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Daily Prelims CA Quiz

UPSC Quiz – 2025 : IASbaba’s Daily Current Affairs Quiz 6th September 2025

The Current Affairs questions are based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, which are very important sources for UPSC Prelims Exam. The questions are focused on both the concepts and facts. The topics covered here are generally different from what is being covered under ‘Daily Current Affairs/Daily News Analysis (DNA) and Daily Static Quiz’ to avoid duplication. The questions would be published from Monday to Saturday before 2 PM. One should not spend more than 10 minutes on this initiative. Gear up and Make the Best Use of this initiative. Do remember that, “the difference between Ordinary and EXTRA-Ordinary is PRACTICE!!” Important Note: Don’t forget to post your marks in the comment section. Also, let us know if you enjoyed today’s test 🙂 After completing the 5 questions, click on ‘View Questions’ to check your score, time taken, and solutions. .To take the Test Click Here

DAILY CURRENT AFFAIRS IAS | UPSC Prelims and Mains Exam – 6th September – 2025

rchives (PRELIMS  Focus) SAMHiTA Conference Category: POLITY Context:  External Affairs Minister Dr. S. Jaishankar inaugurated the SAMHiTA Conference on South Asia’s Manuscript Traditions and Mathematical Contributions Objectives Digital Archive: Digitize and unify manuscripts scattered across global collections for wider access. Mathematical Heritage: Highlight South Asia’s contributions to mathematics and related sciences. Global Collaboration: Partner with international institutions for preservation and knowledge exchange. Key Highlights Dr. Jaishankar emphasized self-reliance in intellectual leadership and showcasing India’s civilizational and mathematical heritage. The initiative strengthens cultural diplomacy, enhances research infrastructure, and deepens India’s role in global knowledge networks. Learning Corner: South Asia’s Manuscript Traditions and Mathematical Contributions Manuscript Traditions in South Asia Diversity of Scripts and Languages: South Asia has one of the richest manuscript traditions in the world, spanning Sanskrit, Pali, Prakrit, Tamil, Persian, Arabic, and Tibetan among others. These manuscripts cover religion, philosophy, medicine, astronomy, mathematics, grammar, and arts. Materials and Mediums: Manuscripts were traditionally inscribed on palm leaves, birch bark, parchment, and handmade paper, often preserved in temples, monasteries, mathas, and royal libraries. Centers of Manuscript Culture: Nalanda and Vikramshila Universities: Major repositories of Buddhist and scientific manuscripts. Kerala and Tamil Nadu: Palm-leaf manuscripts in Ayurveda, astronomy, and mathematics. Kashmir: Known for Shaiva and Buddhist manuscripts on birch bark. Persianate Traditions: Mughal patronage encouraged preservation of texts in astronomy, medicine, and mathematics. Transmission and Global Spread: Manuscripts were carried along trade routes and through cultural exchanges to Central Asia, the Middle East, and Europe, influencing global knowledge systems. Mathematical Contributions of South Asia South Asia played a foundational role in global mathematical development: Decimal Place Value System & Zero: The concept of zero as a number and the place value system emerged in India (e.g., Brahmagupta, 7th century CE). This became the foundation of modern arithmetic. Algebra and Arithmetic: Aryabhata (5th century CE): Introduced place value notation, trigonometric functions (sine, cosine). Brahmagupta (7th century CE): Systematic rules for zero and negative numbers; quadratic equations. Bhaskara II (12th century CE): Solutions to indeterminate equations; contributions to calculus-like concepts. Geometry and Trigonometry: Sulbasutras (c. 800–500 BCE) contain rules for altar construction, approximations of √2, and Pythagorean triples. Indian trigonometric methods later influenced Islamic and European mathematics. Astronomical Mathematics: Mathematics was closely tied to astronomy for calendar-making and planetary calculations. Works like Surya Siddhanta combined mathematics with cosmology. Transmission to the World: Indian numerals were transmitted via the Arabs (“Arabic numerals”) to Europe, revolutionizing commerce and science. Indian trigonometry and algebra shaped Islamic Golden Age mathematics. Source: AIR Total Fertility Rate (TFR) Category: POLITY Context : India’s birth rate and Total Fertility Rate (TFR) have seen a notable decline in 2023–2025, marking the first dip in two years and pushing fertility further below the replacement level of 2.1. Key Data Birth Rate: 18.4 per 1,000 in 2023 (down from 21.4 in 2013 and 36.9 in 1971). TFR: 1.9 in 2023–25, below replacement level. Rural vs Urban: Rural TFR at 2.1, urban rates lower. State Variation: Bihar and UP remain high; Kerala, Tamil Nadu, and Delhi report as low as 1.4–1.6. Reasons for Decline Higher female literacy and workforce participation, leading to delayed marriages. Urbanization and rising costs encourage smaller families. Wider contraceptive use and family planning awareness. Youth migration for education and jobs. Implications India’s population will likely peak at around 1.7 billion in the next 40 years before declining. Long-term effects include an aging population, shrinking workforce, and higher demand for elderly care. Policy focus will shift toward social security, healthcare for elderly, and labor market reforms. Learning Corner: Total Fertility Rate (TFR) Definition: TFR is the average number of children a woman is expected to have during her reproductive years (15–49 years), assuming current fertility patterns remain constant. Replacement Level Fertility: The TFR needed for a population to replace itself without migration is about 2.1 (slightly above 2 to account for child mortality). India’s Current Status: As of 2023–25, India’s TFR has declined to 1.9, below replacement level. Factors Influencing TFR: Female education and workforce participation Access to contraception and healthcare Socio-economic conditions and urbanization Cultural and regional variations Implications: A declining TFR leads to slower population growth, eventual population stabilization, and later population decline. It also causes population aging, reduced labor force, and increased demand for elderly care. However, it reflects progress in health, literacy, and women’s empowerment. Source:  THE HINDU Malacca Straits Category: INTERNATIONAL Context: Singapore has officially backed India’s interest in joining joint patrols of the Malacca Straits, marking a new phase in bilateral maritime security cooperation and regional collaboration. Key Details In September 2025, Prime Ministers Narendra Modi and Lawrence Wong discussed India’s formal role in the Malacca Straits Patrol (MSP), currently involving Indonesia, Malaysia, Singapore, and Thailand. Singapore views India’s participation as strengthening regional security, technology pooling, and balancing major power influence in the Indo-Pacific. Strategic Importance The Malacca Strait is a vital chokepoint: nearly 40–50% of global trade and 70% of Asia’s oil imports pass through it. For India, about 60% of sea-based trade and almost all LNG imports transit this route. India’s Andaman & Nicobar Islands, just 600 km away, provide operational leverage for the Indian Navy. Impact on Regional Security India’s entry will boost anti-piracy, anti-trafficking, and intelligence operations, drawing on its naval experience in the Gulf of Aden. It strengthens India’s Act East policy, deepens ASEAN-led security structures, and contributes to Indo-Pacific balance. Technological Cooperation The partnership will advance collaboration in AI, quantum computing, unmanned vessels, and surveillance technologies. Joint ventures may include autonomous patrol craft and quantum-secure communications for maritime safety. Learning Corner: Malacca Strait Geography: The Malacca Strait is a narrow stretch of water between the Malay Peninsula (Malaysia & Singapore) and the Indonesian island of Sumatra. It connects the Andaman Sea (Indian Ocean) with the South China Sea (Pacific Ocean). Its narrowest point, the Phillip Channel near Singapore, is only about 2.7 km wide, making it one of the world’s most significant maritime chokepoints. Strategic Importance: Handles about 40–50% of global trade and nearly 70% of Asia’s oil imports. Vital for energy flows from the Middle East and Africa to East Asia. For India, around 60% of its maritime trade and almost all LNG imports pass through this corridor. Security Concerns: Vulnerable to piracy, trafficking, smuggling, and potential blockades. The presence of multiple stakeholders (Indonesia, Malaysia, Singapore, and Thailand) makes cooperative security essential. India’s Significance: India’s Andaman & Nicobar Islands lie just 600 km away, giving India strategic proximity. Participation in the Malacca Straits Patrol (MSP) enhances India’s Act East Policy and Indo-Pacific strategy. Global Relevance: Securing the Malacca Strait is critical for global energy security, freedom of navigation, and Indo-Pacific stability. Source: THE HINDU Angikaar 2025 Category: POLITY Context : Ensures effective implementation of PMAY-U 2.0, promotes community participation, and facilitates convergence of social welfare schemes toward “Housing for All.”. Launch: September 4, 2025, by Minister Manohar Lal in New Delhi. Duration & Reach: September 4 to October 31, 2025, covering over 5,000 Urban Local Bodies (ULBs). Objectives: Last-mile outreach to PMAY-U beneficiaries. Accelerate application verification and completion of sanctioned houses. Raise awareness about linked schemes like CRGFTLIH and PM Surya Ghar. Prioritize housing needs of vulnerable groups under Special Focus Group (SFG). Community Mobilization: Door-to-door campaigns, awareness drives, cultural programs, and Jan Bhagidari initiatives. Learning Corner: Pradhan Mantri Awas Yojana – Urban (PMAY-U) Launch: 25 June 2015, by the Ministry of Housing and Urban Affairs. Objective: Provide affordable housing for all urban poor by 2030, focusing on economically weaker sections (EWS), low-income groups (LIG), and slum dwellers. Key Components: In-situ Slum Redevelopment (ISSR) – Redevelop slums using private participation. Affordable Housing through Credit Linked Subsidy (CLSS) – Interest subsidy on home loans. Beneficiary-Led Construction (BLC) – Financial assistance for building or improving houses. Public-Private Partnership / Affordable Housing in Partnership (AHP) – Promote affordable housing projects via private developers. Urban Focus: Implemented across Urban Local Bodies (ULBs), covering all cities and towns. Special Initiatives: PMAY-U 2.0, Angikaar campaigns, PMAY-U Awas Diwas, and PM Awas Mela for last-mile outreach and scheme acceleration. Significance: Advances the “Housing for All” mission, improves urban living conditions, promotes social inclusion, and facilitates convergence with other welfare schemes. Source: PIB Savitribai Phule Category: HISTORY Context: Contribution to education on the eve of teachers day. Contribution: India’s first female teacher and pioneer of women’s education. Key Achievements: Opened the first girls’ school in Pune in 1848 with her husband Jyotirao Phule. Developed curricula tailored for girls, emphasizing literacy, hygiene, and social awareness. Authored poems and texts to inspire girls and women to pursue education. Challenges: Faced social hostility, including threats and ostracism, but persisted to empower marginalized communities. Legacy: Laid the foundation for women’s education among lower-caste and marginalized communities. Learning Corner: Jyotirao Phule (1827–1890) Contribution: Social reformer and educationist; husband of Savitribai Phule. Key Achievements: Advocated for education for girls and lower-caste communities. Supported Savitribai Phule in opening schools and literacy campaigns. Worked to eradicate untouchability and caste-based discrimination in education. Legacy: Promoted inclusivity in education and laid early groundwork for social justice. Raja Ram Mohan Roy (1772–1833) Contribution: Pioneer of modern India’s social and educational reforms. Key Achievements: Founded Hindu College (1817) in Kolkata to modernize education. Championed the cause of women’s rights, including opposition to Sati. Promoted learning in English, science, and rational thinking, opening avenues for women indirectly. Legacy: Father of the Indian Renaissance; set the stage for women’s empowerment through education reform. Ishwar Chandra Vidyasagar (1820–1891) Contribution: Educationist and social reformer focused on widows and women’s literacy. Key Achievements: Advocated for widow remarriage through the Widow Remarriage Act, 1856. Opened schools for girls, especially in Bengal, providing literacy and moral education. Developed textbooks in Bengali, making education accessible to girls. Legacy: Combined legal reforms with educational initiatives to uplift women. Pandita Ramabai (1858–1922) Contribution: Pioneer of women’s education and social reform. Key Achievements: Founded the Arya Mahila Samaj and Sharada Sadan for widows’ education. Advocated for women’s literacy, vocational training, and emancipation. Authored works in Marathi, Sanskrit, and English to highlight women’s issues. Legacy: Empowered widows and underprivileged women through education and skill development. Annie Besant (1847–1933) Contribution: British-born social reformer and educationist in India. Key Achievements: Promoted women’s education and adult literacy. Founded Central Hindu College (1898), which later became Banaras Hindu University. Advocated for women’s rights and self-reliance through education. Legacy: Integrated Western and Indian educational ideas for female empowerment. Mahadevi Verma (1907–1987) Contribution: Poet, educationist, and champion of women’s education in Hindi literature. Key Achievements: Served as Vice-Chancellor of BHU and promoted women’s participation in higher education. Advocated cultural and literary education for girls and women. Legacy: Advanced higher education and cultural empowerment for women. Source: PIB (MAINS Focus) Rampant development, not climate, pushing Himalaya to the edge (GS Paper III – Environment, GS Paper III – Disaster management) Introduction (Context) The Himalayas, the world’s youngest and most fragile mountain system, are increasingly witnessing frequent disasters such as floods, landslides, and glacial lake outburst floods (GLOFs). Experts caution that labelling every heavy-rain event as a “cloudburst” oversimplifies the crisis.  In reality, these disasters are often the outcome of a dual force climate change and unregulated development. Recent disasters  In August–September 2025, North India witnessed severe floods and landslides due to overflowing Sutlej, Beas, and Ravi rivers. 34 People died after intense rainfall in Kashmir and Pakistan-occupied areas. The village of Dharali (Uttarakhand) was washed away by a deluge-triggered landslide. They were labelled as “unprecedented natural events”, ignoring the role of reckless development. How rampant development has triggered disasters? The Himalayas, being the world’s youngest mountain range, are inherently unstable and highly sensitive to external interventions.  While they are naturally prone to landslides, floods, and seismic activity, unregulated development has amplified disaster potential manifold. Some of the reasons are: Copying of Urban Development Models Development plans in Himachal Pradesh and Uttarakhand are often modeled on metropolitan cities like Delhi and Mumbai, ignoring Himalayan fragility. Experts emphasize that every project must undergo lifecycle analysis and carrying capacity assessment before implementation. Weak Environmental Safeguards Most major projects are cleared without independent disaster and social impact assessments or proper public consultation. This lack of oversight means roads, tunnels, and hydropower plants often destabilize slopes and block natural drainage systems. Proliferation of Hydropower Projects According to the Directorate of Energy of Himachal Pradesh, there are 1,144 hydropower plants in the state, of which 721 are at various stages of clearance and investigation, 180 have been commissioned, and 53 are under construction. The Centre has also sanctioned funds to build new bridges and widen roads. Similarly, in Uttarakhand, there are 40 operational hydroelectric plants while 87 more are at various stages of planning and construction, all to boost the State’s power generation capacity. Such projects involve blasting, tunneling, and river diversion, further weakening fragile slopes and river valleys. Infrastructure Boom Without Risk Sensitivity Highway widening and tunnel construction, for example e.g., 14 tunnels on Chandigarh–Manali route. Heavy equipment use destabilizes slopes, making them prone to landslides during heavy rainfall. Tourism and Encroachment Pressure Rising tourist inflow has accelerated demand for hotels, homestays, and commercial establishments. This leads to deforestation, slope cutting, and construction on unsafe land, which increases downstream flood and landslide risks. Climate Change as a Risk Multiplier The Himalaya is warming faster than the global average, causing reduced snowfall and accelerated glacier melt. This leads to the formation of unstable glacial lakes, increasing the risk of Glacial Lake Outburst Floods (GLOFs).  ICIMOD (2018) reported over 25,000 glacial lakes across five major river basins, placing downstream communities at high risk.  Climate change thus compounds existing vulnerabilities, turning natural hazards into frequent and severe disasters. Legal and Judicial Interventions Legal insights Supreme Court (July 18, 2025): Warned that if unchecked, “the day is not far when Himachal Pradesh may vanish from the map.” Stressed ecological sustainability cannot be sacrificed for revenue. Chief Justice B.R. Gavai (Sept 4, 2025): Described floating logs in floodwaters as a “very serious issue.” Said development must not come at the cost of environment and human lives. Petition Against NHAI (Sept 2025): Allegation: 14 tunnels between Chandigarh–Manali turned into “death traps” during rains. Court issued notice to NHAI for lack of disaster sensitivity in project design. These interventions reflect the judiciary’s growing concern that development is being pursued without considering Himalayan carrying capacity. Expert Insights Arun B. Shreshta (ICIMOD): Disasters are not purely natural; they stem from climate change + reckless development. Advocates carrying capacity assessments and lifecycle-based planning. Himanshu Thakkar (SANDRP): Prioritize independent disaster and social impact assessments with public participation before approving projects. Navneet Yadav (Caritas India): Warns against copying urban-centric development models (Delhi/Mumbai) for Himalayan states. Calls for context-sensitive planning. Way Forward Conduct carrying capacity studies before new projects. Enforce independent EIAs and disaster impact assessments. Strengthen local forest cover, promote slope stabilization through vegetation. Restore river floodplains and wetlands as natural buffers. Build climate literacy among locals. Empower panchayats and local governance institutions to lead disaster preparedness. Promote eco-tourism. Restrict construction in eco-sensitive zones. Schools, hospitals, and relief shelters must be located in safe zones. Design tunnels, highways, and bridges to account for Himalayan seismicity and rainfall intensity. Conclusion The Himalayan crisis is not merely about climate change, but about unchecked human intervention in one of the world’s most fragile ecosystems.  Disasters are amplified by hydropower projects, highways, deforestation, and unregulated tourism.  Unless India urgently rethinks its development model with climate-sensitive, community-driven, and nature-based solutions, the Himalayas could face irreversible damage with devastating consequences for millions downstream. Mains Practice Question Q The Himalayan disasters are less a result of climate change alone and more a consequence of reckless development practices.” Critically examine. (250 words, 15 marks) Source: Rampant development, not climate, pushing Himalaya to the edge – The Hindu GST 2.0 is a landmark in India’s tax journey (GS Paper III – Economy) Introduction (Context) The 56th GST Council Meeting (3rd September 2025) introduced GST 2.0, marking a historic step towards a simpler, fairer, and growth-oriented taxation system aligned with the vision of Viksit Bharat 2047. What is Goods and Service Tax? India introduced the Goods and Services Tax (GST) on July 1, 2017, marking a historic change in the country’s tax system.  Before GST, people and businesses had to deal with different indirect taxes such as VAT, excise duty, and service tax.  This often created confusion, double taxation, and a heavy burden on businesses.  GST was brought in to make taxation simpler, transparent, and uniform across the country.  It applies to both goods and services, making it easier for the government to collect revenue and for businesses to comply with tax rules. GST in India is divided into four categories to ensure smooth collection by both the central and state governments: CGST (Central GST): Collected by the central government on transactions within a state. SGST (State GST): Collected by the state government on transactions within a state. IGST (Integrated GST): Collected by the central government on interstate transactions (when goods or services move from one state to another). UTGST (Union Territory GST): Collected on transactions within Union Territories. What is GST 2.0? With GST rationalisation, the government has collapsed multiple slabs into four: 0%, 5%, 18%, and a new 40% for luxury and sin goods. Gone are the 12% and 28% brackets that often-left consumers scratching their heads and businesses juggling input credits. The New GST Slabs 2025  GST Slab Category Examples of Goods/Services 0% Essentials & daily needs Paneer, Indian breads (roti/chapati), UHT milk, erasers, essential medicines 5% Merit/basic goods Soaps, toothpaste, packaged food, hair oil, agricultural equipment 18% Standard goods & services TVs, air conditioners, washing machines, small cars, salon services 40% Luxury & sin goods Tobacco, pan masala, sugary beverages, high-end cars, luxury goods This tiered structure is designed to protect the common man while discouraging harmful consumption habits. Key features of the reform Relief for Households & Consumers GST 2.0 directly impacts daily consumption patterns by making essentials and common-use items more affordable. Exempted Items: Ultra-High Temperature (UHT) milk, paneer, chapati, and paratha are fully exempt, easing household budgets. 5% Bracket: Everyday goods such as soap, shampoo, toothpaste, bicycles, and kitchenware now fall under the 5% rate, reducing out-of-pocket expenses for middle- and lower-income households. Reduced Rates: Packaged foods, noodles, chocolates, and beverages have seen cuts, encouraging higher consumption and benefiting FMCG and retail sectors. Insurance Exemption: Exempting all life and health insurance policies makes coverage more affordable. This is particularly significant for senior citizens and low-income families, enhancing financial protection and social security. Healthcare Boost: Essential drugs, medical devices, and treatments for cancer, rare diseases, and chronic conditions have been exempted or shifted to lower rates, widening access to healthcare and easing financial burdens on households. Support for Farmers Reforms have been designed to reduce costs in the agricultural sector and improve rural productivity. 5% GST on Farm Equipment: Tractors, farm machinery, fertilizers, and inputs like sulphuric acid and ammonia now attract only 5% GST. This not only reduces cultivation costs but also corrects earlier inverted duty structures, ensuring farmers pay less for critical inputs while selling produce competitively. By lowering agricultural expenses, the reform improves farm profitability and strengthens the rural economy. Boost to Labour-Intensive Sectors The reform pays special attention to traditional and labour-intensive industries, which provide mass employment. Sectors such as handicrafts, marble, granite, and leather goods are now under reduced GST slabs. This rationalisation improves competitiveness in domestic and export markets, stimulates consumer demand, and safeguards millions of livelihoods dependent on these industries. Critical Sectoral Changes Several strategic sectors with high multiplier effects have seen long-awaited corrections. Textiles: The reduction of GST on man-made fibre and yarn to 5% eliminates distortions in the textile value chain, boosting domestic value addition, exports, and job creation. Cement: Lowering GST from 28% to 18% will reduce construction costs, provide a push to affordable housing, and accelerate infrastructure development. Green Growth: Reductions on renewable energy devices and automotive components incentivise clean energy adoption and support India’s transition towards a sustainable and low-carbon economy. Institutional reforms GSTAT (Goods and Services Tax Appellate Tribunal) will be operational by year-end, ensuring faster dispute resolution, consistency in rulings, and greater taxpayer trust. Provisional Refunds for Inverted Duty Structures: When input tax is higher than the tax on finished goods, businesses pay extra tax (inverted duty). Now, the government will refund this excess quickly, improving cash flow and reducing financial stress for small manufacturers. Risk-Based Compliance Checks: The government uses data and technology to check only “high-risk” taxpayers (like fake invoices), while honest taxpayers face minimal scrutiny. This reduces harassment, saves time, and helps focus on real tax evasion. Harmonisation of Valuation Rules: GST valuation means deciding the value on which tax is charged. By standardising rules across states and sectors, disputes are reduced, the system becomes uniform, and transparency for businesses increases. Impact on Businesses The reform reshapes the business environment with a mix of ease and adjustments: Simplified Filing: Fewer tax slabs reduce confusion and classification disputes. Reduced Compliance Burden: SMEs and retailers gain from easier invoicing and accounting. Pricing Challenges: Industries dealing in luxury or sin goods need to recalibrate their pricing strategies. Sectoral Gains: FMCG and insurance sectors are expected to see demand growth due to affordability and wider coverage. Wider Economic Impact Economists view GST 2.0 as a growth-oriented reform: GDP Growth: Expected to raise GDP by around 100–120 basis points in the coming quarters. Revenue Implications: A short-term dip in government revenue (~₹48,000 crore) may occur, but will be offset by higher consumption and compliance. Boost to Sentiment: Reduced household expenditure strengthens consumer confidence, especially benefiting retail and FMCG demand. Conclusion GST 2.0 is not just a tax adjustment but a transformational reform. By simplifying slabs, correcting distortions, lowering rates on essentials, and strengthening institutions, it delivers relief across income groups, supports farmers, boosts industry competitiveness, and aligns with the vision of Viksit Bharat 2047. It stands as a defining milestone in India’s tax history, embodying a genuine people’s reform. Mains Practice Question Q GST 2.0 marks a shift from a complex, compliance-heavy tax system to a simplified, people-centric reform.” Critically examine the economic and social implications of the new two-rate GST structure in the context of India’s growth trajectory towards Viksit Bharat 2047. (250 words, 15 marks) Source: GST 2.0 is a landmark in India’s tax journey – The Hindu

Daily Prelims CA Quiz

UPSC Quiz – 2025 : IASbaba’s Daily Current Affairs Quiz 4th September 2025

The Current Affairs questions are based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, which are very important sources for UPSC Prelims Exam. The questions are focused on both the concepts and facts. The topics covered here are generally different from what is being covered under ‘Daily Current Affairs/Daily News Analysis (DNA) and Daily Static Quiz’ to avoid duplication. The questions would be published from Monday to Saturday before 2 PM. One should not spend more than 10 minutes on this initiative. Gear up and Make the Best Use of this initiative. Do remember that, “the difference between Ordinary and EXTRA-Ordinary is PRACTICE!!” Important Note: Don’t forget to post your marks in the comment section. Also, let us know if you enjoyed today’s test 🙂 After completing the 5 questions, click on ‘View Questions’ to check your score, time taken, and solutions. .To take the Test Click Here

DAILY CURRENT AFFAIRS IAS | UPSC Prelims and Mains Exam – 4th September – 2025

rchives (PRELIMS  Focus) Majorana Particles Category: SCIENCE AND TECHNOLOGY Context:  Majorana Particles and Quantum Computing What Are Majorana Particles? Majoranas are quantum entities that act as their own antiparticles. In certain superconductors, electrons can split into two Majorana modes that store information across separated locations. How Majoranas Protect Quantum Information Conventional quantum computers fight errors by combining many physical qubits into one logical qubit. Majorana qubits can store information non-locally, making them inherently resistant to noise. When Majoranas are “braided,” their quantum state changes in a way that depends on the entire sequence of swaps, providing fault-tolerance. Promise and Challenges Quantum operations could be performed by braiding Majoranas, making robustness a feature of physics rather than engineering. Challenges remain: environmental errors and the difficulty of demonstrating scalable Majorana braiding. Why This Matters Majorana-based quantum computers may need fewer physical qubits, making them more practical and error-resistant. Early experiments suggest Majoranas exist, but large-scale implementation is still an open goal. Learning Corner: Quantum Computing  Definition: Quantum computing is an advanced form of computation that uses the principles of quantum mechanics—mainly superposition and entanglement—to process information. Qubits vs. Classical Bits: Classical computers use bits (0 or 1). Quantum computers use qubits, which can exist in a superposition of 0 and 1 simultaneously, enabling parallel computations. Key Features: Superposition: A qubit can represent multiple states at once, allowing massive computational power. Entanglement: Qubits can be correlated in such a way that the state of one instantly influences another, enabling powerful information processing. Quantum Interference: Ensures the correct probability amplitudes are amplified while wrong answers cancel out. Applications: Cryptography (breaking or creating secure codes) Drug discovery and materials science Optimization problems (logistics, finance, AI training) Simulation of complex systems (climate, physics, chemistry). Challenges: Qubits are fragile and prone to decoherence (loss of quantum state). Requires error correction and highly stable environments (extreme cooling, shielding). Scaling up to practical, large systems remains an experimental frontier. Source: THE HINDU Theatre Commands in India Category: DEFENCE Context : Represents a major shift to make India’s armed forces more agile, unified, and future-ready. What is a Theatre Command? A unified command where Army, Navy, and Air Force resources operate together under a single structure for a region. Replaces service-specific commands with joint, theatre-based commands. Rationale and Benefits Modern warfare is multi-domain (land, sea, air, cyber, space). Enables integrated use of advanced platforms, better logistics, and joint planning. Reduces duplication, improves efficiency, and enhances coordination. Global Context Countries like the US, China, Russia, UK, and France already use theatre/joint commands (e.g., US CENTCOM). Progress and Debate Support exists, but differences remain among services on structure and roles. Air Force stresses careful planning, Navy highlights integrating maritime strengths. Some single-service roles may be retained for flexibility. Challenges Inter-service rivalry, overlapping structures, and integration of diverse doctrines. Disputes over HQ locations and command coverage. Implementation Department of Military Affairs (DMA) oversees phased rollout, procurement, and integration. Studies and exercises are shaping the final structure. Source:  THE INDIAN EXPRESS UAPA Category: POLITY Context: The Delhi High Court denied bail to several accused under UAPA in the 2020 Delhi riots case, citing that the accused had orchestrated a premeditated conspiracy and that there was enough evidence to support the charges at the bail stage Reasons for Bail Denial Court found prima facie evidence supporting charges under UAPA, which sets a low threshold for denying bail. Evidence included WhatsApp chats, secret meetings, and witness testimony indicating planned violence. Detailed scrutiny of evidence was deferred to the trial stage. Charges and Prosecution Accused charged with premeditated conspiracy leading to deaths and property damage. Section 15 of UAPA covers acts threatening India’s unity, integrity, or security. Witnesses confirmed planning and instigation through meetings and social media groups. Judicial Reasoning Bail in UAPA cases is restrictive; granted only if accusations are not prima facie true. Bail orders for co-accused are not precedents for others, as each case is specific. Liberty Concerns Accused have spent over five years in jail without trial starting. SC guidance allows bail if trial is unreasonably delayed, but depends on case facts. Significance Highlights UAPA’s stringent bail provisions and the judiciary’s cautious approach in terror-related cases. Learning Corner: Unlawful Activities (Prevention) Act (UAPA)  Background Enacted in 1967 to curb unlawful activities threatening India’s sovereignty and integrity. Strengthened multiple times, especially post-2004, 2008 (26/11 Mumbai attacks), and 2019 amendments. Considered India’s primary anti-terror law. Key Provisions Definition of Terrorist Act (Section 15): Includes acts intended to threaten India’s unity, integrity, security, or strike terror in people. Terrorist Organisation (Section 35 & 36): Central Government can designate organisations as “terrorist organisations” and ban them. Individual Terrorist Tag (2019 Amendment): Government can designate individuals as terrorists (without judicial oversight). Extended Detention & Bail Restrictions (Section 43D(5)): Allows detention up to 180 days without filing a charge sheet. Bail can be denied if court believes accusations are prima facie true, setting a low threshold. National Investigation Agency (NIA) Powers: Empowered to investigate UAPA cases across India without state consent. Search, Seizure & Property Attachment: Government can seize property suspected to be linked with terrorism. Contentious Issues Overbreadth & Vagueness: Broad definitions risk misuse against activists, journalists, and dissenters. Bail Provisions: Section 43D(5) makes bail extremely difficult, leading to long pre-trial incarceration. Designation of Individuals: Lack of judicial checks; government decision can stigmatize without trial. Federalism Concerns: NIA powers dilute state police jurisdiction. Civil Liberties: Extended detention and restricted bail seen as undermining personal liberty under Article 21. Judicial Stance Courts stress that UAPA must balance national security with constitutional rights. SC in Union of India v. K.A. Najeeb (2021) held that prolonged incarceration and trial delays can justify bail despite Section 43D(5). Source: THE INDIAN EXPRESS National Green Tribunal (NGT) Category: ENVIRONMENT Context The National Green Tribunal (NGT) has directed the Ministry of Environment, Forests & Climate Change (MoEFCC) to review affidavits from Himachal Pradesh and Uttarakhand on declaring the Higher Himalayas as an eco-sensitive zone (ESZ). Key Points Aim: Protect fragile Himalayan ecosystems from disasters and unsustainable development. Recommended measures: Restrict large construction projects, monitor glaciers and river flows, curb biodiversity threats, strengthen disaster response, and improve waste management. Context: Frequent floods, landslides, and glacial lake outburst floods are worsening with climate change. Next steps: States have sought more time citing ongoing crises; NGT expects detailed responses, with a hearing due in late November 2025. Learning Corner: National Green Tribunal (NGT) Establishment: Formed in 2010 under the National Green Tribunal Act, 2010. Objective: Provides speedy and specialized adjudication of cases relating to environmental protection, forest conservation, and enforcement of legal rights connected to the environment. Key Features Jurisdiction: Handles civil cases under laws such as the Environment Protection Act (1986), Forest Conservation Act (1980), Air Act (1981), Water Act (1974), Biological Diversity Act (2002), etc. Excludes Wildlife (Protection) Act, 1972 and Indian Forest Act, 1927. Composition: Chairperson (a retired Supreme Court judge or Chief Justice of a High Court). Judicial Members and Expert Members (environmental experts/scientists). Powers: Same powers as a Civil Court under CPC. Can grant relief, compensation, and order restoration of damaged ecology. Principles Applied: Polluter Pays Principle. Precautionary Principle. Sustainable Development. Speedy Disposal: Mandated to dispose of cases within 6 months of filing. Benches: Principal Bench: New Delhi. Regional Benches: Bhopal, Pune, Kolkata, and Chennai. Significance Provides accessible and specialized justice in environmental matters. Acts as a check on unsustainable development projects. Ensures accountability of both State and private entities in ecological protection. Challenges Limited jurisdiction (cannot take up wildlife/forest rights cases directly). Enforcement of its orders sometimes weak. Burden of increasing environmental disputes vs limited benches. Source: THE INDIAN EXPRESS Yudh Abhyas 2025 Category: INTERNATIONAL Context: The 21st edition of the India–US joint military exercise Yudh Abhyas is being held from 1st–14th September 2025 at Fort Wainwright, Alaska Key Highlights Participants: Indian Army’s Madras Regiment battalion and US Army’s 1st Battalion, 5th Infantry Regiment “Bobcats” of the Arctic Wolves Brigade Combat Team, 11th Airborne Division. Objectives: Enhance interoperability, tactical proficiency, and operational synergy; focus on high-altitude warfare, integrated operations, and UN peacekeeping readiness. Activities: Heliborne operations, mountain warfare, UAS and counter-UAS use, casualty evacuation, combat medical aid, and combined use of artillery, aviation, and electronic warfare systems. Expert Exchanges: Working groups on UAS operations, communications, logistics, and information warfare. Strategic Importance: Strengthens India–US defence partnership, improves multi-domain joint capabilities, and builds preparedness for operations in extreme terrain and weather conditions. Learning Corner: India’s Joint Military Exercises Army-to-Army Exercises Yudh Abhyas – with the United States Vajra Prahar – Special forces drills with the United States Shakti – with France Dharma Guardian – with Japan Maitree – with Thailand Sampriti – with Bangladesh Mitra Shakti – with Sri Lanka Nomadic Elephant – with Mongolia Prabal Dostyk (also Kazind) – with Kazakhstan Khanjar – with Kyrgyzstan Ekuverin – with Maldives Surya Kiran – with Nepal Hand in Hand – with China Garuda Shakti – with Indonesia Bold Kurukshetra – with Singapore Austra Hind – with Australia Lamitiye – with Seychelles Vinbax – with Vietnam Indra – with Russia Ajeiya Warrior – with the United Kingdom Al Nagah – with Oman Dustlik – with Uzbekistan Navy-to-Navy and Naval Exercises Malabar – trilateral exercise with the US, Japan (and sometimes Australia) Varuna – with France SLINEX – with Sri Lanka IND-Indo CORPAT and Samudra Shakti – with Indonesia Simbex – with Singapore Konkan – with the United Kingdom Ausindex – with Australia Naseem Al Bahr – with Oman IBSAMAR – multilateral, with India, Brazil & South Africa ADMM+ / Komodo – multilateral HOA in Southeast Asia Air Force-to-Air Force Exercises Garuda – with France Indradhanush – with the United Kingdom Red Flag – with the United States Eastern Bridge – with Oman AviaindrA – with Russia Siam Bharat – with Thailand Desert Eagle – with the UAE Multilateral and Multiservice Exercises Tiger Triumph – India–USA tri-service humanitarian assistance/disaster relief (HADR) exercise Malabar – naval exercise with India, US, Japan (and Australia) RIMPAC, Cobragold, Force 18, IBSAMAR, etc. – involving multiple countries and services in broader regional settings Source: PIB (MAINS Focus) India’s Recent Maritime Reforms Need Course Correction (GS Paper III – Economy) Introduction (Context) India’s maritime sector has long been governed by colonial-era and fragmented laws. Recently, the Rajya Sabha has passed the Indian Ports Bill, 2025, marking a major overhaul in India’s maritime legislative framework. Along with the Coastal Shipping Act, 2025, the Carriage of Goods by Sea Bill, 2025, and the Merchant Shipping Act, 2025, this legislative package seeks to replace colonial-era laws (notably the Act of 1908) and align India’s maritime sector with global best practices. However, concerns have emerged regarding federalism, ownership safeguards, regulatory overreach, and impacts on smaller players. Indian Ports Bill, 2025 The act will modernise India’s port governance, enhance trade efficiency, and solidify India’s position as a global maritime leader.  The legislation also emphasises sustainability, incorporating green initiatives, pollution control, and disaster management protocols for sustainable port development.  It aims to simplify port procedures & digitalise operations to enhance ease of doing business (EODB). For ports themselves, the bill provides greater autonomy with accountability, allowing ports to set competitive tariffs within a transparent framework. Criticism The Ports Act, 2025 has been criticised for centralising powers in the hands of the Union government, thereby weakening the role of States and diluting safeguards meant to protect Indian sovereignty. A key feature of the Act is the creation of the Maritime State Development Council (MSDC), chaired by the Union Minister of Ports. This body acts as a centralised policy-making authority, empowered to direct States to follow central guidelines. Critics argue that this design does not reflect cooperative federalism but instead shows federal subordination, where States are compelled to align their port development policies with central schemes such as Sagarmala (port-led development programme) and PM Gati Shakti (national master plan for integrated infrastructure). Under this framework, State maritime boards cannot revise or adapt their port-related policies without central approval, thereby stripping coastal States of fiscal autonomy and administrative flexibility. Further experts warn that the Act introduces vague and discretionary regulatory powers, meaning authorities can interpret rules broadly, potentially creating compliance burdens that are difficult for smaller port operators to manage. Clause 17 of the Act bars civil courts from hearing port-related disputes, and instead channels such disputes to internal resolution committees set up by the same authorities whose actions are being challenged. Merchant Shipping Act, 2025 The law seeks to modernise registration systems, ownership norms, safety standards, environmental obligations, and liability frameworks in the shipping sector. It expands the definition of vessels to include offshore drilling units and non-displacement crafts (vessels that move above water like hovercrafts, not by displacing water like traditional ships). It strengthens oversight of maritime training institutes, ensuring better quality control in seafarer education and skill development. It aligns India’s liability and insurance rules with global conventions, making them consistent with international standards to improve investor and operator confidence. Criticism Under the older Merchant Shipping Act, 1958, Indian-flagged vessels had to be 100% Indian-owned. The new law allows “partial” Indian ownership, including by Overseas Citizens of India (OCI) and foreign entities. The exact threshold is left to government notification, raising fears of excessive executive discretion. This dilution of ownership requirements creates a risk of India turning into a flag-of-convenience jurisdiction (where foreign owners control ships under India’s flag, often to exploit regulatory leniency). The Act introduces Bareboat Charter-Cum-Demise (BBCD) registration, a system where Indian operators can lease foreign vessels with an option of eventual ownership. While globally accepted, without strict enforcement, lessors (foreign owners) may retain effective control indefinitely, weakening India’s maritime autonomy. The law mandates registration of all vessels, irrespective of size or propulsion. This may impose heavy bureaucratic and financial burdens on small coastal and fishing operators. By allowing the executive unchecked power to dilute ownership norms “whenever convenient,” the Act hands over a blank cheque to the government, raising concerns of arbitrariness and loss of long-term sovereignty. Coastal Shipping Act, 2025 It introduces a simplified licensing system for coastal shipping and lays down the framework for regulating foreign vessels engaged in coasting trade.  The Bill mandates the formulation of a National Coastal and Inland Shipping Strategic Plan to guide future infrastructure development and policy direction. The legislation also provides for the creation of a National Database for Coastal Shipping, enabling real-time access to authentic and regularly updated data, promoting transparency and confidence. Criticism The Act’s primary objective is to protect cabotage (the rule that only Indian-flagged ships can carry goods along India’s coast).  While this appears to strengthen domestic trade, the Act gives the Director General of Shipping (DG Shipping) wide discretion to permit foreign vessels in domestic routes. Such permissions may be granted on vague grounds like “national security” or “alignment with strategic plans.” These open-ended clauses invite subjective interpretation and selective application. Compliance requirements such as mandatory reporting of voyage and cargo details create disproportionate burdens for small operators, especially in the fishing sector, who may lack the capacity to handle complex paperwork and digital tracking systems. The Act also mandates a National Coastal and Inland Shipping Strategic Plan to be centrally framed, which States must follow, undermining the principle of decentralised planning for local needs. Way Forward Maritime State Development Council should be redesigned to ensure equal say for States. Define ownership thresholds and licensing conditions clearly in legislation. Avoid leaving critical decisions to executive discretion. Establish independent maritime tribunals or empower High Courts for maritime disputes. Introduce exemptions or simplified compliance mechanisms for fishing vessels and small-scale operators. Safeguard cabotage rules to protect domestic coastal shipping from unfair competition. Conclusion India’s maritime reforms are undoubtedly necessary to bring its laws in line with global standards and unlock the potential of its 7,500 km coastline. Yet, modernisation should not come at the cost of federal balance, fair competition, and sovereignty safeguards. A balanced approach that respects States’ autonomy, judicial independence, and protection for small operators will ensure that maritime reforms truly strengthen India’s long-term maritime security and economic growth. Mains Practice Question Q India’s recent maritime reforms have been hailed as a step towards modernisation, but they also raise concerns of federal imbalance and regulatory overreach. Critically examine. (250 words, 15 marks) Source: India’s recent maritime reforms need course correction – The Hindu Sickle Cell: The Battle for Disability Justice (GS Paper II – polity and governance) Introduction (Context) The Government of India has issued revised guidelines under the Rights of Persons with Disabilities (RPWD) Act, 2016. The guidelines provide a framework for assessing disability in individuals with two copies of the sickle cell gene, or with sickle cell plus beta thalassaemia/Hb D. However, the exclusion of sickle cell disease (SCD) from the 4% reservation quota has triggered criticism and demands for reform. What is Sickle Cell Disease (SCD)? SCD is a genetic blood disorder caused by an abnormal form of haemoglobin (HbS). Red blood cells, instead of being round and flexible, take the shape of a sickle (crescent). This makes them sticky and fragile, leading to: Anaemia: Shortage of healthy red blood cells. Severe pain episodes (crises): Due to blocked blood flow. Organ damage: Heart, kidney, spleen, and brain may be affected. Frequent hospitalisation from childhood. Beyond health issues, stigma and discrimination deepen the barriers to education, employment, and social mobility. Salient features of Rights of Persons with Disabilities (RPwD) Act, 2016 The Rights of Persons with Disabilities (RPwD) Act, 2016 was passed to safeguard the dignity and equality of persons with disabilities and to ensure they are protected from any form of discrimination. The 2016 Act expanded the scope to 21 types of disabilities. These include conditions such as autism spectrum disorder, cerebral palsy, muscular dystrophy, specific learning disabilities, and survivors of acid attacks, among others. Benefits Discrimination in recruitment, promotion, training, or pay on the basis of disability is not allowed. Persons with disabilities must be treated equally in the workplace. At least 4% of vacancies in government jobs are reserved for candidates with benchmark disabilities (40% or more impairment). Employees who acquire a disability during service cannot be removed from their job. Such employees can be shifted to another suitable post without any cut in pay or benefits. Employers must provide necessary adjustments or assistive devices to help employees perform their duties. Workplaces should have accessible infrastructure like ramps, adapted furniture, supportive technology, and suitable toilets. Policies must be in place to prevent harassment, bullying, or discrimination related to disability. Persons with disabilities should have equal access to training, reskilling, and promotional opportunities. RPWD Act, 2016 and Benchmark disability The RPWD Act widened the meaning of disability and gave special rights to those with benchmark disabilities. A benchmark disability means a person has at least 40% or more impairment, as per Section 2(r) of the Act. People with benchmark disabilities can get free school education, reservations in higher studies, benefits under government schemes, and job reservations. The 40% rule leaves out many who still suffer as the percentage system is not uniform. Different doctors or medical boards may give different results for the same person. Because of this, many disabling conditions that affect daily life do not get officially recognised. Sickle Cell Disease (SCD) may not always look like a disability but causes severe problems. People with SCD face repeated episodes of pain, weakness, anaemia, organ damage, and frequent hospital visits, often from childhood. These health issues disturb schooling, reduce job chances, and shorten life expectancy. The problem is worse for Adivasi and Dalit communities, who also face stigma and discrimination along with the disease. The continual reliance on biomedical scoring and exclusion of people with SCD from full protections undermines the very purpose of recognising the condition under the Act. Issue of burden of proof In India, many government schemes give special benefits to people who have an official disability certificate. Some states like Odisha and Himachal Pradesh provide higher pension amounts for people with severe disabilities. Under Section 80U of the Income Tax Act, 1961, a person with a certified disability can get a tax deduction of ₹75,000, which goes up to ₹1.25 lakh in cases of severe disability. To claim these benefits, a person must get a disability certificate, issued by a medical authority as per Section 58 of the RPwD Act. The certificate is issued after evaluation by a medical board, usually led by the Chief Medical Officer. Confirmatory test reports must come from a government-approved or standard lab. Disability beyond the basic 40% benchmark is calculated through a scoring system that gives points for issues like pain, frequent blood transfusions, or neurological problems. This scoring system often ignores the real impact of the disease, especially when symptoms are invisible or occur only sometimes. As a result, people with serious challenges may not qualify for a higher score. The certification process itself is difficult for marginalised groups. Adivasi and Dalit patients in rural or remote areas face big hurdles in arranging medical tests or travelling long distances to district hospitals for evaluation. Way forward Extend job reservations under the 4% quota to individuals with SCD and related blood disorders. Reform certification process, move beyond biomedical scoring to consider fluctuating, invisible, and social impacts. Introduce decentralise certification ensure accessibility in rural/tribal areas with mobile medical boards. Adopt rights-based approach, treat disability as a lived experience shaped by health, social exclusion, and structural barriers. Combat stigma within healthcare, education, and workplaces by increasing awareness. Conclusion The RPWD Act promised inclusion and dignity but continues to rely on narrow biomedical frameworks. Unless sickle cell disease is recognised as a genuine, lifelong disability with real entitlements and protections, India risks reducing inclusion to mere tokenism. Mains Practice Question Q Critically examine the challenges faced by individuals with sickle cell disease in accessing disability rights under the RPWD Act, 2016. Suggest reforms to ensure their full inclusion. (250 words, 15 marks) Source: Sickle cell: The battle for disability justice – The Hindu

DAILY CURRENT AFFAIRS IAS | UPSC Prelims and Mains Exam – 5th September – 2025

rchives (PRELIMS  Focus) NIRF 2025 Category: POLITY Context:  IIT Madras has topped the NIRF 2025 overall rankings for the seventh consecutive year, also retaining its position as India’s best engineering college for the tenth year. Key Highlights Top Institutions: IIT Madras, IISc Bengaluru, IIT Delhi, IIT Bombay, IIT Kanpur, IIT Kharagpur, IIT Roorkee, AIIMS Delhi, JNU Delhi, Banaras Hindu University. Coverage: The tenth edition spanned 17 categories, reflecting the growing scope of Indian higher education. Critique: Education Minister Dharmendra Pradhan flagged regional bias in the peer perception metric (10% weight), which favors metropolitan colleges, and called for more inclusive mechanisms from 2026. Ranking Insights Parameters: Teaching, learning, research, graduation outcomes, and inclusivity formed the evaluation core. Expansion Plans: Future rankings may add entrepreneurship and data-driven assessments. Regional Bias: Peer perception continues to tilt towards metro-based institutions. Notable Category Leaders Universities/Research: IISc Bengaluru. Medical: AIIMS Delhi. Law: National Law School, Bengaluru. Pharmacy: Jamia Hamdard, New Delhi. Architecture/Planning: IIT Roorkee. State Universities & Inclusivity Jadavpur University, Kolkata topped state public universities; IGNOU Delhi led among open universities. The list included 24 state universities, 22 private deemed universities, and 19 IITs, reflecting sectoral diversity. Learning Corner: The National Institutional Ranking Framework (NIRF) is an initiative of the Ministry of Education, launched in 2015, to assess and rank higher education institutions in India. It provides a systematic methodology to promote quality, transparency, and accountability in the education sector. Key Features: Parameters: Teaching and learning, research and professional practice, graduation outcomes, outreach and inclusivity, and perception. Coverage: Institutions are ranked under categories such as overall, universities, engineering, management, medical, law, pharmacy, architecture, agriculture, innovation, and others. Objective: To guide students, parents, and policymakers with credible benchmarks of performance while encouraging healthy competition among institutions. Recent Trends: Growing number of categories, increasing participation of institutions, and policy discussions on refining criteria to reduce regional bias and include entrepreneurship and innovation metrics. Source: THE HINDU Particularly Vulnerable Tribal Groups (PVTGs) Category: POLITY Context : The Ministry of Tribal Affairs has asked Census authorities to enumerate PVTGs separately for the first time to enable accurate data for schemes like PM JANMAN. Particularly Vulnerable Tribal Groups (PVTGs) are a subcategory of Scheduled Tribes identified by traits such as stagnant/declining population, social isolation, low literacy, and dependence on subsistence activities. Key Points Need for Enumeration: Helps deliver targeted health, education, livelihood, and infrastructure benefits. Background: Concept evolved from the Dhebar Commission (1960–61). Criteria: Geographical isolation, pre-agricultural practices, poor literacy. Status: 75 PVTGs are recognized across 18 states and the Andaman & Nicobar Islands. Population: Around 47.5 lakh; Madhya Pradesh has the highest numbers, while groups like Jarawas, Onges, and Sentinelese have fewer than 1,000 members. Particularly Vulnerable Tribal Groups (PVTGs): PVTGs are a special category within the Scheduled Tribes, recognized for their extreme vulnerability and backwardness. The concept was introduced following the Dhebar Commission (1960–61) recommendations. Key Features Criteria: Stagnant or declining population, very low literacy, pre-agricultural/ subsistence economy, and social & geographical isolation. Status: India identifies 75 PVTGs spread across 18 states and the Andaman & Nicobar Islands. Demographics: Total population is about 47.5 lakh, with Madhya Pradesh having the largest share; some groups like the Jarawas, Onges, and Sentinelese have fewer than 1,000 members. Policy Support: Covered under targeted schemes such as PM JANMAN, focusing on health, education, livelihoods, and infrastructure. Significance: They represent the most marginalized communities, requiring focused interventions beyond general tribal welfare measures. Source:  THE INDIAN EXPRESS Immigration and Foreigners Bill, 2025 Category: POLITY Context: The Immigration and Foreigners Bill, 2025 overhauls India’s regime for regulating the entry, stay, and exit of foreign nationals by consolidating four older laws into one. Key Highlights Consolidation: Merges the Passport (Entry into India) Act, 1920; Registration of Foreigners Act, 1939; Foreigners Act, 1946; and Immigration (Carriers’ Liability) Act, 2000. Unified System: Introduces a centralized, digital framework for registration, permits, reporting, and data management. Authority: Immigration officers get final authority over entry, exit, and admissibility, with national security grounds overriding. Provisions Registration: Mandatory for foreigners at designated posts; district police and regional officers empowered. Accommodation Reporting: Hotels and similar establishments must submit records of foreign guests. Digital Permits: Required for movement into restricted/prohibited areas. Exemptions Diplomats, official passport holders, Nepal and Bhutan citizens (except via third countries) exempt. Refugees: Sri Lankan Tamils (pre-2015) regularized; Tibetans and other registered refugees protected by special orders. Enforcement Digital Infrastructure: Online portals and mobile apps for monitoring. Graduated Penalties: Differential fines based on seriousness (e.g., minor overstay penalties). Humanitarian Exemptions: Foreign military or events allowed by notification. Learning Corner: Fundamental Rights for Foreigners in India General Principle: Fundamental Rights in Part III of the Constitution are available to both citizens and foreigners, except where expressly restricted to citizens only. Rights Available to Foreigners: Article 14: Right to equality before law and equal protection of laws. Article 20: Protection in respect of conviction for offences. Article 21: Right to life and personal liberty. Article 22: Protection in cases of arrest and detention (with certain limits). Article 23 & 24: Prohibition of trafficking, forced labour, and child labour. Article 25–28: Freedom of religion (subject to public order, morality, health). Article 32: Right to constitutional remedies for enforcement of rights. Rights Not Available to Foreigners (Citizens Only): Article 15 & 16: Prohibition of discrimination and equality of opportunity in public employment. Article 19: Six freedoms (speech, movement, residence, profession, etc.). Article 29 & 30: Cultural and educational rights of minorities. Special Note: Enemy aliens may have these rights further restricted during emergencies. Foreigners are bound by laws relating to entry, stay, and exit under statutes like the Foreigners Act, 1946 and the new Immigration and Foreigners Bill, 2025. Source: THE INDIAN EXPRESS Vulture Conservation Portal Category: ENVIRONMENT Context Assam; developed by We Foundation India in collaboration with Gauhati University’s Zoology Department. Purpose: Build a nationwide network of conservationists, researchers, and communities for vulture protection and awareness. Features: Knowledge hub with scientific updates, population monitoring, campaign materials, and conservation practices. Local Focus: Initially disseminated in Assamese to engage grassroots communities, linking vulture survival with livelihoods and public health. Conservation Significance: India has nine vulture species, most critically endangered due to diclofenac poisoning and habitat loss. Partnerships: Supported by Assam Bird Monitoring Network, LASA Foundation, Suraksha Samitee, and independent conservationists. Learning Corner: Vulture Species in India India hosts 9 species of vultures (of the 23 found worldwide). Critically Endangered (IUCN Red List): White-rumped Vulture (Gyps bengalensis) Indian Vulture (Gyps indicus) Slender-billed Vulture (Gyps tenuirostris) Red-headed Vulture (Sarcogyps calvus) Endangered: Egyptian Vulture (Neophron percnopterus) Near Threatened: Himalayan Griffon (Gyps himalayensis) Least Concern (but declining locally): Griffon Vulture (Gyps fulvus) Cinereous Vulture (Aegypius monachus) Major Threats Diclofenac poisoning (NSAID used in cattle, lethal to vultures). Habitat loss and food scarcity. Electrocution and collision with power lines. Hunting in some regions. Conservation Measures Ban on veterinary diclofenac (2006); promotion of safe alternatives (meloxicam, tolfenamic acid). Vulture Safe Zones (around 8 established across India). Captive Breeding Centres: Pinjore (Haryana), Rajabhatkhawa (West Bengal), Rani (Assam), Junagadh (Gujarat), etc. Action Plan for Vulture Conservation 2020–2025 by MoEFCC. First Vulture Conservation Portal (2025) launched in Assam to network researchers and communities. Source: THE INDIAN EXPRESS Coal Gasification Category: ENVIRONMENT Context: NITI Aayog Workshop on Coal Gasification Objective: Workshop in New Delhi on “Coal Gasification Technology for Indian High Ash Content Coal” aimed at advancing the National Coal Gasification Mission, Make in India, and Atmanirbhar Bharat. Focus: Addressing challenges of gasifying Indian coal with 25–45% ash content; experts highlighted circulating fluidized bed gasification as most suitable. Policy Support: Ministry of Coal announced ₹8,500 crore Viability Gap Funding for public and private projects, with Letters of Award for selected firms. Indigenous Technology: IIT Delhi, BHEL, CIMFR, and others showcased successful pilot projects proving feasibility of gasification using domestic tech. Strategic Significance: Coal gasification positioned as vital for energy security, cleaner coal utilization, and reducing import dependence; next steps include CCUS integration and scaling pilot projects for commercial deployment. Learning Corner: Coal Gasification Definition: Coal gasification is a process that converts coal into synthesis gas (syngas), a mixture of carbon monoxide (CO), hydrogen (H₂), carbon dioxide (CO₂), and methane (CH₄). Process: Coal reacts with controlled amounts of oxygen, steam, or air at high temperature and pressure, without complete combustion. Uses of Syngas: Power generation (Integrated Gasification Combined Cycle – IGCC) Production of methanol, ammonia, urea, and synthetic natural gas (SNG) Hydrogen production and as feedstock for petrochemicals Advantages: Cleaner utilization of coal with reduced SOx, NOx, and particulate emissions compared to direct burning Enables Carbon Capture, Utilization, and Storage (CCUS) Reduces dependence on imported oil and natural gas Challenges in India: High ash content in Indian coal (25–45%) makes gasification technologically demanding High costs of setup and operation Need for robust infrastructure and indigenous R&D Policy Context: India aims for 100 MT of coal gasification by 2030 National Coal Gasification Mission supports projects through viability gap funding and public-private partnerships Source: PIB (MAINS Focus) Hydrogen trains (GS Paper III – Science and technology) Introduction (Context) Indian Railways has recently tested its first hydrogen-powered coach, marking a significant step towards the deployment of Hydrogen Fuel Cell (HFC) technology in India’s vast railway network.  Hydrogen-powered trains, or hydrail, are emerging as a promising zero-emission alternative to diesel-electric locomotives.  What are Hydrogen Trains? Hydrogen trains are electric trains with an onboard power source, unlike conventional electric trains that are powered via overhead wires.  They use HFC (Hydrogen Fuel Cell) technology, which generates energy through the electrochemical reaction of compressed hydrogen with atmospheric oxygen, emitting water vapour as the sole byproduct making it a zero-emission mechanism.  The electricity produced by the fuel cell is stored in batteries, which provide additional power during acceleration and climbing inclines.  Hydrogen trains also employ regenerative braking technology, which captures the kinetic energy (motion energy) generated during braking and converts it into electricity to recharge onboard batteries.  Hydrogen Fuel Cell vs Electric Trains Hydrogen trains work by first using electricity to produce hydrogen (through electrolysis), and then converting that hydrogen back into electricity inside the train to run it. Because of this double conversion process, some energy is lost along the way. Electric trains, on the other hand, draw electricity directly from overhead wires. This makes them more energy-efficient, especially when the power comes from renewable sources like solar or wind. This means that, over their full life cycle, electric trains are generally more efficient than hydrogen trains. Green Hydrogen vs Grey Hydrogen Green Hydrogen: Made using renewable energy (like solar or wind) to split water into hydrogen and oxygen. This process does not release harmful gases, so the trains powered by it can truly be called zero-emission. Grey Hydrogen: Produced from fossil fuels (like coal or natural gas). This process releases carbon dioxide (CO₂), which reduces the environmental benefits of hydrogen trains. For hydrogen trains to actually fight climate change, India needs to shift from grey hydrogen to green hydrogen at a large scale. Only then can hydrail become a genuinely clean and climate-friendly option. Advantages of Hydrail Eliminates smoke emissions from fuel combustion, reducing noise and air pollution. Operates on both electrified and non-electrified routes, ensuring greater flexibility. Particularly useful for routes where overhead electrification is unfeasible or prone to disruption. Can be refuelled in 20–25 minutes, faster than battery-electric train recharging. Supports India’s net-zero target by 2070; Indian Railways already reduced fuel use by 136 crore litres (2018–19 to 2023–24). Though initial investments are high, cost-effective on non-electrified routes by avoiding overhead electrification costs. Reduces dependence on imported diesel, strengthening energy security and improving balance of payments. Challenges Hydrail has a substantially high initial cost of production compared to both electric and diesel trains.  It requires the development of an extensive system for hydrogen production, storage and distribution – an infrastructure that is largely absent in India today. The massive refueling stations and machinery needed to support the substantial fleet of hydrogen trains present another logistical and financial challenge.  The highly flammable nature of hydrogen requires adherence to strict safety standards from production to storage and refuelling, necessitating further investment in safety infrastructure and training for railway personnel.  Currently, most hydrogen in India is derived from fossil fuels → undermines decarbonisation goals. Way forward Leverage India’s growing renewable energy capacity to scale up green hydrogen production and reduce costs. Develop a decentralised hydrogen infrastructure focusing on storage and refuelling, inspired by the Hydrogen Highways model under NGHM. Invest heavily in research and development to improve hydrogen fuel cell efficiency, safety standards, and cost competitiveness. Ensure long-term policy support with clear roadmaps, incentives, and public–private partnerships to sustain momentum. Strategically deploy hydrogen trains on non-electrified, remote, and hilly routes where they have maximum advantage. Conclusion Hydrogen trains mark a significant milestone in India’s pursuit of a sustainable and decarbonised transport system. With the right mix of renewable energy integration, infrastructure development, and supportive policies, India can position itself as a global leader in green hydrogen innovation. Mains Practice Question Q Hydrogen trains represent both an opportunity and a challenge for India’s transition towards sustainable transportation.” Discuss. (250 words, 15 marks) Source: UPSC Environment Current Affairs 2025: Hydrogen trains for a truly green and sustainable form of transportation Collegium System Under Scrutiny (GS Paper II – Polity and Governance) Introduction (Context) The judiciary is often seen as the guardian of constitutional morality, demanding accountability and transparency from the legislature and executive. However, recent revelations about Justice B.V. Nagarathna’s dissent in the Collegium’s recommendation to elevate Justice Vipul M. Pancholi highlight the opaque nature of judicial appointments. This raises serious concerns about transparency, accountability, and democratic legitimacy within the judiciary itself. Constitutional Provisions Related to the Appointment of Judges Article 124(2) – Supreme Court Judges Judges are appointed by the President through a warrant. Appointment requires consultation with Chief Justice of India (mandatory for all judges except CJI) and other SC and High Court judges (discretionary for the President) Article 217(1) – High Court Judges Judges appointed by the President after consultation with: Chief Justice of India, Governor of the State and Chief Justice of the High Court (mandatory for all except Chief Justice) Tenure: up to 62 years (except additional/acting judges under Article 224). Here, consultation is mandatory, unlike Article 124(2) which allows some discretion. About Collegium system The Collegium System is the way judges of the Supreme Court and High Courts are appointed in India. It is not written in the Constitution or in any law. Instead, it was created by the Supreme Court itself through judgments. In this system, a group (called the Collegium) of the 5 senior-most judges of the Supreme Court, including the Chief Justice of India (CJI), decide: Who will be appointed as a judge in the SC and High Courts. Who will be promoted (from High Court to SC). Transfers of judges from one High Court to another. It aims to keep the judiciary independent from political influence. Key Supreme Court Judgments on Judicial Appointments First Judges Case (S.P. Gupta v. Union of India, 1981) – Introduced the idea of consultation between the President and CJI for appointments, but gave more power to the executive. Second Judges Case (Supreme Court Advocates-on-Record Association v. Union of India, 1993) – Held that the Chief Justice of India and senior judges have primacy in appointments, reducing executive control. Third Judges Case (1998) – Clarified the Collegium system, giving a five-member panel of senior SC judges, headed by the CJI, the authority to select and recommend judges for the Supreme Court and High Courts. Issues with the collegium system The Collegium operates in closed-door meetings without publicly disclosing deliberations. Even dissent by senior judges (e.g., Justice B.V. Nagarathna’s objection) is hidden from the public. Judicial appointments are made by a self-selecting group of judges with no role for the legislature or public scrutiny. This creates a “judges appointing judges” model, which lacks democratic accountability. Collegium decisions are rarely explained; reasoning behind appointments, rejections, or transfers remains unknown. As there is no transparency, appointment on the basis of preferences are also patronized, over deserving candidates and qualifications. Separation of judiciary is the keystone of Indian democracy, and this idea has been emphasized by the constitution makers by including the Article 50 (directive principles of state policy) mentioning that the State shall take steps to separate the judiciary from the executive in the public services of the State. But the opaque collegium system is used by the politicians to fulfill their self-interest. For a short period in 2018, the Court uploaded fuller reasons for the Collegium’s choices and rejections. However, the experiment was short lived, with the explanation that disclosure might damage reputations. Importance of transparency in appointments Transparency in judicial appointments helps build trust and legitimacy in the system. Countries like Britain and South Africa show that making criteria and assessments public improves accountability. Judges make decisions on civil liberties, executive power, and federal authority, so citizens have a right to know why judges are appointed. Publicly sharing reasoning ensures the judiciary follows the same accountability it expects from other branches of government. Even though judges are unelected, they are entrusted with protecting rights against majoritarian excesses and maintaining constitutional balance. Transparency does not weaken their independence; instead, it reinforces trust and strengthens democracy. Way Forward The Collegium must embrace reform to ensure judicial appointments are transparent and accountable. The process should meet the highest standards of justification, moving away from a culture of secrecy. Opportunities for change should be actively implemented and sustained, rather than rolled back, to strengthen transparency and integrity. Structured reforms could include public disclosure of dissenting opinions, clear reasoning for appointments, and mechanisms to maintain independence while enhancing openness. Conclusion A judiciary that follows the same standards of openness and accountability it expects from other branches will not lose autonomy. On the contrary, transparency will strengthen public trust, reinforce legitimacy, and anchor the judiciary’s independence firmly in democratic values. Reforming the Collegium is essential to preserve both judicial authority and the credibility of India’s democracy. Mains Practice Question Q Discuss the need for transparency in the Collegium system of judicial appointments in India and its impact on judicial legitimacy. (250 words, 15 marks) Source: Concealing a judge’s dissent, eroding judiciary’s authority – The Hindu

Daily Prelims CA Quiz

UPSC Quiz – 2025 : IASbaba’s Daily Current Affairs Quiz 5th September 2025

The Current Affairs questions are based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, which are very important sources for UPSC Prelims Exam. The questions are focused on both the concepts and facts. The topics covered here are generally different from what is being covered under ‘Daily Current Affairs/Daily News Analysis (DNA) and Daily Static Quiz’ to avoid duplication. The questions would be published from Monday to Saturday before 2 PM. One should not spend more than 10 minutes on this initiative. Gear up and Make the Best Use of this initiative. Do remember that, “the difference between Ordinary and EXTRA-Ordinary is PRACTICE!!” Important Note: Don’t forget to post your marks in the comment section. Also, let us know if you enjoyed today’s test 🙂 After completing the 5 questions, click on ‘View Questions’ to check your score, time taken, and solutions. .To take the Test Click Here

DAILY CURRENT AFFAIRS IAS | UPSC Prelims and Mains Exam – 3rd September – 2025

rchives (PRELIMS  Focus) Vikram 32 Category: SCIENCE AND TECHNOLOGY Context:  Prime Minister Narendra Modi received the first Made in India Vikram 32-bit chip at Semicon India 2025, marking a milestone in the country’s semiconductor industry. The Vikram 32-bit Processor, an upgraded version of the earlier 16-bit VIKRAM1601 microprocessor, was developed by ISRO’s Vikram Sarabhai Space Centre and the Semiconductor Laboratory, Chandigarh. It has been used in ISRO’s launch vehicles since 2009 for space flight and avionics. Union Minister Ashwini Vaishnaw presented the chip to PM Modi, along with 31 prototype chips developed by IITs and NITs. India currently has five semiconductor units under construction, one pilot line completed, and two more units set to begin production soon. This achievement strengthens India’s position as an emerging semiconductor hub, boosting global confidence in its technology sector. Learning Corner: The Vikram 32-bit chip is India’s first indigenously developed 32-bit microprocessor for space applications. It is an advanced version of the earlier VIKRAM1601 (16-bit) processor and has been developed by ISRO’s Vikram Sarabhai Space Centre in collaboration with the Semiconductor Laboratory, Chandigarh. The chip is specifically designed for space flight and avionics systems in ISRO’s launch vehicles and has been in operational use since 2009. Its development marks a major step in India’s semiconductor self-reliance, showcasing the country’s ability to design and manufacture high-end processors for critical sectors like space technology. The presentation of this chip at Semicon India 2025 highlights India’s growing semiconductor ecosystem and its strategic push to become a global manufacturing hub. Source: THE HINDU Maitree Category: DEFENCE Context : The 14th edition of the India-Thailand joint military exercise Maitree-XIV began on September 1, 2025, at the Joint Training Node in Umroi, Meghalaya Participants: 120 personnel from India’s Madras Regiment and 53 from Thailand’s 1st Infantry Battalion, 14th Infantry Brigade. Focus: Counter-terrorist operations in semi-urban terrain under UN Charter Chapter VII, including tactical drills, joint planning, special arms skills, fitness, and raiding operations. Significance: Strengthens defence ties, interoperability, and mutual trust, culminating in a 48-hour validation exercise simulating real-world scenarios. Background: Started in 2006, Exercise Maitree remains a key bilateral initiative enhancing defence cooperation and regional strategic partnership between India and Thailand. Learning Corner: Major military exercises of India  Exercise Partner / Participants Type Focus / Objective Maitree Thailand Army Counter-terrorism, semi-urban/jungle warfare, interoperability. Garuda Shakti Indonesia Army (Special Forces) Counter-insurgency, counter-terrorism, jungle survival. Shakti France Army Counter-terrorism in semi-urban and high-altitude conditions. Surya Kiran Nepal Army Counter-insurgency, disaster response, humanitarian assistance. Nomadic Elephant Mongolia Army Counter-insurgency, peacekeeping, and desert warfare. Hand-in-Hand China Army Counter-terrorism and humanitarian assistance under UN mandate. Yudh Abhyas USA Army Counter-insurgency, counter-terrorism, and peacekeeping operations. Indra Russia Tri-services Counter-terrorism, peacekeeping, and joint operations. Sampriti Bangladesh Army Counter-terrorism and disaster management. Ajeya Warrior United Kingdom Army Counter-terrorism and joint tactical operations. Garuda France Air Force Air-to-air combat, interoperability, strategic cooperation. Cope India USA Air Force Air combat tactics, strategic airlift, and joint operations. Indo-Russian Avia Indra Russia Air Force Air defence, ground attack coordination. Varuna France Navy Maritime security, anti-submarine warfare, and interoperability. Malabar USA, Japan, Australia Navy (Quadrilateral) Maritime security, freedom of navigation, and Indo-Pacific cooperation. JIMEX Japan Navy Maritime security, anti-submarine warfare, and joint tactical manoeuvres. Simbex Singapore Navy Anti-submarine warfare, maritime security, and sea control operations. Konkan United Kingdom Navy Maritime security, anti-piracy, and naval cooperation. MILAN Multinational (Indian Ocean, Indo-Pacific) Navy (Multilateral) Maritime cooperation, interoperability, and regional security. Source:  PIB BHARATI initiative Category: ECONOMICS Context: APEDA has launched the BHARATI initiative (Bharat’s Hub for Agritech, Resilience, Advancement and Incubation for Export Enablement) to accelerate India’s agri-food exports Focus: Promoting innovation, incubation, and export opportunities in GI-tagged products, organic foods, superfoods, livestock, and AYUSH items. Features: A three-month acceleration programme covering product development, export readiness, market access, regulatory compliance, and solutions for perishability, logistics, and value addition. Technology: Integration of AI-based quality control, blockchain traceability, IoT-enabled cold chains, agri-fintech, and sustainable packaging. Impact: Nationwide awareness campaigns and a scalable incubation model to boost India’s global standing in agri-food exports through technology and entrepreneurship. Source: PIB Bond yields Category: ECONOMICS Context Bond yields in India have risen despite RBI’s rate cuts due to structural and market factors that outweigh policy easing. Heavy Government Borrowing: The 2025–26 Budget projects net borrowing of ₹11.55 lakh crore, creating oversupply of bonds and pushing yields higher. Fiscal Concerns: Rising debt (₹17.55 lakh crore in March 2025, projected to ₹19.01 lakh crore in March 2026) and deficit worries make investors demand higher returns. Liquidity Management: RBI injected liquidity but absorbed it through Variable Rate Reverse Repo (VRRR) auctions, sending mixed signals and limiting the effect of rate cuts. Weak Demand & Global Factors: Banks, insurers, and foreign investors have shown lower appetite, while global bond yields remain elevated. Risk Premium: Despite low inflation (below 2% in July 2025), investors seek a premium amid fiscal and global uncertainties. The yield–repo spread has widened to around 100 basis points, the largest in 2025. Learning Corner: Relation between bond yields and rate cuts: Normal Case – When Rate Cuts Lower Yields Suppose RBI’s repo rate is 6%, and the government issues a 10-year bond with a coupon (interest) of 7%. If RBI cuts the repo rate to 5%, new loans and bonds will generally offer lower returns (closer to 5–6%). Investors now rush to buy the older bond paying 7%, raising its price. Since Yield = (Coupon ÷ Price) × 100, higher price → lower yield. Example: Bond with ₹1,000 face value paying ₹70 annually (7%). If demand pushes its price to ₹1,100 → Yield = 70 ÷ 1100 = 6.36% (lower than before). Exceptional Case – Why Yields May Rise Despite Rate Cuts RBI again cuts repo rate from 6% → 5%. But suppose the government announces huge borrowing (₹11.5 lakh crore). That means more bonds will be supplied in the market. Investors worry about fiscal deficit and demand higher return to hold these extra bonds. Even though RBI cut rates, bond prices may fall due to oversupply and risk concerns. Example: Same bond (₹1,000 face value, paying ₹70). If price falls to ₹950 → Yield = 70 ÷ 950 = 7.36% (higher than before). Source: THE INDIAN EXPRESS Adi Vaani Category: POLITY Context: India’s first AI-powered translator for tribal languages Launched by the Ministry of Tribal Affairs as part of Janjatiya Gaurav Varsh celebrations. India’s first AI-powered translator for tribal languages. Key Features: Developed by a consortium led by IIT Delhi with BITS Pilani, IIIT Hyderabad, IIIT Nava Raipur, and Tribal Research Institutes. Beta version supports Santali, Bhili, Mundari, and Gondi, with Kui and Garo under development. Provides real-time text and speech translation with Hindi/English, interactive learning modules, digitization of folklore, and subtitled advisories. Objectives & Impact: Preserves and revitalizes endangered tribal languages. Bridges communication gaps between tribal and non-tribal communities. Enhances digital literacy, access to education, healthcare, and governance. Strengthens cultural diversity and inclusion through technology. Access: Available via web platform, with mobile app versions coming soon. Learning Corner: Tribal Languages in the Eighth Schedule The Eighth Schedule of the Constitution lists 22 official languages. Among them, some are tribal in origin or largely spoken by Scheduled Tribe communities: Santali – Added by the 92nd Constitutional Amendment (2003); spoken mainly in Jharkhand, Odisha, West Bengal, Bihar; uses Ol Chiki script. Bodo – Added by the 92nd Amendment (2003); spoken in Assam, linked to Bodo-Kachari tribal groups. Manipuri (Meitei) – Added by the 71st Amendment (1992); spoken in Manipur, predominantly by Meitei but also linked with tribal sub-groups in the region. Source: PIB (MAINS Focus) India needs more women judges in the Supreme Court (GS Paper II - Polity) Introduction (Context) With the retirement of Justice Sudhanshu Dhulia (August 2025), two vacancies arose in the Supreme Court. Despite this opportunity, no women were appointed. Justice B.V. Nagarathna remains the only woman judge in a sanctioned strength of 34 judges. Since independence, women’s representation in the Supreme Court has been negligible, raising concerns about diversity, inclusivity, and fairness in the judicial system. Data Since its inception (1950), only 11 women judges have been appointed to the Supreme Court, i.e., a mere 3.8% of the 287 judges. Justice Fatima Beevi  (October 6, 1989-April 29, 1992) was the first female judge of the Supreme court The appointment of three women judges in August 2021 under CJI N.V. Ramana was unprecedented. For the first time, women’s representation crossed 10% in the Court. Caste and community diversity is absent; no woman from SC/ST has ever been appointed, and Justice Fathima Beevi remains the only woman from a minority faith. Direct appointments from the Bar show stark gender disparity: nine men vs. only one woman (Justice Indu Malhotra). Despite capable women Senior Advocates, no further elevation has taken place. Women are often appointed at a later age, resulting in shorter tenures, limited chances in the Collegium, and rare opportunities to become CJI. The first woman CJI, Justice B.V. Nagarathna, will hold office only for 36 days (Sept–Oct 2027), reflecting systemic barriers. Appointment Procedure of judges As per the Memorandum of Procedure, a Supreme Court judge is appointed by the President based on recommendations of the Collegium, comprising the Chief Justice of India (CJI) and the four seniormost judges. The recommendation is sent by the CJI to the Union Law Minister, who forwards it to the Prime Minister, and finally to the President of India for approval. Issues Criteria for selection are not public; Collegium resolutions are inconsistent in disclosing reasons. Secrecy around who is being considered and when undermines accountability. Gender is not taken into consideration for appointments of judges to the Supreme Court and High Courts.  Seniority is applied inconsistently, with senior women judges often overlooked. No systematic effort to appoint women judges, either from High Courts or directly from the Bar. Since 2018 (Justice Indu Malhotra), no woman lawyer has been elevated directly from practice. While the Supreme Court has directed Bar Associations to reserve 30% seats for women, it has no mandate for its own gender representation. Way forward Make gender, caste, religion, and regional representation part of a formal written policy for higher judiciary appointments. Gender must be recognised as a criterion in the Memorandum of Procedure. Collegium must publish criteria and reasons for every appointment. Appointments must be based on intellectual ability, sound judgment, and sensitivity to diverse social realities, alongside diversity commitments. Encourage direct elevation of women lawyers from the Bar to address historical exclusion. Ensuring timely elevation of women High Court judges to provide them sufficient tenure for leadership roles. Representation must not remain confined to urban, upper-caste women judges. Broader inclusivity will enhance legitimacy and representativeness of the judiciary. Conclusion Women judges make the Supreme Court fairer and representative. Their presence brings new perspectives, builds public trust, and strengthens justice.  True gender equality in India’s top court will be achieved only when more women are given space on the Bench. Mains Practice Question Q Despite progressive jurisprudence on gender equality, the representation of women in India’s higher judiciary remains abysmally low. Critically examine the causes and suggest institutional reforms to ensure gender inclusivity in the Supreme Court and High Courts. (250 words, 15 marks) Source: India needs more women judges in the Supreme Court – The Hindu Shaping the future, India’s Semiconductor Journey (GS Paper III – Science and Technology) Introduction (Context) Semiconductors are the backbone of the digital economy, powering everything from smartphones and satellites to defence systems and artificial intelligence. The COVID-19 pandemic exposed the vulnerabilities of global chip supply chains, underscoring their strategic importance. India must work to improve the semiconductor industry to maintain the supply chain. Why Semiconductors Matter for India Dependence on foreign chips leaves India vulnerable in critical areas such as healthcare, defence, and communication. Indigenous capability ensures sovereignty in technology and security. With electronics manufacturing crossing ₹12 lakh crore annually and over 65 crore smartphone users, India’s demand for chips is surging. This presents both an opportunity and a compulsion to develop domestic capacity. Semiconductor manufacturing is concentrated in a few regions (Taiwan, South Korea, US). Even small disruptions can halt global production. Semiconductors now lie at the heart of global geopolitics. Steps taken by the government Unlike countries such as Taiwan, South Korea, or the US, India had not been able to set up large-scale semiconductor fabrication plants (fabs). However, recently government has taken steps to improve the semiconductor industry in India.  Some are discussed below: India Semiconductor Mission  The India Semiconductor Mission (ISM), launched in 2021 under MeitY, to develop India as a global hub for semiconductor and display manufacturing.  It supports setting up fabs, design-linked incentives, ATMP units, and skill development.  Under this, the government approved the setting up of 10 semiconductor fabrication plants across the country. Work on these plants has already started. In Sanand, Gujarat, pilot production has begun, and the first “Made in India” chip is expected this year. ISM aims to reduce import dependence, boost innovation, and secure India’s digital and strategic future. Global Investment and Ecosystem Building Making semiconductors is not just about building one factory. It requires a whole ecosystem — suppliers, equipment makers, raw material providers, logistics, and R&D support. Recognising this, many global leaders are investing in India. Applied Materials, Lam Research, Merck, and Linde are setting up factories and support systems This ecosystem approach will makes India’s semiconductor journey sustainable. Workforce India already contributes to 20% of the world’s semiconductor design workforce. This is a huge advantage because: The world is expected to face a shortage of over 1 million semiconductor professionals by 2030. India is well placed to fill this gap, thanks to its large pool of skilled engineers. Training and Tools To prepare the next generation of chip designers, the government is giving free access to world-class Electronic Design Automation (EDA) tools to 350 institutions and start-ups. In 2025 alone, these tools were used for 1.2 crore design hours This shows how India is equipping its young workforce with the latest technologies. Start-up ecosystem Start-ups are emerging as important players in the semiconductor field. Example: Mindgrove Technologies is building IoT chips using IIT Madras’ indigenous SHAKTI processor. These start-ups, supported by the Design Linked Incentive (DLI) Scheme, are driving innovation and creating confidence among investors. Terminologies Design Linked Incentive (DLI) Scheme: A government scheme to promote semiconductor chip design in India by providing financial and infrastructural support to start-ups, MSMEs, and academic institutions. It encourages innovation and reduces dependence on imported designs. Electronic Design Automation (EDA): EDA refers to specialized software tools used to design, simulate, and test semiconductor chips before actual manufacturing. These tools help engineers create efficient, error-free, and complex chip designs virtually. Challenges Setting up a fab requires $5–10 billion investment, making financing difficult. Dependence on imports of rare earths, silicon wafers, and specialty gases makes India vulnerable Absence of strong supply chains for chemicals, gases, and equipment. Despite a strong design workforce, India lacks experienced professionals in chip fabrication and equipment handling. Steps needed Move from pilot fabs to mass production and develop economies of scale. Focus on indigenous technologies, advanced nodes, and collaborative research. Reduce import dependence in critical raw materials through global partnerships and strategic reserves. Create specialised semiconductor engineering programs and industry-academia linkages. Involve global majors while nurturing local start-ups and MSMEs. Deepen cooperation with Quad, EU, Japan, and South Korea for technology and resilience. Ensure long-term incentives, infrastructure support, and investor confidence. Conclusion Semiconductors are the backbone of the digital age, much like steel was for the industrial era.  India’s push in this sector marks a transition from dependence to self-reliance, backed by policy support, global partnerships, and a strong talent base.  Despite challenges of high costs, technology gaps, and supply chain vulnerabilities, sustained efforts can make India a trusted hub in the global semiconductor value chain and secure its digital future. Mains Practice Question Q Semiconductors are the steel of the digital era.” In this context, critically analyse India’s efforts to build a self-reliant semiconductor ecosystem. What challenges does India face, and how can they be addressed? (250 words, 15 marks) Source: Ashwini Vaishnaw writes: Shaping the future, chip by chip

Daily Prelims CA Quiz

UPSC Quiz – 2025 : IASbaba’s Daily Current Affairs Quiz 3rd September 2025

The Current Affairs questions are based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, which are very important sources for UPSC Prelims Exam. The questions are focused on both the concepts and facts. The topics covered here are generally different from what is being covered under ‘Daily Current Affairs/Daily News Analysis (DNA) and Daily Static Quiz’ to avoid duplication. The questions would be published from Monday to Saturday before 2 PM. One should not spend more than 10 minutes on this initiative. Gear up and Make the Best Use of this initiative. Do remember that, “the difference between Ordinary and EXTRA-Ordinary is PRACTICE!!” Important Note: Don’t forget to post your marks in the comment section. Also, let us know if you enjoyed today’s test 🙂 After completing the 5 questions, click on ‘View Questions’ to check your score, time taken, and solutions. .To take the Test Click Here

Daily Prelims CA Quiz

UPSC Quiz – 2025 : IASbaba’s Daily Current Affairs Quiz 2nd September 2025

The Current Affairs questions are based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, which are very important sources for UPSC Prelims Exam. The questions are focused on both the concepts and facts. The topics covered here are generally different from what is being covered under ‘Daily Current Affairs/Daily News Analysis (DNA) and Daily Static Quiz’ to avoid duplication. The questions would be published from Monday to Saturday before 2 PM. One should not spend more than 10 minutes on this initiative. Gear up and Make the Best Use of this initiative. Do remember that, “the difference between Ordinary and EXTRA-Ordinary is PRACTICE!!” Important Note: Don’t forget to post your marks in the comment section. Also, let us know if you enjoyed today’s test 🙂 After completing the 5 questions, click on ‘View Questions’ to check your score, time taken, and solutions. .To take the Test Click Here

DAILY CURRENT AFFAIRS IAS | UPSC Prelims and Mains Exam – 2nd September – 2025

rchives (PRELIMS  Focus) RTE Act Category: POLITY Context:  The Supreme Court of India has called for a revisit of the blanket exemption granted to minority institutions under the RTE Act, 2009, holding that such exemption could undermine education standards. Key Bench Observations Expressed serious doubts on the 2014 Pramati Educational and Cultural Trust ruling that upheld full exemption. Warned that exemptions may be misused to evade child-centric regulations. Clarified there is no conflict between Article 21A (Right to Education) and Article 30(1) (Minority Rights); both can co-exist. Suggested that the 25% quota should also allow admission of children from outside the minority community for broader inclusiveness. Broader Context Provisions like TET and reservation for disadvantaged groups should ideally apply to all institutions, including minority ones, to maintain inclusiveness and quality. Section 12(1)(c) of the RTE Act (admission of disadvantaged groups) does not dilute minority character and should be applied. Court stressed that the 2014 ruling needs reconsideration to uphold the universalization of elementary education and protect child welfare standards. Learning Corner: Right of Children to Free and Compulsory Education (RTE) Act, 2009 Enactment: Came into force on 1st April 2010, operationalizing Article 21A of the Constitution (Right to Education as a Fundamental Right). Objective: To provide free and compulsory education to all children in the age group 6–14 years. Key Provisions: No child shall be denied admission for lack of documents or late admission. Prohibits physical punishment, mental harassment, screening tests, capitation fees, and private tuition by teachers. Mandates minimum infrastructure standards (student-teacher ratio, classroom, drinking water, toilets, etc.). Teacher Qualifications: Only trained and qualified teachers allowed; Teacher Eligibility Test (TET) mandated. 25% Reservation (Section 12(1)(c)): Private unaided schools must reserve 25% seats for disadvantaged and weaker section children. Emphasizes continuous and comprehensive evaluation—no detention till completion of elementary education. Coverage: Applies to government, local authority, and private unaided schools (except minority institutions, as per earlier court rulings—now under reconsideration). Source: THE INDIAN EXPRESS Tianjin Declaration Category: INTERNATIONAL Context : The Shanghai Cooperation Organisation (SCO) leaders, through the Tianjin Declaration, unanimously condemned terrorism, referencing attacks in Pahalgam Key Points from the Declaration Opposed unilateral sanctions and supported fairness in global governance. Condemned targeting civilians in conflicts, mentioning Gaza and Afghanistan. Supported political stability in Afghanistan and endorsed China’s Belt and Road Initiative. Summit Highlights PM Modi and President Putin discussed peace, stability, and cooperation, including Ukraine. Xi Jinping stressed fairness in global leadership and warned against Cold War mentality. Laos was upgraded to SCO partner status; members backed humanitarian aid and economic development. Learning Corner: Shanghai Cooperation Organisation (SCO) Formation: Established in 2001 in Shanghai by China, Russia, Kazakhstan, Kyrgyzstan, Tajikistan, and Uzbekistan (building on the earlier “Shanghai Five” group). Membership: Currently 9 members – China, Russia, India, Pakistan, Kazakhstan, Kyrgyzstan, Tajikistan, Uzbekistan, and Iran (joined in 2023). Several observer states and dialogue partners also participate. Headquarters: Beijing, China. Official Languages: Chinese and Russian. Objectives Promote regional peace, security, and stability. Combat terrorism, separatism, and extremism (the “three evils”). Enhance economic, cultural, and connectivity cooperation. Encourage multipolarity and fairness in global governance. Key Features Regional Anti-Terrorist Structure (RATS): Based in Tashkent, focuses on intelligence-sharing and counter-terrorism. Annual Summits & Declarations: Used to align on political, security, and economic issues. Belt and Road Initiative (BRI): Endorsed by SCO, though India remains opposed. Expanding outreach with observer states, dialogue partners, and partner status (e.g., Belarus in process of joining, Laos as partner). Source:  THE HINDU CEREBO Category: SCIENCE AND TECHNOLOGY Context: CEREBO is an indigenously developed, portable, non-invasive diagnostic tool for traumatic brain injuries (TBI). It can detect intracranial bleeding and edema within a minute, is radiation-free, safe for infants and pregnant women, and can be used even by paramedics or unskilled personnel where CT/MRI scans are unavailable. Importance & Usage Provides colour-coded, cost-effective, quick results for TBI detection. Useful in ambulances, trauma centres, rural clinics, and disaster zones. Improves outcomes through early diagnosis and triage without specialized infrastructure. Clinical trials have shown accuracy and integration into emergency pathways, with potential for global adoption. Context: Traumatic Brain Injuries TBIs are a major health burden in India, with 1.5–2 million cases annually, largely from road accidents. Many remain undiagnosed due to mild or hidden symptoms, leading to long-term impairments. CEREBO helps bridge gaps in rural and emergency TBI care, offering rapid, objective assessment. Source: THE HINDU Multithread and Single thread Rivers Category: GEOGRAPHY Context: Geographers at the University of California Santa Barbara have uncovered why some rivers split into multiple channels (multi-threaded) while others remain single-threaded Physical Mechanism Single-thread rivers maintain equilibrium between bank erosion and bar accretion—what erodes from one bank matches what is deposited on the opposite side, keeping the river stable. Multi-threaded rivers erode banks more quickly than they deposit material, resulting in channel widening and eventual splitting due to this persistent imbalance. Broader Implications The distinction between river types affects flood risks, erosion hazards, and ecosystem services; understanding these patterns is increasingly important as extreme weather events become more common. Research showed many rivers historically shifted from multi-threaded to single-channel forms after human intervention, such as damming and sand mining, underscoring the impact people have on river morphology. Technical Approach Scientists mapped river bank positions and water flows using thousands of satellite images, measuring erosion and gravel/sediment deposition to reveal cycles of instability behind channel splitting. This work highlights that river channel form is shaped not by static equilibrium but by repeated instability, informing future river management and flood prediction models. Learning Corner: Meandering Definition: Meanders are the sinuous, snake-like bends in a river channel that develop in its middle and lower courses due to lateral erosion and deposition. Formation Process: On the outer bank, fast-flowing water causes erosion (river cliff). On the inner bank, slower water leads to deposition (point bar). This continuous process accentuates the bends. Characteristics: Develops in rivers with gentle gradient, large volume of water, and fine sediments. Migration of meanders over time may lead to the formation of oxbow lakes when a bend gets cut off. Significance: Influences floodplain development. Plays a role in shaping alluvial landscapes. Important for ecosystems and agriculture due to fertile deposits. Difference between Multi-threaded Rivers and Meandering Rivers Feature Multi-threaded Rivers Meandering Rivers Definition A river that splits into two or more interconnected channels separated by bars or islands. A river with a single channel that develops sinuous, snake-like bends. Cause/Mechanism Caused when bank erosion > deposition → channels widen and split into multiple threads. Caused by lateral erosion and deposition balance → bends form due to helicoidal flow. Appearance Network-like, with several active water channels (braided/multi-thread pattern). Winding or serpentine single channel with distinct loops. Sediment Load Usually associated with high sediment load (gravel, sand) and variable water flow. Occurs in rivers with fine sediments (silt, clay) and steady flow. Gradient Typically, steeper gradients, unstable beds. Typically, gentle gradients, low slope areas. Examples Brahmaputra in Assam (braided, multi-threaded). Ganga in Bihar–UP plains, Mississippi River (USA). Landforms Produced Mid-channel bars, islands, multiple shifting channels. Point bars, river cliffs, oxbow lakes, floodplains. Source: THE HINDU Afghanistan Earthquake Category: GEOGRAPHY Context: A powerful 6.0-magnitude earthquake struck a remote mountainous region in Afghanistan, killing over 800 people and injuring at least 2,800. The quake flattened homes while families slept, particularly in eastern Kunar and nearby provinces. Rescue Efforts & Impact Massive rescue operations are underway, with helicopters and volunteers evacuating victims despite blocked roads. Many villages were devastated, leaving families homeless and in urgent need of shelter. The epicentre was near Jalalabad, close to the Pakistan border, with tremors felt as far as Islamabad. Learning Corner: Earthquake  An earthquake is the sudden release of energy in the Earth’s lithosphere that generates seismic waves, leading to ground shaking and surface displacement. Causes: Tectonic activity – movement along faults, plate collisions, subduction, or rifting. Volcanic activity – magma movement causing ground fracturing. Collapse earthquakes – due to subsurface cave-ins. Artificial/induced – reservoir filling, mining, nuclear tests. Key Concepts: Focus (Hypocenter): Point within Earth where energy is released. Epicenter: Point on the Earth’s surface directly above the focus. Seismic Waves: P-waves (Primary): Fastest, compressional. S-waves (Secondary): Slower, shear. Surface waves: Cause most destruction. Measurement: Magnitude: Measured by Richter Scale or Moment Magnitude Scale (Mw). Intensity: Measured by Modified Mercalli Scale (effects felt). Geographical Distribution: Concentrated along plate boundaries – Pacific Ring of Fire, Himalayan belt, Mid-Atlantic Ridge. Impacts: Landform changes (faults, uplift, subsidence). Secondary hazards – landslides, tsunamis, soil liquefaction. Human loss, infrastructure damage, economic disruption. Source: THE HINDU (MAINS Focus) Noise Pollution in Urban India (GS Paper III - Environment) Introduction (Context) Urban noise pollution has emerged as one of the most neglected public health and ecological challenges in India. Despite legal frameworks like the Noise Pollution (Regulation and Control) Rules, 2000 and monitoring systems, decibel levels in Indian cities remain consistently above permissible limits, especially near sensitive institutions, eroding the constitutional promise of peace and dignity. What is noise pollution? Noise pollution refers to unwanted or excessive sound that can have harmful effects on human health, wildlife, and environmental quality. Sources: Traffic: Road traffic, railways, and air traffic are significant contributors to noise pollution in urban areas. The constant honking, engine noise, and tire friction create a chaotic sound environment.  Industrial Activities: Factories and construction sites generate high levels of noise from machinery, drilling, and other operations, affecting workers and nearby residents.  Social and Recreational Activities: Loud music, events, and recreational activities can also contribute to noise pollution, particularly in residential areas.  Impacts of Urban Noise Pollution Causes stress, sleep disturbance, hypertension, cardiovascular diseases, impaired cognitive performance, and mental health issues. Reduces productivity, disturbs peace in residential areas, and affects learning environments in schools and recovery in hospitals. Creates civic fatigue; constant honking and drilling normalise “sonic aggression,” eroding dignity and mental well-being. Alters animal behaviour, migration, and communication. 2025 University of Auckland Study found that urban noise and artificial light disrupted the sleep and song patterns of common mynas after just one night. The birds sang less and with reduced complexity, impairing their social signalling. This indicates a broader breakdown of ecological communication systems. Laws related to noise pollution Constitution provisions Article 21 guarantees the right to life with dignity, encompassing mental and environmental well-being.  Article 48A mandates proactive environmental protection.  Judgement In 2024, the Supreme Court of India reaffirmed that environmental disruptions — including excessive noise — can infringe upon the fundamental right to life and dignity under Article 21. In Noise Pollution (V), In Re, the Court recognised that unchecked urban noise poses a serious threat to mental well-being and civic freedom. Laws The Noise Pollution (Regulation and Control) Rules, 2000 empower authorities to regulate and control noise levels in different zones (industrial, commercial, residential, and silence zones).  They prescribe permissible decibel limits, restrict loudspeaker use, and provide for creation of “silence zones” around sensitive areas like hospitals, schools, and courts. World Health Organisation According to the World Health Organization, safe limits in silent zones are 50 dB(A) by day and 40 dB(A) by night.  Yet, in cities such as Delhi and Bengaluru, readings near sensitive institutions often reach 65 dB(A)-70 dB(A). Issues in implementation of schemes (examples) Failure of National Ambient Noise Monitoring Network In 2011, the Central Pollution Control Board (CPCB) launched the National Ambient Noise Monitoring Network (NANMN), which was envisioned as a real-time data platform.  A major technical issue has been the flawed placement of sensors, many of which are installed 25–30 feet above ground level, in violation of CPCB’s 2015 guidelines, thereby producing distorted readings that fail to capture ground-level reality India faces regulatory fragmentation, poor transparency, and institutional silence, with States like Uttar Pradesh failing to release updated noise data even in 2025. Civil fatigue Noise normalised as part of urban living (honking, drilling, loudspeakers). Unlike smog or garbage, noise leaves no visible trace hence lack of outrage against the issue. Failure of implementation of Noise Pollution Rules, 2000 The Noise Pollution Rules, 2000 are rarely updated to reflect urban realities. There is little coordination between municipal bodies, traffic police and pollution control boards. Way Forward A National Acoustic Policy should be formulated on the lines of the National Ambient Air Quality Standards, setting clear benchmarks for permissible noise levels across zones. Such a policy can provide uniformity, define accountability, and integrate health and ecological considerations into planning. The Noise Pollution (Regulation and Control) Rules, 2000 need urgent revision to reflect present urban realities such as rapid infrastructure expansion, 24×7 construction, and mixed-use zoning. Updated rules must introduce stricter limits, dynamic monitoring, and new categories of “high-risk areas.” The National Ambient Noise Monitoring Network (NANMN) should be decentralised. Local bodies and urban municipalities must be given access to real-time data with both responsibility and authority to act. This will ensure quicker response and reduce bureaucratic delays. Data collection must be directly linked to penalties, zoning compliance, and restrictions on construction and traffic violations. Without deterrence, rules remain ineffective. Night-time construction and logistics-related activities such as drilling, crane operations, and heavy vehicular movement must be strictly regulated, with exceptions allowed only for essential services. Effective enforcement requires inter-agency coordination. State Pollution Control Boards (SPCBs), municipal corporations, and traffic police should operate through a shared platform to avoid duplication, inefficiency, and institutional silence. The Smart Cities Mission must incorporate acoustic resilience as a design parameter. Urban planning should not only focus on mobility and expansion but also on creating healthier and quieter spaces. Quiet zones must be established and actively enforced around sensitive areas such as schools, hospitals, and courts. Structural interventions like green buffers, tree belts, and noise barriers along highways, metro lines, and airports should be prioritised to mitigate constant noise exposure in dense traffic zones. Educational interventions can play a critical role. Noise awareness should be included in school curricula, and driver training institutes should make it a core component of traffic education. Conclusion Noise pollution is no longer just an environmental issue but a constitutional, ecological and cultural challenge. Unless India adopts a rights-based, holistic approach, its smart cities may remain unliveable in terms of soundscape. Silence must not be imposed it must be enabled through governance, design and collective civic responsibility. Mains Practice Question Q “Noise pollution in urban India is not just an environmental issue but a constitutional, ecological and public health concern. Critically analyse and suggest reforms for sustainable noise governance.”. (250 words, 15 marks) Source: Noise pollution is rising but policy is falling silent – The Hindu The Rise and Risks of Health Insurance in India (GS Paper III - Economy) Introduction (Context) Universal Health Care (UHC), as defined by the Bhore Committee (1946), aims to provide quality health care to all irrespective of ability to pay. Despite decades of planning, India lags behind global peers in achieving UHC. Recent years have witnessed a surge in State-sponsored health insurance schemes like PMJAY (Ayushman Bharat, 2018) and State Health Insurance Programmes (SHIPs), creating an impression that UHC can be achieved through insurance expansion. However, evidence shows that while insurance provides some relief, it also carries structural risks that may deepen inequalities and undermine the public health system. Growth of Health Insurance in India Pradhan Mantri Jan Arogya Yojana (PMJAY) was launched in 2018 under Ayushman Bharat as the flagship national health insurance scheme. Most states run their own State Health Insurance Programmes (SHIPs), generally offering coverage of ₹5 lakh per household per year, similar to PMJAY. Coverage is restricted to in-patient hospitalisation, with treatment available in empanelled public and private hospitals (roughly 50:50 distribution). In 2023–24, PMJAY covered about 58.8 crore individuals with an annual budget of ₹12,000 crore (including 40% state contribution). SHIPs, covering a similar population, together had a budget of at least ₹16,000 crore. Combined expenditure of ₹28,000 crore remains a small share of public health spending, but is expanding rapidly. In states like Gujarat, Kerala, and Maharashtra, SHIP budgets grew at a rate of 8%–25% annually (real terms) between 2018–19 and 2023–24. Risks and Challenges of Insurance-led UHC While PMJAY and State Health Insurance Programmes (SHIPs) do provide some relief to vulnerable sections especially when public hospitals are overcrowded or lack adequate facilities.  However, these schemes cannot be considered a genuine alternative to a robust Universal Health Care (UHC) system. Some of the flaws are: Promotion of profit-driven medicine: Nearly two-thirds of PMJAY funds flow to private hospitals, most of which are profit-oriented (similar data for SHIPs is limited). A study across six states revealed that PMJAY did not significantly raise hospitalisation rates, but it did increase the use of private hospitals. The dominance of poorly regulated private providers means that profit motives overshadow patient welfare, further entrenching inequalities rather than correcting them. Bias towards hospitalisation over primary care: Insurance schemes primarily finance hospital-based treatments, while primary and outpatient care, which are more cost-effective and widely needed, remain neglected. Strengthening primary health centres and outpatient services would reduce the burden of unnecessary hospital visits and associated costs. The inclusion of citizens aged 70 and above under PMJAY, combined with India’s rapidly ageing population, risks diverting a large share of public spending towards expensive tertiary care, leaving basic health services underfunded and inadequate. Utilisation Challenges Although official estimates suggest that PMJAY and SHIPs together cover nearly 80% of the population, the actual usage of these schemes is far lower. A large section of the enrolled population is unaware of their entitlements or finds the procedures too complex to navigate. According to the 2022–23 Household Consumption Expenditure Survey, only 35% of insured hospital patients could successfully use their insurance benefits. Hence insurance programmes have not led to a significant reduction in out-of-pocket health expenditure (OOPE), which continues to remain high in India. Discrimination Between Insured and Uninsured Patients Private hospitals often prefer treating uninsured patients, as they can charge higher commercial rates compared to the relatively lower reimbursement rates under insurance schemes. This discourages patients from availing their entitled benefits. Public hospitals, in contrast, sometimes show preference towards insured patients, since reimbursements from schemes bring them additional revenue. This situation has created a form of discriminatory treatment within the health-care system.  Patients may face pressure to enrol for insurance at the time of admission in order to be treated, which defeats the principle of equity in health care. Concerns of Health-care Providers Health-care providers themselves have expressed dissatisfaction with these schemes. Low reimbursement rates are often cited, though this argument may not always be objective. Delays in settlement of claims, however, are a major and valid concern.  The National Health Authority (NHA) reported that pending dues under PMJAY stood at ₹12,161 crore, which is higher than the scheme’s annual budget itself. Due to these payment issues, many private hospitals have temporarily suspended services for PMJAY beneficiaries, while others have completely withdrawn from the programme. As per a Health Ministry statement in the Lok Sabha, a total of 609 hospitals has opted out of PMJAY since its inception. Corruption The National Health Authority (NHA) has recently flagged over 3,200 hospitals for engaging in fraudulent practices under PMJAY.  Reports from across the country highlight widespread irregularities such as denial of treatment to eligible beneficiaries, overcharging of insured patients, and unnecessary medical procedures carried out to exploit the system.  Such practices undermine the very purpose of health insurance by exposing vulnerable patients to both financial hardship and health risks. Although mechanisms such as monitoring frameworks and periodic audits are intended to curb these malpractices, evidence suggests that they are largely ineffective.  For instance, audit reports are rarely available in the public domain, reflecting a deeper issue of limited transparency and weak accountability in the administration of health insurance schemes. Global Lessons Canada and Thailand use social health insurance as part of UHC. But PMJAY and SHIPs lack important features of social health insurance, such as universal coverage and focus on non-profit health-care providers. Way forward India must gradually enhance its public health spending to 2.5% of GDP by 2025, as envisaged in the National Health Policy (2017). Higher allocations should be directed towards strengthening government hospitals, primary health centres (PHCs), and sub-centres, especially in underserved rural and tribal areas. The Health and Wellness Centres (HWCs) under Ayushman Bharat should be scaled up with adequate human resources, medicines, diagnostics, and telemedicine facilities. Emphasis on preventive and promotive healthcare (nutrition, sanitation, lifestyle changes, vaccination, early screening) can reduce disease burden significantly. A robust regulatory framework must be established to oversee private hospitals, with strict guidelines on pricing, billing transparency, and ethical medical practices. Independent grievance redressal bodies at central and state levels should handle patient complaints effectively. Awareness campaigns at the grassroots level are essential to ensure people understand their entitlements under PMJAY and state schemes. Simplified digital claim systems and multilingual helplines can reduce procedural hurdles. Community health workers (ASHAs, ANMs) can act as facilitators, guiding patients on scheme utilisation and helping bridge information gaps, especially in rural and marginalised communities. Regular social audits, parliamentary reviews, and performance evaluations should be institutionalised. Use of data analytics and AI tools can help detect fraud, monitor utilisation patterns, and ensure accountability in fund usage. Insurance schemes like PMJAY and SHIPs should act as supplementary tools, not as the primary backbone of UHC. The core focus must remain on public sector strengthening, universal primary care, and non-profit health delivery models. Conclusion India’s health insurance expansion (PMJAY, SHIPs) has been a major policy experiment, offering short-term relief to millions. However, it cannot substitute for robust public health infrastructure, adequate funding, and regulation of private players. Unless India addresses its chronic under-investment (1.3% GDP) and strengthens primary, preventive, and public healthcare, UHC will remain elusive. Insurance can complement reforms, but the foundation of UHC must rest on strong, equitable, and accountable public health services. Mains Practice Question Q Critically examine the strengths and limitations of health insurance–based models in India and suggest alternative pathways to achieve UHC. (250 words, 15 marks) Source: The rise and risks of health insurance in India – The Hindu