public Works Department project staff to build their capacity in climate change adaptation and disaster resilient features in road design, road maintenance planning and road safety. World Bank- IMF annual meeting 2020 (Topic: India and international forums and agreements) Theme 1: “Unleashing the South Asian Century through Human Capital for All “ and “Investing in Covid-19 Vaccines and Primary Healthcare Delivery System” India has been following a pre-emptive, proactive, and graded response characterised by a “Whole of Society, Whole of Government” approach to manage the challenges posed by the global pandemic. Innovation, ability and agility of the private sector has supported the efforts to fight COVID in a big way. PPEs, N95 masks, Oxygen, ventilators and diagnostic tests kits were developed at a jet pace to ensure self-sufficiency.  Medical infrastructure saw an exponential growth, from having one lab in March, 2020 to around 2000 laboratories as on date with nearly half of the labs from the private sector. The same is true for dedicated ICU facilities and isolation centers. India is making use of Information Technology in virtually every aspect of COVID management- AarogyaSetu app and ITIHAS, a cellular based tracking technology has been used for surveillance and identification of potential clusters, RT-PCR app for testing, facility app for managing information on admitted patients, all integrated with a single COVID portal. Rolled out a special economic and comprehensive package of 272 US Billion Dollars - equivalent to 10% of India’s GDP under Atmanirbhar Bharat Abhiyaan (Self Reliance India Programme) which includes a component of increasing investments in public health and health reforms to prepare India for future pandemics. 1st ever Ministerial Meeting of G-20 Anti-Corruption Working Group (Topic: India and international forums and agreements) India is committed to the policy of zero tolerance against corruption and unaccounted money The India’s Prevention of Corruption Act, 1988 got amended after 30 years in 2018 to introduce a number of new provisions including criminalizing the act of giving bribe also in addition to taking bribe and at the same time putting in place an effective deterrence for such actions by individuals as well as corporate entities. It aims at checking corruption in big places and striking hard against corporate bribery. It seeks to establish a vicarious liability so that the actual bribe giver is also exposed. The aim is to bring in more transparency, more citizen centricity and more accountability in governance and is indicated by its decisive initiatives to operationalize the institution of the Lokpal in the country to check corruption at high places. The world is presently combating serious emerging challenges of Fugitive Economic Offenders and Assets which flee across national jurisdiction. India’s Fugitive Economic Offenders Act, 2018 empowers authorities for non-conviction based attachments and confiscation of proceeds of crime and properties as well as assets of a Fugitive Economic Offender. India has ceased the issue of the accused taking shelter in the foreign country and concealing the proceeds of crime. After 35 years, India assumes the Chairmanship of the Governing Body of International Labour Organization (Topic: India and international forums and agreements) After 35 years, India has assumed the Chairmanship of the Governing Body of International Labour Organization,  marking a new chapter in the 100 years of productive relationship between India and ILO. The Governing Body (GB) is the apex executive body of the ILO which decides policies, programmes, agenda, budget and elects the Director-General. At present ILO has 187 members. It will also provide a platform to appraise participants of the transformational initiatives taken by Government in removing the rigidities of labour market besides makingits  intention clear about universalization of social security to all workers whether in organised or unorganised sector. GS-3 Final trial of anti-tank guided missile 'Nag' successful, ready for induction in Army (Topic: Defence) In a major boost for the indigenisation in defence sector, India today successfully carried out the final trial of the Nag anti-tank guided missile after which the weapon system is now ready for induction into the Indian Army. Indian Army has been looking for such a missile system to take down the enemy tanks and other armoured vehicles. The Nag Missile system fired from a Nag Missile Carrier (NAMICA) can take our targets at ranges of 4 to 7 kilometres and is fitted with an advanced seeker to home on to its target. Details A third-generation anti-tank guided missile, which has top attack capabilities that can effectively engage and destroy all known enemy tanks during day and night The Army needs third-generation ATGMs with a strike range of over 2.5km with fire and forget capabilities. It needs them to equip its mechanised infantry units to carry them on their Russian BMP vehicles. The army is currently using second-generation Milan 2T and Konkur ATGMs and has been looking for about third-generation missiles, which are important for stopping advancing enemy tanks. The Defence Ministry in 2018 had cleared the acquisition of 300 Nag missiles and 25 NAMICAs for the Indian Army. India’s first Multi-modal Logistic Park (Topic: Transport) Location: At Jogighopa in Assam The Rs 693.97 crore park will provide direct air, road, rail and waterways connectivity to the people.  It will be developed under the ambitious Bharatmala Pariyojana of the Government of India Cost effective mode of transport will be cheaper option for trade, business and transportation and will boost the trade across the borders especially with our eastern neighbours by leaps and bounds Bharatmala Pariyojana It is an umbrella program for the highways sector. Initiated by: Ministry of Road Transport and Highways. Status:  A total of 322 projects in a length of 12,413 km have been awarded and 2921 km has been constructed under Bharatmala Pariyojana till August 2020. Phase-I of Bharatmala Pariyojana: Implementation of 34,800 km of national highways in 5 years (from 2017 to 2022) has been approved (Rs. 5,35,000 crore). Phase-II: Around 48,000 km of road network across India by 2024. Objectives: To optimise the efficiency of freight and passenger movement across India by bridging critical infrastructure gaps through effective interventions To generate a large number of direct and indirect employment opportunities in the construction and infrastructure sector To connect 550 districts in the country through national highway linkages. Effective measures: Development of economic corridors, inter corridors and feeder routes, national corridor efficiency improvement, border and international connectivity roads, coastal and port connectivity roads and Greenfield expressways.  Features:  (1) Improvement in the efficiency of existing corridors through the development of Multimodal Logistics Parks and elimination of chokepoint (2) Improving connectivity in North East and increasing harmony with Inland Waterways (3) Emphasis on the use of scientific and technological planning (4) Satellite mapping of corridor (5) Delegation of powers for successful completion of Phase I by 2022. Do you know? Economic Corridors: These are integrated networks of infrastructure within a geographical area designed to stimulate economic development. Greenfield Projects: They lack constraints imposed by prior work on the site. Typically, it entails development on a completely vacant site and architects start completely from scratch. Brownfield Projects: They carry constraints related to the current state of the site and might be contaminated or have existing structures that architects have to tear down or modify in some way before the project can move forward. Multimodal Logistics Parks: These are a key policy initiative of the Government of India to improve the country’s logistics sector by lowering overall freight costs, reducing vehicular pollution and congestion, and cutting warehousing costs. Chokepoint: It is a single point through which all incoming and outgoing network traffic is funnelled and hence, leads to congestion and traffic. Development of Indigenous Software solution for VTS and VTMS (Topic: Technology) Vessel traffic services (VTS) and Vessels Traffic Monitoring Systems (VTMS) is a software for determining vessel positions, position of other traffic or meteorological hazard warnings and extensively manages the traffic within a port or waterway. Vessel Traffic Services (VTS) contribute to safety of life at sea, safety and efficiency of navigation and protection of the marine environment, adjacent shore areas, work sites and offshore installations from possible adverse effects of maritime traffic.  Vessels Traffic Management Systems are installed in some of the busiest waters in the world, and are making valuable contribution to safer navigation, more efficient traffic flow, and protection of the environment.  Traffic flow in busy approach routes, access channels, and harbours can be coordinated safely, in the best interest of port and its users. Incidents and emergency situations can be dealt with quickly.  Data from traffic movements can be stored and used as reference information for port administration, port authorities, coastguards and search and rescue services. Development of the indigenous VTS software will reduce the expenditure of foreign exchange on this issue and also minimize the dependence on foreign support for VTS software. Accordingly, indigenous development of VTS software will benefit with respect to: Saving of foreign exchange for various VTSs in India VTS Software can be provided to Indian trade friendly nations viz. Maldives, Mauritius, Myanmar, Sri Lanka, Mauritius, Bangladesh and Gulf countries. Will also minimize the cost for future upgradations of software. Shall be easier to interconnect with MIS/ERP softwares of ports. Availability of Indian VTS software shall make Indian companies to be competitive commercially in global bids. Government committed to landscape restoration for snow leopard habitat conservation (Topic: Animal Conservation; Environment and Biodiversity) International Snow Leopard Day is observed on 23rd October.  International Snow Leopard Day came into being on 23rd October, 2013 when Bishkek Declaration was adopted by 12 countries on the conservation of snow leopards. The 12 countries included: India, Nepal, Bhutan, China, Mongolia, Russia, Pakistan, Afghanistan, Kyrgyzstan, Kazakhstan, Tajikistan, and Uzbekistan. Government of India has been conserving snow leopard and its habitat through the Project Snow Leopard (PSL). The PSL was launched in 2009. India has identified three large landscapes, namely,  Hemis-Spiti across Ladakh and Himachal Pradesh Nanda Devi – Gangotri in Uttarakhand Khangchendzonga – Tawang across Sikkim and Arunachal Pradesh In India, their geographical range encompasses a large part of the western Himalayas including the states and UTs of Jammu and Kashmir, Himachal Pradesh, Uttarakhand, Sikkim and Arunachal Pradesh.  Protecting the snow leopard and its habitat ensures protection of the major Himalayan rivers that support the teeming millions downstream. It also ensures that the ecological balance is maintained in these fragile ecosystems. India is also party to the Global Snow Leopard and Ecosystem Protection (GSLEP) Programme since 2013. India has also launched a community volunteer programme “HimalSanrakshak”  The Government of India has identified the snow leopard as a flagship species for the high-altitude Himalayas. Snow Leopard is in the list of 21 critically endangered species for the recovery programme of the Ministry of Environment Forest & Climate Change. SECURE Himalaya: Global Environment Facility (GEF)-UNDP funded project on conservation of high altitude biodiversity “New Delhi Statement” of strengthening the resolve of the snow leopard range countries towards conservation of the mountain ecosystems of Central and South Asia. First National Protocol was also launched last year on Snow Leopard Population Assessment which has been very useful for monitoring populations. In line with other projects, this initiative exclusively focuses on developing landscape-based management plans, habitat restoration plans, livelihoods improvement, mitigation of wildlife crime and illegal trade in wildlife, human-wildlife conflict mitigation strategies, improving awareness and communications strategies. The project also encourages the States and UTs to adopt innovative strategies to resolve issues related to multi-stakeholder landscape management, human-wildlife conflicts, wildlife crime and trade in wildlife parts and products, capacity building, climate-smart energy solutions etc. Global Snow Leopard and Ecosystem Protection (GSLEP) Programme: This multi-lateral programme comprises of 12 snow leopard range countries and they have developed national priorities and identified large landscapes to support viable populations of snow leopards.  Snow Leopard  It is also known as Ghost of the mountains.  They are positioned as the top predator in the food web. It acts as an indicator of the health of the mountain ecosystem in which they live.  Habitat: Higher Himalayan and trans-Himalayan landscape in  J&K;, Himachal Pradesh, Uttarakhand, Sikkim, and Arunachal Pradesh. India is home to 5 big cats: Snow Leopard, Lion, Tiger, Common Leopard, and Clouded Leopard. Snow Leopard capital of the world: Hemis, Ladakh. Threat: Reduction in prey populations, illegal poaching and increased human population infiltration into the species habitat and illegal trade of wildlife parts and products  IUCN Red List: Vulnerable CITES: Appendix I Convention on Migratory Species (CMS): Appendix I Indian Wildlife (Protection) Act 1972: Schedule I Hemis National Park is the biggest national park of India and also has a good presence of Snow Leopard. Waste Management in India (Topic: Conservation, environmental pollution and degradation) Years of neglect, lack of foresight and complete absence of urban planning has left India with mountains of waste-landfills, waste-choked drains, water bodies and rivers. This is called “legacy waste”, a cumulative consequence of decades of neglect and lack of foresight. India faces a challenge of treating and getting rid of the legacy waste, with simultaneous and continuous accumulation of fresh everyday waste.  How staggering is the issue? India generates the most waste globally, about 275 million tonnes of waste per year.  With current waste treatment rates of about 20-25%, the majority of waste remains untreated, in a heap, on landfills, and an equal amount in drains and river bodies. Drains and water bodies, emptying out into Indian rivers, also carry with them an unimaginable amount of waste. The Ganga is among the top 10 polluted rivers in the world, together accounting for 90% of the total ocean plastic pollution. Central, state, city and municipal governments, over decades, have not been able to prevent the situation, nor deal with its scale.  Out of a total 92 large WTE(Waste-to-Energy) plants only a small fraction is operational. The plants that are operational, run at suboptimal capacity.  Suggested solutions: India needs affordable, decentralised, customised solutions: Municipalities need to have access to affordable technology.  Local situations needs local solutions: Today most of the technology/equipment needed for waste management is imported, expensive and often not suited in our varied local situations.Amphibian equipment to clean water bodies is imported and can work well for large water bodies. Indigenisation of design and manufacturing of such equipment for smaller drains and water bodies is essential.  Atmanirbhar Bharat (self-reliant India) needs to kick in immediately.  Ease of procurement of technology and equipment:  Evolving a less cumbersome process for the procurement of technology and equipment is imperative. State governments are hit by a double whammy due to lack of technology and a rigid procurement system.  Policy change: Policy which provides a direction to accelerate the removal of waste exponentially is needed.  One way, used internationally, is to unlock the land value under landfills. Allowing agencies, companies or industry that clear waste, to own the land can fund the clean-up.  Development of skilled and trained professional personnel to operate and maintain the waste management chain, right from collection, operation and maintenance of waste-handling plants. Moving to a zero-waste society.  Central, and integral to success, is design. Design in the collection, of centralised and decentralised waste treatment plants, and of the equipment used. Design of waste management should be the bedrock of a well-planned smart city, town or village. What are the sustainable strategies to address the problem of solid waste? A multi-pronged approach, including Technical, organisational and financial strategies for sustainable waste and resource management, is required. Waste-to-energy technologies In recent years, waste disposal companies have increasingly been offering partners in developing and emerging countries technologies for recovering energy from waste, based in part on their potential for climate change mitigation. Avoidance of marine litter Various national policy instruments are being examined to determine their effectiveness in reducing marine litter; models are generated to demonstrate their economic, environmental and social impact. Electronic waste Extended Producer Responsibility and “Reduce, Re-use and Recycle” are the best of available sustainable strategies for handling of Electronic waste. Economic instruments For local and national administrations, the costs associated with waste management are considerable. In addition to the traditional approaches to financing, economic incentive systems can be developed to avoid or recycle waste. The focus here is on concepts such as product taxation, deposit systems or user charges. India’s Solid waste management rules, 2016 and E-waste management rules, 2016 are good examples of sustainable strategies to problems of waste management. Solid Waste treatment and disposal utilizing plasma arc gasification process is an option for eco-friendly solid waste management in which large volume reduction of waste up to 95% is possible. The plasma gasification process uses electricity to generate high temperature plasma arc (above 3000°C) inside the plasma reactor which converts the waste into syngas. The produced syngas when passed through a series of gas purification system comprising of catalytic converter, redox reactor, cyclone separator, scrubber and condenser is ready for use in gas engines for generation of electricity.The residual ash can bemixed with cement for preparation of recycled bricks for usage in construction. Thus, Science helps in the creation of ‘Wealth from Waste’. Some of the salient features of SWM Rules, 2016 include: – The source segregation of waste and Responsibilities of Generators has been mandated. Integration of waste pickers/ rag-pickers and waste dealers/ Kabadiwalas in the formal system Generator will have to pay ‘User Fee’ to waste collector and for ‘Spot Fine’ for Littering and Non-segregation New townships and Group Housing Societies have been made responsible to develop in-house waste handling, and processing arrangements for bio-degradable waste. Problems of construction and demolition waste, horticulture waste and garden waste and strategies to resolve them are also mentioned briefly in rules. Some of the salient features of the E-waste (Management) Amendment Rules, 2018 are as follows: Extended Producer Responsibility (EPR), which put the onus on the producer for the management of the final stages of the life of its product, in an eco-friendly way. The Extended Producer Responsibility (EPR) is the global best practice to ensure the take-back of the end-of-life products. A new arrangement entitled, ‘Producer Responsibility Organisation’ (PRO) has been introduced to strengthen EPR further. Prelims-oriented News Malabar 2020 Naval Exercise: A bilateral Indian Navy-US Navy exercise Highest number of COVID- 19 recoveries: India Introducing asafoetida (Heeng) cultivation in Indian Himalayan region Farmers of the remote Lahaul valley in Himachal Pradesh takes up cultivation of asafoetida (Heeng) to utilize vast expanses of waste land in the cold desert conditions of the region Asafoetida is one of the top condiments and is a high value spice crop in India.  India imports about 1200 tonnes of raw asafoetida annually from Afghanistan, Iran and Uzbekistan and spends approximately 100 million USD per year.  Lack of planting material of Ferula assa-foetida plants in India was a major bottleneck in cultivation of this crop. Raw asafoetida is extracted from the fleshy roots of Ferula assa-foetida as an oleo-gum resin. Although, there are about 130 species of Ferula found in the world, but only Ferula assa-foetidais the economically important species used for the production of asafoetida.  In India, we do not have Ferula assa-foetida, but other species Ferula jaeschkeana is reported from the western Himalaya (Chamba, HP), and Ferula narthex from Kashmir and Ladakh, which are not the species that yield asafoetida. Ayushman Sahakar Fund: For creation of healthcare infrastructure by cooperatives Cooperatives utilizing the scheme would be able to bring revolution in comprehensive health care services in rural areas Formulated by the apex autonomous development finance institution under the Ministry of Agriculture and Farmers Welfare, the National Cooperative Development Corporation (NCDC) NCDC’s scheme aligns itself with the focus of the National Health Policy, 2017, covering the health systems in all their dimensions- investments in health, organization of healthcare services, access to technologies, development of human resources, encouragement of medical pluralism, affordable health care to farmers etc. It has a comprehensive approach-hospitals, healthcare, medical education, nursing education, paramedical education, health insurance and holistic health systems such as AYUSH. Ayushman Sahakar scheme fund would also assist cooperative hospitals take up medical / Ayush education. The scheme also provides working capital and margin money to meet operational requirements. The scheme provides interest subvention of one percent to women majority cooperatives. Navy Operationalizes First Batch of Women Pilots: The first batch of women pilots of Indian Navy have been operationalized on Dornier Aircraft by the Southern Naval Command (SNC) at Kochi. The three women pilots were part of the six pilots of the 27th Dornier Operational Flying Training  (DOFT) Course, who graduated as ‘Fully operational Maritime Reconnaissance (MR) Pilots’ at a passing out ceremony held at INS Garuda, Kochi in 2020.